First Internet Bank of Indiana Mortgage Lending & HMDA Data, 2006

In 2006, First Internet Bank of Indiana of Fishers, IN reported 426 mortgage applications totaling $8.9 million, down 23% from 2005. The average application was for $20,896, and applicants reported an average income of $91,213. 10% of its applications resulted in an originated loan and 69% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (12), Atlanta-Sandy Springs-Marietta, GA (9) and New York-White Plains-Wayne, NY-NJ (9) (applications in parentheses).

Mortgage Company & Address First Internet Bank of Indiana
11201 USA Parkway
Fishers, IN 46038
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 426
Total Mortgage Loan Application Amount $8,902,000
Average Mortgage Loan Application Amount $20,896
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $91,213
Highest Applicant Income $850,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Internet Bank of Indiana filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Internet Bank of Indiana by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 8 $ 110,000 $ 13,750 $ 102,000
Harris, Texas 8 $ 100,000 $ 12,500 $ 80,000
Los Angeles, California 7 $ 107,000 $ 15,285 $ 84,000
San Bernardino, California 6 $ 125,000 $ 20,833 $ 76,000
Dallas, Texas 6 $ 62,000 $ 10,333 $ 81,000
Broward, Florida 5 $ 49,000 $ 9,800 $ 125,000
Wayne, Michigan 5 $ 70,000 $ 14,000 $ 64,000
Onondaga, New York 5 $ 424,000 $ 84,800 $ 87,000
Westmoreland, Pennsylvania 5 $ 870,000 $ 174,000 $ 213,000
Pulaski, Arkansas 4 $ 37,000 $ 9,250 $ 58,000
Orange, California 4 $ 60,000 $ 15,000 $ 121,000
Lee, Florida 4 $ 55,000 $ 13,750 $ 152,000
Miami-Dade, Florida 4 $ 53,000 $ 13,250 $ 69,000
Cook, Illinois 4 $ 49,000 $ 12,250 $ 96,000
Cuyahoga, Ohio 4 $ 59,000 $ 14,750 $ 30,000
Bexar, Texas 4 $ 52,000 $ 13,000 $ 53,000
Madison, Alabama 3 $ 45,000 $ 15,000 $ 82,000
Shelby, Alabama 3 $ 55,000 $ 18,333 $ 84,000
San Joaquin, California 3 $ 37,000 $ 12,333 $ 69,000
District of Columbia, District Of Columbia 3 $ 45,000 $ 15,000 $ 61,000
Palm Beach, Florida 3 $ 23,000 $ 7,666 $ 35,000
St. Clair, Illinois 3 $ 32,000 $ 10,666 $ 54,000
Hamilton, Indiana 3 $ 202,000 $ 67,333 $ 106,000
Marion, Indiana 3 $ 279,000 $ 93,000 $ 139,000
Oakland, Michigan 3 $ 45,000 $ 15,000 $ 114,000
Jackson, Missouri 3 $ 40,000 $ 13,333 $ 55,000
Jefferson, Missouri 3 $ 28,000 $ 9,333 $ 44,000
Morris, New Jersey 3 $ 45,000 $ 15,000 $ 68,000
Forsyth, North Carolina 3 $ 50,000 $ 16,666 $ 55,000
Mecklenburg, North Carolina 3 $ 50,000 $ 16,666 $ 94,000
Bucks, Pennsylvania 3 $ 30,000 $ 10,000 $ 52,000
Travis, Texas 3 $ 37,000 $ 12,333 $ 57,000
Baldwin, Alabama 2 $ 30,000 $ 15,000 $ 75,000
