First Merchants Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Merchants Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Merchants Bank 200 E. Jackson St. Muncie, IN 47305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,091 |
| Total Mortgage Loan Application Amount | $823,862,000 |
| Average Mortgage Loan Application Amount | $134,333 |
| Highest Mortgage Loan Application Amount | $17,750,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $4,524,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Merchants Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Merchants Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Merchants Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Merchants Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Merchants Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Merchants Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 547 | $ 128,906,000 | $ 235,000 | $ 122,000 |
| Delaware County Indiana | 339 | $ 37,143,000 | $ 109,000 | $ 63,000 |
| Tippecanoe County Indiana | 305 | $ 78,301,000 | $ 256,000 | $ 76,000 |
| Marion County Indiana | 239 | $ 47,749,000 | $ 199,000 | $ 109,000 |
| Madison County Indiana | 235 | $ 19,849,000 | $ 84,000 | $ 67,000 |
| Lake County Indiana | 221 | $ 38,669,000 | $ 174,000 | $ 84,000 |
| Allen County Indiana | 211 | $ 24,540,000 | $ 116,000 | $ 50,000 |
| Hamilton County Indiana | 211 | $ 51,799,000 | $ 245,000 | $ 131,000 |
| Henry County Indiana | 150 | $ 16,347,000 | $ 108,000 | $ 67,000 |
| Cook County Illinois | 125 | $ 39,754,000 | $ 318,000 | $ 89,000 |
| White County Indiana | 119 | $ 13,339,000 | $ 112,000 | $ 79,000 |
| Johnson County Indiana | 95 | $ 12,702,000 | $ 133,000 | $ 72,000 |
| Randolph County Indiana | 88 | $ 4,212,000 | $ 47,000 | $ 68,000 |
| Adams County Indiana | 87 | $ 10,010,000 | $ 115,000 | $ 62,000 |
| Clinton County Indiana | 73 | $ 6,673,000 | $ 91,000 | $ 62,000 |
| Hendricks County Indiana | 69 | $ 9,894,000 | $ 143,000 | $ 82,000 |
| Delaware County Ohio | 61 | $ 16,483,000 | $ 270,000 | $ 136,000 |
| Shelby County Indiana | 52 | $ 5,836,000 | $ 112,000 | $ 51,000 |
| Hancock County Indiana | 49 | $ 5,368,000 | $ 109,000 | $ 74,000 |
| Morgan County Indiana | 49 | $ 7,217,000 | $ 147,000 | $ 125,000 |
| Carroll County Indiana | 48 | $ 5,368,000 | $ 111,000 | $ 85,000 |
| Wayne County Indiana | 48 | $ 5,428,000 | $ 113,000 | $ 67,000 |
| Jasper County Indiana | 47 | $ 4,450,000 | $ 94,000 | $ 61,000 |
| Jay County Indiana | 46 | $ 2,356,000 | $ 51,000 | $ 59,000 |
| Porter County Indiana | 39 | $ 7,350,000 | $ 188,000 | $ 98,000 |
| Brown County Indiana | 38 | $ 3,729,000 | $ 98,000 | $ 98,000 |
| Montgomery County Indiana | 38 | $ 4,158,000 | $ 109,000 | $ 68,000 |
| Wabash County Indiana | 36 | $ 2,614,000 | $ 72,000 | $ 53,000 |
| Wells County Indiana | 31 | $ 3,515,000 | $ 113,000 | $ 92,000 |
| Fairfield County Ohio | 29 | $ 5,252,000 | $ 181,000 | $ 121,000 |
| DuPage County Illinois | 23 | $ 6,256,000 | $ 272,000 | $ 146,000 |
| Boone County Indiana | 20 | $ 5,721,000 | $ 286,000 | $ 165,000 |
| Fayette County Indiana | 20 | $ 1,081,000 | $ 54,000 | $ 55,000 |
| Miami County Indiana | 20 | $ 1,181,000 | $ 59,000 | $ 51,000 |
| Huntington County Indiana | 19 | $ 2,356,000 | $ 124,000 | $ 55,000 |
| Union County Indiana | 19 | $ 1,480,000 | $ 77,000 | $ 71,000 |
| Licking County Ohio | 19 | $ 3,682,000 | $ 193,000 | $ 78,000 |
| Will County Illinois | 18 | $ 3,303,000 | $ 183,000 | $ 131,000 |
| Blackford County Indiana | 14 | $ 939,000 | $ 67,000 | $ 82,000 |
| Howard County Indiana | 11 | $ 3,646,000 | $ 331,000 | $ 53,000 |
| Kane County Illinois | 10 | $ 2,252,000 | $ 225,000 | $ 95,000 |
| Darke County Ohio | 10 | $ 544,000 | $ 54,000 | $ 101,000 |
| Lee County Florida | 9 | $ 2,493,000 | $ 277,000 | $ 222,000 |
| Bartholomew County Indiana | 9 | $ 1,926,000 | $ 214,000 | $ 163,000 |
| Kosciusko County Indiana | 9 | $ 2,108,000 | $ 234,000 | $ 399,000 |
| Benton County Indiana | 8 | $ 773,000 | $ 96,000 | $ 50,000 |
| Grant County Indiana | 8 | $ 530,000 | $ 66,000 | $ 44,000 |
