First National Acceptance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

First National Acceptance Company 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Acceptance Company
241 East Saginaw/P.O. Box 980
East Lansing, MI 48826
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 282
Total Mortgage Loan Application Amount $12,646,000
Average Mortgage Loan Application Amount $33,666
Highest Mortgage Loan Application Amount $421,000
Average Applicant Income $6,666
Highest Applicant Income $33,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2010.

Mortgage Loan Application Totals for First National Acceptance Company by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 9 $ 466,000 $ 51,000 $ 0
Citrus County Florida 5 $ 286,000 $ 57,000 $ 0
Dallas County Texas 5 $ 163,000 $ 32,000 $ 0
Jefferson County Texas 5 $ 221,000 $ 44,000 $ 0
Travis County Texas 5 $ 201,000 $ 40,000 $ 0
Bexar County Texas 4 $ 148,000 $ 37,000 $ 0
Hillsborough County Florida 3 $ 172,000 $ 57,000 $ 0
Lake County Florida 3 $ 138,000 $ 46,000 $ 0
Pasco County Florida 3 $ 92,000 $ 30,000 $ 11,000
Johnson County Texas 3 $ 190,000 $ 63,000 $ 0
Parker County Texas 3 $ 86,000 $ 28,000 $ 0
Smith County Texas 3 $ 178,000 $ 59,000 $ 0
Calhoun County Alabama 2 $ 79,000 $ 39,000 $ 0
Jefferson County Alabama 2 $ 67,000 $ 33,000 $ 0
Madison County Alabama 2 $ 56,000 $ 28,000 $ 0
Mobile County Alabama 2 $ 34,000 $ 17,000 $ 0
Fairbanks North Star County Alaska 2 $ 43,000 $ 21,000 $ 0
Maricopa County Arizona 2 $ 59,000 $ 29,000 $ 0
Mohave County Arizona 2 $ 67,000 $ 33,000 $ 0
Yavapai County Arizona 2 $ 81,000 $ 40,000 $ 0
Hot Spring County Arkansas 2 $ 58,000 $ 29,000 $ 0
Lake County California 2 $ 58,000 $ 29,000 $ 0
Dixie County Florida 2 $ 38,000 $ 19,000 $ 0
Levy County Florida 2 $ 93,000 $ 46,000 $ 0
Polk County Florida 2 $ 66,000 $ 33,000 $ 0
Putnam County Florida 2 $ 108,000 $ 54,000 $ 0
Bartow County Georgia 2 $ 93,000 $ 46,000 $ 0
Spalding County Georgia 2 $ 113,000 $ 56,000 $ 0
Cheshire County New Hampshire 2 $ 69,000 $ 34,000 $ 7,000
Rensselaer County New York 2 $ 89,000 $ 44,000 $ 0
Brunswick County North Carolina 2 $ 196,000 $ 98,000 $ 0
McClain County Oklahoma 2 $ 100,000 $ 50,000 $ 0
York County South Carolina 2 $ 76,000 $ 38,000 $ 0
Anderson County Texas 2 $ 102,000 $ 51,000 $ 0
Bowie County Texas 2 $ 90,000 $ 45,000 $ 0
Brown County Texas 2 $ 42,000 $ 21,000 $ 0
Burnet County Texas 2 $ 90,000 $ 45,000 $ 0
Cameron County Texas 2 $ 40,000 $ 20,000 $ 0
Grayson County Texas 2 $ 54,000 $ 27,000 $ 0
Hardin County Texas 2 $ 102,000 $ 51,000 $ 0
Henderson County Texas 2 $ 84,000 $ 42,000 $ 0
Howard County Texas 2 $ 42,000 $ 21,000 $ 0
Jasper County Texas 2 $ 80,000 $ 40,000 $ 0
Liberty County Texas 2 $ 78,000 $ 39,000 $ 0
Lubbock County Texas 2 $ 118,000 $ 59,000 $ 0
McLennan County Texas 2 $ 55,000 $ 27,000 $ 0
