First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First Interstate Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,394 |
| Total Mortgage Loan Application Amount | $643,494,000 |
| Average Mortgage Loan Application Amount | $109,333 |
| Highest Mortgage Loan Application Amount | $12,850,000 |
| Average Applicant Income | $72,666 |
| Highest Applicant Income | $2,601,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Natrona County Wyoming | 716 | $ 82,845,000 | $ 115,000 | $ 74,000 |
| Yellowstone County Montana | 604 | $ 82,302,000 | $ 136,000 | $ 72,000 |
| Cascade County Montana | 547 | $ 17,197,000 | $ 31,000 | $ 61,000 |
| Campbell County Wyoming | 338 | $ 35,662,000 | $ 105,000 | $ 69,000 |
| Missoula County Montana | 336 | $ 48,367,000 | $ 143,000 | $ 81,000 |
| Sheridan County Wyoming | 324 | $ 43,712,000 | $ 134,000 | $ 67,000 |
| Fremont County Wyoming | 276 | $ 30,168,000 | $ 109,000 | $ 72,000 |
| Flathead County Montana | 266 | $ 51,175,000 | $ 192,000 | $ 83,000 |
| Gallatin County Montana | 224 | $ 44,191,000 | $ 197,000 | $ 96,000 |
| Laramie County Wyoming | 216 | $ 21,648,000 | $ 100,000 | $ 66,000 |
| Albany County Wyoming | 138 | $ 16,589,000 | $ 120,000 | $ 95,000 |
| Johnson County Wyoming | 115 | $ 13,040,000 | $ 113,000 | $ 70,000 |
| Teton County Wyoming | 106 | $ 28,723,000 | $ 270,000 | $ 143,000 |
| Custer County Montana | 100 | $ 5,370,000 | $ 53,000 | $ 66,000 |
| Park County Montana | 100 | $ 11,634,000 | $ 116,000 | $ 56,000 |
| Carbon County Montana | 99 | $ 12,748,000 | $ 128,000 | $ 78,000 |
| Lewis and Clark County Montana | 95 | $ 9,697,000 | $ 102,000 | $ 66,000 |
| Ravalli County Montana | 93 | $ 14,136,000 | $ 152,000 | $ 72,000 |
| Silver Bow County Montana | 76 | $ 7,074,000 | $ 93,000 | $ 55,000 |
| Rosebud County Montana | 73 | $ 2,924,000 | $ 40,000 | $ 56,000 |
| Big Horn County Montana | 63 | $ 3,907,000 | $ 62,000 | $ 70,000 |
| Lincoln County Montana | 52 | $ 4,796,000 | $ 92,000 | $ 53,000 |
| Lake County Montana | 46 | $ 9,584,000 | $ 208,000 | $ 118,000 |
| Sublette County Wyoming | 34 | $ 7,114,000 | $ 209,000 | $ 110,000 |
| Teton County Idaho | 33 | $ 4,337,000 | $ 131,000 | $ 70,000 |
| Converse County Wyoming | 29 | $ 2,615,000 | $ 90,000 | $ 51,000 |
| Lincoln County Wyoming | 28 | $ 4,095,000 | $ 146,000 | $ 70,000 |
| Carbon County Wyoming | 22 | $ 1,875,000 | $ 85,000 | $ 60,000 |
| Stillwater County Montana | 18 | $ 2,538,000 | $ 141,000 | $ 111,000 |
| Jefferson County Montana | 15 | $ 2,019,000 | $ 134,000 | $ 58,000 |
| Crook County Wyoming | 15 | $ 1,671,000 | $ 111,000 | $ 94,000 |
| Weston County Wyoming | 14 | $ 838,000 | $ 59,000 | $ 52,000 |
| Uinta County Wyoming | 13 | $ 1,380,000 | $ 106,000 | $ 78,000 |
| Granite County Montana | 10 | $ 1,177,000 | $ 117,000 | $ 76,000 |
| Deer Lodge County Montana | 8 | $ 1,121,000 | $ 140,000 | $ 108,000 |
| Beaverhead County Montana | 7 | $ 716,000 | $ 102,000 | $ 311,000 |
| Sanders County Montana | 7 | $ 556,000 | $ 79,000 | $ 36,000 |
| Larimer County Colorado | 6 | $ 1,020,000 | $ 170,000 | $ 97,000 |
| Hill County Montana | 6 | $ 484,000 | $ 80,000 | $ 63,000 |
| Broadwater County Montana | 5 | $ 271,000 | $ 54,000 | $ 81,000 |
| Musselshell County Montana | 5 | $ 540,000 | $ 108,000 | $ 74,000 |
| Wheatland County Montana | 5 | $ 211,000 | $ 42,000 | $ 41,000 |
| Washakie County Wyoming | 5 | $ 356,000 | $ 71,000 | $ 44,000 |
