First Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Midwest Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 944 |
| Total Mortgage Loan Application Amount | $351,610,000 |
| Average Mortgage Loan Application Amount | $328,800 |
| Highest Mortgage Loan Application Amount | $17,495,000 |
| Average Applicant Income | $169,200 |
| Highest Applicant Income | $3,221,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Midwest Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 311 | $ 116,275,000 | $ 373,000 | $ 185,000 |
| Will County Illinois | 91 | $ 14,955,000 | $ 164,000 | $ 124,000 |
| Lake County Illinois | 88 | $ 21,560,000 | $ 245,000 | $ 167,000 |
| Lake County Indiana | 64 | $ 9,690,000 | $ 151,000 | $ 91,000 |
| DuPage County Illinois | 51 | $ 21,435,000 | $ 420,000 | $ 308,000 |
| DeKalb County Illinois | 24 | $ 3,470,000 | $ 144,000 | $ 125,000 |
| Grundy County Illinois | 21 | $ 4,695,000 | $ 223,000 | $ 116,000 |
| Kane County Illinois | 19 | $ 4,335,000 | $ 228,000 | $ 169,000 |
| Maricopa County Arizona | 15 | $ 11,675,000 | $ 778,000 | $ 259,000 |
| Kendall County Illinois | 13 | $ 2,045,000 | $ 157,000 | $ 112,000 |
| Rock Island County Illinois | 10 | $ 560,000 | $ 56,000 | $ 47,000 |
| Scott County Iowa | 10 | $ 1,010,000 | $ 101,000 | $ 104,000 |
| Miami-Dade County Florida | 9 | $ 6,815,000 | $ 757,000 | $ 277,000 |
| McHenry County Illinois | 7 | $ 825,000 | $ 117,000 | $ 133,000 |
| Kenosha County Wisconsin | 7 | $ 875,000 | $ 125,000 | $ 82,000 |
| Milwaukee County Wisconsin | 7 | $ 9,065,000 | $ 1,295,000 | $ 149,000 |
| Broward County Florida | 6 | $ 4,860,000 | $ 810,000 | $ 237,000 |
| Henry County Illinois | 6 | $ 390,000 | $ 65,000 | $ 56,000 |
| Kankakee County Illinois | 6 | $ 890,000 | $ 148,000 | $ 111,000 |
| Douglas County Colorado | 5 | $ 3,815,000 | $ 763,000 | $ 348,000 |
| Collier County Florida | 5 | $ 4,245,000 | $ 849,000 | $ 493,000 |
| Lee County Florida | 5 | $ 2,495,000 | $ 499,000 | $ 366,000 |
| Champaign County Illinois | 5 | $ 1,095,000 | $ 219,000 | $ 84,000 |
| Knox County Illinois | 5 | $ 325,000 | $ 65,000 | $ 65,000 |
| Vermilion County Illinois | 5 | $ 485,000 | $ 97,000 | $ 43,000 |
| Porter County Indiana | 5 | $ 2,295,000 | $ 459,000 | $ 168,000 |
| Adams County Colorado | 4 | $ 2,830,000 | $ 707,000 | $ 163,000 |
| Hillsborough County Florida | 4 | $ 3,200,000 | $ 800,000 | $ 264,000 |
| Winnebago County Illinois | 4 | $ 450,000 | $ 112,000 | $ 77,000 |
| Berrien County Michigan | 4 | $ 2,240,000 | $ 560,000 | $ 570,000 |
| Waukesha County Wisconsin | 4 | $ 1,880,000 | $ 470,000 | $ 156,000 |
| Coconino County Arizona | 3 | $ 2,675,000 | $ 891,000 | $ 293,000 |
| Broomfield County Colorado | 3 | $ 2,195,000 | $ 731,000 | $ 227,000 |
| Denver County Colorado | 3 | $ 1,485,000 | $ 495,000 | $ 160,000 |
| Jefferson County Colorado | 3 | $ 1,995,000 | $ 665,000 | $ 165,000 |
| Orange County Florida | 3 | $ 2,665,000 | $ 888,000 | $ 281,000 |
| Palm Beach County Florida | 3 | $ 2,855,000 | $ 951,000 | $ 216,000 |
| Pinellas County Florida | 3 | $ 2,015,000 | $ 671,000 | $ 285,000 |
| LaSalle County Illinois | 3 | $ 125,000 | $ 41,000 | $ 62,000 |
| Madison County Alabama | 2 | $ 700,000 | $ 350,000 | $ 176,000 |
| Kern County California | 2 | $ 670,000 | $ 335,000 | $ 132,000 |
| San Bernardino County California | 2 | $ 420,000 | $ 210,000 | $ 165,000 |
| El Paso County Colorado | 2 | $ 940,000 | $ 470,000 | $ 143,000 |
| Summit County Colorado | 2 | $ 2,160,000 | $ 1,080,000 | $ 329,000 |
| Charlotte County Florida | 2 | $ 1,370,000 | $ 685,000 | $ 191,000 |
| Duval County Florida | 2 | $ 390,000 | $ 195,000 | $ 110,000 |
| Osceola County Florida | 2 | $ 590,000 | $ 295,000 | $ 140,000 |
