First National Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First National Bank Of Pennsylvania 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pennsylvania 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 16,480 |
| Total Mortgage Loan Application Amount | $1,628,059,000 |
| Average Mortgage Loan Application Amount | $96,333 |
| Highest Mortgage Loan Application Amount | $9,200,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $4,282,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First National Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First National Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pennsylvania's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,861 | $ 183,494,000 | $ 98,000 | $ 89,000 |
| Cambria County Pennsylvania | 980 | $ 55,291,000 | $ 56,000 | $ 64,000 |
| Mercer County Pennsylvania | 898 | $ 69,575,000 | $ 77,000 | $ 68,000 |
| Westmoreland County Pennsylvania | 898 | $ 79,975,000 | $ 89,000 | $ 77,000 |
| Cuyahoga County Ohio | 858 | $ 140,782,000 | $ 164,000 | $ 115,000 |
| Somerset County Pennsylvania | 687 | $ 47,163,000 | $ 68,000 | $ 67,000 |
| Fayette County Pennsylvania | 638 | $ 35,971,000 | $ 56,000 | $ 55,000 |
| Blair County Pennsylvania | 600 | $ 46,211,000 | $ 77,000 | $ 66,000 |
| Erie County Pennsylvania | 591 | $ 58,673,000 | $ 99,000 | $ 71,000 |
| Butler County Pennsylvania | 442 | $ 53,067,000 | $ 120,000 | $ 89,000 |
| Crawford County Pennsylvania | 432 | $ 34,348,000 | $ 79,000 | $ 63,000 |
| Lawrence County Pennsylvania | 418 | $ 32,862,000 | $ 78,000 | $ 64,000 |
| Centre County Pennsylvania | 403 | $ 46,247,000 | $ 114,000 | $ 78,000 |
| Beaver County Pennsylvania | 394 | $ 34,703,000 | $ 88,000 | $ 71,000 |
| Bedford County Pennsylvania | 375 | $ 28,845,000 | $ 76,000 | $ 59,000 |
| Mahoning County Ohio | 363 | $ 29,654,000 | $ 81,000 | $ 79,000 |
| Summit County Ohio | 338 | $ 56,619,000 | $ 167,000 | $ 108,000 |
| Lackawanna County Pennsylvania | 328 | $ 34,243,000 | $ 104,000 | $ 87,000 |
| Venango County Pennsylvania | 304 | $ 21,954,000 | $ 72,000 | $ 68,000 |
| Trumbull County Ohio | 249 | $ 20,697,000 | $ 83,000 | $ 65,000 |
| Huntingdon County Pennsylvania | 239 | $ 15,527,000 | $ 64,000 | $ 57,000 |
| Mifflin County Pennsylvania | 239 | $ 17,025,000 | $ 71,000 | $ 54,000 |
| Geauga County Ohio | 236 | $ 43,057,000 | $ 182,000 | $ 116,000 |
| Luzerne County Pennsylvania | 218 | $ 19,344,000 | $ 88,000 | $ 84,000 |
| Lake County Ohio | 212 | $ 29,596,000 | $ 139,000 | $ 102,000 |
| Medina County Ohio | 188 | $ 32,418,000 | $ 172,000 | $ 102,000 |
| Indiana County Pennsylvania | 179 | $ 12,657,000 | $ 70,000 | $ 64,000 |
| Susquehanna County Pennsylvania | 170 | $ 14,952,000 | $ 87,000 | $ 86,000 |
| Washington County Pennsylvania | 169 | $ 18,380,000 | $ 108,000 | $ 81,000 |
| Brooke County West Virginia | 168 | $ 10,761,000 | $ 64,000 | $ 66,000 |
| Jefferson County Ohio | 165 | $ 10,900,000 | $ 66,000 | $ 67,000 |
| Portage County Ohio | 164 | $ 26,671,000 | $ 162,000 | $ 105,000 |
| Lycoming County Pennsylvania | 146 | $ 14,868,000 | $ 101,000 | $ 69,000 |
| Juniata County Pennsylvania | 142 | $ 13,054,000 | $ 91,000 | $ 59,000 |
