First Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Midwest Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,147 |
| Total Mortgage Loan Application Amount | $694,158,000 |
| Average Mortgage Loan Application Amount | $158,333 |
| Highest Mortgage Loan Application Amount | $22,738,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $1,912,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Midwest Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,933 | $ 230,975,000 | $ 119,000 | $ 91,000 |
| Will County Illinois | 677 | $ 58,341,000 | $ 86,000 | $ 90,000 |
| Lake County Indiana | 651 | $ 56,951,000 | $ 87,000 | $ 73,000 |
| Lake County Illinois | 525 | $ 64,803,000 | $ 123,000 | $ 93,000 |
| DuPage County Illinois | 228 | $ 48,008,000 | $ 210,000 | $ 167,000 |
| Vermilion County Illinois | 190 | $ 6,092,000 | $ 32,000 | $ 58,000 |
| McHenry County Illinois | 170 | $ 17,900,000 | $ 105,000 | $ 87,000 |
| Scott County Iowa | 146 | $ 8,552,000 | $ 58,000 | $ 85,000 |
| Rock Island County Illinois | 138 | $ 5,377,000 | $ 38,000 | $ 56,000 |
| Knox County Illinois | 110 | $ 9,486,000 | $ 86,000 | $ 59,000 |
| Kane County Illinois | 107 | $ 30,179,000 | $ 282,000 | $ 117,000 |
| Grundy County Illinois | 99 | $ 10,456,000 | $ 105,000 | $ 82,000 |
| LaSalle County Illinois | 56 | $ 3,418,000 | $ 61,000 | $ 81,000 |
| LaPorte County Indiana | 55 | $ 1,177,000 | $ 21,000 | $ 56,000 |
| Kendall County Illinois | 53 | $ 4,248,000 | $ 80,000 | $ 116,000 |
| Porter County Indiana | 40 | $ 4,354,000 | $ 108,000 | $ 69,000 |
| Marion County Indiana | 32 | $ 1,831,000 | $ 57,000 | $ 79,000 |
| St. Joseph County Indiana | 30 | $ 3,047,000 | $ 101,000 | $ 34,000 |
| Champaign County Illinois | 28 | $ 10,070,000 | $ 359,000 | $ 49,000 |
| Henry County Illinois | 25 | $ 1,177,000 | $ 47,000 | $ 76,000 |
| Kankakee County Illinois | 23 | $ 1,251,000 | $ 54,000 | $ 67,000 |
| Marshall County Indiana | 23 | $ 3,663,000 | $ 159,000 | $ 5,000 |
| Polk County Iowa | 21 | $ 365,000 | $ 17,000 | $ 83,000 |
| Elkhart County Indiana | 19 | $ 3,058,000 | $ 160,000 | $ 15,000 |
| Kosciusko County Indiana | 19 | $ 2,992,000 | $ 157,000 | $ 15,000 |
| Madison County Illinois | 18 | $ 1,129,000 | $ 62,000 | $ 165,000 |
| Winnebago County Illinois | 17 | $ 763,000 | $ 44,000 | $ 55,000 |
| Hamilton County Indiana | 14 | $ 900,000 | $ 64,000 | $ 108,000 |
| Fulton County Indiana | 13 | $ 1,320,000 | $ 101,000 | $ 4,000 |
| Madison County Indiana | 11 | $ 213,000 | $ 19,000 | $ 75,000 |
| Kenosha County Wisconsin | 11 | $ 1,050,000 | $ 95,000 | $ 76,000 |
| Milwaukee County Wisconsin | 11 | $ 23,529,000 | $ 2,139,000 | $ 107,000 |
| Linn County Iowa | 10 | $ 134,000 | $ 13,000 | $ 119,000 |
| Coles County Illinois | 9 | $ 164,000 | $ 18,000 | $ 71,000 |
| Allen County Indiana | 9 | $ 282,000 | $ 31,000 | $ 54,000 |
| Fountain County Indiana | 9 | $ 426,000 | $ 47,000 | $ 83,000 |
| Monroe County Indiana | 9 | $ 433,000 | $ 48,000 | $ 75,000 |
| Oakland County Michigan | 9 | $ 4,527,000 | $ 503,000 | $ 28,000 |
| Walworth County Wisconsin | 9 | $ 1,038,000 | $ 115,000 | $ 219,000 |
| Livingston County Illinois | 8 | $ 218,000 | $ 27,000 | $ 56,000 |
| Mercer County Illinois | 8 | $ 404,000 | $ 50,000 | $ 58,000 |
| Sangamon County Illinois | 8 | $ 153,000 | $ 19,000 | $ 90,000 |
| Warren County Illinois | 8 | $ 180,000 | $ 22,000 | $ 71,000 |
| Starke County Indiana | 8 | $ 807,000 | $ 100,000 | $ 31,000 |
| Warren County Indiana | 8 | $ 287,000 | $ 35,000 | $ 58,000 |
| Berrien County Michigan | 8 | $ 2,819,000 | $ 352,000 | $ 342,000 |
| Lee County Florida | 7 | $ 1,029,000 | $ 147,000 | $ 252,000 |
| Peoria County Illinois | 7 | $ 223,000 | $ 31,000 | $ 162,000 |
| St. Clair County Illinois | 7 | $ 173,000 | $ 24,000 | $ 66,000 |
