First National Bank of Arizona Mortgage Lending & HMDA Data, 2003

In 2003, First National Bank of Arizona of Scottsdale, AZ reported 42,056 mortgage applications totaling $8.1 billion. The average application was for $191,522, and applicants reported an average income of $43,700. 46% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Phoenix-Mesa, AZ (4,194), Chicago, IL (3,209) and New York, NY (2,661) (applications in parentheses).

Mortgage Company & Address First National Bank of Arizona
17600 North Perimeter Drive
Scottsdale, AZ 85255
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 42,056
Total Mortgage Loan Application Amount $8,054,681,000
Average Mortgage Loan Application Amount $191,522
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $43,700
Highest Applicant Income $4,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Arizona by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,992 $ 670,934,000 $ 168,069 $ 70,000
Cook, Illinois 2,441 $ 476,845,000 $ 195,348 $ 45,000
Clark, Nevada 1,312 $ 252,690,000 $ 192,599 $ 57,000
Miami-Dade, Florida 966 $ 168,343,000 $ 174,268 $ 52,000
Kings, New York 883 $ 312,670,000 $ 354,099 $ 34,000
Queens, New York 854 $ 289,025,000 $ 338,436 $ 41,000
Broward, Florida 796 $ 134,185,000 $ 168,574 $ 36,000
Hudson, New Jersey 659 $ 174,266,000 $ 264,440 $ 35,000
Palm Beach, Florida 612 $ 116,363,000 $ 190,135 $ 51,000
Mohave, Arizona 570 $ 71,150,000 $ 124,824 $ 62,000
Suffolk, New York 538 $ 150,398,000 $ 279,550 $ 54,000
Pima, Arizona 504 $ 66,813,000 $ 132,565 $ 62,000
Harris, Texas 416 $ 47,739,000 $ 114,757 $ 30,000
Nassau, New York 403 $ 127,699,000 $ 316,870 $ 48,000
Fairfield, Connecticut 376 $ 108,659,000 $ 288,986 $ 73,000
Los Angeles, California 365 $ 126,172,000 $ 345,676 $ 109,000
Essex, New Jersey 360 $ 84,271,000 $ 234,086 $ 46,000
Orange, Florida 348 $ 54,223,000 $ 155,813 $ 32,000
Passaic, New Jersey 347 $ 79,006,000 $ 227,682 $ 39,000
Bronx, New York 344 $ 95,268,000 $ 276,941 $ 31,000
Fulton, Georgia 329 $ 80,400,000 $ 244,376 $ 92,000
Lee, Florida 315 $ 49,287,000 $ 156,466 $ 32,000
Bergen, New Jersey 308 $ 103,745,000 $ 336,834 $ 55,000
Wayne, Michigan 301 $ 36,616,000 $ 121,647 $ 41,000
Hillsborough, Florida 273 $ 38,395,000 $ 140,641 $ 38,000
Fairfax, Virginia 269 $ 78,986,000 $ 293,628 $ 49,000
Union, New Jersey 250 $ 59,833,000 $ 239,332 $ 33,000
Westchester, New York 250 $ 89,133,000 $ 356,532 $ 58,000
New Haven, Connecticut 240 $ 37,739,000 $ 157,245 $ 31,000
Cuyahoga, Ohio 237 $ 26,994,000 $ 113,898 $ 28,000
Mecklenburg, North Carolina 231 $ 37,718,000 $ 163,281 $ 41,000
Providence, Rhode Island 229 $ 39,120,000 $ 170,829 $ 31,000
Middlesex, Massachusetts 224 $ 70,296,000 $ 313,821 $ 32,000
Prince George's, Maryland 223 $ 45,809,000 $ 205,421 $ 33,000
Pinellas, Florida 221 $ 32,524,000 $ 147,167 $ 63,000
DeKalb, Georgia 219 $ 40,014,000 $ 182,712 $ 62,000
Hidalgo, Texas 212 $ 20,240,000 $ 95,471 $ 20,000
Duval, Florida 207 $ 27,059,000 $ 130,719 $ 28,000
Pinal, Arizona 202 $ 23,629,000 $ 116,975 $ 47,000
DuPage, Illinois 193 $ 37,583,000 $ 194,730 $ 50,000
Montgomery, Maryland 190 $ 56,748,000 $ 298,673 $ 53,000
Will, Illinois 188 $ 32,591,000 $ 173,356 $ 38,000
Hartford, Connecticut 171 $ 26,450,000 $ 154,678 $ 27,000
Volusia, Florida 170 $ 19,936,000 $ 117,270 $ 18,000
Brevard, Florida 169 $ 25,012,000 $ 148,000 $ 62,000
Lake, Illinois 167 $ 35,264,000 $ 211,161 $ 43,000
Worcester, Massachusetts 165 $ 30,965,000 $ 187,666 $ 30,000
Richmond, New York 159 $ 44,212,000 $ 278,062 $ 48,000
District of Columbia, District Of Columbia 158 $ 39,984,000 $ 253,063 $ 49,000
Pasco, Florida 158 $ 16,480,000 $ 104,303 $ 21,000
San Diego, California 157 $ 57,926,000 $ 368,955 $ 94,000
Philadelphia, Pennsylvania 157 $ 14,105,000 $ 89,840 $ 35,000
