First National Bank of Arizona Mortgage Lending & HMDA Data, 2003
In 2003, First National Bank of Arizona of Scottsdale, AZ reported 42,056 mortgage applications totaling $8.1 billion. The average application was for $191,522, and applicants reported an average income of $43,700. 46% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Phoenix-Mesa, AZ (4,194), Chicago, IL (3,209) and New York, NY (2,661) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Arizona 17600 North Perimeter Drive Scottsdale, AZ 85255 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 42,056 |
| Total Mortgage Loan Application Amount | $8,054,681,000 |
| Average Mortgage Loan Application Amount | $191,522 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $43,700 |
| Highest Applicant Income | $4,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa, AZ | 4,194 | $ 694,563,000 | $ 165,608 | $ 65,000 |
| Chicago, IL | 3,209 | $ 620,297,000 | $ 193,299 | $ 43,000 |
| New York, NY | 2,661 | $ 889,114,000 | $ 334,127 | $ 45,000 |
| Las Vegas, NV-AZ | 1,320 | $ 253,765,000 | $ 192,246 | $ 57,000 |
| Atlanta, GA | 1,126 | $ 228,451,000 | $ 202,887 | $ 64,000 |
| Miami, FL | 966 | $ 168,343,000 | $ 174,268 | $ 52,000 |
| Nassau-Suffolk, NY | 941 | $ 278,097,000 | $ 295,533 | $ 51,000 |
| Fort Lauderdale, FL | 796 | $ 134,185,000 | $ 168,574 | $ 36,000 |
| Newark, NJ | 776 | $ 190,145,000 | $ 245,032 | $ 47,000 |
| Tampa-St. Petersburg-Clearwater, FL | 693 | $ 91,117,000 | $ 131,481 | $ 40,000 |
| Jersey City, NJ | 659 | $ 174,266,000 | $ 264,440 | $ 35,000 |
| Bergen-Passaic, NJ | 655 | $ 182,751,000 | $ 279,009 | $ 47,000 |
| Orlando, FL | 654 | $ 96,046,000 | $ 146,859 | $ 30,000 |
| West Palm Beach-Boca Raton, FL | 612 | $ 116,363,000 | $ 190,135 | $ 51,000 |
| Detroit, MI | 593 | $ 93,343,000 | $ 157,408 | $ 45,000 |
| Boston, MA-NH | 580 | $ 178,168,000 | $ 307,186 | $ 36,000 |
| Houston, TX | 521 | $ 65,818,000 | $ 126,330 | $ 49,000 |
| Tucson, AZ | 503 | $ 66,754,000 | $ 132,711 | $ 63,000 |
| Baltimore, MD | 378 | $ 77,033,000 | $ 203,791 | $ 46,000 |
| Los Angeles-Long Beach, CA | 365 | $ 126,172,000 | $ 345,676 | $ 109,000 |
| Cleveland-Lorain-Elyria, OH | 327 | $ 38,971,000 | $ 119,177 | $ 30,000 |
| Minneapolis-St. Paul, MN-WI | 323 | $ 62,506,000 | $ 193,517 | $ 33,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 321 | $ 53,315,000 | $ 166,090 | $ 37,000 |
| Philadelphia, PA-NJ | 319 | $ 45,719,000 | $ 143,319 | $ 44,000 |
| Fort Myers-Cape Coral, FL | 315 | $ 49,287,000 | $ 156,466 | $ 32,000 |
| Providence-Fall River-Warwick, RI-MA | 305 | $ 54,850,000 | $ 179,836 | $ 28,000 |
| Nashville, TN | 300 | $ 45,118,000 | $ 150,393 | $ 32,000 |
| Jacksonville, FL | 286 | $ 40,863,000 | $ 142,877 | $ 28,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 281 | $ 36,249,000 | $ 129,000 | $ 35,000 |
| Albany-Schenectady-Troy, NY | 271 | $ 29,346,000 | $ 108,287 | $ 36,000 |
| Denver, CO | 270 | $ 64,729,000 | $ 239,737 | $ 45,000 |
