First National Bank Of Pa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

First National Bank Of Pa 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Bank Of Pa
166 Main St
Greenville, PA 16125
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,727
Total Mortgage Loan Application Amount $891,096,000
Average Mortgage Loan Application Amount $294,603
Highest Mortgage Loan Application Amount $1,370,000
Average Applicant Income $189,448
Highest Applicant Income $5,683,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First National Bank Of Pa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down First National Bank Of Pa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pa serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Bank Of Pa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pa's mortgage activity for 2003.

Mortgage Loan Application Totals for First National Bank Of Pa by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mercer County Pennsylvania 1,855 $ 128,367,000 $ 69,000 $ 58,000
Cambria County Pennsylvania 1,646 $ 86,412,000 $ 52,000 $ 62,000
Somerset County Pennsylvania 1,393 $ 71,903,000 $ 51,000 $ 67,000
Westmoreland County Pennsylvania 1,388 $ 88,351,000 $ 63,000 $ 53,000
Erie County Pennsylvania 1,022 $ 72,344,000 $ 70,000 $ 119,000
Crawford County Pennsylvania 741 $ 43,824,000 $ 59,000 $ 51,000
Venango County Pennsylvania 674 $ 35,067,000 $ 52,000 $ 53,000
Bedford County Pennsylvania 623 $ 34,401,000 $ 55,000 $ 45,000
Beaver County Pennsylvania 534 $ 37,655,000 $ 70,000 $ 142,000
Fayette County Pennsylvania 529 $ 29,157,000 $ 55,000 $ 49,000
Lawrence County Pennsylvania 499 $ 34,603,000 $ 69,000 $ 53,000
Allegheny County Pennsylvania 492 $ 31,614,000 $ 64,000 $ 59,000
Mahoning County Ohio 441 $ 30,813,000 $ 69,000 $ 72,000
Indiana County Pennsylvania 330 $ 16,380,000 $ 49,000 $ 44,000
Trumbull County Ohio 281 $ 20,527,000 $ 73,000 $ 69,000
Blair County Pennsylvania 250 $ 14,605,000 $ 58,000 $ 63,000
Armstrong County Pennsylvania 217 $ 10,812,000 $ 49,000 $ 42,000
Greene County Pennsylvania 136 $ 6,687,000 $ 49,000 $ 40,000
Butler County Pennsylvania 126 $ 9,339,000 $ 74,000 $ 53,000
Washington County Pennsylvania 108 $ 7,829,000 $ 72,000 $ 57,000
Geauga County Ohio 47 $ 4,490,000 $ 95,000 $ 61,000
Clearfield County Pennsylvania 46 $ 1,534,000 $ 33,000 $ 32,000
Warren County Pennsylvania 29 $ 1,213,000 $ 41,000 $ 40,000
Lake County Ohio 15 $ 1,284,000 $ 85,000 $ 81,000
Clarion County Pennsylvania 15 $ 1,021,000 $ 68,000 $ 54,000
Columbiana County Ohio 13 $ 908,000 $ 69,000 $ 36,000
Ashtabula County Ohio 12 $ 706,000 $ 58,000 $ 60,000
Chautauqua County New York 11 $ 2,002,000 $ 182,000 $ 191,000
Lee County Florida 9 $ 1,847,000 $ 205,000 $ 187,000
Forest County Pennsylvania 8 $ 554,000 $ 69,000 $ 156,000
Garrett County Maryland 7 $ 779,000 $ 111,000 $ 44,000
Monongalia County West Virginia 7 $ 595,000 $ 85,000 $ 41,000
Cook County Illinois 6 $ 2,877,000 $ 479,000 $ 247,000
Huntingdon County Pennsylvania 6 $ 415,000 $ 69,000 $ 51,000
Jefferson County Pennsylvania 6 $ 999,000 $ 166,000 $ 63,000
Cuyahoga County Ohio 5 $ 496,000 $ 99,000 $ 73,000
Centre County Pennsylvania 5 $ 365,000 $ 73,000 $ 119,000
King County Washington 5 $ 2,040,000 $ 408,000 $ 164,000
Maricopa County Arizona 4 $ 1,428,000 $ 357,000 $ 194,000
Collier County Florida 4 $ 1,526,000 $ 381,000 $ 174,000
