Talmer Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Talmer Bank And Trust 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Talmer Bank And Trust 2301 W. Big Beaver Rd., Suite 200 Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 3,768 |
| Total Mortgage Loan Application Amount | $393,171,000 |
| Average Mortgage Loan Application Amount | $84,666 |
| Highest Mortgage Loan Application Amount | $1,868,000 |
| Average Applicant Income | $34,000 |
| Highest Applicant Income | $3,326,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Talmer Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Talmer Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Talmer Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Talmer Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Talmer Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Talmer Bank And Trust's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Clair County Michigan | 1,555 | $ 83,632,000 | $ 53,000 | $ 19,000 |
| Oakland County Michigan | 524 | $ 96,960,000 | $ 185,000 | $ 114,000 |
| Lapeer County Michigan | 338 | $ 17,442,000 | $ 51,000 | $ 15,000 |
| Sanilac County Michigan | 230 | $ 9,585,000 | $ 41,000 | $ 16,000 |
| Macomb County Michigan | 226 | $ 23,433,000 | $ 103,000 | $ 45,000 |
| Lafayette County Wisconsin | 137 | $ 29,431,000 | $ 214,000 | $ 0 |
| Wayne County Michigan | 122 | $ 21,201,000 | $ 173,000 | $ 121,000 |
| Huron County Michigan | 86 | $ 3,724,000 | $ 43,000 | $ 17,000 |
| Green County Wisconsin | 45 | $ 9,532,000 | $ 211,000 | $ 0 |
| Kenosha County Wisconsin | 40 | $ 8,731,000 | $ 218,000 | $ 10,000 |
| Livingston County Michigan | 38 | $ 6,293,000 | $ 165,000 | $ 75,000 |
| Genesee County Michigan | 37 | $ 1,416,000 | $ 38,000 | $ 7,000 |
| Walworth County Wisconsin | 35 | $ 6,981,000 | $ 199,000 | $ 12,000 |
| Washtenaw County Michigan | 32 | $ 6,910,000 | $ 215,000 | $ 211,000 |
| Racine County Wisconsin | 31 | $ 4,509,000 | $ 145,000 | $ 12,000 |
| Monroe County Michigan | 24 | $ 1,245,000 | $ 51,000 | $ 9,000 |
| Rock County Wisconsin | 17 | $ 4,211,000 | $ 247,000 | $ 0 |
| Tuscola County Michigan | 14 | $ 344,000 | $ 24,000 | $ 5,000 |
| Grant County Wisconsin | 14 | $ 3,846,000 | $ 274,000 | $ 0 |
| Milwaukee County Wisconsin | 14 | $ 1,508,000 | $ 107,000 | $ 0 |
| Stephenson County Illinois | 8 | $ 1,410,000 | $ 176,000 | $ 0 |
| Emmet County Michigan | 7 | $ 3,144,000 | $ 449,000 | $ 581,000 |
| Roscommon County Michigan | 7 | $ 981,000 | $ 140,000 | $ 102,000 |
| Clark County Nevada | 7 | $ 3,484,000 | $ 497,000 | $ 0 |
| Cook County Illinois | 6 | $ 1,849,000 | $ 308,000 | $ 598,000 |
| Hamilton County Indiana | 6 | $ 1,837,000 | $ 306,000 | $ 134,000 |
| Lucas County Ohio | 6 | $ 1,691,000 | $ 281,000 | $ 0 |
| Iowa County Wisconsin | 6 | $ 1,981,000 | $ 330,000 | $ 0 |
| Broward County Florida | 5 | $ 1,864,000 | $ 372,000 | $ 0 |
| Hendricks County Indiana | 4 | $ 654,000 | $ 163,000 | $ 0 |
| Alcona County Michigan | 4 | $ 545,000 | $ 136,000 | $ 195,000 |
| Mackinac County Michigan | 4 | $ 346,000 | $ 86,000 | $ 0 |
| Ogemaw County Michigan | 4 | $ 131,000 | $ 32,000 | $ 8,000 |
| Otsego County Michigan | 4 | $ 519,000 | $ 129,000 | $ 123,000 |
| Dane County Wisconsin | 4 | $ 2,015,000 | $ 503,000 | $ 0 |
| Los Angeles County California | 3 | $ 3,349,000 | $ 1,116,000 | $ 321,000 |
| Lake County Illinois | 3 | $ 707,000 | $ 235,000 | $ 68,000 |
| Antrim County Michigan | 3 | $ 511,000 | $ 170,000 | $ 128,000 |
| Charlevoix County Michigan | 3 | $ 530,000 | $ 176,000 | $ 209,000 |
| Chippewa County Michigan | 3 | $ 609,000 | $ 203,000 | $ 164,000 |
| Clare County Michigan | 3 | $ 149,000 | $ 49,000 | $ 7,000 |
| Clinton County Michigan | 3 | $ 279,000 | $ 93,000 | $ 191,000 |
