First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First National Bank Of Omaha 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,680 |
| Total Mortgage Loan Application Amount | $1,179,977,000 |
| Average Mortgage Loan Application Amount | $117,000 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $79,666 |
| Highest Applicant Income | $5,628,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 3,310 | $ 405,735,000 | $ 122,000 | $ 76,000 |
| Sarpy County Nebraska | 848 | $ 112,659,000 | $ 132,000 | $ 74,000 |
| Larimer County Colorado | 765 | $ 129,548,000 | $ 169,000 | $ 89,000 |
| Weld County Colorado | 344 | $ 42,720,000 | $ 124,000 | $ 72,000 |
| DeKalb County Illinois | 317 | $ 42,189,000 | $ 133,000 | $ 72,000 |
| Pottawattamie County Iowa | 266 | $ 30,042,000 | $ 112,000 | $ 62,000 |
| Lancaster County Nebraska | 256 | $ 34,280,000 | $ 133,000 | $ 77,000 |
| Johnson County Kansas | 244 | $ 61,817,000 | $ 253,000 | $ 124,000 |
| McHenry County Illinois | 210 | $ 20,500,000 | $ 97,000 | $ 65,000 |
| Kendall County Illinois | 178 | $ 22,460,000 | $ 126,000 | $ 79,000 |
| Boulder County Colorado | 145 | $ 29,851,000 | $ 205,000 | $ 139,000 |
| Kane County Illinois | 141 | $ 21,962,000 | $ 155,000 | $ 91,000 |
| Cass County Nebraska | 84 | $ 9,809,000 | $ 116,000 | $ 82,000 |
| Gage County Nebraska | 75 | $ 4,854,000 | $ 64,000 | $ 60,000 |
| Washington County Nebraska | 71 | $ 11,017,000 | $ 155,000 | $ 80,000 |
| Mills County Iowa | 63 | $ 7,455,000 | $ 118,000 | $ 68,000 |
| Dodge County Nebraska | 60 | $ 6,159,000 | $ 102,000 | $ 54,000 |
| Adams County Colorado | 56 | $ 5,321,000 | $ 95,000 | $ 69,000 |
| LaSalle County Illinois | 52 | $ 4,987,000 | $ 95,000 | $ 72,000 |
| Saunders County Nebraska | 52 | $ 6,841,000 | $ 131,000 | $ 84,000 |
| Jefferson County Colorado | 49 | $ 8,080,000 | $ 164,000 | $ 131,000 |
| Cook County Illinois | 44 | $ 7,652,000 | $ 173,000 | $ 81,000 |
| Jackson County Missouri | 43 | $ 5,004,000 | $ 116,000 | $ 106,000 |
| Butler County Nebraska | 42 | $ 3,690,000 | $ 87,000 | $ 63,000 |
| Arapahoe County Colorado | 33 | $ 4,552,000 | $ 137,000 | $ 100,000 |
| Collin County Texas | 32 | $ 4,103,000 | $ 128,000 | $ 131,000 |
| Boone County Illinois | 30 | $ 2,525,000 | $ 84,000 | $ 55,000 |
| Harrison County Iowa | 27 | $ 2,283,000 | $ 84,000 | $ 56,000 |
| Wyandotte County Kansas | 27 | $ 4,391,000 | $ 162,000 | $ 60,000 |
| Buffalo County Nebraska | 23 | $ 2,816,000 | $ 122,000 | $ 57,000 |
| Denver County Colorado | 22 | $ 4,259,000 | $ 193,000 | $ 139,000 |
| Seward County Nebraska | 22 | $ 2,457,000 | $ 111,000 | $ 67,000 |
| Douglas County Colorado | 21 | $ 3,499,000 | $ 166,000 | $ 160,000 |
| Winnebago County Illinois | 21 | $ 6,207,000 | $ 295,000 | $ 41,000 |
| Broomfield County Colorado | 20 | $ 2,438,000 | $ 121,000 | $ 105,000 |
| Otoe County Nebraska | 19 | $ 2,129,000 | $ 112,000 | $ 93,000 |
| Platte County Nebraska | 19 | $ 2,290,000 | $ 120,000 | $ 48,000 |
| Will County Illinois | 18 | $ 2,609,000 | $ 144,000 | $ 113,000 |
| Burt County Nebraska | 16 | $ 1,910,000 | $ 119,000 | $ 127,000 |
| Saline County Nebraska | 16 | $ 1,762,000 | $ 110,000 | $ 67,000 |
| Denton County Texas | 16 | $ 2,664,000 | $ 166,000 | $ 101,000 |
| Polk County Iowa | 15 | $ 2,087,000 | $ 139,000 | $ 92,000 |
| Clay County Missouri | 12 | $ 1,264,000 | $ 105,000 | $ 84,000 |
| Dallas County Texas | 12 | $ 1,692,000 | $ 141,000 | $ 87,000 |
| DuPage County Illinois | 11 | $ 2,081,000 | $ 189,000 | $ 83,000 |
| Lake County Illinois | 11 | $ 2,172,000 | $ 197,000 | $ 99,000 |
| Dawes County Nebraska | 11 | $ 1,347,000 | $ 122,000 | $ 92,000 |
| Ogle County Illinois | 10 | $ 3,125,000 | $ 312,000 | $ 47,000 |
