First National Bank of Omaha Mortgage Lending & HMDA Data, 2017

In 2017, First National Bank of Omaha of Omaha, NE reported 9,157 mortgage applications totaling $2.0 billion, down 21% from 2016. The average application was for $218,904, and applicants reported an average income of $87,528. 79% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (3,720), Kansas City, MO-KS (687) and Fort Collins, CO (616) (applications in parentheses).

Mortgage Company & Address First National Bank of Omaha
1620 Dodge Street
Omaha, NE 68197
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,157
Total Mortgage Loan Application Amount $2,004,513,000
Average Mortgage Loan Application Amount $218,904
Highest Mortgage Loan Application Amount $57,500,000
Average Applicant Income $87,528
Highest Applicant Income $4,125,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Omaha filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Omaha by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 2,341 $ 389,169,000 $ 166,240 $ 84,000
Sarpy, Nebraska 717 $ 127,647,000 $ 178,029 $ 86,000
Larimer, Colorado 616 $ 153,314,000 $ 248,886 $ 89,000
Johnson, Kansas 389 $ 138,544,000 $ 356,154 $ 114,000
DeKalb, Illinois 352 $ 52,492,000 $ 149,125 $ 71,000
Lancaster, Nebraska 335 $ 57,889,000 $ 172,802 $ 90,000
Pottawattamie, Iowa 332 $ 66,390,000 $ 199,969 $ 69,000
Weld, Colorado 313 $ 66,744,000 $ 213,239 $ 87,000
Dodge, Nebraska 272 $ 29,859,000 $ 109,775 $ 71,000
Buffalo, Nebraska 251 $ 37,594,000 $ 149,776 $ 77,000
McHenry, Illinois 195 $ 24,947,000 $ 127,933 $ 73,000
Kendall, Illinois 134 $ 22,770,000 $ 169,925 $ 93,000
Lincoln, Nebraska 130 $ 20,471,000 $ 157,469 $ 77,000
Hall, Nebraska 125 $ 16,115,000 $ 128,920 $ 75,000
Kane, Illinois 121 $ 55,022,000 $ 454,727 $ 97,000
Washington, Nebraska 113 $ 19,745,000 $ 174,734 $ 96,000
Boulder, Colorado 103 $ 41,190,000 $ 399,902 $ 154,000
Jackson, Missouri 102 $ 78,475,000 $ 769,362 $ 107,000
Platte, Nebraska 94 $ 23,021,000 $ 244,904 $ 64,000
Box Butte, Nebraska 76 $ 6,943,000 $ 91,355 $ 70,000
Leavenworth, Kansas 75 $ 12,217,000 $ 162,893 $ 65,000
Collin, Texas 64 $ 16,212,000 $ 253,312 $ 120,000
Dawes, Nebraska 63 $ 8,844,000 $ 140,380 $ 63,000
Gage, Nebraska 62 $ 6,705,000 $ 108,145 $ 65,000
Harrison, Iowa 57 $ 8,572,000 $ 150,385 $ 59,000
Madison, Nebraska 57 $ 7,630,000 $ 133,859 $ 90,000
Cass, Nebraska 55 $ 11,042,000 $ 200,763 $ 111,000
Saunders, Nebraska 54 $ 10,880,000 $ 201,481 $ 106,000
Scotts Bluff, Nebraska 53 $ 4,280,000 $ 80,754 $ 73,000