| Greene County Pennsylvania | 140 | $ 7,515,000 | $ 53,000 | $ 64,000 |
| Armstrong County Pennsylvania | 130 | $ 9,269,000 | $ 71,000 | $ 66,000 |
| Northumberland County Pennsylvania | 117 | $ 7,099,000 | $ 60,000 | $ 51,000 |
| Clinton County Pennsylvania | 102 | $ 9,618,000 | $ 94,000 | $ 82,000 |
| Lorain County Ohio | 98 | $ 17,797,000 | $ 181,000 | $ 112,000 |
| Snyder County Pennsylvania | 81 | $ 7,231,000 | $ 89,000 | $ 63,000 |
| Wyoming County Pennsylvania | 80 | $ 7,991,000 | $ 99,000 | $ 78,000 |
| Schuylkill County Pennsylvania | 76 | $ 5,058,000 | $ 66,000 | $ 63,000 |
| Belmont County Ohio | 73 | $ 5,057,000 | $ 69,000 | $ 59,000 |
| Union County Pennsylvania | 73 | $ 9,533,000 | $ 130,000 | $ 85,000 |
| Anne Arundel County Maryland | 61 | $ 14,839,000 | $ 243,000 | $ 123,000 |
| Wayne County Pennsylvania | 40 | $ 4,523,000 | $ 113,000 | $ 83,000 |
| Clearfield County Pennsylvania | 37 | $ 2,755,000 | $ 74,000 | $ 54,000 |
| Dauphin County Pennsylvania | 37 | $ 9,181,000 | $ 248,000 | $ 241,000 |
| Hancock County West Virginia | 35 | $ 2,415,000 | $ 69,000 | $ 54,000 |
| Monroe County Pennsylvania | 33 | $ 3,737,000 | $ 113,000 | $ 75,000 |
| Ohio County West Virginia | 31 | $ 2,797,000 | $ 90,000 | $ 72,000 |
| Cumberland County Pennsylvania | 30 | $ 8,398,000 | $ 279,000 | $ 301,000 |
| Ashtabula County Ohio | 29 | $ 3,854,000 | $ 132,000 | $ 70,000 |
| Berks County Pennsylvania | 24 | $ 9,663,000 | $ 402,000 | $ 155,000 |
| Chautauqua County New York | 23 | $ 2,795,000 | $ 121,000 | $ 222,000 |
| Warren County Pennsylvania | 23 | $ 1,302,000 | $ 56,000 | $ 62,000 |
| Columbiana County Ohio | 19 | $ 1,526,000 | $ 80,000 | $ 63,000 |
| Lee County Florida | 14 | $ 4,141,000 | $ 295,000 | $ 181,000 |
| Queen Anne's County Maryland | 14 | $ 3,381,000 | $ 241,000 | $ 103,000 |
| Stark County Ohio | 14 | $ 2,785,000 | $ 198,000 | $ 129,000 |
| Clarion County Pennsylvania | 14 | $ 1,587,000 | $ 113,000 | $ 80,000 |
| Perry County Pennsylvania | 14 | $ 2,119,000 | $ 151,000 | $ 72,000 |
| Ottawa County Ohio | 11 | $ 1,895,000 | $ 172,000 | $ 123,000 |
| Garrett County Maryland | 10 | $ 3,432,000 | $ 343,000 | $ 246,000 |
| Franklin County Ohio | 10 | $ 1,642,000 | $ 164,000 | $ 107,000 |
| Forest County Pennsylvania | 9 | $ 601,000 | $ 66,000 | $ 78,000 |
| Jefferson County Pennsylvania | 9 | $ 692,000 | $ 76,000 | $ 64,000 |
| Collier County Florida | 8 | $ 1,979,000 | $ 247,000 | $ 487,000 |
| Wayne County Ohio | 8 | $ 1,053,000 | $ 131,000 | $ 76,000 |
| York County Pennsylvania | 8 | $ 1,398,000 | $ 174,000 | $ 88,000 |
| Delaware County New York | 7 | $ 968,000 | $ 138,000 | $ 55,000 |
| Lucas County Ohio | 7 | $ 1,375,000 | $ 196,000 | $ 321,000 |
| Marshall County West Virginia | 7 | $ 708,000 | $ 101,000 | $ 130,000 |
| Palm Beach County Florida | 6 | $ 1,672,000 | $ 278,000 | $ 117,000 |
| Pinellas County Florida | 6 | $ 1,899,000 | $ 316,000 | $ 268,000 |
| Sarasota County Florida | 6 | $ 2,447,000 | $ 407,000 | $ 552,000 |
| Delaware County Ohio | 6 | $ 1,338,000 | $ 223,000 | $ 159,000 |
| Adams County Pennsylvania | 6 | $ 1,194,000 | $ 199,000 | $ 194,000 |
| Bradford County Pennsylvania | 6 | $ 818,000 | $ 136,000 | $ 70,000 |
