First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Financial Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 1401 S. Third St. Terre Haute, IN 47802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,351 |
| Total Mortgage Loan Application Amount | $264,795,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $12,995,000 |
| Average Applicant Income | $89,800 |
| Highest Applicant Income | $1,637,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vigo County Indiana | 608 | $ 52,110,000 | $ 85,000 | $ 86,000 |
| Clay County Indiana | 139 | $ 11,075,000 | $ 79,000 | $ 77,000 |
| Sullivan County Indiana | 131 | $ 10,965,000 | $ 83,000 | $ 83,000 |
| Vermillion County Indiana | 125 | $ 6,175,000 | $ 49,000 | $ 69,000 |
| Greene County Indiana | 67 | $ 5,865,000 | $ 87,000 | $ 80,000 |
| Vermilion County Illinois | 60 | $ 3,310,000 | $ 55,000 | $ 72,000 |
| Crawford County Illinois | 59 | $ 3,035,000 | $ 51,000 | $ 71,000 |
| Parke County Indiana | 56 | $ 5,060,000 | $ 90,000 | $ 93,000 |
| Knox County Indiana | 41 | $ 2,065,000 | $ 50,000 | $ 70,000 |
| Putnam County Indiana | 36 | $ 7,140,000 | $ 198,000 | $ 121,000 |
| Cheatham County Tennessee | 36 | $ 4,490,000 | $ 124,000 | $ 89,000 |
| Hopkins County Kentucky | 35 | $ 2,595,000 | $ 74,000 | $ 90,000 |
| Christian County Kentucky | 32 | $ 1,810,000 | $ 56,000 | $ 84,000 |
| Marshall County Kentucky | 32 | $ 2,160,000 | $ 67,000 | $ 88,000 |
| Clark County Illinois | 30 | $ 2,130,000 | $ 71,000 | $ 72,000 |
| Montgomery County Tennessee | 27 | $ 6,315,000 | $ 233,000 | $ 106,000 |
| Marion County Indiana | 26 | $ 5,620,000 | $ 216,000 | $ 131,000 |
| Hamilton County Indiana | 25 | $ 8,795,000 | $ 351,000 | $ 223,000 |
| Warren County Kentucky | 24 | $ 6,210,000 | $ 258,000 | $ 158,000 |
| Champaign County Illinois | 22 | $ 14,640,000 | $ 665,000 | $ 91,000 |
| Jasper County Illinois | 22 | $ 1,440,000 | $ 65,000 | $ 72,000 |
| McLean County Illinois | 20 | $ 1,610,000 | $ 80,000 | $ 127,000 |
| Coles County Illinois | 19 | $ 1,695,000 | $ 89,000 | $ 77,000 |
| Lawrence County Illinois | 19 | $ 925,000 | $ 48,000 | $ 70,000 |
| Franklin County Illinois | 18 | $ 540,000 | $ 30,000 | $ 47,000 |
| Owen County Indiana | 17 | $ 2,265,000 | $ 133,000 | $ 95,000 |
| Calloway County Kentucky | 15 | $ 1,445,000 | $ 96,000 | $ 70,000 |
| Obion County Tennessee | 15 | $ 1,205,000 | $ 80,000 | $ 85,000 |
| Livingston County Illinois | 14 | $ 2,270,000 | $ 162,000 | $ 128,000 |
| Allen County Indiana | 14 | $ 3,370,000 | $ 240,000 | $ 217,000 |
| Richland County Illinois | 13 | $ 965,000 | $ 74,000 | $ 79,000 |
| Monroe County Indiana | 12 | $ 6,560,000 | $ 546,000 | $ 192,000 |
| Fulton County Kentucky | 11 | $ 645,000 | $ 58,000 | $ 54,000 |
| Hancock County Kentucky | 11 | $ 735,000 | $ 66,000 | $ 73,000 |
| Trigg County Kentucky | 10 | $ 900,000 | $ 90,000 | $ 117,000 |
| Houston County Tennessee | 10 | $ 1,680,000 | $ 168,000 | $ 99,000 |
| Marion County Illinois | 8 | $ 380,000 | $ 47,000 | $ 74,000 |
| Daviess County Indiana | 8 | $ 640,000 | $ 80,000 | $ 69,000 |
| Fountain County Indiana | 8 | $ 590,000 | $ 73,000 | $ 70,000 |
| Hendricks County Indiana | 8 | $ 1,270,000 | $ 158,000 | $ 136,000 |
| McCracken County Kentucky | 8 | $ 1,190,000 | $ 148,000 | $ 86,000 |
| Edgar County Illinois | 7 | $ 515,000 | $ 73,000 | $ 63,000 |
| Jefferson County Illinois | 7 | $ 285,000 | $ 40,000 | $ 83,000 |
| Daviess County Kentucky | 7 | $ 1,695,000 | $ 242,000 | $ 95,000 |
| Todd County Kentucky | 7 | $ 555,000 | $ 79,000 | $ 85,000 |
| Davidson County Tennessee | 7 | $ 1,815,000 | $ 259,000 | $ 176,000 |
| Wayne County Illinois | 6 | $ 220,000 | $ 36,000 | $ 58,000 |
| Cumberland County Illinois | 5 | $ 295,000 | $ 59,000 | $ 115,000 |
| Madison County Indiana | 5 | $ 485,000 | $ 97,000 | $ 60,000 |
| Vanderburgh County Indiana | 5 | $ 985,000 | $ 197,000 | $ 64,000 |
| Effingham County Illinois | 4 | $ 200,000 | $ 50,000 | $ 95,000 |
| Delaware County Indiana | 4 | $ 540,000 | $ 135,000 | $ 63,000 |
| Gibson County Indiana | 4 | $ 310,000 | $ 77,000 | $ 60,000 |
| Hancock County Indiana | 4 | $ 780,000 | $ 195,000 | $ 89,000 |
| Perry County Indiana | 4 | $ 330,000 | $ 82,000 | $ 65,000 |
| Pike County Indiana | 4 | $ 120,000 | $ 30,000 | $ 235,000 |
| Warrick County Indiana | 4 | $ 610,000 | $ 152,000 | $ 102,000 |
| Breckinridge County Kentucky | 4 | $ 230,000 | $ 57,000 | $ 96,000 |