| LaPorte County Indiana | 8 | $ 1,264,000 | $ 158,000 | $ 56,000 |
| Putnam County Indiana | 8 | $ 1,057,000 | $ 132,000 | $ 100,000 |
| Rush County Indiana | 8 | $ 618,000 | $ 77,000 | $ 47,000 |
| Butler County Ohio | 8 | $ 1,025,000 | $ 128,000 | $ 174,000 |
| Collier County Florida | 7 | $ 4,370,000 | $ 624,000 | $ 306,000 |
| Monroe County Indiana | 7 | $ 1,395,000 | $ 199,000 | $ 111,000 |
| St. Joseph County Indiana | 7 | $ 766,000 | $ 109,000 | $ 59,000 |
| Madison County Ohio | 7 | $ 1,443,000 | $ 206,000 | $ 119,000 |
| Union County Ohio | 7 | $ 3,068,000 | $ 438,000 | $ 233,000 |
| Cass County Indiana | 6 | $ 761,000 | $ 126,000 | $ 47,000 |
| Noble County Indiana | 6 | $ 694,000 | $ 115,000 | $ 84,000 |
| Hamilton County Ohio | 6 | $ 868,000 | $ 144,000 | $ 118,000 |
| Montgomery County Ohio | 6 | $ 585,000 | $ 97,000 | $ 93,000 |
| Pulaski County Indiana | 5 | $ 475,000 | $ 95,000 | $ 33,000 |
| Whitley County Indiana | 5 | $ 725,000 | $ 145,000 | $ 74,000 |
| Knox County Ohio | 5 | $ 740,000 | $ 148,000 | $ 64,000 |
| Hillsborough County Florida | 4 | $ 822,000 | $ 205,000 | $ 83,000 |
| Sarasota County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 288,000 |
| Kendall County Illinois | 4 | $ 910,000 | $ 227,000 | $ 105,000 |
| DeKalb County Indiana | 4 | $ 958,000 | $ 239,000 | $ 236,000 |
| Fulton County Indiana | 4 | $ 426,000 | $ 106,000 | $ 107,000 |
| Marshall County Indiana | 4 | $ 460,000 | $ 115,000 | $ 63,000 |
| Parke County Indiana | 4 | $ 882,000 | $ 220,000 | $ 78,000 |
| Tipton County Indiana | 4 | $ 359,000 | $ 89,000 | $ 51,000 |
| Warren County Indiana | 4 | $ 224,000 | $ 56,000 | $ 44,000 |
| Pinellas County Florida | 3 | $ 253,000 | $ 84,000 | $ 44,000 |
| Decatur County Indiana | 3 | $ 525,000 | $ 175,000 | $ 72,000 |
| Franklin County Indiana | 3 | $ 231,000 | $ 77,000 | $ 53,000 |
| LaGrange County Indiana | 3 | $ 570,000 | $ 190,000 | $ 161,000 |
| Newton County Indiana | 3 | $ 278,000 | $ 92,000 | $ 65,000 |
| Steuben County Indiana | 3 | $ 515,000 | $ 171,000 | $ 210,000 |
| Champaign County Ohio | 3 | $ 321,000 | $ 107,000 | $ 57,000 |
| Clermont County Ohio | 3 | $ 887,000 | $ 295,000 | $ 127,000 |
| Cuyahoga County Ohio | 3 | $ 273,000 | $ 91,000 | $ 310,000 |
| Lorain County Ohio | 3 | $ 277,000 | $ 92,000 | $ 89,000 |
| Marion County Ohio | 3 | $ 230,000 | $ 76,000 | $ 141,000 |
| Pickaway County Ohio | 3 | $ 594,000 | $ 198,000 | $ 75,000 |
| Beaufort County South Carolina | 3 | $ 535,000 | $ 178,000 | $ 342,000 |
| Maricopa County Arizona | 2 | $ 150,000 | $ 75,000 | $ 34,000 |
| Orange County California | 2 | $ 1,278,000 | $ 639,000 | $ 653,000 |
| Bay County Florida | 2 | $ 416,000 | $ 208,000 | $ 176,000 |
| Broward County Florida | 2 | $ 258,000 | $ 129,000 | $ 68,000 |
| Citrus County Florida | 2 | $ 224,000 | $ 112,000 | $ 101,000 |
| Palm Beach County Florida | 2 | $ 621,000 | $ 310,000 | $ 126,000 |
| Lake County Illinois | 2 | $ 747,000 | $ 373,000 | $ 190,000 |
| Elkhart County Indiana | 2 | $ 251,000 | $ 125,000 | $ 74,000 |
| Fountain County Indiana | 2 | $ 91,000 | $ 45,000 | $ 36,000 |
| Ripley County Indiana | 2 | $ 186,000 | $ 93,000 | $ 48,000 |
| Starke County Indiana | 2 | $ 202,000 | $ 101,000 | $ 33,000 |
| Vanderburgh County Indiana | 2 | $ 482,000 | $ 241,000 | $ 102,000 |
| Berrien County Michigan | 2 | $ 573,000 | $ 286,000 | $ 171,000 |
| Morris County New Jersey | 2 | $ 2,078,000 | $ 1,039,000 | $ 652,000 |
| Orange County North Carolina | 2 | $ 2,320,000 | $ 1,160,000 | $ 2,023,000 |
| Clark County Ohio | 2 | $ 243,000 | $ 121,000 | $ 108,000 |
| Erie County Ohio | 2 | $ 447,000 | $ 223,000 | $ 202,000 |
| Mahoning County Ohio | 2 | $ 205,000 | $ 102,000 | $ 118,000 |
| Perry County Ohio | 2 | $ 244,000 | $ 122,000 | $ 49,000 |
| Richland County Ohio | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Travis County Texas | 2 | $ 200,000 | $ 100,000 | $ 325,000 |
| Chambers County Alabama | 1 | $ 29,000 | $ 29,000 | $ 8,000 |
| Riverside County California | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| Eagle County Colorado | 1 | $ 680,000 | $ 680,000 | $ 175,000 |
