First Internet Bank of Indiana Mortgage Lending & HMDA Data, 2004
In 2004, First Internet Bank of Indiana of Fishers, IN reported 226 mortgage applications totaling $16.1 million, down 18% from 2003. The average application was for $71,446, and applicants reported an average income of $68,163. 11% of its applications resulted in an originated loan and 54% were denied. Its largest markets were Indianapolis, IN (13), Denver-Aurora, CO (6) and St. Louis, MO-IL (5) (applications in parentheses).
| Mortgage Company & Address | First Internet Bank of Indiana 11201 USA Parkway Fishers, IN 46038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 226 |
| Total Mortgage Loan Application Amount | $16,147,000 |
| Average Mortgage Loan Application Amount | $71,446 |
| Highest Mortgage Loan Application Amount | $953,000 |
| Average Applicant Income | $68,163 |
| Highest Applicant Income | $360,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Internet Bank of Indiana filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion, Indiana | 6 | $ 715,000 | $ 119,166 | $ 42,000 |
| Hamilton, Indiana | 5 | $ 868,000 | $ 173,600 | $ 25,000 |
| Harris, Texas | 4 | $ 91,000 | $ 22,750 | $ 80,000 |
| Maricopa, Arizona | 3 | $ 228,000 | $ 76,000 | $ 62,000 |
| Los Angeles, California | 3 | $ 38,000 | $ 12,666 | $ 154,000 |
| Martin, Florida | 3 | $ 513,000 | $ 171,000 | $ 0 |
| Essex, Massachusetts | 3 | $ 35,000 | $ 11,666 | $ 124,000 |
| Wayne, Michigan | 3 | $ 40,000 | $ 13,333 | $ 157,000 |
| St. Louis, Missouri | 3 | $ 176,000 | $ 58,666 | $ 88,000 |
| Middlesex, New Jersey | 3 | $ 417,000 | $ 139,000 | $ 91,000 |
| Baldwin, Alabama | 2 | $ 115,000 | $ 57,500 | $ 75,000 |
| Orange, California | 2 | $ 35,000 | $ 17,500 | $ 152,000 |
| Riverside, California | 2 | $ 18,000 | $ 9,000 | $ 95,000 |
| Denver, Colorado | 2 | $ 324,000 | $ 162,000 | $ 360,000 |
| Hartford, Connecticut | 2 | $ 20,000 | $ 10,000 | $ 82,000 |
| New Castle, Delaware | 2 | $ 28,000 | $ 14,000 | $ 83,000 |
| District of Columbia, District Of Columbia | 2 | $ 40,000 | $ 20,000 | $ 130,000 |
| Orange, Florida | 2 | $ 21,000 | $ 10,500 | $ 51,000 |
| St. Johns, Florida | 2 | $ 496,000 | $ 248,000 | $ 92,000 |
| Baltimore, Maryland | 2 | $ 34,000 | $ 17,000 | $ 47,000 |
| Genesee, Michigan | 2 | $ 14,000 | $ 7,000 | $ 61,000 |
| Dakota, Minnesota | 2 | $ 19,000 | $ 9,500 | $ 99,000 |
| Kings, New York | 2 | $ 25,000 | $ 12,500 | $ 111,000 |
| Mecklenburg, North Carolina | 2 | $ 30,000 | $ 15,000 | $ 49,000 |
| Warren, Ohio | 2 | $ 35,000 | $ 17,500 | $ 75,000 |
| Oklahoma, Oklahoma | 2 | $ 20,000 | $ 10,000 | $ 49,000 |
| York, South Carolina | 2 | $ 30,000 | $ 15,000 | $ 119,000 |
| Parker, Texas | 2 | $ 338,000 | $ 169,000 | $ 66,000 |
| Tarrant, Texas | 2 | $ 25,000 | $ 12,500 | $ 153,000 |
| Spokane, Washington | 2 | $ 19,000 | $ 9,500 | $ 37,000 |
| Shelby, Alabama | 1 | $ 15,000 | $ 15,000 | $ 300,000 |
| Tallapoosa, Alabama | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Pima, Arizona | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Yavapai, Arizona | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Craighead, Arkansas | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Contra Costa, California | 1 | $ 8,000 | $ 8,000 | $ 92,000 |
| San Bernardino, California | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Shasta, California | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Solano, California | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Tulare, California | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Adams, Colorado | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Arapahoe, Colorado | 1 | $ 13,000 | $ 13,000 | $ 95,000 |
| Douglas, Colorado | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Gilpin, Colorado | 1 | $ 15,000 | $ 15,000 | $ 103,000 |
| Middlesex, Connecticut | 1 | $ 13,000 | $ 13,000 | $ 80,000 |
| New Haven, Connecticut | 1 | $ 15,000 | $ 15,000 | $ 119,000 |
| Alachua, Florida | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Citrus, Florida | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Gulf, Florida | 1 | $ 4,000 | $ 4,000 | $ 29,000 |
| Miami-Dade, Florida | 1 | $ 15,000 | $ 15,000 | $ 107,000 |
| Volusia, Florida | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Chattooga, Georgia | 1 | $ 13,000 | $ 13,000 | $ 44,000 |
