First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Financial Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 1401 S. Third St. Terre Haute, IN 47802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,562 |
| Total Mortgage Loan Application Amount | $275,190,000 |
| Average Mortgage Loan Application Amount | $73,333 |
| Highest Mortgage Loan Application Amount | $6,645,000 |
| Average Applicant Income | $58,500 |
| Highest Applicant Income | $989,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vigo County Indiana | 618 | $ 56,090,000 | $ 90,000 | $ 74,000 |
| Sullivan County Indiana | 126 | $ 10,420,000 | $ 82,000 | $ 65,000 |
| Clay County Indiana | 116 | $ 10,640,000 | $ 91,000 | $ 73,000 |
| Vermillion County Indiana | 106 | $ 7,460,000 | $ 70,000 | $ 66,000 |
| Parke County Indiana | 93 | $ 9,415,000 | $ 101,000 | $ 64,000 |
| Vermilion County Illinois | 83 | $ 5,575,000 | $ 67,000 | $ 70,000 |
| Greene County Indiana | 56 | $ 4,800,000 | $ 85,000 | $ 64,000 |
| Champaign County Illinois | 54 | $ 19,220,000 | $ 355,000 | $ 104,000 |
| Clark County Illinois | 36 | $ 2,420,000 | $ 67,000 | $ 57,000 |
| Putnam County Indiana | 35 | $ 3,455,000 | $ 98,000 | $ 72,000 |
| Crawford County Illinois | 34 | $ 2,420,000 | $ 71,000 | $ 73,000 |
| Knox County Indiana | 34 | $ 1,950,000 | $ 57,000 | $ 50,000 |
| Coles County Illinois | 33 | $ 2,175,000 | $ 65,000 | $ 70,000 |
| McLean County Illinois | 31 | $ 4,505,000 | $ 145,000 | $ 146,000 |
| Jasper County Illinois | 30 | $ 1,850,000 | $ 61,000 | $ 57,000 |
| Marion County Indiana | 27 | $ 8,605,000 | $ 318,000 | $ 63,000 |
| Richland County Illinois | 25 | $ 1,525,000 | $ 61,000 | $ 69,000 |
| Franklin County Illinois | 24 | $ 970,000 | $ 40,000 | $ 56,000 |
| Lawrence County Illinois | 23 | $ 1,185,000 | $ 51,000 | $ 52,000 |
| Owen County Indiana | 20 | $ 1,750,000 | $ 87,000 | $ 71,000 |
| Edgar County Illinois | 18 | $ 1,460,000 | $ 81,000 | $ 66,000 |
| Wayne County Illinois | 17 | $ 765,000 | $ 45,000 | $ 59,000 |
| Livingston County Illinois | 16 | $ 1,460,000 | $ 91,000 | $ 102,000 |
| Hendricks County Indiana | 16 | $ 2,210,000 | $ 138,000 | $ 78,000 |
| Calloway County Kentucky | 16 | $ 3,850,000 | $ 240,000 | $ 85,000 |
| Hamilton County Indiana | 13 | $ 3,015,000 | $ 231,000 | $ 108,000 |
| Madison County Indiana | 13 | $ 1,595,000 | $ 122,000 | $ 63,000 |
| Cheatham County Tennessee | 13 | $ 2,025,000 | $ 155,000 | $ 69,000 |
| Cumberland County Illinois | 12 | $ 740,000 | $ 61,000 | $ 66,000 |
| Daviess County Indiana | 11 | $ 785,000 | $ 71,000 | $ 83,000 |
| Monroe County Indiana | 10 | $ 4,140,000 | $ 414,000 | $ 96,000 |
| Vanderburgh County Indiana | 10 | $ 2,110,000 | $ 211,000 | $ 155,000 |
| Christian County Kentucky | 10 | $ 1,020,000 | $ 102,000 | $ 73,000 |
| Jefferson County Illinois | 9 | $ 525,000 | $ 58,000 | $ 54,000 |
| Macon County Illinois | 8 | $ 740,000 | $ 92,000 | $ 59,000 |
| Marion County Illinois | 8 | $ 340,000 | $ 42,000 | $ 43,000 |
| Marshall County Kentucky | 8 | $ 760,000 | $ 95,000 | $ 171,000 |
| Robertson County Tennessee | 7 | $ 1,325,000 | $ 189,000 | $ 77,000 |
| Fountain County Indiana | 6 | $ 600,000 | $ 100,000 | $ 51,000 |
| Montgomery County Tennessee | 6 | $ 1,750,000 | $ 291,000 | $ 72,000 |
| Piatt County Illinois | 5 | $ 505,000 | $ 101,000 | $ 54,000 |
| Webster County Kentucky | 5 | $ 645,000 | $ 129,000 | $ 55,000 |
| Todd County Kentucky | 4 | $ 600,000 | $ 150,000 | $ 81,000 |
| Trigg County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 72,000 |
| Cook County Illinois | 3 | $ 665,000 | $ 221,000 | $ 82,000 |
| Douglas County Illinois | 3 | $ 65,000 | $ 21,000 | $ 62,000 |
