First National Acceptance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First National Acceptance Company 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 279 |
| Total Mortgage Loan Application Amount | $8,489,000 |
| Average Mortgage Loan Application Amount | $30,000 |
| Highest Mortgage Loan Application Amount | $101,000 |
| Average Applicant Income | $19,666 |
| Highest Applicant Income | $103,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hidalgo County Texas | 10 | $ 288,000 | $ 28,000 | $ 0 |
| Cameron County Texas | 6 | $ 120,000 | $ 20,000 | $ 0 |
| Harris County Texas | 6 | $ 187,000 | $ 31,000 | $ 5,000 |
| Henderson County Texas | 6 | $ 172,000 | $ 28,000 | $ 0 |
| Smith County Texas | 6 | $ 272,000 | $ 45,000 | $ 0 |
| Jefferson County Texas | 5 | $ 190,000 | $ 38,000 | $ 5,000 |
| Montgomery County Texas | 5 | $ 171,000 | $ 34,000 | $ 0 |
| Mohave County Arizona | 4 | $ 113,000 | $ 28,000 | $ 0 |
| Erie County New York | 4 | $ 77,000 | $ 19,000 | $ 0 |
| Oswego County New York | 4 | $ 96,000 | $ 24,000 | $ 0 |
| Spartanburg County South Carolina | 4 | $ 97,000 | $ 24,000 | $ 3,000 |
| Bexar County Texas | 4 | $ 120,000 | $ 30,000 | $ 0 |
| Midland County Texas | 4 | $ 124,000 | $ 31,000 | $ 0 |
| Tarrant County Texas | 4 | $ 114,000 | $ 28,000 | $ 2,000 |
| Pima County Arizona | 3 | $ 102,000 | $ 34,000 | $ 0 |
| Marion County Florida | 3 | $ 54,000 | $ 18,000 | $ 5,000 |
| Monroe County New York | 3 | $ 54,000 | $ 18,000 | $ 0 |
| Callahan County Texas | 3 | $ 81,000 | $ 27,000 | $ 0 |
| Collin County Texas | 3 | $ 168,000 | $ 56,000 | $ 0 |
| Denton County Texas | 3 | $ 94,000 | $ 31,000 | $ 0 |
| Guadalupe County Texas | 3 | $ 192,000 | $ 64,000 | $ 0 |
| Hood County Texas | 3 | $ 103,000 | $ 34,000 | $ 0 |
| Parker County Texas | 3 | $ 134,000 | $ 44,000 | $ 0 |
| Travis County Texas | 3 | $ 156,000 | $ 52,000 | $ 0 |
| Val Verde County Texas | 3 | $ 73,000 | $ 24,000 | $ 0 |
| Chilton County Alabama | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Garland County Arkansas | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Duval County Florida | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Highlands County Florida | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Martin County Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Pasco County Florida | 2 | $ 43,000 | $ 21,000 | $ 0 |
| Polk County Florida | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Richmond County Georgia | 2 | $ 35,000 | $ 17,000 | $ 14,000 |
| Laclede County Missouri | 2 | $ 73,000 | $ 36,000 | $ 0 |
| Niagara County New York | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 49,000 | $ 24,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 57,000 | $ 28,000 | $ 0 |
| Bell County Texas | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Burnet County Texas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Dallas County Texas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Ector County Texas | 2 | $ 61,000 | $ 30,000 | $ 0 |
| Frio County Texas | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Hamilton County Texas | 2 | $ 53,000 | $ 26,000 | $ 0 |
| Harrison County Texas | 2 | $ 34,000 | $ 17,000 | $ 0 |
| Hunt County Texas | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Lamar County Texas | 2 | $ 57,000 | $ 28,000 | $ 0 |
| Lampasas County Texas | 2 | $ 43,000 | $ 21,000 | $ 0 |
| Llano County Texas | 2 | $ 77,000 | $ 38,000 | $ 0 |
| Lubbock County Texas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Medina County Texas | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Palo Pinto County Texas | 2 | $ 28,000 | $ 14,000 | $ 0 |
| Polk County Texas | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Rusk County Texas | 2 | $ 31,000 | $ 15,000 | $ 0 |
| Terry County Texas | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Tom Green County Texas | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Webb County Texas | 2 | $ 48,000 | $ 24,000 | $ 20,000 |
| Wood County West Virginia | 2 | $ 52,000 | $ 26,000 | $ 24,000 |
| Mobile County Alabama | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Russell County Alabama | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Cochise County Arizona | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Coconino County Arizona | 1 | $ 17,000 | $ 17,000 | $ 17,000 |
| Yavapai County Arizona | 1 | $ 29,000 | $ 29,000 | $ 25,000 |
| San Bernardino County California | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Brevard County Florida | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Columbia County Florida | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Escambia County Florida | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Lake County Florida | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Suwannee County Florida | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Bartow County Georgia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Bibb County Georgia | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Camden County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Carroll County Georgia | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Cobb County Georgia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Douglas County Georgia | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Floyd County Georgia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Glynn County Georgia | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Hall County Georgia | 1 | $ 14,000 | $ 14,000 | $ 17,000 |