| Tazewell County Illinois | 7 | $ 505,000 | $ 72,000 | $ 89,000 |
| Hendricks County Indiana | 7 | $ 125,000 | $ 17,000 | $ 89,000 |
| Newton County Indiana | 7 | $ 343,000 | $ 49,000 | $ 59,000 |
| Ottawa County Michigan | 7 | $ 4,229,000 | $ 604,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 1,569,000 | $ 261,000 | $ 174,000 |
| Clark County Indiana | 6 | $ 70,000 | $ 11,000 | $ 29,000 |
| Johnson County Indiana | 6 | $ 66,000 | $ 11,000 | $ 92,000 |
| Vermillion County Indiana | 6 | $ 316,000 | $ 52,000 | $ 38,000 |
| Cedar County Iowa | 6 | $ 3,716,000 | $ 619,000 | $ 50,000 |
| Clinton County Iowa | 6 | $ 113,000 | $ 18,000 | $ 68,000 |
| Middlesex County Massachusetts | 6 | $ 73,000 | $ 12,000 | $ 98,000 |
| Kent County Michigan | 6 | $ 3,976,000 | $ 662,000 | $ 0 |
| Fulton County Illinois | 5 | $ 353,000 | $ 70,000 | $ 55,000 |
| McDonough County Illinois | 5 | $ 178,000 | $ 35,000 | $ 66,000 |
| Woodford County Illinois | 5 | $ 115,000 | $ 23,000 | $ 109,000 |
| White County Indiana | 5 | $ 445,000 | $ 89,000 | $ 76,000 |
| Dallas County Iowa | 5 | $ 143,000 | $ 28,000 | $ 139,000 |
| Warren County Iowa | 5 | $ 93,000 | $ 18,000 | $ 79,000 |
| Franklin County Ohio | 5 | $ 1,396,000 | $ 279,000 | $ 0 |
| Henrico County Virginia | 5 | $ 46,000 | $ 9,000 | $ 57,000 |
| San Diego County California | 4 | $ 3,105,000 | $ 776,000 | $ 550,000 |
| DeKalb County Illinois | 4 | $ 265,000 | $ 66,000 | $ 77,000 |
| Franklin County Illinois | 4 | $ 86,000 | $ 21,000 | $ 62,000 |
| Piatt County Illinois | 4 | $ 176,000 | $ 44,000 | $ 53,000 |
| Whiteside County Illinois | 4 | $ 264,000 | $ 66,000 | $ 119,000 |
| Jasper County Indiana | 4 | $ 364,000 | $ 91,000 | $ 66,000 |
| Randolph County Indiana | 4 | $ 68,000 | $ 17,000 | $ 86,000 |
| Vanderburgh County Indiana | 4 | $ 47,000 | $ 11,000 | $ 65,000 |
| Essex County Massachusetts | 4 | $ 70,000 | $ 17,000 | $ 111,000 |
| Suffolk County Massachusetts | 4 | $ 11,000 | $ 2,000 | $ 58,000 |
| Cass County Michigan | 4 | $ 1,575,000 | $ 393,000 | $ 169,000 |
| Jackson County Missouri | 4 | $ 53,000 | $ 13,000 | $ 74,000 |
| St. Louis County Missouri | 4 | $ 47,000 | $ 11,000 | $ 78,000 |
| Cuyahoga County Ohio | 4 | $ 1,578,000 | $ 394,000 | $ 0 |
| Fairfax County Virginia | 4 | $ 38,000 | $ 9,000 | $ 87,000 |
| Dane County Wisconsin | 4 | $ 1,341,000 | $ 335,000 | $ 225,000 |
| Collier County Florida | 3 | $ 516,000 | $ 172,000 | $ 256,000 |
| Boone County Illinois | 3 | $ 45,000 | $ 15,000 | $ 58,000 |
| Clinton County Illinois | 3 | $ 33,000 | $ 11,000 | $ 57,000 |
| Henderson County Illinois | 3 | $ 445,000 | $ 148,000 | $ 194,000 |
| Iroquois County Illinois | 3 | $ 47,000 | $ 15,000 | $ 68,000 |
| Jackson County Illinois | 3 | $ 61,000 | $ 20,000 | $ 49,000 |
| Jo Daviess County Illinois | 3 | $ 168,000 | $ 56,000 | $ 59,000 |
| Macon County Illinois | 3 | $ 74,000 | $ 24,000 | $ 69,000 |
| Marshall County Illinois | 3 | $ 172,000 | $ 57,000 | $ 208,000 |
| McLean County Illinois | 3 | $ 200,000 | $ 66,000 | $ 102,000 |
| Monroe County Illinois | 3 | $ 115,000 | $ 38,000 | $ 91,000 |
| Shelby County Illinois | 3 | $ 325,000 | $ 108,000 | $ 97,000 |
| Stark County Illinois | 3 | $ 40,000 | $ 13,000 | $ 33,000 |
| Washington County Illinois | 3 | $ 23,000 | $ 7,000 | $ 67,000 |
| Carroll County Indiana | 3 | $ 102,000 | $ 34,000 | $ 73,000 |
| Delaware County Indiana | 3 | $ 22,000 | $ 7,000 | $ 89,000 |
| Floyd County Indiana | 3 | $ 106,000 | $ 35,000 | $ 45,000 |
| Howard County Indiana | 3 | $ 79,000 | $ 26,000 | $ 79,000 |
| Lawrence County Indiana | 3 | $ 50,000 | $ 16,000 | $ 42,000 |
| Montgomery County Indiana | 3 | $ 42,000 | $ 14,000 | $ 51,000 |
| Posey County Indiana | 3 | $ 49,000 | $ 16,000 | $ 72,000 |
| Pulaski County Indiana | 3 | $ 213,000 | $ 71,000 | $ 0 |
