First Financial Equities, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
First Financial Equities, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Equities, Inc. 300 Frank Burr Blvd., 4Th Fl East Teaneck, NJ 07666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,467 |
| Total Mortgage Loan Application Amount | $866,229,000 |
| Average Mortgage Loan Application Amount | $281,578 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $160,552 |
| Highest Applicant Income | $1,849,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First Financial Equities, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Equities, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down First Financial Equities, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Equities, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Equities, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Equities, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 465 | $ 117,557,000 | $ 252,000 | $ 123,000 |
| Ocean County New Jersey | 448 | $ 86,150,000 | $ 192,000 | $ 122,000 |
| Kings County New York | 370 | $ 122,875,000 | $ 332,000 | $ 143,000 |
| Passaic County New Jersey | 200 | $ 40,744,000 | $ 203,000 | $ 99,000 |
| Rockland County New York | 173 | $ 44,593,000 | $ 257,000 | $ 135,000 |
| Queens County New York | 168 | $ 43,201,000 | $ 257,000 | $ 125,000 |
| Nassau County New York | 138 | $ 40,883,000 | $ 296,000 | $ 165,000 |
| Westchester County New York | 134 | $ 36,283,000 | $ 270,000 | $ 152,000 |
| Essex County New Jersey | 107 | $ 24,772,000 | $ 231,000 | $ 121,000 |
| Miami-Dade County Florida | 87 | $ 30,962,000 | $ 355,000 | $ 273,000 |
| Richmond County New York | 86 | $ 18,828,000 | $ 218,000 | $ 105,000 |
| Monmouth County New Jersey | 83 | $ 22,792,000 | $ 274,000 | $ 174,000 |
| Hudson County New Jersey | 68 | $ 13,329,000 | $ 196,000 | $ 107,000 |
| Mercer County New Jersey | 68 | $ 4,654,000 | $ 68,000 | $ 104,000 |
| New York County New York | 61 | $ 25,426,000 | $ 416,000 | $ 226,000 |
| Suffolk County New York | 58 | $ 19,776,000 | $ 340,000 | $ 151,000 |
| Union County New Jersey | 56 | $ 12,740,000 | $ 227,000 | $ 135,000 |
| Middlesex County New Jersey | 53 | $ 10,380,000 | $ 195,000 | $ 108,000 |
| New Haven County Connecticut | 51 | $ 5,403,000 | $ 105,000 | $ 136,000 |
| Bronx County New York | 51 | $ 13,134,000 | $ 257,000 | $ 114,000 |
| Fairfield County Connecticut | 49 | $ 32,537,000 | $ 664,000 | $ 276,000 |
| Orange County New York | 35 | $ 6,584,000 | $ 188,000 | $ 89,000 |
| St. Lucie County Florida | 32 | $ 4,100,000 | $ 128,000 | $ 67,000 |
| Camden County New Jersey | 27 | $ 2,366,000 | $ 87,000 | $ 131,000 |
| Broward County Florida | 25 | $ 5,041,000 | $ 201,000 | $ 121,000 |
| King County Washington | 23 | $ 4,889,000 | $ 212,000 | $ 79,000 |
| Morris County New Jersey | 20 | $ 5,200,000 | $ 260,000 | $ 122,000 |
| Palm Beach County Florida | 19 | $ 5,686,000 | $ 299,000 | $ 191,000 |
| Baltimore City County Maryland | 16 | $ 2,130,000 | $ 133,000 | $ 112,000 |
| Santa Clara County California | 14 | $ 4,235,000 | $ 302,000 | $ 163,000 |
| Baltimore County Maryland | 14 | $ 1,524,000 | $ 108,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 13 | $ 826,000 | $ 63,000 | $ 90,000 |
| Montgomery County Maryland | 12 | $ 2,267,000 | $ 188,000 | $ 98,000 |
| Somerset County New Jersey | 11 | $ 4,309,000 | $ 391,000 | $ 263,000 |
| Sussex County New Jersey | 11 | $ 1,949,000 | $ 177,000 | $ 81,000 |
| Dutchess County New York | 11 | $ 2,337,000 | $ 212,000 | $ 104,000 |
| Denver County Colorado | 7 | $ 1,496,000 | $ 213,000 | $ 404,000 |
| Hunterdon County New Jersey | 7 | $ 1,570,000 | $ 224,000 | $ 80,000 |
| Warren County New Jersey | 7 | $ 1,101,000 | $ 157,000 | $ 135,000 |
| Putnam County New York | 7 | $ 1,941,000 | $ 277,000 | $ 122,000 |
| Sullivan County New York | 7 | $ 942,000 | $ 134,000 | $ 223,000 |
| Los Angeles County California | 6 | $ 4,110,000 | $ 685,000 | $ 268,000 |
| San Joaquin County California | 6 | $ 1,244,000 | $ 207,000 | $ 115,000 |
| Ulster County New York | 6 | $ 809,000 | $ 134,000 | $ 118,000 |
| Monroe County Pennsylvania | 6 | $ 697,000 | $ 116,000 | $ 76,000 |
| Sarasota County Florida | 5 | $ 1,022,000 | $ 204,000 | $ 91,000 |