Polk County Texas 2 $ 115,000 $ 57,000 $ 0
Rockwall County Texas 2 $ 132,000 $ 66,000 $ 0
San Jacinto County Texas 2 $ 52,000 $ 26,000 $ 0
Tarrant County Texas 2 $ 61,000 $ 30,000 $ 0
Taylor County Texas 2 $ 63,000 $ 31,000 $ 0
Wichita County Texas 2 $ 66,000 $ 33,000 $ 0
Kanawha County West Virginia 2 $ 35,000 $ 17,000 $ 0
Crenshaw County Alabama 1 $ 44,000 $ 44,000 $ 0
Montgomery County Alabama 1 $ 43,000 $ 43,000 $ 0
Matanuska-Susitna County Alaska 1 $ 71,000 $ 71,000 $ 0
Coconino County Arizona 1 $ 46,000 $ 46,000 $ 0
Navajo County Arizona 1 $ 130,000 $ 130,000 $ 0
Pima County Arizona 1 $ 59,000 $ 59,000 $ 0
Benton County Arkansas 1 $ 92,000 $ 92,000 $ 0
Craighead County Arkansas 1 $ 38,000 $ 38,000 $ 20,000
Pulaski County Arkansas 1 $ 58,000 $ 58,000 $ 0
Crowley County Colorado 1 $ 92,000 $ 92,000 $ 0
Fremont County Colorado 1 $ 65,000 $ 65,000 $ 0
Moffat County Colorado 1 $ 47,000 $ 47,000 $ 0
Kent County Delaware 1 $ 23,000 $ 23,000 $ 0
Alachua County Florida 1 $ 64,000 $ 64,000 $ 0
Broward County Florida 1 $ 60,000 $ 60,000 $ 0
Duval County Florida 1 $ 26,000 $ 26,000 $ 0
Flagler County Florida 1 $ 172,000 $ 172,000 $ 0
Hernando County Florida 1 $ 24,000 $ 24,000 $ 0
Jackson County Florida 1 $ 71,000 $ 71,000 $ 0
Lee County Florida 1 $ 32,000 $ 32,000 $ 0
Leon County Florida 1 $ 52,000 $ 52,000 $ 17,000
Manatee County Florida 1 $ 46,000 $ 46,000 $ 0
Marion County Florida 1 $ 18,000 $ 18,000 $ 0
Palm Beach County Florida 1 $ 48,000 $ 48,000 $ 0
Bibb County Georgia 1 $ 34,000 $ 34,000 $ 0
Camden County Georgia 1 $ 421,000 $ 421,000 $ 0
Dodge County Georgia 1 $ 50,000 $ 50,000 $ 0
Gilmer County Georgia 1 $ 14,000 $ 14,000 $ 0
Meriwether County Georgia 1 $ 20,000 $ 20,000 $ 0
Monroe County Georgia 1 $ 87,000 $ 87,000 $ 0
Peach County Georgia 1 $ 17,000 $ 17,000 $ 0
Taylor County Georgia 1 $ 29,000 $ 29,000 $ 0
Thomas County Georgia 1 $ 39,000 $ 39,000 $ 0
Hawaii County Hawaii 1 $ 25,000 $ 25,000 $ 0
Benewah County Idaho 1 $ 35,000 $ 35,000 $ 0
Fremont County Idaho 1 $ 40,000 $ 40,000 $ 0
Miami County Indiana 1 $ 49,000 $ 49,000 $ 0
Ford County Kansas 1 $ 41,000 $ 41,000 $ 0
Franklin County Louisiana 1 $ 34,000 $ 34,000 $ 0
Livingston County Louisiana 1 $ 57,000 $ 57,000 $ 0
Morehouse County Louisiana 1 $ 37,000 $ 37,000 $ 0
St. Martin County Louisiana 1 $ 31,000 $ 31,000 $ 0
Union County Louisiana 1 $ 40,000 $ 40,000 $ 0
Hancock County Maine 1 $ 60,000 $ 60,000 $ 0
Waldo County Maine 1 $ 44,000 $ 44,000 $ 0
Dorchester County Maryland 1 $ 50,000 $ 50,000 $ 0
Gladwin County Michigan 1 $ 49,000 $ 49,000 $ 0
Iosco County Michigan 1 $ 36,000 $ 36,000 $ 0
Kalkaska County Michigan 1 $ 18,000 $ 18,000 $ 26,000
Kent County Michigan 1 $ 27,000 $ 27,000 $ 14,000
Newaygo County Michigan 1 $ 20,000 $ 20,000 $ 0
Coahoma County Mississippi 1 $ 32,000 $ 32,000 $ 0
