First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First Financial Bank Na 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,715 |
| Total Mortgage Loan Application Amount | $458,343,000 |
| Average Mortgage Loan Application Amount | $130,333 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $3,404,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Ohio | 445 | $ 72,717,000 | $ 163,000 | $ 77,000 |
| Hamilton County Ohio | 409 | $ 76,739,000 | $ 187,000 | $ 99,000 |
| Lake County Indiana | 338 | $ 47,410,000 | $ 140,000 | $ 71,000 |
| Warren County Ohio | 198 | $ 38,230,000 | $ 193,000 | $ 113,000 |
| Bartholomew County Indiana | 127 | $ 21,673,000 | $ 170,000 | $ 103,000 |
| Montgomery County Ohio | 127 | $ 21,770,000 | $ 171,000 | $ 116,000 |
| Mercer County Ohio | 75 | $ 8,893,000 | $ 118,000 | $ 63,000 |
| Marion County Indiana | 71 | $ 14,449,000 | $ 203,000 | $ 86,000 |
| Clermont County Ohio | 69 | $ 15,800,000 | $ 228,000 | $ 88,000 |
| Boone County Kentucky | 65 | $ 8,246,000 | $ 126,000 | $ 128,000 |
| Dearborn County Indiana | 42 | $ 5,345,000 | $ 127,000 | $ 68,000 |
| Hamilton County Indiana | 41 | $ 9,124,000 | $ 222,000 | $ 128,000 |
| Monroe County Indiana | 38 | $ 14,602,000 | $ 384,000 | $ 86,000 |
| Kenton County Kentucky | 37 | $ 6,885,000 | $ 186,000 | $ 114,000 |
| Carroll County Indiana | 35 | $ 2,755,000 | $ 78,000 | $ 55,000 |
| Van Wert County Ohio | 32 | $ 3,520,000 | $ 110,000 | $ 54,000 |
| Hendricks County Indiana | 30 | $ 4,787,000 | $ 159,000 | $ 83,000 |
| Porter County Indiana | 27 | $ 5,554,000 | $ 205,000 | $ 80,000 |
| Greene County Ohio | 24 | $ 3,280,000 | $ 136,000 | $ 102,000 |
| Highland County Ohio | 24 | $ 2,506,000 | $ 104,000 | $ 57,000 |
| Johnson County Indiana | 20 | $ 5,106,000 | $ 255,000 | $ 71,000 |
| Jennings County Indiana | 19 | $ 1,584,000 | $ 83,000 | $ 99,000 |
| Tippecanoe County Indiana | 19 | $ 2,173,000 | $ 114,000 | $ 67,000 |
| Paulding County Ohio | 17 | $ 767,000 | $ 45,000 | $ 57,000 |
| Fayette County Indiana | 16 | $ 1,523,000 | $ 95,000 | $ 90,000 |
| Jackson County Indiana | 15 | $ 2,077,000 | $ 138,000 | $ 101,000 |
| Sandusky County Ohio | 15 | $ 1,448,000 | $ 96,000 | $ 58,000 |
| Shelby County Indiana | 14 | $ 1,775,000 | $ 126,000 | $ 81,000 |
| Miami County Ohio | 14 | $ 1,305,000 | $ 93,000 | $ 78,000 |
| Decatur County Indiana | 13 | $ 1,000,000 | $ 76,000 | $ 51,000 |
| Preble County Ohio | 13 | $ 1,281,000 | $ 98,000 | $ 52,000 |
| Clinton County Indiana | 12 | $ 2,603,000 | $ 216,000 | $ 39,000 |
| Clinton County Ohio | 12 | $ 1,484,000 | $ 123,000 | $ 72,000 |
| Williams County Ohio | 12 | $ 1,748,000 | $ 145,000 | $ 80,000 |
| Boone County Indiana | 10 | $ 2,334,000 | $ 233,000 | $ 151,000 |
| Brown County Indiana | 8 | $ 1,444,000 | $ 180,000 | $ 89,000 |
| Morgan County Indiana | 8 | $ 1,237,000 | $ 154,000 | $ 78,000 |
| Wabash County Indiana | 8 | $ 740,000 | $ 92,000 | $ 80,000 |
| Campbell County Kentucky | 8 | $ 1,276,000 | $ 159,000 | $ 83,000 |
| Auglaize County Ohio | 8 | $ 953,000 | $ 119,000 | $ 53,000 |
| Blackford County Indiana | 7 | $ 381,000 | $ 54,000 | $ 32,000 |
| Fulton County Indiana | 7 | $ 662,000 | $ 94,000 | $ 46,000 |
| Brown County Ohio | 7 | $ 816,000 | $ 116,000 | $ 105,000 |
| Jasper County Indiana | 6 | $ 947,000 | $ 157,000 | $ 80,000 |
| Randolph County Indiana | 6 | $ 522,000 | $ 87,000 | $ 63,000 |
| Ripley County Indiana | 6 | $ 701,000 | $ 116,000 | $ 48,000 |
| Switzerland County Indiana | 6 | $ 734,000 | $ 122,000 | $ 77,000 |
| Jay County Indiana | 5 | $ 560,000 | $ 112,000 | $ 43,000 |
| Madison County Indiana | 5 | $ 759,000 | $ 151,000 | $ 58,000 |
| Ohio County Indiana | 5 | $ 529,000 | $ 105,000 | $ 48,000 |
| White County Indiana | 5 | $ 640,000 | $ 128,000 | $ 113,000 |
| Franklin County Ohio | 5 | $ 924,000 | $ 184,000 | $ 123,000 |
| Newton County Indiana | 4 | $ 246,000 | $ 61,000 | $ 46,000 |