| Burlington County New Jersey | 5 | $ 1,234,000 | $ 246,000 | $ 145,000 |
| Brevard County Florida | 4 | $ 368,000 | $ 92,000 | $ 59,000 |
| Orange County Florida | 4 | $ 384,000 | $ 96,000 | $ 45,000 |
| Middlesex County Massachusetts | 4 | $ 718,000 | $ 179,000 | $ 115,000 |
| Erie County New York | 4 | $ 594,000 | $ 148,000 | $ 69,000 |
| Dallas County Texas | 4 | $ 401,000 | $ 100,000 | $ 83,000 |
| Alameda County California | 3 | $ 603,000 | $ 201,000 | $ 80,000 |
| Riverside County California | 3 | $ 793,000 | $ 264,000 | $ 157,000 |
| Sacramento County California | 3 | $ 568,000 | $ 189,000 | $ 111,000 |
| Santa Cruz County California | 3 | $ 800,000 | $ 266,000 | $ 139,000 |
| Ventura County California | 3 | $ 1,043,000 | $ 347,000 | $ 143,000 |
| Martin County Florida | 3 | $ 650,000 | $ 216,000 | $ 137,000 |
| Berks County Pennsylvania | 3 | $ 379,000 | $ 126,000 | $ 70,000 |
| Lackawanna County Pennsylvania | 3 | $ 426,000 | $ 142,000 | $ 95,000 |
| Montgomery County Pennsylvania | 3 | $ 450,000 | $ 150,000 | $ 48,000 |
| Fairfax County Virginia | 3 | $ 647,000 | $ 215,000 | $ 88,000 |
| El Dorado County California | 2 | $ 585,000 | $ 292,000 | $ 175,000 |
| Humboldt County California | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Napa County California | 2 | $ 564,000 | $ 282,000 | $ 165,000 |
| Placer County California | 2 | $ 235,000 | $ 117,000 | $ 101,000 |
| Arapahoe County Colorado | 2 | $ 827,000 | $ 413,000 | $ 192,000 |
| Charlotte County Florida | 2 | $ 357,000 | $ 178,000 | $ 43,000 |
| Hillsborough County Florida | 2 | $ 198,000 | $ 99,000 | $ 80,000 |
| Manatee County Florida | 2 | $ 468,000 | $ 234,000 | $ 125,000 |
| DuPage County Illinois | 2 | $ 462,000 | $ 231,000 | $ 116,000 |
| Atlantic County New Jersey | 2 | $ 277,000 | $ 138,000 | $ 114,000 |
| Gloucester County New Jersey | 2 | $ 452,000 | $ 226,000 | $ 79,000 |
| Salem County New Jersey | 2 | $ 1,066,000 | $ 533,000 | $ 318,000 |
| Greene County New York | 2 | $ 238,000 | $ 119,000 | $ 92,000 |
| Cuyahoga County Ohio | 2 | $ 138,000 | $ 69,000 | $ 67,000 |
| Coos County Oregon | 2 | $ 162,000 | $ 81,000 | $ 61,000 |
| Wayne County Pennsylvania | 2 | $ 207,000 | $ 103,000 | $ 80,000 |
| Providence County Rhode Island | 2 | $ 219,000 | $ 109,000 | $ 86,000 |
| Collin County Texas | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Prince William County Virginia | 2 | $ 828,000 | $ 414,000 | $ 206,000 |
| Fresno County California | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Kern County California | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Orange County California | 1 | $ 377,000 | $ 377,000 | $ 123,000 |
| San Diego County California | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Solano County California | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Yuba County California | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Chaffee County Colorado | 1 | $ 308,000 | $ 308,000 | $ 154,000 |
| Litchfield County Connecticut | 1 | $ 120,000 | $ 120,000 | $ 180,000 |
| Middlesex County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 206,000 |
| Sussex County Delaware | 1 | $ 650,000 | $ 650,000 | $ 239,000 |
| District of Columbia County District Of Columbia | 1 | $ 750,000 | $ 750,000 | $ 160,000 |
| Bay County Florida | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Duval County Florida | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Highlands County Florida | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| Lee County Florida | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Osceola County Florida | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Polk County Florida | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Cobb County Georgia | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Richmond County Georgia | 1 | $ 77,000 | $ 77,000 | $ 65,000 |
| Penobscot County Maine | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Anne Arundel County Maryland | 1 | $ 236,000 | $ 236,000 | $ 69,000 |
| Carroll County Maryland | 1 | $ 198,000 | $ 198,000 | $ 90,000 |
| Wicomico County Maryland | 1 | $ 214,000 | $ 214,000 | $ 84,000 |
| Barnstable County Massachusetts | 1 | $ 132,000 | $ 132,000 | $ 25,000 |
| Hampden County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Plymouth County Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 48,000 |