Copiah County Mississippi 1 $ 49,000 $ 49,000 $ 0
Newton County Mississippi 1 $ 42,000 $ 42,000 $ 0
Rankin County Mississippi 1 $ 32,000 $ 32,000 $ 0
Wilkinson County Mississippi 1 $ 31,000 $ 31,000 $ 0
Audrain County Missouri 1 $ 13,000 $ 13,000 $ 0
Jefferson County Missouri 1 $ 15,000 $ 15,000 $ 0
New Madrid County Missouri 1 $ 18,000 $ 18,000 $ 0
Newton County Missouri 1 $ 15,000 $ 15,000 $ 0
St. Louis City County Missouri 1 $ 73,000 $ 73,000 $ 0
Grafton County New Hampshire 1 $ 400,000 $ 400,000 $ 0
Merrimack County New Hampshire 1 $ 53,000 $ 53,000 $ 0
Albany County New York 1 $ 15,000 $ 15,000 $ 0
Broome County New York 1 $ 33,000 $ 33,000 $ 0
Chautauqua County New York 1 $ 26,000 $ 26,000 $ 0
Chenango County New York 1 $ 39,000 $ 39,000 $ 0
Niagara County New York 1 $ 44,000 $ 44,000 $ 0
Orleans County New York 1 $ 49,000 $ 49,000 $ 0
Oswego County New York 1 $ 30,000 $ 30,000 $ 0
Schenectady County New York 1 $ 64,000 $ 64,000 $ 0
St. Lawrence County New York 1 $ 45,000 $ 45,000 $ 0
Warren County New York 1 $ 82,000 $ 82,000 $ 0
Wayne County New York 1 $ 37,000 $ 37,000 $ 0
Carteret County North Carolina 1 $ 21,000 $ 21,000 $ 0
Catawba County North Carolina 1 $ 37,000 $ 37,000 $ 0
Franklin County North Carolina 1 $ 31,000 $ 31,000 $ 0
Harnett County North Carolina 1 $ 48,000 $ 48,000 $ 0
Henderson County North Carolina 1 $ 93,000 $ 93,000 $ 0
Hertford County North Carolina 1 $ 36,000 $ 36,000 $ 0
Iredell County North Carolina 1 $ 30,000 $ 30,000 $ 0
Lenoir County North Carolina 1 $ 36,000 $ 36,000 $ 0
Mecklenburg County North Carolina 1 $ 90,000 $ 90,000 $ 0
Moore County North Carolina 1 $ 31,000 $ 31,000 $ 0
Onslow County North Carolina 1 $ 128,000 $ 128,000 $ 0
Richmond County North Carolina 1 $ 47,000 $ 47,000 $ 0
Robeson County North Carolina 1 $ 58,000 $ 58,000 $ 0
Rutherford County North Carolina 1 $ 34,000 $ 34,000 $ 0
Transylvania County North Carolina 1 $ 56,000 $ 56,000 $ 0
Jefferson County Ohio 1 $ 30,000 $ 30,000 $ 0
Creek County Oklahoma 1 $ 27,000 $ 27,000 $ 0
Delaware County Oklahoma 1 $ 25,000 $ 25,000 $ 0
Le Flore County Oklahoma 1 $ 44,000 $ 44,000 $ 0
Lincoln County Oklahoma 1 $ 41,000 $ 41,000 $ 0
Oklahoma County Oklahoma 1 $ 26,000 $ 26,000 $ 0
Pittsburg County Oklahoma 1 $ 34,000 $ 34,000 $ 0
Pottawatomie County Oklahoma 1 $ 38,000 $ 38,000 $ 0
Tulsa County Oklahoma 1 $ 24,000 $ 24,000 $ 0
Northumberland County Pennsylvania 1 $ 30,000 $ 30,000 $ 0
Pike County Pennsylvania 1 $ 85,000 $ 85,000 $ 0
Westmoreland County Pennsylvania 1 $ 138,000 $ 138,000 $ 0
Aiken County South Carolina 1 $ 54,000 $ 54,000 $ 0
Anderson County South Carolina 1 $ 35,000 $ 35,000 $ 0
Hampton County South Carolina 1 $ 107,000 $ 107,000 $ 0
Sumter County South Carolina 1 $ 24,000 $ 24,000 $ 0
Clay County Tennessee 1 $ 48,000 $ 48,000 $ 0
Davidson County Tennessee 1 $ 24,000 $ 24,000 $ 0