Horry, South Carolina 157 $ 28,849,000 $ 183,751 $ 46,000
Prince William, Virginia 156 $ 36,497,000 $ 233,955 $ 41,000
Bexar, Texas 155 $ 16,187,000 $ 104,432 $ 39,000
Suffolk, Massachusetts 151 $ 46,403,000 $ 307,304 $ 35,000
Davidson, Tennessee 151 $ 20,929,000 $ 138,602 $ 34,000
Charleston, South Carolina 148 $ 23,858,000 $ 161,202 $ 56,000
Middlesex, New Jersey 145 $ 32,166,000 $ 221,834 $ 53,000
Oakland, Michigan 144 $ 31,804,000 $ 220,861 $ 47,000
Orange, California 141 $ 55,603,000 $ 394,347 $ 107,000
Osceola, Florida 139 $ 17,317,000 $ 124,582 $ 35,000
Essex, Massachusetts 138 $ 35,451,000 $ 256,891 $ 41,000
Gwinnett, Georgia 135 $ 25,237,000 $ 186,940 $ 33,000
Riverside, California 131 $ 32,272,000 $ 246,351 $ 44,000
Kane, Illinois 126 $ 20,547,000 $ 163,071 $ 34,000
Plymouth, Massachusetts 126 $ 30,638,000 $ 243,158 $ 30,000
Jackson, Missouri 125 $ 12,113,000 $ 96,904 $ 24,000
Monmouth, New Jersey 124 $ 39,188,000 $ 316,032 $ 64,000
King, Washington 124 $ 33,970,000 $ 273,951 $ 52,000
Bernalillo, New Mexico 121 $ 16,975,000 $ 140,289 $ 40,000
Erie, New York 121 $ 11,510,000 $ 95,123 $ 43,000
Collier, Florida 118 $ 25,159,000 $ 213,211 $ 33,000
Cobb, Georgia 118 $ 23,753,000 $ 201,296 $ 77,000
St. Lucie, Florida 115 $ 14,655,000 $ 127,434 $ 34,000
Hennepin, Minnesota 114 $ 23,026,000 $ 201,982 $ 28,000
Virginia Beach, Virginia 114 $ 16,305,000 $ 143,026 $ 36,000
Monroe, New York 112 $ 11,171,000 $ 99,741 $ 30,000
Seminole, Florida 111 $ 16,647,000 $ 149,972 $ 26,000
Macomb, Michigan 110 $ 18,560,000 $ 168,727 $ 46,000
Ocean, New Jersey 109 $ 22,900,000 $ 210,091 $ 51,000
St. Joseph, Indiana 108 $ 9,556,000 $ 88,481 $ 31,000
El Paso, Colorado 106 $ 19,930,000 $ 188,018 $ 34,000
Richland, South Carolina 105 $ 13,649,000 $ 129,990 $ 37,000
Baltimore City, Maryland 103 $ 10,396,000 $ 100,932 $ 41,000
Norfolk, Massachusetts 103 $ 33,129,000 $ 321,640 $ 45,000
Morris, New Jersey 103 $ 33,511,000 $ 325,349 $ 67,000
Beaufort, South Carolina 102 $ 23,260,000 $ 228,039 $ 83,000
Lake, Indiana 100 $ 10,819,000 $ 108,190 $ 18,000
Hamilton, Tennessee 100 $ 10,748,000 $ 107,480 $ 46,000
El Paso, Texas 100 $ 9,475,000 $ 94,750 $ 19,000
Polk, Florida 97 $ 10,938,000 $ 112,762 $ 15,000
Shelby, Tennessee 95 $ 12,389,000 $ 130,410 $ 44,000
Dallas, Texas 95 $ 14,115,000 $ 148,578 $ 51,000
Snohomish, Washington 94 $ 19,712,000 $ 209,702 $ 48,000
Franklin, Ohio 93 $ 9,242,000 $ 99,376 $ 36,000
Salt Lake, Utah 93 $ 18,890,000 $ 203,118 $ 58,000
Baltimore, Maryland 92 $ 19,253,000 $ 209,271 $ 42,000
Bristol, Massachusetts 92 $ 19,990,000 $ 217,282 $ 16,000
Tarrant, Texas 92 $ 12,800,000 $ 139,130 $ 55,000
Greenville, South Carolina 90 $ 11,349,000 $ 126,100 $ 25,000
Webb, Texas 88 $ 10,109,000 $ 114,875 $ 18,000
Anne Arundel, Maryland 87 $ 21,804,000 $ 250,620 $ 43,000
Schenectady, New York 87 $ 5,929,000 $ 68,149 $ 25,000
St. Louis, Missouri 86 $ 11,519,000 $ 133,941 $ 25,000
Clayton, Georgia 84 $ 10,541,000 $ 125,488 $ 43,000
Yavapai, Arizona 83 $ 14,278,000 $ 172,024 $ 66,000
Marion, Indiana 82 $ 8,627,000 $ 105,207 $ 52,000
Wake, North Carolina 81 $ 15,641,000 $ 193,098 $ 25,000
San Bernardino, California 80 $ 14,991,000 $ 187,387 $ 56,000
Dutchess, New York 77 $ 15,981,000 $ 207,545 $ 47,000
Rockland, New York 77 $ 21,043,000 $ 273,285 $ 28,000
Atlantic, New Jersey 76 $ 12,349,000 $ 162,486 $ 36,000
Denver, Colorado 75 $ 16,111,000 $ 214,813 $ 46,000
Albany, New York 75 $ 9,726,000 $ 129,680 $ 33,000
Orange, New York 75 $ 14,868,000 $ 198,240 $ 42,000
Knox, Tennessee 75 $ 9,291,000 $ 123,880 $ 32,000
Barnstable, Massachusetts 73 $ 20,936,000 $ 286,794 $ 18,000
Hillsborough, New Hampshire 73 $ 14,506,000 $ 198,712 $ 37,000
Travis, Texas 72 $ 16,167,000 $ 224,541 $ 39,000
Sarasota, Florida 71 $ 15,665,000 $ 220,633 $ 52,000
