First National Acceptance Company 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 232 |
| Total Mortgage Loan Application Amount | $10,327,000 |
| Average Mortgage Loan Application Amount | $43,500 |
| Highest Mortgage Loan Application Amount | $413,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 10 | $ 438,000 | $ 43,000 | $ 0 |
| Hidalgo County Texas | 9 | $ 326,000 | $ 36,000 | $ 0 |
| Dallas County Texas | 6 | $ 266,000 | $ 44,000 | $ 0 |
| Smith County Texas | 4 | $ 182,000 | $ 45,000 | $ 0 |
| Tarrant County Texas | 4 | $ 170,000 | $ 42,000 | $ 0 |
| Van Zandt County Texas | 4 | $ 151,000 | $ 37,000 | $ 0 |
| Pasco County Florida | 3 | $ 139,000 | $ 46,000 | $ 0 |
| Schoharie County New York | 3 | $ 58,000 | $ 19,000 | $ 0 |
| Brunswick County North Carolina | 3 | $ 121,000 | $ 40,000 | $ 0 |
| Anderson County South Carolina | 3 | $ 193,000 | $ 64,000 | $ 0 |
| Bastrop County Texas | 3 | $ 111,000 | $ 37,000 | $ 0 |
| Bexar County Texas | 3 | $ 181,000 | $ 60,000 | $ 0 |
| Montgomery County Texas | 3 | $ 171,000 | $ 57,000 | $ 0 |
| Matanuska-Susitna County Alaska | 2 | $ 85,000 | $ 42,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Citrus County Florida | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Pinellas County Florida | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Chautauqua County New York | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 101,000 | $ 50,000 | $ 0 |
| Aiken County South Carolina | 2 | $ 56,000 | $ 28,000 | $ 0 |
| Bell County Texas | 2 | $ 36,000 | $ 18,000 | $ 0 |
| Brazoria County Texas | 2 | $ 137,000 | $ 68,000 | $ 0 |
| Cameron County Texas | 2 | $ 67,000 | $ 33,000 | $ 0 |
| Guadalupe County Texas | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Harrison County Texas | 2 | $ 45,000 | $ 22,000 | $ 0 |
| Kaufman County Texas | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Lampasas County Texas | 2 | $ 24,000 | $ 12,000 | $ 0 |
| Lubbock County Texas | 2 | $ 77,000 | $ 38,000 | $ 0 |
| Midland County Texas | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Nueces County Texas | 2 | $ 154,000 | $ 77,000 | $ 0 |
| Orange County Texas | 2 | $ 40,000 | $ 20,000 | $ 0 |
| San Jacinto County Texas | 2 | $ 69,000 | $ 34,000 | $ 0 |
| Kanawha County West Virginia | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Lee County Alabama | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Mobile County Alabama | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Walker County Alabama | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Kenai Peninsula County Alaska | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Cochise County Arizona | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Gila County Arizona | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Mohave County Arizona | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Navajo County Arizona | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Pima County Arizona | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Butte County California | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Kern County California | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Riverside County California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| San Bernardino County California | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Fremont County Colorado | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Bay County Florida | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Hendry County Florida | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Highlands County Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Jackson County Florida | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Lee County Florida | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Marion County Florida | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Nassau County Florida | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Orange County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Putnam County Florida | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Suwannee County Florida | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Taylor County Florida | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Walton County Florida | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Candler County Georgia | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Cook County Georgia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Decatur County Georgia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Floyd County Georgia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Grady County Georgia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Habersham County Georgia | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Henry County Georgia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Madison County Georgia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Mitchell County Georgia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Washington County Georgia | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Payette County Idaho | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Caldwell County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Warren County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Jefferson Davis County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Pointe Coupee County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Alcona County Michigan | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Genesee County Michigan | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Ingham County Michigan | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Montmorency County Michigan | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Alcorn County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Choctaw County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Clay County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Tishomingo County Mississippi | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Camden County Missouri | 1 | $ 46,000 | $ 46,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Taney County Missouri | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Nye County Nevada | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Allegany County New York | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Delaware County New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Franklin County New York | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Fulton County New York | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Niagara County New York | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Oneida County New York | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Ontario County New York | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Orleans County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rensselaer County New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Schuyler County New York | 1 | $ 54,000 | $ 54,000 | $ 0 |
| St. Lawrence County New York | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Sullivan County New York | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Wayne County New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Durham County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Knox County Ohio | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Marion County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Richland County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Angelina County Texas | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Atascosa County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Cass County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Cherokee County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Collin County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Cooke County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| El Paso County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Freestone County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Gonzales County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hale County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Hays County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Henderson County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Howard County Texas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Hunt County Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Jefferson County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Johnson County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Lamb County Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Lavaca County Texas | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lee County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Liberty County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Matagorda County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Mills County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Mitchell County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Montague County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Morris County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Parker County Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Polk County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Potter County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Tom Green County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Travis County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Walker County Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Webb County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Wilson County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pierce County Washington | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 37,000 | $ 37,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 227 | $10,110,000 | $44,000 | $413,000 | $0 | $0 |
| Refinancing | 5 | $217,000 | $43,000 | $84,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 232 | $10,327,000 | $44,000 | $413,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 232 | $10,327,000 | $44,000 | $413,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 232 | $10,327,000 | $44,000 | $413,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.