First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Interstate Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,910 |
| Total Mortgage Loan Application Amount | $2,082,430,000 |
| Average Mortgage Loan Application Amount | $169,333 |
| Highest Mortgage Loan Application Amount | $22,005,000 |
| Average Applicant Income | $100,166 |
| Highest Applicant Income | $3,402,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 674 | $ 144,250,000 | $ 214,000 | $ 98,000 |
| Yellowstone County Montana | 650 | $ 124,890,000 | $ 192,000 | $ 108,000 |
| Natrona County Wyoming | 599 | $ 111,895,000 | $ 186,000 | $ 108,000 |
| Deschutes County Oregon | 549 | $ 170,775,000 | $ 311,000 | $ 174,000 |
| Sheridan County Wyoming | 460 | $ 101,580,000 | $ 220,000 | $ 109,000 |
| Missoula County Montana | 420 | $ 87,720,000 | $ 208,000 | $ 151,000 |
| Flathead County Montana | 417 | $ 90,915,000 | $ 218,000 | $ 128,000 |
| Gallatin County Montana | 392 | $ 105,920,000 | $ 270,000 | $ 139,000 |
| Kootenai County Idaho | 350 | $ 101,030,000 | $ 288,000 | $ 136,000 |
| Lewis and Clark County Montana | 343 | $ 92,715,000 | $ 270,000 | $ 100,000 |
| Ada County Idaho | 294 | $ 64,630,000 | $ 219,000 | $ 142,000 |
| Fremont County Wyoming | 207 | $ 31,535,000 | $ 152,000 | $ 85,000 |
| Albany County Wyoming | 202 | $ 38,290,000 | $ 189,000 | $ 107,000 |
| Lawrence County South Dakota | 189 | $ 33,265,000 | $ 176,000 | $ 109,000 |
| Park County Montana | 177 | $ 38,395,000 | $ 216,000 | $ 106,000 |
| Teton County Wyoming | 175 | $ 87,665,000 | $ 500,000 | $ 180,000 |
| Spokane County Washington | 157 | $ 89,425,000 | $ 569,000 | $ 139,000 |
| Cascade County Montana | 146 | $ 24,090,000 | $ 165,000 | $ 88,000 |
| Canyon County Idaho | 137 | $ 18,415,000 | $ 134,000 | $ 86,000 |
| Pennington County South Dakota | 124 | $ 19,570,000 | $ 157,000 | $ 126,000 |
| Lake County Montana | 110 | $ 21,630,000 | $ 196,000 | $ 145,000 |
| Campbell County Wyoming | 110 | $ 19,110,000 | $ 173,000 | $ 118,000 |
| Johnson County Wyoming | 104 | $ 16,820,000 | $ 161,000 | $ 85,000 |
| Ravalli County Montana | 97 | $ 22,035,000 | $ 227,000 | $ 104,000 |
| Jackson County Oregon | 97 | $ 20,145,000 | $ 207,000 | $ 130,000 |
| Meade County South Dakota | 87 | $ 13,255,000 | $ 152,000 | $ 86,000 |
| Stillwater County Montana | 66 | $ 11,930,000 | $ 180,000 | $ 94,000 |
| Custer County Montana | 60 | $ 7,100,000 | $ 118,000 | $ 90,000 |
| Carbon County Montana | 59 | $ 10,095,000 | $ 171,000 | $ 115,000 |
| Jefferson County Montana | 54 | $ 13,110,000 | $ 242,000 | $ 139,000 |
| Crook County Oregon | 48 | $ 16,180,000 | $ 337,000 | $ 208,000 |
| Teton County Idaho | 47 | $ 14,435,000 | $ 307,000 | $ 159,000 |
| Lincoln County Wyoming | 47 | $ 12,205,000 | $ 259,000 | $ 125,000 |
| Marion County Oregon | 44 | $ 6,850,000 | $ 155,000 | $ 130,000 |
| Butte County South Dakota | 42 | $ 7,570,000 | $ 180,000 | $ 84,000 |
| Converse County Wyoming | 40 | $ 7,120,000 | $ 178,000 | $ 93,000 |
| Josephine County Oregon | 39 | $ 6,595,000 | $ 169,000 | $ 88,000 |
| Custer County South Dakota | 39 | $ 7,405,000 | $ 189,000 | $ 86,000 |
| Fall River County South Dakota | 38 | $ 3,570,000 | $ 93,000 | $ 62,000 |
| Lincoln County Montana | 37 | $ 5,695,000 | $ 153,000 | $ 97,000 |
| Madison County Montana | 37 | $ 7,755,000 | $ 209,000 | $ 202,000 |
| Big Horn County Montana | 35 | $ 3,235,000 | $ 92,000 | $ 81,000 |
| Gem County Idaho | 34 | $ 4,930,000 | $ 145,000 | $ 76,000 |
| Elmore County Idaho | 31 | $ 3,795,000 | $ 122,000 | $ 81,000 |
| Lane County Oregon | 26 | $ 6,580,000 | $ 253,000 | $ 103,000 |
| Bonner County Idaho | 25 | $ 6,085,000 | $ 243,000 | $ 297,000 |
| Rosebud County Montana | 25 | $ 2,375,000 | $ 95,000 | $ 81,000 |