| Effingham County Illinois | 3 | $ 185,000 | $ 61,000 | $ 32,000 |
| Williamson County Illinois | 3 | $ 155,000 | $ 51,000 | $ 42,000 |
| Gibson County Indiana | 3 | $ 315,000 | $ 105,000 | $ 34,000 |
| Hancock County Indiana | 3 | $ 785,000 | $ 261,000 | $ 83,000 |
| Spencer County Indiana | 3 | $ 1,175,000 | $ 391,000 | $ 124,000 |
| Warrick County Indiana | 3 | $ 365,000 | $ 121,000 | $ 0 |
| De Witt County Illinois | 2 | $ 310,000 | $ 155,000 | $ 81,000 |
| Edwards County Illinois | 2 | $ 150,000 | $ 75,000 | $ 35,000 |
| Hamilton County Illinois | 2 | $ 40,000 | $ 20,000 | $ 65,000 |
| Morgan County Indiana | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| St. Joseph County Indiana | 2 | $ 240,000 | $ 120,000 | $ 136,000 |
| Warren County Indiana | 2 | $ 130,000 | $ 65,000 | $ 28,000 |
| Dickson County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 100,000 |
| Gibson County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Houston County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 20,000 |
| Obion County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 72,000 |
| Rutherford County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 34,000 |
| Comal County Texas | 2 | $ 630,000 | $ 315,000 | $ 132,000 |
| Cullman County Alabama | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Maricopa County Arizona | 1 | $ 195,000 | $ 195,000 | $ 750,000 |
| Sacramento County California | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| Boulder County Colorado | 1 | $ 375,000 | $ 375,000 | $ 650,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 400,000 |
| Palm Beach County Florida | 1 | $ 255,000 | $ 255,000 | $ 767,000 |
| Sarasota County Florida | 1 | $ 1,305,000 | $ 1,305,000 | $ 484,000 |
| St. Lucie County Florida | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Coweta County Georgia | 1 | $ 375,000 | $ 375,000 | $ 183,000 |
| Bond County Illinois | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Christian County Illinois | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Clinton County Illinois | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Ford County Illinois | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Iroquois County Illinois | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Logan County Illinois | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Moultrie County Illinois | 1 | $ 185,000 | $ 185,000 | $ 169,000 |
| Peoria County Illinois | 1 | $ 95,000 | $ 95,000 | $ 188,000 |
| Shelby County Illinois | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Wabash County Illinois | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| White County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Allen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Bartholomew County Indiana | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Brown County Indiana | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Clark County Indiana | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Delaware County Indiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Henry County Indiana | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Johnson County Indiana | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Lake County Indiana | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| LaPorte County Indiana | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Montgomery County Indiana | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Pike County Indiana | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Steuben County Indiana | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Tippecanoe County Indiana | 1 | $ 335,000 | $ 335,000 | $ 374,000 |
