First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Financial Bank Na 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,847 |
| Total Mortgage Loan Application Amount | $247,714,000 |
| Average Mortgage Loan Application Amount | $93,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $3,817,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Ohio | 366 | $ 42,429,000 | $ 115,000 | $ 73,000 |
| Lake County Indiana | 250 | $ 36,102,000 | $ 144,000 | $ 85,000 |
| Bartholomew County Indiana | 203 | $ 30,189,000 | $ 148,000 | $ 95,000 |
| Hamilton County Ohio | 161 | $ 22,733,000 | $ 141,000 | $ 90,000 |
| Warren County Ohio | 88 | $ 15,142,000 | $ 172,000 | $ 107,000 |
| Mercer County Ohio | 71 | $ 7,721,000 | $ 108,000 | $ 78,000 |
| Montgomery County Ohio | 52 | $ 9,555,000 | $ 183,000 | $ 131,000 |
| Boone County Kentucky | 33 | $ 4,056,000 | $ 122,000 | $ 111,000 |
| Dearborn County Indiana | 30 | $ 2,511,000 | $ 83,000 | $ 61,000 |
| Porter County Indiana | 28 | $ 4,104,000 | $ 146,000 | $ 73,000 |
| Van Wert County Ohio | 26 | $ 2,037,000 | $ 78,000 | $ 74,000 |
| Johnson County Indiana | 24 | $ 3,427,000 | $ 142,000 | $ 82,000 |
| Clermont County Ohio | 24 | $ 3,326,000 | $ 138,000 | $ 85,000 |
| Carroll County Indiana | 23 | $ 2,392,000 | $ 104,000 | $ 81,000 |
| Sandusky County Ohio | 21 | $ 2,435,000 | $ 115,000 | $ 68,000 |
| Shelby County Indiana | 19 | $ 2,206,000 | $ 116,000 | $ 73,000 |
| Kenton County Kentucky | 18 | $ 2,479,000 | $ 137,000 | $ 84,000 |
| Preble County Ohio | 18 | $ 1,499,000 | $ 83,000 | $ 57,000 |
| Clinton County Indiana | 17 | $ 1,829,000 | $ 107,000 | $ 84,000 |
| Tippecanoe County Indiana | 16 | $ 1,891,000 | $ 118,000 | $ 71,000 |
| Fayette County Indiana | 15 | $ 1,457,000 | $ 97,000 | $ 113,000 |
| Auglaize County Ohio | 15 | $ 1,615,000 | $ 107,000 | $ 70,000 |
| Paulding County Ohio | 15 | $ 1,108,000 | $ 73,000 | $ 56,000 |
| Jackson County Indiana | 14 | $ 1,919,000 | $ 137,000 | $ 76,000 |
| Marion County Indiana | 14 | $ 3,084,000 | $ 220,000 | $ 358,000 |
| Hamilton County Indiana | 13 | $ 2,928,000 | $ 225,000 | $ 125,000 |
| Monroe County Indiana | 13 | $ 2,208,000 | $ 169,000 | $ 334,000 |
| Kent County Michigan | 13 | $ 1,611,000 | $ 123,000 | $ 98,000 |
| Brown County Indiana | 12 | $ 1,889,000 | $ 157,000 | $ 132,000 |
| Franklin County Indiana | 12 | $ 2,036,000 | $ 169,000 | $ 119,000 |
| Ripley County Indiana | 12 | $ 1,317,000 | $ 109,000 | $ 63,000 |
| Williams County Ohio | 12 | $ 1,159,000 | $ 96,000 | $ 66,000 |
| Decatur County Indiana | 9 | $ 1,060,000 | $ 117,000 | $ 93,000 |
| Wabash County Indiana | 9 | $ 854,000 | $ 94,000 | $ 51,000 |
| Campbell County Kentucky | 9 | $ 1,946,000 | $ 216,000 | $ 61,000 |
| Ohio County Indiana | 8 | $ 894,000 | $ 111,000 | $ 49,000 |
| Jay County Indiana | 7 | $ 606,000 | $ 86,000 | $ 66,000 |
| Lawrence County Indiana | 7 | $ 320,000 | $ 45,000 | $ 38,000 |
| Jefferson County Kentucky | 7 | $ 769,000 | $ 109,000 | $ 89,000 |
| Jennings County Indiana | 6 | $ 853,000 | $ 142,000 | $ 69,000 |
| Blackford County Indiana | 5 | $ 363,000 | $ 72,000 | $ 42,000 |
| Fulton County Indiana | 5 | $ 546,000 | $ 109,000 | $ 68,000 |
| Hendricks County Indiana | 5 | $ 789,000 | $ 157,000 | $ 128,000 |
| Hancock County Indiana | 4 | $ 883,000 | $ 220,000 | $ 62,000 |
| Madison County Indiana | 4 | $ 793,000 | $ 198,000 | $ 120,000 |
| Randolph County Indiana | 4 | $ 199,000 | $ 49,000 | $ 57,000 |
| Rush County Indiana | 4 | $ 246,000 | $ 61,000 | $ 56,000 |