St. Clair, Alabama 2 $ 6,000 $ 3,000 $ 27,000
Pima, Arizona 2 $ 191,000 $ 95,500 $ 65,000
Alameda, California 2 $ 16,000 $ 8,000 $ 99,000
Contra Costa, California 2 $ 20,000 $ 10,000 $ 48,000
Placer, California 2 $ 25,000 $ 12,500 $ 235,000
Riverside, California 2 $ 40,000 $ 20,000 $ 78,000
Sacramento, California 2 $ 65,000 $ 32,500 $ 130,000
San Diego, California 2 $ 30,000 $ 15,000 $ 77,000
Santa Clara, California 2 $ 40,000 $ 20,000 $ 125,000
Tulare, California 2 $ 29,000 $ 14,500 $ 102,000
Jefferson, Colorado 2 $ 28,000 $ 14,000 $ 92,000
Fairfield, Connecticut 2 $ 25,000 $ 12,500 $ 64,000
Middlesex, Connecticut 2 $ 29,000 $ 14,500 $ 79,000
Orange, Florida 2 $ 30,000 $ 15,000 $ 62,000
Pinellas, Florida 2 $ 30,000 $ 15,000 $ 58,000
Carroll, Georgia 2 $ 25,000 $ 12,500 $ 112,000
Columbia, Georgia 2 $ 30,000 $ 15,000 $ 67,000
Fulton, Georgia 2 $ 20,000 $ 10,000 $ 70,000
Hall, Georgia 2 $ 40,000 $ 20,000 $ 81,000
Montgomery, Maryland 2 $ 30,000 $ 15,000 $ 443,000
Genesee, Michigan 2 $ 45,000 $ 22,500 $ 27,000
Lapeer, Michigan 2 $ 442,000 $ 221,000 $ 200,000
Wexford, Michigan 2 $ 25,000 $ 12,500 $ 54,000
St. Louis, Minnesota 2 $ 21,000 $ 10,500 $ 66,000
St. Louis, Missouri 2 $ 30,000 $ 15,000 $ 39,000
Churchill, Nevada 2 $ 25,000 $ 12,500 $ 72,000
Monmouth, New Jersey 2 $ 30,000 $ 15,000 $ 81,000
Dutchess, New York 2 $ 20,000 $ 10,000 $ 306,000
Kings, New York 2 $ 45,000 $ 22,500 $ 65,000
Monroe, New York 2 $ 25,000 $ 12,500 $ 61,000
Westchester, New York 2 $ 30,000 $ 15,000 $ 90,000
Lucas, Ohio 2 $ 17,000 $ 8,500 $ 258,000
Wayne, Ohio 2 $ 60,000 $ 30,000 $ 82,000
Philadelphia, Pennsylvania 2 $ 25,000 $ 12,500 $ 57,000
Providence, Rhode Island 2 $ 25,000 $ 12,500 $ 39,000
Charleston, South Carolina 2 $ 20,000 $ 10,000 $ 55,000
Blount, Tennessee 2 $ 18,000 $ 9,000 $ 39,000
Bell, Texas 2 $ 12,000 $ 6,000 $ 36,000
Montgomery, Texas 2 $ 30,000 $ 15,000 $ 65,000
Tarrant, Texas 2 $ 45,000 $ 22,500 $ 66,000
Salt Lake, Utah 2 $ 45,000 $ 22,500 $ 87,000
Sevier, Utah 2 $ 20,000 $ 10,000 $ 19,000
Hanover, Virginia 2 $ 25,000 $ 12,500 $ 64,000
Portage, Wisconsin 2 $ 30,000 $ 15,000 $ 141,000
Cullman, Alabama 1 $ 10,000 $ 10,000 $ 135,000
Lee, Alabama 1 $ 5,000 $ 5,000 $ 22,000
Mobile, Alabama 1 $ 10,000 $ 10,000 $ 40,000
Walker, Alabama 1 $ 5,000 $ 5,000 $ 348,000
Apache, Arizona 1 $ 8,000 $ 8,000 $ 56,000
Cochise, Arizona 1 $ 10,000 $ 10,000 $ 30,000
Yavapai, Arizona 1 $ 15,000 $ 15,000 $ 38,000
Faulkner, Arkansas 1 $ 15,000 $ 15,000 $ 60,000
Garland, Arkansas 1 $ 15,000 $ 15,000 $ 48,000
Randolph, Arkansas 1 $ 5,000 $ 5,000 $ 15,000
Washington, Arkansas 1 $ 10,000 $ 10,000 $ 38,000
Calaveras, California 1 $ 15,000 $ 15,000 $ 60,000
El Dorado, California 1 $ 60,000 $ 60,000 $ 36,000