| Daytona Beach, FL | 238 | $ 30,239,000 | $ 127,054 | $ 24,000 |
| Hartford, CT | 236 | $ 37,974,000 | $ 160,906 | $ 36,000 |
| Middlesex-Somerset-Hunterdon, NJ | 234 | $ 55,602,000 | $ 237,615 | $ 46,000 |
| Monmouth-Ocean, NJ | 233 | $ 62,088,000 | $ 266,472 | $ 58,000 |
| Charleston-North Charleston, SC | 227 | $ 33,597,000 | $ 148,004 | $ 40,000 |
| Seattle-Bellevue-Everett, WA | 223 | $ 54,933,000 | $ 246,336 | $ 49,000 |
| McAllen-Edinburg-Mission, TX | 212 | $ 20,240,000 | $ 95,471 | $ 20,000 |
| Riverside-San Bernardino, CA | 211 | $ 47,263,000 | $ 223,995 | $ 50,000 |
| Bridgeport, CT | 210 | $ 48,817,000 | $ 232,461 | $ 58,000 |
| Dallas, TX | 198 | $ 36,628,000 | $ 184,989 | $ 56,000 |
| Greenville-Spartanburg-Anderson, SC | 185 | $ 22,348,000 | $ 120,800 | $ 31,000 |
| San Antonio, TX | 179 | $ 20,138,000 | $ 112,502 | $ 30,000 |
| St. Louis, MO-IL | 175 | $ 20,593,000 | $ 117,674 | $ 29,000 |
| Columbia, SC | 174 | $ 22,173,000 | $ 127,431 | $ 37,000 |
| Melbourne-Titusville-Palm Bay, FL | 169 | $ 25,012,000 | $ 148,000 | $ 62,000 |
| Kansas City, MO-KS | 166 | $ 17,155,000 | $ 103,343 | $ 28,000 |
| Salt Lake City-Ogden, UT | 166 | $ 30,740,000 | $ 185,180 | $ 59,000 |
| Washington, DC-MD-VA-WV | 158 | $ 39,984,000 | $ 253,063 | $ 49,000 |
| Myrtle Beach, SC | 157 | $ 28,849,000 | $ 183,751 | $ 46,000 |
| San Diego, CA | 157 | $ 57,926,000 | $ 368,955 | $ 94,000 |
| Rochester, NY | 155 | $ 15,245,000 | $ 98,354 | $ 23,000 |
| Columbus, OH | 145 | $ 16,399,000 | $ 113,096 | $ 38,000 |
| Knoxville, TN | 145 | $ 18,371,000 | $ 126,696 | $ 27,000 |
| Albuquerque, NM | 144 | $ 20,462,000 | $ 142,097 | $ 39,000 |
| New Haven-Meriden, CT | 144 | $ 23,892,000 | $ 165,916 | $ 32,000 |
| Orange County, CA | 141 | $ 55,603,000 | $ 394,347 | $ 107,000 |
| Raleigh-Durham-Chapel Hill, NC | 141 | $ 26,106,000 | $ 185,148 | $ 32,000 |
| Gary, IN | 140 | $ 16,796,000 | $ 119,971 | $ 21,000 |
| Fort Pierce-Port St. Lucie, FL | 137 | $ 18,649,000 | $ 136,124 | $ 36,000 |
| Buffalo-Niagara Falls, NY | 129 | $ 12,463,000 | $ 96,612 | $ 40,000 |
| Indianapolis, IN | 127 | $ 21,808,000 | $ 171,716 | $ 65,000 |
| Sarasota-Bradenton, FL | 120 | $ 21,796,000 | $ 181,633 | $ 42,000 |
| Naples, FL | 118 | $ 25,159,000 | $ 213,211 | $ 33,000 |
| Stamford-Norwalk, CT | 114 | $ 45,494,000 | $ 399,070 | $ 88,000 |
| South Bend, IN | 108 | $ 9,556,000 | $ 88,481 | $ 31,000 |
| Austin-San Marcos, TX | 106 | $ 21,572,000 | $ 203,509 | $ 54,000 |
| Colorado Springs, CO | 106 | $ 19,930,000 | $ 188,018 | $ 34,000 |
| Richmond-Petersburg, VA | 106 | $ 15,919,000 | $ 150,179 | $ 31,000 |
| Worcester, MA-CT | 106 | $ 20,475,000 | $ 193,160 | $ 31,000 |
| Memphis, TN-AR-MS | 105 | $ 13,555,000 | $ 129,095 | $ 38,000 |
| Chattanooga, TN-GA | 103 | $ 10,974,000 | $ 106,543 | $ 46,000 |
| Danbury, CT | 100 | $ 24,562,000 | $ 245,620 | $ 64,000 |
| El Paso, TX | 100 | $ 9,475,000 | $ 94,750 | $ 19,000 |
