Forcht Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Forcht Bank, National Association 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Forcht Bank, National Association 2404 Sir Barton Way Lexington, KY 40509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,079 |
| Total Mortgage Loan Application Amount | $174,009,000 |
| Average Mortgage Loan Application Amount | $76,000 |
| Highest Mortgage Loan Application Amount | $2,685,000 |
| Average Applicant Income | $51,666 |
| Highest Applicant Income | $3,650,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Forcht Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Forcht Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Forcht Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Forcht Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Forcht Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Forcht Bank, National Association's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laurel County Kentucky | 238 | $ 11,608,000 | $ 48,000 | $ 51,000 |
| Whitley County Kentucky | 235 | $ 10,121,000 | $ 43,000 | $ 55,000 |
| Taylor County Kentucky | 209 | $ 12,820,000 | $ 61,000 | $ 44,000 |
| Green County Kentucky | 207 | $ 10,688,000 | $ 51,000 | $ 46,000 |
| Pulaski County Kentucky | 201 | $ 15,049,000 | $ 74,000 | $ 55,000 |
| Knox County Kentucky | 154 | $ 7,852,000 | $ 50,000 | $ 44,000 |
| Fayette County Kentucky | 138 | $ 21,641,000 | $ 156,000 | $ 53,000 |
| Grant County Kentucky | 129 | $ 15,362,000 | $ 119,000 | $ 64,000 |
| McCreary County Kentucky | 111 | $ 4,351,000 | $ 39,000 | $ 38,000 |
| Jefferson County Kentucky | 83 | $ 11,613,000 | $ 139,000 | $ 55,000 |
| Kenton County Kentucky | 25 | $ 5,047,000 | $ 201,000 | $ 205,000 |
| Boone County Kentucky | 24 | $ 2,965,000 | $ 123,000 | $ 47,000 |
| Adair County Kentucky | 20 | $ 900,000 | $ 45,000 | $ 35,000 |
| Madison County Kentucky | 20 | $ 6,268,000 | $ 313,000 | $ 67,000 |
| Clark County Kentucky | 18 | $ 2,703,000 | $ 150,000 | $ 17,000 |
| Marion County Kentucky | 17 | $ 1,095,000 | $ 64,000 | $ 45,000 |
| Jessamine County Kentucky | 14 | $ 2,225,000 | $ 158,000 | $ 52,000 |
| Scott County Kentucky | 14 | $ 3,691,000 | $ 263,000 | $ 85,000 |
| Wayne County Kentucky | 12 | $ 1,051,000 | $ 87,000 | $ 52,000 |
| Clay County Kentucky | 10 | $ 219,000 | $ 21,000 | $ 30,000 |
| Harrison County Kentucky | 10 | $ 1,324,000 | $ 132,000 | $ 56,000 |
| Bourbon County Kentucky | 7 | $ 4,923,000 | $ 703,000 | $ 42,000 |
| Floyd County Kentucky | 7 | $ 742,000 | $ 106,000 | $ 73,000 |
| Rockcastle County Kentucky | 7 | $ 408,000 | $ 58,000 | $ 36,000 |
| Jackson County Kentucky | 6 | $ 423,000 | $ 70,000 | $ 43,000 |
| Lincoln County Kentucky | 6 | $ 381,000 | $ 63,000 | $ 35,000 |
| Warren County Kentucky | 6 | $ 946,000 | $ 157,000 | $ 69,000 |
| Bell County Kentucky | 5 | $ 372,000 | $ 74,000 | $ 43,000 |
| Clinton County Kentucky | 5 | $ 388,000 | $ 77,000 | $ 40,000 |
| Hart County Kentucky | 5 | $ 163,000 | $ 32,000 | $ 54,000 |
| Larue County Kentucky | 5 | $ 242,000 | $ 48,000 | $ 105,000 |
| Metcalfe County Kentucky | 5 | $ 350,000 | $ 70,000 | $ 23,000 |
| Powell County Kentucky | 5 | $ 298,000 | $ 59,000 | $ 45,000 |
| Russell County Kentucky | 5 | $ 703,000 | $ 140,000 | $ 75,000 |
| Shelby County Kentucky | 5 | $ 791,000 | $ 158,000 | $ 27,000 |
| Campbell County Tennessee | 5 | $ 171,000 | $ 34,000 | $ 26,000 |
| Casey County Kentucky | 4 | $ 578,000 | $ 144,000 | $ 48,000 |
| Leslie County Kentucky | 4 | $ 246,000 | $ 61,000 | $ 58,000 |
| Oldham County Kentucky | 4 | $ 3,478,000 | $ 869,000 | $ 287,000 |
| Owen County Kentucky | 4 | $ 426,000 | $ 106,000 | $ 65,000 |
| Woodford County Kentucky | 4 | $ 301,000 | $ 75,000 | $ 15,000 |
| Hamilton County Ohio | 4 | $ 162,000 | $ 40,000 | $ 45,000 |
| Garrard County Kentucky | 3 | $ 513,000 | $ 171,000 | $ 52,000 |
| Meade County Kentucky | 3 | $ 282,000 | $ 94,000 | $ 32,000 |
| Montgomery County Kentucky | 3 | $ 310,000 | $ 103,000 | $ 92,000 |
| Perry County Kentucky | 3 | $ 158,000 | $ 52,000 | $ 35,000 |
| Dearborn County Indiana | 2 | $ 463,000 | $ 231,000 | $ 125,000 |
| Floyd County Indiana | 2 | $ 233,000 | $ 116,000 | $ 83,000 |
| Boyle County Kentucky | 2 | $ 182,000 | $ 91,000 | $ 86,000 |
| Cumberland County Kentucky | 2 | $ 196,000 | $ 98,000 | $ 78,000 |
| Hardin County Kentucky | 2 | $ 68,000 | $ 34,000 | $ 39,000 |
| Pendleton County Kentucky | 2 | $ 88,000 | $ 44,000 | $ 26,000 |
| Trimble County Kentucky | 2 | $ 251,000 | $ 125,000 | $ 66,000 |
| Brown County Ohio | 2 | $ 148,000 | $ 74,000 | $ 61,000 |