| Columbia County Pennsylvania | 6 | $ 559,000 | $ 93,000 | $ 75,000 |
| Montour County Pennsylvania | 6 | $ 314,000 | $ 52,000 | $ 55,000 |
| Montgomery County Maryland | 5 | $ 1,379,000 | $ 275,000 | $ 195,000 |
| Prince George's County Maryland | 5 | $ 763,000 | $ 152,000 | $ 185,000 |
| Talbot County Maryland | 5 | $ 1,274,000 | $ 254,000 | $ 191,000 |
| Erie County Ohio | 5 | $ 1,071,000 | $ 214,000 | $ 194,000 |
| Harrison County Ohio | 5 | $ 253,000 | $ 50,000 | $ 39,000 |
| Carbon County Pennsylvania | 5 | $ 138,000 | $ 27,000 | $ 46,000 |
| Lebanon County Pennsylvania | 5 | $ 769,000 | $ 153,000 | $ 83,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,314,000 | $ 262,000 | $ 455,000 |
| Horry County South Carolina | 5 | $ 701,000 | $ 140,000 | $ 218,000 |
| Tioga County Pennsylvania | 4 | $ 447,000 | $ 111,000 | $ 113,000 |
| Manatee County Florida | 3 | $ 735,000 | $ 245,000 | $ 1,249,000 |
| Baltimore County Maryland | 3 | $ 260,000 | $ 86,000 | $ 190,000 |
| Howard County Maryland | 3 | $ 1,864,000 | $ 621,000 | $ 195,000 |
| Dare County North Carolina | 3 | $ 869,000 | $ 289,000 | $ 320,000 |
| Ashland County Ohio | 3 | $ 349,000 | $ 116,000 | $ 126,000 |
| Huron County Ohio | 3 | $ 453,000 | $ 151,000 | $ 105,000 |
| Richland County Ohio | 3 | $ 949,000 | $ 316,000 | $ 154,000 |
| Chester County Pennsylvania | 3 | $ 224,000 | $ 74,000 | $ 228,000 |
| Elk County Pennsylvania | 3 | $ 112,000 | $ 37,000 | $ 48,000 |
| Lancaster County Pennsylvania | 3 | $ 1,977,000 | $ 659,000 | $ 372,000 |
| Lehigh County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 203,000 |
| Sullivan County Pennsylvania | 3 | $ 440,000 | $ 146,000 | $ 58,000 |
| Preston County West Virginia | 3 | $ 79,000 | $ 26,000 | $ 50,000 |
| Summit County Colorado | 2 | $ 258,000 | $ 129,000 | $ 200,000 |
| Sussex County Delaware | 2 | $ 1,410,000 | $ 705,000 | $ 119,000 |
| Hillsborough County Florida | 2 | $ 520,000 | $ 260,000 | $ 169,000 |
| Orange County Florida | 2 | $ 196,000 | $ 98,000 | $ 480,000 |
| Baltimore City County Maryland | 2 | $ 1,446,000 | $ 723,000 | $ 30,000 |
| Clark County Nevada | 2 | $ 285,000 | $ 142,000 | $ 272,000 |
| Broome County New York | 2 | $ 101,000 | $ 50,000 | $ 64,000 |
| Tioga County New York | 2 | $ 17,000 | $ 8,000 | $ 37,000 |
| Brunswick County North Carolina | 2 | $ 437,000 | $ 218,000 | $ 228,000 |
| Mecklenburg County North Carolina | 2 | $ 376,000 | $ 188,000 | $ 178,000 |
| Brown County Ohio | 2 | $ 191,000 | $ 95,000 | $ 148,000 |
| Carroll County Ohio | 2 | $ 179,000 | $ 89,000 | $ 45,000 |
| Fairfield County Ohio | 2 | $ 285,000 | $ 142,000 | $ 114,000 |
| Montgomery County Ohio | 2 | $ 203,000 | $ 101,000 | $ 68,000 |
| Bucks County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 92,000 |
| Franklin County Pennsylvania | 2 | $ 1,023,000 | $ 511,000 | $ 7,000 |
| Fulton County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| Montgomery County Pennsylvania | 2 | $ 232,000 | $ 116,000 | $ 149,000 |
| Potter County Pennsylvania | 2 | $ 345,000 | $ 172,000 | $ 170,000 |
| Berkeley County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 2,160,000 |
| Charleston County South Carolina | 2 | $ 1,210,000 | $ 605,000 | $ 275,000 |