Somerset, New Jersey 71 $ 16,545,000 $ 233,028 $ 48,000
Lexington, South Carolina 69 $ 8,524,000 $ 123,536 $ 36,000
Flagler, Florida 68 $ 10,303,000 $ 151,514 $ 32,000
Washington, Utah 68 $ 12,568,000 $ 184,823 $ 59,000
Johnson, Kansas 67 $ 14,086,000 $ 210,238 $ 33,000
Genesee, Michigan 67 $ 6,829,000 $ 101,925 $ 35,000
Fort Bend, Texas 67 $ 11,041,000 $ 164,791 $ 61,000
Ramsey, Minnesota 66 $ 11,177,000 $ 169,348 $ 30,000
Loudoun, Virginia 65 $ 20,146,000 $ 309,938 $ 72,000
Arapahoe, Colorado 63 $ 14,305,000 $ 227,063 $ 46,000
Litchfield, Connecticut 62 $ 13,029,000 $ 210,145 $ 47,000
Allen, Indiana 62 $ 5,689,000 $ 91,758 $ 19,000
Summit, Ohio 62 $ 8,279,000 $ 133,532 $ 58,000
Elkhart, Indiana 61 $ 6,514,000 $ 106,786 $ 38,000
St. Louis City, Missouri 58 $ 4,708,000 $ 81,172 $ 38,000
McHenry, Illinois 57 $ 11,756,000 $ 206,245 $ 62,000
Saratoga, New York 57 $ 9,045,000 $ 158,684 $ 61,000
Norfolk, Virginia 57 $ 6,174,000 $ 108,315 $ 45,000
Whatcom, Washington 57 $ 8,622,000 $ 151,263 $ 52,000
Lake, Florida 56 $ 7,859,000 $ 140,339 $ 26,000
Bucks, Pennsylvania 56 $ 13,241,000 $ 236,446 $ 53,000
Collin, Texas 56 $ 12,555,000 $ 224,196 $ 88,000
Hampden, Massachusetts 55 $ 6,088,000 $ 110,690 $ 21,000
New York, New York 54 $ 27,202,000 $ 503,740 $ 109,000
Cameron, Texas 54 $ 4,667,000 $ 86,425 $ 26,000
Gila, Arizona 52 $ 5,627,000 $ 108,211 $ 40,000
Montgomery, Pennsylvania 52 $ 9,430,000 $ 181,346 $ 26,000
Spartanburg, South Carolina 52 $ 6,142,000 $ 118,115 $ 22,000
Berkeley, South Carolina 51 $ 6,166,000 $ 120,901 $ 29,000
New Castle, Delaware 50 $ 9,184,000 $ 183,680 $ 58,000
Washoe, Nevada 50 $ 9,351,000 $ 187,020 $ 78,000
Mercer, New Jersey 50 $ 9,229,000 $ 184,580 $ 43,000
Adams, Colorado 49 $ 9,841,000 $ 200,836 $ 15,000
Manatee, Florida 49 $ 6,131,000 $ 125,122 $ 32,000
Chatham, Georgia 49 $ 8,897,000 $ 181,571 $ 84,000
Henry, Georgia 49 $ 8,197,000 $ 167,285 $ 40,000
Lucas, Ohio 49 $ 5,317,000 $ 108,510 $ 28,000
Pueblo, Colorado 48 $ 6,081,000 $ 126,687 $ 35,000
Howard, Maryland 46 $ 15,498,000 $ 336,913 $ 81,000
Sussex, New Jersey 46 $ 8,869,000 $ 192,804 $ 68,000
Rutherford, Tennessee 46 $ 5,237,000 $ 113,847 $ 26,000
Chesapeake, Virginia 46 $ 6,812,000 $ 148,086 $ 28,000
New London, Connecticut 45 $ 7,378,000 $ 163,955 $ 23,000
Rensselaer, New York 45 $ 4,251,000 $ 94,466 $ 40,000
Sacramento, California 44 $ 10,618,000 $ 241,318 $ 42,000
Jefferson, Colorado 44 $ 12,709,000 $ 288,840 $ 56,000
Weber, Utah 44 $ 6,933,000 $ 157,568 $ 85,000
Pierce, Washington 43 $ 9,765,000 $ 227,093 $ 71,000
Milwaukee, Wisconsin 43 $ 4,325,000 $ 100,581 $ 20,000
St. Johns, Florida 42 $ 9,085,000 $ 216,309 $ 35,000
Hernando, Florida 41 $ 3,718,000 $ 90,682 $ 21,000
Polk, Iowa 41 $ 5,024,000 $ 122,536 $ 9,000
Camden, New Jersey 41 $ 4,804,000 $ 117,170 $ 29,000
York, South Carolina 41 $ 5,762,000 $ 140,536 $ 16,000
Utah, Utah 41 $ 12,230,000 $ 298,292 $ 66,000
Porter, Indiana 40 $ 5,977,000 $ 149,425 $ 27,000
Putnam, New York 40 $ 10,561,000 $ 264,025 $ 36,000
Iredell, North Carolina 40 $ 14,593,000 $ 364,825 $ 53,000
Navajo, Arizona 39 $ 4,206,000 $ 107,846 $ 71,000
Douglas, Colorado 39 $ 11,763,000 $ 301,615 $ 75,000
Marion, Florida 39 $ 4,163,000 $ 106,743 $ 33,000
Sedgwick, Kansas 39 $ 3,793,000 $ 97,256 $ 10,000
Kent, Michigan 38 $ 4,061,000 $ 106,868 $ 19,000
Rockingham, New Hampshire 38 $ 8,704,000 $ 229,052 $ 44,000
Hamilton, Ohio 38 $ 4,007,000 $ 105,447 $ 32,000
Denton, Texas 38 $ 8,583,000 $ 225,868 $ 42,000
Charlotte, Florida 37 $ 3,930,000 $ 106,216 $ 12,000
Bibb, Georgia 37 $ 3,157,000 $ 85,324 $ 48,000
Burlington, New Jersey 37 $ 5,602,000 $ 151,405 $ 29,000
Lehigh, Pennsylvania 37 $ 3,503,000 $ 94,675 $ 29,000
Kent, Rhode Island 36 $ 5,784,000 $ 160,666 $ 23,000
Jefferson, Kentucky 35 $ 3,935,000 $ 112,428 $ 21,000