| Fort Worth-Arlington, TX | 99 | $ 14,060,000 | $ 142,020 | $ 53,000 |
| Lakeland-Winter Haven, FL | 97 | $ 10,938,000 | $ 112,762 | $ 15,000 |
| Atlantic-Cape May, NJ | 93 | $ 17,085,000 | $ 183,709 | $ 48,000 |
| Brockton, MA | 92 | $ 22,125,000 | $ 240,489 | $ 24,000 |
| Laredo, TX | 88 | $ 10,109,000 | $ 114,875 | $ 18,000 |
| Waterbury, CT | 81 | $ 10,741,000 | $ 132,604 | $ 30,000 |
| Dutchess County, NY | 77 | $ 15,981,000 | $ 207,545 | $ 47,000 |
| Newburgh, NY-PA | 75 | $ 14,868,000 | $ 198,240 | $ 42,000 |
| Greensboro--Winston-Salem--High Point, NC | 74 | $ 9,431,000 | $ 127,445 | $ 27,000 |
| Grand Rapids-Muskegon-Holland, MI | 70 | $ 7,697,000 | $ 109,957 | $ 19,000 |
| Akron, OH | 68 | $ 9,138,000 | $ 134,382 | $ 54,000 |
| Flint, MI | 67 | $ 6,829,000 | $ 101,925 | $ 35,000 |
| Fort Wayne, IN | 67 | $ 6,157,000 | $ 91,895 | $ 17,000 |
| Pittsburgh, PA | 67 | $ 6,663,000 | $ 99,447 | $ 39,000 |
| Lawrence, MA-NH | 66 | $ 14,392,000 | $ 218,060 | $ 39,000 |
| Allentown-Bethlehem-Easton, PA | 65 | $ 7,378,000 | $ 113,507 | $ 24,000 |
| Elkhart-Goshen, IN | 61 | $ 6,514,000 | $ 106,786 | $ 38,000 |
| Springfield, MA | 60 | $ 6,987,000 | $ 116,450 | $ 26,000 |
| Cincinnati, OH-KY-IN | 59 | $ 7,325,000 | $ 124,152 | $ 34,000 |
| Barnstable-Yarmouth, MA | 58 | $ 16,984,000 | $ 292,827 | $ 20,000 |
| Bellingham, WA | 57 | $ 8,622,000 | $ 151,263 | $ 52,000 |
| New Orleans, LA | 57 | $ 8,370,000 | $ 146,842 | $ 50,000 |
| Savannah, GA | 57 | $ 10,408,000 | $ 182,596 | $ 73,000 |
| Toledo, OH | 57 | $ 6,173,000 | $ 108,298 | $ 30,000 |
| Sacramento, CA | 56 | $ 14,492,000 | $ 258,785 | $ 52,000 |
| Ann Arbor, MI | 54 | $ 11,420,000 | $ 211,481 | $ 43,000 |
| Brownsville-Harlingen-San Benito, TX | 54 | $ 4,667,000 | $ 86,425 | $ 26,000 |
| Lowell, MA-NH | 50 | $ 12,097,000 | $ 241,940 | $ 20,000 |
| Reno, NV | 50 | $ 9,351,000 | $ 187,020 | $ 78,000 |
| Trenton, NJ | 50 | $ 9,229,000 | $ 184,580 | $ 43,000 |
| Wilmington-Newark, DE-MD | 50 | $ 9,184,000 | $ 183,680 | $ 58,000 |
| Milwaukee-Waukesha, WI | 49 | $ 5,797,000 | $ 118,306 | $ 23,000 |
| Pueblo, CO | 48 | $ 6,081,000 | $ 126,687 | $ 35,000 |
| Des Moines, IA | 47 | $ 6,213,000 | $ 132,191 | $ 7,000 |
| Harrisburg-Lebanon-Carlisle, PA | 47 | $ 5,533,000 | $ 117,723 | $ 23,000 |
| Macon, GA | 47 | $ 3,915,000 | $ 83,297 | $ 41,000 |
| New London-Norwich, CT-RI | 47 | $ 7,991,000 | $ 170,021 | $ 20,000 |
| Tacoma, WA | 43 | $ 9,765,000 | $ 227,093 | $ 71,000 |
| Fitchburg-Leominster, MA | 42 | $ 6,622,000 | $ 157,666 | $ 29,000 |
| Portland-Vancouver, OR-WA | 42 | $ 12,434,000 | $ 296,047 | $ 80,000 |
| Syracuse, NY | 42 | $ 4,670,000 | $ 111,190 | $ 37,000 |
| Wichita, KS | 42 | $ 4,050,000 | $ 96,428 | $ 14,000 |
| Dayton-Springfield, OH | 41 | $ 4,092,000 | $ 99,804 | $ 46,000 |
| Provo-Orem, UT | 41 | $ 12,230,000 | $ 298,292 | $ 66,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 41 | $ 3,300,000 | $ 80,487 | $ 12,000 |