| Graves County Kentucky | 4 | $ 360,000 | $ 90,000 | $ 75,000 |
| Hickman County Kentucky | 4 | $ 350,000 | $ 87,000 | $ 83,000 |
| Rutherford County Tennessee | 4 | $ 1,590,000 | $ 397,000 | $ 209,000 |
| Etowah County Alabama | 3 | $ 635,000 | $ 211,000 | $ 57,000 |
| Lake County Illinois | 3 | $ 905,000 | $ 301,000 | $ 272,000 |
| Washington County Illinois | 3 | $ 415,000 | $ 138,000 | $ 75,000 |
| Henry County Indiana | 3 | $ 685,000 | $ 228,000 | $ 97,000 |
| Jefferson County Indiana | 3 | $ 475,000 | $ 158,000 | $ 88,000 |
| Johnson County Indiana | 3 | $ 755,000 | $ 251,000 | $ 188,000 |
| Lake County Indiana | 3 | $ 465,000 | $ 155,000 | $ 128,000 |
| Morgan County Indiana | 3 | $ 365,000 | $ 121,000 | $ 72,000 |
| Warren County Indiana | 3 | $ 485,000 | $ 161,000 | $ 129,000 |
| Jefferson County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 97,000 |
| Meade County Kentucky | 3 | $ 245,000 | $ 81,000 | $ 89,000 |
| Robertson County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 64,000 |
| Wilson County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 111,000 |
| Santa Rosa County Florida | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Clay County Illinois | 2 | $ 60,000 | $ 30,000 | $ 97,000 |
| Cook County Illinois | 2 | $ 1,090,000 | $ 545,000 | $ 461,000 |
| Iroquois County Illinois | 2 | $ 90,000 | $ 45,000 | $ 60,000 |
| Piatt County Illinois | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| St. Clair County Illinois | 2 | $ 200,000 | $ 100,000 | $ 80,000 |
| Dubois County Indiana | 2 | $ 770,000 | $ 385,000 | $ 284,000 |
| Grant County Indiana | 2 | $ 570,000 | $ 285,000 | $ 134,000 |
| Martin County Indiana | 2 | $ 70,000 | $ 35,000 | $ 59,000 |
| Steuben County Indiana | 2 | $ 1,430,000 | $ 715,000 | $ 1,448,000 |
| Wells County Indiana | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Hardin County Kentucky | 2 | $ 1,010,000 | $ 505,000 | $ 176,000 |
| Logan County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 21,000 |
| Wolfe County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 73,000 |
| Pender County North Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 375,000 |
| Weakley County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Yukon-Koyukuk County Alaska | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Lee County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Clinton County Illinois | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Douglas County Illinois | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Edwards County Illinois | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Hamilton County Illinois | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Hardin County Illinois | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Jackson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| LaSalle County Illinois | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Logan County Illinois | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Morgan County Illinois | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Moultrie County Illinois | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Shelby County Illinois | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| Tazewell County Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wabash County Illinois | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Woodford County Illinois | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Boone County Indiana | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Brown County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cass County Indiana | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| DeKalb County Indiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 315,000 | $ 315,000 | $ 232,000 |
| Harrison County Indiana | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Jackson County Indiana | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Lawrence County Indiana | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Montgomery County Indiana | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Orange County Indiana | 1 | $ 25,000 | $ 25,000 | $ 328,000 |
