First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

First Financial Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Financial Bank, National Association
1401 S. Third St.
Terre Haute, IN 47802
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,623
Total Mortgage Loan Application Amount $338,345,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $14,505,000
Average Applicant Income $74,166
Highest Applicant Income $2,591,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2022.

Mortgage Loan Application Totals for First Financial Bank, National Association by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Vigo County Indiana 718 $ 72,480,000 $ 100,000 $ 90,000
Clay County Indiana 161 $ 14,815,000 $ 92,000 $ 86,000
Vermillion County Indiana 152 $ 9,810,000 $ 64,000 $ 69,000
Sullivan County Indiana 143 $ 14,075,000 $ 98,000 $ 80,000
Parke County Indiana 92 $ 7,990,000 $ 86,000 $ 77,000
Vermilion County Illinois 76 $ 4,440,000 $ 58,000 $ 69,000
Greene County Indiana 54 $ 4,820,000 $ 89,000 $ 69,000
Hopkins County Kentucky 54 $ 4,520,000 $ 83,000 $ 78,000
Crawford County Illinois 49 $ 2,795,000 $ 57,000 $ 60,000
Putnam County Indiana 44 $ 7,230,000 $ 164,000 $ 103,000
Marshall County Kentucky 44 $ 4,010,000 $ 91,000 $ 96,000
Cheatham County Tennessee 42 $ 4,490,000 $ 106,000 $ 80,000
Clark County Illinois 39 $ 2,745,000 $ 70,000 $ 79,000
Warren County Kentucky 38 $ 9,090,000 $ 239,000 $ 92,000
Christian County Kentucky 35 $ 2,855,000 $ 81,000 $ 98,000
Knox County Indiana 34 $ 2,200,000 $ 64,000 $ 66,000
Champaign County Illinois 31 $ 6,645,000 $ 214,000 $ 85,000
Calloway County Kentucky 31 $ 2,855,000 $ 92,000 $ 83,000
Coles County Illinois 29 $ 2,045,000 $ 70,000 $ 72,000
Jasper County Illinois 26 $ 1,170,000 $ 45,000 $ 61,000
Marion County Indiana 26 $ 18,250,000 $ 701,000 $ 153,000
Owen County Indiana 25 $ 2,445,000 $ 97,000 $ 84,000
Wayne County Illinois 23 $ 1,415,000 $ 61,000 $ 74,000
Montgomery County Tennessee 22 $ 4,460,000 $ 202,000 $ 180,000
Obion County Tennessee 21 $ 1,575,000 $ 75,000 $ 115,000
Franklin County Illinois 18 $ 990,000 $ 55,000 $ 43,000
Marion County Illinois 18 $ 880,000 $ 48,000 $ 58,000
Richland County Illinois 17 $ 2,045,000 $ 120,000 $ 68,000
Hamilton County Indiana 17 $ 5,645,000 $ 332,000 $ 226,000
Daviess County Indiana 16 $ 1,820,000 $ 113,000 $ 182,000
Fulton County Kentucky 16 $ 660,000 $ 41,000 $ 53,000
Davidson County Tennessee 16 $ 8,030,000 $ 501,000 $ 334,000
Livingston County Illinois 15 $ 1,395,000 $ 93,000 $ 78,000
Hancock County Kentucky 15 $ 1,015,000 $ 67,000 $ 68,000
Edgar County Illinois 13 $ 765,000 $ 58,000 $ 68,000
Trigg County Kentucky 13 $ 1,215,000 $ 93,000 $ 57,000
Jefferson County Illinois 12 $ 690,000 $ 57,000 $ 69,000
Lawrence County Illinois 12 $ 650,000 $ 54,000 $ 68,000
Monroe County Indiana 11 $ 32,155,000 $ 2,923,000 $ 365,000
McLean County Illinois 10 $ 760,000 $ 76,000 $ 144,000
Hendricks County Indiana 10 $ 1,920,000 $ 192,000 $ 106,000
McCracken County Kentucky 10 $ 1,230,000 $ 123,000 $ 74,000
Fountain County Indiana 9 $ 885,000 $ 98,000 $ 91,000
Vanderburgh County Indiana 8 $ 1,160,000 $ 145,000 $ 78,000