| Louisville, KY-IN | 40 | $ 4,549,000 | $ 113,725 | $ 21,000 |
| Nashua, NH | 39 | $ 7,622,000 | $ 195,435 | $ 25,000 |
| Ocala, FL | 39 | $ 4,163,000 | $ 106,743 | $ 33,000 |
| Wilmington, NC | 38 | $ 8,347,000 | $ 219,657 | $ 42,000 |
| Oakland, CA | 37 | $ 13,382,000 | $ 361,675 | $ 78,000 |
| Punta Gorda, FL | 37 | $ 3,930,000 | $ 106,216 | $ 12,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 36 | $ 3,469,000 | $ 96,361 | $ 19,000 |
| Lancaster, PA | 35 | $ 4,257,000 | $ 121,628 | $ 44,000 |
| Manchester, NH | 35 | $ 7,484,000 | $ 213,828 | $ 49,000 |
| Rockford, IL | 35 | $ 3,828,000 | $ 109,371 | $ 22,000 |
| Florence, SC | 34 | $ 3,946,000 | $ 116,058 | $ 31,000 |
| Asheville, NC | 33 | $ 5,337,000 | $ 161,727 | $ 26,000 |
| Oklahoma City, OK | 33 | $ 3,088,000 | $ 93,575 | $ 22,000 |
| Springfield, MO | 33 | $ 2,896,000 | $ 87,757 | $ 33,000 |
| Jackson, MI | 29 | $ 3,480,000 | $ 120,000 | $ 9,000 |
| Jackson, MS | 29 | $ 3,882,000 | $ 133,862 | $ 27,000 |
| New Bedford, MA | 29 | $ 5,415,000 | $ 186,724 | $ 25,000 |
| Santa Fe, NM | 29 | $ 7,104,000 | $ 244,965 | $ 71,000 |
| Benton Harbor, MI | 28 | $ 3,357,000 | $ 119,892 | $ 101,000 |
| Canton-Massillon, OH | 28 | $ 2,733,000 | $ 97,607 | $ 22,000 |
| Flagstaff, AZ-UT | 28 | $ 5,733,000 | $ 204,750 | $ 50,000 |
| Glens Falls, NY | 28 | $ 3,030,000 | $ 108,214 | $ 14,000 |
| Hamilton-Middletown, OH | 28 | $ 3,727,000 | $ 133,107 | $ 21,000 |
| Reading, PA | 28 | $ 2,374,000 | $ 84,785 | $ 34,000 |
| Youngstown-Warren, OH | 28 | $ 2,669,000 | $ 95,321 | $ 46,000 |
| Greeley, CO | 27 | $ 5,142,000 | $ 190,444 | $ 42,000 |
| Hickory-Morganton-Lenoir, NC | 26 | $ 3,754,000 | $ 144,384 | $ 49,000 |
| Lansing-East Lansing, MI | 26 | $ 3,077,000 | $ 118,346 | $ 27,000 |
| San Francisco, CA | 26 | $ 15,198,000 | $ 584,538 | $ 125,000 |
| Augusta-Aiken, GA-SC | 25 | $ 2,970,000 | $ 118,800 | $ 55,000 |
| York, PA | 25 | $ 2,678,000 | $ 107,120 | $ 21,000 |
| Boulder-Longmont, CO | 24 | $ 6,266,000 | $ 261,083 | $ 68,000 |
| Lafayette, LA | 24 | $ 2,423,000 | $ 100,958 | $ 35,000 |
| Brazoria, TX | 23 | $ 3,514,000 | $ 152,782 | $ 51,000 |
| Galveston-Texas City, TX | 23 | $ 2,949,000 | $ 128,217 | $ 28,000 |
| Pensacola, FL | 23 | $ 3,264,000 | $ 141,913 | $ 60,000 |
| Portsmouth-Rochester, NH-ME | 23 | $ 5,349,000 | $ 232,565 | $ 51,000 |
| Kalamazoo-Battle Creek, MI | 22 | $ 2,651,000 | $ 120,500 | $ 40,000 |
| San Jose, CA | 21 | $ 9,594,000 | $ 456,857 | $ 79,000 |
| Tallahassee, FL | 21 | $ 2,245,000 | $ 106,904 | $ 40,000 |
| Utica-Rome, NY | 21 | $ 1,272,000 | $ 60,571 | $ 9,000 |
| Bakersfield, CA | 20 | $ 2,929,000 | $ 146,450 | $ 64,000 |
| Baton Rouge, LA | 19 | $ 3,377,000 | $ 177,736 | $ 52,000 |
| Saginaw-Bay City-Midland, MI | 19 | $ 1,424,000 | $ 74,947 | $ 14,000 |
| Shreveport-Bossier City, LA | 19 | $ 1,974,000 | $ 103,894 | $ 13,000 |
| Vallejo-Fairfield-Napa, CA | 19 | $ 4,466,000 | $ 235,052 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 17 | $ 1,719,000 | $ 101,117 | $ 45,000 |