Oakland County Michigan 4 $ 1,925,000 $ 481,000 $ 233,000
Miami-Dade County Florida 3 $ 1,217,000 $ 405,000 $ 330,000
Okaloosa County Florida 3 $ 999,000 $ 333,000 $ 121,000
Marion County Indiana 3 $ 1,312,000 $ 437,000 $ 398,000
Montgomery County Maryland 3 $ 898,000 $ 299,000 $ 195,000
Chester County Pennsylvania 3 $ 894,000 $ 298,000 $ 187,000
Elk County Pennsylvania 3 $ 105,000 $ 35,000 $ 146,000
Fulton County Pennsylvania 3 $ 206,000 $ 68,000 $ 45,000
Montgomery County Pennsylvania 3 $ 1,004,000 $ 334,000 $ 219,000
Fairfax County Virginia 3 $ 1,278,000 $ 426,000 $ 200,000
District of Columbia County District Of Columbia 2 $ 877,000 $ 438,000 $ 248,000
Lake County Florida 2 $ 93,000 $ 46,000 $ 52,000
Sarasota County Florida 2 $ 286,000 $ 143,000 $ 51,000
Cobb County Georgia 2 $ 985,000 $ 492,000 $ 205,000
Fulton County Georgia 2 $ 736,000 $ 368,000 $ 229,000
Kane County Illinois 2 $ 764,000 $ 382,000 $ 347,000
Lake County Illinois 2 $ 783,000 $ 391,000 $ 200,000
Allegany County Maryland 2 $ 220,000 $ 110,000 $ 52,000
Frederick County Maryland 2 $ 831,000 $ 415,000 $ 229,000
Worcester County Massachusetts 2 $ 933,000 $ 466,000 $ 147,000
Kalamazoo County Michigan 2 $ 769,000 $ 384,000 $ 143,000
Washtenaw County Michigan 2 $ 1,033,000 $ 516,000 $ 326,000
Hennepin County Minnesota 2 $ 821,000 $ 410,000 $ 282,000
Washington County Minnesota 2 $ 871,000 $ 435,000 $ 145,000
St. Louis County Missouri 2 $ 800,000 $ 400,000 $ 188,000
Bergen County New Jersey 2 $ 1,026,000 $ 513,000 $ 327,000
Middlesex County New Jersey 2 $ 50,000 $ 25,000 $ 110,000
Monroe County New York 2 $ 39,000 $ 19,000 $ 130,000
Nassau County New York 2 $ 724,000 $ 362,000 $ 132,000
Butler County Ohio 2 $ 508,000 $ 254,000 $ 169,000
Greene County Ohio 2 $ 90,000 $ 45,000 $ 105,000
Medina County Ohio 2 $ 166,000 $ 83,000 $ 46,000
Oklahoma County Oklahoma 2 $ 987,000 $ 493,000 $ 331,000
Cumberland County Pennsylvania 2 $ 586,000 $ 293,000 $ 239,000
Dauphin County Pennsylvania 2 $ 224,000 $ 112,000 $ 252,000
Lehigh County Pennsylvania 2 $ 465,000 $ 232,000 $ 113,000
Loudoun County Virginia 2 $ 848,000 $ 424,000 $ 315,000
Hancock County West Virginia 2 $ 111,000 $ 55,000 $ 214,000
Baldwin County Alabama 1 $ 459,000 $ 459,000 $ 153,000
Jefferson County Alabama 1 $ 362,000 $ 362,000 $ 219,000
Cochise County Arizona 1 $ 20,000 $ 20,000 $ 50,000
Yavapai County Arizona 1 $ 100,000 $ 100,000 $ 24,000
Faulkner County Arkansas 1 $ 518,000 $ 518,000 $ 400,000
Denver County Colorado 1 $ 538,000 $ 538,000 $ 0
Larimer County Colorado 1 $ 379,000 $ 379,000 $ 189,000
Fairfield County Connecticut 1 $ 413,000 $ 413,000 $ 255,000
Alachua County Florida 1 $ 29,000 $ 29,000 $ 44,000
Bay County Florida 1 $ 405,000 $ 405,000 $ 165,000
Brevard County Florida 1 $ 60,000 $ 60,000 $ 101,000
Escambia County Florida 1 $ 385,000 $ 385,000 $ 660,000
Hillsborough County Florida 1 $ 18,000 $ 18,000 $ 75,000
Monroe County Florida 1 $ 472,000 $ 472,000 $ 772,000
St. Johns County Florida 1 $ 499,000 $ 499,000 $ 373,000
Sumter County Florida 1 $ 97,000 $ 97,000 $ 41,000
Volusia County Florida 1 $ 100,000 $ 100,000 $ 83,000
Chatham County Georgia 1 $ 75,000 $ 75,000 $ 60,000
Hall County Georgia 1 $ 409,000 $ 409,000 $ 212,000
Honolulu County Hawaii 1 $ 54,000 $ 54,000 $ 83,000
Ada County Idaho 1 $ 360,000 $ 360,000 $ 186,000
Will County Illinois 1 $ 399,000 $ 399,000 $ 243,000
