First Financial Bank NA Mortgage Lending & HMDA Data, 2022

In 2022, First Financial Bank NA of Terre Haute, IN reported 2,623 mortgage applications totaling $338.3 million, up 9% from 2021. The average application was for $128,991, and applicants reported an average income of $91,414. 67% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Terre Haute, IN (1,266), Indianapolis-Carmel-Anderson, IN (119) and Nashville-Davidson--Murfreesboro--Franklin, TN (87) (applications in parentheses).

Mortgage Company & Address First Financial Bank NA
1401 S. Third St.
Terre Haute, IN 47802
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,623
Total Mortgage Loan Application Amount $338,345,000
Average Mortgage Loan Application Amount $128,991
Highest Mortgage Loan Application Amount $14,505,000
Average Applicant Income $91,414
Highest Applicant Income $2,591,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Financial Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Financial Bank NA by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Vigo, Indiana 718 $ 72,480,000 $ 100,947 $ 90,000
Clay, Indiana 161 $ 14,815,000 $ 92,018 $ 86,000
Vermillion, Indiana 152 $ 9,810,000 $ 64,539 $ 69,000
Sullivan, Indiana 143 $ 14,075,000 $ 98,426 $ 80,000
Parke, Indiana 92 $ 7,990,000 $ 86,847 $ 77,000
Vermilion, Illinois 76 $ 4,440,000 $ 58,421 $ 69,000
Greene, Indiana 54 $ 4,820,000 $ 89,259 $ 69,000
Hopkins, Kentucky 54 $ 4,520,000 $ 83,703 $ 78,000
Crawford, Illinois 49 $ 2,795,000 $ 57,040 $ 60,000
Putnam, Indiana 44 $ 7,230,000 $ 164,318 $ 103,000
Marshall, Kentucky 44 $ 4,010,000 $ 91,136 $ 96,000
Cheatham, Tennessee 42 $ 4,490,000 $ 106,904 $ 80,000
Clark, Illinois 39 $ 2,745,000 $ 70,384 $ 79,000
Warren, Kentucky 38 $ 9,090,000 $ 239,210 $ 92,000
Christian, Kentucky 35 $ 2,855,000 $ 81,571 $ 98,000
Knox, Indiana 34 $ 2,200,000 $ 64,705 $ 66,000
Champaign, Illinois 31 $ 6,645,000 $ 214,354 $ 85,000
Calloway, Kentucky 31 $ 2,855,000 $ 92,096 $ 83,000
Coles, Illinois 29 $ 2,045,000 $ 70,517 $ 72,000
Jasper, Illinois 26 $ 1,170,000 $ 45,000 $ 61,000
Marion, Indiana 26 $ 18,250,000 $ 701,923 $ 153,000
Owen, Indiana 25 $ 2,445,000 $ 97,800 $ 84,000
Wayne, Illinois 23 $ 1,415,000 $ 61,521 $ 74,000
Montgomery, Tennessee 22 $ 4,460,000 $ 202,727 $ 180,000
Obion, Tennessee 21 $ 1,575,000 $ 75,000 $ 115,000
Franklin, Illinois 18 $ 990,000 $ 55,000 $ 43,000
Marion, Illinois 18 $ 880,000 $ 48,888 $ 58,000
Richland, Illinois 17 $ 2,045,000 $ 120,294 $ 68,000
Hamilton, Indiana 17 $ 5,645,000 $ 332,058 $ 226,000
Daviess, Indiana 16 $ 1,820,000 $ 113,750 $ 182,000
Fulton, Kentucky 16 $ 660,000 $ 41,250 $ 53,000
Davidson, Tennessee 16 $ 8,030,000 $ 501,875 $ 334,000
Livingston, Illinois 15 $ 1,395,000 $ 93,000 $ 78,000
Hancock, Kentucky 15 $ 1,015,000 $ 67,666 $ 68,000
Edgar, Illinois 13 $ 765,000 $ 58,846 $ 68,000
Trigg, Kentucky 13 $ 1,215,000 $ 93,461 $ 57,000
Jefferson, Illinois 12 $ 690,000 $ 57,500 $ 69,000
Lawrence, Illinois 12 $ 650,000 $ 54,166 $ 68,000