| Madison County Georgia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Walton County Georgia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Bienville County Louisiana | 1 | $ 22,000 | $ 22,000 | $ 0 |
| De Soto County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Kennebec County Maine | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Houghton County Michigan | 1 | $ 22,000 | $ 22,000 | $ 14,000 |
| Christian County Missouri | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Henry County Missouri | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Jackson County Missouri | 1 | $ 24,000 | $ 24,000 | $ 19,000 |
| Johnson County Missouri | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Cascade County Montana | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Broome County New York | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Chenango County New York | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Cortland County New York | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Oneida County New York | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Sullivan County New York | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Cleveland County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Surry County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Athens County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lucas County Ohio | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Stark County Ohio | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Saluda County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Knox County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Anderson County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Aransas County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Austin County Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Bee County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Bosque County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Brazoria County Texas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Caldwell County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Castro County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Cherokee County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Coke County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Concho County Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Eastland County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| El Paso County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Falls County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Fannin County Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Gonzales County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Hale County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Jim Wells County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Karnes County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Kaufman County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Limestone County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Live Oak County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Navarro County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Orange County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Potter County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Randall County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Red River County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Reeves County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Runnels County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Scurry County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Victoria County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Walker County Texas | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Ward County Texas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Wichita County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Winkler County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Zapata County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Henry County Virginia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Stafford County Virginia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Sussex County Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Cabell County West Virginia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Jackson County West Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Acceptance Company in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 262 | $7,968,000 | $30,000 | $101,000 | $0 | $0 |
| Refinancing | 10 | $324,000 | $32,000 | $75,000 | $29,000 | $103,000 |
| Home Improvement | 7 | $197,000 | $28,000 | $81,000 | $30,000 | $49,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 262 | $7,968,000 | $30,000 | $101,000 | $0 | $0 |
| White | 9 | $328,000 | $36,000 | $81,000 | $34,000 | $103,000 |
| Hispanic | 3 | $65,000 | $21,000 | $29,000 | $26,000 | $40,000 |
| American Indian or Alaskan Native | 2 | $51,000 | $25,000 | $27,000 | $22,000 | $25,000 |
| Black or African American | 2 | $52,000 | $26,000 | $30,000 | $21,000 | $27,000 |
| Not Provided | 1 | $25,000 | $25,000 | $25,000 | $31,000 | $31,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 279 | $8,489,000 | $30,000 | $101,000 | $1,000 | $103,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 262 | $7,968,000 | $30,000 | $101,000 | $0 | $0 |
| Loan Originated | 17 | $521,000 | $30,000 | $81,000 | $29,000 | $103,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.