First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Financial Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 400 Pine St Abilene, TX 79601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,074 |
| Total Mortgage Loan Application Amount | $749,693,000 |
| Average Mortgage Loan Application Amount | $138,000 |
| Highest Mortgage Loan Application Amount | $2,640,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $5,111,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Taylor County Texas | 987 | $ 133,415,000 | $ 135,000 | $ 101,000 |
| Tarrant County Texas | 546 | $ 117,874,000 | $ 215,000 | $ 136,000 |
| Tom Green County Texas | 358 | $ 49,822,000 | $ 139,000 | $ 138,000 |
| Parker County Texas | 324 | $ 51,043,000 | $ 157,000 | $ 113,000 |
| Johnson County Texas | 245 | $ 22,264,000 | $ 90,000 | $ 95,000 |
| Orange County Texas | 213 | $ 24,731,000 | $ 116,000 | $ 103,000 |
| Erath County Texas | 205 | $ 24,416,000 | $ 119,000 | $ 87,000 |
| Hood County Texas | 181 | $ 30,115,000 | $ 166,000 | $ 103,000 |
| Montgomery County Texas | 156 | $ 31,988,000 | $ 205,000 | $ 170,000 |
| Eastland County Texas | 153 | $ 10,244,000 | $ 66,000 | $ 70,000 |
| Jefferson County Texas | 149 | $ 28,801,000 | $ 193,000 | $ 127,000 |
| Nolan County Texas | 121 | $ 6,449,000 | $ 53,000 | $ 78,000 |
| Wise County Texas | 121 | $ 15,034,000 | $ 124,000 | $ 100,000 |
| Palo Pinto County Texas | 107 | $ 10,289,000 | $ 96,000 | $ 81,000 |
| Dallas County Texas | 106 | $ 39,215,000 | $ 369,000 | $ 204,000 |
| Ellis County Texas | 102 | $ 13,433,000 | $ 131,000 | $ 115,000 |
| Denton County Texas | 78 | $ 18,747,000 | $ 240,000 | $ 161,000 |
| Deaf Smith County Texas | 74 | $ 4,686,000 | $ 63,000 | $ 68,000 |
| Walker County Texas | 74 | $ 9,602,000 | $ 129,000 | $ 85,000 |
| Callahan County Texas | 63 | $ 4,114,000 | $ 65,000 | $ 88,000 |
| Jones County Texas | 57 | $ 3,852,000 | $ 67,000 | $ 79,000 |
| Somervell County Texas | 41 | $ 4,944,000 | $ 120,000 | $ 90,000 |
| Harris County Texas | 40 | $ 9,314,000 | $ 232,000 | $ 121,000 |
| Collin County Texas | 35 | $ 8,068,000 | $ 230,000 | $ 128,000 |
| Hardin County Texas | 34 | $ 6,325,000 | $ 186,000 | $ 112,000 |
| Fisher County Texas | 28 | $ 1,780,000 | $ 63,000 | $ 72,000 |
| Galveston County Texas | 25 | $ 5,512,000 | $ 220,000 | $ 110,000 |
| Jasper County Texas | 24 | $ 3,295,000 | $ 137,000 | $ 97,000 |
| Stephens County Texas | 23 | $ 1,836,000 | $ 79,000 | $ 64,000 |
| Comanche County Texas | 18 | $ 1,387,000 | $ 77,000 | $ 68,000 |
| Hill County Texas | 18 | $ 2,661,000 | $ 147,000 | $ 78,000 |
| Lubbock County Texas | 18 | $ 1,883,000 | $ 104,000 | $ 80,000 |
| Shackelford County Texas | 18 | $ 1,522,000 | $ 84,000 | $ 116,000 |
| Newton County Texas | 15 | $ 1,317,000 | $ 87,000 | $ 102,000 |
| Travis County Texas | 15 | $ 5,033,000 | $ 335,000 | $ 297,000 |
| Ector County Texas | 14 | $ 1,602,000 | $ 114,000 | $ 131,000 |
| Randall County Texas | 14 | $ 2,276,000 | $ 162,000 | $ 75,000 |
| Bosque County Texas | 12 | $ 2,159,000 | $ 179,000 | $ 86,000 |
| Brazos County Texas | 10 | $ 1,266,000 | $ 126,000 | $ 157,000 |
| Mitchell County Texas | 10 | $ 610,000 | $ 61,000 | $ 61,000 |