San Francisco, California 1 $ 15,000 $ 15,000 $ 180,000
Shasta, California 1 $ 15,000 $ 15,000 $ 50,000
Sonoma, California 1 $ 15,000 $ 15,000 $ 70,000
Ventura, California 1 $ 10,000 $ 10,000 $ 486,000
Adams, Colorado 1 $ 15,000 $ 15,000 $ 40,000
Denver, Colorado 1 $ 10,000 $ 10,000 $ 596,000
Hartford, Connecticut 1 $ 15,000 $ 15,000 $ 120,000
New Haven, Connecticut 1 $ 15,000 $ 15,000 $ 49,000
Sussex, Delaware 1 $ 15,000 $ 15,000 $ 69,000
Bay, Florida 1 $ 10,000 $ 10,000 $ 60,000
Charlotte, Florida 1 $ 15,000 $ 15,000 $ 68,000
Clay, Florida 1 $ 10,000 $ 10,000 $ 55,000
Collier, Florida 1 $ 15,000 $ 15,000 $ 55,000
Duval, Florida 1 $ 15,000 $ 15,000 $ 191,000
Marion, Florida 1 $ 15,000 $ 15,000 $ 56,000
Martin, Florida 1 $ 15,000 $ 15,000 $ 80,000
Camden, Georgia 1 $ 10,000 $ 10,000 $ 42,000
Cobb, Georgia 1 $ 15,000 $ 15,000 $ 226,000
DeKalb, Georgia 1 $ 10,000 $ 10,000 $ 118,000
Forsyth, Georgia 1 $ 15,000 $ 15,000 $ 104,000
Gwinnett, Georgia 1 $ 15,000 $ 15,000 $ 65,000
Jackson, Georgia 1 $ 15,000 $ 15,000 $ 130,000
Jones, Georgia 1 $ 15,000 $ 15,000 $ 34,000
Lee, Georgia 1 $ 8,000 $ 8,000 $ 56,000
Liberty, Georgia 1 $ 15,000 $ 15,000 $ 78,000
Muscogee, Georgia 1 $ 15,000 $ 15,000 $ 60,000
Paulding, Georgia 1 $ 15,000 $ 15,000 $ 346,000
Polk, Georgia 1 $ 10,000 $ 10,000 $ 40,000
Richmond, Georgia 1 $ 17,000 $ 17,000 $ 186,000
Hawaii, Hawaii 1 $ 10,000 $ 10,000 $ 120,000
Honolulu, Hawaii 1 $ 10,000 $ 10,000 $ 156,000
Bannock, Idaho 1 $ 10,000 $ 10,000 $ 28,000
Kane, Illinois 1 $ 15,000 $ 15,000 $ 45,000
Lake, Illinois 1 $ 5,000 $ 5,000 $ 50,000
McLean, Illinois 1 $ 15,000 $ 15,000 $ 30,000
Mercer, Illinois 1 $ 8,000 $ 8,000 $ 51,000
Perry, Illinois 1 $ 15,000 $ 15,000 $ 120,000
Rock Island, Illinois 1 $ 15,000 $ 15,000 $ 75,000
Sangamon, Illinois 1 $ 4,000 $ 4,000 $ 51,000
Vermilion, Illinois 1 $ 10,000 $ 10,000 $ 14,000
Will, Illinois 1 $ 15,000 $ 15,000 $ 125,000
Winnebago, Illinois 1 $ 15,000 $ 15,000 $ 30,000
Bartholomew, Indiana 1 $ 8,000 $ 8,000 $ 98,000
Delaware, Indiana 1 $ 4,000 $ 4,000 $ 79,000
Hendricks, Indiana 1 $ 13,000 $ 13,000 $ 59,000
Howard, Indiana 1 $ 10,000 $ 10,000 $ 77,000
Huntington, Indiana 1 $ 15,000 $ 15,000 $ 125,000
Randolph, Indiana 1 $ 15,000 $ 15,000 $ 53,000
Boone, Iowa 1 $ 10,000 $ 10,000 $ 36,000
Hamilton, Iowa 1 $ 15,000 $ 15,000 $ 44,000
Scott, Iowa 1 $ 3,000 $ 3,000 $ 75,000
Ellis, Kansas 1 $ 10,000 $ 10,000 $ 41,000
Johnson, Kansas 1 $ 15,000 $ 15,000 $ 65,000
Boone, Kentucky 1 $ 15,000 $ 15,000 $ 22,000
Clay, Kentucky 1 $ 15,000 $ 15,000 $ 60,000
Fayette, Kentucky 1 $ 10,000 $ 10,000 $ 108,000
Franklin, Kentucky 1 $ 3,000 $ 3,000 $ 41,000
Jefferson, Kentucky 1 $ 20,000 $ 20,000 $ 33,000