Monroe, Indiana 11 $ 32,155,000 $ 2,923,181 $ 365,000
McLean, Illinois 10 $ 760,000 $ 76,000 $ 144,000
Hendricks, Indiana 10 $ 1,920,000 $ 192,000 $ 106,000
McCracken, Kentucky 10 $ 1,230,000 $ 123,000 $ 74,000
Fountain, Indiana 9 $ 885,000 $ 98,333 $ 91,000
Vanderburgh, Indiana 8 $ 1,160,000 $ 145,000 $ 78,000
Todd, Kentucky 8 $ 670,000 $ 83,750 $ 108,000
Houston, Tennessee 8 $ 1,040,000 $ 130,000 $ 100,000
Madison, Indiana 7 $ 765,000 $ 109,285 $ 54,000
Rutherford, Tennessee 7 $ 1,665,000 $ 237,857 $ 118,000
Williamson, Tennessee 7 $ 1,975,000 $ 282,142 $ 141,000
Cumberland, Illinois 6 $ 600,000 $ 100,000 $ 55,000
Morgan, Indiana 6 $ 1,370,000 $ 228,333 $ 155,000
Graves, Kentucky 6 $ 560,000 $ 93,333 $ 44,000
Robertson, Tennessee 6 $ 1,210,000 $ 201,666 $ 111,000
Delaware, Indiana 5 $ 425,000 $ 85,000 $ 83,000
Warren, Indiana 5 $ 635,000 $ 127,000 $ 159,000
Breckinridge, Kentucky 5 $ 425,000 $ 85,000 $ 83,000
Clinton, Illinois 4 $ 350,000 $ 87,500 $ 59,000
Effingham, Illinois 4 $ 480,000 $ 120,000 $ 62,000
Gibson, Indiana 4 $ 190,000 $ 47,500 $ 70,000
Johnson, Indiana 4 $ 980,000 $ 245,000 $ 96,000
Daviess, Kentucky 4 $ 570,000 $ 142,500 $ 93,000
Edmonson, Kentucky 4 $ 910,000 $ 227,500 $ 113,000
Hickman, Kentucky 4 $ 230,000 $ 57,500 $ 59,000
Jefferson, Kentucky 4 $ 1,100,000 $ 275,000 $ 66,000
Dickson, Tennessee 4 $ 380,000 $ 95,000 $ 135,000
Wilson, Tennessee 4 $ 2,360,000 $ 590,000 $ 422,000
Douglas, Illinois 3 $ 275,000 $ 91,666 $ 136,000
Shelby, Illinois 3 $ 415,000 $ 138,333 $ 88,000
Woodford, Illinois 3 $ 285,000 $ 95,000 $ 92,000
Hancock, Indiana 3 $ 675,000 $ 225,000 $ 115,000
Warrick, Indiana 3 $ 305,000 $ 101,666 $ 75,000
Barren, Kentucky 3 $ 875,000 $ 291,666 $ 185,000
Henry, Tennessee 3 $ 225,000 $ 75,000 $ 101,000
Humphreys, Tennessee 3 $ 1,775,000 $ 591,666 $ 373,000
Lauderdale, Tennessee 3 $ 155,000 $ 51,666 $ 63,000
Stewart, Tennessee 3 $ 575,000 $ 191,666 $ 863,000
Charlotte, Florida 2 $ 590,000 $ 295,000 $ 139,000
Orange, Florida 2 $ 750,000 $ 375,000 $ 317,000
Fayette, Illinois 2 $ 70,000 $ 35,000 $ 28,000
Johnson, Illinois 2 $ 140,000 $ 70,000 $ 23,000
Moultrie, Illinois 2 $ 270,000 $ 135,000 $ 83,000
Williamson, Illinois 2 $ 240,000 $ 120,000 $ 79,000
Allen, Indiana 2 $ 540,000 $ 270,000 $ 210,000
Jefferson, Indiana 2 $ 530,000 $ 265,000 $ 79,000
Montgomery, Indiana 2 $ 380,000 $ 190,000 $ 90,000
Perry, Indiana 2 $ 30,000 $ 15,000 $ 49,000
St. Joseph, Indiana 2 $ 320,000 $ 160,000 $ 141,000
Tippecanoe, Indiana 2 $ 440,000 $ 220,000 $ 123,000
Caldwell, Kentucky 2 $ 190,000 $ 95,000 $ 53,000
Hardin, Kentucky 2 $ 1,290,000 $ 645,000 $ 0
Henry, Kentucky 2 $ 310,000 $ 155,000 $ 94,000
Livingston, Kentucky 2 $ 50,000 $ 25,000 $ 71,000
Clark, Nevada 2 $ 470,000 $ 235,000 $ 132,000
Shelby, Tennessee 2 $ 190,000 $ 95,000 $ 66,000
Weakley, Tennessee 2 $ 70,000 $ 35,000 $ 41,000
Wilcox, Alabama 1 $ 255,000 $ 255,000 $ 172,000
Bay, Florida 1 $ 265,000 $ 265,000 $ 182,000
Broward, Florida 1 $ 465,000 $ 465,000 $ 91,000
Flagler, Florida 1 $ 505,000 $ 505,000 $ 380,000
