First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First Interstate Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,539 |
| Total Mortgage Loan Application Amount | $1,829,073,000 |
| Average Mortgage Loan Application Amount | $147,666 |
| Highest Mortgage Loan Application Amount | $3,623,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $3,203,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Natrona County Wyoming | 1,050 | $ 180,009,000 | $ 171,000 | $ 91,000 |
| Yellowstone County Montana | 999 | $ 164,608,000 | $ 164,000 | $ 87,000 |
| Missoula County Montana | 794 | $ 160,622,000 | $ 202,000 | $ 119,000 |
| Cascade County Montana | 727 | $ 75,093,000 | $ 103,000 | $ 71,000 |
| Laramie County Wyoming | 715 | $ 124,033,000 | $ 173,000 | $ 88,000 |
| Sheridan County Wyoming | 582 | $ 106,715,000 | $ 183,000 | $ 87,000 |
| Gallatin County Montana | 572 | $ 113,318,000 | $ 198,000 | $ 104,000 |
| Flathead County Montana | 490 | $ 103,753,000 | $ 211,000 | $ 128,000 |
| Teton County Wyoming | 417 | $ 120,790,000 | $ 289,000 | $ 128,000 |
| Campbell County Wyoming | 405 | $ 67,734,000 | $ 167,000 | $ 84,000 |
| Pennington County South Dakota | 404 | $ 65,394,000 | $ 161,000 | $ 92,000 |
| Fremont County Wyoming | 383 | $ 56,560,000 | $ 147,000 | $ 86,000 |
| Lawrence County South Dakota | 312 | $ 55,330,000 | $ 177,000 | $ 90,000 |
| Lewis and Clark County Montana | 280 | $ 46,452,000 | $ 165,000 | $ 81,000 |
| Albany County Wyoming | 268 | $ 46,992,000 | $ 175,000 | $ 105,000 |
| Ravalli County Montana | 170 | $ 29,934,000 | $ 176,000 | $ 77,000 |
| Carbon County Montana | 154 | $ 28,086,000 | $ 182,000 | $ 97,000 |
| Johnson County Wyoming | 154 | $ 27,198,000 | $ 176,000 | $ 80,000 |
| Meade County South Dakota | 147 | $ 22,786,000 | $ 155,000 | $ 93,000 |
| Custer County Montana | 134 | $ 12,981,000 | $ 96,000 | $ 65,000 |
| Park County Montana | 131 | $ 22,415,000 | $ 171,000 | $ 77,000 |
| Lake County Montana | 109 | $ 25,661,000 | $ 235,000 | $ 158,000 |
| Rosebud County Montana | 86 | $ 7,106,000 | $ 82,000 | $ 70,000 |
| Butte County South Dakota | 86 | $ 10,344,000 | $ 120,000 | $ 63,000 |
| Lincoln County Montana | 74 | $ 9,876,000 | $ 133,000 | $ 64,000 |
| Custer County South Dakota | 73 | $ 10,788,000 | $ 147,000 | $ 55,000 |
| Fall River County South Dakota | 70 | $ 8,045,000 | $ 114,000 | $ 75,000 |
| Teton County Idaho | 56 | $ 10,553,000 | $ 188,000 | $ 121,000 |
| Big Horn County Montana | 54 | $ 3,579,000 | $ 66,000 | $ 50,000 |
| Lincoln County Wyoming | 47 | $ 10,634,000 | $ 226,000 | $ 86,000 |
| Converse County Wyoming | 46 | $ 6,868,000 | $ 149,000 | $ 75,000 |
| Crook County Wyoming | 36 | $ 6,750,000 | $ 187,000 | $ 75,000 |
| Jefferson County Montana | 32 | $ 7,017,000 | $ 219,000 | $ 87,000 |
| Stillwater County Montana | 32 | $ 5,962,000 | $ 186,000 | $ 82,000 |
| Silver Bow County Montana | 30 | $ 3,073,000 | $ 102,000 | $ 69,000 |
| Richland County Montana | 29 | $ 5,682,000 | $ 195,000 | $ 96,000 |
| Carbon County Wyoming | 26 | $ 3,625,000 | $ 139,000 | $ 82,000 |
| Sublette County Wyoming | 26 | $ 5,874,000 | $ 225,000 | $ 135,000 |
| Larimer County Colorado | 21 | $ 4,777,000 | $ 227,000 | $ 134,000 |
| Weston County Wyoming | 21 | $ 2,875,000 | $ 136,000 | $ 88,000 |
| Mineral County Montana | 15 | $ 2,518,000 | $ 167,000 | $ 89,000 |
| Broadwater County Montana | 14 | $ 2,249,000 | $ 160,000 | $ 65,000 |
| Deer Lodge County Montana | 13 | $ 2,128,000 | $ 163,000 | $ 107,000 |
| Madison County Montana | 13 | $ 5,893,000 | $ 453,000 | $ 324,000 |
| Phillips County Montana | 11 | $ 1,352,000 | $ 122,000 | $ 58,000 |
| Teton County Montana | 11 | $ 1,598,000 | $ 145,000 | $ 64,000 |
| Powell County Montana | 10 | $ 2,717,000 | $ 271,000 | $ 260,000 |