| Madison County Nebraska | 10 | $ 620,000 | $ 62,000 | $ 43,000 |
| Richardson County Nebraska | 9 | $ 964,000 | $ 107,000 | $ 54,000 |
| El Paso County Colorado | 8 | $ 1,229,000 | $ 153,000 | $ 87,000 |
| Champaign County Illinois | 8 | $ 1,223,000 | $ 152,000 | $ 92,000 |
| Linn County Iowa | 8 | $ 1,060,000 | $ 132,000 | $ 49,000 |
| Cass County Missouri | 8 | $ 360,000 | $ 45,000 | $ 79,000 |
| Hall County Nebraska | 8 | $ 794,000 | $ 99,000 | $ 78,000 |
| Lincoln County Nebraska | 8 | $ 1,015,000 | $ 126,000 | $ 80,000 |
| Tarrant County Texas | 8 | $ 1,172,000 | $ 146,000 | $ 121,000 |
| Maricopa County Arizona | 7 | $ 1,300,000 | $ 185,000 | $ 192,000 |
| Platte County Missouri | 7 | $ 1,358,000 | $ 194,000 | $ 91,000 |
| Harris County Texas | 7 | $ 1,179,000 | $ 168,000 | $ 94,000 |
| Dallas County Iowa | 6 | $ 1,297,000 | $ 216,000 | $ 257,000 |
| Adams County Nebraska | 6 | $ 593,000 | $ 98,000 | $ 94,000 |
| Nance County Nebraska | 6 | $ 691,000 | $ 115,000 | $ 79,000 |
| Scotts Bluff County Nebraska | 6 | $ 585,000 | $ 97,000 | $ 64,000 |
| Wayne County Nebraska | 6 | $ 792,000 | $ 132,000 | $ 79,000 |
| Walworth County Wisconsin | 6 | $ 855,000 | $ 142,000 | $ 86,000 |
| Lee County Illinois | 5 | $ 1,169,000 | $ 233,000 | $ 72,000 |
| Shelby County Iowa | 5 | $ 320,000 | $ 64,000 | $ 0 |
| Box Butte County Nebraska | 5 | $ 658,000 | $ 131,000 | $ 81,000 |
| Jefferson County Nebraska | 5 | $ 314,000 | $ 62,000 | $ 47,000 |
| Knox County Nebraska | 5 | $ 506,000 | $ 101,000 | $ 120,000 |
| Nemaha County Nebraska | 5 | $ 474,000 | $ 94,000 | $ 33,000 |
| Laramie County Wyoming | 5 | $ 1,055,000 | $ 211,000 | $ 73,000 |
| Fremont County Iowa | 4 | $ 709,000 | $ 177,000 | $ 108,000 |
| Cheyenne County Nebraska | 4 | $ 1,384,000 | $ 346,000 | $ 29,000 |
| Harlan County Nebraska | 4 | $ 205,000 | $ 51,000 | $ 67,000 |
| Park County Colorado | 3 | $ 351,000 | $ 117,000 | $ 79,000 |
| Teller County Colorado | 3 | $ 395,000 | $ 131,000 | $ 57,000 |
| Grundy County Illinois | 3 | $ 603,000 | $ 201,000 | $ 70,000 |
| Crawford County Iowa | 3 | $ 224,000 | $ 74,000 | $ 49,000 |
| Story County Iowa | 3 | $ 216,000 | $ 72,000 | $ 51,000 |
| Leavenworth County Kansas | 3 | $ 290,000 | $ 96,000 | $ 107,000 |
| Wright County Minnesota | 3 | $ 832,000 | $ 277,000 | $ 102,000 |
| Camden County Missouri | 3 | $ 1,330,000 | $ 443,000 | $ 601,000 |
| Boone County Nebraska | 3 | $ 436,000 | $ 145,000 | $ 267,000 |
| Dawson County Nebraska | 3 | $ 306,000 | $ 102,000 | $ 72,000 |
| Kearney County Nebraska | 3 | $ 341,000 | $ 113,000 | $ 53,000 |
| Sherman County Nebraska | 3 | $ 351,000 | $ 117,000 | $ 70,000 |
| Orange County California | 2 | $ 399,000 | $ 199,000 | $ 64,000 |
| Logan County Colorado | 2 | $ 221,000 | $ 110,000 | $ 52,000 |
| Pueblo County Colorado | 2 | $ 664,000 | $ 332,000 | $ 137,000 |
| Summit County Colorado | 2 | $ 655,000 | $ 327,000 | $ 278,000 |
| Rock Island County Illinois | 2 | $ 486,000 | $ 243,000 | $ 83,000 |
| Jasper County Iowa | 2 | $ 337,000 | $ 168,000 | $ 71,000 |
| Monona County Iowa | 2 | $ 199,000 | $ 99,000 | $ 0 |
| Scott County Iowa | 2 | $ 269,000 | $ 134,000 | $ 144,000 |
| Webster County Iowa | 2 | $ 271,000 | $ 135,000 | $ 43,000 |
| Barton County Kansas | 2 | $ 103,000 | $ 51,000 | $ 48,000 |
| Miami County Kansas | 2 | $ 1,240,000 | $ 620,000 | $ 285,000 |
| Olmsted County Minnesota | 2 | $ 258,000 | $ 129,000 | $ 98,000 |
| Ramsey County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 227,000 |
| Stearns County Minnesota | 2 | $ 454,000 | $ 227,000 | $ 135,000 |
| Washington County Minnesota | 2 | $ 438,000 | $ 219,000 | $ 93,000 |
| Jefferson County Missouri | 2 | $ 292,000 | $ 146,000 | $ 105,000 |