Hillsborough, Florida 1 $ 325,000 $ 325,000 $ 219,000
Miami-Dade, Florida 1 $ 355,000 $ 355,000 $ 114,000
Polk, Florida 1 $ 215,000 $ 215,000 $ 83,000
Gilmer, Georgia 1 $ 295,000 $ 295,000 $ 293,000
Cook, Illinois 1 $ 1,005,000 $ 1,005,000 $ 0
De Witt, Illinois 1 $ 205,000 $ 205,000 $ 121,000
Edwards, Illinois 1 $ 55,000 $ 55,000 $ 68,000
Greene, Illinois 1 $ 65,000 $ 65,000 $ 84,000
Hamilton, Illinois 1 $ 285,000 $ 285,000 $ 135,000
Hardin, Illinois 1 $ 55,000 $ 55,000 $ 100,000
Jackson, Illinois 1 $ 85,000 $ 85,000 $ 145,000
Knox, Illinois 1 $ 55,000 $ 55,000 $ 46,000
Macon, Illinois 1 $ 145,000 $ 145,000 $ 74,000
Peoria, Illinois 1 $ 285,000 $ 285,000 $ 139,000
Piatt, Illinois 1 $ 175,000 $ 175,000 $ 119,000
Tazewell, Illinois 1 $ 125,000 $ 125,000 $ 0
White, Illinois 1 $ 185,000 $ 185,000 $ 69,000
Bartholomew, Indiana 1 $ 265,000 $ 265,000 $ 74,000
Boone, Indiana 1 $ 735,000 $ 735,000 $ 258,000
Brown, Indiana 1 $ 85,000 $ 85,000 $ 0
Elkhart, Indiana 1 $ 325,000 $ 325,000 $ 232,000
Harrison, Indiana 1 $ 225,000 $ 225,000 $ 58,000
Henry, Indiana 1 $ 55,000 $ 55,000 $ 39,000
Kosciusko, Indiana 1 $ 365,000 $ 365,000 $ 337,000
Lake, Indiana 1 $ 155,000 $ 155,000 $ 22,000
Lawrence, Indiana 1 $ 325,000 $ 325,000 $ 111,000
Pike, Indiana 1 $ 65,000 $ 65,000 $ 9,000
Spencer, Indiana 1 $ 35,000 $ 35,000 $ 0
Wayne, Indiana 1 $ 335,000 $ 335,000 $ 0
Allen, Kentucky 1 $ 155,000 $ 155,000 $ 127,000
Ballard, Kentucky 1 $ 45,000 $ 45,000 $ 0
Butler, Kentucky 1 $ 375,000 $ 375,000 $ 77,000
Crittenden, Kentucky 1 $ 25,000 $ 25,000 $ 114,000
Fayette, Kentucky 1 $ 265,000 $ 265,000 $ 133,000
Grayson, Kentucky 1 $ 75,000 $ 75,000 $ 24,000
Green, Kentucky 1 $ 105,000 $ 105,000 $ 65,000
Lyon, Kentucky 1 $ 25,000 $ 25,000 $ 46,000
Muhlenberg, Kentucky 1 $ 255,000 $ 255,000 $ 0
Simpson, Kentucky 1 $ 205,000 $ 205,000 $ 587,000
Webster, Kentucky 1 $ 45,000 $ 45,000 $ 78,000
Antrim, Michigan 1 $ 305,000 $ 305,000 $ 180,000
Iosco, Michigan 1 $ 45,000 $ 45,000 $ 54,000
Kalamazoo, Michigan 1 $ 145,000 $ 145,000 $ 51,000
Van Buren, Michigan 1 $ 245,000 $ 245,000 $ 62,000
St. Louis City, Missouri 1 $ 225,000 $ 225,000 $ 122,000
Madison, Montana 1 $ 1,355,000 $ 1,355,000 $ 350,000
Hillsborough, New Hampshire 1 $ 375,000 $ 375,000 $ 108,000
Mecklenburg, North Carolina 1 $ 305,000 $ 305,000 $ 190,000
Montgomery, Ohio 1 $ 95,000 $ 95,000 $ 33,000
Perry, Ohio 1 $ 15,000 $ 15,000 $ 127,000
Shelby, Ohio 1 $ 295,000 $ 295,000 $ 149,000
Wayne, Ohio 1 $ 215,000 $ 215,000 $ 90,000
Beaufort, South Carolina 1 $ 1,405,000 $ 1,405,000 $ 2,591,000
Coffee, Tennessee 1 $ 135,000 $ 135,000 $ 0
Cumberland, Tennessee 1 $ 125,000 $ 125,000 $ 59,000
DeKalb, Tennessee 1 $ 85,000 $ 85,000 $ 104,000
Hickman, Tennessee 1 $ 25,000 $ 25,000 $ 17,000
Knox, Tennessee 1 $ 445,000 $ 445,000 $ 98,000
Moore, Tennessee 1 $ 285,000 $ 285,000 $ 200,000
Sevier, Tennessee 1 $ 85,000 $ 85,000 $ 519,000
Sumner, Tennessee 1 $ 375,000 $ 375,000 $ 273,000
Tipton, Tennessee 1 $ 515,000 $ 515,000 $ 0
Comal, Texas 1 $ 285,000 $ 285,000 $ 64,000