Cook, Illinois 52 $ 12,742,000 $ 245,038 $ 160,000
Wyandotte, Kansas 52 $ 10,932,000 $ 210,230 $ 71,000
Mills, Iowa 51 $ 7,809,000 $ 153,117 $ 74,000
Boone, Illinois 48 $ 4,943,000 $ 102,979 $ 59,000
Dallas, Texas 48 $ 26,993,000 $ 562,354 $ 116,000
Yankton, South Dakota 46 $ 6,926,000 $ 150,565 $ 58,000
Adams, Colorado 44 $ 12,308,000 $ 279,727 $ 106,000
LaSalle, Illinois 41 $ 4,380,000 $ 106,829 $ 68,000
Winnebago, Illinois 39 $ 6,247,000 $ 160,179 $ 52,000
Denton, Texas 36 $ 7,601,000 $ 211,138 $ 130,000
Butler, Nebraska 33 $ 4,863,000 $ 147,363 $ 61,000
Kearney, Nebraska 33 $ 4,886,000 $ 148,060 $ 62,000
Jefferson, Colorado 32 $ 7,925,000 $ 247,656 $ 105,000
Davison, South Dakota 31 $ 6,235,000 $ 201,129 $ 72,000
Denver, Colorado 29 $ 10,722,000 $ 369,724 $ 197,000
DuPage, Illinois 26 $ 5,068,000 $ 194,923 $ 148,000
Dawson, Nebraska 26 $ 4,035,000 $ 155,192 $ 74,000
Burt, Nebraska 22 $ 2,331,000 $ 105,954 $ 68,000
Crawford, Iowa 20 $ 2,697,000 $ 134,850 $ 86,000
Adams, Nebraska 19 $ 1,613,000 $ 84,894 $ 66,000
Cass, Missouri 18 $ 3,399,000 $ 188,833 $ 69,000
Clay, Missouri 18 $ 6,402,000 $ 355,666 $ 87,000
Seward, Nebraska 18 $ 3,692,000 $ 205,111 $ 103,000
York, Nebraska 16 $ 2,156,000 $ 134,750 $ 78,000
Beadle, South Dakota 16 $ 1,376,000 $ 86,000 $ 91,000
Platte, Missouri 15 $ 3,454,000 $ 230,266 $ 119,000
Tarrant, Texas 15 $ 3,304,000 $ 220,266 $ 122,000
Lake, Illinois 14 $ 5,493,000 $ 392,357 $ 102,000
Ogle, Illinois 14 $ 1,478,000 $ 105,571 $ 44,000
Phelps, Nebraska 14 $ 4,772,000 $ 340,857 $ 55,000
Broomfield, Colorado 13 $ 3,347,000 $ 257,461 $ 154,000
Colfax, Nebraska 13 $ 1,985,000 $ 152,692 $ 65,000
Otoe, Nebraska 12 $ 1,517,000 $ 126,416 $ 63,000
Arapahoe, Colorado 11 $ 3,462,000 $ 314,727 $ 141,000
Hamilton, Nebraska 11 $ 1,926,000 $ 175,090 $ 100,000
El Paso, Colorado 10 $ 2,219,000 $ 221,900 $ 95,000
Will, Illinois 9 $ 2,083,000 $ 231,444 $ 123,000
Miami, Kansas 9 $ 1,974,000 $ 219,333 $ 84,000
Camden, Missouri 9 $ 2,602,000 $ 289,111 $ 274,000
Knox, Nebraska 9 $ 1,098,000 $ 122,000 $ 94,000
Saline, Nebraska 9 $ 748,000 $ 83,111 $ 65,000
Walworth, Wisconsin 9 $ 1,483,000 $ 164,777 $ 71,000
Shelby, Iowa 8 $ 1,134,000 $ 141,750 $ 79,000
Cedar, Nebraska 8 $ 916,000 $ 114,500 $ 90,000
Cheyenne, Nebraska 8 $ 1,119,000 $ 139,875 $ 66,000
Keith, Nebraska 8 $ 783,000 $ 97,875 $ 100,000
Sheridan, Nebraska 8 $ 1,156,000 $ 144,500 $ 59,000
Harris, Texas 8 $ 3,651,000 $ 456,375 $ 237,000
Maricopa, Arizona 7 $ 3,777,000 $ 539,571 $ 310,000
Custer, Nebraska 7 $ 3,081,000 $ 440,142 $ 85,000