| Cedar County Nebraska | 2 | $ 152,000 | $ 76,000 | $ 67,000 |
| Colfax County Nebraska | 2 | $ 162,000 | $ 81,000 | $ 75,000 |
| Cuming County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 80,000 |
| Dundy County Nebraska | 2 | $ 98,000 | $ 49,000 | $ 79,000 |
| Hamilton County Nebraska | 2 | $ 279,000 | $ 139,000 | $ 60,000 |
| Johnson County Nebraska | 2 | $ 213,000 | $ 106,000 | $ 89,000 |
| Merrick County Nebraska | 2 | $ 131,000 | $ 65,000 | $ 49,000 |
| Pierce County Nebraska | 2 | $ 31,000 | $ 15,000 | $ 8,000 |
| Red Willow County Nebraska | 2 | $ 141,000 | $ 70,000 | $ 36,000 |
| Butte County South Dakota | 2 | $ 403,000 | $ 201,000 | $ 46,000 |
| Pennington County South Dakota | 2 | $ 414,000 | $ 207,000 | $ 104,000 |
| Fort Bend County Texas | 2 | $ 220,000 | $ 110,000 | $ 137,000 |
| Grayson County Texas | 2 | $ 338,000 | $ 169,000 | $ 81,000 |
| Midland County Texas | 2 | $ 366,000 | $ 183,000 | $ 79,000 |
| Williamson County Texas | 2 | $ 366,000 | $ 183,000 | $ 71,000 |
| Natrona County Wyoming | 2 | $ 503,000 | $ 251,000 | $ 86,000 |
| Mohave County Arizona | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
| Pinal County Arizona | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Columbia County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Contra Costa County California | 1 | $ 1,170,000 | $ 1,170,000 | $ 1,230,000 |
| Los Angeles County California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Riverside County California | 1 | $ 240,000 | $ 240,000 | $ 962,000 |
| San Diego County California | 1 | $ 800,000 | $ 800,000 | $ 415,000 |
| Santa Clara County California | 1 | $ 250,000 | $ 250,000 | $ 115,000 |
| Custer County Colorado | 1 | $ 192,000 | $ 192,000 | $ 263,000 |
| Gilpin County Colorado | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
| Grand County Colorado | 1 | $ 332,000 | $ 332,000 | $ 248,000 |
| Kit Carson County Colorado | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| La Plata County Colorado | 1 | $ 335,000 | $ 335,000 | $ 836,000 |
| Montezuma County Colorado | 1 | $ 888,000 | $ 888,000 | $ 0 |
| Morgan County Colorado | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Phillips County Colorado | 1 | $ 111,000 | $ 111,000 | $ 89,000 |
| Sedgwick County Colorado | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Middlesex County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 107,000 |
| Flagler County Florida | 1 | $ 300,000 | $ 300,000 | $ 360,000 |
| Kauai County Hawaii | 1 | $ 650,000 | $ 650,000 | $ 329,000 |
| Fremont County Idaho | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Iroquois County Illinois | 1 | $ 2,000 | $ 2,000 | $ 21,000 |
| Jo Daviess County Illinois | 1 | $ 204,000 | $ 204,000 | $ 229,000 |
| Kankakee County Illinois | 1 | $ 113,000 | $ 113,000 | $ 75,000 |
| Marshall County Illinois | 1 | $ 176,000 | $ 176,000 | $ 0 |
| McLean County Illinois | 1 | $ 200,000 | $ 200,000 | $ 147,000 |
| Stephenson County Illinois | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
| Tazewell County Illinois | 1 | $ 142,000 | $ 142,000 | $ 84,000 |
| Delaware County Indiana | 1 | $ 71,000 | $ 71,000 | $ 75,000 |
| Audubon County Iowa | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Benton County Iowa | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 1,240,000 | $ 1,240,000 | $ 826,000 |
| Guthrie County Iowa | 1 | $ 326,000 | $ 326,000 | $ 200,000 |
| Johnson County Iowa | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Marion County Iowa | 1 | $ 158,000 | $ 158,000 | $ 160,000 |
| Montgomery County Iowa | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Page County Iowa | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Sac County Iowa | 1 | $ 9,000 | $ 9,000 | $ 93,000 |