| Chouteau County Montana | 4 | $ 271,000 | $ 67,000 | $ 40,000 |
| Glacier County Montana | 4 | $ 214,000 | $ 53,000 | $ 73,000 |
| Teton County Montana | 4 | $ 256,000 | $ 64,000 | $ 50,000 |
| Park County Wyoming | 4 | $ 225,000 | $ 56,000 | $ 29,000 |
| Kootenai County Idaho | 3 | $ 867,000 | $ 289,000 | $ 322,000 |
| Madison County Montana | 3 | $ 434,000 | $ 144,000 | $ 51,000 |
| Meagher County Montana | 3 | $ 491,000 | $ 163,000 | $ 64,000 |
| Valley County Montana | 3 | $ 230,000 | $ 76,000 | $ 37,000 |
| Pennington County South Dakota | 3 | $ 337,000 | $ 112,000 | $ 257,000 |
| Hot Springs County Wyoming | 3 | $ 287,000 | $ 95,000 | $ 67,000 |
| Platte County Wyoming | 3 | $ 270,000 | $ 90,000 | $ 70,000 |
| Maricopa County Arizona | 2 | $ 250,000 | $ 125,000 | $ 111,000 |
| El Paso County Colorado | 2 | $ 298,000 | $ 149,000 | $ 59,000 |
| Mesa County Colorado | 2 | $ 473,000 | $ 236,000 | $ 278,000 |
| Weld County Colorado | 2 | $ 36,000 | $ 18,000 | $ 6,000 |
| Ada County Idaho | 2 | $ 270,000 | $ 135,000 | $ 99,000 |
| Fergus County Montana | 2 | $ 172,000 | $ 86,000 | $ 37,000 |
| Garfield County Montana | 2 | $ 32,000 | $ 16,000 | $ 195,000 |
| Mineral County Montana | 2 | $ 121,000 | $ 60,000 | $ 43,000 |
| Pondera County Montana | 2 | $ 199,000 | $ 99,000 | $ 86,000 |
| Powell County Montana | 2 | $ 214,000 | $ 107,000 | $ 43,000 |
| Sweet Grass County Montana | 2 | $ 294,000 | $ 147,000 | $ 58,000 |
| Treasure County Montana | 2 | $ 215,000 | $ 107,000 | $ 76,000 |
| Lawrence County South Dakota | 2 | $ 274,000 | $ 137,000 | $ 101,000 |
| Meade County South Dakota | 2 | $ 285,000 | $ 142,000 | $ 74,000 |
| Weber County Utah | 2 | $ 333,000 | $ 166,000 | $ 131,000 |
| Snohomish County Washington | 2 | $ 176,000 | $ 88,000 | $ 55,000 |
| Big Horn County Wyoming | 2 | $ 145,000 | $ 72,000 | $ 40,000 |
| Pima County Arizona | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Yavapai County Arizona | 1 | $ 290,000 | $ 290,000 | $ 47,000 |
| San Luis Obispo County California | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
| Boulder County Colorado | 1 | $ 386,000 | $ 386,000 | $ 182,000 |
| Denver County Colorado | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Moffat County Colorado | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Martin County Florida | 1 | $ 87,000 | $ 87,000 | $ 43,000 |
| Wayne County Illinois | 1 | $ 7,000 | $ 7,000 | $ 26,000 |
| Reno County Kansas | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Berrien County Michigan | 1 | $ 276,000 | $ 276,000 | $ 56,000 |
| Carver County Minnesota | 1 | $ 174,000 | $ 174,000 | $ 90,000 |
| Claiborne County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 215,000 |
| Carter County Montana | 1 | $ 19,000 | $ 19,000 | $ 48,000 |
| Golden Valley County Montana | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Judith Basin County Montana | 1 | $ 4,000 | $ 4,000 | $ 39,000 |
| Liberty County Montana | 1 | $ 37,000 | $ 37,000 | $ 34,000 |
| Phillips County Montana | 1 | $ 68,000 | $ 68,000 | $ 23,000 |
| Prairie County Montana | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Kimball County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Lincoln County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 198,000 |
| Otoe County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 131,000 |
| Clark County Nevada | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 195,000 |