| Grant County Kentucky | 4 | $ 615,000 | $ 153,000 | $ 56,000 |
| Allen County Ohio | 4 | $ 426,000 | $ 106,000 | $ 45,000 |
| Darke County Ohio | 4 | $ 431,000 | $ 107,000 | $ 50,000 |
| Charleston County South Carolina | 4 | $ 1,897,000 | $ 474,000 | $ 211,000 |
| Cook County Illinois | 3 | $ 394,000 | $ 131,000 | $ 147,000 |
| Will County Illinois | 3 | $ 521,000 | $ 173,000 | $ 116,000 |
| Cass County Indiana | 3 | $ 393,000 | $ 131,000 | $ 71,000 |
| Delaware County Indiana | 3 | $ 2,803,000 | $ 934,000 | $ 73,000 |
| Franklin County Indiana | 3 | $ 263,000 | $ 87,000 | $ 79,000 |
| Hancock County Indiana | 3 | $ 332,000 | $ 110,000 | $ 84,000 |
| Jefferson County Indiana | 3 | $ 660,000 | $ 220,000 | $ 300,000 |
| Rush County Indiana | 3 | $ 263,000 | $ 87,000 | $ 21,000 |
| Union County Indiana | 3 | $ 143,000 | $ 47,000 | $ 51,000 |
| Jefferson County Kentucky | 3 | $ 1,125,000 | $ 375,000 | $ 306,000 |
| Erie County Ohio | 3 | $ 859,000 | $ 286,000 | $ 209,000 |
| Huron County Ohio | 3 | $ 183,000 | $ 61,000 | $ 89,000 |
| Summit County Ohio | 3 | $ 219,000 | $ 73,000 | $ 118,000 |
| Campbell County Tennessee | 3 | $ 637,000 | $ 212,000 | $ 177,000 |
| Allen County Indiana | 2 | $ 266,000 | $ 133,000 | $ 94,000 |
| Howard County Indiana | 2 | $ 137,000 | $ 68,000 | $ 45,000 |
| Steuben County Indiana | 2 | $ 111,000 | $ 55,000 | $ 72,000 |
| Cheboygan County Michigan | 2 | $ 1,152,000 | $ 576,000 | $ 226,000 |
| Van Buren County Michigan | 2 | $ 395,000 | $ 197,000 | $ 111,000 |
| Adams County Ohio | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Clark County Ohio | 2 | $ 458,000 | $ 229,000 | $ 181,000 |
| Defiance County Ohio | 2 | $ 239,000 | $ 119,000 | $ 80,000 |
| Delaware County Ohio | 2 | $ 393,000 | $ 196,000 | $ 88,000 |
| Fulton County Ohio | 2 | $ 223,000 | $ 111,000 | $ 70,000 |
| Putnam County Ohio | 2 | $ 79,000 | $ 39,000 | $ 66,000 |
| Florence County South Carolina | 2 | $ 294,000 | $ 147,000 | $ 68,000 |
| Horry County South Carolina | 2 | $ 172,000 | $ 86,000 | $ 23,000 |
| Broward County Florida | 1 | $ 290,000 | $ 290,000 | $ 159,000 |
| Collier County Florida | 1 | $ 3,200,000 | $ 3,200,000 | $ 1,680,000 |
| Hillsborough County Florida | 1 | $ 181,000 | $ 181,000 | $ 165,000 |
| Lee County Florida | 1 | $ 108,000 | $ 108,000 | $ 80,000 |
| Manatee County Florida | 1 | $ 1,350,000 | $ 1,350,000 | $ 980,000 |
| Miami-Dade County Florida | 1 | $ 250,000 | $ 250,000 | $ 254,000 |
| Polk County Florida | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Suwannee County Florida | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 226,000 | $ 226,000 | $ 256,000 |
| Benton County Indiana | 1 | $ 23,000 | $ 23,000 | $ 30,000 |
| Clark County Indiana | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Floyd County Indiana | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| Kosciusko County Indiana | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Lawrence County Indiana | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Miami County Indiana | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Orange County Indiana | 1 | $ 111,000 | $ 111,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 3,800,000 | $ 3,800,000 | $ 0 |
| Vigo County Indiana | 1 | $ 26,000 | $ 26,000 | $ 218,000 |
| Wayne County Indiana | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| Gallatin County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 59,000 |
| Oldham County Kentucky | 1 | $ 360,000 | $ 360,000 | $ 164,000 |
| Owen County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Pendleton County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 76,000 |
| Trimble County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 38,000 |
| Warren County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Woodford County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 21,000 |
