First Independent Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Independent Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Independent Bank Po Box 8904 Vancouver, WA 98668 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 536 |
| Total Mortgage Loan Application Amount | $129,737,000 |
| Average Mortgage Loan Application Amount | $264,333 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $202,666 |
| Highest Applicant Income | $9,775,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Independent Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Independent Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Independent Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Independent Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Independent Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Independent Bank's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 284 | $ 67,461,000 | $ 242,500 | $ 119,500 |
| LONGVIEW, WA | 10 | $ 1,694,000 | $ 169,000 | $ 83,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 7 | $ 1,660,000 | $ 237,000 | $ 1,491,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 2,470,000 | $ 352,000 | $ 59,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 5 | $ 1,306,000 | $ 261,000 | $ 98,000 |
| SPOKANE, WA | 5 | $ 834,000 | $ 166,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4 | $ 765,000 | $ 191,000 | $ 66,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4 | $ 891,000 | $ 222,000 | $ 165,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 4 | $ 2,174,000 | $ 543,000 | $ 74,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 831,000 | $ 207,000 | $ 148,000 |
| SALEM, OR | 4 | $ 737,000 | $ 184,000 | $ 107,000 |
| TACOMA, WA | 4 | $ 1,348,000 | $ 337,000 | $ 100,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 301,000 | $ 100,000 | $ 77,000 |
| LAS VEGAS-PARADISE, NV | 3 | $ 805,000 | $ 268,000 | $ 166,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3 | $ 1,072,000 | $ 357,000 | $ 101,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 3 | $ 988,000 | $ 365,000 | $ 109,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,689,000 | $ 563,000 | $ 109,000 |
| ALBUQUERQUE, NM | 2 | $ 355,000 | $ 177,000 | $ 97,000 |
| BOSTON-QUINCY, MA | 2 | $ 1,010,000 | $ 505,000 | $ 64,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| JACKSONVILLE, FL | 2 | $ 237,000 | $ 118,000 | $ 48,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2 | $ 615,000 | $ 307,000 | $ 113,000 |
| ROCKY MOUNT, NC | 2 | $ 140,000 | $ 70,000 | $ 28,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 2 | $ 676,000 | $ 338,000 | $ 130,000 |
| SARASOTA-BRADENTON-VENICE, FL | 2 | $ 218,000 | $ 109,000 | $ 63,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 718,000 | $ 359,000 | $ 146,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2 | $ 247,000 | $ 123,000 | $ 12,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| BARNSTABLE TOWN, MA | 1 | $ 324,000 | $ 324,000 | $ 120,000 |
| BEND, OR | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| BILLINGS, MT | 1 | $ 402,000 | $ 402,000 | $ 144,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 194,000 | $ 194,000 | $ 44,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| BOULDER, CO | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 160,000 | $ 160,000 | $ 109,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 180,000 | $ 180,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 452,000 | $ 452,000 | $ 138,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| COEUR D'ALENE, ID | 1 | $ 158,000 | $ 158,000 | $ 218,000 |
| COLUMBUS, OH | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| DENVER-AURORA, CO | 1 | $ 160,000 | $ 160,000 | $ 191,000 |
| EDISON, NJ | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| HOT SPRINGS, AR | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| INDIANAPOLIS-CARMEL, IN | 1 | $ 160,000 | $ 160,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 40,000 | $ 40,000 | $ 130,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 256,000 | $ 256,000 | $ 64,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 194,000 | $ 194,000 | $ 144,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1 | $ 114,000 | $ 114,000 | $ 82,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 208,000 | $ 208,000 | $ 93,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 198,000 | $ 198,000 | $ 59,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
| PALM COAST, FL | 1 | $ 360,000 | $ 360,000 | $ 165,000 |
| PEABODY, MA | 1 | $ 440,000 | $ 440,000 | $ 38,000 |
| PHILADELPHIA, PA | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| PRESCOTT, AZ | 1 | $ 281,000 | $ 281,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| READING, PA | 1 | $ 153,000 | $ 153,000 | $ 33,000 |
| RICHMOND, VA | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| SALT LAKE CITY, UT | 1 | $ 217,000 | $ 217,000 | $ 129,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 640,000 | $ 640,000 | $ 84,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1 | $ 470,000 | $ 470,000 | $ 64,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 610,000 | $ 610,000 | $ 114,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 400,000 | $ 400,000 | $ 216,000 |
| SAVANNAH, GA | 1 | $ 108,000 | $ 108,000 | $ 19,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| ST. CLOUD, MN | 1 | $ 81,000 | $ 81,000 | $ 162,000 |
| STOCKTON, CA | 1 | $ 26,000 | $ 26,000 | $ 120,000 |
| TUSCALOOSA, AL | 1 | $ 123,000 | $ 123,000 | $ 27,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 399,000 | $ 399,000 | $ 60,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1 | $ 707,000 | $ 707,000 | $ 30,000 |
| WINSTON-SALEM, NC | 1 | $ 292,000 | $ 292,000 | $ 87,000 |
| WORCESTER, MA | 1 | $ 104,000 | $ 104,000 | $ 152,000 |
| YUMA, AZ | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for First Independent Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 315 | $74,894,000 | $237,000 | $1,508,000 | $115,000 | $9,775,000 |
| Home Purchase | 193 | $45,901,000 | $237,000 | $1,600,000 | $96,000 | $484,000 |
| Home Improvement | 28 | $8,942,000 | $319,000 | $4,000,000 | $397,000 | $4,551,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 342 | $76,021,000 | $222,000 | $2,000,000 | $117,000 | $4,551,000 |
| Not Provided | 154 | $43,504,000 | $282,000 | $4,000,000 | $76,000 | $364,000 |
| Hispanic | 18 | $3,546,000 | $197,000 | $610,000 | $87,000 | $184,000 |
| Asian | 9 | $3,420,000 | $380,000 | $1,600,000 | $152,000 | $484,000 |
| Black or African American | 5 | $1,237,000 | $247,000 | $417,000 | $2,051,000 | $9,775,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,079,000 | $215,000 | $300,000 | $134,000 | $321,000 |
| American Indian or Alaskan Native | 2 | $482,000 | $241,000 | $353,000 | $81,000 | $114,000 |
| Not applicable | 1 | $448,000 | $448,000 | $448,000 | $76,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 521 | $126,773,000 | $243,000 | $4,000,000 | $125,000 | $9,775,000 |
| FHA-insured (Federal Housing Administration) | 12 | $2,059,000 | $171,000 | $273,000 | $47,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 3 | $905,000 | $301,000 | $353,000 | $93,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 249 | $67,516,000 | $271,000 | $2,000,000 | $94,000 | $540,000 |
| Loan Originated | 167 | $32,422,000 | $194,000 | $880,000 | $201,000 | $9,775,000 |
| Application Denied By Financial Institution | 59 | $16,258,000 | $275,000 | $4,000,000 | $71,000 | $480,000 |
| Application Withdrawn By Applicant | 46 | $10,346,000 | $224,000 | $800,000 | $86,000 | $359,000 |
| File Closed For Incompleteness | 15 | $3,195,000 | $213,000 | $440,000 | $53,000 | $144,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Independent Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Independent Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.