| Suffolk County Massachusetts | 1 | $ 896,000 | $ 896,000 | $ 440,000 |
| Oakland County Michigan | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Wayne County Michigan | 1 | $ 45,000 | $ 45,000 | $ 276,000 |
| Clark County Nevada | 1 | $ 236,000 | $ 236,000 | $ 85,000 |
| Cape May County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Albany County New York | 1 | $ 274,000 | $ 274,000 | $ 88,000 |
| Columbia County New York | 1 | $ 270,000 | $ 270,000 | $ 140,000 |
| Delaware County New York | 1 | $ 94,000 | $ 94,000 | $ 300,000 |
| Herkimer County New York | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Monroe County New York | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Montgomery County New York | 1 | $ 344,000 | $ 344,000 | $ 60,000 |
| Onondaga County New York | 1 | $ 103,000 | $ 103,000 | $ 90,000 |
| Orleans County New York | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Saratoga County New York | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Schenectady County New York | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
| St. Lawrence County New York | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Lake County Ohio | 1 | $ 140,000 | $ 140,000 | $ 88,000 |
| Deschutes County Oregon | 1 | $ 340,000 | $ 340,000 | $ 130,000 |
| Bucks County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Chester County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Cumberland County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Dauphin County Pennsylvania | 1 | $ 288,000 | $ 288,000 | $ 95,000 |
| Erie County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 78,000 |
| Beaufort County South Carolina | 1 | $ 1,400,000 | $ 1,400,000 | $ 950,000 |
| Windsor County Vermont | 1 | $ 94,000 | $ 94,000 | $ 93,000 |
| Loudoun County Virginia | 1 | $ 1,250,000 | $ 1,250,000 | $ 300,000 |
| Northampton County Virginia | 1 | $ 180,000 | $ 180,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for First Financial Equities, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,909 | $461,844,000 | $236,000 | $4,000,000 | $153,619 | $1,849,000 |
| Refinancing | 1,558 | $404,385,000 | $337,882 | $2,500,000 | $169,117 | $1,740,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,363 | $609,207,000 | $295,250 | $4,000,000 | $154,625 | $1,849,000 |
| Not Provided | 581 | $138,029,000 | $276,533 | $1,442,000 | $164,666 | $961,000 |
| Hispanic | 250 | $54,963,000 | $257,111 | $896,000 | $145,111 | $961,000 |
| Black or African American | 153 | $35,817,000 | $181,285 | $1,680,000 | $104,428 | $840,000 |
| Asian | 94 | $23,132,000 | $169,750 | $2,000,000 | $102,875 | $704,000 |
| American Indian or Alaskan Native | 18 | $3,270,000 | $180,500 | $400,000 | $90,000 | $133,000 |
| Not applicable | 7 | $1,621,000 | $225,000 | $315,000 | $95,500 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $190,000 | $190,000 | $190,000 | $108,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,439 | $858,766,000 | $292,666 | $4,000,000 | $164,833 | $1,849,000 |
| FHA-insured (Federal Housing Administration) | 27 | $6,463,000 | $234,000 | $342,000 | $77,333 | $300,000 |
| VA-guaranteed (Veterans Administration) | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $194,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,518 | $595,917,000 | $266,272 | $1,920,000 | $162,090 | $1,849,000 |
| Application Withdrawn By Applicant | 632 | $181,590,000 | $295,500 | $2,639,000 | $136,166 | $1,740,000 |
| Application Denied By Financial Institution | 265 | $73,352,000 | $345,181 | $4,000,000 | $145,363 | $840,000 |
| Application Approved But Not Accepted | 38 | $10,593,000 | $232,600 | $2,000,000 | $158,600 | $961,000 |
| File Closed For Incompleteness | 14 | $4,777,000 | $238,800 | $2,000,000 | $106,200 | $704,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $609,000 | $304,000 | $490,000 | $101,000 | $155,000 |
| Collateral | 1 | $75,000 | $75,000 | $75,000 | $240,000 | $240,000 |
| Unverifiable Information | 1 | $186,000 | $186,000 | $186,000 | $82,000 | $82,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Equities, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Equities, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.