First Merchants Bank, Na
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Merchants Bank, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Merchants Bank, Na 200 E. Jackson St. Muncie, IN 47305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,818 |
| Total Mortgage Loan Application Amount | $656,536,000 |
| Average Mortgage Loan Application Amount | $117,666 |
| Highest Mortgage Loan Application Amount | $4,800,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware County Indiana | 371 | $ 42,974,000 | $ 115,000 | $ 64,000 |
| Tippecanoe County Indiana | 303 | $ 48,833,000 | $ 161,000 | $ 73,000 |
| Marion County Indiana | 260 | $ 48,305,000 | $ 185,000 | $ 143,000 |
| Lake County Indiana | 240 | $ 31,334,000 | $ 130,000 | $ 80,000 |
| Hamilton County Indiana | 238 | $ 52,980,000 | $ 222,000 | $ 116,000 |
| Madison County Indiana | 204 | $ 17,044,000 | $ 83,000 | $ 56,000 |
| Johnson County Indiana | 103 | $ 13,787,000 | $ 133,000 | $ 84,000 |
| Franklin County Ohio | 103 | $ 25,264,000 | $ 245,000 | $ 144,000 |
| Jay County Indiana | 98 | $ 8,296,000 | $ 84,000 | $ 69,000 |
| Cook County Illinois | 97 | $ 21,530,000 | $ 221,000 | $ 73,000 |
| Randolph County Indiana | 91 | $ 5,558,000 | $ 61,000 | $ 54,000 |
| Adams County Indiana | 90 | $ 8,152,000 | $ 90,000 | $ 79,000 |
| White County Indiana | 90 | $ 10,308,000 | $ 114,000 | $ 79,000 |
| Hendricks County Indiana | 83 | $ 13,926,000 | $ 167,000 | $ 93,000 |
| Henry County Indiana | 71 | $ 8,177,000 | $ 115,000 | $ 107,000 |
| Clinton County Indiana | 69 | $ 4,082,000 | $ 59,000 | $ 42,000 |
| Porter County Indiana | 66 | $ 13,050,000 | $ 197,000 | $ 108,000 |
| Carroll County Indiana | 64 | $ 6,023,000 | $ 94,000 | $ 88,000 |
| Montgomery County Indiana | 64 | $ 6,425,000 | $ 100,000 | $ 57,000 |
| Wabash County Indiana | 63 | $ 5,333,000 | $ 84,000 | $ 75,000 |
| Jasper County Indiana | 58 | $ 5,383,000 | $ 92,000 | $ 69,000 |
| Wayne County Indiana | 55 | $ 5,849,000 | $ 106,000 | $ 55,000 |
| Fayette County Indiana | 50 | $ 2,458,000 | $ 49,000 | $ 47,000 |
| Morgan County Indiana | 40 | $ 3,026,000 | $ 75,000 | $ 63,000 |
| Brown County Indiana | 39 | $ 4,269,000 | $ 109,000 | $ 60,000 |
| Shelby County Indiana | 38 | $ 3,451,000 | $ 90,000 | $ 64,000 |
| Union County Indiana | 30 | $ 1,880,000 | $ 62,000 | $ 44,000 |
| Miami County Indiana | 29 | $ 1,266,000 | $ 43,000 | $ 46,000 |
| Boone County Indiana | 28 | $ 8,210,000 | $ 293,000 | $ 140,000 |
| Hancock County Indiana | 26 | $ 3,773,000 | $ 145,000 | $ 123,000 |
| Delaware County Ohio | 24 | $ 7,702,000 | $ 320,000 | $ 117,000 |
| DuPage County Illinois | 22 | $ 5,684,000 | $ 258,000 | $ 125,000 |
| Butler County Ohio | 18 | $ 2,657,000 | $ 147,000 | $ 74,000 |
| Howard County Indiana | 14 | $ 2,876,000 | $ 205,000 | $ 63,000 |
| Lee County Florida | 12 | $ 2,706,000 | $ 225,000 | $ 197,000 |
| Allen County Indiana | 12 | $ 5,617,000 | $ 468,000 | $ 85,000 |
| Collier County Florida | 11 | $ 3,616,000 | $ 328,000 | $ 483,000 |
| Will County Illinois | 11 | $ 2,331,000 | $ 211,000 | $ 76,000 |
| LaPorte County Indiana | 9 | $ 1,791,000 | $ 199,000 | $ 96,000 |
