Talmer Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Talmer Bank And Trust 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Talmer Bank And Trust 2301 W. Big Beaver Rd., Suite 200 Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,758 |
| Total Mortgage Loan Application Amount | $520,798,000 |
| Average Mortgage Loan Application Amount | $136,333 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $6,469,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Talmer Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Talmer Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Talmer Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Talmer Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Talmer Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Talmer Bank And Trust's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 848 | $ 214,627,000 | $ 253,000 | $ 142,000 |
| Macomb County Michigan | 505 | $ 63,314,000 | $ 125,000 | $ 35,000 |
| St. Clair County Michigan | 319 | $ 42,450,000 | $ 133,000 | $ 77,000 |
| Wayne County Michigan | 316 | $ 40,049,000 | $ 126,000 | $ 48,000 |
| Racine County Wisconsin | 71 | $ 10,676,000 | $ 150,000 | $ 80,000 |
| Lapeer County Michigan | 69 | $ 7,254,000 | $ 105,000 | $ 62,000 |
| Genesee County Michigan | 62 | $ 8,392,000 | $ 135,000 | $ 23,000 |
| Livingston County Michigan | 51 | $ 7,693,000 | $ 150,000 | $ 77,000 |
| Walworth County Wisconsin | 47 | $ 13,451,000 | $ 286,000 | $ 141,000 |
| Sanilac County Michigan | 34 | $ 3,280,000 | $ 96,000 | $ 73,000 |
| Washtenaw County Michigan | 34 | $ 7,425,000 | $ 218,000 | $ 108,000 |
| Kenosha County Wisconsin | 33 | $ 5,311,000 | $ 160,000 | $ 101,000 |
| Lafayette County Wisconsin | 31 | $ 5,514,000 | $ 177,000 | $ 39,000 |
| Huron County Michigan | 17 | $ 2,027,000 | $ 119,000 | $ 86,000 |
| Cook County Illinois | 13 | $ 4,345,000 | $ 334,000 | $ 286,000 |
| DuPage County Illinois | 11 | $ 5,972,000 | $ 542,000 | $ 327,000 |
| Grand Traverse County Michigan | 11 | $ 4,495,000 | $ 408,000 | $ 304,000 |
| Waukesha County Wisconsin | 11 | $ 2,173,000 | $ 197,000 | $ 103,000 |
| Lake County Indiana | 10 | $ 1,155,000 | $ 115,000 | $ 0 |
| Emmet County Michigan | 9 | $ 8,870,000 | $ 985,000 | $ 1,335,000 |
| Milwaukee County Wisconsin | 9 | $ 1,610,000 | $ 178,000 | $ 130,000 |
| Palm Beach County Florida | 8 | $ 2,273,000 | $ 284,000 | $ 189,000 |
| Charlevoix County Michigan | 7 | $ 1,741,000 | $ 248,000 | $ 248,000 |
| Ingham County Michigan | 7 | $ 1,027,000 | $ 146,000 | $ 107,000 |
| Leelanau County Michigan | 6 | $ 2,389,000 | $ 398,000 | $ 370,000 |
| Green County Wisconsin | 6 | $ 693,000 | $ 115,000 | $ 59,000 |
| Lake County Illinois | 5 | $ 2,727,000 | $ 545,000 | $ 189,000 |
| McHenry County Illinois | 5 | $ 761,000 | $ 152,000 | $ 65,000 |
| Hamilton County Indiana | 5 | $ 1,723,000 | $ 344,000 | $ 187,000 |
| Cheboygan County Michigan | 5 | $ 1,835,000 | $ 367,000 | $ 224,000 |
| Lenawee County Michigan | 5 | $ 756,000 | $ 151,000 | $ 126,000 |
| Roscommon County Michigan | 5 | $ 326,000 | $ 65,000 | $ 20,000 |
| Broward County Florida | 4 | $ 1,114,000 | $ 278,000 | $ 322,000 |
| Iosco County Michigan | 4 | $ 497,000 | $ 124,000 | $ 437,000 |
| Kalamazoo County Michigan | 4 | $ 1,192,000 | $ 298,000 | $ 227,000 |
| Monroe County Michigan | 4 | $ 629,000 | $ 157,000 | $ 40,000 |
| Tuscola County Michigan | 4 | $ 359,000 | $ 89,000 | $ 30,000 |
| Franklin County Ohio | 4 | $ 341,000 | $ 85,000 | $ 30,000 |
| Maricopa County Arizona | 3 | $ 1,340,000 | $ 446,000 | $ 260,000 |
| Collier County Florida | 3 | $ 884,000 | $ 294,000 | $ 456,000 |
| Porter County Indiana | 3 | $ 449,000 | $ 149,000 | $ 0 |
| Alcona County Michigan | 3 | $ 368,000 | $ 122,000 | $ 223,000 |
| Allegan County Michigan | 3 | $ 1,513,000 | $ 504,000 | $ 1,158,000 |
| Antrim County Michigan | 3 | $ 551,000 | $ 183,000 | $ 160,000 |
| Jackson County Michigan | 3 | $ 530,000 | $ 176,000 | $ 53,000 |
| Mackinac County Michigan | 3 | $ 500,000 | $ 166,000 | $ 208,000 |
| Oceana County Michigan | 3 | $ 766,000 | $ 255,000 | $ 47,000 |
| Otsego County Michigan | 3 | $ 393,000 | $ 131,000 | $ 0 |
| Van Buren County Michigan | 3 | $ 278,000 | $ 92,000 | $ 97,000 |
| Baldwin County Alabama | 2 | $ 414,000 | $ 207,000 | $ 140,000 |
| Los Angeles County California | 2 | $ 663,000 | $ 331,000 | $ 93,000 |
| Orange County California | 2 | $ 958,000 | $ 479,000 | $ 163,000 |
| Arapahoe County Colorado | 2 | $ 1,261,000 | $ 630,000 | $ 516,000 |