| Crawford County Michigan | 3 | $ 310,000 | $ 103,000 | $ 38,000 |
| Grand Traverse County Michigan | 3 | $ 1,131,000 | $ 377,000 | $ 111,000 |
| Ingham County Michigan | 3 | $ 373,000 | $ 124,000 | $ 65,000 |
| Kent County Michigan | 3 | $ 603,000 | $ 201,000 | $ 493,000 |
| Presque Isle County Michigan | 3 | $ 234,000 | $ 78,000 | $ 56,000 |
| Van Buren County Michigan | 3 | $ 506,000 | $ 168,000 | $ 213,000 |
| Orange County California | 2 | $ 899,000 | $ 449,000 | $ 192,000 |
| Lee County Florida | 2 | $ 278,000 | $ 139,000 | $ 105,000 |
| Manatee County Florida | 2 | $ 329,000 | $ 164,000 | $ 91,000 |
| Palm Beach County Florida | 2 | $ 1,095,000 | $ 547,000 | $ 8,000 |
| Sarasota County Florida | 2 | $ 280,000 | $ 140,000 | $ 197,000 |
| Barnstable County Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 136,000 |
| Norfolk County Massachusetts | 2 | $ 745,000 | $ 372,000 | $ 169,000 |
| Bay County Michigan | 2 | $ 824,000 | $ 412,000 | $ 388,000 |
| Eaton County Michigan | 2 | $ 236,000 | $ 118,000 | $ 115,000 |
| Jackson County Michigan | 2 | $ 282,000 | $ 141,000 | $ 99,000 |
| Manistee County Michigan | 2 | $ 124,000 | $ 62,000 | $ 159,000 |
| Oscoda County Michigan | 2 | $ 161,000 | $ 80,000 | $ 63,000 |
| Nassau County New York | 2 | $ 550,000 | $ 275,000 | $ 181,000 |
| Montgomery County Ohio | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Delaware County Pennsylvania | 2 | $ 358,000 | $ 179,000 | $ 169,000 |
| Jefferson County Wisconsin | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Madison County Alabama | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Maricopa County Arizona | 1 | $ 966,000 | $ 966,000 | $ 600,000 |
| Pima County Arizona | 1 | $ 411,000 | $ 411,000 | $ 600,000 |
| San Joaquin County California | 1 | $ 488,000 | $ 488,000 | $ 400,000 |
| Hartford County Connecticut | 1 | $ 138,000 | $ 138,000 | $ 171,000 |
| District of Columbia County District Of Columbia | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Bay County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Collier County Florida | 1 | $ 116,000 | $ 116,000 | $ 127,000 |
| Lake County Florida | 1 | $ 99,000 | $ 99,000 | $ 29,000 |
| Martin County Florida | 1 | $ 231,000 | $ 231,000 | $ 315,000 |
| Orange County Florida | 1 | $ 174,000 | $ 174,000 | $ 75,000 |
| Pinellas County Florida | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 302,000 | $ 302,000 | $ 135,000 |
| Honolulu County Hawaii | 1 | $ 440,000 | $ 440,000 | $ 276,000 |
| Jo Daviess County Illinois | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Ogle County Illinois | 1 | $ 502,000 | $ 502,000 | $ 0 |
| Allen County Indiana | 1 | $ 133,000 | $ 133,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 212,000 | $ 212,000 | $ 95,000 |
| Polk County Iowa | 1 | $ 379,000 | $ 379,000 | $ 132,000 |
| Calvert County Maryland | 1 | $ 332,000 | $ 332,000 | $ 134,000 |
| Middlesex County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 63,000 |
| Benzie County Michigan | 1 | $ 203,000 | $ 203,000 | $ 315,000 |
| Branch County Michigan | 1 | $ 331,000 | $ 331,000 | $ 148,000 |
| Calhoun County Michigan | 1 | $ 151,000 | $ 151,000 | $ 126,000 |
| Cass County Michigan | 1 | $ 120,000 | $ 120,000 | $ 141,000 |
| Cheboygan County Michigan | 1 | $ 179,000 | $ 179,000 | $ 69,000 |
| Gladwin County Michigan | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Iosco County Michigan | 1 | $ 127,000 | $ 127,000 | $ 92,000 |
| Isabella County Michigan | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 334,000 | $ 334,000 | $ 103,000 |
| Marquette County Michigan | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Midland County Michigan | 1 | $ 400,000 | $ 400,000 | $ 139,000 |