Fillmore, Nebraska 7 $ 834,000 $ 119,142 $ 96,000
Merrick, Nebraska 7 $ 857,000 $ 122,428 $ 65,000
Stanton, Nebraska 7 $ 1,044,000 $ 149,142 $ 50,000
Laramie, Wyoming 7 $ 939,000 $ 134,142 $ 71,000
Douglas, Colorado 6 $ 3,100,000 $ 516,666 $ 219,000
Woodbury, Iowa 6 $ 802,000 $ 133,666 $ 74,000
Holt, Nebraska 6 $ 1,599,000 $ 266,500 $ 22,000
Nance, Nebraska 6 $ 539,000 $ 89,833 $ 65,000
Pierce, Nebraska 6 $ 633,000 $ 105,500 $ 64,000
Jerauld, South Dakota 6 $ 436,000 $ 72,666 $ 71,000
Grayson, Texas 6 $ 1,294,000 $ 215,666 $ 162,000
Lee, Illinois 5 $ 696,000 $ 139,200 $ 69,000
Montgomery, Iowa 5 $ 429,000 $ 85,800 $ 50,000
Page, Iowa 5 $ 752,000 $ 150,400 $ 85,000
Polk, Iowa 5 $ 16,484,000 $ 3,296,800 $ 81,000
Christian, Missouri 5 $ 1,592,000 $ 318,400 $ 151,000
Franklin, Nebraska 5 $ 182,000 $ 36,400 $ 49,000
Howard, Nebraska 5 $ 636,000 $ 127,200 $ 72,000
Wayne, Nebraska 5 $ 4,439,000 $ 887,800 $ 57,000
Sanborn, South Dakota 5 $ 1,139,000 $ 227,800 $ 49,000
Jackson, Colorado 4 $ 930,000 $ 232,500 $ 120,000
Logan, Colorado 4 $ 719,000 $ 179,750 $ 56,000
Fremont, Iowa 4 $ 460,000 $ 115,000 $ 59,000
Douglas, Kansas 4 $ 1,195,000 $ 298,750 $ 136,000
Franklin, Kansas 4 $ 720,000 $ 180,000 $ 261,000
Linn, Kansas 4 $ 292,000 $ 73,000 $ 76,000
Sedgwick, Kansas 4 $ 364,000 $ 91,000 $ 77,000
Boone, Nebraska 4 $ 1,512,000 $ 378,000 $ 74,000
Brown, Nebraska 4 $ 273,000 $ 68,250 $ 79,000
Clay, Nebraska 4 $ 618,000 $ 154,500 $ 50,000
Cuming, Nebraska 4 $ 407,000 $ 101,750 $ 70,000
Harlan, Nebraska 4 $ 349,000 $ 87,250 $ 56,000
Morrill, Nebraska 4 $ 116,000 $ 29,000 $ 33,000
Polk, Nebraska 4 $ 576,000 $ 144,000 $ 33,000
Webster, Nebraska 4 $ 916,000 $ 229,000 $ 41,000
Hutchinson, South Dakota 4 $ 907,000 $ 226,750 $ 55,000
Rockwall, Texas 4 $ 1,193,000 $ 298,250 $ 117,000
Door, Wisconsin 4 $ 917,000 $ 229,250 $ 448,000
Grand, Colorado 3 $ 961,000 $ 320,333 $ 192,000
Summit, Colorado 3 $ 1,350,000 $ 450,000 $ 187,000
Audubon, Iowa 3 $ 338,000 $ 112,666 $ 84,000
Cass, Iowa 3 $ 244,000 $ 81,333 $ 24,000
Dickinson, Iowa 3 $ 1,146,000 $ 382,000 $ 145,000
Monona, Iowa 3 $ 468,000 $ 156,000 $ 47,000
Barton, Kansas 3 $ 195,000 $ 65,000 $ 75,000
Hennepin, Minnesota 3 $ 58,041,000 $ 19,347,000 $ 18,000
Lyon, Minnesota 3 $ 454,000 $ 151,333 $ 93,000
Antelope, Nebraska 3 $ 461,000 $ 153,666 $ 67,000
Frontier, Nebraska 3 $ 348,000 $ 116,000 $ 79,000
Hitchcock, Nebraska 3 $ 366,000 $ 122,000 $ 66,000
Jefferson, Nebraska 3 $ 309,000 $ 103,000 $ 81,000
Red Willow, Nebraska 3 $ 775,000 $ 258,333 $ 41,000
