First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Financial Bank Na 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,470 |
| Total Mortgage Loan Application Amount | $322,856,000 |
| Average Mortgage Loan Application Amount | $92,666 |
| Highest Mortgage Loan Application Amount | $6,040,000 |
| Average Applicant Income | $58,666 |
| Highest Applicant Income | $1,649,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Ohio | 385 | $ 48,666,000 | $ 126,000 | $ 73,000 |
| Hamilton County Ohio | 249 | $ 41,666,000 | $ 167,000 | $ 84,000 |
| Lake County Indiana | 238 | $ 35,563,000 | $ 149,000 | $ 83,000 |
| Montgomery County Ohio | 192 | $ 20,510,000 | $ 106,000 | $ 29,000 |
| Bartholomew County Indiana | 133 | $ 20,986,000 | $ 157,000 | $ 93,000 |
| Warren County Ohio | 130 | $ 23,729,000 | $ 182,000 | $ 68,000 |
| Boone County Kentucky | 61 | $ 6,864,000 | $ 112,000 | $ 43,000 |
| Mercer County Ohio | 60 | $ 5,567,000 | $ 92,000 | $ 49,000 |
| Clermont County Ohio | 58 | $ 7,768,000 | $ 133,000 | $ 56,000 |
| Allen County Ohio | 51 | $ 2,362,000 | $ 46,000 | $ 10,000 |
| Clinton County Ohio | 49 | $ 3,319,000 | $ 67,000 | $ 4,000 |
| Greene County Ohio | 40 | $ 5,654,000 | $ 141,000 | $ 46,000 |
| Kenton County Kentucky | 37 | $ 4,567,000 | $ 123,000 | $ 43,000 |
| Cuyahoga County Ohio | 37 | $ 2,161,000 | $ 58,000 | $ 20,000 |
| Stark County Ohio | 30 | $ 1,894,000 | $ 63,000 | $ 0 |
| Dearborn County Indiana | 29 | $ 3,245,000 | $ 111,000 | $ 55,000 |
| Van Wert County Ohio | 27 | $ 2,205,000 | $ 81,000 | $ 46,000 |
| Preble County Ohio | 24 | $ 2,722,000 | $ 113,000 | $ 49,000 |
| Carroll County Indiana | 21 | $ 1,674,000 | $ 79,000 | $ 64,000 |
| Monroe County Indiana | 21 | $ 3,817,000 | $ 181,000 | $ 77,000 |
| Franklin County Ohio | 21 | $ 2,061,000 | $ 98,000 | $ 3,000 |
| Auglaize County Ohio | 20 | $ 1,991,000 | $ 99,000 | $ 49,000 |
| Johnson County Indiana | 19 | $ 2,522,000 | $ 132,000 | $ 75,000 |
| Sandusky County Ohio | 18 | $ 1,427,000 | $ 79,000 | $ 102,000 |
| Clinton County Indiana | 17 | $ 1,729,000 | $ 101,000 | $ 75,000 |
| Jackson County Indiana | 17 | $ 3,436,000 | $ 202,000 | $ 52,000 |
| Marion County Indiana | 17 | $ 2,253,000 | $ 132,000 | $ 71,000 |
| Porter County Indiana | 16 | $ 8,718,000 | $ 544,000 | $ 78,000 |
| Highland County Ohio | 16 | $ 1,156,000 | $ 72,000 | $ 28,000 |
| Lucas County Ohio | 15 | $ 1,055,000 | $ 70,000 | $ 0 |
| Brown County Indiana | 14 | $ 1,704,000 | $ 121,000 | $ 112,000 |
| Shelby County Indiana | 14 | $ 1,630,000 | $ 116,000 | $ 44,000 |
| Clark County Ohio | 14 | $ 869,000 | $ 62,000 | $ 4,000 |
| Erie County Ohio | 14 | $ 1,190,000 | $ 85,000 | $ 7,000 |
| Tippecanoe County Indiana | 13 | $ 1,766,000 | $ 135,000 | $ 338,000 |
| Wabash County Indiana | 12 | $ 1,506,000 | $ 125,000 | $ 63,000 |
| Hamilton County Indiana | 11 | $ 2,373,000 | $ 215,000 | $ 142,000 |
| Paulding County Ohio | 11 | $ 867,000 | $ 78,000 | $ 53,000 |
| Jennings County Indiana | 10 | $ 917,000 | $ 91,000 | $ 59,000 |
| Summit County Ohio | 10 | $ 611,000 | $ 61,000 | $ 16,000 |
| Campbell County Kentucky | 8 | $ 1,618,000 | $ 202,000 | $ 71,000 |
| Mahoning County Ohio | 8 | $ 287,000 | $ 35,000 | $ 0 |
| Williams County Ohio | 8 | $ 776,000 | $ 97,000 | $ 57,000 |
| Decatur County Indiana | 7 | $ 595,000 | $ 85,000 | $ 39,000 |
