First National Acceptance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First National Acceptance Company 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 515 |
| Total Mortgage Loan Application Amount | $18,993,000 |
| Average Mortgage Loan Application Amount | $38,666 |
| Highest Mortgage Loan Application Amount | $206,000 |
| Average Applicant Income | $1,666 |
| Highest Applicant Income | $52,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Van Buren County Michigan | 12 | $ 630,000 | $ 52,000 | $ 0 |
| Newaygo County Michigan | 11 | $ 546,000 | $ 49,000 | $ 0 |
| Kent County Michigan | 10 | $ 426,000 | $ 42,000 | $ 0 |
| Osceola County Michigan | 10 | $ 243,000 | $ 24,000 | $ 0 |
| Harris County Texas | 9 | $ 292,000 | $ 32,000 | $ 0 |
| Ionia County Michigan | 8 | $ 397,000 | $ 49,000 | $ 0 |
| Midland County Michigan | 8 | $ 309,000 | $ 38,000 | $ 0 |
| Roscommon County Michigan | 8 | $ 314,000 | $ 39,000 | $ 0 |
| St. Joseph County Michigan | 8 | $ 438,000 | $ 54,000 | $ 0 |
| Allegan County Michigan | 7 | $ 258,000 | $ 36,000 | $ 0 |
| Cheboygan County Michigan | 7 | $ 281,000 | $ 40,000 | $ 0 |
| Montcalm County Michigan | 7 | $ 244,000 | $ 34,000 | $ 0 |
| Bexar County Texas | 7 | $ 287,000 | $ 41,000 | $ 0 |
| Dallas County Texas | 7 | $ 217,000 | $ 31,000 | $ 0 |
| Jackson County Michigan | 6 | $ 217,000 | $ 36,000 | $ 0 |
| Tom Green County Texas | 6 | $ 130,000 | $ 21,000 | $ 0 |
| Yavapai County Arizona | 5 | $ 114,000 | $ 22,000 | $ 6,000 |
| Clare County Michigan | 5 | $ 167,000 | $ 33,000 | $ 0 |
| Wexford County Michigan | 5 | $ 104,000 | $ 20,000 | $ 0 |
| Hidalgo County Texas | 5 | $ 133,000 | $ 26,000 | $ 0 |
| Polk County Texas | 5 | $ 120,000 | $ 24,000 | $ 0 |
| Duval County Florida | 4 | $ 178,000 | $ 44,000 | $ 0 |
| Levy County Florida | 4 | $ 218,000 | $ 54,000 | $ 0 |
| Penobscot County Maine | 4 | $ 107,000 | $ 26,000 | $ 0 |
| Isabella County Michigan | 4 | $ 130,000 | $ 32,000 | $ 0 |
| Kalkaska County Michigan | 4 | $ 171,000 | $ 42,000 | $ 0 |
| Mecosta County Michigan | 4 | $ 166,000 | $ 41,000 | $ 0 |
| Ogemaw County Michigan | 4 | $ 121,000 | $ 30,000 | $ 0 |
| Oscoda County Michigan | 4 | $ 101,000 | $ 25,000 | $ 0 |
| Otsego County Michigan | 4 | $ 209,000 | $ 52,000 | $ 0 |
| Erie County New York | 4 | $ 212,000 | $ 53,000 | $ 0 |
| Cameron County Texas | 4 | $ 150,000 | $ 37,000 | $ 0 |
| Jefferson County Texas | 4 | $ 88,000 | $ 22,000 | $ 0 |
| Pasco County Florida | 3 | $ 64,000 | $ 21,000 | $ 0 |
| Volusia County Florida | 3 | $ 165,000 | $ 55,000 | $ 10,000 |
| Berrien County Michigan | 3 | $ 126,000 | $ 42,000 | $ 0 |
| Crawford County Michigan | 3 | $ 83,000 | $ 27,000 | $ 0 |
| Gratiot County Michigan | 3 | $ 97,000 | $ 32,000 | $ 0 |
| Livingston County Michigan | 3 | $ 151,000 | $ 50,000 | $ 0 |
| Montmorency County Michigan | 3 | $ 252,000 | $ 84,000 | $ 0 |
| Muskegon County Michigan | 3 | $ 116,000 | $ 38,000 | $ 0 |
| Shiawassee County Michigan | 3 | $ 81,000 | $ 27,000 | $ 0 |
| St. Clair County Michigan | 3 | $ 162,000 | $ 54,000 | $ 0 |
| Wayne County Michigan | 3 | $ 85,000 | $ 28,000 | $ 0 |
| Barry County Missouri | 3 | $ 51,000 | $ 17,000 | $ 3,000 |
| Chautauqua County New York | 3 | $ 93,000 | $ 31,000 | $ 0 |
| Bell County Texas | 3 | $ 131,000 | $ 43,000 | $ 0 |
| Caldwell County Texas | 3 | $ 160,000 | $ 53,000 | $ 0 |
| Hays County Texas | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Tarrant County Texas | 3 | $ 97,000 | $ 32,000 | $ 0 |
| Harrison County West Virginia | 3 | $ 90,000 | $ 30,000 | $ 0 |
| Mobile County Alabama | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Mohave County Arizona | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Navajo County Arizona | 2 | $ 67,000 | $ 33,000 | $ 12,000 |
| Gilchrist County Florida | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Putnam County Florida | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Arenac County Michigan | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Barry County Michigan | 2 | $ 106,000 | $ 53,000 | $ 0 |
| Bay County Michigan | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Cass County Michigan | 2 | $ 47,000 | $ 23,000 | $ 0 |
| Chippewa County Michigan | 2 | $ 101,000 | $ 50,000 | $ 0 |
| Gladwin County Michigan | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Grand Traverse County Michigan | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Hillsdale County Michigan | 2 | $ 37,000 | $ 18,000 | $ 0 |
| Iosco County Michigan | 2 | $ 53,000 | $ 26,000 | $ 0 |
| Lake County Michigan | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Manistee County Michigan | 2 | $ 101,000 | $ 50,000 | $ 0 |
| Monroe County Michigan | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Saginaw County Michigan | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Sanilac County Michigan | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Tuscola County Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Essex County New York | 2 | $ 47,000 | $ 23,000 | $ 0 |
| Monroe County New York | 2 | $ 65,000 | $ 32,000 | $ 0 |
| Niagara County New York | 2 | $ 47,000 | $ 23,000 | $ 0 |
| Oneida County New York | 2 | $ 57,000 | $ 28,000 | $ 0 |
| Otsego County New York | 2 | $ 77,000 | $ 38,000 | $ 0 |
| St. Lawrence County New York | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 94,000 | $ 47,000 | $ 0 |
| Cherokee County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Jackson County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Vance County North Carolina | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Garvin County Oklahoma | 2 | $ 55,000 | $ 27,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 39,000 | $ 19,000 | $ 0 |
| Washington County Oklahoma | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Cumberland County Tennessee | 2 | $ 73,000 | $ 36,000 | $ 0 |
| Brazoria County Texas | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Brown County Texas | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Ector County Texas | 2 | $ 56,000 | $ 28,000 | $ 0 |
| El Paso County Texas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Grayson County Texas | 2 | $ 49,000 | $ 24,000 | $ 0 |
| Hill County Texas | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Howard County Texas | 2 | $ 53,000 | $ 26,000 | $ 0 |
| Kerr County Texas | 2 | $ 47,000 | $ 23,000 | $ 0 |
| Lubbock County Texas | 2 | $ 41,000 | $ 20,000 | $ 0 |
| Nacogdoches County Texas | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Nueces County Texas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Smith County Texas | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Victoria County Texas | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Wichita County Texas | 2 | $ 53,000 | $ 26,000 | $ 0 |
| Ohio County West Virginia | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Coffee County Alabama | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Dallas County Alabama | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Elmore County Alabama | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Madison County Alabama | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Russell County Alabama | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Cochise County Arizona | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Imperial County California | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lake County California | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Riverside County California | 1 | $ 206,000 | $ 206,000 | $ 0 |