| Klamath County Oregon | 25 | $ 3,125,000 | $ 125,000 | $ 80,000 |
| Crook County Wyoming | 22 | $ 3,570,000 | $ 162,000 | $ 95,000 |
| Lincoln County Oregon | 21 | $ 3,175,000 | $ 151,000 | $ 116,000 |
| Douglas County Oregon | 20 | $ 2,770,000 | $ 138,000 | $ 66,000 |
| Maricopa County Arizona | 17 | $ 6,645,000 | $ 390,000 | $ 415,000 |
| Valley County Idaho | 17 | $ 4,235,000 | $ 249,000 | $ 219,000 |
| Broadwater County Montana | 17 | $ 3,785,000 | $ 222,000 | $ 72,000 |
| Coos County Oregon | 17 | $ 2,155,000 | $ 126,000 | $ 61,000 |
| Glacier County Montana | 15 | $ 1,055,000 | $ 70,000 | $ 91,000 |
| Pacific County Washington | 15 | $ 1,895,000 | $ 126,000 | $ 129,000 |
| Carbon County Wyoming | 15 | $ 2,445,000 | $ 163,000 | $ 78,000 |
| Multnomah County Oregon | 14 | $ 8,260,000 | $ 590,000 | $ 271,000 |
| Sublette County Wyoming | 14 | $ 3,300,000 | $ 235,000 | $ 114,000 |
| Larimer County Colorado | 13 | $ 3,925,000 | $ 301,000 | $ 194,000 |
| Jefferson County Oregon | 13 | $ 1,695,000 | $ 130,000 | $ 83,000 |
| Grant County Washington | 13 | $ 2,085,000 | $ 160,000 | $ 116,000 |
| Owyhee County Idaho | 12 | $ 1,550,000 | $ 129,000 | $ 151,000 |
| Washington County Oregon | 12 | $ 3,810,000 | $ 317,000 | $ 133,000 |
| Boise County Idaho | 11 | $ 2,415,000 | $ 219,000 | $ 144,000 |
| Silver Bow County Montana | 11 | $ 1,825,000 | $ 165,000 | $ 149,000 |
| Payette County Idaho | 10 | $ 960,000 | $ 96,000 | $ 85,000 |
| Polk County Oregon | 10 | $ 2,860,000 | $ 286,000 | $ 210,000 |
| King County Washington | 10 | $ 16,430,000 | $ 1,643,000 | $ 275,000 |
| Wahkiakum County Washington | 10 | $ 1,350,000 | $ 135,000 | $ 86,000 |
| Mineral County Montana | 9 | $ 1,375,000 | $ 152,000 | $ 73,000 |
| Clark County Nevada | 9 | $ 2,205,000 | $ 245,000 | $ 122,000 |
| Clatsop County Oregon | 9 | $ 915,000 | $ 101,000 | $ 112,000 |
| Clark County Washington | 9 | $ 3,305,000 | $ 367,000 | $ 172,000 |
| Kittitas County Washington | 9 | $ 7,185,000 | $ 798,000 | $ 498,000 |
| Teton County Montana | 8 | $ 1,090,000 | $ 136,000 | $ 87,000 |
| Sweetwater County Wyoming | 8 | $ 1,380,000 | $ 172,000 | $ 134,000 |
| Pima County Arizona | 7 | $ 845,000 | $ 120,000 | $ 194,000 |
| Nevada County California | 7 | $ 8,515,000 | $ 1,216,000 | $ 373,000 |
| Placer County California | 7 | $ 12,835,000 | $ 1,833,000 | $ 999,000 |
| Weld County Colorado | 7 | $ 1,335,000 | $ 190,000 | $ 176,000 |
| Granite County Montana | 7 | $ 1,275,000 | $ 182,000 | $ 178,000 |
| Musselshell County Montana | 7 | $ 1,365,000 | $ 195,000 | $ 93,000 |
| Denver County Colorado | 6 | $ 3,250,000 | $ 541,000 | $ 224,000 |
| Moffat County Colorado | 6 | $ 1,720,000 | $ 286,000 | $ 87,000 |
| Blaine County Idaho | 6 | $ 3,510,000 | $ 585,000 | $ 499,000 |
| Deer Lodge County Montana | 6 | $ 1,000,000 | $ 166,000 | $ 77,000 |
| Clackamas County Oregon | 6 | $ 2,840,000 | $ 473,000 | $ 176,000 |
| Malheur County Oregon | 6 | $ 1,020,000 | $ 170,000 | $ 128,000 |
| Hot Springs County Wyoming | 6 | $ 440,000 | $ 73,000 | $ 90,000 |
| Park County Wyoming | 6 | $ 1,740,000 | $ 290,000 | $ 90,000 |
| Pinal County Arizona | 5 | $ 1,145,000 | $ 229,000 | $ 98,000 |
| Sanders County Montana | 5 | $ 445,000 | $ 89,000 | $ 93,000 |
| Wasco County Oregon | 5 | $ 905,000 | $ 181,000 | $ 85,000 |
| Benton County Washington | 5 | $ 2,465,000 | $ 493,000 | $ 276,000 |
| Snohomish County Washington | 5 | $ 1,475,000 | $ 295,000 | $ 117,000 |
| Stevens County Washington | 5 | $ 1,105,000 | $ 221,000 | $ 106,000 |
| Platte County Wyoming | 5 | $ 735,000 | $ 147,000 | $ 270,000 |
| Riverside County California | 4 | $ 1,010,000 | $ 252,000 | $ 127,000 |
| San Diego County California | 4 | $ 2,500,000 | $ 625,000 | $ 217,000 |