| Yuma, AZ | 17 | $ 1,778,000 | $ 104,588 | $ 13,000 |
| Fayetteville, NC | 16 | $ 1,467,000 | $ 91,687 | $ 26,000 |
| Little Rock-North Little Rock, AR | 16 | $ 1,884,000 | $ 117,750 | $ 65,000 |
| Fort Collins-Loveland, CO | 15 | $ 2,911,000 | $ 194,066 | $ 34,000 |
| Spokane, WA | 15 | $ 1,685,000 | $ 112,333 | $ 35,000 |
| Springfield, IL | 15 | $ 1,524,000 | $ 101,600 | $ 26,000 |
| Ventura, CA | 15 | $ 9,539,000 | $ 635,933 | $ 288,000 |
| Vineland-Millville-Bridgeton, NJ | 15 | $ 1,354,000 | $ 90,266 | $ 24,000 |
| Biloxi-Gulfport-Pascagoula, MS | 14 | $ 1,796,000 | $ 128,285 | $ 71,000 |
| Cedar Rapids, IA | 14 | $ 1,735,000 | $ 123,928 | $ 33,000 |
| Jamestown, NY | 14 | $ 1,804,000 | $ 128,857 | $ 46,000 |
| Longview-Marshall, TX | 14 | $ 1,634,000 | $ 116,714 | $ 27,000 |
| Corpus Christi, TX | 13 | $ 1,171,000 | $ 90,076 | $ 47,000 |
| Lake Charles, LA | 13 | $ 1,412,000 | $ 108,615 | $ 75,000 |
| Altoona, PA | 12 | $ 1,036,000 | $ 86,333 | $ 11,000 |
| Birmingham, AL | 12 | $ 2,282,000 | $ 190,166 | $ 34,000 |
| Gainesville, FL | 12 | $ 1,217,000 | $ 101,416 | $ 29,000 |
| Joplin, MO | 12 | $ 1,063,000 | $ 88,583 | $ 7,000 |
| Lafayette, IN | 12 | $ 1,178,000 | $ 98,166 | $ 4,000 |
| Omaha, NE-IA | 12 | $ 1,912,000 | $ 159,333 | $ 53,000 |
| Beaumont-Port Arthur, TX | 11 | $ 640,000 | $ 58,181 | $ 30,000 |
| Bloomington, IN | 11 | $ 1,190,000 | $ 108,181 | $ 15,000 |
| Grand Junction, CO | 11 | $ 1,813,000 | $ 164,818 | $ 58,000 |
| Modesto, CA | 11 | $ 2,017,000 | $ 183,363 | $ 16,000 |
| Muncie, IN | 11 | $ 814,000 | $ 74,000 | $ 6,000 |
| Boise City, ID | 10 | $ 1,365,000 | $ 136,500 | $ 13,000 |
| Bremerton, WA | 10 | $ 2,185,000 | $ 218,500 | $ 29,000 |
| Decatur, IL | 10 | $ 868,000 | $ 86,800 | $ 11,000 |
| Lexington, KY | 10 | $ 2,213,000 | $ 221,300 | $ 83,000 |
| Monroe, LA | 10 | $ 1,579,000 | $ 157,900 | $ 39,000 |
| Peoria-Pekin, IL | 10 | $ 1,240,000 | $ 124,000 | $ 10,000 |
| Salinas, CA | 10 | $ 3,980,000 | $ 398,000 | $ 95,000 |
| Stockton-Lodi, CA | 10 | $ 2,387,000 | $ 238,700 | $ 28,000 |
| Alexandria, LA | 9 | $ 1,092,000 | $ 121,333 | $ 47,000 |
| Hagerstown, MD | 9 | $ 1,893,000 | $ 210,333 | $ 27,000 |
| Kankakee, IL | 9 | $ 919,000 | $ 102,111 | $ 14,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 9 | $ 4,076,000 | $ 452,888 | $ 115,000 |
| Santa Cruz-Watsonville, CA | 9 | $ 4,136,000 | $ 459,555 | $ 131,000 |
| Topeka, KS | 9 | $ 668,000 | $ 74,222 | $ 6,000 |
| Waco, TX | 9 | $ 854,000 | $ 94,888 | $ 10,000 |
| Binghamton, NY | 8 | $ 1,248,000 | $ 156,000 | $ 0 |
| Burlington, VT | 8 | $ 1,575,000 | $ 196,875 | $ 0 |
| Champaign-Urbana, IL | 8 | $ 737,000 | $ 92,125 | $ 17,000 |
| Charlottesville, VA | 8 | $ 1,957,000 | $ 244,625 | $ 39,000 |
| Columbia, MO | 8 | $ 1,042,000 | $ 130,250 | $ 32,000 |
| Fresno, CA | 8 | $ 1,285,000 | $ 160,625 | $ 74,000 |
| Johnstown, PA | 8 | $ 597,000 | $ 74,625 | $ 26,000 |