| Hopkins County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Jefferson County Kentucky | 1 | $ 1,525,000 | $ 1,525,000 | $ 0 |
| Livingston County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Logan County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| McCracken County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| McLean County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Muhlenberg County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Union County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Lenawee County Michigan | 1 | $ 275,000 | $ 275,000 | $ 185,000 |
| Trumbull County Ohio | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Davidson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Weakley County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,492 | $191,020,000 | $128,000 | $6,645,000 | $70,000 | $989,000 |
| Refinancing | 440 | $42,160,000 | $95,000 | $1,725,000 | $76,000 | $719,000 |
| Home Improvement | 257 | $10,285,000 | $40,000 | $2,395,000 | $61,000 | $719,000 |
| Other Purpose | 191 | $7,435,000 | $38,000 | $265,000 | $63,000 | $238,000 |
| Cash-out Refinancing | 181 | $24,285,000 | $134,000 | $515,000 | $81,000 | $361,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,311 | $223,235,000 | $96,000 | $1,305,000 | $69,000 | $989,000 |
| Not applicable | 63 | $29,525,000 | $468,000 | $6,645,000 | $0 | $0 |
| Not Provided | 55 | $8,075,000 | $146,000 | $955,000 | $89,000 | $374,000 |
| Black or African American | 51 | $4,505,000 | $88,000 | $325,000 | $58,000 | $217,000 |
| Hispanic | 46 | $4,090,000 | $88,000 | $365,000 | $62,000 | $134,000 |
| Asian | 32 | $5,430,000 | $169,000 | $375,000 | $139,000 | $833,000 |
| American Indian or Alaskan Native | 2 | $130,000 | $65,000 | $105,000 | $34,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,325 | $252,435,000 | $108,000 | $6,645,000 | $73,000 | $989,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 167 | $14,805,000 | $88,000 | $225,000 | $45,000 | $87,000 |
| FHA-insured (Federal Housing Administration) | 57 | $6,335,000 | $111,000 | $255,000 | $57,000 | $217,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,615,000 | $124,000 | $325,000 | $58,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,362 | $154,610,000 | $113,000 | $6,645,000 | $79,000 | $989,000 |
| Preapproval Denied by Financial Institution | 386 | $38,670,000 | $100,000 | $955,000 | $50,000 | $242,000 |
| Application Denied By Financial Institution | 384 | $28,690,000 | $74,000 | $545,000 | $59,000 | $660,000 |
| Preapproval Approved but not Accepted | 232 | $29,730,000 | $128,000 | $745,000 | $72,000 | $564,000 |
| Application Approved But Not Accepted | 141 | $14,215,000 | $100,000 | $485,000 | $65,000 | $198,000 |
| Application Withdrawn By Applicant | 54 | $9,020,000 | $167,000 | $1,295,000 | $88,000 | $525,000 |
| Loan Purchased By The Institution | 3 | $255,000 | $85,000 | $225,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,792 | $207,830,000 | $115,000 | $6,645,000 | $77,000 | $989,000 |
| Credit History | 369 | $31,745,000 | $86,000 | $355,000 | $54,000 | $210,000 |
| Debt-To-Income Ratio | 219 | $21,455,000 | $97,000 | $955,000 | $46,000 | $242,000 |
| Collateral | 98 | $7,330,000 | $74,000 | $485,000 | $76,000 | $660,000 |
| Other | 33 | $2,685,000 | $81,000 | $545,000 | $56,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $1,890,000 | $85,000 | $365,000 | $48,000 | $129,000 |
| Employment History | 17 | $1,865,000 | $109,000 | $285,000 | $58,000 | $155,000 |
| Unverifiable Information | 12 | $390,000 | $32,000 | $55,000 | $49,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.