| Benewah County Idaho | 4 | $ 650,000 | $ 162,000 | $ 60,000 |
| Bonneville County Idaho | 4 | $ 830,000 | $ 207,000 | $ 118,000 |
| Judith Basin County Montana | 4 | $ 530,000 | $ 132,000 | $ 56,000 |
| Sweet Grass County Montana | 4 | $ 590,000 | $ 147,000 | $ 74,000 |
| Tillamook County Oregon | 4 | $ 790,000 | $ 197,000 | $ 184,000 |
| Haakon County South Dakota | 4 | $ 270,000 | $ 67,000 | $ 66,000 |
| Pend Oreille County Washington | 4 | $ 720,000 | $ 180,000 | $ 286,000 |
| Big Horn County Wyoming | 4 | $ 400,000 | $ 100,000 | $ 83,000 |
| Weston County Wyoming | 4 | $ 1,510,000 | $ 377,000 | $ 144,000 |
| Los Angeles County California | 3 | $ 4,235,000 | $ 1,411,000 | $ 373,000 |
| Douglas County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 286,000 |
| Jefferson County Colorado | 3 | $ 575,000 | $ 191,000 | $ 76,000 |
| Bannock County Idaho | 3 | $ 355,000 | $ 118,000 | $ 193,000 |
| Latah County Idaho | 3 | $ 455,000 | $ 151,000 | $ 148,000 |
| Beaverhead County Montana | 3 | $ 405,000 | $ 135,000 | $ 66,000 |
| Dawson County Montana | 3 | $ 375,000 | $ 125,000 | $ 53,000 |
| Fergus County Montana | 3 | $ 1,105,000 | $ 368,000 | $ 92,000 |
| Hill County Montana | 3 | $ 285,000 | $ 95,000 | $ 34,000 |
| Sheridan County Montana | 3 | $ 575,000 | $ 191,000 | $ 91,000 |
| Toole County Montana | 3 | $ 385,000 | $ 128,000 | $ 40,000 |
| Valley County Montana | 3 | $ 895,000 | $ 298,000 | $ 127,000 |
| Benton County Oregon | 3 | $ 655,000 | $ 218,000 | $ 248,000 |
| Hood River County Oregon | 3 | $ 535,000 | $ 178,000 | $ 127,000 |
| Grays Harbor County Washington | 3 | $ 885,000 | $ 295,000 | $ 572,000 |
| Skamania County Washington | 3 | $ 265,000 | $ 88,000 | $ 83,000 |
| Walla Walla County Washington | 3 | $ 505,000 | $ 168,000 | $ 132,000 |
| Whitman County Washington | 3 | $ 385,000 | $ 128,000 | $ 48,000 |
| Navajo County Arizona | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Humboldt County California | 2 | $ 620,000 | $ 310,000 | $ 97,000 |
| Sonoma County California | 2 | $ 4,040,000 | $ 2,020,000 | $ 590,000 |
| El Paso County Colorado | 2 | $ 930,000 | $ 465,000 | $ 136,000 |
| Elbert County Colorado | 2 | $ 740,000 | $ 370,000 | $ 279,000 |
| Shoshone County Idaho | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Twin Falls County Idaho | 2 | $ 760,000 | $ 380,000 | $ 229,000 |
| Washington County Idaho | 2 | $ 340,000 | $ 170,000 | $ 287,000 |
| Chouteau County Montana | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| Meagher County Montana | 2 | $ 470,000 | $ 235,000 | $ 224,000 |
| Phillips County Montana | 2 | $ 100,000 | $ 50,000 | $ 52,000 |
| Pondera County Montana | 2 | $ 240,000 | $ 120,000 | $ 86,000 |
| Douglas County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 554,000 |
| Kimball County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Stark County North Dakota | 2 | $ 580,000 | $ 290,000 | $ 171,000 |
| Curry County Oregon | 2 | $ 580,000 | $ 290,000 | $ 203,000 |
| Iron County Utah | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Clallam County Washington | 2 | $ 570,000 | $ 285,000 | $ 118,000 |
| Cowlitz County Washington | 2 | $ 510,000 | $ 255,000 | $ 99,000 |
| Douglas County Washington | 2 | $ 1,110,000 | $ 555,000 | $ 648,000 |
| Kitsap County Washington | 2 | $ 450,000 | $ 225,000 | $ 141,000 |
| Lewis County Washington | 2 | $ 340,000 | $ 170,000 | $ 112,000 |
| Whatcom County Washington | 2 | $ 400,000 | $ 200,000 | $ 182,000 |
| Mohave County Arizona | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Yavapai County Arizona | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Butte County California | 1 | $ 385,000 | $ 385,000 | $ 206,000 |