Valley, Nebraska 3 $ 355,000 $ 118,333 $ 86,000
Bon Homme, South Dakota 3 $ 363,000 $ 121,000 $ 59,000
Lawrence, South Dakota 3 $ 802,000 $ 267,333 $ 293,000
Bexar, Texas 3 $ 721,000 $ 240,333 $ 115,000
Fort Bend, Texas 3 $ 932,000 $ 310,666 $ 111,000
Kaufman, Texas 3 $ 764,000 $ 254,666 $ 79,000
Rock, Wisconsin 3 $ 605,000 $ 201,666 $ 141,000
Mohave, Arizona 2 $ 498,000 $ 249,000 $ 236,000
Eagle, Colorado 2 $ 1,004,000 $ 502,000 $ 537,000
Garfield, Colorado 2 $ 685,000 $ 342,500 $ 111,000
Gilpin, Colorado 2 $ 231,000 $ 115,500 $ 153,000
Morgan, Colorado 2 $ 78,000 $ 39,000 $ 43,000
Park, Colorado 2 $ 632,000 $ 316,000 $ 82,000
Pueblo, Colorado 2 $ 192,000 $ 96,000 $ 42,000
Carroll, Illinois 2 $ 735,000 $ 367,500 $ 291,000
Champaign, Illinois 2 $ 215,000 $ 107,500 $ 117,000
McLean, Illinois 2 $ 199,000 $ 99,500 $ 93,000
Rock Island, Illinois 2 $ 258,000 $ 129,000 $ 90,000
Carroll, Iowa 2 $ 393,000 $ 196,500 $ 88,000
Dallas, Iowa 2 $ 675,000 $ 337,500 $ 301,000
Mitchell, Iowa 2 $ 242,000 $ 121,000 $ 213,000
Osceola, Iowa 2 $ 264,000 $ 132,000 $ 41,000
Scott, Iowa 2 $ 584,000 $ 292,000 $ 87,000
Story, Iowa 2 $ 504,000 $ 252,000 $ 129,000
Washington, Minnesota 2 $ 45,267,000 $ 22,633,500 $ 66,000
Clinton, Missouri 2 $ 650,000 $ 325,000 $ 118,000
Lafayette, Missouri 2 $ 448,000 $ 224,000 $ 114,000
Stone, Missouri 2 $ 60,000 $ 30,000 $ 93,000
Grant, Nebraska 2 $ 209,000 $ 104,500 $ 41,000
Johnson, Nebraska 2 $ 208,000 $ 104,000 $ 83,000
Nemaha, Nebraska 2 $ 252,000 $ 126,000 $ 27,000
Sherman, Nebraska 2 $ 209,000 $ 104,500 $ 28,000
Sioux, Nebraska 2 $ 685,000 $ 342,500 $ 110,000
Brule, South Dakota 2 $ 539,000 $ 269,500 $ 138,000
Clay, South Dakota 2 $ 278,000 $ 139,000 $ 19,000
Grant, South Dakota 2 $ 249,000 $ 124,500 $ 70,000
Hand, South Dakota 2 $ 166,000 $ 83,000 $ 38,000
Lincoln, South Dakota 2 $ 382,000 $ 191,000 $ 131,000
Brazos, Texas 2 $ 745,000 $ 372,500 $ 125,000
El Paso, Texas 2 $ 560,000 $ 280,000 $ 43,000
Ellis, Texas 2 $ 497,000 $ 248,500 $ 34,000
Henderson, Texas 2 $ 115,000 $ 57,500 $ 176,000
Tom Green, Texas 2 $ 640,000 $ 320,000 $ 71,000
Travis, Texas 2 $ 608,000 $ 304,000 $ 203,000
Pittsylvania, Virginia 2 $ 22,000 $ 11,000 $ 150,000
Natrona, Wyoming 2 $ 349,000 $ 174,500 $ 77,000
Baldwin, Alabama 1 $ 196,000 $ 196,000 $ 125,000
Yavapai, Arizona 1 $ 140,000 $ 140,000 $ 66,000
Orange, California 1 $ 305,000 $ 305,000 $ 333,000
Riverside, California 1 $ 650,000 $ 650,000 $ 278,000
Sonoma, California 1 $ 283,000 $ 283,000 $ 143,000
Chaffee, Colorado 1 $ 289,000 $ 289,000 $ 78,000