Oldham, Kentucky 1 $ 15,000 $ 15,000 $ 42,000
Warren, Kentucky 1 $ 9,000 $ 9,000 $ 57,000
Beauregard, Louisiana 1 $ 15,000 $ 15,000 $ 52,000
Caddo, Louisiana 1 $ 5,000 $ 5,000 $ 25,000
Jefferson Davis, Louisiana 1 $ 8,000 $ 8,000 $ 180,000
Franklin, Maine 1 $ 15,000 $ 15,000 $ 144,000
Anne Arundel, Maryland 1 $ 10,000 $ 10,000 $ 42,000
Carroll, Maryland 1 $ 25,000 $ 25,000 $ 72,000
Howard, Maryland 1 $ 15,000 $ 15,000 $ 68,000
Prince George's, Maryland 1 $ 15,000 $ 15,000 $ 92,000
Bristol, Massachusetts 1 $ 10,000 $ 10,000 $ 40,000
Hampden, Massachusetts 1 $ 15,000 $ 15,000 $ 81,000
Norfolk, Massachusetts 1 $ 15,000 $ 15,000 $ 65,000
Suffolk, Massachusetts 1 $ 15,000 $ 15,000 $ 127,000
Benzie, Michigan 1 $ 15,000 $ 15,000 $ 138,000
Berrien, Michigan 1 $ 15,000 $ 15,000 $ 53,000
Calhoun, Michigan 1 $ 15,000 $ 15,000 $ 35,000
Ingham, Michigan 1 $ 8,000 $ 8,000 $ 56,000
Kalamazoo, Michigan 1 $ 15,000 $ 15,000 $ 115,000
Kent, Michigan 1 $ 15,000 $ 15,000 $ 57,000
Lenawee, Michigan 1 $ 15,000 $ 15,000 $ 207,000
Macomb, Michigan 1 $ 20,000 $ 20,000 $ 79,000
Midland, Michigan 1 $ 8,000 $ 8,000 $ 446,000
Oscoda, Michigan 1 $ 10,000 $ 10,000 $ 48,000
Washtenaw, Michigan 1 $ 15,000 $ 15,000 $ 50,000
Dakota, Minnesota 1 $ 15,000 $ 15,000 $ 230,000
Marshall, Minnesota 1 $ 13,000 $ 13,000 $ 17,000
Hinds, Mississippi 1 $ 10,000 $ 10,000 $ 30,000
Jones, Mississippi 1 $ 10,000 $ 10,000 $ 50,000
Howell, Missouri 1 $ 1,000 $ 1,000 $ 33,000
Jasper, Missouri 1 $ 15,000 $ 15,000 $ 105,000
Johnson, Missouri 1 $ 10,000 $ 10,000 $ 45,000
St. Charles, Missouri 1 $ 15,000 $ 15,000 $ 132,000
St. Francois, Missouri 1 $ 15,000 $ 15,000 $ 100,000
Clark, Nevada 1 $ 15,000 $ 15,000 $ 85,000
Washoe, Nevada 1 $ 177,000 $ 177,000 $ 27,000
Merrimack, New Hampshire 1 $ 10,000 $ 10,000 $ 36,000
Sullivan, New Hampshire 1 $ 15,000 $ 15,000 $ 60,000
Bergen, New Jersey 1 $ 10,000 $ 10,000 $ 34,000
Burlington, New Jersey 1 $ 15,000 $ 15,000 $ 102,000
Camden, New Jersey 1 $ 20,000 $ 20,000 $ 50,000
Hudson, New Jersey 1 $ 20,000 $ 20,000 $ 72,000
Mercer, New Jersey 1 $ 10,000 $ 10,000 $ 96,000
Middlesex, New Jersey 1 $ 15,000 $ 15,000 $ 115,000
Union, New Jersey 1 $ 10,000 $ 10,000 $ 120,000
Bernalillo, New Mexico 1 $ 15,000 $ 15,000 $ 118,000
Santa Fe, New Mexico 1 $ 15,000 $ 15,000 $ 160,000
Bronx, New York 1 $ 25,000 $ 25,000 $ 85,000
Broome, New York 1 $ 30,000 $ 30,000 $ 54,000
Chautauqua, New York 1 $ 15,000 $ 15,000 $ 336,000
Clinton, New York 1 $ 25,000 $ 25,000 $ 22,000
Erie, New York 1 $ 15,000 $ 15,000 $ 98,000
Fulton, New York 1 $ 6,000 $ 6,000 $ 16,000
Herkimer, New York 1 $ 10,000 $ 10,000 $ 48,000
Nassau, New York 1 $ 25,000 $ 25,000 $ 160,000
New York, New York 1 $ 7,000 $ 7,000 $ 36,000