| Lexington County South Carolina | 2 | $ 489,000 | $ 244,000 | $ 178,000 |
| Monongalia County West Virginia | 2 | $ 151,000 | $ 75,000 | $ 43,000 |
| District of Columbia County District Of Columbia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Brevard County Florida | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
| Duval County Florida | 1 | $ 106,000 | $ 106,000 | $ 89,000 |
| Indian River County Florida | 1 | $ 390,000 | $ 390,000 | $ 1,164,000 |
| Okaloosa County Florida | 1 | $ 112,000 | $ 112,000 | $ 86,000 |
| St. Johns County Florida | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Volusia County Florida | 1 | $ 52,000 | $ 52,000 | $ 39,000 |
| Walton County Florida | 1 | $ 629,000 | $ 629,000 | $ 324,000 |
| Cook County Illinois | 1 | $ 385,000 | $ 385,000 | $ 249,000 |
| Will County Illinois | 1 | $ 251,000 | $ 251,000 | $ 121,000 |
| Allen County Indiana | 1 | $ 296,000 | $ 296,000 | $ 128,000 |
| Boone County Indiana | 1 | $ 400,000 | $ 400,000 | $ 205,000 |
| East Baton Rouge County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 45,000 |
| Allegany County Maryland | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Calvert County Maryland | 1 | $ 495,000 | $ 495,000 | $ 335,000 |
| Caroline County Maryland | 1 | $ 238,000 | $ 238,000 | $ 160,000 |
| Frederick County Maryland | 1 | $ 150,000 | $ 150,000 | $ 116,000 |
| Harford County Maryland | 1 | $ 400,000 | $ 400,000 | $ 141,000 |
| Plymouth County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Strafford County New Hampshire | 1 | $ 210,000 | $ 210,000 | $ 108,000 |
| Cape May County New Jersey | 1 | $ 1,890,000 | $ 1,890,000 | $ 235,000 |
| Gloucester County New Jersey | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Allegany County New York | 1 | $ 109,000 | $ 109,000 | $ 156,000 |
| Cattaraugus County New York | 1 | $ 238,000 | $ 238,000 | $ 650,000 |
| Nassau County New York | 1 | $ 44,000 | $ 44,000 | $ 126,000 |
| Catawba County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 340,000 |
| Lincoln County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 300,000 |
| Wake County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 26,000 |
| Butler County Ohio | 1 | $ 72,000 | $ 72,000 | $ 171,000 |
| Clermont County Ohio | 1 | $ 167,000 | $ 167,000 | $ 130,000 |
| Guernsey County Ohio | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Holmes County Ohio | 1 | $ 288,000 | $ 288,000 | $ 87,000 |
| Knox County Ohio | 1 | $ 96,000 | $ 96,000 | $ 64,000 |
| Licking County Ohio | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Miami County Ohio | 1 | $ 203,000 | $ 203,000 | $ 84,000 |
| Monroe County Ohio | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Scioto County Ohio | 1 | $ 416,000 | $ 416,000 | $ 127,000 |
| Tuscarawas County Ohio | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Washington County Ohio | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Wood County Ohio | 1 | $ 25,000 | $ 25,000 | $ 176,000 |
| Cameron County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 126,000 |
| Delaware County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 154,000 |
| McKean County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 94,000 |