Allegheny, Pennsylvania 35 $ 3,218,000 $ 91,942 $ 42,000
Lancaster, Pennsylvania 35 $ 4,257,000 $ 121,628 $ 44,000
Ulster, New York 34 $ 5,826,000 $ 171,352 $ 24,000
Florence, South Carolina 34 $ 3,946,000 $ 116,058 $ 31,000
Middlesex, Connecticut 33 $ 5,813,000 $ 176,151 $ 31,000
Cherokee, Georgia 33 $ 6,559,000 $ 198,757 $ 61,000
Anoka, Minnesota 33 $ 6,473,000 $ 196,151 $ 26,000
Harford, Maryland 32 $ 5,137,000 $ 160,531 $ 17,000
Monroe, Pennsylvania 32 $ 4,703,000 $ 146,968 $ 61,000
Sumner, Tennessee 32 $ 6,310,000 $ 197,187 $ 44,000
Cochise, Arizona 31 $ 2,661,000 $ 85,838 $ 66,000
Santa Cruz, Arizona 31 $ 3,596,000 $ 116,000 $ 20,000
Imperial, California 31 $ 4,948,000 $ 159,612 $ 20,000
Washtenaw, Michigan 31 $ 6,945,000 $ 224,032 $ 39,000
Washington, Minnesota 31 $ 6,207,000 $ 200,225 $ 42,000
Onondaga, New York 31 $ 3,279,000 $ 105,774 $ 31,000
Durham, North Carolina 31 $ 5,548,000 $ 178,967 $ 40,000
Guilford, North Carolina 31 $ 3,565,000 $ 115,000 $ 25,000
Clay, Florida 30 $ 3,578,000 $ 119,266 $ 24,000
Buncombe, North Carolina 30 $ 4,880,000 $ 162,666 $ 31,000
Delaware, Pennsylvania 30 $ 4,665,000 $ 155,500 $ 62,000
Blount, Tennessee 30 $ 3,602,000 $ 120,066 $ 20,000
Montgomery, Texas 30 $ 6,133,000 $ 204,433 $ 94,000
Chesterfield, Virginia 30 $ 5,784,000 $ 192,800 $ 33,000
Frederick, Maryland 29 $ 6,507,000 $ 224,379 $ 43,000
Jackson, Michigan 29 $ 3,480,000 $ 120,000 $ 9,000
Santa Fe, New Mexico 29 $ 7,104,000 $ 244,965 $ 71,000
Davis, Utah 29 $ 4,917,000 $ 169,551 $ 16,000
Richmond City, Virginia 29 $ 2,671,000 $ 92,103 $ 31,000
Coconino, Arizona 28 $ 5,733,000 $ 204,750 $ 50,000
Berrien, Michigan 28 $ 3,357,000 $ 119,892 $ 101,000
Gaston, North Carolina 28 $ 4,960,000 $ 177,142 $ 24,000
Butler, Ohio 28 $ 3,727,000 $ 133,107 $ 21,000
Berks, Pennsylvania 28 $ 2,374,000 $ 84,785 $ 34,000
Dorchester, South Carolina 28 $ 3,573,000 $ 127,607 $ 19,000
Williamson, Tennessee 28 $ 6,268,000 $ 223,857 $ 31,000
Weld, Colorado 27 $ 5,142,000 $ 190,444 $ 42,000
Tolland, Connecticut 27 $ 5,322,000 $ 197,111 $ 51,000
Charles, Maryland 27 $ 5,325,000 $ 197,222 $ 51,000
Montgomery, Ohio 27 $ 2,837,000 $ 105,074 $ 57,000
Anderson, South Carolina 27 $ 3,103,000 $ 114,925 $ 41,000
Forsyth, Georgia 26 $ 8,600,000 $ 330,769 $ 55,000
Stark, Ohio 26 $ 2,461,000 $ 94,653 $ 18,000
York, Pennsylvania 26 $ 2,798,000 $ 107,615 $ 20,000
Washington, Rhode Island 26 $ 6,234,000 $ 239,769 $ 26,000
Georgetown, South Carolina 26 $ 5,635,000 $ 216,730 $ 77,000
Glynn, Georgia 25 $ 6,431,000 $ 257,240 $ 178,000
Dare, North Carolina 25 $ 9,790,000 $ 391,600 $ 31,000
Union, North Carolina 25 $ 5,002,000 $ 200,080 $ 12,000
Medina, Ohio 25 $ 3,586,000 $ 143,440 $ 33,000
Sevier, Tennessee 25 $ 3,946,000 $ 157,840 $ 23,000
Henrico, Virginia 25 $ 4,358,000 $ 174,320 $ 35,000
Boulder, Colorado 24 $ 6,266,000 $ 261,083 $ 68,000
Worcester, Maryland 24 $ 3,902,000 $ 162,583 $ 71,000
New Hanover, North Carolina 24 $ 3,732,000 $ 155,500 $ 20,000
Lorain, Ohio 24 $ 2,641,000 $ 110,041 $ 34,000
Oklahoma, Oklahoma 24 $ 2,256,000 $ 94,000 $ 11,000
Chester, Pennsylvania 24 $ 4,278,000 $ 178,250 $ 78,000
Portsmouth, Virginia 24 $ 2,319,000 $ 96,625 $ 35,000
Winnebago, Illinois 23 $ 2,256,000 $ 98,086 $ 18,000
Wyandotte, Kansas 23 $ 2,365,000 $ 102,826 $ 9,000
Muskegon, Michigan 23 $ 2,413,000 $ 104,913 $ 17,000
Greene, Missouri 23 $ 2,072,000 $ 90,086 $ 38,000
Lake, Ohio 23 $ 3,122,000 $ 135,739 $ 42,000
Brazoria, Texas 23 $ 3,514,000 $ 152,782 $ 51,000
Galveston, Texas 23 $ 2,949,000 $ 128,217 $ 28,000
Martin, Florida 22 $ 3,994,000 $ 181,545 $ 43,000
Rockdale, Georgia 22 $ 4,381,000 $ 199,136 $ 87,000
Kendall, Illinois 22 $ 3,568,000 $ 162,181 $ 18,000
Forsyth, North Carolina 22 $ 2,938,000 $ 133,545 $ 28,000
Henderson, North Carolina 22 $ 4,535,000 $ 206,136 $ 38,000