Allen County Indiana 1 $ 523,000 $ 523,000 $ 591,000
Boone County Indiana 1 $ 517,000 $ 517,000 $ 204,000
St. Joseph County Indiana 1 $ 328,000 $ 328,000 $ 116,000
Polk County Iowa 1 $ 430,000 $ 430,000 $ 316,000
Ascension County Louisiana 1 $ 352,000 $ 352,000 $ 154,000
East Baton Rouge County Louisiana 1 $ 440,000 $ 440,000 $ 300,000
Cumberland County Maine 1 $ 476,000 $ 476,000 $ 408,000
Washington County Maine 1 $ 427,000 $ 427,000 $ 240,000
Anne Arundel County Maryland 1 $ 363,000 $ 363,000 $ 224,000
Baltimore County Maryland 1 $ 50,000 $ 50,000 $ 84,000
Calvert County Maryland 1 $ 132,000 $ 132,000 $ 233,000
Howard County Maryland 1 $ 410,000 $ 410,000 $ 265,000
Prince George's County Maryland 1 $ 395,000 $ 395,000 $ 193,000
Worcester County Maryland 1 $ 105,000 $ 105,000 $ 108,000
Norfolk County Massachusetts 1 $ 448,000 $ 448,000 $ 331,000
Kent County Michigan 1 $ 424,000 $ 424,000 $ 120,000
Livingston County Michigan 1 $ 333,000 $ 333,000 $ 145,000
Wayne County Michigan 1 $ 379,000 $ 379,000 $ 160,000
Chisago County Minnesota 1 $ 401,000 $ 401,000 $ 142,000
Bolivar County Mississippi 1 $ 389,000 $ 389,000 $ 116,000
Jackson County Missouri 1 $ 400,000 $ 400,000 $ 349,000
Clark County Nevada 1 $ 118,000 $ 118,000 $ 53,000
Washoe County Nevada 1 $ 380,000 $ 380,000 $ 169,000
Burlington County New Jersey 1 $ 432,000 $ 432,000 $ 336,000
Cape May County New Jersey 1 $ 391,000 $ 391,000 $ 281,000
Hudson County New Jersey 1 $ 20,000 $ 20,000 $ 98,000
Hunterdon County New Jersey 1 $ 469,000 $ 469,000 $ 492,000
Lincoln County New Mexico 1 $ 340,000 $ 340,000 $ 179,000
Taos County New Mexico 1 $ 350,000 $ 350,000 $ 245,000
Cattaraugus County New York 1 $ 285,000 $ 285,000 $ 200,000
Erie County New York 1 $ 50,000 $ 50,000 $ 27,000
Westchester County New York 1 $ 453,000 $ 453,000 $ 401,000
Currituck County North Carolina 1 $ 700,000 $ 700,000 $ 632,000
Nash County North Carolina 1 $ 463,000 $ 463,000 $ 1,058,000
Rowan County North Carolina 1 $ 14,000 $ 14,000 $ 27,000
Wake County North Carolina 1 $ 513,000 $ 513,000 $ 156,000
Belmont County Ohio 1 $ 15,000 $ 15,000 $ 40,000
Delaware County Ohio 1 $ 407,000 $ 407,000 $ 312,000
Franklin County Ohio 1 $ 90,000 $ 90,000 $ 129,000
Hamilton County Ohio 1 $ 548,000 $ 548,000 $ 161,000
Montgomery County Ohio 1 $ 211,000 $ 211,000 $ 211,000
Portage County Ohio 1 $ 29,000 $ 29,000 $ 37,000
Stark County Ohio 1 $ 9,000 $ 9,000 $ 41,000
Summit County Ohio 1 $ 109,000 $ 109,000 $ 126,000
Wayne County Ohio 1 $ 14,000 $ 14,000 $ 24,000
Wood County Ohio 1 $ 100,000 $ 100,000 $ 82,000
Adams County Pennsylvania 1 $ 26,000 $ 26,000 $ 42,000
Lackawanna County Pennsylvania 1 $ 110,000 $ 110,000 $ 78,000
Lancaster County Pennsylvania 1 $ 29,000 $ 29,000 $ 64,000
Luzerne County Pennsylvania 1 $ 128,000 $ 128,000 $ 68,000
Philadelphia County Pennsylvania 1 $ 229,000 $ 229,000 $ 234,000
Union County Pennsylvania 1 $ 80,000 $ 80,000 $ 53,000
York County Pennsylvania 1 $ 35,000 $ 35,000 $ 101,000
Bristol County Rhode Island 1 $ 406,000 $ 406,000 $ 148,000
Beaufort County South Carolina 1 $ 540,000 $ 540,000 $ 230,000
Horry County South Carolina 1 $ 78,000 $ 78,000 $ 67,000
Davidson County Tennessee 1 $ 500,000 $ 500,000 $ 330,000
Hamilton County Tennessee 1 $ 364,000 $ 364,000 $ 316,000
Rutherford County Tennessee 1 $ 496,000 $ 496,000 $ 312,000
Shelby County Tennessee 1 $ 336,000 $ 336,000 $ 240,000