| Newton County Indiana | 9 | $ 777,000 | $ 86,000 | $ 68,000 |
| Fountain County Indiana | 8 | $ 551,000 | $ 68,000 | $ 48,000 |
| St. Joseph County Indiana | 8 | $ 7,769,000 | $ 971,000 | $ 261,000 |
| Wells County Indiana | 8 | $ 1,094,000 | $ 136,000 | $ 52,000 |
| Benton County Indiana | 7 | $ 1,072,000 | $ 153,000 | $ 78,000 |
| Kosciusko County Indiana | 7 | $ 835,000 | $ 119,000 | $ 127,000 |
| Grant County Indiana | 6 | $ 497,000 | $ 82,000 | $ 47,000 |
| Putnam County Indiana | 6 | $ 1,384,000 | $ 230,000 | $ 156,000 |
| Bartholomew County Indiana | 5 | $ 879,000 | $ 175,000 | $ 82,000 |
| Blackford County Indiana | 5 | $ 423,000 | $ 84,000 | $ 41,000 |
| Cass County Indiana | 5 | $ 210,000 | $ 42,000 | $ 35,000 |
| Huntington County Indiana | 5 | $ 553,000 | $ 110,000 | $ 107,000 |
| Starke County Indiana | 5 | $ 505,000 | $ 101,000 | $ 52,000 |
| Decatur County Indiana | 4 | $ 213,000 | $ 53,000 | $ 90,000 |
| Parke County Indiana | 4 | $ 659,000 | $ 164,000 | $ 80,000 |
| Steuben County Indiana | 4 | $ 376,000 | $ 94,000 | $ 48,000 |
| Berrien County Michigan | 4 | $ 1,043,000 | $ 260,000 | $ 559,000 |
| Nash County North Carolina | 4 | $ 546,000 | $ 136,000 | $ 0 |
| Darke County Ohio | 4 | $ 217,000 | $ 54,000 | $ 53,000 |
| Fairfield County Ohio | 4 | $ 555,000 | $ 138,000 | $ 97,000 |
| Licking County Ohio | 4 | $ 1,070,000 | $ 267,000 | $ 144,000 |
| Preble County Ohio | 4 | $ 371,000 | $ 92,000 | $ 74,000 |
| Union County Ohio | 4 | $ 1,977,000 | $ 494,000 | $ 346,000 |
| Allegheny County Pennsylvania | 4 | $ 545,000 | $ 136,000 | $ 54,000 |
| Citrus County Florida | 3 | $ 442,000 | $ 147,000 | $ 80,000 |
| Palm Beach County Florida | 3 | $ 712,000 | $ 237,000 | $ 84,000 |
| LaGrange County Indiana | 3 | $ 595,000 | $ 198,000 | $ 184,000 |
| Monroe County Indiana | 3 | $ 5,044,000 | $ 1,681,000 | $ 124,000 |
| Pulaski County Indiana | 3 | $ 225,000 | $ 75,000 | $ 38,000 |
| Vigo County Indiana | 3 | $ 577,000 | $ 192,000 | $ 149,000 |
| Warren County Indiana | 3 | $ 128,000 | $ 42,000 | $ 55,000 |
| Kent County Michigan | 3 | $ 1,167,000 | $ 389,000 | $ 240,000 |
| Maricopa County Arizona | 2 | $ 452,000 | $ 226,000 | $ 234,000 |
| Kane County Illinois | 2 | $ 617,000 | $ 308,000 | $ 106,000 |
| Vermilion County Illinois | 2 | $ 164,000 | $ 82,000 | $ 52,000 |
| Franklin County Indiana | 2 | $ 246,000 | $ 123,000 | $ 47,000 |
| Jefferson County Indiana | 2 | $ 535,000 | $ 267,000 | $ 1,367,000 |
| Noble County Indiana | 2 | $ 156,000 | $ 78,000 | $ 31,000 |
| Owen County Indiana | 2 | $ 154,000 | $ 77,000 | $ 27,000 |
| Rush County Indiana | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Tipton County Indiana | 2 | $ 152,000 | $ 76,000 | $ 58,000 |
| Antrim County Michigan | 2 | $ 1,078,000 | $ 539,000 | $ 360,000 |
| Lee County Mississippi | 2 | $ 172,000 | $ 86,000 | $ 22,000 |
| Clark County Nevada | 2 | $ 155,000 | $ 77,000 | $ 50,000 |
| Knox County Ohio | 2 | $ 97,000 | $ 48,000 | $ 307,000 |
| Madison County Ohio | 2 | $ 289,000 | $ 144,000 | $ 78,000 |
| Van Wert County Ohio | 2 | $ 89,000 | $ 44,000 | $ 35,000 |