| Sarasota County Florida | 2 | $ 1,830,000 | $ 915,000 | $ 313,000 |
| St. Johns County Florida | 2 | $ 930,000 | $ 465,000 | $ 243,000 |
| Fulton County Georgia | 2 | $ 540,000 | $ 270,000 | $ 215,000 |
| LaPorte County Indiana | 2 | $ 610,000 | $ 305,000 | $ 105,000 |
| Marion County Indiana | 2 | $ 870,000 | $ 435,000 | $ 139,000 |
| Barry County Michigan | 2 | $ 190,000 | $ 95,000 | $ 157,000 |
| Camden County Missouri | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Mecklenburg County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 157,000 |
| Collin County Texas | 2 | $ 810,000 | $ 405,000 | $ 159,000 |
| Henrico County Virginia | 2 | $ 590,000 | $ 295,000 | $ 225,000 |
| Ozaukee County Wisconsin | 2 | $ 1,410,000 | $ 705,000 | $ 501,000 |
| Racine County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 228,000 |
| Walworth County Wisconsin | 2 | $ 1,300,000 | $ 650,000 | $ 349,000 |
| Jefferson County Alabama | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Gila County Arizona | 1 | $ 495,000 | $ 495,000 | $ 276,000 |
| Contra Costa County California | 1 | $ 405,000 | $ 405,000 | $ 114,000 |
| Los Angeles County California | 1 | $ 1,145,000 | $ 1,145,000 | $ 251,000 |
| Delta County Colorado | 1 | $ 405,000 | $ 405,000 | $ 303,000 |
| Eagle County Colorado | 1 | $ 875,000 | $ 875,000 | $ 118,000 |
| Brevard County Florida | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Flagler County Florida | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Manatee County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 550,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Walton County Florida | 1 | $ 615,000 | $ 615,000 | $ 160,000 |
| Chatham County Georgia | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Cherokee County Georgia | 1 | $ 475,000 | $ 475,000 | $ 180,000 |
| Gilmer County Georgia | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Gwinnett County Georgia | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Lumpkin County Georgia | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Wilkes County Georgia | 1 | $ 195,000 | $ 195,000 | $ 676,000 |
| Boone County Illinois | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Douglas County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Iroquois County Illinois | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Ogle County Illinois | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Peoria County Illinois | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Sangamon County Illinois | 1 | $ 805,000 | $ 805,000 | $ 400,000 |
| Stephenson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Hancock County Indiana | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Jackson County Indiana | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Madison County Indiana | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Steuben County Indiana | 1 | $ 725,000 | $ 725,000 | $ 255,000 |
| Vanderburgh County Indiana | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Des Moines County Iowa | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Pottawatomie County Kansas | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Jefferson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Pine County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 255,000 |
| Clay County Missouri | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Lincoln County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Brunswick County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 576,000 |
| Medina County Ohio | 1 | $ 16,005,000 | $ 16,005,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Charleston County South Carolina | 1 | $ 595,000 | $ 595,000 | $ 774,000 |