| El Dorado County California | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Marin County California | 1 | $ 2,005,000 | $ 2,005,000 | $ 689,000 |
| San Luis Obispo County California | 1 | $ 485,000 | $ 485,000 | $ 128,000 |
| Santa Clara County California | 1 | $ 575,000 | $ 575,000 | $ 174,000 |
| Siskiyou County California | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Tulare County California | 1 | $ 315,000 | $ 315,000 | $ 173,000 |
| Adams County Colorado | 1 | $ 425,000 | $ 425,000 | $ 151,000 |
| Arapahoe County Colorado | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Jackson County Colorado | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| La Plata County Colorado | 1 | $ 425,000 | $ 425,000 | $ 92,000 |
| Logan County Colorado | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Montrose County Colorado | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| Morgan County Colorado | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Park County Colorado | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Adams County Idaho | 1 | $ 45,000 | $ 45,000 | $ 199,000 |
| Fremont County Idaho | 1 | $ 445,000 | $ 445,000 | $ 79,000 |
| Madison County Idaho | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Power County Idaho | 1 | $ 385,000 | $ 385,000 | $ 195,000 |
| Fayette County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 189,000 |
| Carver County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Blaine County Montana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fallon County Montana | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Golden Valley County Montana | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Powder River County Montana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Powell County Montana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Prairie County Montana | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Wheatland County Montana | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Cheyenne County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Perkins County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 228,000 |
| Scotts Bluff County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Sheridan County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Wayne County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Washoe County Nevada | 1 | $ 1,615,000 | $ 1,615,000 | $ 326,000 |
| Burleigh County North Dakota | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Mercer County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Richland County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Slope County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Williams County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Clinton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Harney County Oregon | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Lake County Oregon | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Linn County Oregon | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Umatilla County Oregon | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Brookings County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Hughes County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Lake County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lincoln County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Perkins County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Hamilton County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Davis County Utah | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Salt Lake County Utah | 1 | $ 185,000 | $ 185,000 | $ 351,000 |
| Washington County Utah | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Asotin County Washington | 1 | $ 3,105,000 | $ 3,105,000 | $ 0 |