| Grand County Colorado | 1 | $ 120,000 | $ 120,000 | $ 178,000 |
| Summit County Colorado | 1 | $ 370,000 | $ 370,000 | $ 719,000 |
| Hartford County Connecticut | 1 | $ 329,000 | $ 329,000 | $ 138,000 |
| Litchfield County Connecticut | 1 | $ 329,000 | $ 329,000 | $ 120,000 |
| Manatee County Florida | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Marion County Florida | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Miami-Dade County Florida | 1 | $ 253,000 | $ 253,000 | $ 267,000 |
| Osceola County Florida | 1 | $ 400,000 | $ 400,000 | $ 99,000 |
| Volusia County Florida | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| Cobb County Georgia | 1 | $ 323,000 | $ 323,000 | $ 1,392,000 |
| Houston County Georgia | 1 | $ 60,000 | $ 60,000 | $ 141,000 |
| Adams County Illinois | 1 | $ 71,000 | $ 71,000 | $ 150,000 |
| Bureau County Illinois | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Champaign County Illinois | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| DeKalb County Illinois | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Kankakee County Illinois | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Livingston County Illinois | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| McHenry County Illinois | 1 | $ 46,000 | $ 46,000 | $ 59,000 |
| Schuyler County Illinois | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Clark County Indiana | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Gibson County Indiana | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Jennings County Indiana | 1 | $ 378,000 | $ 378,000 | $ 166,000 |
| Owen County Indiana | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Anderson County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Boone County Kentucky | 1 | $ 321,000 | $ 321,000 | $ 103,000 |
| Baltimore County Maryland | 1 | $ 226,000 | $ 226,000 | $ 156,000 |
| Genesee County Michigan | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Kalkaska County Michigan | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 389,000 | $ 389,000 | $ 204,000 |
| Macomb County Michigan | 1 | $ 107,000 | $ 107,000 | $ 317,000 |
| Van Buren County Michigan | 1 | $ 263,000 | $ 263,000 | $ 325,000 |
| Wayne County Michigan | 1 | $ 76,000 | $ 76,000 | $ 218,000 |
| Wabasha County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| St. Charles County Missouri | 1 | $ 120,000 | $ 120,000 | $ 156,000 |
| Gallatin County Montana | 1 | $ 523,000 | $ 523,000 | $ 592,000 |
| Kings County New York | 1 | $ 1,256,000 | $ 1,256,000 | $ 330,000 |
| Durham County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Mecklenburg County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 118,000 |
| New Hanover County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 666,000 |
| Union County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 81,000 |
| Wake County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Ashland County Ohio | 1 | $ 130,000 | $ 130,000 | $ 316,000 |
| Columbiana County Ohio | 1 | $ 388,000 | $ 388,000 | $ 249,000 |
| Greene County Ohio | 1 | $ 321,000 | $ 321,000 | $ 123,000 |
| Guernsey County Ohio | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Hocking County Ohio | 1 | $ 172,000 | $ 172,000 | $ 184,000 |
| Holmes County Ohio | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Huron County Ohio | 1 | $ 1,060,000 | $ 1,060,000 | $ 0 |
| Lake County Ohio | 1 | $ 88,000 | $ 88,000 | $ 76,000 |
| Logan County Ohio | 1 | $ 144,000 | $ 144,000 | $ 145,000 |
| Medina County Ohio | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 6,000 | $ 6,000 | $ 118,000 |
| Sandusky County Ohio | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Seneca County Ohio | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Shelby County Ohio | 1 | $ 109,000 | $ 109,000 | $ 59,000 |
| Summit County Ohio | 1 | $ 190,000 | $ 190,000 | $ 163,000 |
| Van Wert County Ohio | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
| Warren County Ohio | 1 | $ 189,000 | $ 189,000 | $ 943,000 |