| Shelby County Indiana | 3 | $ 505,000 | $ 168,000 | $ 128,000 |
| Steuben County Indiana | 3 | $ 149,000 | $ 49,000 | $ 20,000 |
| Tippecanoe County Indiana | 3 | $ 439,000 | $ 146,000 | $ 49,000 |
| Vigo County Indiana | 3 | $ 28,000 | $ 9,000 | $ 52,000 |
| Whitley County Indiana | 3 | $ 207,000 | $ 69,000 | $ 31,000 |
| Dubuque County Iowa | 3 | $ 47,000 | $ 15,000 | $ 52,000 |
| Muscatine County Iowa | 3 | $ 215,000 | $ 71,000 | $ 77,000 |
| Pottawattamie County Iowa | 3 | $ 48,000 | $ 16,000 | $ 49,000 |
| Webster County Iowa | 3 | $ 41,000 | $ 13,000 | $ 95,000 |
| Wright County Iowa | 3 | $ 55,000 | $ 18,000 | $ 103,000 |
| Hampden County Massachusetts | 3 | $ 26,000 | $ 8,000 | $ 43,000 |
| Worcester County Massachusetts | 3 | $ 45,000 | $ 15,000 | $ 94,000 |
| Kalamazoo County Michigan | 3 | $ 2,436,000 | $ 812,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 50,000 | $ 16,000 | $ 151,000 |
| Stafford County Virginia | 3 | $ 30,000 | $ 10,000 | $ 90,000 |
| Waukesha County Wisconsin | 3 | $ 1,394,000 | $ 464,000 | $ 135,000 |
| Yuma County Arizona | 2 | $ 306,000 | $ 153,000 | $ 51,000 |
| Palm Beach County Florida | 2 | $ 346,000 | $ 173,000 | $ 102,000 |
| St. Johns County Florida | 2 | $ 352,000 | $ 176,000 | $ 407,000 |
| St. Lucie County Florida | 2 | $ 208,000 | $ 104,000 | $ 30,000 |
| Bureau County Illinois | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| Cass County Illinois | 2 | $ 52,000 | $ 26,000 | $ 72,000 |
| Christian County Illinois | 2 | $ 42,000 | $ 21,000 | $ 82,000 |
| Hancock County Illinois | 2 | $ 51,000 | $ 25,000 | $ 59,000 |
| Macoupin County Illinois | 2 | $ 38,000 | $ 19,000 | $ 70,000 |
| Marion County Illinois | 2 | $ 32,000 | $ 16,000 | $ 49,000 |
| Massac County Illinois | 2 | $ 408,000 | $ 204,000 | $ 87,000 |
| Montgomery County Illinois | 2 | $ 9,000 | $ 4,000 | $ 70,000 |
| Pike County Illinois | 2 | $ 43,000 | $ 21,000 | $ 169,000 |
| White County Illinois | 2 | $ 9,000 | $ 4,000 | $ 36,000 |
| Dearborn County Indiana | 2 | $ 47,000 | $ 23,000 | $ 66,000 |
| Dubois County Indiana | 2 | $ 29,000 | $ 14,000 | $ 39,000 |
| Fayette County Indiana | 2 | $ 60,000 | $ 30,000 | $ 66,000 |
| Jefferson County Indiana | 2 | $ 25,000 | $ 12,000 | $ 49,000 |
| Jennings County Indiana | 2 | $ 35,000 | $ 17,000 | $ 73,000 |
| LaGrange County Indiana | 2 | $ 30,000 | $ 15,000 | $ 39,000 |
| Scott County Indiana | 2 | $ 25,000 | $ 12,000 | $ 68,000 |
| Spencer County Indiana | 2 | $ 8,000 | $ 4,000 | $ 41,000 |
| Wabash County Indiana | 2 | $ 55,000 | $ 27,000 | $ 66,000 |
| Appanoose County Iowa | 2 | $ 75,000 | $ 37,000 | $ 87,000 |
| Benton County Iowa | 2 | $ 26,000 | $ 13,000 | $ 50,000 |
| Black Hawk County Iowa | 2 | $ 4,291,000 | $ 2,145,000 | $ 22,000 |
| Jones County Iowa | 2 | $ 56,000 | $ 28,000 | $ 120,000 |
| Lee County Iowa | 2 | $ 41,000 | $ 20,000 | $ 36,000 |
| Marshall County Iowa | 2 | $ 53,000 | $ 26,000 | $ 35,000 |
| Shelby County Iowa | 2 | $ 45,000 | $ 22,000 | $ 77,000 |
| Story County Iowa | 2 | $ 33,000 | $ 16,000 | $ 116,000 |
| Winnebago County Iowa | 2 | $ 100,000 | $ 50,000 | $ 152,000 |
| Norfolk County Massachusetts | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Plymouth County Massachusetts | 2 | $ 19,000 | $ 9,000 | $ 83,000 |
| Emmet County Michigan | 2 | $ 1,384,000 | $ 692,000 | $ 0 |
| Grand Traverse County Michigan | 2 | $ 943,000 | $ 471,000 | $ 208,000 |
| Leelanau County Michigan | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Wayne County Michigan | 2 | $ 1,334,000 | $ 667,000 | $ 0 |
| Clay County Missouri | 2 | $ 40,000 | $ 20,000 | $ 102,000 |
| Jefferson County Missouri | 2 | $ 20,000 | $ 10,000 | $ 70,000 |
| St. Louis City County Missouri | 2 | $ 33,000 | $ 16,000 | $ 48,000 |