| Glynn, Georgia | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Harris, Georgia | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Paulding, Georgia | 1 | $ 13,000 | $ 13,000 | $ 75,000 |
| Rockdale, Georgia | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Talbot, Georgia | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Canyon, Idaho | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Champaign, Illinois | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| LaSalle, Illinois | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Randolph, Illinois | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| St. Clair, Illinois | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Winnebago, Illinois | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Boone, Indiana | 1 | $ 14,000 | $ 14,000 | $ 117,000 |
| Delaware, Indiana | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Henry, Indiana | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Johnson, Indiana | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Spencer, Indiana | 1 | $ 11,000 | $ 11,000 | $ 68,000 |
| Union, Indiana | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Wayne, Indiana | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Boone, Iowa | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Decatur, Iowa | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Louisa, Iowa | 1 | $ 13,000 | $ 13,000 | $ 35,000 |
| Muscatine, Iowa | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| Polk, Iowa | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Sioux, Iowa | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Story, Iowa | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Jefferson, Kansas | 1 | $ 10,000 | $ 10,000 | $ 88,000 |
| Johnson, Kansas | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Jefferson, Kentucky | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Anne Arundel, Maryland | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Baltimore City, Maryland | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Bristol, Massachusetts | 1 | $ 13,000 | $ 13,000 | $ 142,000 |
| Hampden, Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Middlesex, Massachusetts | 1 | $ 253,000 | $ 253,000 | $ 119,000 |
| Plymouth, Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 173,000 |
| Macomb, Michigan | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Tuscola, Michigan | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Aitkin, Minnesota | 1 | $ 150,000 | $ 150,000 | $ 10,000 |
| Hennepin, Minnesota | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Olmsted, Minnesota | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Ramsey, Minnesota | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Rock, Minnesota | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Madison, Mississippi | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Pike, Mississippi | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Christian, Missouri | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Cooper, Missouri | 1 | $ 8,000 | $ 8,000 | $ 58,000 |
| Franklin, Missouri | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Jackson, Missouri | 1 | $ 8,000 | $ 8,000 | $ 23,000 |
| St. Louis City, Missouri | 1 | $ 13,000 | $ 13,000 | $ 35,000 |
| Yellowstone, Montana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Hillsborough, New Hampshire | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Merrimack, New Hampshire | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Cumberland, New Jersey | 1 | $ 8,000 | $ 8,000 | $ 20,000 |
| Monmouth, New Jersey | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Passaic, New Jersey | 1 | $ 13,000 | $ 13,000 | $ 80,000 |
| Fulton, New York | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Queens, New York | 1 | $ 15,000 | $ 15,000 | $ 160,000 |
| Schuyler, New York | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Suffolk, New York | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Forsyth, North Carolina | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Iredell, North Carolina | 1 | $ 13,000 | $ 13,000 | $ 90,000 |
| Orange, North Carolina | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Wake, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 91,000 |
| Burleigh, North Dakota | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| Ramsey, North Dakota | 1 | $ 15,000 | $ 15,000 | $ 204,000 |