| Scurry County Texas | 10 | $ 689,000 | $ 68,000 | $ 101,000 |
| Brown County Texas | 9 | $ 2,227,000 | $ 247,000 | $ 247,000 |
| Williamson County Texas | 9 | $ 1,543,000 | $ 171,000 | $ 123,000 |
| Coleman County Texas | 7 | $ 873,000 | $ 124,000 | $ 67,000 |
| McLennan County Texas | 7 | $ 832,000 | $ 118,000 | $ 116,000 |
| Midland County Texas | 7 | $ 1,159,000 | $ 165,000 | $ 144,000 |
| Runnels County Texas | 7 | $ 652,000 | $ 93,000 | $ 89,000 |
| Coke County Texas | 6 | $ 205,000 | $ 34,000 | $ 107,000 |
| Haskell County Texas | 6 | $ 408,000 | $ 68,000 | $ 49,000 |
| Kaufman County Texas | 6 | $ 484,000 | $ 80,000 | $ 105,000 |
| San Jacinto County Texas | 6 | $ 654,000 | $ 109,000 | $ 86,000 |
| Young County Texas | 6 | $ 861,000 | $ 143,000 | $ 77,000 |
| Burnet County Texas | 5 | $ 1,635,000 | $ 327,000 | $ 144,000 |
| Chambers County Texas | 5 | $ 1,015,000 | $ 203,000 | $ 110,000 |
| Grimes County Texas | 5 | $ 1,133,000 | $ 226,000 | $ 113,000 |
| Hays County Texas | 4 | $ 863,000 | $ 215,000 | $ 220,000 |
| Jack County Texas | 4 | $ 74,000 | $ 18,000 | $ 67,000 |
| Parmer County Texas | 4 | $ 52,000 | $ 13,000 | $ 60,000 |
| Rockwall County Texas | 4 | $ 1,157,000 | $ 289,000 | $ 123,000 |
| Sabine County Texas | 4 | $ 636,000 | $ 159,000 | $ 75,000 |
| Trinity County Texas | 4 | $ 271,000 | $ 67,000 | $ 65,000 |
| Curry County New Mexico | 3 | $ 74,000 | $ 24,000 | $ 63,000 |
| Bexar County Texas | 3 | $ 443,000 | $ 147,000 | $ 109,000 |
| Comal County Texas | 3 | $ 934,000 | $ 311,000 | $ 61,000 |
| Crockett County Texas | 3 | $ 343,000 | $ 114,000 | $ 54,000 |
| Hamilton County Texas | 3 | $ 427,000 | $ 142,000 | $ 117,000 |
| Irion County Texas | 3 | $ 1,041,000 | $ 347,000 | $ 232,000 |
| Polk County Texas | 3 | $ 611,000 | $ 203,000 | $ 58,000 |
| Waller County Texas | 3 | $ 884,000 | $ 294,000 | $ 198,000 |
| Taos County New Mexico | 2 | $ 366,000 | $ 183,000 | $ 328,000 |
| Bastrop County Texas | 2 | $ 227,000 | $ 113,000 | $ 147,000 |
| Bell County Texas | 2 | $ 433,000 | $ 216,000 | $ 100,000 |
| Blanco County Texas | 2 | $ 1,115,000 | $ 557,000 | $ 50,000 |
| Brazoria County Texas | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Cherokee County Texas | 2 | $ 464,000 | $ 232,000 | $ 86,000 |
| Concho County Texas | 2 | $ 114,000 | $ 57,000 | $ 50,000 |
| Cooke County Texas | 2 | $ 317,000 | $ 158,000 | $ 33,000 |
| Fort Bend County Texas | 2 | $ 400,000 | $ 200,000 | $ 200,000 |
| Gillespie County Texas | 2 | $ 410,000 | $ 205,000 | $ 224,000 |
| Grayson County Texas | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Houston County Texas | 2 | $ 343,000 | $ 171,000 | $ 126,000 |
| Howard County Texas | 2 | $ 43,000 | $ 21,000 | $ 96,000 |
| Madison County Texas | 2 | $ 247,000 | $ 123,000 | $ 131,000 |
| Navarro County Texas | 2 | $ 119,000 | $ 59,000 | $ 69,000 |
| Potter County Texas | 2 | $ 296,000 | $ 148,000 | $ 48,000 |
| Reagan County Texas | 2 | $ 19,000 | $ 9,000 | $ 72,000 |
| Smith County Texas | 2 | $ 350,000 | $ 175,000 | $ 102,000 |
| Titus County Texas | 2 | $ 348,000 | $ 174,000 | $ 158,000 |
| Tyler County Texas | 2 | $ 370,000 | $ 185,000 | $ 92,000 |