| Geauga County Ohio | 2 | $ 859,000 | $ 429,000 | $ 0 |
| Summit County Ohio | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 23,000 | $ 11,000 | $ 115,000 |
| Prince William County Virginia | 2 | $ 30,000 | $ 15,000 | $ 65,000 |
| Barron County Wisconsin | 2 | $ 34,000 | $ 17,000 | $ 58,000 |
| Ozaukee County Wisconsin | 2 | $ 255,000 | $ 127,000 | $ 92,000 |
| Racine County Wisconsin | 2 | $ 495,000 | $ 247,000 | $ 204,000 |
| Yavapai County Arizona | 1 | $ 193,000 | $ 193,000 | $ 121,000 |
| Riverside County California | 1 | $ 20,000 | $ 20,000 | $ 208,000 |
| Fremont County Colorado | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Larimer County Colorado | 1 | $ 621,000 | $ 621,000 | $ 244,000 |
| Broward County Florida | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Lake County Florida | 1 | $ 144,000 | $ 144,000 | $ 189,000 |
| Manatee County Florida | 1 | $ 166,000 | $ 166,000 | $ 108,000 |
| Pinellas County Florida | 1 | $ 250,000 | $ 250,000 | $ 323,000 |
| Polk County Florida | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Union County Florida | 1 | $ 191,000 | $ 191,000 | $ 39,000 |
| Volusia County Florida | 1 | $ 528,000 | $ 528,000 | $ 827,000 |
| Hawaii County Hawaii | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Adams County Illinois | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Carroll County Illinois | 1 | $ 190,000 | $ 190,000 | $ 126,000 |
| Clark County Illinois | 1 | $ 13,000 | $ 13,000 | $ 39,000 |
| Douglas County Illinois | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Fayette County Illinois | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Ford County Illinois | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Greene County Illinois | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Logan County Illinois | 1 | $ 16,000 | $ 16,000 | $ 55,000 |
| Menard County Illinois | 1 | $ 17,000 | $ 17,000 | $ 59,000 |
| Morgan County Illinois | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Ogle County Illinois | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Perry County Illinois | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Pulaski County Illinois | 1 | $ 2,000 | $ 2,000 | $ 25,000 |
| Putnam County Illinois | 1 | $ 78,000 | $ 78,000 | $ 154,000 |
| Saline County Illinois | 1 | $ 1,000 | $ 1,000 | $ 41,000 |
| Wayne County Illinois | 1 | $ 6,000 | $ 6,000 | $ 40,000 |
| Williamson County Illinois | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| Boone County Indiana | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| DeKalb County Indiana | 1 | $ 12,000 | $ 12,000 | $ 83,000 |
| Grant County Indiana | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Hancock County Indiana | 1 | $ 6,000 | $ 6,000 | $ 85,000 |
| Harrison County Indiana | 1 | $ 26,000 | $ 26,000 | $ 115,000 |
| Henry County Indiana | 1 | $ 50,000 | $ 50,000 | $ 121,000 |
| Huntington County Indiana | 1 | $ 5,000 | $ 5,000 | $ 99,000 |
| Jay County Indiana | 1 | $ 6,000 | $ 6,000 | $ 121,000 |
| Knox County Indiana | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Miami County Indiana | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Noble County Indiana | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Ohio County Indiana | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Perry County Indiana | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Putnam County Indiana | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Tipton County Indiana | 1 | $ 7,000 | $ 7,000 | $ 63,000 |
| Boone County Iowa | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Delaware County Iowa | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Des Moines County Iowa | 1 | $ 75,000 | $ 75,000 | $ 201,000 |
| Fayette County Iowa | 1 | $ 1,000 | $ 1,000 | $ 14,000 |