Todd County Kentucky 8 $ 670,000 $ 83,000 $ 108,000
Houston County Tennessee 8 $ 1,040,000 $ 130,000 $ 100,000
Madison County Indiana 7 $ 765,000 $ 109,000 $ 54,000
Rutherford County Tennessee 7 $ 1,665,000 $ 237,000 $ 118,000
Williamson County Tennessee 7 $ 1,975,000 $ 282,000 $ 141,000
Cumberland County Illinois 6 $ 600,000 $ 100,000 $ 55,000
Morgan County Indiana 6 $ 1,370,000 $ 228,000 $ 155,000
Graves County Kentucky 6 $ 560,000 $ 93,000 $ 44,000
Robertson County Tennessee 6 $ 1,210,000 $ 201,000 $ 111,000
Delaware County Indiana 5 $ 425,000 $ 85,000 $ 83,000
Warren County Indiana 5 $ 635,000 $ 127,000 $ 159,000
Breckinridge County Kentucky 5 $ 425,000 $ 85,000 $ 83,000
Clinton County Illinois 4 $ 350,000 $ 87,000 $ 59,000
Effingham County Illinois 4 $ 480,000 $ 120,000 $ 62,000
Gibson County Indiana 4 $ 190,000 $ 47,000 $ 70,000
Johnson County Indiana 4 $ 980,000 $ 245,000 $ 96,000
Daviess County Kentucky 4 $ 570,000 $ 142,000 $ 93,000
Edmonson County Kentucky 4 $ 910,000 $ 227,000 $ 113,000
Hickman County Kentucky 4 $ 230,000 $ 57,000 $ 59,000
Jefferson County Kentucky 4 $ 1,100,000 $ 275,000 $ 66,000
Dickson County Tennessee 4 $ 380,000 $ 95,000 $ 135,000
Wilson County Tennessee 4 $ 2,360,000 $ 590,000 $ 422,000
Douglas County Illinois 3 $ 275,000 $ 91,000 $ 136,000
Shelby County Illinois 3 $ 415,000 $ 138,000 $ 88,000
Woodford County Illinois 3 $ 285,000 $ 95,000 $ 92,000
Hancock County Indiana 3 $ 675,000 $ 225,000 $ 115,000
Warrick County Indiana 3 $ 305,000 $ 101,000 $ 75,000
Barren County Kentucky 3 $ 875,000 $ 291,000 $ 185,000
Henry County Tennessee 3 $ 225,000 $ 75,000 $ 101,000
Humphreys County Tennessee 3 $ 1,775,000 $ 591,000 $ 373,000
Lauderdale County Tennessee 3 $ 155,000 $ 51,000 $ 63,000
Stewart County Tennessee 3 $ 575,000 $ 191,000 $ 863,000
Charlotte County Florida 2 $ 590,000 $ 295,000 $ 139,000
Orange County Florida 2 $ 750,000 $ 375,000 $ 317,000
Fayette County Illinois 2 $ 70,000 $ 35,000 $ 28,000
Johnson County Illinois 2 $ 140,000 $ 70,000 $ 23,000
Moultrie County Illinois 2 $ 270,000 $ 135,000 $ 83,000
Williamson County Illinois 2 $ 240,000 $ 120,000 $ 79,000
Allen County Indiana 2 $ 540,000 $ 270,000 $ 210,000
Jefferson County Indiana 2 $ 530,000 $ 265,000 $ 79,000
Montgomery County Indiana 2 $ 380,000 $ 190,000 $ 90,000
Perry County Indiana 2 $ 30,000 $ 15,000 $ 49,000
St. Joseph County Indiana 2 $ 320,000 $ 160,000 $ 141,000
Tippecanoe County Indiana 2 $ 440,000 $ 220,000 $ 123,000
Caldwell County Kentucky 2 $ 190,000 $ 95,000 $ 53,000
Hardin County Kentucky 2 $ 1,290,000 $ 645,000 $ 0
Henry County Kentucky 2 $ 310,000 $ 155,000 $ 94,000
Livingston County Kentucky 2 $ 50,000 $ 25,000 $ 71,000
Clark County Nevada 2 $ 470,000 $ 235,000 $ 132,000
Shelby County Tennessee 2 $ 190,000 $ 95,000 $ 66,000
Weakley County Tennessee 2 $ 70,000 $ 35,000 $ 41,000
Wilcox County Alabama 1 $ 255,000 $ 255,000 $ 172,000
Bay County Florida 1 $ 265,000 $ 265,000 $ 182,000
Broward County Florida 1 $ 465,000 $ 465,000 $ 91,000
Flagler County Florida 1 $ 505,000 $ 505,000 $ 380,000
Hillsborough County Florida 1 $ 325,000 $ 325,000 $ 219,000
Miami-Dade County Florida 1 $ 355,000 $ 355,000 $ 114,000