Oneida, New York 1 $ 20,000 $ 20,000 $ 35,000
Queens, New York 1 $ 12,000 $ 12,000 $ 26,000
Saratoga, New York 1 $ 15,000 $ 15,000 $ 80,000
Suffolk, New York 1 $ 15,000 $ 15,000 $ 215,000
Sullivan, New York 1 $ 184,000 $ 184,000 $ 39,000
Cabarrus, North Carolina 1 $ 8,000 $ 8,000 $ 74,000
Cleveland, North Carolina 1 $ 15,000 $ 15,000 $ 102,000
Cumberland, North Carolina 1 $ 15,000 $ 15,000 $ 89,000
Durham, North Carolina 1 $ 15,000 $ 15,000 $ 56,000
Franklin, North Carolina 1 $ 4,000 $ 4,000 $ 39,000
Guilford, North Carolina 1 $ 2,000 $ 2,000 $ 19,000
Lenoir, North Carolina 1 $ 15,000 $ 15,000 $ 28,000
Pender, North Carolina 1 $ 60,000 $ 60,000 $ 41,000
Robeson, North Carolina 1 $ 8,000 $ 8,000 $ 29,000
Cass, North Dakota 1 $ 15,000 $ 15,000 $ 45,000
Clermont, Ohio 1 $ 15,000 $ 15,000 $ 492,000
Crawford, Ohio 1 $ 5,000 $ 5,000 $ 22,000
Erie, Ohio 1 $ 15,000 $ 15,000 $ 175,000
Franklin, Ohio 1 $ 15,000 $ 15,000 $ 44,000
Jefferson, Ohio 1 $ 8,000 $ 8,000 $ 14,000
Lawrence, Ohio 1 $ 10,000 $ 10,000 $ 32,000
Mahoning, Ohio 1 $ 15,000 $ 15,000 $ 65,000
Montgomery, Ohio 1 $ 10,000 $ 10,000 $ 59,000
Putnam, Ohio 1 $ 15,000 $ 15,000 $ 51,000
Scioto, Ohio 1 $ 10,000 $ 10,000 $ 46,000
Tuscarawas, Ohio 1 $ 10,000 $ 10,000 $ 69,000
Cotton, Oklahoma 1 $ 15,000 $ 15,000 $ 71,000
Delaware, Oklahoma 1 $ 17,000 $ 17,000 $ 24,000
Logan, Oklahoma 1 $ 14,000 $ 14,000 $ 60,000
Adams, Pennsylvania 1 $ 15,000 $ 15,000 $ 70,000
Allegheny, Pennsylvania 1 $ 15,000 $ 15,000 $ 59,000
Beaver, Pennsylvania 1 $ 15,000 $ 15,000 $ 40,000
Butler, Pennsylvania 1 $ 3,000 $ 3,000 $ 25,000
Carbon, Pennsylvania 1 $ 15,000 $ 15,000 $ 56,000
Chester, Pennsylvania 1 $ 10,000 $ 10,000 $ 50,000
Luzerne, Pennsylvania 1 $ 15,000 $ 15,000 $ 36,000
Monroe, Pennsylvania 1 $ 15,000 $ 15,000 $ 45,000
Montgomery, Pennsylvania 1 $ 15,000 $ 15,000 $ 204,000
Venango, Pennsylvania 1 $ 10,000 $ 10,000 $ 24,000
Dorchester, South Carolina 1 $ 8,000 $ 8,000 $ 40,000
Greenville, South Carolina 1 $ 10,000 $ 10,000 $ 180,000
Laurens, South Carolina 1 $ 15,000 $ 15,000 $ 54,000
Hardeman, Tennessee 1 $ 1,000 $ 1,000 $ 17,000
Knox, Tennessee 1 $ 15,000 $ 15,000 $ 85,000
Montgomery, Tennessee 1 $ 50,000 $ 50,000 $ 58,000
Putnam, Tennessee 1 $ 10,000 $ 10,000 $ 40,000
Williamson, Tennessee 1 $ 650,000 $ 650,000 $ 144,000
Wilson, Tennessee 1 $ 10,000 $ 10,000 $ 60,000
Angelina, Texas 1 $ 10,000 $ 10,000 $ 480,000
Brazoria, Texas 1 $ 15,000 $ 15,000 $ 150,000
Collin, Texas 1 $ 15,000 $ 15,000 $ 36,000
Crockett, Texas 1 $ 5,000 $ 5,000 $ 18,000
El Paso, Texas 1 $ 15,000 $ 15,000 $ 65,000
Galveston, Texas 1 $ 12,000 $ 12,000 $ 71,000
Parker, Texas 1 $ 10,000 $ 10,000 $ 78,000
Randall, Texas 1 $ 1,000 $ 1,000 $ 82,000
