First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Financial Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 1401 S. Third St. Terre Haute, IN 47802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,562 |
| Total Mortgage Loan Application Amount | $275,190,000 |
| Average Mortgage Loan Application Amount | $73,333 |
| Highest Mortgage Loan Application Amount | $6,645,000 |
| Average Applicant Income | $58,500 |
| Highest Applicant Income | $989,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TERRE HAUTE, IN | 1,059 | $ 94,025,000 | $ 88,000 | $ 71,000 |
| NA (OUTSIDE OF MSA/MD) | 468 | $ 36,440,000 | $ 122,500 | $ 86,833 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 111 | $ 20,605,000 | $ 185,000 | $ 76,000 |
| DANVILLE, IL | 83 | $ 5,575,000 | $ 67,000 | $ 70,000 |
| CHAMPAIGN-URBANA, IL | 59 | $ 19,725,000 | $ 334,000 | $ 99,000 |
| BLOOMINGTON, IL | 31 | $ 4,505,000 | $ 145,000 | $ 146,000 |
| BLOOMINGTON, IN | 30 | $ 5,890,000 | $ 196,000 | $ 78,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 26 | $ 4,580,000 | $ 176,000 | $ 72,000 |
| CLARKSVILLE, TN-KY | 20 | $ 3,200,000 | $ 197,000 | $ 72,500 |
| EVANSVILLE, IN-KY | 13 | $ 2,475,000 | $ 190,000 | $ 155,000 |
| DECATUR, IL | 8 | $ 740,000 | $ 92,000 | $ 59,000 |
| CARBONDALE-MARION, IL | 3 | $ 155,000 | $ 51,000 | $ 42,000 |
| CHICAGO-NAPERVILLE, IL | 3 | $ 665,000 | $ 221,000 | $ 82,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 465,000 | $ 155,000 | $ 143,000 |
| JACKSON, TN | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 1,720,000 | $ 860,000 | $ 85,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 630,000 | $ 315,000 | $ 132,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 240,000 | $ 120,000 | $ 136,000 |
| ST. LOUIS, MO-IL | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1 | $ 375,000 | $ 375,000 | $ 183,000 |
| BOULDER, CO | 1 | $ 375,000 | $ 375,000 | $ 650,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 205,000 | $ 205,000 | $ 400,000 |
| COLUMBUS, IN | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| FORT WAYNE, IN | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| GARY, IN | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| MUNCIE, IN | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 1,305,000 | $ 1,305,000 | $ 484,000 |
| OWENSBORO, KY | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| PANAMA CITY, FL | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| PEORIA, IL | 1 | $ 95,000 | $ 95,000 | $ 188,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1 | $ 195,000 | $ 195,000 | $ 750,000 |
| PORT ST. LUCIE, FL | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 255,000 | $ 255,000 | $ 767,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,492 | $191,020,000 | $128,000 | $6,645,000 | $70,000 | $989,000 |
| Refinancing | 440 | $42,160,000 | $95,000 | $1,725,000 | $76,000 | $719,000 |
| Home Improvement | 257 | $10,285,000 | $40,000 | $2,395,000 | $61,000 | $719,000 |
| Other Purpose | 191 | $7,435,000 | $38,000 | $265,000 | $63,000 | $238,000 |
| Cash-out Refinancing | 181 | $24,285,000 | $134,000 | $515,000 | $81,000 | $361,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,311 | $223,235,000 | $96,000 | $1,305,000 | $69,000 | $989,000 |
| Not applicable | 63 | $29,525,000 | $468,000 | $6,645,000 | $0 | $0 |
| Not Provided | 55 | $8,075,000 | $146,000 | $955,000 | $89,000 | $374,000 |
| Black or African American | 51 | $4,505,000 | $88,000 | $325,000 | $58,000 | $217,000 |
| Hispanic | 46 | $4,090,000 | $88,000 | $365,000 | $62,000 | $134,000 |
| Asian | 32 | $5,430,000 | $169,000 | $375,000 | $139,000 | $833,000 |
| American Indian or Alaskan Native | 2 | $130,000 | $65,000 | $105,000 | $34,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,325 | $252,435,000 | $108,000 | $6,645,000 | $73,000 | $989,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 167 | $14,805,000 | $88,000 | $225,000 | $45,000 | $87,000 |
| FHA-insured (Federal Housing Administration) | 57 | $6,335,000 | $111,000 | $255,000 | $57,000 | $217,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,615,000 | $124,000 | $325,000 | $58,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,362 | $154,610,000 | $113,000 | $6,645,000 | $79,000 | $989,000 |
| Preapproval Denied by Financial Institution | 386 | $38,670,000 | $100,000 | $955,000 | $50,000 | $242,000 |
| Application Denied By Financial Institution | 384 | $28,690,000 | $74,000 | $545,000 | $59,000 | $660,000 |
| Preapproval Approved but not Accepted | 232 | $29,730,000 | $128,000 | $745,000 | $72,000 | $564,000 |
| Application Approved But Not Accepted | 141 | $14,215,000 | $100,000 | $485,000 | $65,000 | $198,000 |
| Application Withdrawn By Applicant | 54 | $9,020,000 | $167,000 | $1,295,000 | $88,000 | $525,000 |
| Loan Purchased By The Institution | 3 | $255,000 | $85,000 | $225,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,792 | $207,830,000 | $115,000 | $6,645,000 | $77,000 | $989,000 |
| Credit History | 369 | $31,745,000 | $86,000 | $355,000 | $54,000 | $210,000 |
| Debt-To-Income Ratio | 219 | $21,455,000 | $97,000 | $955,000 | $46,000 | $242,000 |
| Collateral | 98 | $7,330,000 | $74,000 | $485,000 | $76,000 | $660,000 |
| Other | 33 | $2,685,000 | $81,000 | $545,000 | $56,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $1,890,000 | $85,000 | $365,000 | $48,000 | $129,000 |
| Employment History | 17 | $1,865,000 | $109,000 | $285,000 | $58,000 | $155,000 |
| Unverifiable Information | 12 | $390,000 | $32,000 | $55,000 | $49,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.