| Hot Springs County Wyoming | 10 | $ 1,551,000 | $ 155,000 | $ 72,000 |
| Fergus County Montana | 9 | $ 1,241,000 | $ 137,000 | $ 79,000 |
| Park County Wyoming | 9 | $ 1,191,000 | $ 132,000 | $ 62,000 |
| Chouteau County Montana | 8 | $ 1,183,000 | $ 147,000 | $ 63,000 |
| Sanders County Montana | 8 | $ 2,000,000 | $ 250,000 | $ 111,000 |
| Valley County Montana | 8 | $ 1,045,000 | $ 130,000 | $ 126,000 |
| Granite County Montana | 6 | $ 845,000 | $ 140,000 | $ 66,000 |
| Powder River County Montana | 6 | $ 851,000 | $ 141,000 | $ 43,000 |
| Prairie County Montana | 6 | $ 311,000 | $ 51,000 | $ 62,000 |
| Hill County Montana | 5 | $ 656,000 | $ 131,000 | $ 78,000 |
| Musselshell County Montana | 5 | $ 592,000 | $ 118,000 | $ 66,000 |
| Roosevelt County Montana | 5 | $ 407,000 | $ 81,000 | $ 43,000 |
| Sweet Grass County Montana | 5 | $ 689,000 | $ 137,000 | $ 67,000 |
| Uinta County Wyoming | 5 | $ 439,000 | $ 87,000 | $ 60,000 |
| Jackson County Colorado | 4 | $ 537,000 | $ 134,000 | $ 70,000 |
| Dawson County Montana | 4 | $ 469,000 | $ 117,000 | $ 50,000 |
| Toole County Montana | 4 | $ 348,000 | $ 87,000 | $ 94,000 |
| Hughes County South Dakota | 4 | $ 737,000 | $ 184,000 | $ 135,000 |
| Big Horn County Wyoming | 4 | $ 337,000 | $ 84,000 | $ 40,000 |
| Sweetwater County Wyoming | 4 | $ 1,074,000 | $ 268,000 | $ 103,000 |
| Denver County Colorado | 3 | $ 514,000 | $ 171,000 | $ 140,000 |
| Beaverhead County Montana | 3 | $ 297,000 | $ 99,000 | $ 254,000 |
| Glacier County Montana | 3 | $ 235,000 | $ 78,000 | $ 63,000 |
| Stark County North Dakota | 3 | $ 551,000 | $ 183,000 | $ 26,000 |
| Brookings County South Dakota | 3 | $ 581,000 | $ 193,000 | $ 107,000 |
| Haakon County South Dakota | 3 | $ 208,000 | $ 69,000 | $ 35,000 |
| Goshen County Wyoming | 3 | $ 239,000 | $ 79,000 | $ 69,000 |
| Platte County Wyoming | 3 | $ 383,000 | $ 127,000 | $ 67,000 |
| Washakie County Wyoming | 3 | $ 493,000 | $ 164,000 | $ 103,000 |
| Maricopa County Arizona | 2 | $ 296,000 | $ 148,000 | $ 129,000 |
| Weld County Colorado | 2 | $ 316,000 | $ 158,000 | $ 59,000 |
| Blaine County Idaho | 2 | $ 676,000 | $ 338,000 | $ 633,000 |
| Fremont County Idaho | 2 | $ 560,000 | $ 280,000 | $ 175,000 |
| Blaine County Montana | 2 | $ 118,000 | $ 59,000 | $ 56,000 |
| Golden Valley County Montana | 2 | $ 507,000 | $ 253,000 | $ 89,000 |
| Meagher County Montana | 2 | $ 233,000 | $ 116,000 | $ 112,000 |
| Pondera County Montana | 2 | $ 219,000 | $ 109,000 | $ 43,000 |
| Wheatland County Montana | 2 | $ 141,000 | $ 70,000 | $ 26,000 |
| Williams County North Dakota | 2 | $ 748,000 | $ 374,000 | $ 47,000 |
| Stanley County South Dakota | 2 | $ 500,000 | $ 250,000 | $ 472,000 |
| Pinal County Arizona | 1 | $ 304,000 | $ 304,000 | $ 781,000 |
| Adams County Colorado | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| Arapahoe County Colorado | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Boulder County Colorado | 1 | $ 384,000 | $ 384,000 | $ 217,000 |
| El Paso County Colorado | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Garfield County Colorado | 1 | $ 99,000 | $ 99,000 | $ 26,000 |
| Jefferson County Colorado | 1 | $ 210,000 | $ 210,000 | $ 99,000 |
| Moffat County Colorado | 1 | $ 167,000 | $ 167,000 | $ 163,000 |
| Routt County Colorado | 1 | $ 417,000 | $ 417,000 | $ 89,000 |
| Hawaii County Hawaii | 1 | $ 313,000 | $ 313,000 | $ 104,000 |
| Ada County Idaho | 1 | $ 127,000 | $ 127,000 | $ 446,000 |
| Bonneville County Idaho | 1 | $ 246,000 | $ 246,000 | $ 51,000 |
| Cumberland County Maine | 1 | $ 112,000 | $ 112,000 | $ 167,000 |
| Cottonwood County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Otter Tail County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 217,000 |
| Carter County Montana | 1 | $ 103,000 | $ 103,000 | $ 60,000 |