| Van Zandt County Texas | 2 | $ 157,000 | $ 78,000 | $ 57,000 |
| Wichita County Texas | 2 | $ 128,000 | $ 64,000 | $ 71,000 |
| Douglas County Colorado | 1 | $ 3,000 | $ 3,000 | $ 84,000 |
| El Paso County Colorado | 1 | $ 243,000 | $ 243,000 | $ 78,000 |
| Hinsdale County Colorado | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Larimer County Colorado | 1 | $ 680,000 | $ 680,000 | $ 572,000 |
| Okaloosa County Florida | 1 | $ 346,000 | $ 346,000 | $ 263,000 |
| Chatham County Georgia | 1 | $ 19,000 | $ 19,000 | $ 46,000 |
| Calcasieu County Louisiana | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Orleans County Louisiana | 1 | $ 280,000 | $ 280,000 | $ 86,000 |
| Plymouth County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| Wayne County Michigan | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Lincoln County New Mexico | 1 | $ 189,000 | $ 189,000 | $ 185,000 |
| Sandoval County New Mexico | 1 | $ 6,000 | $ 6,000 | $ 37,000 |
| Oklahoma County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 235,000 |
| Atascosa County Texas | 1 | $ 123,000 | $ 123,000 | $ 228,000 |
| Bailey County Texas | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Brewster County Texas | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Caldwell County Texas | 1 | $ 367,000 | $ 367,000 | $ 132,000 |
| Cameron County Texas | 1 | $ 28,000 | $ 28,000 | $ 122,000 |
| Colorado County Texas | 1 | $ 508,000 | $ 508,000 | $ 273,000 |
| Dawson County Texas | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Dickens County Texas | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| El Paso County Texas | 1 | $ 126,000 | $ 126,000 | $ 91,000 |
| Fannin County Texas | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Gaines County Texas | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Gonzales County Texas | 1 | $ 258,000 | $ 258,000 | $ 78,000 |
| Harrison County Texas | 1 | $ 1,000 | $ 1,000 | $ 73,000 |
| Hartley County Texas | 1 | $ 123,000 | $ 123,000 | $ 113,000 |
| Henderson County Texas | 1 | $ 578,000 | $ 578,000 | $ 202,000 |
| Hopkins County Texas | 1 | $ 8,000 | $ 8,000 | $ 53,000 |
| Leon County Texas | 1 | $ 212,000 | $ 212,000 | $ 75,000 |
| Liberty County Texas | 1 | $ 90,000 | $ 90,000 | $ 93,000 |
| Llano County Texas | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Matagorda County Texas | 1 | $ 188,000 | $ 188,000 | $ 186,000 |
| Menard County Texas | 1 | $ 6,000 | $ 6,000 | $ 67,000 |
| Montague County Texas | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Nueces County Texas | 1 | $ 196,000 | $ 196,000 | $ 109,000 |
| Robertson County Texas | 1 | $ 163,000 | $ 163,000 | $ 44,000 |
| San Patricio County Texas | 1 | $ 46,000 | $ 46,000 | $ 80,000 |
| Schleicher County Texas | 1 | $ 130,000 | $ 130,000 | $ 118,000 |
| Stonewall County Texas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Sutton County Texas | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
| Terry County Texas | 1 | $ 170,000 | $ 170,000 | $ 119,000 |
| Throckmorton County Texas | 1 | $ 89,000 | $ 89,000 | $ 117,000 |