| Denver County Colorado | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Pitkin County Colorado | 2 | $ 3,250,000 | $ 1,625,000 | $ 545,000 |
| Summit County Colorado | 2 | $ 1,317,000 | $ 658,000 | $ 427,000 |
| Hernando County Florida | 2 | $ 121,000 | $ 60,000 | $ 32,000 |
| Gwinnett County Georgia | 2 | $ 493,000 | $ 246,000 | $ 91,000 |
| Kendall County Illinois | 2 | $ 298,000 | $ 149,000 | $ 179,000 |
| Marion County Indiana | 2 | $ 199,000 | $ 99,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 262,000 | $ 131,000 | $ 231,000 |
| Bay County Michigan | 2 | $ 530,000 | $ 265,000 | $ 199,000 |
| Branch County Michigan | 2 | $ 144,000 | $ 72,000 | $ 107,000 |
| Clare County Michigan | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Crawford County Michigan | 2 | $ 235,000 | $ 117,000 | $ 90,000 |
| Gladwin County Michigan | 2 | $ 214,000 | $ 107,000 | $ 74,000 |
| Kalkaska County Michigan | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Saginaw County Michigan | 2 | $ 470,000 | $ 235,000 | $ 162,000 |
| Clark County Nevada | 2 | $ 148,000 | $ 74,000 | $ 50,000 |
| New York County New York | 2 | $ 700,000 | $ 350,000 | $ 1,083,000 |
| Guilford County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Lamoille County Vermont | 2 | $ 497,000 | $ 248,000 | $ 958,000 |
| Pima County Arizona | 1 | $ 407,000 | $ 407,000 | $ 498,000 |
| Sacramento County California | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| San Mateo County California | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Santa Clara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Routt County Colorado | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Weld County Colorado | 1 | $ 210,000 | $ 210,000 | $ 88,000 |
| Bay County Florida | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Charlotte County Florida | 1 | $ 54,000 | $ 54,000 | $ 18,000 |
| Clay County Florida | 1 | $ 107,000 | $ 107,000 | $ 113,000 |
| Highlands County Florida | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Lake County Florida | 1 | $ 173,000 | $ 173,000 | $ 99,000 |
| Lee County Florida | 1 | $ 190,000 | $ 190,000 | $ 226,000 |
| Martin County Florida | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Osceola County Florida | 1 | $ 250,000 | $ 250,000 | $ 114,000 |
| Sarasota County Florida | 1 | $ 308,000 | $ 308,000 | $ 223,000 |
| Chatham County Georgia | 1 | $ 300,000 | $ 300,000 | $ 437,000 |
| Cobb County Georgia | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Richmond County Georgia | 1 | $ 148,000 | $ 148,000 | $ 117,000 |
| Boone County Illinois | 1 | $ 193,000 | $ 193,000 | $ 77,000 |
| Peoria County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Will County Illinois | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Winnebago County Illinois | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Jasper County Indiana | 1 | $ 52,000 | $ 52,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| White County Indiana | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Franklin County Maine | 1 | $ 278,000 | $ 278,000 | $ 510,000 |
| Baltimore City County Maryland | 1 | $ 252,000 | $ 252,000 | $ 85,000 |
| Washington County Maryland | 1 | $ 390,000 | $ 390,000 | $ 127,000 |
| Nantucket County Massachusetts | 1 | $ 411,000 | $ 411,000 | $ 498,000 |
| Alpena County Michigan | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Barry County Michigan | 1 | $ 206,000 | $ 206,000 | $ 67,000 |
| Berrien County Michigan | 1 | $ 550,000 | $ 550,000 | $ 458,000 |
| Calhoun County Michigan | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Clinton County Michigan | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Isabella County Michigan | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Kent County Michigan | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Mecosta County Michigan | 1 | $ 160,000 | $ 160,000 | $ 137,000 |
| Montcalm County Michigan | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Montmorency County Michigan | 1 | $ 284,000 | $ 284,000 | $ 132,000 |
| Newaygo County Michigan | 1 | $ 120,000 | $ 120,000 | $ 537,000 |
| Ogemaw County Michigan | 1 | $ 277,000 | $ 277,000 | $ 140,000 |
| Osceola County Michigan | 1 | $ 250,000 | $ 250,000 | $ 330,000 |
| Oscoda County Michigan | 1 | $ 56,000 | $ 56,000 | $ 79,000 |
| Presque Isle County Michigan | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Greene County Missouri | 1 | $ 469,000 | $ 469,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Ocean County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Westchester County New York | 1 | $ 325,000 | $ 325,000 | $ 252,000 |