| Jackson County Iowa | 1 | $ 6,000 | $ 6,000 | $ 39,000 |
| Kossuth County Iowa | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| Mahaska County Iowa | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Marion County Iowa | 1 | $ 43,000 | $ 43,000 | $ 136,000 |
| Plymouth County Iowa | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Pocahontas County Iowa | 1 | $ 12,000 | $ 12,000 | $ 41,000 |
| Sac County Iowa | 1 | $ 12,000 | $ 12,000 | $ 52,000 |
| Tama County Iowa | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Wapello County Iowa | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Woodbury County Iowa | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Vermilion County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Montgomery County Maryland | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 13,000 | $ 13,000 | $ 34,000 |
| Bristol County Massachusetts | 1 | $ 19,000 | $ 19,000 | $ 133,000 |
| Dukes County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Allegan County Michigan | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 502,000 | $ 502,000 | $ 0 |
| Livingston County Michigan | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Macomb County Michigan | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 178,000 | $ 178,000 | $ 153,000 |
| Oceana County Michigan | 1 | $ 580,000 | $ 580,000 | $ 491,000 |
| St. Joseph County Michigan | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 708,000 | $ 708,000 | $ 0 |
| Boone County Missouri | 1 | $ 1,000 | $ 1,000 | $ 14,000 |
| Buchanan County Missouri | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Butler County Missouri | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| Caldwell County Missouri | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Cass County Missouri | 1 | $ 20,000 | $ 20,000 | $ 152,000 |
| Christian County Missouri | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Clinton County Missouri | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Cooper County Missouri | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Greene County Missouri | 1 | $ 6,000 | $ 6,000 | $ 71,000 |
| Grundy County Missouri | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Jasper County Missouri | 1 | $ 4,000 | $ 4,000 | $ 62,000 |
| Lincoln County Missouri | 1 | $ 12,000 | $ 12,000 | $ 55,000 |
| Scott County Missouri | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| St. Charles County Missouri | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Ste. Genevieve County Missouri | 1 | $ 2,000 | $ 2,000 | $ 39,000 |
| Burlington County New Jersey | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Lake County Ohio | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Medina County Ohio | 1 | $ 872,000 | $ 872,000 | $ 0 |
| Portage County Ohio | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Comal County Texas | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Amherst County Virginia | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Botetourt County Virginia | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Greene County Virginia | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Halifax County Virginia | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Hanover County Virginia | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Norfolk County Virginia | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Pittsylvania County Virginia | 1 | $ 7,000 | $ 7,000 | $ 47,000 |
| Richmond City County Virginia | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Smyth County Virginia | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Suffolk County Virginia | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Virginia Beach County Virginia | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Waynesboro County Virginia | 1 | $ 9,000 | $ 9,000 | $ 53,000 |