| Northampton County Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 96,000 |
| Pike County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 6,000 |
| Georgetown County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 267,000 |
| Frederick County Virginia | 1 | $ 243,000 | $ 243,000 | $ 127,000 |
| Cabell County West Virginia | 1 | $ 370,000 | $ 370,000 | $ 152,000 |
| Marion County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| Tyler County West Virginia | 1 | $ 22,000 | $ 22,000 | $ 161,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pennsylvania in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,982 | $1,120,109,000 | $112,000 | $5,300,000 | $85,000 | $2,862,000 |
| Home Improvement | 3,981 | $158,141,000 | $39,000 | $3,120,000 | $60,000 | $707,000 |
| Home Purchase | 2,517 | $349,809,000 | $138,000 | $9,200,000 | $93,000 | $4,282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,315 | $1,438,667,000 | $93,000 | $1,890,000 | $81,000 | $2,951,000 |
| Not applicable | 341 | $96,760,000 | $283,000 | $9,200,000 | $0 | $219,000 |
| Not Provided | 299 | $31,866,000 | $106,000 | $1,383,000 | $98,000 | $955,000 |
| Black or African American | 209 | $15,798,000 | $75,000 | $486,000 | $68,000 | $546,000 |
| Asian | 165 | $31,745,000 | $192,000 | $1,080,000 | $168,000 | $4,282,000 |
| Hispanic | 129 | $10,731,000 | $83,000 | $399,000 | $77,000 | $952,000 |
| American Indian or Alaskan Native | 13 | $1,338,000 | $102,000 | $244,000 | $97,000 | $353,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,154,000 | $128,000 | $184,000 | $78,000 | $195,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,384 | $1,617,130,000 | $98,000 | $9,200,000 | $81,000 | $4,282,000 |
| FHA-insured (Federal Housing Administration) | 96 | $10,929,000 | $113,000 | $486,000 | $58,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,378 | $1,193,703,000 | $104,000 | $9,200,000 | $86,000 | $4,282,000 |
| Application Denied By Financial Institution | 3,595 | $244,438,000 | $67,000 | $3,935,000 | $56,000 | $875,000 |
| Application Withdrawn By Applicant | 708 | $96,838,000 | $136,000 | $1,425,000 | $100,000 | $2,951,000 |
| Application Approved But Not Accepted | 566 | $55,733,000 | $98,000 | $840,000 | $83,000 | $845,000 |
| File Closed For Incompleteness | 233 | $37,347,000 | $160,000 | $770,000 | $115,000 | $1,104,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,669 | $83,305,000 | $49,000 | $410,000 | $56,000 | $720,000 |
| Debt-To-Income Ratio | 836 | $67,111,000 | $80,000 | $1,069,000 | $38,000 | $321,000 |
| Collateral | 760 | $61,165,000 | $80,000 | $650,000 | $72,000 | $875,000 |
| Unverifiable Information | 186 | $15,489,000 | $83,000 | $610,000 | $75,000 | $450,000 |
| Other | 56 | $5,389,000 | $96,000 | $400,000 | $52,000 | $229,000 |
| Credit Application Incomplete | 44 | $4,223,000 | $95,000 | $460,000 | $62,000 | $173,000 |
| Employment History | 28 | $2,195,000 | $78,000 | $417,000 | $41,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $5,048,000 | $458,000 | $3,935,000 | $43,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pennsylvania's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.