| Judith Basin County Montana | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Petroleum County Montana | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Treasure County Montana | 1 | $ 120,000 | $ 120,000 | $ 128,000 |
| Clark County Nevada | 1 | $ 241,000 | $ 241,000 | $ 182,000 |
| McKenzie County North Dakota | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Mountrail County North Dakota | 1 | $ 131,000 | $ 131,000 | $ 154,000 |
| Bon Homme County South Dakota | 1 | $ 111,000 | $ 111,000 | $ 78,000 |
| Brown County South Dakota | 1 | $ 149,000 | $ 149,000 | $ 84,000 |
| Codington County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Dewey County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Hand County South Dakota | 1 | $ 218,000 | $ 218,000 | $ 195,000 |
| Hyde County South Dakota | 1 | $ 190,000 | $ 190,000 | $ 106,000 |
| Jackson County South Dakota | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Minnehaha County South Dakota | 1 | $ 391,000 | $ 391,000 | $ 169,000 |
| Perkins County South Dakota | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Roberts County South Dakota | 1 | $ 3,000 | $ 3,000 | $ 14,000 |
| Shannon County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Rusk County Texas | 1 | $ 10,000 | $ 10,000 | $ 148,000 |
| Cache County Utah | 1 | $ 5,000 | $ 5,000 | $ 134,000 |
| Utah County Utah | 1 | $ 119,000 | $ 119,000 | $ 155,000 |
| King County Washington | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Kitsap County Washington | 1 | $ 163,000 | $ 163,000 | $ 151,000 |
| Whatcom County Washington | 1 | $ 102,000 | $ 102,000 | $ 197,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,780 | $1,091,626,000 | $188,000 | $3,089,000 | $101,000 | $3,203,000 |
| Home Purchase | 3,613 | $650,152,000 | $179,000 | $3,623,000 | $88,000 | $1,451,000 |
| Home Improvement | 1,146 | $87,295,000 | $76,000 | $645,000 | $77,000 | $1,334,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,763 | $1,696,289,000 | $173,000 | $3,089,000 | $95,000 | $3,203,000 |
| Not Provided | 301 | $56,502,000 | $187,000 | $670,000 | $112,000 | $1,634,000 |
| Hispanic | 166 | $24,400,000 | $146,000 | $627,000 | $66,000 | $260,000 |
| Not applicable | 127 | $29,328,000 | $230,000 | $3,623,000 | $18,000 | $605,000 |
| American Indian or Alaskan Native | 112 | $10,125,000 | $90,000 | $336,000 | $59,000 | $364,000 |
| Asian | 35 | $7,015,000 | $200,000 | $417,000 | $144,000 | $657,000 |
| Black or African American | 28 | $4,057,000 | $144,000 | $335,000 | $84,000 | $222,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,357,000 | $193,000 | $248,000 | $71,000 | $94,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,993 | $1,559,253,000 | $173,000 | $3,623,000 | $99,000 | $3,203,000 |
| FHA-insured (Federal Housing Administration) | 717 | $118,604,000 | $165,000 | $403,000 | $63,000 | $598,000 |
| VA-guaranteed (Veterans Administration) | 421 | $86,401,000 | $205,000 | $426,000 | $68,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 408 | $64,815,000 | $158,000 | $337,000 | $48,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,619 | $1,494,732,000 | $173,000 | $3,623,000 | $95,000 | $3,203,000 |
| Application Denied By Financial Institution | 997 | $162,411,000 | $162,000 | $725,000 | $76,000 | $1,460,000 |
| Application Withdrawn By Applicant | 772 | $146,185,000 | $189,000 | $2,660,000 | $96,000 | $2,540,000 |
| Application Approved But Not Accepted | 89 | $13,847,000 | $155,000 | $1,295,000 | $126,000 | $1,600,000 |
| File Closed For Incompleteness | 59 | $10,986,000 | $186,000 | $626,000 | $98,000 | $540,000 |
| Loan Purchased By The Institution | 3 | $912,000 | $304,000 | $398,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.