First Freedom Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Freedom Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Freedom Bank 1620 West Main St Lebanon, TN 37087 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,512 |
| Total Mortgage Loan Application Amount | $38,356,000 |
| Average Mortgage Loan Application Amount | $122,666 |
| Highest Mortgage Loan Application Amount | $1,820,000 |
| Average Applicant Income | $150,333 |
| Highest Applicant Income | $2,112,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Freedom Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Freedom Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Freedom Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Freedom Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Freedom Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Freedom Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wilson County Tennessee | 58 | $ 15,882,000 | $ 273,000 | $ 266,000 |
| Davidson County Tennessee | 20 | $ 3,708,000 | $ 185,000 | $ 334,000 |
| Fairfax County Virginia | 11 | $ 134,000 | $ 12,000 | $ 0 |
| Jefferson County Kentucky | 9 | $ 70,000 | $ 7,000 | $ 0 |
| DeKalb County Georgia | 8 | $ 61,000 | $ 7,000 | $ 0 |
| Fulton County Georgia | 8 | $ 39,000 | $ 4,000 | $ 0 |
| Jackson County Tennessee | 8 | $ 665,000 | $ 83,000 | $ 50,000 |
| Putnam County Tennessee | 8 | $ 837,000 | $ 104,000 | $ 52,000 |
| Cobb County Georgia | 7 | $ 65,000 | $ 9,000 | $ 0 |
| Gwinnett County Georgia | 6 | $ 64,000 | $ 10,000 | $ 0 |
| Knox County Tennessee | 6 | $ 44,000 | $ 7,000 | $ 0 |
| Prince William County Virginia | 6 | $ 60,000 | $ 10,000 | $ 0 |
| Jackson County Missouri | 5 | $ 34,000 | $ 6,000 | $ 0 |
| Maury County Tennessee | 5 | $ 415,000 | $ 83,000 | $ 168,000 |
| Smith County Tennessee | 5 | $ 556,000 | $ 111,000 | $ 106,000 |
| Overton County Tennessee | 4 | $ 414,000 | $ 103,000 | $ 37,000 |
| Rutherford County Tennessee | 4 | $ 589,000 | $ 147,000 | $ 602,000 |
| Sumner County Tennessee | 4 | $ 494,000 | $ 123,000 | $ 469,000 |
| Trousdale County Tennessee | 4 | $ 170,000 | $ 42,000 | $ 0 |
| Henrico County Virginia | 4 | $ 32,000 | $ 8,000 | $ 0 |
| Loudoun County Virginia | 4 | $ 47,000 | $ 11,000 | $ 0 |
| Clayton County Georgia | 3 | $ 26,000 | $ 8,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 13,000 | $ 4,000 | $ 0 |
| Jefferson County Tennessee | 3 | $ 14,000 | $ 4,000 | $ 0 |
| Montgomery County Tennessee | 3 | $ 152,000 | $ 50,000 | $ 0 |
| Williamson County Tennessee | 3 | $ 427,000 | $ 142,000 | $ 89,000 |
| Chesterfield County Virginia | 3 | $ 27,000 | $ 9,000 | $ 0 |
| Camden County Georgia | 2 | $ 19,000 | $ 9,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 10,000 | $ 5,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 18,000 | $ 9,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 16,000 | $ 8,000 | $ 0 |
| Gaston County North Carolina | 2 | $ 24,000 | $ 12,000 | $ 0 |
| Johnston County North Carolina | 2 | $ 26,000 | $ 13,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 7,000 | $ 3,000 | $ 0 |
| Blount County Tennessee | 2 | $ 10,000 | $ 5,000 | $ 0 |
| Bradley County Tennessee | 2 | $ 11,000 | $ 5,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 107,000 | $ 53,000 | $ 230,000 |
| James City County Virginia | 2 | $ 21,000 | $ 10,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 23,000 | $ 11,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Morgan County Alabama | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Hernando County Florida | 1 | $ 149,000 | $ 149,000 | $ 72,000 |
| Palm Beach County Florida | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Bibb County Georgia | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Burke County Georgia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Chatham County Georgia | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Columbia County Georgia | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Glynn County Georgia | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Hall County Georgia | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Stephens County Georgia | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Ada County Idaho | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Lawrence County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Scott County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Oakland County Michigan | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Wayne County Michigan | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Lincoln County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Camden County Missouri | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Christian County Missouri | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Clay County Missouri | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Greene County Missouri | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Livingston County Missouri | 1 | $ 15,000 | $ 15,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Taney County Missouri | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Wake County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 0 |
| DeKalb County Tennessee | 1 | $ 407,000 | $ 407,000 | $ 1,094,000 |
| Fayette County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Henderson County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Roane County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Arlington County Virginia | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Campbell County Virginia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Caroline County Virginia | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 7,000 | $ 7,000 | $ 0 |
| King George County Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Louisa County Virginia | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Newport News County Virginia | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Radford County Virginia | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 2,000 | $ 2,000 | $ 0 |
| York County Virginia | 1 | $ 19,000 | $ 19,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Freedom Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,388 | $13,264,000 | $9,000 | $40,000 | $0 | $19,000 |
| Home Purchase | 92 | $20,773,000 | $225,000 | $1,820,000 | $271,000 | $2,112,000 |
| Refinancing | 32 | $4,319,000 | $134,000 | $424,000 | $180,000 | $605,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,358 | $16,225,000 | $11,000 | $1,820,000 | $0 | $0 |
| White | 142 | $19,623,000 | $138,000 | $1,000,000 | $196,000 | $2,112,000 |
| Not Provided | 6 | $1,325,000 | $220,000 | $400,000 | $124,000 | $267,000 |
| Black or African American | 4 | $586,000 | $146,000 | $400,000 | $491,000 | $605,000 |
| Asian | 2 | $597,000 | $298,000 | $424,000 | $96,000 | $150,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,497 | $34,663,000 | $23,000 | $1,820,000 | $19,000 | $2,112,000 |
| FHA-insured (Federal Housing Administration) | 9 | $2,482,000 | $275,000 | $417,000 | $113,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $601,000 | $150,000 | $202,000 | $38,000 | $53,000 |
| VA-guaranteed (Veterans Administration) | 2 | $610,000 | $305,000 | $308,000 | $66,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,387 | $13,249,000 | $9,000 | $40,000 | $0 | $0 |
| Loan Originated | 81 | $15,349,000 | $189,000 | $1,820,000 | $329,000 | $2,112,000 |
| Application Denied By Financial Institution | 23 | $4,799,000 | $208,000 | $400,000 | $74,000 | $150,000 |
| Application Approved But Not Accepted | 12 | $2,415,000 | $201,000 | $400,000 | $114,000 | $267,000 |
| File Closed For Incompleteness | 5 | $1,306,000 | $261,000 | $417,000 | $102,000 | $129,000 |
| Application Withdrawn By Applicant | 4 | $1,238,000 | $309,000 | $424,000 | $113,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Freedom Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Freedom Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.