First National Bank Of Nevada
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First National Bank Of Nevada 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Nevada 17600 North Perimeter Drive Scottsdale, AZ 85255 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,602 |
| Total Mortgage Loan Application Amount | $509,611,000 |
| Average Mortgage Loan Application Amount | $175,333 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First National Bank Of Nevada. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Nevada's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First National Bank Of Nevada's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Nevada serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Nevada, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Nevada's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washoe County Nevada | 777 | $ 171,072,000 | $ 220,000 | $ 99,000 |
| Maricopa County Arizona | 517 | $ 79,326,000 | $ 153,000 | $ 47,000 |
| Clark County Nevada | 361 | $ 102,625,000 | $ 284,000 | $ 107,000 |
| Pima County Arizona | 211 | $ 27,377,000 | $ 129,000 | $ 47,000 |
| Lyon County Nevada | 172 | $ 31,625,000 | $ 183,000 | $ 72,000 |
| Bernalillo County New Mexico | 155 | $ 23,356,000 | $ 150,000 | $ 106,000 |
| Pinal County Arizona | 69 | $ 11,820,000 | $ 171,000 | $ 58,000 |
| Carson City County Nevada | 63 | $ 13,065,000 | $ 207,000 | $ 86,000 |
| Mohave County Arizona | 42 | $ 4,525,000 | $ 107,000 | $ 83,000 |
| Sandoval County New Mexico | 35 | $ 6,664,000 | $ 190,000 | $ 89,000 |
| Humboldt County Nevada | 28 | $ 3,954,000 | $ 141,000 | $ 73,000 |
| Valencia County New Mexico | 18 | $ 2,067,000 | $ 114,000 | $ 53,000 |
| Douglas County Nevada | 16 | $ 3,963,000 | $ 247,000 | $ 112,000 |
| Churchill County Nevada | 11 | $ 1,699,000 | $ 154,000 | $ 80,000 |
| Nye County Nevada | 8 | $ 1,270,000 | $ 158,000 | $ 69,000 |
| Pershing County Nevada | 7 | $ 1,184,000 | $ 169,000 | $ 79,000 |
| Santa Fe County New Mexico | 5 | $ 363,000 | $ 72,000 | $ 82,000 |
| Plumas County California | 4 | $ 482,000 | $ 120,000 | $ 116,000 |
| Storey County Nevada | 4 | $ 938,000 | $ 234,000 | $ 139,000 |
| Lubbock County Texas | 4 | $ 164,000 | $ 41,000 | $ 62,000 |
| Lassen County California | 3 | $ 272,000 | $ 90,000 | $ 38,000 |
| Eagle County Colorado | 3 | $ 525,000 | $ 175,000 | $ 97,000 |
| San Miguel County New Mexico | 3 | $ 400,000 | $ 133,000 | $ 106,000 |
| Contra Costa County California | 2 | $ 765,000 | $ 382,000 | $ 120,000 |
| Mono County California | 2 | $ 294,000 | $ 147,000 | $ 80,000 |
| Shasta County California | 2 | $ 474,000 | $ 237,000 | $ 75,000 |
| Solano County California | 2 | $ 752,000 | $ 376,000 | $ 0 |
| Larimer County Colorado | 2 | $ 352,000 | $ 176,000 | $ 120,000 |
| Jackson County Georgia | 2 | $ 136,000 | $ 68,000 | $ 53,000 |
| Hawaii County Hawaii | 2 | $ 560,000 | $ 280,000 | $ 720,000 |
| Ada County Idaho | 2 | $ 335,000 | $ 167,000 | $ 318,000 |
| Bonneville County Idaho | 2 | $ 211,000 | $ 105,000 | $ 84,000 |
| Cook County Illinois | 2 | $ 521,000 | $ 260,000 | $ 51,000 |
| Jefferson County Montana | 2 | $ 407,000 | $ 203,000 | $ 75,000 |
| Chaves County New Mexico | 2 | $ 261,000 | $ 130,000 | $ 46,000 |
| Eddy County New Mexico | 2 | $ 251,000 | $ 125,000 | $ 89,000 |
| Buncombe County North Carolina | 2 | $ 395,000 | $ 197,000 | $ 140,000 |
| Mecklenburg County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| Berks County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Bexar County Texas | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| Beaver County Utah | 2 | $ 220,000 | $ 110,000 | $ 30,000 |
| Salt Lake County Utah | 2 | $ 848,000 | $ 424,000 | $ 75,000 |
| Henrico County Virginia | 2 | $ 198,000 | $ 99,000 | $ 74,000 |
| Thurston County Washington | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Cochise County Arizona | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| El Dorado County California | 1 | $ 380,000 | $ 380,000 | $ 107,000 |
| Los Angeles County California | 1 | $ 420,000 | $ 420,000 | $ 244,000 |
| Monterey County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 612,000 |
| Nevada County California | 1 | $ 434,000 | $ 434,000 | $ 141,000 |
| Placer County California | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
| Riverside County California | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| San Joaquin County California | 1 | $ 486,000 | $ 486,000 | $ 0 |
| Santa Cruz County California | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| Sonoma County California | 1 | $ 515,000 | $ 515,000 | $ 115,000 |
| Sutter County California | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
| Ventura County California | 1 | $ 450,000 | $ 450,000 | $ 316,000 |
| Yuba County California | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| El Paso County Colorado | 1 | $ 174,000 | $ 174,000 | $ 49,000 |