| Buncombe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Moore County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 270,000 |
| Vance County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wake County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Butler County Ohio | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Geauga County Ohio | 1 | $ 410,000 | $ 410,000 | $ 160,000 |
| Lorain County Ohio | 1 | $ 346,000 | $ 346,000 | $ 271,000 |
| Stark County Ohio | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 943,000 | $ 943,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 158,000 |
| Charleston County South Carolina | 1 | $ 715,000 | $ 715,000 | $ 439,000 |
| Horry County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Bexar County Texas | 1 | $ 397,000 | $ 397,000 | $ 310,000 |
| Charles City County Virginia | 1 | $ 978,000 | $ 978,000 | $ 617,000 |
| King County Washington | 1 | $ 281,000 | $ 281,000 | $ 162,000 |
| Chippewa County Wisconsin | 1 | $ 226,000 | $ 226,000 | $ 87,000 |
| Columbia County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 191,000 |
| Dane County Wisconsin | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
| Grant County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 69,000 |
| Iowa County Wisconsin | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Rock County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 30,000 |
| Sauk County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 224,000 |
Mortgage Loan Application Detail Totals for Talmer Bank And Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,788 | $380,861,000 | $213,000 | $3,500,000 | $120,000 | $6,469,000 |
| Home Purchase | 890 | $136,475,000 | $153,000 | $2,400,000 | $70,000 | $1,012,000 |
| Home Improvement | 80 | $3,462,000 | $43,000 | $270,000 | $34,000 | $508,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,777 | $374,672,000 | $210,000 | $3,500,000 | $145,000 | $6,469,000 |
| Not applicable | 831 | $112,783,000 | $135,000 | $3,470,000 | $0 | $0 |
| Asian | 66 | $14,360,000 | $217,000 | $1,024,000 | $108,000 | $500,000 |
| Hispanic | 38 | $9,458,000 | $248,000 | $1,280,000 | $222,000 | $3,326,000 |
| Not Provided | 25 | $3,600,000 | $144,000 | $330,000 | $85,000 | $235,000 |
| Black or African American | 17 | $5,081,000 | $298,000 | $1,075,000 | $217,000 | $867,000 |
| American Indian or Alaskan Native | 3 | $604,000 | $201,000 | $384,000 | $118,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $240,000 | $240,000 | $240,000 | $142,000 | $142,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,586 | $496,916,000 | $192,000 | $3,500,000 | $105,000 | $6,469,000 |
| FHA-insured (Federal Housing Administration) | 136 | $17,934,000 | $131,000 | $300,000 | $58,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $5,689,000 | $162,000 | $925,000 | $25,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 1 | $259,000 | $259,000 | $259,000 | $93,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,251 | $269,231,000 | $215,000 | $3,500,000 | $149,000 | $6,469,000 |
| Loan Purchased By The Institution | 808 | $107,006,000 | $132,000 | $3,470,000 | $0 | $0 |
| Application Withdrawn By Applicant | 341 | $74,310,000 | $217,000 | $2,440,000 | $151,000 | $3,326,000 |
| Application Denied By Financial Institution | 189 | $33,173,000 | $175,000 | $1,280,000 | $87,000 | $658,000 |
| File Closed For Incompleteness | 94 | $25,698,000 | $273,000 | $2,000,000 | $159,000 | $521,000 |
| Application Approved But Not Accepted | 75 | $11,380,000 | $151,000 | $640,000 | $143,000 | $825,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 50 | $9,496,000 | $189,000 | $990,000 | $65,000 | $184,000 |
| Collateral | 44 | $8,918,000 | $202,000 | $1,280,000 | $120,000 | $658,000 |
| Credit History | 24 | $3,592,000 | $149,000 | $300,000 | $82,000 | $233,000 |
| Other | 20 | $4,301,000 | $215,000 | $1,165,000 | $92,000 | $300,000 |
| Employment History | 8 | $1,934,000 | $241,000 | $417,000 | $137,000 | $550,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $472,000 | $118,000 | $200,000 | $63,000 | $105,000 |
| Credit Application Incomplete | 4 | $791,000 | $197,000 | $257,000 | $69,000 | $76,000 |
| Unverifiable Information | 2 | $455,000 | $227,000 | $272,000 | $60,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Talmer Bank And Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Talmer Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.