Rockwall, Texas 1 $ 15,000 $ 15,000 $ 75,000
Smith, Texas 1 $ 15,000 $ 15,000 $ 72,000
Williamson, Texas 1 $ 15,000 $ 15,000 $ 88,000
Duchesne, Utah 1 $ 15,000 $ 15,000 $ 35,000
Chesterfield, Virginia 1 $ 15,000 $ 15,000 $ 83,000
Fauquier, Virginia 1 $ 15,000 $ 15,000 $ 72,000
Henrico, Virginia 1 $ 10,000 $ 10,000 $ 480,000
Henry, Virginia 1 $ 24,000 $ 24,000 $ 31,000
King George, Virginia 1 $ 10,000 $ 10,000 $ 35,000
Loudoun, Virginia 1 $ 15,000 $ 15,000 $ 155,000
Mecklenburg, Virginia 1 $ 10,000 $ 10,000 $ 48,000
New Kent, Virginia 1 $ 15,000 $ 15,000 $ 80,000
Pittsylvania, Virginia 1 $ 5,000 $ 5,000 $ 18,000
Portsmouth, Virginia 1 $ 10,000 $ 10,000 $ 81,000
Virginia Beach, Virginia 1 $ 15,000 $ 15,000 $ 850,000
Cowlitz, Washington 1 $ 8,000 $ 8,000 $ 655,000
Snohomish, Washington 1 $ 25,000 $ 25,000 $ 120,000
Preston, West Virginia 1 $ 3,000 $ 3,000 $ 17,000
Wood, West Virginia 1 $ 10,000 $ 10,000 $ 75,000
Dane, Wisconsin 1 $ 10,000 $ 10,000 $ 77,000
Milwaukee, Wisconsin 1 $ 15,000 $ 15,000 $ 126,000
Sheridan, Wyoming 1 $ 3,000 $ 3,000 $ 43,000

Mortgage Loan Application Detail Totals for First Internet Bank of Indiana in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 402 $5,554,000 $13,000 $60,000 $91,000 $850,000
Home Purchase 17 $2,330,000 $137,000 $650,000 $84,000 $260,000
Refinancing 7 $1,018,000 $145,000 $221,000 $121,000 $211,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 421 $7,573,000 $17,000 $526,000 $91,000 $850,000
White 5 $1,329,000 $265,000 $650,000 $130,000 $211,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 425 $8,725,000 $20,000 $650,000 $92,000 $850,000
VA-guaranteed (Veterans Administration) 1 $177,000 $177,000 $177,000 $27,000 $27,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 296 $4,338,000 $14,000 $185,000 $84,000 $780,000
File Closed For Incompleteness 76 $1,175,000 $15,000 $46,000 $100,000 $486,000
Loan Originated 42 $2,765,000 $65,000 $650,000 $130,000 $850,000
Application Approved But Not Accepted 10 $604,000 $60,000 $177,000 $94,000 $180,000
Application Withdrawn By Applicant 2 $20,000 $10,000 $10,000 $78,000 $108,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 123 $1,509,000 $12,000 $60,000 $72,000 $655,000
Debt-To-Income Ratio 77 $1,359,000 $17,000 $185,000 $71,000 $481,000
Collateral 57 $854,000 $14,000 $40,000 $107,000 $780,000
Other 32 $506,000 $15,000 $50,000 $123,000 $676,000
Employment History 7 $110,000 $15,000 $20,000 $59,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Internet Bank of Indiana's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Internet Bank of Indiana's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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