| Hillsborough County Florida | 1 | $ 296,000 | $ 296,000 | $ 98,000 |
| Lake County Florida | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Monroe County Florida | 1 | $ 525,000 | $ 525,000 | $ 192,000 |
| Palm Beach County Florida | 1 | $ 224,000 | $ 224,000 | $ 100,000 |
| St. Lucie County Florida | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Chatham County Georgia | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
| Maui County Hawaii | 1 | $ 597,000 | $ 597,000 | $ 297,000 |
| Twin Falls County Idaho | 1 | $ 96,000 | $ 96,000 | $ 130,000 |
| Monroe County Indiana | 1 | $ 195,000 | $ 195,000 | $ 142,000 |
| Montgomery County Maryland | 1 | $ 1,500,000 | $ 1,500,000 | $ 1,049,000 |
| Blue Earth County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 50,000 |
| Gallatin County Montana | 1 | $ 43,000 | $ 43,000 | $ 192,000 |
| Elko County Nevada | 1 | $ 297,000 | $ 297,000 | $ 120,000 |
| Lincoln County Nevada | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| McKinley County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 137,000 |
| Mora County New Mexico | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Otero County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Rio Arriba County New Mexico | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Roosevelt County New Mexico | 1 | $ 54,000 | $ 54,000 | $ 136,000 |
| Torrance County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
| Rensselaer County New York | 1 | $ 147,000 | $ 147,000 | $ 67,000 |
| Cabarrus County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Wake County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
| Douglas County Oregon | 1 | $ 261,000 | $ 261,000 | $ 134,000 |
| Kaufman County Texas | 1 | $ 870,000 | $ 870,000 | $ 215,000 |
| Tarrant County Texas | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Utah County Utah | 1 | $ 704,000 | $ 704,000 | $ 300,000 |
| King County Washington | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Door County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 87,000 |
| Racine County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Nevada in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,352 | $261,510,000 | $193,000 | $4,000,000 | $68,000 | $2,400,000 |
| Home Purchase | 1,246 | $247,561,000 | $198,000 | $1,000,000 | $98,000 | $1,194,000 |
| Home Improvement | 4 | $540,000 | $135,000 | $320,000 | $141,000 | $318,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,099 | $258,128,000 | $234,000 | $2,417,000 | $113,000 | $2,400,000 |
| Not applicable | 995 | $147,595,000 | $148,000 | $417,000 | $47,000 | $490,000 |
| Hispanic | 339 | $60,080,000 | $177,000 | $1,500,000 | $70,000 | $1,049,000 |
| Asian | 65 | $18,915,000 | $291,000 | $4,000,000 | $99,000 | $314,000 |
| Not Provided | 64 | $17,517,000 | $273,000 | $2,000,000 | $146,000 | $2,069,000 |
| Black or African American | 17 | $3,561,000 | $209,000 | $408,000 | $79,000 | $370,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,388,000 | $199,000 | $417,000 | $138,000 | $336,000 |
| American Indian or Alaskan Native | 11 | $1,427,000 | $129,000 | $264,000 | $79,000 | $152,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,319 | $461,398,000 | $198,000 | $4,000,000 | $86,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 169 | $28,741,000 | $170,000 | $337,000 | $54,000 | $186,000 |
| VA-guaranteed (Veterans Administration) | 114 | $19,472,000 | $170,000 | $411,000 | $48,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,170 | $247,897,000 | $211,000 | $4,000,000 | $98,000 | $1,194,000 |
| Loan Purchased By The Institution | 995 | $147,595,000 | $148,000 | $417,000 | $47,000 | $490,000 |
| Application Withdrawn By Applicant | 356 | $93,960,000 | $263,000 | $2,417,000 | $132,000 | $2,400,000 |
| Application Denied By Financial Institution | 52 | $11,175,000 | $214,000 | $2,000,000 | $63,000 | $186,000 |
| File Closed For Incompleteness | 21 | $7,151,000 | $340,000 | $1,330,000 | $102,000 | $439,000 |
| Application Approved But Not Accepted | 8 | $1,833,000 | $229,000 | $417,000 | $92,000 | $189,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 14 | $4,817,000 | $344,000 | $2,000,000 | $64,000 | $147,000 |
| Credit History | 10 | $1,767,000 | $176,000 | $364,000 | $47,000 | $70,000 |
| Debt-To-Income Ratio | 10 | $1,435,000 | $143,000 | $296,000 | $47,000 | $106,000 |
| Collateral | 6 | $1,030,000 | $171,000 | $300,000 | $78,000 | $126,000 |
| Credit Application Incomplete | 5 | $1,061,000 | $212,000 | $400,000 | $81,000 | $112,000 |
| Employment History | 5 | $726,000 | $145,000 | $440,000 | $110,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $339,000 | $169,000 | $314,000 | $12,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Nevada's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Nevada's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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