Williamson County Tennessee 1 $ 599,000 $ 599,000 $ 306,000
Harris County Texas 1 $ 23,000 $ 23,000 $ 80,000
Utah County Utah 1 $ 450,000 $ 450,000 $ 186,000
Arlington County Virginia 1 $ 156,000 $ 156,000 $ 156,000
Chesterfield County Virginia 1 $ 381,000 $ 381,000 $ 140,000
Prince William County Virginia 1 $ 47,000 $ 47,000 $ 97,000
Washington County Virginia 1 $ 406,000 $ 406,000 $ 841,000
Spokane County Washington 1 $ 426,000 $ 426,000 $ 300,000
Harrison County West Virginia 1 $ 60,000 $ 60,000 $ 36,000
Marion County West Virginia 1 $ 12,000 $ 12,000 $ 12,000
Preston County West Virginia 1 $ 75,000 $ 75,000 $ 84,000
Wetzel County West Virginia 1 $ 53,000 $ 53,000 $ 30,000
Ozaukee County Wisconsin 1 $ 435,000 $ 435,000 $ 105,000

Mortgage Loan Application Detail Totals for First National Bank Of Pa in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 8,874 $634,811,000 $366,687 $998,000 $222,906 $1,600,000
Home Improvement (one-to-four family) 3,170 $121,930,000 $29,600 $584,000 $57,000 $2,400,000
Home Purchase (one-to-four family) 1,679 $133,553,000 $252,842 $1,370,000 $187,894 $5,683,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 4 $802,000 $200,500 $310,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,304 $847,197,000 $326,600 $1,370,000 $200,000 $1,579,000
Information not provided by applicant in mail or telephone application 146 $14,742,000 $361,500 $478,000 $201,000 $490,000
Black 128 $6,562,000 $163,000 $410,000 $95,666 $293,000
Hispanic 56 $7,690,000 $380,600 $890,000 $333,200 $684,000
Other 36 $6,664,000 $391,454 $599,000 $191,272 $527,000
Asian or Pacific Islander 33 $3,909,000 $299,000 $482,000 $216,000 $940,000
Not applicable 16 $1,939,000 $121,000 $395,000 $561,000 $5,683,000
American Indian or Alaskan Native 8 $2,393,000 $505,250 $998,000 $255,000 $396,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,725 $891,014,000 $343,473 $1,370,000 $205,368 $5,683,000
FHA-insured (Federal Housing Administration) 2 $82,000 $41,000 $69,000 $38,000 $48,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,174 $648,851,000 $140,000 $1,370,000 $146,583 $5,683,000
Application Denied By Financial Institution 2,408 $117,938,000 $40,000 $535,000 $52,000 $480,000
Application Approved But Not Accepted 566 $33,962,000 $68,400 $548,000 $76,200 $940,000
Application Withdrawn By Applicant 449 $35,071,000 $83,250 $890,000 $82,375 $877,000
Loan Purchased By The Institution 129 $55,232,000 $429,114 $650,000 $251,971 $1,058,000
File Closed For Incompleteness 1 $42,000 $42,000 $42,000 $59,000 $59,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,278 $57,962,000 $27,857 $535,000 $48,142 $480,000
Debt-To-Income Ratio 731 $35,303,000 $42,666 $367,000 $48,333 $189,000
Collateral 318 $20,080,000 $60,000 $440,000 $56,000 $420,000
Employment History 46 $1,734,000 $48,750 $124,000 $29,500 $96,000
Other 18 $1,978,000 $125,500 $230,000 $92,000 $434,000
Unverifiable Information 6 $354,000 $59,000 $86,000 $39,000 $95,000
Credit Application Incomplete 6 $151,000 $18,500 $41,000 $31,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 5 $376,000 $75,000 $144,000 $52,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pa's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank Of Pa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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