Dauphin, Pennsylvania 22 $ 2,035,000 $ 92,500 $ 16,000
Arlington, Virginia 22 $ 5,704,000 $ 259,272 $ 69,000
Santa Clara, California 21 $ 9,594,000 $ 456,857 $ 79,000
Dakota, Minnesota 21 $ 4,910,000 $ 233,809 $ 22,000
Cabarrus, North Carolina 21 $ 3,718,000 $ 177,047 $ 52,000
Licking, Ohio 21 $ 2,370,000 $ 112,857 $ 40,000
Bradley, Tennessee 21 $ 2,395,000 $ 114,047 $ 15,000
Kern, California 20 $ 2,929,000 $ 146,450 $ 64,000
Douglas, Georgia 20 $ 3,115,000 $ 155,750 $ 55,000
Orleans, Louisiana 20 $ 2,951,000 $ 147,550 $ 54,000
Oneida, New York 20 $ 1,195,000 $ 59,750 $ 4,000
Lackawanna, Pennsylvania 20 $ 1,662,000 $ 83,100 $ 13,000
Northampton, Pennsylvania 20 $ 2,932,000 $ 146,600 $ 26,000
Contra Costa, California 19 $ 6,408,000 $ 337,263 $ 82,000
Solano, California 19 $ 4,466,000 $ 235,052 $ 65,000
Leon, Florida 19 $ 2,089,000 $ 109,947 $ 42,000
Monroe, Florida 19 $ 6,558,000 $ 345,157 $ 68,000
Fayette, Georgia 19 $ 6,783,000 $ 357,000 $ 57,000
Hamilton, Indiana 19 $ 5,611,000 $ 295,315 $ 64,000
St. Clair, Michigan 19 $ 2,877,000 $ 151,421 $ 43,000
DeSoto, Mississippi 19 $ 3,562,000 $ 187,473 $ 47,000
Newport, Rhode Island 19 $ 5,642,000 $ 296,947 $ 52,000
Wilson, Tennessee 19 $ 2,902,000 $ 152,736 $ 26,000
Williamson, Texas 19 $ 2,964,000 $ 156,000 $ 85,000
Alameda, California 18 $ 6,974,000 $ 387,444 $ 74,000
Newton, Georgia 18 $ 2,979,000 $ 165,500 $ 66,000
St. Clair, Illinois 18 $ 1,476,000 $ 82,000 $ 24,000
Jefferson, Louisiana 18 $ 3,043,000 $ 169,055 $ 45,000
Franklin, Massachusetts 18 $ 2,091,000 $ 116,166 $ 19,000
Ingham, Michigan 18 $ 1,555,000 $ 86,388 $ 17,000
Livingston, Michigan 18 $ 3,919,000 $ 217,722 $ 69,000
Hunterdon, New Jersey 18 $ 6,891,000 $ 382,833 $ 8,000
Sandoval, New Mexico 18 $ 2,552,000 $ 141,777 $ 26,000
Columbia, New York 18 $ 3,404,000 $ 189,111 $ 45,000
Luzerne, Pennsylvania 18 $ 1,284,000 $ 71,333 $ 9,000
Sullivan, Tennessee 18 $ 1,507,000 $ 83,722 $ 20,000
Yuma, Arizona 17 $ 1,778,000 $ 104,588 $ 13,000
Scott, Iowa 17 $ 1,719,000 $ 101,117 $ 45,000
Caddo, Louisiana 17 $ 1,771,000 $ 104,176 $ 8,000
Lafayette, Louisiana 17 $ 1,746,000 $ 102,705 $ 43,000
Carson City, Nevada 17 $ 2,218,000 $ 130,470 $ 28,000
Merrimack, New Hampshire 17 $ 2,721,000 $ 160,058 $ 26,000
Cape May, New Jersey 17 $ 4,736,000 $ 278,588 $ 80,000
Warren, New Jersey 17 $ 3,661,000 $ 215,352 $ 19,000
Sullivan, New York 17 $ 2,457,000 $ 144,529 $ 36,000
Catawba, North Carolina 17 $ 2,290,000 $ 134,705 $ 63,000
Mahoning, Ohio 17 $ 1,431,000 $ 84,176 $ 71,000
Multnomah, Oregon 17 $ 3,964,000 $ 233,176 $ 50,000
La Paz, Arizona 16 $ 1,817,000 $ 113,562 $ 96,000
St. Tammany, Louisiana 16 $ 2,165,000 $ 135,312 $ 41,000
Sherburne, Minnesota 16 $ 2,870,000 $ 179,375 $ 24,000
Clay, Missouri 16 $ 2,027,000 $ 126,687 $ 23,000
St. Charles, Missouri 16 $ 2,312,000 $ 144,500 $ 18,000
Warren, New York 16 $ 1,704,000 $ 106,500 $ 15,000
Cumberland, North Carolina 16 $ 1,467,000 $ 91,687 $ 26,000
Westmoreland, Pennsylvania 16 $ 1,319,000 $ 82,437 $ 29,000
Spotsylvania, Virginia 16 $ 2,776,000 $ 173,500 $ 19,000
Ventura, California 15 $ 9,539,000 $ 635,933 $ 288,000
Larimer, Colorado 15 $ 2,911,000 $ 194,066 $ 34,000
Windham, Connecticut 15 $ 2,041,000 $ 136,066 $ 19,000
Kosciusko, Indiana 15 $ 2,560,000 $ 170,666 $ 118,000
Cass, Michigan 15 $ 2,687,000 $ 179,133 $ 12,000
Cumberland, New Jersey 15 $ 1,354,000 $ 90,266 $ 24,000
Franklin, Pennsylvania 15 $ 1,894,000 $ 126,266 $ 30,000
Orangeburg, South Carolina 15 $ 1,332,000 $ 88,800 $ 17,000
Guadalupe, Texas 15 $ 1,871,000 $ 124,733 $ 19,000
Spokane, Washington 15 $ 1,685,000 $ 112,333 $ 35,000
Escambia, Florida 14 $ 2,472,000 $ 176,571 $ 60,000
Richmond, Georgia 14 $ 937,000 $ 66,928 $ 46,000
Sangamon, Illinois 14 $ 1,440,000 $ 102,857 $ 29,000
LaPorte, Indiana 14 $ 1,460,000 $ 104,285 $ 23,000