Polk County Florida 1 $ 215,000 $ 215,000 $ 83,000
Gilmer County Georgia 1 $ 295,000 $ 295,000 $ 293,000
Cook County Illinois 1 $ 1,005,000 $ 1,005,000 $ 0
De Witt County Illinois 1 $ 205,000 $ 205,000 $ 121,000
Edwards County Illinois 1 $ 55,000 $ 55,000 $ 68,000
Greene County Illinois 1 $ 65,000 $ 65,000 $ 84,000
Hamilton County Illinois 1 $ 285,000 $ 285,000 $ 135,000
Hardin County Illinois 1 $ 55,000 $ 55,000 $ 100,000
Jackson County Illinois 1 $ 85,000 $ 85,000 $ 145,000
Knox County Illinois 1 $ 55,000 $ 55,000 $ 46,000
Macon County Illinois 1 $ 145,000 $ 145,000 $ 74,000
Peoria County Illinois 1 $ 285,000 $ 285,000 $ 139,000
Piatt County Illinois 1 $ 175,000 $ 175,000 $ 119,000
Tazewell County Illinois 1 $ 125,000 $ 125,000 $ 0
White County Illinois 1 $ 185,000 $ 185,000 $ 69,000
Bartholomew County Indiana 1 $ 265,000 $ 265,000 $ 74,000
Boone County Indiana 1 $ 735,000 $ 735,000 $ 258,000
Brown County Indiana 1 $ 85,000 $ 85,000 $ 0
Elkhart County Indiana 1 $ 325,000 $ 325,000 $ 232,000
Harrison County Indiana 1 $ 225,000 $ 225,000 $ 58,000
Henry County Indiana 1 $ 55,000 $ 55,000 $ 39,000
Kosciusko County Indiana 1 $ 365,000 $ 365,000 $ 337,000
Lake County Indiana 1 $ 155,000 $ 155,000 $ 22,000
Lawrence County Indiana 1 $ 325,000 $ 325,000 $ 111,000
Pike County Indiana 1 $ 65,000 $ 65,000 $ 9,000
Spencer County Indiana 1 $ 35,000 $ 35,000 $ 0
Wayne County Indiana 1 $ 335,000 $ 335,000 $ 0
Allen County Kentucky 1 $ 155,000 $ 155,000 $ 127,000
Ballard County Kentucky 1 $ 45,000 $ 45,000 $ 0
Butler County Kentucky 1 $ 375,000 $ 375,000 $ 77,000
Crittenden County Kentucky 1 $ 25,000 $ 25,000 $ 114,000
Fayette County Kentucky 1 $ 265,000 $ 265,000 $ 133,000
Grayson County Kentucky 1 $ 75,000 $ 75,000 $ 24,000
Green County Kentucky 1 $ 105,000 $ 105,000 $ 65,000
Lyon County Kentucky 1 $ 25,000 $ 25,000 $ 46,000
Muhlenberg County Kentucky 1 $ 255,000 $ 255,000 $ 0
Simpson County Kentucky 1 $ 205,000 $ 205,000 $ 587,000
Webster County Kentucky 1 $ 45,000 $ 45,000 $ 78,000
Antrim County Michigan 1 $ 305,000 $ 305,000 $ 180,000
Iosco County Michigan 1 $ 45,000 $ 45,000 $ 54,000
Kalamazoo County Michigan 1 $ 145,000 $ 145,000 $ 51,000
Van Buren County Michigan 1 $ 245,000 $ 245,000 $ 62,000
St. Louis City County Missouri 1 $ 225,000 $ 225,000 $ 122,000
Madison County Montana 1 $ 1,355,000 $ 1,355,000 $ 350,000
Hillsborough County New Hampshire 1 $ 375,000 $ 375,000 $ 108,000
Mecklenburg County North Carolina 1 $ 305,000 $ 305,000 $ 190,000
Montgomery County Ohio 1 $ 95,000 $ 95,000 $ 33,000
Perry County Ohio 1 $ 15,000 $ 15,000 $ 127,000
Shelby County Ohio 1 $ 295,000 $ 295,000 $ 149,000
Wayne County Ohio 1 $ 215,000 $ 215,000 $ 90,000
Beaufort County South Carolina 1 $ 1,405,000 $ 1,405,000 $ 2,591,000
Coffee County Tennessee 1 $ 135,000 $ 135,000 $ 0
Cumberland County Tennessee 1 $ 125,000 $ 125,000 $ 59,000
DeKalb County Tennessee 1 $ 85,000 $ 85,000 $ 104,000
Hickman County Tennessee 1 $ 25,000 $ 25,000 $ 17,000
Knox County Tennessee 1 $ 445,000 $ 445,000 $ 98,000
Moore County Tennessee 1 $ 285,000 $ 285,000 $ 200,000
Sevier County Tennessee 1 $ 85,000 $ 85,000 $ 519,000
