First Internet Bank Of Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
First Internet Bank Of Indiana 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Internet Bank Of Indiana 11201 Usa Parkway Fishers, IN 46037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 226 |
| Total Mortgage Loan Application Amount | $16,147,000 |
| Average Mortgage Loan Application Amount | $65,016 |
| Highest Mortgage Loan Application Amount | $953,000 |
| Average Applicant Income | $74,442 |
| Highest Applicant Income | $360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First Internet Bank Of Indiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Internet Bank Of Indiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down First Internet Bank Of Indiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Internet Bank Of Indiana serves its applicants.
Each category highlights the total number of mortgage applications processed by First Internet Bank Of Indiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Internet Bank Of Indiana's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Indiana | 6 | $ 715,000 | $ 119,000 | $ 42,000 |
| Hamilton County Indiana | 5 | $ 868,000 | $ 173,000 | $ 25,000 |
| Harris County Texas | 4 | $ 91,000 | $ 22,000 | $ 80,000 |
| Maricopa County Arizona | 3 | $ 228,000 | $ 76,000 | $ 62,000 |
| Los Angeles County California | 3 | $ 38,000 | $ 12,000 | $ 154,000 |
| Martin County Florida | 3 | $ 513,000 | $ 171,000 | $ 0 |
| Essex County Massachusetts | 3 | $ 35,000 | $ 11,000 | $ 124,000 |
| Wayne County Michigan | 3 | $ 40,000 | $ 13,000 | $ 157,000 |
| St. Louis County Missouri | 3 | $ 176,000 | $ 58,000 | $ 88,000 |
| Middlesex County New Jersey | 3 | $ 417,000 | $ 139,000 | $ 91,000 |
| Baldwin County Alabama | 2 | $ 115,000 | $ 57,000 | $ 75,000 |
| Orange County California | 2 | $ 35,000 | $ 17,000 | $ 152,000 |
| Riverside County California | 2 | $ 18,000 | $ 9,000 | $ 95,000 |
| Denver County Colorado | 2 | $ 324,000 | $ 162,000 | $ 360,000 |
| Hartford County Connecticut | 2 | $ 20,000 | $ 10,000 | $ 82,000 |
| New Castle County Delaware | 2 | $ 28,000 | $ 14,000 | $ 83,000 |
| District of Columbia County District Of Columbia | 2 | $ 40,000 | $ 20,000 | $ 130,000 |
| Orange County Florida | 2 | $ 21,000 | $ 10,000 | $ 51,000 |
| St. Johns County Florida | 2 | $ 496,000 | $ 248,000 | $ 92,000 |
| Baltimore County Maryland | 2 | $ 34,000 | $ 17,000 | $ 47,000 |
| Genesee County Michigan | 2 | $ 14,000 | $ 7,000 | $ 61,000 |
| Dakota County Minnesota | 2 | $ 19,000 | $ 9,000 | $ 99,000 |
| Kings County New York | 2 | $ 25,000 | $ 12,000 | $ 111,000 |
| Mecklenburg County North Carolina | 2 | $ 30,000 | $ 15,000 | $ 49,000 |
| Warren County Ohio | 2 | $ 35,000 | $ 17,000 | $ 75,000 |
| Oklahoma County Oklahoma | 2 | $ 20,000 | $ 10,000 | $ 49,000 |
| York County South Carolina | 2 | $ 30,000 | $ 15,000 | $ 119,000 |
| Parker County Texas | 2 | $ 338,000 | $ 169,000 | $ 66,000 |
| Tarrant County Texas | 2 | $ 25,000 | $ 12,000 | $ 153,000 |
| Spokane County Washington | 2 | $ 19,000 | $ 9,000 | $ 37,000 |
| Shelby County Alabama | 1 | $ 15,000 | $ 15,000 | $ 300,000 |
| Tallapoosa County Alabama | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Pima County Arizona | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Yavapai County Arizona | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Craighead County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Contra Costa County California | 1 | $ 8,000 | $ 8,000 | $ 92,000 |
| San Bernardino County California | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Shasta County California | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Solano County California | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Tulare County California | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Adams County Colorado | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Arapahoe County Colorado | 1 | $ 13,000 | $ 13,000 | $ 95,000 |
| Douglas County Colorado | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Gilpin County Colorado | 1 | $ 15,000 | $ 15,000 | $ 103,000 |
| Middlesex County Connecticut | 1 | $ 13,000 | $ 13,000 | $ 80,000 |
| New Haven County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 119,000 |
| Alachua County Florida | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Citrus County Florida | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Gulf County Florida | 1 | $ 4,000 | $ 4,000 | $ 29,000 |
| Miami-Dade County Florida | 1 | $ 15,000 | $ 15,000 | $ 107,000 |
| Volusia County Florida | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Chattooga County Georgia | 1 | $ 13,000 | $ 13,000 | $ 44,000 |
| Glynn County Georgia | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Harris County Georgia | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Paulding County Georgia | 1 | $ 13,000 | $ 13,000 | $ 75,000 |
| Rockdale County Georgia | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Talbot County Georgia | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Canyon County Idaho | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Champaign County Illinois | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| LaSalle County Illinois | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Randolph County Illinois | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| St. Clair County Illinois | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Winnebago County Illinois | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Boone County Indiana | 1 | $ 14,000 | $ 14,000 | $ 117,000 |
| Delaware County Indiana | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Henry County Indiana | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Johnson County Indiana | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Spencer County Indiana | 1 | $ 11,000 | $ 11,000 | $ 68,000 |
| Union County Indiana | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Wayne County Indiana | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Boone County Iowa | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Decatur County Iowa | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Louisa County Iowa | 1 | $ 13,000 | $ 13,000 | $ 35,000 |
| Muscatine County Iowa | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| Polk County Iowa | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Sioux County Iowa | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Story County Iowa | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Jefferson County Kansas | 1 | $ 10,000 | $ 10,000 | $ 88,000 |
| Johnson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Jefferson County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Anne Arundel County Maryland | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Baltimore City County Maryland | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Bristol County Massachusetts | 1 | $ 13,000 | $ 13,000 | $ 142,000 |