Elbert, Colorado 1 $ 190,000 $ 190,000 $ 60,000
Fremont, Colorado 1 $ 265,000 $ 265,000 $ 90,000
Huerfano, Colorado 1 $ 120,000 $ 120,000 $ 60,000
Mesa, Colorado 1 $ 392,000 $ 392,000 $ 122,000
Phillips, Colorado 1 $ 132,000 $ 132,000 $ 65,000
Sedgwick, Colorado 1 $ 118,000 $ 118,000 $ 33,000
Teller, Colorado 1 $ 422,000 $ 422,000 $ 227,000
Yuma, Colorado 1 $ 135,000 $ 135,000 $ 47,000
Broward, Florida 1 $ 226,000 $ 226,000 $ 169,000
Lee, Florida 1 $ 215,000 $ 215,000 $ 70,000
Putnam, Florida 1 $ 120,000 $ 120,000 $ 0
Fulton, Georgia 1 $ 29,800,000 $ 29,800,000 $ 0
Kauai, Hawaii 1 $ 1,256,000 $ 1,256,000 $ 4,125,000
Grundy, Illinois 1 $ 214,000 $ 214,000 $ 117,000
Jo Daviess, Illinois 1 $ 208,000 $ 208,000 $ 130,000
Stephenson, Illinois 1 $ 219,000 $ 219,000 $ 134,000
Whiteside, Illinois 1 $ 20,000 $ 20,000 $ 0
Boone, Indiana 1 $ 151,000 $ 151,000 $ 51,000
Tippecanoe, Indiana 1 $ 284,000 $ 284,000 $ 144,000
Adams, Iowa 1 $ 47,000 $ 47,000 $ 48,000
Boone, Iowa 1 $ 83,000 $ 83,000 $ 39,000
Bremer, Iowa 1 $ 301,000 $ 301,000 $ 146,000
Buena Vista, Iowa 1 $ 174,000 $ 174,000 $ 46,000
Calhoun, Iowa 1 $ 59,000 $ 59,000 $ 43,000
Cerro Gordo, Iowa 1 $ 175,000 $ 175,000 $ 60,000
Dubuque, Iowa 1 $ 223,000 $ 223,000 $ 83,000
Guthrie, Iowa 1 $ 248,000 $ 248,000 $ 140,000
Howard, Iowa 1 $ 121,000 $ 121,000 $ 46,000
Linn, Iowa 1 $ 128,000 $ 128,000 $ 44,000
O'Brien, Iowa 1 $ 304,000 $ 304,000 $ 211,000
Ringgold, Iowa 1 $ 208,000 $ 208,000 $ 149,000
Anderson, Kansas 1 $ 103,000 $ 103,000 $ 49,000
Jefferson, Kansas 1 $ 58,000 $ 58,000 $ 57,000
Marshall, Kansas 1 $ 64,000 $ 64,000 $ 40,000
Thomas, Kansas 1 $ 5,000 $ 5,000 $ 87,000
York, Maine 1 $ 880,000 $ 880,000 $ 638,000
Kent, Michigan 1 $ 146,000 $ 146,000 $ 45,000
Oceana, Michigan 1 $ 270,000 $ 270,000 $ 113,000
Washtenaw, Michigan 1 $ 200,000 $ 200,000 $ 0
Crow Wing, Minnesota 1 $ 167,000 $ 167,000 $ 112,000
Otter Tail, Minnesota 1 $ 107,000 $ 107,000 $ 62,000
Benton, Missouri 1 $ 311,000 $ 311,000 $ 382,000
Boone, Missouri 1 $ 175,000 $ 175,000 $ 76,000
Caldwell, Missouri 1 $ 93,000 $ 93,000 $ 47,000
Greene, Missouri 1 $ 198,000 $ 198,000 $ 86,000
Howard, Missouri 1 $ 272,000 $ 272,000 $ 131,000
Howell, Missouri 1 $ 170,000 $ 170,000 $ 60,000
Morgan, Missouri 1 $ 238,000 $ 238,000 $ 127,000
Pike, Missouri 1 $ 190,000 $ 190,000 $ 71,000
Randolph, Missouri 1 $ 196,000 $ 196,000 $ 135,000
Reynolds, Missouri 1 $ 125,000 $ 125,000 $ 0
St. Charles, Missouri 1 $ 299,000 $ 299,000 $ 70,000
St. Louis, Missouri 1 $ 257,000 $ 257,000 $ 204,000