Sumner County Tennessee 1 $ 375,000 $ 375,000 $ 273,000
Tipton County Tennessee 1 $ 515,000 $ 515,000 $ 0
Comal County Texas 1 $ 285,000 $ 285,000 $ 64,000
Dallas County Texas 1 $ 645,000 $ 645,000 $ 1,023,000
Erath County Texas 1 $ 275,000 $ 275,000 $ 70,000
Frio County Texas 1 $ 105,000 $ 105,000 $ 39,000

Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 892 $206,410,000 $231,000 $14,505,000 $108,000 $2,591,000
Refinancing 658 $56,790,000 $86,000 $2,405,000 $87,000 $1,006,000
Home Improvement 588 $26,200,000 $44,000 $525,000 $76,000 $333,000
Other Purpose 285 $19,155,000 $67,000 $1,505,000 $79,000 $810,000
Cash-out Refinancing 199 $29,785,000 $149,000 $1,365,000 $95,000 $1,343,000
Not Applicable 1 $5,000 $5,000 $5,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,390 $243,930,000 $102,000 $2,205,000 $90,000 $2,591,000
Not applicable 84 $68,680,000 $817,000 $14,505,000 $0 $0
Not Provided 49 $9,565,000 $195,000 $725,000 $94,000 $315,000
Black or African American 40 $3,390,000 $84,000 $445,000 $57,000 $163,000
Hispanic 26 $3,670,000 $141,000 $515,000 $100,000 $286,000
Asian 26 $7,030,000 $270,000 $735,000 $190,000 $1,006,000
American Indian or Alaskan Native 4 $610,000 $152,000 $305,000 $69,000 $125,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,501 $321,895,000 $128,000 $14,505,000 $93,000 $2,591,000
FHA-insured (Federal Housing Administration) 62 $9,140,000 $147,000 $425,000 $64,000 $261,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $3,965,000 $92,000 $155,000 $49,000 $89,000
VA-guaranteed (Veterans Administration) 17 $3,345,000 $196,000 $535,000 $75,000 $275,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,767 $236,935,000 $134,000 $14,505,000 $96,000 $2,591,000
Application Denied By Financial Institution 477 $43,935,000 $92,000 $2,205,000 $72,000 $1,669,000
Application Withdrawn By Applicant 148 $27,470,000 $185,000 $1,455,000 $113,000 $1,023,000
Application Approved But Not Accepted 121 $13,425,000 $110,000 $1,005,000 $98,000 $730,000
Preapproval Approved but not Accepted 65 $11,805,000 $181,000 $605,000 $74,000 $413,000
Preapproval Denied by Financial Institution 39 $3,725,000 $95,000 $555,000 $55,000 $168,000
File Closed For Incompleteness 4 $520,000 $130,000 $265,000 $57,000 $88,000
Loan Purchased By The Institution 2 $530,000 $265,000 $525,000 $211,000 $211,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,107 $290,685,000 $137,000 $14,505,000 $96,000 $2,591,000
Debt-To-Income Ratio 208 $20,900,000 $100,000 $1,365,000 $50,000 $446,000
Credit History 160 $12,540,000 $78,000 $495,000 $69,000 $836,000
Collateral 58 $3,620,000 $62,000 $335,000 $81,000 $295,000
Other 53 $7,405,000 $139,000 $2,205,000 $124,000 $1,669,000
Unverifiable Information 17 $965,000 $56,000 $305,000 $107,000 $280,000
Employment History 8 $620,000 $77,000 $145,000 $96,000 $208,000
Credit Application Incomplete 7 $1,295,000 $185,000 $365,000 $122,000 $390,000
Insufficient Cash (Downpayment, Closing Cost) 5 $315,000 $63,000 $95,000 $46,000 $63,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Financial Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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