| Dallas County Texas | 2 | $ 331,000 | $ 165,000 | $ 156,000 |
| Pinal County Arizona | 1 | $ 250,000 | $ 250,000 | $ 117,000 |
| Los Angeles County California | 1 | $ 408,000 | $ 408,000 | $ 101,000 |
| Sacramento County California | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| San Diego County California | 1 | $ 750,000 | $ 750,000 | $ 87,000 |
| Highlands County Florida | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Leon County Florida | 1 | $ 200,000 | $ 200,000 | $ 170,000 |
| Okaloosa County Florida | 1 | $ 234,000 | $ 234,000 | $ 206,000 |
| Pinellas County Florida | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Sarasota County Florida | 1 | $ 69,000 | $ 69,000 | $ 73,000 |
| Seminole County Florida | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Glynn County Georgia | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Douglas County Illinois | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Kankakee County Illinois | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Lake County Illinois | 1 | $ 49,000 | $ 49,000 | $ 38,000 |
| Livingston County Illinois | 1 | $ 87,000 | $ 87,000 | $ 54,000 |
| Elkhart County Indiana | 1 | $ 90,000 | $ 90,000 | $ 2,186,000 |
| Fulton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Jackson County Indiana | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Barren County Kentucky | 1 | $ 271,000 | $ 271,000 | $ 78,000 |
| Kenton County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 115,000 |
| Lafayette County Louisiana | 1 | $ 390,000 | $ 390,000 | $ 586,000 |
| Montgomery County Maryland | 1 | $ 417,000 | $ 417,000 | $ 286,000 |
| Barnstable County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 200,000 |
| Branch County Michigan | 1 | $ 182,000 | $ 182,000 | $ 311,000 |
| Calhoun County Michigan | 1 | $ 35,000 | $ 35,000 | $ 161,000 |
| Macomb County Michigan | 1 | $ 92,000 | $ 92,000 | $ 64,000 |
| Missaukee County Michigan | 1 | $ 100,000 | $ 100,000 | $ 263,000 |
| St. Joseph County Michigan | 1 | $ 248,000 | $ 248,000 | $ 73,000 |
| Hennepin County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 225,000 |
| Hancock County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Cabarrus County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Clermont County Ohio | 1 | $ 280,000 | $ 280,000 | $ 230,000 |
| Columbiana County Ohio | 1 | $ 250,000 | $ 250,000 | $ 282,000 |
| Erie County Ohio | 1 | $ 180,000 | $ 180,000 | $ 234,000 |
| Hamilton County Ohio | 1 | $ 256,000 | $ 256,000 | $ 95,000 |
| Holmes County Ohio | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Lorain County Ohio | 1 | $ 324,000 | $ 324,000 | $ 392,000 |
| Mercer County Ohio | 1 | $ 69,000 | $ 69,000 | $ 64,000 |
| Montgomery County Ohio | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Muskingum County Ohio | 1 | $ 166,000 | $ 166,000 | $ 120,000 |
| Seneca County Ohio | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Stark County Ohio | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Harris County Texas | 1 | $ 174,000 | $ 174,000 | $ 192,000 |