Jefferson County Tennessee 1 $ 38,000 $ 38,000 $ 0
Lewis County Tennessee 1 $ 27,000 $ 27,000 $ 0
McMinn County Tennessee 1 $ 29,000 $ 29,000 $ 0
Obion County Tennessee 1 $ 24,000 $ 24,000 $ 0
Rhea County Tennessee 1 $ 44,000 $ 44,000 $ 0
Sevier County Tennessee 1 $ 68,000 $ 68,000 $ 0
Bell County Texas 1 $ 19,000 $ 19,000 $ 0
Brazoria County Texas 1 $ 36,000 $ 36,000 $ 0
Caldwell County Texas 1 $ 24,000 $ 24,000 $ 0
Coleman County Texas 1 $ 13,000 $ 13,000 $ 0
Comal County Texas 1 $ 23,000 $ 23,000 $ 0
Cooke County Texas 1 $ 15,000 $ 15,000 $ 0
Delta County Texas 1 $ 31,000 $ 31,000 $ 0
Denton County Texas 1 $ 25,000 $ 25,000 $ 0
El Paso County Texas 1 $ 39,000 $ 39,000 $ 0
Fort Bend County Texas 1 $ 27,000 $ 27,000 $ 0
Freestone County Texas 1 $ 48,000 $ 48,000 $ 0
Guadalupe County Texas 1 $ 9,000 $ 9,000 $ 0
Hale County Texas 1 $ 38,000 $ 38,000 $ 0
Hunt County Texas 1 $ 18,000 $ 18,000 $ 0
Kleberg County Texas 1 $ 26,000 $ 26,000 $ 0
Llano County Texas 1 $ 48,000 $ 48,000 $ 0
Montgomery County Texas 1 $ 23,000 $ 23,000 $ 0
Orange County Texas 1 $ 38,000 $ 38,000 $ 0
Potter County Texas 1 $ 24,000 $ 24,000 $ 0
Red River County Texas 1 $ 23,000 $ 23,000 $ 0
Reeves County Texas 1 $ 42,000 $ 42,000 $ 0
Terry County Texas 1 $ 47,000 $ 47,000 $ 0
Val Verde County Texas 1 $ 67,000 $ 67,000 $ 0
Van Zandt County Texas 1 $ 13,000 $ 13,000 $ 0
Victoria County Texas 1 $ 31,000 $ 31,000 $ 0
Walker County Texas 1 $ 91,000 $ 91,000 $ 0
Washington County Texas 1 $ 71,000 $ 71,000 $ 0
Wharton County Texas 1 $ 13,000 $ 13,000 $ 0
Wise County Texas 1 $ 18,000 $ 18,000 $ 0
Young County Texas 1 $ 35,000 $ 35,000 $ 0
Alleghany County Virginia 1 $ 29,000 $ 29,000 $ 0
Berkeley County West Virginia 1 $ 28,000 $ 28,000 $ 0
Jefferson County West Virginia 1 $ 103,000 $ 103,000 $ 0
Marion County West Virginia 1 $ 36,000 $ 36,000 $ 0
Monongalia County West Virginia 1 $ 64,000 $ 64,000 $ 0
Wayne County West Virginia 1 $ 24,000 $ 24,000 $ 0

Mortgage Loan Application Detail Totals for First National Acceptance Company in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 273 $12,380,000 $45,000 $421,000 $0 $0
Home Improvement 6 $189,000 $31,000 $52,000 $20,000 $33,000
Refinancing 3 $77,000 $25,000 $44,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 276 $12,457,000 $45,000 $421,000 $0 $0
White 4 $110,000 $27,000 $38,000 $23,000 $33,000
Black or African American 2 $79,000 $39,000 $52,000 $15,000 $17,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 282 $12,646,000 $44,000 $421,000 $0 $33,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 276 $12,457,000 $45,000 $421,000 $0 $0
Loan Originated 6 $189,000 $31,000 $52,000 $20,000 $33,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Acceptance Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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