| Fulton County Indiana | 7 | $ 529,000 | $ 75,000 | $ 45,000 |
| Hendricks County Indiana | 7 | $ 929,000 | $ 132,000 | $ 76,000 |
| Jay County Indiana | 7 | $ 711,000 | $ 101,000 | $ 37,000 |
| Delaware County Ohio | 7 | $ 1,238,000 | $ 176,000 | $ 77,000 |
| Richland County Ohio | 7 | $ 411,000 | $ 58,000 | $ 6,000 |
| Blackford County Indiana | 6 | $ 554,000 | $ 92,000 | $ 39,000 |
| Fayette County Indiana | 6 | $ 503,000 | $ 83,000 | $ 98,000 |
| Rush County Indiana | 6 | $ 505,000 | $ 84,000 | $ 41,000 |
| Ashland County Ohio | 6 | $ 417,000 | $ 69,000 | $ 0 |
| Logan County Ohio | 6 | $ 259,000 | $ 43,000 | $ 0 |
| Miami County Ohio | 6 | $ 856,000 | $ 142,000 | $ 22,000 |
| Ripley County Indiana | 5 | $ 676,000 | $ 135,000 | $ 63,000 |
| Jefferson County Kentucky | 5 | $ 1,300,000 | $ 260,000 | $ 134,000 |
| Lake County Ohio | 5 | $ 437,000 | $ 87,000 | $ 0 |
| Seneca County Ohio | 5 | $ 364,000 | $ 72,000 | $ 33,000 |
| Delaware County Indiana | 4 | $ 663,000 | $ 165,000 | $ 69,000 |
| Hancock County Indiana | 4 | $ 925,000 | $ 231,000 | $ 56,000 |
| Lawrence County Indiana | 4 | $ 475,000 | $ 118,000 | $ 0 |
| Switzerland County Indiana | 4 | $ 627,000 | $ 156,000 | $ 75,000 |
| Laurel County Kentucky | 4 | $ 111,000 | $ 27,000 | $ 0 |
| Berrien County Michigan | 4 | $ 1,140,000 | $ 285,000 | $ 293,000 |
| Cook County Illinois | 3 | $ 496,000 | $ 165,000 | $ 154,000 |
| Allen County Indiana | 3 | $ 191,000 | $ 63,000 | $ 60,000 |
| Greene County Indiana | 3 | $ 420,000 | $ 140,000 | $ 41,000 |
| Jasper County Indiana | 3 | $ 407,000 | $ 135,000 | $ 69,000 |
| Madison County Indiana | 3 | $ 193,000 | $ 64,000 | $ 68,000 |
| Morgan County Indiana | 3 | $ 298,000 | $ 99,000 | $ 0 |
| Randolph County Indiana | 3 | $ 142,000 | $ 47,000 | $ 53,000 |
| Union County Indiana | 3 | $ 261,000 | $ 87,000 | $ 51,000 |
| White County Indiana | 3 | $ 351,000 | $ 117,000 | $ 38,000 |
| Grant County Kentucky | 3 | $ 272,000 | $ 90,000 | $ 14,000 |
| Ashtabula County Ohio | 3 | $ 808,000 | $ 269,000 | $ 0 |
| Carroll County Ohio | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Champaign County Ohio | 3 | $ 179,000 | $ 59,000 | $ 0 |
| Columbiana County Ohio | 3 | $ 218,000 | $ 72,000 | $ 0 |
| Darke County Ohio | 3 | $ 262,000 | $ 87,000 | $ 65,000 |
| Licking County Ohio | 3 | $ 306,000 | $ 102,000 | $ 0 |
| Lorain County Ohio | 3 | $ 253,000 | $ 84,000 | $ 0 |
| Union County Ohio | 3 | $ 388,000 | $ 129,000 | $ 39,000 |
| Beaufort County South Carolina | 3 | $ 1,251,000 | $ 417,000 | $ 387,000 |
| DuPage County Illinois | 2 | $ 362,000 | $ 181,000 | $ 80,000 |
| Will County Illinois | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Boone County Indiana | 2 | $ 407,000 | $ 203,000 | $ 76,000 |
| Franklin County Indiana | 2 | $ 268,000 | $ 134,000 | $ 87,000 |
| Jefferson County Indiana | 2 | $ 248,000 | $ 124,000 | $ 35,000 |
| Kosciusko County Indiana | 2 | $ 174,000 | $ 87,000 | $ 20,000 |
| LaPorte County Indiana | 2 | $ 272,000 | $ 136,000 | $ 87,000 |
| Bracken County Kentucky | 2 | $ 600,000 | $ 300,000 | $ 149,000 |
| Gallatin County Kentucky | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Owen County Kentucky | 2 | $ 259,000 | $ 129,000 | $ 569,000 |
| Wayne County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 118,000 |
| Kalamazoo County Michigan | 2 | $ 569,000 | $ 284,000 | $ 36,000 |
