Weakley County, TN Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 1,090 mortgage applications in Weakley County, TN totaling $166.1 million, down 16% from 2021. The average application was for $152,000, and applicants reported an average income of $82,000. 51% of applications resulted in an originated loan and 16% were denied. The most active lender was Simmons Bank, with 138 applications, followed by Regions Bank and Leaders Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Tennessee.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,090
Total Mortgage Loan Application Amount $166,110,000
Average Mortgage Loan Application Amount $152,000
Highest Mortgage Loan Application Amount $6,025,000
Average Applicant Income $82,000
Highest Applicant Income $996,000
Download the Tennessee Lender List

Top Mortgage Lenders in Weakley County, TN (2022)

Ranked by the number of mortgage applications each lender reported in Weakley County, TN in 2022.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Simmons Bank
Pine Bluff, AR
138 $23,600,000 $171,000 $81,000
2 Regions Bank
Birmingham, AL
99 $9,005,000 $90,000 $77,000
3 Leaders Credit Union
Jackson, TN
55 $8,095,000 $147,000 $88,000
4 Ut Federal Credit Union
Knoxville, TN
34 $4,410,000 $129,000 $98,000
5 Amerihome Mortgage Company, LLC
Thousand Oaks, CA
32 $6,930,000 $216,000 $55,000
6 Cadence Bank
Tupelo, MS
31 $3,295,000 $106,000 $81,000
7 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
31 $3,645,000 $117,000 $54,000
8 First Community Mortgage, Inc.
Murfreesboro, TN
30 $5,000,000 $166,000 $65,000
9 PennyMac Loan Services LLC
Westlake Village, CA
26 $4,110,000 $158,000 $91,000
10 Mortgage Research Center
Columbia, MO
26 $5,450,000 $209,000 $80,000

See every lender active in Weakley County, TN in 2022 »

The tables below break down 2022 mortgage applications in Weakley County, TN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Weakley County, TN in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 547 $96,645,000 $176,000 $2,015,000 $82,000 $645,000
Cash-out Refinancing 213 $31,925,000 $149,000 $875,000 $71,000 $431,000
Refinancing 169 $22,075,000 $130,000 $875,000 $89,000 $996,000
Home Improvement 85 $10,665,000 $125,000 $6,025,000 $103,000 $520,000
Other Purpose 70 $4,430,000 $63,000 $455,000 $79,000 $581,000
Not Applicable 6 $370,000 $61,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 826 $113,020,000 $136,000 $945,000 $83,000 $996,000
Not applicable 116 $31,300,000 $269,000 $6,025,000 $61,000 $65,000
Not Provided 84 $11,920,000 $141,000 $505,000 $79,000 $354,000
Black or African American 33 $4,785,000 $145,000 $835,000 $77,000 $645,000
Hispanic 20 $3,690,000 $184,000 $805,000 $83,000 $263,000
Asian 7 $975,000 $139,000 $385,000 $65,000 $77,000
American Indian or Alaskan Native 3 $245,000 $81,000 $135,000 $192,000 $400,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 773 $112,305,000 $145,000 $6,025,000 $89,000 $996,000
FHA-insured (Federal Housing Administration) 144 $21,700,000 $150,000 $385,000 $59,000 $154,000
VA-guaranteed (Veterans Administration) 102 $22,350,000 $219,000 $725,000 $71,000 $301,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 71 $9,755,000 $137,000 $345,000 $52,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 560 $91,460,000 $163,000 $6,025,000 $88,000 $625,000
Application Denied By Financial Institution 177 $20,575,000 $116,000 $655,000 $74,000 $996,000
Application Withdrawn By Applicant 134 $20,180,000 $150,000 $875,000 $83,000 $625,000
Loan Purchased By The Institution 126 $21,560,000 $171,000 $725,000 $70,000 $211,000
File Closed For Incompleteness 61 $7,125,000 $116,000 $345,000 $62,000 $169,000
Application Approved But Not Accepted 32 $5,210,000 $162,000 $945,000 $80,000 $529,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 861 $135,905,000 $157,000 $6,025,000 $82,000 $625,000
Debt-To-Income Ratio 98 $15,870,000 $161,000 $945,000 $91,000 $645,000
Credit History 73 $7,385,000 $101,000 $475,000 $93,000 $996,000
Collateral 19 $1,615,000 $85,000 $225,000 $53,000 $111,000
Credit Application Incomplete 18 $2,350,000 $130,000 $315,000 $52,000 $157,000
Other 10 $1,160,000 $116,000 $195,000 $67,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,025,000 $205,000 $465,000 $102,000 $301,000
Unverifiable Information 4 $500,000 $125,000 $165,000 $57,000 $68,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $89,000 $89,000
Employment History 1 $115,000 $115,000 $115,000 $39,000 $39,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Tennessee Lender List