| Woodbury County Iowa | 1 | $ 62,000 | $ 62,000 | $ 111,000 |
| Dickinson County Kansas | 1 | $ 67,000 | $ 67,000 | $ 152,000 |
| Harvey County Kansas | 1 | $ 7,000 | $ 7,000 | $ 86,000 |
| Rawlins County Kansas | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Shawnee County Kansas | 1 | $ 193,000 | $ 193,000 | $ 56,000 |
| Hancock County Maine | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Aitkin County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 412,000 | $ 412,000 | $ 206,000 |
| Carver County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 113,000 |
| Clay County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 91,000 |
| Dakota County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 70,000 |
| Hennepin County Minnesota | 1 | $ 268,000 | $ 268,000 | $ 136,000 |
| Nobles County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Norman County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| Otter Tail County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 59,000 |
| Pope County Minnesota | 1 | $ 290,000 | $ 290,000 | $ 140,000 |
| Yellow Medicine County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Andrew County Missouri | 1 | $ 63,000 | $ 63,000 | $ 54,000 |
| Clinton County Missouri | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Greene County Missouri | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Johnson County Missouri | 1 | $ 153,000 | $ 153,000 | $ 75,000 |
| Livingston County Missouri | 1 | $ 68,000 | $ 68,000 | $ 46,000 |
| Nodaway County Missouri | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Pettis County Missouri | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| St. Charles County Missouri | 1 | $ 54,000 | $ 54,000 | $ 119,000 |
| Yellowstone County Montana | 1 | $ 171,000 | $ 171,000 | $ 328,000 |
| Brown County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Custer County Nebraska | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Fillmore County Nebraska | 1 | $ 103,000 | $ 103,000 | $ 167,000 |
| Holt County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Keith County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Pawnee County Nebraska | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Phelps County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Thayer County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 62,000 |
| Thurston County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 102,000 |
| York County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Clark County Nevada | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| Monmouth County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Westchester County New York | 1 | $ 179,000 | $ 179,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 87,000 |
| Kay County Oklahoma | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Bon Homme County South Dakota | 1 | $ 73,000 | $ 73,000 | $ 46,000 |
| Brookings County South Dakota | 1 | $ 168,000 | $ 168,000 | $ 101,000 |
| Brule County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Lincoln County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Minnehaha County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Union County South Dakota | 1 | $ 344,000 | $ 344,000 | $ 144,000 |
| Yankton County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Brazoria County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Eastland County Texas | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Hill County Texas | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Kendall County Texas | 1 | $ 451,000 | $ 451,000 | $ 272,000 |