| Luna County New Mexico | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Socorro County New Mexico | 1 | $ 19,000 | $ 19,000 | $ 29,000 |
| Adams County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Stark County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Hamilton County Ohio | 1 | $ 11,000 | $ 11,000 | $ 40,000 |
| Deschutes County Oregon | 1 | $ 86,000 | $ 86,000 | $ 118,000 |
| Custer County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 69,000 |
| Davidson County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 82,000 |
| Uintah County Utah | 1 | $ 11,000 | $ 11,000 | $ 26,000 |
| King County Washington | 1 | $ 122,000 | $ 122,000 | $ 51,000 |
| Goshen County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Niobrara County Wyoming | 1 | $ 11,000 | $ 11,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,009 | $425,579,000 | $141,000 | $1,693,000 | $78,000 | $1,887,000 |
| Home Improvement | 1,249 | $44,421,000 | $35,000 | $2,172,000 | $63,000 | $882,000 |
| Refinancing | 1,136 | $173,494,000 | $152,000 | $12,850,000 | $77,000 | $2,601,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,909 | $574,180,000 | $116,000 | $2,172,000 | $75,000 | $2,601,000 |
| Not Provided | 151 | $14,950,000 | $99,000 | $1,125,000 | $75,000 | $410,000 |
| Hispanic | 138 | $11,396,000 | $82,000 | $290,000 | $55,000 | $240,000 |
| American Indian or Alaskan Native | 83 | $5,793,000 | $69,000 | $371,000 | $67,000 | $882,000 |
| Not applicable | 74 | $31,455,000 | $425,000 | $12,850,000 | $94,000 | $1,079,000 |
| Asian | 26 | $3,591,000 | $138,000 | $392,000 | $99,000 | $382,000 |
| Black or African American | 10 | $1,596,000 | $159,000 | $361,000 | $67,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $533,000 | $177,000 | $368,000 | $77,000 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,920 | $582,120,000 | $118,000 | $12,850,000 | $77,000 | $2,601,000 |
| FHA-insured (Federal Housing Administration) | 348 | $43,094,000 | $123,000 | $233,000 | $49,000 | $282,000 |
| VA-guaranteed (Veterans Administration) | 90 | $14,307,000 | $158,000 | $341,000 | $54,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $3,973,000 | $110,000 | $194,000 | $42,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,715 | $578,464,000 | $122,000 | $12,850,000 | $76,000 | $1,887,000 |
| Application Denied By Financial Institution | 319 | $18,689,000 | $58,000 | $450,000 | $51,000 | $531,000 |
| Application Approved But Not Accepted | 193 | $29,478,000 | $152,000 | $1,200,000 | $68,000 | $452,000 |
| Application Withdrawn By Applicant | 155 | $15,237,000 | $98,000 | $500,000 | $82,000 | $2,601,000 |
| File Closed For Incompleteness | 8 | $1,612,000 | $201,000 | $504,000 | $46,000 | $184,000 |
| Loan Purchased By The Institution | 4 | $14,000 | $3,000 | $6,000 | $78,000 | $83,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 66 | $1,279,000 | $19,000 | $130,000 | $53,000 | $400,000 |
| Debt-To-Income Ratio | 32 | $590,000 | $18,000 | $53,000 | $45,000 | $104,000 |
| Collateral | 5 | $122,000 | $24,000 | $35,000 | $73,000 | $129,000 |
| Credit Application Incomplete | 1 | $19,000 | $19,000 | $19,000 | $29,000 | $29,000 |
| Other | 1 | $55,000 | $55,000 | $55,000 | $21,000 | $21,000 |
| Unverifiable Information | 1 | $10,000 | $10,000 | $10,000 | $67,000 | $67,000 |
| Employment History | 1 | $3,000 | $3,000 | $3,000 | $14,000 | $14,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.