| Scott County Tennessee | 2 | $ 65,000 | $ 32,000 | $ 38,000 |
| Okaloosa County Florida | 1 | $ 300,000 | $ 300,000 | $ 173,000 |
| Polk County Florida | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Walton County Florida | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Lee County Georgia | 1 | $ 226,000 | $ 226,000 | $ 90,000 |
| Clark County Indiana | 1 | $ 8,000 | $ 8,000 | $ 49,000 |
| Huntington County Indiana | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Morgan County Indiana | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Switzerland County Indiana | 1 | $ 69,000 | $ 69,000 | $ 55,000 |
| Anderson County Kentucky | 1 | $ 274,000 | $ 274,000 | $ 96,000 |
| Barren County Kentucky | 1 | $ 8,000 | $ 8,000 | $ 100,000 |
| Bracken County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Breckinridge County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 66,000 |
| Bullitt County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Campbell County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 167,000 |
| Daviess County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Edmonson County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 83,000 |
| Franklin County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 76,000 |
| Harlan County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 44,000 |
| Lee County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Letcher County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Magoffin County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 12,000 |
| Mercer County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Monroe County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 154,000 | $ 154,000 | $ 32,000 |
| Nicholas County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Robertson County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Beaufort County South Carolina | 1 | $ 2,046,000 | $ 2,046,000 | $ 0 |
Mortgage Loan Application Detail Totals for Forcht Bank, National Association in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 870 | $90,775,000 | $104,000 | $2,685,000 | $55,000 | $3,650,000 |
| Refinancing | 706 | $70,481,000 | $99,000 | $2,046,000 | $54,000 | $818,000 |
| Home Improvement | 503 | $12,753,000 | $25,000 | $582,000 | $46,000 | $402,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,856 | $132,556,000 | $71,000 | $2,000,000 | $55,000 | $1,011,000 |
| Not applicable | 142 | $32,542,000 | $229,000 | $2,685,000 | $2,000 | $181,000 |
| Black or African American | 26 | $1,630,000 | $62,000 | $390,000 | $39,000 | $102,000 |
| Hispanic | 19 | $1,202,000 | $63,000 | $152,000 | $46,000 | $125,000 |
| Not Provided | 17 | $1,334,000 | $78,000 | $240,000 | $57,000 | $200,000 |
| Asian | 9 | $2,604,000 | $289,000 | $978,000 | $61,000 | $155,000 |
| American Indian or Alaskan Native | 6 | $391,000 | $65,000 | $140,000 | $53,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,750,000 | $437,000 | $1,276,000 | $957,000 | $3,650,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,077 | $173,559,000 | $83,000 | $2,685,000 | $52,000 | $3,650,000 |
| FHA-insured (Federal Housing Administration) | 2 | $450,000 | $225,000 | $274,000 | $74,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,626 | $134,559,000 | $82,000 | $2,046,000 | $56,000 | $3,650,000 |
| Application Denied By Financial Institution | 292 | $24,135,000 | $82,000 | $2,685,000 | $36,000 | $301,000 |
| Application Withdrawn By Applicant | 132 | $11,814,000 | $89,000 | $1,025,000 | $47,000 | $330,000 |
| Application Approved But Not Accepted | 26 | $3,405,000 | $130,000 | $1,173,000 | $52,000 | $140,000 |
| File Closed For Incompleteness | 3 | $96,000 | $32,000 | $67,000 | $16,000 | $39,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 193 | $9,548,000 | $49,000 | $327,000 | $34,000 | $200,000 |
| Debt-To-Income Ratio | 68 | $12,235,000 | $179,000 | $2,685,000 | $41,000 | $301,000 |
| Collateral | 14 | $878,000 | $62,000 | $125,000 | $39,000 | $80,000 |
| Employment History | 5 | $208,000 | $41,000 | $110,000 | $21,000 | $34,000 |
| Unverifiable Information | 4 | $310,000 | $77,000 | $130,000 | $31,000 | $43,000 |
| Other | 3 | $557,000 | $185,000 | $378,000 | $84,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $279,000 | $93,000 | $157,000 | $63,000 | $84,000 |
| Credit Application Incomplete | 2 | $120,000 | $60,000 | $80,000 | $21,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Forcht Bank, National Association's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Forcht Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.