| Wise County Virginia | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| York County Virginia | 1 | $ 9,000 | $ 9,000 | $ 85,000 |
| Adams County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 818,000 |
| Iowa County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| Jackson County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 74,000 |
| Lincoln County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 97,000 |
| Marathon County Wisconsin | 1 | $ 6,000 | $ 6,000 | $ 80,000 |
| Marquette County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 142,000 |
| Oconto County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 40,000 |
| Outagamie County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Price County Wisconsin | 1 | $ 203,000 | $ 203,000 | $ 240,000 |
| Sauk County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Sheboygan County Wisconsin | 1 | $ 441,000 | $ 441,000 | $ 469,000 |
| Taylor County Wisconsin | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Washington County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,507 | $78,225,000 | $22,000 | $2,500,000 | $81,000 | $913,000 |
| Refinancing | 1,607 | $410,678,000 | $255,000 | $22,738,000 | $98,000 | $1,912,000 |
| Home Purchase | 1,033 | $205,255,000 | $198,000 | $12,425,000 | $90,000 | $1,637,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,614 | $359,650,000 | $99,000 | $4,900,000 | $103,000 | $1,912,000 |
| Hispanic | 820 | $54,128,000 | $66,000 | $795,000 | $62,000 | $847,000 |
| Black or African American | 584 | $24,374,000 | $41,000 | $417,000 | $64,000 | $350,000 |
| Not Provided | 577 | $22,630,000 | $39,000 | $1,200,000 | $86,000 | $707,000 |
| Not applicable | 362 | $209,159,000 | $577,000 | $22,738,000 | $0 | $0 |
| Asian | 134 | $19,175,000 | $143,000 | $1,975,000 | $148,000 | $973,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $3,924,000 | $126,000 | $952,000 | $114,000 | $355,000 |
| American Indian or Alaskan Native | 25 | $1,118,000 | $44,000 | $450,000 | $74,000 | $206,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,792 | $645,717,000 | $111,000 | $22,738,000 | $89,000 | $1,912,000 |
| FHA-insured (Federal Housing Administration) | 337 | $45,820,000 | $135,000 | $372,000 | $54,000 | $239,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,058,000 | $158,000 | $373,000 | $61,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $563,000 | $112,000 | $143,000 | $45,000 | $56,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,818 | $158,233,000 | $56,000 | $2,250,000 | $77,000 | $1,274,000 |
| Loan Originated | 2,748 | $435,614,000 | $158,000 | $22,738,000 | $102,000 | $1,912,000 |
| Application Approved But Not Accepted | 244 | $18,699,000 | $76,000 | $4,900,000 | $91,000 | $474,000 |
| Loan Purchased By The Institution | 169 | $56,025,000 | $331,000 | $1,038,000 | $0 | $0 |
| Application Withdrawn By Applicant | 168 | $25,587,000 | $152,000 | $577,000 | $87,000 | $723,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,271 | $41,821,000 | $32,000 | $1,931,000 | $76,000 | $569,000 |
| Debt-To-Income Ratio | 1,033 | $42,479,000 | $41,000 | $2,250,000 | $64,000 | $1,274,000 |
| Credit Application Incomplete | 205 | $40,862,000 | $199,000 | $1,532,000 | $123,000 | $973,000 |
| Collateral | 174 | $20,995,000 | $120,000 | $1,000,000 | $102,000 | $796,000 |
| Other | 57 | $3,506,000 | $61,000 | $335,000 | $76,000 | $360,000 |
| Unverifiable Information | 57 | $6,656,000 | $116,000 | $1,625,000 | $114,000 | $800,000 |
| Employment History | 11 | $785,000 | $71,000 | $200,000 | $53,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,129,000 | $112,000 | $200,000 | $56,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.