| Merced, CA | 8 | $ 1,441,000 | $ 180,125 | $ 150,000 |
| Olympia, WA | 8 | $ 1,170,000 | $ 146,250 | $ 16,000 |
| Redding, CA | 8 | $ 1,075,000 | $ 134,375 | $ 27,000 |
| Rocky Mount, NC | 8 | $ 550,000 | $ 68,750 | $ 18,000 |
| St. Joseph, MO | 8 | $ 665,000 | $ 83,125 | $ 30,000 |
| Chico-Paradise, CA | 7 | $ 2,063,000 | $ 294,714 | $ 69,000 |
| Kenosha, WI | 7 | $ 1,275,000 | $ 182,142 | $ 0 |
| Lima, OH | 7 | $ 626,000 | $ 89,428 | $ 30,000 |
| Mansfield, OH | 7 | $ 741,000 | $ 105,857 | $ 37,000 |
| Medford-Ashland, OR | 7 | $ 967,000 | $ 138,142 | $ 59,000 |
| Mobile, AL | 7 | $ 645,000 | $ 92,142 | $ 39,000 |
| Racine, WI | 7 | $ 1,190,000 | $ 170,000 | $ 17,000 |
| Santa Rosa, CA | 7 | $ 1,715,000 | $ 245,000 | $ 74,000 |
| Tulsa, OK | 7 | $ 965,000 | $ 137,857 | $ 14,000 |
| Williamsport, PA | 7 | $ 763,000 | $ 109,000 | $ 27,000 |
| Appleton-Oshkosh-Neenah, WI | 6 | $ 857,000 | $ 142,833 | $ 34,000 |
| Athens, GA | 6 | $ 1,062,000 | $ 177,000 | $ 25,000 |
| Clarksville-Hopkinsville, TN-KY | 6 | $ 813,000 | $ 135,500 | $ 44,000 |
| Evansville-Henderson, IN-KY | 6 | $ 638,000 | $ 106,333 | $ 96,000 |
| Fort Walton Beach, FL | 6 | $ 1,062,000 | $ 177,000 | $ 32,000 |
| Jacksonville, NC | 6 | $ 654,000 | $ 109,000 | $ 54,000 |
| Lawrence, KS | 6 | $ 947,000 | $ 157,833 | $ 29,000 |
| Portland, ME | 6 | $ 2,490,000 | $ 415,000 | $ 71,000 |
| Roanoke, VA | 6 | $ 1,008,000 | $ 168,000 | $ 40,000 |
| State College, PA | 6 | $ 1,198,000 | $ 199,666 | $ 43,000 |
| Yakima, WA | 6 | $ 834,000 | $ 139,000 | $ 50,000 |
| Charleston, WV | 5 | $ 337,000 | $ 67,400 | $ 30,000 |
| Columbus, GA-AL | 5 | $ 473,000 | $ 94,600 | $ 78,000 |
| Fayetteville-Springdale-Rogers, AR | 5 | $ 723,000 | $ 144,600 | $ 36,000 |
| Fort Smith, AR-OK | 5 | $ 313,000 | $ 62,600 | $ 6,000 |
| Greenville, NC | 5 | $ 597,000 | $ 119,400 | $ 8,000 |
| Pittsfield, MA | 5 | $ 511,000 | $ 102,200 | $ 20,000 |
| Pocatello, ID | 5 | $ 688,000 | $ 137,600 | $ 11,000 |
| Rochester, MN | 5 | $ 611,000 | $ 122,200 | $ 18,000 |
| Sherman-Denison, TX | 5 | $ 290,000 | $ 58,000 | $ 0 |
| St. Cloud, MN | 5 | $ 894,000 | $ 178,800 | $ 27,000 |
| Sumter, SC | 5 | $ 344,000 | $ 68,800 | $ 5,000 |
| Terre Haute, IN | 5 | $ 515,000 | $ 103,000 | $ 45,000 |
| Wheeling, WV-OH | 5 | $ 450,000 | $ 90,000 | $ 40,000 |
| Eau Claire, WI | 4 | $ 353,000 | $ 88,250 | $ 41,000 |
| Honolulu, HI | 4 | $ 3,204,000 | $ 801,000 | $ 86,000 |
| Iowa City, IA | 4 | $ 543,000 | $ 135,750 | $ 45,000 |
| Killeen-Temple, TX | 4 | $ 198,000 | $ 49,500 | $ 18,000 |
| La Crosse, WI-MN | 4 | $ 455,000 | $ 113,750 | $ 24,000 |
| Panama City, FL | 4 | $ 505,000 | $ 126,250 | $ 100,000 |
| Salem, OR | 4 | $ 524,000 | $ 131,000 | $ 45,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 4 | $ 1,831,000 | $ 457,750 | $ 67,000 |
| Sharon, PA | 4 | $ 234,000 | $ 58,500 | $ 12,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 444,000 | $ 111,000 | $ 0 |