| Wood County Ohio | 1 | $ 424,000 | $ 424,000 | $ 192,000 |
| Clackamas County Oregon | 1 | $ 404,000 | $ 404,000 | $ 140,000 |
| Douglas County Oregon | 1 | $ 194,000 | $ 194,000 | $ 44,000 |
| Indiana County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 92,000 |
| Greenville County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 385,000 |
| Henry County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Knox County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Sevier County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Shelby County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 307,000 |
| Bexar County Texas | 1 | $ 432,000 | $ 432,000 | $ 317,000 |
| Denton County Texas | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Franklin County Virginia | 1 | $ 320,000 | $ 320,000 | $ 130,000 |
| Putnam County West Virginia | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
| Milwaukee County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 80,000 |
| Winnebago County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for First Merchants Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,989 | $501,363,000 | $167,000 | $17,750,000 | $85,000 | $3,000,000 |
| Refinancing | 1,539 | $298,729,000 | $194,000 | $17,500,000 | $97,000 | $4,524,000 |
| Home Improvement | 563 | $23,770,000 | $42,000 | $2,621,000 | $68,000 | $1,216,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,634 | $518,461,000 | $142,000 | $5,500,000 | $96,000 | $4,524,000 |
| Not Provided | 660 | $96,016,000 | $145,000 | $1,256,000 | $83,000 | $1,083,000 |
| Not applicable | 225 | $143,286,000 | $636,000 | $17,750,000 | $0 | $0 |
| Asian | 224 | $27,348,000 | $122,000 | $1,350,000 | $60,000 | $1,421,000 |
| Hispanic | 178 | $18,967,000 | $106,000 | $424,000 | $61,000 | $484,000 |
| Black or African American | 146 | $15,325,000 | $104,000 | $475,000 | $69,000 | $368,000 |
| American Indian or Alaskan Native | 13 | $1,976,000 | $152,000 | $480,000 | $100,000 | $325,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,483,000 | $225,000 | $523,000 | $228,000 | $1,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,074 | $697,455,000 | $171,000 | $17,750,000 | $94,000 | $4,524,000 |
| FHA-insured (Federal Housing Administration) | 654 | $79,416,000 | $121,000 | $350,000 | $56,000 | $1,120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 236 | $22,555,000 | $95,000 | $269,000 | $39,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 127 | $24,436,000 | $192,000 | $684,000 | $79,000 | $297,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,002 | $526,433,000 | $175,000 | $17,750,000 | $95,000 | $4,524,000 |
| Preapproval Denied by Financial Institution | 820 | $102,647,000 | $125,000 | $1,200,000 | $60,000 | $2,051,000 |
| Application Denied By Financial Institution | 720 | $87,640,000 | $121,000 | $1,350,000 | $72,000 | $960,000 |
| Application Withdrawn By Applicant | 423 | $88,834,000 | $210,000 | $2,610,000 | $101,000 | $1,200,000 |
| Application Approved But Not Accepted | 112 | $14,909,000 | $133,000 | $1,039,000 | $85,000 | $652,000 |
| File Closed For Incompleteness | 14 | $3,399,000 | $242,000 | $1,767,000 | $52,000 | $217,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 868 | $93,255,000 | $107,000 | $800,000 | $60,000 | $2,051,000 |
| Debt-To-Income Ratio | 267 | $33,549,000 | $125,000 | $960,000 | $51,000 | $650,000 |
| Credit Application Incomplete | 151 | $29,251,000 | $193,000 | $1,200,000 | $104,000 | $1,421,000 |
| Collateral | 112 | $15,457,000 | $138,000 | $860,000 | $95,000 | $900,000 |
| Employment History | 47 | $4,076,000 | $86,000 | $275,000 | $36,000 | $188,000 |
| Unverifiable Information | 37 | $6,822,000 | $184,000 | $630,000 | $88,000 | $256,000 |
| Other | 30 | $4,730,000 | $157,000 | $1,350,000 | $102,000 | $960,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $3,147,000 | $112,000 | $365,000 | $53,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Merchants Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Merchants Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.