| Kent County Michigan | 2 | $ 423,000 | $ 211,000 | $ 100,000 |
| Shiawassee County Michigan | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Fairfield County Ohio | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Fayette County Ohio | 2 | $ 135,000 | $ 67,000 | $ 0 |
| Hardin County Ohio | 2 | $ 68,000 | $ 34,000 | $ 0 |
| Huron County Ohio | 2 | $ 136,000 | $ 68,000 | $ 0 |
| Medina County Ohio | 2 | $ 227,000 | $ 113,000 | $ 0 |
| Portage County Ohio | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Wayne County Ohio | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Wood County Ohio | 2 | $ 252,000 | $ 126,000 | $ 55,000 |
| Davidson County Tennessee | 2 | $ 446,000 | $ 223,000 | $ 50,000 |
| Lee County Florida | 1 | $ 66,000 | $ 66,000 | $ 63,000 |
| Monroe County Florida | 1 | $ 372,000 | $ 372,000 | $ 248,000 |
| Palm Beach County Florida | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Sarasota County Florida | 1 | $ 410,000 | $ 410,000 | $ 345,000 |
| Walton County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Kendall County Illinois | 1 | $ 229,000 | $ 229,000 | $ 78,000 |
| Lake County Illinois | 1 | $ 417,000 | $ 417,000 | $ 345,000 |
| Benton County Indiana | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Clark County Indiana | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Elkhart County Indiana | 1 | $ 176,000 | $ 176,000 | $ 99,000 |
| Floyd County Indiana | 1 | $ 240,000 | $ 240,000 | $ 113,000 |
| Grant County Indiana | 1 | $ 79,000 | $ 79,000 | $ 88,000 |
| Henry County Indiana | 1 | $ 197,000 | $ 197,000 | $ 106,000 |
| Howard County Indiana | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| Marshall County Indiana | 1 | $ 77,000 | $ 77,000 | $ 363,000 |
| Owen County Indiana | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Steuben County Indiana | 1 | $ 408,000 | $ 408,000 | $ 216,000 |
| Whitley County Indiana | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Carroll County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Greenup County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Scott County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Whitley County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Clinton County Michigan | 1 | $ 124,000 | $ 124,000 | $ 114,000 |
| Emmet County Michigan | 1 | $ 185,000 | $ 185,000 | $ 417,000 |
| Ingham County Michigan | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Manistee County Michigan | 1 | $ 340,000 | $ 340,000 | $ 256,000 |
| St. Joseph County Michigan | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Moore County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 77,000 |
| Adams County Ohio | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Athens County Ohio | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Brown County Ohio | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Coshocton County Ohio | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Geauga County Ohio | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Hocking County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Marion County Ohio | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 370,000 | $ 370,000 | $ 425,000 |