Dallas, Texas 1 $ 645,000 $ 645,000 $ 1,023,000
Erath, Texas 1 $ 275,000 $ 275,000 $ 70,000
Frio, Texas 1 $ 105,000 $ 105,000 $ 39,000

Mortgage Loan Application Detail Totals for First Financial Bank NA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 892 $206,410,000 $231,000 $14,505,000 $108,000 $2,591,000
Refinancing 658 $56,790,000 $86,000 $2,405,000 $87,000 $1,006,000
Home Improvement 588 $26,200,000 $44,000 $525,000 $76,000 $333,000
Other Purpose 285 $19,155,000 $67,000 $1,505,000 $79,000 $810,000
Cash-out Refinancing 199 $29,785,000 $149,000 $1,365,000 $95,000 $1,343,000
Not Applicable 1 $5,000 $5,000 $5,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,390 $243,930,000 $102,000 $2,205,000 $90,000 $2,591,000
Not applicable 84 $68,680,000 $817,000 $14,505,000 $0 $0
Not Provided 49 $9,565,000 $195,000 $725,000 $94,000 $315,000
Black or African American 40 $3,390,000 $84,000 $445,000 $57,000 $163,000
Hispanic 26 $3,670,000 $141,000 $515,000 $100,000 $286,000
Asian 26 $7,030,000 $270,000 $735,000 $190,000 $1,006,000
American Indian or Alaskan Native 4 $610,000 $152,000 $305,000 $69,000 $125,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,501 $321,895,000 $128,000 $14,505,000 $93,000 $2,591,000
FHA-insured (Federal Housing Administration) 62 $9,140,000 $147,000 $425,000 $64,000 $261,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $3,965,000 $92,000 $155,000 $49,000 $89,000
VA-guaranteed (Veterans Administration) 17 $3,345,000 $196,000 $535,000 $75,000 $275,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,767 $236,935,000 $134,000 $14,505,000 $96,000 $2,591,000
Application Denied By Financial Institution 477 $43,935,000 $92,000 $2,205,000 $72,000 $1,669,000
Application Withdrawn By Applicant 148 $27,470,000 $185,000 $1,455,000 $113,000 $1,023,000
Application Approved But Not Accepted 121 $13,425,000 $110,000 $1,005,000 $98,000 $730,000
Preapproval Approved but not Accepted 65 $11,805,000 $181,000 $605,000 $74,000 $413,000
Preapproval Denied by Financial Institution 39 $3,725,000 $95,000 $555,000 $55,000 $168,000
File Closed For Incompleteness 4 $520,000 $130,000 $265,000 $57,000 $88,000
Loan Purchased By The Institution 2 $530,000 $265,000 $525,000 $211,000 $211,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,107 $290,685,000 $137,000 $14,505,000 $96,000 $2,591,000
Debt-To-Income Ratio 208 $20,900,000 $100,000 $1,365,000 $50,000 $446,000
Credit History 160 $12,540,000 $78,000 $495,000 $69,000 $836,000
Collateral 58 $3,620,000 $62,000 $335,000 $81,000 $295,000
Other 53 $7,405,000 $139,000 $2,205,000 $124,000 $1,669,000
Unverifiable Information 17 $965,000 $56,000 $305,000 $107,000 $280,000
Employment History 8 $620,000 $77,000 $145,000 $96,000 $208,000
Credit Application Incomplete 7 $1,295,000 $185,000 $365,000 $122,000 $390,000
Insufficient Cash (Downpayment, Closing Cost) 5 $315,000 $63,000 $95,000 $46,000 $63,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Financial Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List