| Danville, VA | 3 | $ 125,000 | $ 41,666 | $ 63,000 |
| Dover, DE | 3 | $ 470,000 | $ 156,666 | $ 0 |
| Elmira, NY | 3 | $ 307,000 | $ 102,333 | $ 65,000 |
| Hattiesburg, MS | 3 | $ 295,000 | $ 98,333 | $ 18,000 |
| Huntsville, AL | 3 | $ 638,000 | $ 212,666 | $ 50,000 |
| Jackson, TN | 3 | $ 171,000 | $ 57,000 | $ 22,000 |
| Las Cruces, NM | 3 | $ 591,000 | $ 197,000 | $ 98,000 |
| Madison, WI | 3 | $ 395,000 | $ 131,666 | $ 29,000 |
| Missoula, MT | 3 | $ 1,054,000 | $ 351,333 | $ 247,000 |
| Richland-Kennewick-Pasco, WA | 3 | $ 308,000 | $ 102,666 | $ 40,000 |
| San Angelo, TX | 3 | $ 195,000 | $ 65,000 | $ 27,000 |
| Tyler, TX | 3 | $ 322,000 | $ 107,333 | $ 48,000 |
| Visalia-Tulare-Porterville, CA | 3 | $ 274,000 | $ 91,333 | $ 13,000 |
| Albany, GA | 2 | $ 392,000 | $ 196,000 | $ 13,000 |
| Bangor, ME | 2 | $ 229,000 | $ 114,500 | $ 0 |
| Bloomington-Normal, IL | 2 | $ 288,000 | $ 144,000 | $ 30,000 |
| Casper, WY | 2 | $ 167,000 | $ 83,500 | $ 0 |
| Cumberland, MD-WV | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Kokomo, IN | 2 | $ 215,000 | $ 107,500 | $ 22,000 |
| Lawton, OK | 2 | $ 136,000 | $ 68,000 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 211,000 | $ 105,500 | $ 31,000 |
| Lubbock, TX | 2 | $ 188,000 | $ 94,000 | $ 57,000 |
| Lynchburg, VA | 2 | $ 569,000 | $ 284,500 | $ 42,000 |
| Sheboygan, WI | 2 | $ 264,000 | $ 132,000 | $ 162,000 |
| Tuscaloosa, AL | 2 | $ 198,000 | $ 99,000 | $ 17,000 |
| Wausau, WI | 2 | $ 165,000 | $ 82,500 | $ 35,000 |
| Abilene, TX | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Amarillo, TX | 1 | $ 122,000 | $ 122,000 | $ 120,000 |
| Auburn-Opelika, AL | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Bryan-College Station, TX | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Duluth-Superior, MN-WI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Erie, PA | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Eugene-Springfield, OR | 1 | $ 375,000 | $ 375,000 | $ 210,000 |
| Goldsboro, NC | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Great Falls, MT | 1 | $ 83,000 | $ 83,000 | $ 78,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Jonesboro, AR | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Lincoln, NE | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Montgomery, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Odessa-Midland, TX | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Owensboro, KY | 1 | $ 176,000 | $ 176,000 | $ 110,000 |
| Sioux City, IA-NE | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Steubenville-Weirton, OH-WV | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Yolo, CA | 1 | $ 251,000 | $ 251,000 | $ 97,000 |
| Yuba City, CA | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 25,128 | $4,766,733,000 | $165,244 | $4,000,000 | $40,163 | $2,997,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 16,103 | $3,265,480,000 | $194,320 | $4,000,000 | $52,700 | $4,400,000 |