| Hampden County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Middlesex County Massachusetts | 1 | $ 253,000 | $ 253,000 | $ 119,000 |
| Plymouth County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 173,000 |
| Macomb County Michigan | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Tuscola County Michigan | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Aitkin County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 10,000 |
| Hennepin County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Olmsted County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Ramsey County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Rock County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Madison County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Pike County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Christian County Missouri | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Cooper County Missouri | 1 | $ 8,000 | $ 8,000 | $ 58,000 |
| Franklin County Missouri | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Jackson County Missouri | 1 | $ 8,000 | $ 8,000 | $ 23,000 |
| St. Louis City County Missouri | 1 | $ 13,000 | $ 13,000 | $ 35,000 |
| Yellowstone County Montana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Hillsborough County New Hampshire | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Merrimack County New Hampshire | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Cumberland County New Jersey | 1 | $ 8,000 | $ 8,000 | $ 20,000 |
| Monmouth County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Passaic County New Jersey | 1 | $ 13,000 | $ 13,000 | $ 80,000 |
| Fulton County New York | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Queens County New York | 1 | $ 15,000 | $ 15,000 | $ 160,000 |
| Schuyler County New York | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Suffolk County New York | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Forsyth County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Iredell County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 90,000 |
| Orange County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Wake County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 91,000 |
| Burleigh County North Dakota | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| Ramsey County North Dakota | 1 | $ 15,000 | $ 15,000 | $ 204,000 |
| Franklin County Ohio | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Geauga County Ohio | 1 | $ 20,000 | $ 20,000 | $ 150,000 |
| Washington County Ohio | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Noble County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| Multnomah County Oregon | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Berks County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Clearfield County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Cumberland County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| Dauphin County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Delaware County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| Lehigh County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Luzerne County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Monroe County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Northampton County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 73,000 |
| Providence County Rhode Island | 1 | $ 70,000 | $ 70,000 | $ 125,000 |
| Fairfield County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Greenville County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Lexington County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Shelby County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Clay County Texas | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Collingsworth County Texas | 1 | $ 13,000 | $ 13,000 | $ 60,000 |
| Harrison County Texas | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Hays County Texas | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Travis County Texas | 1 | $ 114,000 | $ 114,000 | $ 61,000 |
| Victoria County Texas | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Millard County Utah | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Salt Lake County Utah | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Washington County Utah | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Lamoille County Vermont | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Fauquier County Virginia | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| King County Washington | 1 | $ 550,000 | $ 550,000 | $ 131,000 |
| Kittitas County Washington | 1 | $ 13,000 | $ 13,000 | $ 52,000 |
| Berkeley County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Brown County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Dane County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Taylor County Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for First Internet Bank Of Indiana in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 161 | $2,006,000 | $13,097 | $70,000 | $78,024 | $300,000 |
| Refinancing | 35 | $6,997,000 | $150,750 | $600,000 | $36,125 | $132,000 |
| Home Purchase | 30 | $7,144,000 | $185,250 | $953,000 | $87,750 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 169 | $3,216,000 | $18,547 | $550,000 | $77,666 | $360,000 |
| Not applicable | 36 | $9,748,000 | $229,000 | $953,000 | $0 | $0 |
| White | 18 | $2,766,000 | $142,333 | $317,000 | $65,666 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $417,000 | $139,000 | $193,000 | $91,000 | $91,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 226 | $16,147,000 | $35,395 | $953,000 | $75,069 | $360,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 123 | $2,019,000 | $14,815 | $171,000 | $73,789 | $300,000 |
| Loan Purchased By The Institution | 36 | $9,748,000 | $229,000 | $953,000 | $0 | $0 |
| Loan Originated | 25 | $3,005,000 | $124,333 | $550,000 | $97,333 | $360,000 |
| File Closed For Incompleteness | 20 | $244,000 | $12,117 | $15,000 | $84,764 | $135,000 |
| Application Approved But Not Accepted | 18 | $684,000 | $45,357 | $182,000 | $69,000 | $136,000 |
| Application Withdrawn By Applicant | 4 | $447,000 | $92,000 | $171,000 | $64,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $776,000 | $13,461 | $171,000 | $45,192 | $173,000 |
| Collateral | 35 | $518,000 | $15,772 | $70,000 | $97,909 | $204,000 |
| Unverifiable Information | 16 | $212,000 | $12,923 | $15,000 | $88,615 | $150,000 |
| Debt-To-Income Ratio | 15 | $231,000 | $14,727 | $50,000 | $99,727 | $300,000 |
| Other | 7 | $237,000 | $27,000 | $170,000 | $92,200 | $132,000 |
| Employment History | 3 | $30,000 | $10,000 | $10,000 | $76,666 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Internet Bank Of Indiana's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Internet Bank Of Indiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.