Texas, Missouri 1 $ 142,000 $ 142,000 $ 41,000
Wright, Missouri 1 $ 164,000 $ 164,000 $ 63,000
Arthur, Nebraska 1 $ 57,000 $ 57,000 $ 68,000
Chase, Nebraska 1 $ 45,000 $ 45,000 $ 61,000
Garden, Nebraska 1 $ 60,000 $ 60,000 $ 298,000
Gosper, Nebraska 1 $ 147,000 $ 147,000 $ 70,000
Hayes, Nebraska 1 $ 24,000 $ 24,000 $ 0
Kimball, Nebraska 1 $ 95,000 $ 95,000 $ 83,000
Logan, Nebraska 1 $ 54,000 $ 54,000 $ 67,000
Loup, Nebraska 1 $ 136,000 $ 136,000 $ 258,000
Pawnee, Nebraska 1 $ 110,000 $ 110,000 $ 84,000
Thomas, Nebraska 1 $ 110,000 $ 110,000 $ 79,000
Thurston, Nebraska 1 $ 555,000 $ 555,000 $ 221,000
Clark, Nevada 1 $ 30,600,000 $ 30,600,000 $ 0
Colfax, New Mexico 1 $ 200,000 $ 200,000 $ 90,000
Burke, North Carolina 1 $ 5,000 $ 5,000 $ 63,000
Erie, Ohio 1 $ 185,000 $ 185,000 $ 52,000
Cherokee, Oklahoma 1 $ 74,000 $ 74,000 $ 140,000
Aurora, South Dakota 1 $ 58,000 $ 58,000 $ 43,000
Butte, South Dakota 1 $ 28,000 $ 28,000 $ 72,000
Charles Mix, South Dakota 1 $ 212,000 $ 212,000 $ 284,000
Douglas, South Dakota 1 $ 69,000 $ 69,000 $ 30,000
Fall River, South Dakota 1 $ 365,000 $ 365,000 $ 0
Hughes, South Dakota 1 $ 70,000 $ 70,000 $ 99,000
Kingsbury, South Dakota 1 $ 180,000 $ 180,000 $ 42,000
Minnehaha, South Dakota 1 $ 165,000 $ 165,000 $ 73,000
Pennington, South Dakota 1 $ 319,000 $ 319,000 $ 175,000
Spink, South Dakota 1 $ 282,000 $ 282,000 $ 17,000
Sully, South Dakota 1 $ 100,000 $ 100,000 $ 204,000
Walworth, South Dakota 1 $ 800,000 $ 800,000 $ 0
Henry, Tennessee 1 $ 32,000 $ 32,000 $ 535,000
Angelina, Texas 1 $ 122,000 $ 122,000 $ 79,000
Bee, Texas 1 $ 92,000 $ 92,000 $ 318,000
Grimes, Texas 1 $ 260,000 $ 260,000 $ 115,000
Hill, Texas 1 $ 75,000 $ 75,000 $ 107,000
Johnson, Texas 1 $ 218,000 $ 218,000 $ 170,000
Grand, Utah 1 $ 376,000 $ 376,000 $ 333,000
Clark, Washington 1 $ 254,000 $ 254,000 $ 138,000
Columbia, Wisconsin 1 $ 192,000 $ 192,000 $ 66,000
Dane, Wisconsin 1 $ 268,000 $ 268,000 $ 70,000
Kenosha, Wisconsin 1 $ 166,000 $ 166,000 $ 102,000
Milwaukee, Wisconsin 1 $ 190,000 $ 190,000 $ 73,000
Oneida, Wisconsin 1 $ 375,000 $ 375,000 $ 180,000
Racine, Wisconsin 1 $ 109,000 $ 109,000 $ 0
Sheboygan, Wisconsin 1 $ 221,000 $ 221,000 $ 0
Crook, Wyoming 1 $ 100,000 $ 100,000 $ 37,000
Niobrara, Wyoming 1 $ 126,000 $ 126,000 $ 56,000

Mortgage Loan Application Detail Totals for First National Bank of Omaha in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,841 $1,463,380,000 $250,000 $57,500,000 $89,000 $4,125,000
Refinancing 2,117 $395,078,000 $186,000 $4,900,000 $90,000 $2,243,000