| Tippecanoe County Indiana | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Whitley County Indiana | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Barren County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Butler County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| Crittenden County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Edmonson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Livingston County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lyon County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Madison County Kentucky | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Muhlenberg County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Ohio County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Russell County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 267,000 |
| Scott County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Webster County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| St. Louis County Missouri | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Cascade County Montana | 1 | $ 135,000 | $ 135,000 | $ 288,000 |
| Forsyth County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Cuyahoga County Ohio | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Paulding County Ohio | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Carroll County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 363,000 |
| Lauderdale County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Maury County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| McMinn County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 204,000 |
| Nicholas County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 909 | $174,195,000 | $191,000 | $12,995,000 | $95,000 | $1,260,000 |
| Home Improvement | 599 | $27,895,000 | $46,000 | $405,000 | $86,000 | $798,000 |
| Refinancing | 479 | $30,245,000 | $63,000 | $605,000 | $82,000 | $747,000 |
| Other Purpose | 269 | $15,505,000 | $57,000 | $505,000 | $88,000 | $1,637,000 |
| Cash-out Refinancing | 95 | $16,955,000 | $178,000 | $1,045,000 | $98,000 | $559,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,149 | $213,865,000 | $99,000 | $2,855,000 | $89,000 | $1,637,000 |
| Not applicable | 63 | $27,325,000 | $433,000 | $12,995,000 | $0 | $0 |
| Black or African American | 53 | $7,835,000 | $147,000 | $705,000 | $78,000 | $192,000 |
| Not Provided | 33 | $7,035,000 | $213,000 | $1,025,000 | $120,000 | $820,000 |
| Hispanic | 19 | $2,685,000 | $141,000 | $695,000 | $86,000 | $425,000 |
| Asian | 18 | $3,020,000 | $167,000 | $455,000 | $121,000 | $346,000 |
| American Indian or Alaskan Native | 7 | $845,000 | $120,000 | $195,000 | $58,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,198 | $243,780,000 | $110,000 | $12,995,000 | $91,000 | $1,637,000 |
| FHA-insured (Federal Housing Administration) | 92 | $12,610,000 | $137,000 | $285,000 | $67,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $4,785,000 | $101,000 | $275,000 | $49,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,620,000 | $258,000 | $555,000 | $83,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,378 | $151,520,000 | $109,000 | $12,995,000 | $98,000 | $1,260,000 |
| Application Denied By Financial Institution | 487 | $42,255,000 | $86,000 | $965,000 | $73,000 | $1,637,000 |
| Preapproval Denied by Financial Institution | 144 | $20,230,000 | $140,000 | $455,000 | $63,000 | $226,000 |
| Application Approved But Not Accepted | 122 | $12,420,000 | $101,000 | $705,000 | $85,000 | $528,000 |
| Preapproval Approved but not Accepted | 93 | $15,835,000 | $170,000 | $955,000 | $78,000 | $417,000 |
| Application Withdrawn By Applicant | 84 | $15,720,000 | $187,000 | $705,000 | $118,000 | $442,000 |
| File Closed For Incompleteness | 43 | $6,815,000 | $158,000 | $405,000 | $83,000 | $373,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,720 | $202,310,000 | $117,000 | $12,995,000 | $97,000 | $1,260,000 |
| Debt-To-Income Ratio | 248 | $29,970,000 | $120,000 | $705,000 | $63,000 | $238,000 |
| Credit History | 180 | $13,430,000 | $74,000 | $335,000 | $65,000 | $276,000 |
| Collateral | 93 | $8,505,000 | $91,000 | $965,000 | $103,000 | $1,637,000 |
| Other | 48 | $3,920,000 | $81,000 | $295,000 | $72,000 | $232,000 |
| Unverifiable Information | 34 | $3,480,000 | $102,000 | $425,000 | $71,000 | $290,000 |
| Employment History | 23 | $2,585,000 | $112,000 | $295,000 | $68,000 | $164,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $595,000 | $119,000 | $215,000 | $50,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.