| Kalamazoo County Michigan | 4 | $ 460,000 | $ 115,000 | $ 82,000 |
| Greene County Ohio | 4 | $ 1,041,000 | $ 260,000 | $ 159,000 |
| Manatee County Florida | 3 | $ 730,000 | $ 243,000 | $ 243,000 |
| Kosciusko County Indiana | 3 | $ 432,000 | $ 144,000 | $ 111,000 |
| Morgan County Indiana | 3 | $ 234,000 | $ 78,000 | $ 55,000 |
| White County Indiana | 3 | $ 489,000 | $ 163,000 | $ 82,000 |
| Allen County Ohio | 3 | $ 491,000 | $ 163,000 | $ 71,000 |
| Darke County Ohio | 3 | $ 317,000 | $ 105,000 | $ 74,000 |
| Franklin County Ohio | 3 | $ 563,000 | $ 187,000 | $ 81,000 |
| Lucas County Ohio | 3 | $ 236,000 | $ 78,000 | $ 243,000 |
| Putnam County Ohio | 3 | $ 266,000 | $ 88,000 | $ 66,000 |
| Collier County Florida | 2 | $ 618,000 | $ 309,000 | $ 172,000 |
| Lee County Florida | 2 | $ 318,000 | $ 159,000 | $ 77,000 |
| Sarasota County Florida | 2 | $ 403,000 | $ 201,000 | $ 252,000 |
| Cass County Indiana | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| Delaware County Indiana | 2 | $ 107,000 | $ 53,000 | $ 389,000 |
| Henry County Indiana | 2 | $ 255,000 | $ 127,000 | $ 56,000 |
| Jasper County Indiana | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Newton County Indiana | 2 | $ 292,000 | $ 146,000 | $ 90,000 |
| Steuben County Indiana | 2 | $ 191,000 | $ 95,000 | $ 61,000 |
| Switzerland County Indiana | 2 | $ 158,000 | $ 79,000 | $ 37,000 |
| Eaton County Michigan | 2 | $ 237,000 | $ 118,000 | $ 121,000 |
| Champaign County Ohio | 2 | $ 218,000 | $ 109,000 | $ 76,000 |
| Clinton County Ohio | 2 | $ 134,000 | $ 67,000 | $ 23,000 |
| Defiance County Ohio | 2 | $ 259,000 | $ 129,000 | $ 81,000 |
| Huron County Ohio | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Seneca County Ohio | 2 | $ 98,000 | $ 49,000 | $ 42,000 |
| Summit County Ohio | 2 | $ 43,000 | $ 21,000 | $ 114,000 |
| Los Angeles County California | 1 | $ 600,000 | $ 600,000 | $ 71,000 |
| Pinellas County Florida | 1 | $ 302,000 | $ 302,000 | $ 190,000 |
| Allen County Indiana | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Boone County Indiana | 1 | $ 271,000 | $ 271,000 | $ 159,000 |
| Floyd County Indiana | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Greene County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Howard County Indiana | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| LaGrange County Indiana | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| LaPorte County Indiana | 1 | $ 194,000 | $ 194,000 | $ 94,000 |
| Marshall County Indiana | 1 | $ 30,000 | $ 30,000 | $ 146,000 |
| Owen County Indiana | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| Pike County Indiana | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Bracken County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 231,000 |
| Grant County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Pulaski County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 77,000 |
| Barry County Michigan | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Branch County Michigan | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Clinton County Michigan | 1 | $ 210,000 | $ 210,000 | $ 211,000 |
| Crawford County Michigan | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Emmet County Michigan | 1 | $ 900,000 | $ 900,000 | $ 58,000 |
| Grand Traverse County Michigan | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Ottawa County Michigan | 1 | $ 200,000 | $ 200,000 | $ 420,000 |
| Van Buren County Michigan | 1 | $ 175,000 | $ 175,000 | $ 163,000 |
| St. Louis County Missouri | 1 | $ 66,000 | $ 66,000 | $ 480,000 |