| San Bernardino County California | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Shasta County California | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fremont County Colorado | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Alachua County Florida | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Brevard County Florida | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Citrus County Florida | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Clay County Florida | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Escambia County Florida | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Marion County Florida | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Polk County Florida | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Sumter County Florida | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Wakulla County Florida | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Walton County Florida | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Bibb County Georgia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Chatham County Georgia | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Coweta County Georgia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Floyd County Georgia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Hall County Georgia | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Madison County Georgia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Richmond County Georgia | 1 | $ 21,000 | $ 21,000 | $ 29,000 |
| Sumter County Georgia | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Union County Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Lake County Indiana | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Breckinridge County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Alcona County Michigan | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Alger County Michigan | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Antrim County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Benzie County Michigan | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Branch County Michigan | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Emmet County Michigan | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Houghton County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Luce County Michigan | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Marquette County Michigan | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Mason County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Missaukee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Oceana County Michigan | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Jones County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Buchanan County Missouri | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Jackson County Missouri | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Pettis County Missouri | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Saline County Missouri | 1 | $ 21,000 | $ 21,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Taney County Missouri | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Clark County Nevada | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Nye County Nevada | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Albany County New York | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Hamilton County New York | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Herkimer County New York | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Jefferson County New York | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Lewis County New York | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Livingston County New York | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Madison County New York | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Montgomery County New York | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Rensselaer County New York | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Schenectady County New York | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Steuben County New York | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Sullivan County New York | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Warren County New York | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Washington County New York | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Hertford County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Moore County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Surry County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Summit County Ohio | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Union County Ohio | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Crawford County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Venango County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Marlboro County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Roane County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Anderson County Texas | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Atascosa County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Baylor County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Bee County Texas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Burnet County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Chambers County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Cherokee County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Cooke County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Culberson County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Delta County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Freestone County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Galveston County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Gregg County Texas | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Hamilton County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Harrison County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Hood County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Hunt County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Jackson County Texas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Jasper County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Jones County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Kaufman County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Lamar County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Leon County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Liberty County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Matagorda County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Maverick County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| McLennan County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Midland County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Montague County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Navarro County Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Newton County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Sabine County Texas | 1 | $ 49,000 | $ 49,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Taylor County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Travis County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Upshur County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Uvalde County Texas | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Val Verde County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Walker County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Waller County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Brunswick County Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Franklin County Virginia | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Halifax County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marion County West Virginia | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Wayne County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Acceptance Company in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 323 | $11,281,000 | $34,000 | $206,000 | $0 | $0 |
| Refinancing | 146 | $5,664,000 | $38,000 | $186,000 | $0 | $9,000 |
| Home Improvement | 46 | $2,048,000 | $44,000 | $158,000 | $5,000 | $52,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 507 | $18,762,000 | $37,000 | $206,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $64,000 | $21,000 | $30,000 | $23,000 | $32,000 |
| Hispanic | 2 | $80,000 | $40,000 | $41,000 | $32,000 | $34,000 |
| White | 2 | $42,000 | $21,000 | $22,000 | $38,000 | $52,000 |
| Not Provided | 1 | $45,000 | $45,000 | $45,000 | $39,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 515 | $18,993,000 | $36,000 | $206,000 | $0 | $52,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 507 | $18,762,000 | $37,000 | $206,000 | $0 | $0 |
| Loan Originated | 8 | $231,000 | $28,000 | $45,000 | $31,000 | $52,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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