| Home Improvement (one-to-four family) | 825 | $22,468,000 | $137,166 | $329,000 | $36,833 | $630,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,625 | $3,680,280,000 | $193,620 | $4,000,000 | $51,420 | $4,020,000 |
| Hispanic | 8,507 | $1,575,298,000 | $148,674 | $3,185,000 | $31,976 | $1,359,000 |
| Information not provided by applicant in mail or telephone application | 6,927 | $1,406,207,000 | $169,750 | $4,000,000 | $36,708 | $4,400,000 |
| Black | 4,641 | $858,184,000 | $152,868 | $3,835,000 | $34,263 | $1,800,000 |
| Asian or Pacific Islander | 1,450 | $331,736,000 | $189,577 | $3,445,000 | $47,933 | $700,000 |
| Other | 779 | $179,674,000 | $193,351 | $2,120,000 | $41,972 | $720,000 |
| American Indian or Alaskan Native | 125 | $22,912,000 | $180,275 | $630,000 | $46,000 | $720,000 |
| Not applicable | 2 | $390,000 | $195,000 | $300,000 | $33,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,872 | $8,031,570,000 | $180,260 | $4,000,000 | $45,100 | $4,400,000 |
| FHA-insured (Federal Housing Administration) | 145 | $17,426,000 | $123,142 | $179,000 | $43,714 | $156,000 |
| VA-guaranteed (Veterans Administration) | 38 | $5,620,000 | $167,000 | $260,000 | $38,200 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $65,000 | $65,000 | $65,000 | $31,000 | $31,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,255 | $3,541,161,000 | $166,895 | $2,000,000 | $42,416 | $1,985,000 |
| Application Withdrawn By Applicant | 10,818 | $2,149,426,000 | $186,122 | $4,000,000 | $49,061 | $4,400,000 |
| Application Denied By Financial Institution | 6,956 | $1,340,898,000 | $193,250 | $4,000,000 | $50,020 | $2,400,000 |
| Loan Purchased By The Institution | 3,769 | $775,256,000 | $177,975 | $1,000,000 | $31,243 | $1,471,000 |
| Application Approved But Not Accepted | 1,217 | $240,548,000 | $177,023 | $2,655,000 | $33,309 | $1,200,000 |
| File Closed For Incompleteness | 41 | $7,392,000 | $194,625 | $1,000,000 | $58,875 | $348,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,097 | $397,231,000 | $212,978 | $4,000,000 | $41,521 | $2,356,000 |
| Other | 1,734 | $354,028,000 | $195,717 | $4,000,000 | $56,804 | $2,400,000 |
| Collateral | 1,433 | $257,439,000 | $174,020 | $3,900,000 | $46,958 | $2,284,000 |
| Credit Application Incomplete | 1,007 | $221,955,000 | $183,775 | $3,185,000 | $46,350 | $1,200,000 |
| Debt-To-Income Ratio | 408 | $62,303,000 | $173,973 | $1,750,000 | $68,210 | $624,000 |
| Employment History | 117 | $18,524,000 | $154,133 | $900,000 | $50,533 | $420,000 |
| Unverifiable Information | 117 | $22,830,000 | $196,785 | $1,500,000 | $74,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $6,308,000 | $192,470 | $648,000 | $36,235 | $360,000 |
| Mortgage Insurance Denied | 2 | $280,000 | $140,000 | $142,000 | $35,500 | $71,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Arizona's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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