Linn, Iowa 14 $ 1,735,000 $ 123,928 $ 33,000
Hinds, Mississippi 14 $ 1,168,000 $ 83,428 $ 23,000
Gloucester, New Jersey 14 $ 2,121,000 $ 151,500 $ 48,000
Chautauqua, New York 14 $ 1,804,000 $ 128,857 $ 46,000
Brunswick, North Carolina 14 $ 4,615,000 $ 329,642 $ 81,000
Cumberland, Pennsylvania 14 $ 2,627,000 $ 187,642 $ 46,000
Aiken, South Carolina 14 $ 996,000 $ 71,142 $ 48,000
Oconee, South Carolina 14 $ 1,948,000 $ 139,142 $ 34,000
Manassas, Virginia 14 $ 2,925,000 $ 208,928 $ 13,000
Hall, Georgia 13 $ 2,933,000 $ 225,615 $ 76,000
Madison, Illinois 13 $ 1,233,000 $ 94,846 $ 35,000
Calcasieu, Louisiana 13 $ 1,412,000 $ 108,615 $ 75,000
East Baton Rouge, Louisiana 13 $ 2,777,000 $ 213,615 $ 69,000
Carroll, Maryland 13 $ 3,142,000 $ 241,692 $ 16,000
Monroe, Michigan 13 $ 2,418,000 $ 186,000 $ 55,000
Scott, Minnesota 13 $ 2,937,000 $ 225,923 $ 88,000
Jefferson, Missouri 13 $ 1,700,000 $ 130,769 $ 31,000
Eddy, New Mexico 13 $ 1,020,000 $ 78,461 $ 31,000
Greene, New York 13 $ 1,568,000 $ 120,615 $ 54,000
Clackamas, Oregon 13 $ 6,598,000 $ 507,538 $ 166,000
Bristol, Rhode Island 13 $ 3,198,000 $ 246,000 $ 40,000
Lancaster, South Carolina 13 $ 1,937,000 $ 149,000 $ 3,000
Pickens, South Carolina 13 $ 1,486,000 $ 114,307 $ 38,000
Washington, Tennessee 13 $ 1,563,000 $ 120,230 $ 22,000
Alexandria, Virginia 13 $ 2,796,000 $ 215,076 $ 22,000
Fauquier, Virginia 13 $ 3,683,000 $ 283,307 $ 10,000
Newport News, Virginia 13 $ 1,199,000 $ 92,230 $ 31,000
Skagit, Washington 13 $ 2,182,000 $ 167,846 $ 22,000
San Mateo, California 12 $ 5,243,000 $ 436,916 $ 66,000
Fremont, Colorado 12 $ 1,760,000 $ 146,666 $ 12,000
Alachua, Florida 12 $ 1,217,000 $ 101,416 $ 29,000
Washington, New York 12 $ 1,326,000 $ 110,500 $ 12,000
Davidson, North Carolina 12 $ 1,494,000 $ 124,500 $ 32,000
Delaware, Ohio 12 $ 2,591,000 $ 215,916 $ 59,000
Blair, Pennsylvania 12 $ 1,036,000 $ 86,333 $ 11,000
Nueces, Texas 12 $ 995,000 $ 82,916 $ 42,000
Manassas Park, Virginia 12 $ 2,234,000 $ 186,166 $ 17,000
Stafford, Virginia 12 $ 2,632,000 $ 219,333 $ 37,000
Stanislaus, California 11 $ 2,017,000 $ 183,363 $ 16,000
Mesa, Colorado 11 $ 1,813,000 $ 164,818 $ 58,000
Indian River, Florida 11 $ 924,000 $ 84,000 $ 19,000
Columbia, Georgia 11 $ 2,033,000 $ 184,818 $ 63,000
Paulding, Georgia 11 $ 1,367,000 $ 124,272 $ 158,000
Walton, Georgia 11 $ 2,123,000 $ 193,000 $ 15,000
Rock Island, Illinois 11 $ 1,058,000 $ 96,181 $ 55,000
Delaware, Indiana 11 $ 814,000 $ 74,000 $ 6,000
Monroe, Indiana 11 $ 1,190,000 $ 108,181 $ 15,000
Cass, Missouri 11 $ 1,120,000 $ 101,818 $ 34,000
Jasper, Missouri 11 $ 998,000 $ 90,727 $ 8,000
Douglas, Nevada 11 $ 2,727,000 $ 247,909 $ 49,000
Strafford, New Hampshire 11 $ 2,170,000 $ 197,272 $ 71,000
Genesee, New York 11 $ 757,000 $ 68,818 $ 2,000
Ontario, New York 11 $ 1,437,000 $ 130,636 $ 47,000
Cleveland, North Carolina 11 $ 896,000 $ 81,454 $ 56,000
Johnston, North Carolina 11 $ 1,402,000 $ 127,454 $ 33,000
Ashtabula, Ohio 11 $ 1,227,000 $ 111,545 $ 16,000
Fairfield, Ohio 11 $ 1,374,000 $ 124,909 $ 32,000
Warren, Ohio 11 $ 1,838,000 $ 167,090 $ 51,000
Lebanon, Pennsylvania 11 $ 871,000 $ 79,181 $ 3,000
Kershaw, South Carolina 11 $ 1,250,000 $ 113,636 $ 27,000
Jefferson, Texas 11 $ 640,000 $ 58,181 $ 30,000
Summit, Utah 11 $ 5,001,000 $ 454,636 $ 109,000
Clark, Washington 11 $ 2,054,000 $ 186,727 $ 56,000
Pulaski, Arkansas 10 $ 1,098,000 $ 109,800 $ 46,000
Monterey, California 10 $ 3,980,000 $ 398,000 $ 95,000
San Joaquin, California 10 $ 2,387,000 $ 238,700 $ 28,000
Hendry, Florida 10 $ 1,027,000 $ 102,700 $ 30,000
Carroll, Georgia 10 $ 1,351,000 $ 135,100 $ 29,000
Jackson, Georgia 10 $ 1,868,000 $ 186,800 $ 25,000
Boone, Illinois 10 $ 1,260,000 $ 126,000 $ 21,000
Macon, Illinois 10 $ 868,000 $ 86,800 $ 11,000
Noble, Indiana 10 $ 1,274,000 $ 127,400 $ 28,000