| Allegan County Michigan | 1 | $ 81,000 | $ 81,000 | $ 116,000 |
| Branch County Michigan | 1 | $ 254,000 | $ 254,000 | $ 79,000 |
| Ingham County Michigan | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 120,000 | $ 120,000 | $ 215,000 |
| Champaign County Ohio | 1 | $ 37,000 | $ 37,000 | $ 56,000 |
| Cuyahoga County Ohio | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Medina County Ohio | 1 | $ 196,000 | $ 196,000 | $ 87,000 |
| Ottawa County Ohio | 1 | $ 388,000 | $ 388,000 | $ 249,000 |
| Pike County Ohio | 1 | $ 196,000 | $ 196,000 | $ 85,000 |
| Seneca County Ohio | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Union County Ohio | 1 | $ 404,000 | $ 404,000 | $ 142,000 |
| Beaufort County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 439,000 |
| Anderson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 218,000 |
| Humphreys County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Sevier County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 1,640,000 |
| Union County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 220,000 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,588 | $293,587,000 | $184,000 | $11,000,000 | $98,000 | $3,387,000 |
| Home Purchase | 1,067 | $161,342,000 | $151,000 | $3,800,000 | $79,000 | $3,404,000 |
| Home Improvement | 60 | $3,414,000 | $56,000 | $2,400,000 | $66,000 | $274,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,339 | $351,696,000 | $150,000 | $1,350,000 | $92,000 | $3,404,000 |
| Not Provided | 134 | $25,002,000 | $186,000 | $3,200,000 | $111,000 | $1,680,000 |
| Not applicable | 65 | $56,086,000 | $862,000 | $11,000,000 | $0 | $0 |
| Hispanic | 65 | $7,810,000 | $120,000 | $299,000 | $67,000 | $200,000 |
| Black or African American | 55 | $6,469,000 | $117,000 | $417,000 | $81,000 | $426,000 |
| Asian | 46 | $9,451,000 | $205,000 | $1,317,000 | $119,000 | $406,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,429,000 | $178,000 | $417,000 | $66,000 | $179,000 |
| American Indian or Alaskan Native | 3 | $400,000 | $133,000 | $169,000 | $80,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,317 | $407,085,000 | $175,000 | $11,000,000 | $96,000 | $3,404,000 |
| FHA-insured (Federal Housing Administration) | 319 | $39,659,000 | $124,000 | $341,000 | $53,000 | $179,000 |
| VA-guaranteed (Veterans Administration) | 51 | $8,658,000 | $169,000 | $405,000 | $63,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $2,941,000 | $105,000 | $270,000 | $40,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,153 | $373,662,000 | $173,000 | $11,000,000 | $89,000 | $3,387,000 |
| Application Denied By Financial Institution | 399 | $59,334,000 | $148,000 | $675,000 | $86,000 | $700,000 |
| Application Withdrawn By Applicant | 116 | $18,564,000 | $160,000 | $965,000 | $122,000 | $3,404,000 |
| Application Approved But Not Accepted | 38 | $5,649,000 | $148,000 | $740,000 | $79,000 | $412,000 |
| File Closed For Incompleteness | 9 | $1,134,000 | $126,000 | $317,000 | $94,000 | $375,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 209 | $35,258,000 | $168,000 | $625,000 | $101,000 | $700,000 |
| Debt-To-Income Ratio | 72 | $10,911,000 | $151,000 | $455,000 | $61,000 | $264,000 |
| Credit History | 44 | $3,569,000 | $81,000 | $263,000 | $74,000 | $262,000 |
| Credit Application Incomplete | 38 | $5,937,000 | $156,000 | $675,000 | $82,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,770,000 | $126,000 | $300,000 | $64,000 | $198,000 |
| Employment History | 10 | $953,000 | $95,000 | $200,000 | $42,000 | $141,000 |
| Other | 7 | $453,000 | $64,000 | $196,000 | $53,000 | $81,000 |
| Unverifiable Information | 3 | $237,000 | $79,000 | $121,000 | $167,000 | $446,000 |
| Mortgage Insurance Denied | 2 | $246,000 | $123,000 | $127,000 | $73,000 | $94,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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