| Franklin, Ohio | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Geauga, Ohio | 1 | $ 20,000 | $ 20,000 | $ 150,000 |
| Washington, Ohio | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Noble, Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| Multnomah, Oregon | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Berks, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Clearfield, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Cumberland, Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| Dauphin, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Delaware, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| Lehigh, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Luzerne, Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Monroe, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Northampton, Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 73,000 |
| Providence, Rhode Island | 1 | $ 70,000 | $ 70,000 | $ 125,000 |
| Fairfield, South Carolina | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Greenville, South Carolina | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Lexington, South Carolina | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Shelby, Tennessee | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Clay, Texas | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Collingsworth, Texas | 1 | $ 13,000 | $ 13,000 | $ 60,000 |
| Harrison, Texas | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Hays, Texas | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Travis, Texas | 1 | $ 114,000 | $ 114,000 | $ 61,000 |
| Victoria, Texas | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Millard, Utah | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Salt Lake, Utah | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Washington, Utah | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Lamoille, Vermont | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Fauquier, Virginia | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| King, Washington | 1 | $ 550,000 | $ 550,000 | $ 131,000 |
| Kittitas, Washington | 1 | $ 13,000 | $ 13,000 | $ 52,000 |
| Berkeley, West Virginia | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Brown, Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Dane, Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Taylor, Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for First Internet Bank of Indiana in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 161 | $2,006,000 | $13,097 | $70,000 | $78,024 | $300,000 |
| Refinancing | 35 | $6,997,000 | $150,750 | $600,000 | $36,125 | $132,000 |
| Home Purchase | 30 | $7,144,000 | $185,250 | $953,000 | $87,750 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 169 | $3,216,000 | $18,547 | $550,000 | $77,666 | $360,000 |
| Not applicable | 36 | $9,748,000 | $229,000 | $953,000 | $0 | $0 |
| White | 18 | $2,766,000 | $142,333 | $317,000 | $65,666 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $417,000 | $139,000 | $193,000 | $91,000 | $91,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 226 | $16,147,000 | $35,395 | $953,000 | $75,069 | $360,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 123 | $2,019,000 | $14,815 | $171,000 | $73,789 | $300,000 |
| Loan Purchased By The Institution | 36 | $9,748,000 | $229,000 | $953,000 | $0 | $0 |
| Loan Originated | 25 | $3,005,000 | $124,333 | $550,000 | $97,333 | $360,000 |
| File Closed For Incompleteness | 20 | $244,000 | $12,117 | $15,000 | $84,764 | $135,000 |
| Application Approved But Not Accepted | 18 | $684,000 | $45,357 | $182,000 | $69,000 | $136,000 |
| Application Withdrawn By Applicant | 4 | $447,000 | $92,000 | $171,000 | $64,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $776,000 | $13,461 | $171,000 | $45,192 | $173,000 |
| Collateral | 35 | $518,000 | $15,772 | $70,000 | $97,909 | $204,000 |
| Unverifiable Information | 16 | $212,000 | $12,923 | $15,000 | $88,615 | $150,000 |
| Debt-To-Income Ratio | 15 | $231,000 | $14,727 | $50,000 | $99,727 | $300,000 |
| Other | 7 | $237,000 | $27,000 | $170,000 | $92,200 | $132,000 |
| Employment History | 3 | $30,000 | $10,000 | $10,000 | $76,666 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Internet Bank of Indiana's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Internet Bank of Indiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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