| Val Verde County Texas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Ward County Texas | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Winkler County Texas | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Yoakum County Texas | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Accomack County Virginia | 1 | $ 8,000 | $ 8,000 | $ 234,000 |
| Teton County Wyoming | 1 | $ 418,000 | $ 418,000 | $ 287,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,526 | $467,064,000 | $184,000 | $2,412,000 | $117,000 | $2,668,000 |
| Home Improvement | 1,364 | $69,151,000 | $50,000 | $1,586,000 | $95,000 | $1,100,000 |
| Refinancing | 1,184 | $213,478,000 | $180,000 | $2,640,000 | $118,000 | $5,111,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,953 | $602,097,000 | $152,000 | $2,412,000 | $122,000 | $5,111,000 |
| Hispanic | 582 | $47,589,000 | $81,000 | $1,017,000 | $76,000 | $1,553,000 |
| Not applicable | 206 | $34,932,000 | $169,000 | $1,680,000 | $0 | $0 |
| Not Provided | 153 | $35,589,000 | $232,000 | $1,875,000 | $133,000 | $720,000 |
| Black or African American | 84 | $9,865,000 | $117,000 | $417,000 | $74,000 | $295,000 |
| Asian | 70 | $15,478,000 | $221,000 | $2,640,000 | $140,000 | $1,325,000 |
| American Indian or Alaskan Native | 16 | $2,830,000 | $176,000 | $524,000 | $113,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,313,000 | $131,000 | $265,000 | $95,000 | $253,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,560 | $656,310,000 | $143,000 | $2,640,000 | $115,000 | $5,111,000 |
| FHA-insured (Federal Housing Administration) | 272 | $40,557,000 | $149,000 | $316,000 | $70,000 | $266,000 |
| VA-guaranteed (Veterans Administration) | 224 | $50,373,000 | $224,000 | $1,000,000 | $87,000 | $546,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,453,000 | $136,000 | $188,000 | $54,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,008 | $598,263,000 | $149,000 | $1,937,000 | $116,000 | $5,111,000 |
| Application Denied By Financial Institution | 572 | $59,750,000 | $104,000 | $2,640,000 | $74,000 | $1,358,000 |
| Application Approved But Not Accepted | 409 | $71,856,000 | $175,000 | $2,412,000 | $116,000 | $1,364,000 |
| File Closed For Incompleteness | 61 | $15,697,000 | $257,000 | $1,576,000 | $122,000 | $720,000 |
| Application Withdrawn By Applicant | 21 | $2,895,000 | $137,000 | $335,000 | $71,000 | $229,000 |
| Loan Purchased By The Institution | 3 | $1,232,000 | $410,000 | $507,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 242 | $16,466,000 | $68,000 | $550,000 | $61,000 | $319,000 |
| Debt-To-Income Ratio | 211 | $24,132,000 | $114,000 | $705,000 | $64,000 | $1,358,000 |
| Collateral | 79 | $13,356,000 | $169,000 | $2,640,000 | $136,000 | $1,325,000 |
| Other | 15 | $2,101,000 | $140,000 | $360,000 | $84,000 | $250,000 |
| Employment History | 10 | $1,107,000 | $110,000 | $225,000 | $61,000 | $145,000 |
| Unverifiable Information | 8 | $1,165,000 | $145,000 | $228,000 | $49,000 | $82,000 |
| Credit Application Incomplete | 4 | $632,000 | $158,000 | $244,000 | $107,000 | $229,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $791,000 | $263,000 | $417,000 | $254,000 | $588,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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