| Carson City County Nevada | 1 | $ 336,000 | $ 336,000 | $ 113,000 |
| Burlington County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 216,000 |
| Adams County Ohio | 1 | $ 75,000 | $ 75,000 | $ 220,000 |
| Fayette County Ohio | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Highland County Ohio | 1 | $ 12,000 | $ 12,000 | $ 158,000 |
| Muskingum County Ohio | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Pickaway County Ohio | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| Shelby County Ohio | 1 | $ 96,000 | $ 96,000 | $ 67,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 658,000 |
| Sevier County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 236,000 |
| Summit County Utah | 1 | $ 820,000 | $ 820,000 | $ 589,000 |
| Spotsylvania County Virginia | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
| Stafford County Virginia | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,260 | $179,935,000 | $142,000 | $950,000 | $97,000 | $3,123,000 |
| Home Purchase | 540 | $67,122,000 | $124,000 | $1,000,000 | $79,000 | $3,817,000 |
| Home Improvement | 47 | $657,000 | $13,000 | $92,000 | $68,000 | $667,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,690 | $226,094,000 | $133,000 | $1,000,000 | $92,000 | $3,817,000 |
| Asian | 38 | $6,801,000 | $178,000 | $417,000 | $131,000 | $607,000 |
| Hispanic | 36 | $4,985,000 | $138,000 | $402,000 | $84,000 | $258,000 |
| Not Provided | 34 | $3,544,000 | $104,000 | $845,000 | $103,000 | $539,000 |
| Not applicable | 25 | $4,242,000 | $169,000 | $804,000 | $0 | $0 |
| Black or African American | 22 | $1,847,000 | $83,000 | $231,000 | $54,000 | $132,000 |
| American Indian or Alaskan Native | 2 | $201,000 | $100,000 | $111,000 | $66,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,563 | $212,173,000 | $135,000 | $1,000,000 | $97,000 | $3,817,000 |
| FHA-insured (Federal Housing Administration) | 267 | $33,099,000 | $123,000 | $343,000 | $55,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 16 | $2,305,000 | $144,000 | $192,000 | $71,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $137,000 | $137,000 | $137,000 | $69,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,362 | $184,651,000 | $135,000 | $1,000,000 | $94,000 | $3,817,000 |
| Application Denied By Financial Institution | 290 | $36,865,000 | $127,000 | $900,000 | $76,000 | $533,000 |
| Application Approved But Not Accepted | 102 | $13,821,000 | $135,000 | $820,000 | $92,000 | $667,000 |
| Application Withdrawn By Applicant | 87 | $11,575,000 | $133,000 | $417,000 | $94,000 | $472,000 |
| File Closed For Incompleteness | 6 | $802,000 | $133,000 | $205,000 | $93,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 140 | $21,341,000 | $152,000 | $900,000 | $86,000 | $533,000 |
| Credit History | 46 | $2,721,000 | $59,000 | $400,000 | $61,000 | $480,000 |
| Other | 39 | $4,513,000 | $115,000 | $336,000 | $79,000 | $527,000 |
| Debt-To-Income Ratio | 38 | $4,506,000 | $118,000 | $417,000 | $43,000 | $148,000 |
| Unverifiable Information | 8 | $790,000 | $98,000 | $167,000 | $78,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,436,000 | $179,000 | $417,000 | $119,000 | $400,000 |
| Credit Application Incomplete | 6 | $845,000 | $140,000 | $417,000 | $125,000 | $223,000 |
| Employment History | 4 | $588,000 | $147,000 | $216,000 | $61,000 | $130,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $64,000 | $64,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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