Ouachita, Louisiana 10 $ 1,579,000 $ 157,900 $ 39,000
York, Maine 10 $ 4,494,000 $ 449,400 $ 16,000
Calvert, Maryland 10 $ 2,110,000 $ 211,000 $ 68,000
Iosco, Michigan 10 $ 959,000 $ 95,900 $ 18,000
Kalamazoo, Michigan 10 $ 1,542,000 $ 154,200 $ 63,000
Saginaw, Michigan 10 $ 808,000 $ 80,800 $ 17,000
Carver, Minnesota 10 $ 1,801,000 $ 180,100 $ 25,000
Douglas, Nebraska 10 $ 1,498,000 $ 149,800 $ 50,000
Clinton, New York 10 $ 1,102,000 $ 110,200 $ 34,000
Washington, Oregon 10 $ 1,559,000 $ 155,900 $ 52,000
Chesterfield, South Carolina 10 $ 1,081,000 $ 108,100 $ 5,000
Jasper, South Carolina 10 $ 1,404,000 $ 140,400 $ 26,000
Maury, Tennessee 10 $ 783,000 $ 78,300 $ 18,000
Robertson, Tennessee 10 $ 1,757,000 $ 175,700 $ 35,000
Suffolk, Virginia 10 $ 1,089,000 $ 108,900 $ 26,000
Kitsap, Washington 10 $ 2,185,000 $ 218,500 $ 29,000
San Francisco, California 9 $ 7,283,000 $ 809,222 $ 213,000
Santa Barbara, California 9 $ 4,076,000 $ 452,888 $ 115,000
Santa Cruz, California 9 $ 4,136,000 $ 459,555 $ 131,000
Grand, Colorado 9 $ 2,001,000 $ 222,333 $ 116,000
Santa Rosa, Florida 9 $ 792,000 $ 88,000 $ 60,000
Walker, Georgia 9 $ 747,000 $ 83,000 $ 23,000
Grundy, Illinois 9 $ 1,235,000 $ 137,222 $ 51,000
Kankakee, Illinois 9 $ 919,000 $ 102,111 $ 14,000
Shawnee, Kansas 9 $ 668,000 $ 74,222 $ 6,000
Rapides, Louisiana 9 $ 1,092,000 $ 121,333 $ 47,000
Washington, Maryland 9 $ 1,893,000 $ 210,333 $ 27,000
Berkshire, Massachusetts 9 $ 1,285,000 $ 142,777 $ 46,000
Taney, Missouri 9 $ 761,000 $ 84,555 $ 3,000
Steuben, New York 9 $ 637,000 $ 70,777 $ 47,000
Lincoln, North Carolina 9 $ 1,141,000 $ 126,777 $ 55,000
Orange, North Carolina 9 $ 1,955,000 $ 217,222 $ 60,000
Clermont, Ohio 9 $ 1,365,000 $ 151,666 $ 27,000
Ottawa, Ohio 9 $ 1,898,000 $ 210,888 $ 132,000
Trumbull, Ohio 9 $ 1,065,000 $ 118,333 $ 18,000
Hamblen, Tennessee 9 $ 705,000 $ 78,333 $ 4,000
Comal, Texas 9 $ 2,080,000 $ 231,111 $ 0
Hays, Texas 9 $ 1,778,000 $ 197,555 $ 47,000
McLennan, Texas 9 $ 854,000 $ 94,888 $ 10,000
Fairfax City, Virginia 9 $ 2,095,000 $ 232,777 $ 0
Jefferson, Alabama 8 $ 1,433,000 $ 179,125 $ 31,000
Fresno, California 8 $ 1,285,000 $ 160,625 $ 74,000
Merced, California 8 $ 1,441,000 $ 180,125 $ 150,000
Shasta, California 8 $ 1,075,000 $ 134,375 $ 27,000
Citrus, Florida 8 $ 919,000 $ 114,875 $ 10,000
Catoosa, Georgia 8 $ 877,000 $ 109,625 $ 31,000
Champaign, Illinois 8 $ 737,000 $ 92,125 $ 17,000
Clinton, Indiana 8 $ 727,000 $ 90,875 $ 4,000
Des Moines, Iowa 8 $ 543,000 $ 67,875 $ 0
McCracken, Kentucky 8 $ 595,000 $ 74,375 $ 39,000
Wicomico, Maryland 8 $ 603,000 $ 75,375 $ 26,000
Dukes, Massachusetts 8 $ 2,208,000 $ 276,000 $ 23,000
Bay, Michigan 8 $ 516,000 $ 64,500 $ 13,000
Grand Traverse, Michigan 8 $ 1,555,000 $ 194,375 $ 31,000
Ottawa, Michigan 8 $ 1,152,000 $ 144,000 $ 18,000
Wright, Minnesota 8 $ 1,359,000 $ 169,875 $ 30,000
Jackson, Mississippi 8 $ 751,000 $ 93,875 $ 34,000
Madison, Mississippi 8 $ 1,632,000 $ 204,000 $ 37,000
Boone, Missouri 8 $ 1,042,000 $ 130,250 $ 32,000
Buchanan, Missouri 8 $ 665,000 $ 83,125 $ 30,000
Nye, Nevada 8 $ 1,075,000 $ 134,375 $ 46,000
Cattaraugus, New York 8 $ 490,000 $ 61,250 $ 17,000
Fulton, New York 8 $ 600,000 $ 75,000 $ 42,000
Niagara, New York 8 $ 953,000 $ 119,125 $ 23,000
Orleans, New York 8 $ 642,000 $ 80,250 $ 2,000
Wayne, New York 8 $ 751,000 $ 93,875 $ 17,000
Wyoming, New York 8 $ 1,024,000 $ 128,000 $ 27,000
Clark, Ohio 8 $ 661,000 $ 82,625 $ 35,000
Carbon, Pennsylvania 8 $ 943,000 $ 117,875 $ 0
Loudon, Tennessee 8 $ 1,033,000 $ 129,125 $ 23,000
Thurston, Washington 8 $ 1,170,000 $ 146,250 $ 16,000
Apache, Arizona 7 $ 848,000 $ 121,142 $ 31,000
Butte, California 7 $ 2,063,000 $ 294,714 $ 69,000
El Dorado, California 7 $ 2,679,000 $ 382,714 $ 106,000
Sonoma, California 7 $ 1,715,000 $ 245,000 $ 74,000