| Hood County Texas | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
| King County Washington | 1 | $ 495,000 | $ 495,000 | $ 146,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Merchants Bank, Na in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,715 | $372,988,000 | $137,000 | $3,215,000 | $74,000 | $2,969,000 |
| Refinancing | 1,643 | $255,426,000 | $155,000 | $3,600,000 | $92,000 | $9,999,000 |
| Home Improvement | 460 | $28,122,000 | $61,000 | $4,800,000 | $60,000 | $1,327,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,549 | $441,031,000 | $124,000 | $3,215,000 | $87,000 | $9,999,000 |
| Not Provided | 783 | $98,216,000 | $125,000 | $1,250,000 | $64,000 | $1,688,000 |
| Not applicable | 176 | $87,874,000 | $499,000 | $4,800,000 | $8,000 | $1,526,000 |
| Hispanic | 148 | $13,422,000 | $90,000 | $404,000 | $61,000 | $415,000 |
| Black or African American | 117 | $10,282,000 | $87,000 | $417,000 | $55,000 | $586,000 |
| Asian | 36 | $5,034,000 | $139,000 | $379,000 | $86,000 | $310,000 |
| American Indian or Alaskan Native | 6 | $240,000 | $40,000 | $125,000 | $53,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $437,000 | $145,000 | $302,000 | $95,000 | $168,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,817 | $548,547,000 | $143,000 | $4,800,000 | $87,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 514 | $57,050,000 | $110,000 | $314,000 | $50,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 372 | $34,081,000 | $91,000 | $325,000 | $40,000 | $213,000 |
| VA-guaranteed (Veterans Administration) | 115 | $16,858,000 | $146,000 | $684,000 | $65,000 | $397,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,391 | $354,270,000 | $148,000 | $4,800,000 | $95,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 1,274 | $141,832,000 | $111,000 | $1,600,000 | $51,000 | $1,100,000 |
| Application Denied By Financial Institution | 760 | $91,338,000 | $120,000 | $3,600,000 | $71,000 | $3,640,000 |
| Application Withdrawn By Applicant | 230 | $39,612,000 | $172,000 | $2,408,000 | $83,000 | $645,000 |
| Application Approved But Not Accepted | 104 | $17,630,000 | $169,000 | $3,215,000 | $84,000 | $1,103,000 |
| File Closed For Incompleteness | 39 | $9,485,000 | $243,000 | $2,500,000 | $61,000 | $253,000 |
| Preapproval Approved but not Accepted | 20 | $2,369,000 | $118,000 | $348,000 | $71,000 | $258,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 842 | $76,824,000 | $91,000 | $1,294,000 | $50,000 | $2,186,000 |
| Credit Application Incomplete | 781 | $110,731,000 | $141,000 | $1,600,000 | $72,000 | $3,640,000 |
| Debt-To-Income Ratio | 218 | $20,517,000 | $94,000 | $621,000 | $41,000 | $175,000 |
| Collateral | 120 | $13,727,000 | $114,000 | $855,000 | $63,000 | $273,000 |
| Employment History | 29 | $2,006,000 | $69,000 | $132,000 | $38,000 | $258,000 |
| Other | 20 | $7,176,000 | $358,000 | $3,600,000 | $30,000 | $120,000 |
| Unverifiable Information | 13 | $1,170,000 | $90,000 | $296,000 | $144,000 | $854,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,019,000 | $92,000 | $131,000 | $58,000 | $124,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.