| Chelan County Washington | 1 | $ 35,000 | $ 35,000 | $ 165,000 |
| Franklin County Washington | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Mason County Washington | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Okanogan County Washington | 1 | $ 195,000 | $ 195,000 | $ 142,000 |
| Pierce County Washington | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Yakima County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Uinta County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Washakie County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,225 | $1,265,605,000 | $299,000 | $22,005,000 | $128,000 | $3,402,000 |
| Refinancing | 1,528 | $344,690,000 | $225,000 | $11,965,000 | $131,000 | $1,858,000 |
| Other Purpose | 1,115 | $113,425,000 | $101,000 | $4,005,000 | $122,000 | $1,588,000 |
| Cash-out Refinancing | 1,064 | $270,920,000 | $254,000 | $1,725,000 | $105,000 | $1,320,000 |
| Home Improvement | 951 | $86,545,000 | $91,000 | $805,000 | $115,000 | $2,107,000 |
| Not Applicable | 27 | $1,245,000 | $46,000 | $125,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,793 | $1,691,195,000 | $217,000 | $4,005,000 | $124,000 | $3,402,000 |
| Not Provided | 458 | $113,140,000 | $247,000 | $2,465,000 | $142,000 | $1,020,000 |
| Not applicable | 257 | $209,025,000 | $813,000 | $22,005,000 | $0 | $0 |
| Hispanic | 209 | $35,475,000 | $169,000 | $725,000 | $93,000 | $1,657,000 |
| Asian | 73 | $15,035,000 | $205,000 | $1,225,000 | $104,000 | $310,000 |
| American Indian or Alaskan Native | 69 | $9,615,000 | $139,000 | $505,000 | $85,000 | $321,000 |
| Black or African American | 33 | $5,655,000 | $171,000 | $405,000 | $96,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,310,000 | $231,000 | $485,000 | $86,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,982 | $1,858,220,000 | $232,000 | $22,005,000 | $130,000 | $3,402,000 |
| VA-guaranteed (Veterans Administration) | 399 | $114,935,000 | $288,000 | $785,000 | $81,000 | $400,000 |
| FHA-insured (Federal Housing Administration) | 384 | $81,130,000 | $211,000 | $585,000 | $70,000 | $681,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $28,145,000 | $194,000 | $435,000 | $69,000 | $1,570,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,695 | $1,590,375,000 | $237,000 | $22,005,000 | $127,000 | $2,107,000 |
| Application Withdrawn By Applicant | 1,143 | $313,465,000 | $274,000 | $2,585,000 | $137,000 | $1,570,000 |
| Application Denied By Financial Institution | 871 | $139,695,000 | $160,000 | $4,005,000 | $86,000 | $3,402,000 |
| Application Approved But Not Accepted | 90 | $16,450,000 | $182,000 | $845,000 | $135,000 | $801,000 |
| File Closed For Incompleteness | 82 | $20,490,000 | $249,000 | $1,655,000 | $115,000 | $1,168,000 |
| Loan Purchased By The Institution | 29 | $1,955,000 | $67,000 | $485,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,039 | $1,942,735,000 | $241,000 | $22,005,000 | $128,000 | $2,107,000 |
| Debt-To-Income Ratio | 361 | $62,325,000 | $172,000 | $4,005,000 | $64,000 | $474,000 |
| Credit History | 248 | $34,050,000 | $137,000 | $1,015,000 | $83,000 | $624,000 |
| Collateral | 156 | $20,570,000 | $131,000 | $2,005,000 | $111,000 | $499,000 |
| Other | 55 | $10,615,000 | $193,000 | $1,505,000 | $167,000 | $3,402,000 |
| Unverifiable Information | 19 | $3,485,000 | $183,000 | $695,000 | $94,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $6,415,000 | $377,000 | $1,795,000 | $114,000 | $480,000 |
| Credit Application Incomplete | 8 | $910,000 | $113,000 | $325,000 | $55,000 | $156,000 |
| Employment History | 7 | $1,325,000 | $189,000 | $285,000 | $62,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.