| Marion County Texas | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Montgomery County Texas | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Wood County Texas | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Prince William County Virginia | 1 | $ 342,000 | $ 342,000 | $ 127,000 |
| Adams County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 144,000 |
| Bayfield County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 599,000 |
| Green Lake County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 136,000 |
| Monroe County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Outagamie County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 150,000 |
| Racine County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Albany County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Goshen County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Lincoln County Wyoming | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,024 | $602,071,000 | $149,000 | $12,000,000 | $86,000 | $5,628,000 |
| Home Purchase | 3,177 | $517,274,000 | $162,000 | $4,495,000 | $77,000 | $1,230,000 |
| Home Improvement | 1,479 | $60,632,000 | $40,000 | $725,000 | $76,000 | $511,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,278 | $835,466,000 | $133,000 | $2,380,000 | $84,000 | $5,628,000 |
| Not Provided | 1,371 | $193,040,000 | $140,000 | $1,240,000 | $89,000 | $1,363,000 |
| Hispanic | 557 | $49,727,000 | $89,000 | $900,000 | $47,000 | $326,000 |
| Black or African American | 156 | $13,399,000 | $85,000 | $376,000 | $46,000 | $331,000 |
| Not applicable | 156 | $64,180,000 | $411,000 | $12,000,000 | $0 | $0 |
| Asian | 126 | $19,366,000 | $153,000 | $685,000 | $96,000 | $719,000 |
| American Indian or Alaskan Native | 27 | $3,193,000 | $118,000 | $500,000 | $127,000 | $1,343,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,606,000 | $178,000 | $500,000 | $82,000 | $309,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,293 | $977,422,000 | $134,000 | $12,000,000 | $86,000 | $5,628,000 |
| FHA-insured (Federal Housing Administration) | 976 | $128,338,000 | $131,000 | $413,000 | $51,000 | $425,000 |
| VA-guaranteed (Veterans Administration) | 355 | $67,079,000 | $188,000 | $547,000 | $59,000 | $472,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $7,138,000 | $127,000 | $266,000 | $46,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,600 | $949,788,000 | $143,000 | $12,000,000 | $82,000 | $5,628,000 |
| Application Denied By Financial Institution | 1,040 | $91,025,000 | $87,000 | $11,000,000 | $67,000 | $1,622,000 |
| Application Withdrawn By Applicant | 485 | $70,847,000 | $146,000 | $725,000 | $81,000 | $962,000 |
| Application Approved But Not Accepted | 338 | $31,841,000 | $94,000 | $940,000 | $91,000 | $1,363,000 |
| File Closed For Incompleteness | 101 | $17,875,000 | $176,000 | $517,000 | $89,000 | $260,000 |
| Preapproval Denied by Financial Institution | 64 | $10,226,000 | $159,000 | $600,000 | $68,000 | $719,000 |
| Preapproval Approved but not Accepted | 52 | $8,375,000 | $161,000 | $560,000 | $67,000 | $188,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 425 | $17,416,000 | $40,000 | $600,000 | $67,000 | $1,272,000 |
| Debt-To-Income Ratio | 367 | $30,856,000 | $84,000 | $1,098,000 | $44,000 | $204,000 |
| Collateral | 240 | $34,288,000 | $142,000 | $1,000,000 | $108,000 | $1,622,000 |
| Other | 43 | $15,046,000 | $349,000 | $11,000,000 | $57,000 | $315,000 |
| Unverifiable Information | 14 | $1,709,000 | $122,000 | $256,000 | $32,000 | $130,000 |
| Employment History | 10 | $1,444,000 | $144,000 | $234,000 | $19,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $492,000 | $98,000 | $194,000 | $36,000 | $92,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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