| Pickaway County Ohio | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Pike County Ohio | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Scioto County Ohio | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Washington County Ohio | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Wyandot County Ohio | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 116,000 |
| Rutherford County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 83,000 |
| Sevier County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 25,000 |
| Williamson County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 200,000 |
| Milwaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,602 | $213,180,000 | $133,000 | $4,200,000 | $65,000 | $1,649,000 |
| Home Purchase | 835 | $109,174,000 | $130,000 | $6,040,000 | $58,000 | $855,000 |
| Home Improvement | 33 | $502,000 | $15,000 | $117,000 | $53,000 | $194,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,600 | $222,331,000 | $138,000 | $1,216,000 | $86,000 | $1,649,000 |
| Not applicable | 716 | $78,887,000 | $110,000 | $6,040,000 | $0 | $0 |
| Not Provided | 78 | $9,914,000 | $127,000 | $1,400,000 | $143,000 | $1,273,000 |
| Hispanic | 26 | $3,557,000 | $136,000 | $311,000 | $76,000 | $161,000 |
| Asian | 25 | $4,365,000 | $174,000 | $380,000 | $76,000 | $276,000 |
| Black or African American | 21 | $3,404,000 | $162,000 | $359,000 | $83,000 | $205,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $213,000 | $106,000 | $145,000 | $83,000 | $145,000 |
| American Indian or Alaskan Native | 2 | $185,000 | $92,000 | $122,000 | $92,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,069 | $279,264,000 | $134,000 | $6,040,000 | $66,000 | $1,649,000 |
| FHA-insured (Federal Housing Administration) | 311 | $35,131,000 | $112,000 | $414,000 | $49,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $4,470,000 | $72,000 | $190,000 | $10,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 28 | $3,991,000 | $142,000 | $414,000 | $55,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,446 | $219,303,000 | $151,000 | $6,040,000 | $83,000 | $1,624,000 |
| Loan Purchased By The Institution | 617 | $44,631,000 | $72,000 | $590,000 | $0 | $0 |
| Application Denied By Financial Institution | 270 | $38,971,000 | $144,000 | $720,000 | $81,000 | $1,649,000 |
| Application Withdrawn By Applicant | 92 | $12,726,000 | $138,000 | $600,000 | $80,000 | $692,000 |
| Application Approved But Not Accepted | 37 | $5,575,000 | $150,000 | $417,000 | $97,000 | $471,000 |
| File Closed For Incompleteness | 8 | $1,650,000 | $206,000 | $403,000 | $90,000 | $228,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 154 | $23,581,000 | $153,000 | $663,000 | $83,000 | $530,000 |
| Debt-To-Income Ratio | 48 | $5,989,000 | $124,000 | $417,000 | $48,000 | $125,000 |
| Credit History | 22 | $2,132,000 | $96,000 | $350,000 | $61,000 | $213,000 |
| Credit Application Incomplete | 17 | $3,742,000 | $220,000 | $720,000 | $194,000 | $1,649,000 |
| Other | 15 | $1,882,000 | $125,000 | $295,000 | $71,000 | $120,000 |
| Employment History | 9 | $709,000 | $78,000 | $150,000 | $44,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $609,000 | $152,000 | $300,000 | $67,000 | $134,000 |
| Unverifiable Information | 1 | $327,000 | $327,000 | $327,000 | $254,000 | $254,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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