| Missaukee County Michigan | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Montmorency County Michigan | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Oceana County Michigan | 1 | $ 417,000 | $ 417,000 | $ 397,000 |
| Saginaw County Michigan | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 61,000 |
| Brunswick County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 148,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Rutherford County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Greene County Ohio | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 209,000 | $ 209,000 | $ 320,000 |
| Montgomery County Pennsylvania | 1 | $ 388,000 | $ 388,000 | $ 115,000 |
| Maury County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 85,000 |
| Union County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 122,000 |
| Galveston County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| King County Washington | 1 | $ 289,000 | $ 289,000 | $ 135,000 |
| Crawford County Wisconsin | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Door County Wisconsin | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Waupaca County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 0 |
Mortgage Loan Application Detail Totals for Talmer Bank And Trust in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,156 | $291,249,000 | $135,000 | $1,868,000 | $57,000 | $3,000,000 |
| Home Purchase | 885 | $84,197,000 | $95,000 | $1,735,000 | $43,000 | $3,326,000 |
| Home Improvement | 727 | $17,725,000 | $24,000 | $1,100,000 | $2,000 | $306,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,529 | $156,185,000 | $61,000 | $1,735,000 | $0 | $0 |
| White | 1,150 | $213,520,000 | $185,000 | $1,700,000 | $126,000 | $2,076,000 |
| Asian | 50 | $12,467,000 | $249,000 | $417,000 | $151,000 | $668,000 |
| Not Provided | 18 | $3,751,000 | $208,000 | $368,000 | $107,000 | $275,000 |
| Hispanic | 15 | $6,186,000 | $412,000 | $1,868,000 | $554,000 | $3,326,000 |
| Black or African American | 5 | $875,000 | $175,000 | $412,000 | $106,000 | $272,000 |
| American Indian or Alaskan Native | 1 | $187,000 | $187,000 | $187,000 | $43,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,626 | $352,232,000 | $97,000 | $1,868,000 | $45,000 | $3,326,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 142 | $40,939,000 | $288,000 | $812,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,501 | $152,573,000 | $61,000 | $1,735,000 | $0 | $0 |
| Loan Originated | 826 | $156,193,000 | $189,000 | $1,680,000 | $128,000 | $3,326,000 |
| Application Withdrawn By Applicant | 259 | $54,453,000 | $210,000 | $1,868,000 | $145,000 | $3,000,000 |
| Application Denied By Financial Institution | 122 | $17,346,000 | $142,000 | $465,000 | $102,000 | $2,045,000 |
| Application Approved But Not Accepted | 38 | $5,405,000 | $142,000 | $308,000 | $102,000 | $315,000 |
| File Closed For Incompleteness | 22 | $7,201,000 | $327,000 | $1,700,000 | $182,000 | $845,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 32 | $5,152,000 | $161,000 | $465,000 | $105,000 | $462,000 |
| Credit Application Incomplete | 11 | $1,449,000 | $131,000 | $221,000 | $71,000 | $154,000 |
| Debt-To-Income Ratio | 11 | $2,433,000 | $221,000 | $415,000 | $70,000 | $272,000 |
| Credit History | 7 | $838,000 | $119,000 | $190,000 | $63,000 | $140,000 |
| Other | 5 | $880,000 | $176,000 | $339,000 | $147,000 | $242,000 |
| Unverifiable Information | 2 | $512,000 | $256,000 | $417,000 | $107,000 | $144,000 |
| Employment History | 1 | $121,000 | $121,000 | $121,000 | $40,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $147,000 | $147,000 | $147,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Talmer Bank And Trust's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Talmer Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.