Summit, Colorado 7 $ 1,299,000 $ 185,571 $ 15,000
Sussex, Delaware 7 $ 1,366,000 $ 195,142 $ 30,000
Nassau, Florida 7 $ 1,141,000 $ 163,000 $ 21,000
Bartow, Georgia 7 $ 1,413,000 $ 201,857 $ 80,000
Hancock, Indiana 7 $ 1,245,000 $ 177,857 $ 67,000
Muscatine, Iowa 7 $ 545,000 $ 77,857 $ 20,000
Tangipahoa, Louisiana 7 $ 677,000 $ 96,714 $ 7,000
St. Mary's, Maryland 7 $ 1,292,000 $ 184,571 $ 52,000
Eaton, Michigan 7 $ 1,351,000 $ 193,000 $ 58,000
Van Buren, Michigan 7 $ 712,000 $ 101,714 $ 17,000
Crow Wing, Minnesota 7 $ 1,175,000 $ 167,857 $ 41,000
Isanti, Minnesota 7 $ 1,018,000 $ 145,428 $ 60,000
Rankin, Mississippi 7 $ 1,082,000 $ 154,571 $ 19,000
Platte, Missouri 7 $ 906,000 $ 129,428 $ 32,000
Belknap, New Hampshire 7 $ 1,502,000 $ 214,571 $ 16,000
Cheshire, New Hampshire 7 $ 1,011,000 $ 144,428 $ 6,000
Sullivan, New Hampshire 7 $ 874,000 $ 124,857 $ 34,000
Curry, New Mexico 7 $ 451,000 $ 64,428 $ 37,000
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Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 25,128 $4,766,733,000 $165,244 $4,000,000 $40,163 $2,997,000
Refinancing (home purchase or home improvement, one-to-four family) 16,103 $3,265,480,000 $194,320 $4,000,000 $52,700 $4,400,000
Home Improvement (one-to-four family) 825 $22,468,000 $137,166 $329,000 $36,833 $630,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,625 $3,680,280,000 $193,620 $4,000,000 $51,420 $4,020,000
Hispanic 8,507 $1,575,298,000 $148,674 $3,185,000 $31,976 $1,359,000
Information not provided by applicant in mail or telephone application 6,927 $1,406,207,000 $169,750 $4,000,000 $36,708 $4,400,000
Black 4,641 $858,184,000 $152,868 $3,835,000 $34,263 $1,800,000
Asian or Pacific Islander 1,450 $331,736,000 $189,577 $3,445,000 $47,933 $700,000
Other 779 $179,674,000 $193,351 $2,120,000 $41,972 $720,000
American Indian or Alaskan Native 125 $22,912,000 $180,275 $630,000 $46,000 $720,000
Not applicable 2 $390,000 $195,000 $300,000 $33,000 $66,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 41,872 $8,031,570,000 $180,260 $4,000,000 $45,100 $4,400,000
FHA-insured (Federal Housing Administration) 145 $17,426,000 $123,142 $179,000 $43,714 $156,000
VA-guaranteed (Veterans Administration) 38 $5,620,000 $167,000 $260,000 $38,200 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $65,000 $65,000 $65,000 $31,000 $31,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,255 $3,541,161,000 $166,895 $2,000,000 $42,416 $1,985,000
Application Withdrawn By Applicant 10,818 $2,149,426,000 $186,122 $4,000,000 $49,061 $4,400,000
Application Denied By Financial Institution 6,956 $1,340,898,000 $193,250 $4,000,000 $50,020 $2,400,000
Loan Purchased By The Institution 3,769 $775,256,000 $177,975 $1,000,000 $31,243 $1,471,000
Application Approved But Not Accepted 1,217 $240,548,000 $177,023 $2,655,000 $33,309 $1,200,000
File Closed For Incompleteness 41 $7,392,000 $194,625 $1,000,000 $58,875 $348,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,097 $397,231,000 $212,978 $4,000,000 $41,521 $2,356,000
Other 1,734 $354,028,000 $195,717 $4,000,000 $56,804 $2,400,000
Collateral 1,433 $257,439,000 $174,020 $3,900,000 $46,958 $2,284,000
Credit Application Incomplete 1,007 $221,955,000 $183,775 $3,185,000 $46,350 $1,200,000
Debt-To-Income Ratio 408 $62,303,000 $173,973 $1,750,000 $68,210 $624,000
Employment History 117 $18,524,000 $154,133 $900,000 $50,533 $420,000
Unverifiable Information 117 $22,830,000 $196,785 $1,500,000 $74,000 $720,000
Insufficient Cash (Downpayment, Closing Cost) 41 $6,308,000 $192,470 $648,000 $36,235 $360,000
Mortgage Insurance Denied 2 $280,000 $140,000 $142,000 $35,500 $71,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Arizona's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

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