| Dorchester County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| Davidson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 35,000 |
| Hays County Texas | 1 | $ 345,000 | $ 345,000 | $ 209,000 |
| Hill County Texas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Midland County Texas | 1 | $ 45,000 | $ 45,000 | $ 196,000 |
| Wise County Texas | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Box Elder County Utah | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Davis County Utah | 1 | $ 155,000 | $ 155,000 | $ 187,000 |
| Norfolk County Virginia | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Richmond City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Adams County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Jefferson County Wisconsin | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Price County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Richland County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Sauk County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 165,000 |
| Vilas County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 306,000 |
| Washington County Wisconsin | 1 | $ 845,000 | $ 845,000 | $ 209,000 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 280 | $152,740,000 | $545,000 | $17,495,000 | $211,000 | $2,371,000 |
| Refinancing | 245 | $126,115,000 | $514,000 | $16,005,000 | $154,000 | $1,804,000 |
| Home Improvement | 162 | $17,360,000 | $107,000 | $1,285,000 | $140,000 | $1,677,000 |
| Other Purpose | 158 | $21,160,000 | $133,000 | $1,005,000 | $175,000 | $3,221,000 |
| Cash-out Refinancing | 99 | $34,235,000 | $345,000 | $1,785,000 | $166,000 | $1,929,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 576 | $178,560,000 | $310,000 | $3,005,000 | $184,000 | $2,371,000 |
| Hispanic | 126 | $24,300,000 | $192,000 | $1,285,000 | $96,000 | $455,000 |
| Not Provided | 108 | $33,650,000 | $311,000 | $1,465,000 | $226,000 | $3,221,000 |
| Black or African American | 50 | $5,760,000 | $115,000 | $935,000 | $82,000 | $299,000 |
| Not applicable | 42 | $93,640,000 | $2,229,000 | $17,495,000 | $0 | $0 |
| Asian | 36 | $14,540,000 | $403,000 | $1,305,000 | $265,000 | $1,804,000 |
| American Indian or Alaskan Native | 2 | $880,000 | $440,000 | $805,000 | $191,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 922 | $346,150,000 | $375,000 | $17,495,000 | $177,000 | $3,221,000 |
| FHA-insured (Federal Housing Administration) | 15 | $3,225,000 | $215,000 | $375,000 | $64,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,235,000 | $319,000 | $395,000 | $75,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 552 | $212,370,000 | $384,000 | $7,455,000 | $199,000 | $3,221,000 |
| Application Denied By Financial Institution | 270 | $68,040,000 | $252,000 | $16,005,000 | $119,000 | $1,417,000 |
| Application Withdrawn By Applicant | 112 | $68,590,000 | $612,000 | $17,495,000 | $199,000 | $1,211,000 |
| Application Approved But Not Accepted | 10 | $2,610,000 | $261,000 | $995,000 | $132,000 | $452,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 674 | $283,570,000 | $420,000 | $17,495,000 | $198,000 | $3,221,000 |
| Credit Application Incomplete | 72 | $20,770,000 | $288,000 | $1,335,000 | $146,000 | $664,000 |
| Debt-To-Income Ratio | 71 | $13,325,000 | $187,000 | $1,165,000 | $77,000 | $312,000 |
| Collateral | 55 | $8,515,000 | $154,000 | $1,685,000 | $161,000 | $1,417,000 |
| Credit History | 54 | $21,420,000 | $396,000 | $16,005,000 | $89,000 | $300,000 |
| Other | 14 | $3,390,000 | $242,000 | $1,605,000 | $156,000 | $480,000 |
| Unverifiable Information | 2 | $280,000 | $140,000 | $185,000 | $83,000 | $110,000 |
| Employment History | 2 | $340,000 | $170,000 | $215,000 | $18,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.