Home Improvement 1,199 $146,055,000 $121,000 $22,000,000 $76,000 $1,060,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,951 $1,217,727,000 $175,000 $2,500,000 $92,000 $4,125,000
Not Provided 845 $166,111,000 $196,000 $2,490,000 $105,000 $904,000
Hispanic 689 $87,434,000 $126,000 $1,645,000 $64,000 $1,062,000
Not applicable 298 $471,645,000 $1,582,000 $57,500,000 $0 $0
Asian 182 $36,515,000 $200,000 $969,000 $103,000 $534,000
Black or African American 177 $22,800,000 $128,000 $536,000 $66,000 $326,000
American Indian or Alaskan Native 9 $994,000 $110,000 $296,000 $59,000 $160,000
Native Hawaiian or Other Pacific Islander 6 $1,287,000 $214,000 $280,000 $101,000 $203,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,372 $1,696,496,000 $230,000 $57,500,000 $93,000 $4,125,000
FHA-insured (Federal Housing Administration) 1,156 $180,972,000 $156,000 $393,000 $63,000 $380,000
VA-guaranteed (Veterans Administration) 443 $96,857,000 $218,000 $867,000 $77,000 $325,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 186 $30,188,000 $162,000 $1,399,000 $51,000 $259,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,228 $1,691,376,000 $234,000 $57,500,000 $89,000 $3,218,000
Application Withdrawn By Applicant 983 $199,038,000 $202,000 $2,700,000 $93,000 $4,125,000
Application Denied By Financial Institution 601 $66,202,000 $110,000 $1,761,000 $63,000 $500,000
Application Approved But Not Accepted 192 $15,750,000 $82,000 $417,000 $92,000 $865,000
File Closed For Incompleteness 143 $31,073,000 $217,000 $3,965,000 $89,000 $500,000
Loan Purchased By The Institution 10 $1,074,000 $107,000 $136,000 $26,000 $43,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 236 $12,100,000 $51,000 $424,000 $60,000 $228,000
Debt-To-Income Ratio 183 $24,204,000 $132,000 $1,761,000 $46,000 $222,000
Collateral 120 $20,527,000 $171,000 $880,000 $96,000 $500,000
Other 27 $2,353,000 $87,000 $510,000 $75,000 $358,000
Unverifiable Information 13 $2,199,000 $169,000 $392,000 $37,000 $89,000
Employment History 12 $2,243,000 $186,000 $424,000 $26,000 $80,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,810,000 $258,000 $829,000 $99,000 $166,000
Credit Application Incomplete 2 $626,000 $313,000 $518,000 $45,000 $67,000
Mortgage Insurance Denied 1 $140,000 $140,000 $140,000 $31,000 $31,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Omaha's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Omaha's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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