First National Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First National Bank Of Pennsylvania 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pennsylvania 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 11,295 |
| Total Mortgage Loan Application Amount | $1,493,822,000 |
| Average Mortgage Loan Application Amount | $125,333 |
| Highest Mortgage Loan Application Amount | $31,800,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $7,540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First National Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First National Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pennsylvania's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,612 | $ 245,779,000 | $ 152,000 | $ 115,000 |
| Westmoreland County Pennsylvania | 681 | $ 74,244,000 | $ 109,000 | $ 84,000 |
| Mercer County Pennsylvania | 601 | $ 53,879,000 | $ 89,000 | $ 63,000 |
| Cambria County Pennsylvania | 598 | $ 37,070,000 | $ 61,000 | $ 68,000 |
| Cuyahoga County Ohio | 506 | $ 97,523,000 | $ 192,000 | $ 135,000 |
| Fayette County Pennsylvania | 412 | $ 23,212,000 | $ 56,000 | $ 65,000 |
| Somerset County Pennsylvania | 365 | $ 24,890,000 | $ 68,000 | $ 73,000 |
| Erie County Pennsylvania | 345 | $ 31,443,000 | $ 91,000 | $ 100,000 |
| Blair County Pennsylvania | 317 | $ 29,953,000 | $ 94,000 | $ 91,000 |
| Butler County Pennsylvania | 297 | $ 43,467,000 | $ 146,000 | $ 95,000 |
| Centre County Pennsylvania | 282 | $ 43,638,000 | $ 154,000 | $ 106,000 |
| Baltimore County Maryland | 241 | $ 47,610,000 | $ 197,000 | $ 118,000 |
| Crawford County Pennsylvania | 239 | $ 19,822,000 | $ 82,000 | $ 63,000 |
| Mahoning County Ohio | 232 | $ 20,875,000 | $ 89,000 | $ 78,000 |
| Lawrence County Pennsylvania | 232 | $ 22,656,000 | $ 97,000 | $ 77,000 |
| Beaver County Pennsylvania | 229 | $ 23,903,000 | $ 104,000 | $ 105,000 |
| Bedford County Pennsylvania | 219 | $ 16,279,000 | $ 74,000 | $ 62,000 |
| Trumbull County Ohio | 182 | $ 13,698,000 | $ 75,000 | $ 76,000 |
| Lackawanna County Pennsylvania | 179 | $ 25,003,000 | $ 139,000 | $ 116,000 |
| Washington County Pennsylvania | 167 | $ 31,172,000 | $ 186,000 | $ 133,000 |
| Mifflin County Pennsylvania | 164 | $ 12,009,000 | $ 73,000 | $ 61,000 |
| Huntingdon County Pennsylvania | 148 | $ 10,753,000 | $ 72,000 | $ 69,000 |
| Venango County Pennsylvania | 138 | $ 8,891,000 | $ 64,000 | $ 68,000 |
| Anne Arundel County Maryland | 136 | $ 46,844,000 | $ 344,000 | $ 177,000 |
| Susquehanna County Pennsylvania | 114 | $ 12,588,000 | $ 110,000 | $ 71,000 |
| Luzerne County Pennsylvania | 113 | $ 12,011,000 | $ 106,000 | $ 77,000 |
| Lycoming County Pennsylvania | 106 | $ 11,912,000 | $ 112,000 | $ 69,000 |
| Lake County Ohio | 104 | $ 18,791,000 | $ 180,000 | $ 110,000 |
| Summit County Ohio | 102 | $ 16,478,000 | $ 161,000 | $ 116,000 |
| Harford County Maryland | 101 | $ 19,703,000 | $ 195,000 | $ 121,000 |
| Geauga County Ohio | 101 | $ 20,231,000 | $ 200,000 | $ 126,000 |
| Jefferson County Ohio | 100 | $ 7,678,000 | $ 76,000 | $ 72,000 |
| Medina County Ohio | 97 | $ 18,099,000 | $ 186,000 | $ 115,000 |
| Lorain County Ohio | 88 | $ 20,313,000 | $ 230,000 | $ 141,000 |
| Indiana County Pennsylvania | 88 | $ 6,845,000 | $ 77,000 | $ 72,000 |
| Juniata County Pennsylvania | 83 | $ 8,296,000 | $ 99,000 | $ 83,000 |
| Northumberland County Pennsylvania | 78 | $ 6,055,000 | $ 77,000 | $ 59,000 |
| Armstrong County Pennsylvania | 77 | $ 4,625,000 | $ 60,000 | $ 81,000 |
| Brooke County West Virginia | 75 | $ 5,092,000 | $ 67,000 | $ 77,000 |
| Greene County Pennsylvania | 74 | $ 3,884,000 | $ 52,000 | $ 69,000 |
| Baltimore City County Maryland | 73 | $ 12,746,000 | $ 174,000 | $ 95,000 |
| Montgomery County Maryland | 69 | $ 33,033,000 | $ 478,000 | $ 191,000 |
| Snyder County Pennsylvania | 67 | $ 6,901,000 | $ 103,000 | $ 86,000 |
| Clinton County Pennsylvania | 66 | $ 5,883,000 | $ 89,000 | $ 65,000 |
| Union County Pennsylvania | 60 | $ 9,114,000 | $ 151,000 | $ 90,000 |
| Portage County Ohio | 57 | $ 7,945,000 | $ 139,000 | $ 99,000 |
| Wyoming County Pennsylvania | 53 | $ 5,255,000 | $ 99,000 | $ 99,000 |
| Dauphin County Pennsylvania | 51 | $ 12,027,000 | $ 235,000 | $ 129,000 |
| Schuylkill County Pennsylvania | 46 | $ 3,642,000 | $ 79,000 | $ 56,000 |
| Belmont County Ohio | 38 | $ 3,215,000 | $ 84,000 | $ 62,000 |
| Cumberland County Pennsylvania | 36 | $ 15,594,000 | $ 433,000 | $ 200,000 |
| Monroe County Pennsylvania | 36 | $ 5,013,000 | $ 139,000 | $ 275,000 |
| Berks County Pennsylvania | 35 | $ 5,300,000 | $ 151,000 | $ 117,000 |
| Howard County Maryland | 34 | $ 11,682,000 | $ 343,000 | $ 160,000 |
| Lancaster County Pennsylvania | 26 | $ 4,728,000 | $ 181,000 | $ 103,000 |
| Wayne County Pennsylvania | 26 | $ 2,458,000 | $ 94,000 | $ 73,000 |
| Ohio County West Virginia | 26 | $ 5,052,000 | $ 194,000 | $ 70,000 |
| Prince George's County Maryland | 24 | $ 7,742,000 | $ 322,000 | $ 152,000 |
| York County Pennsylvania | 21 | $ 4,325,000 | $ 205,000 | $ 313,000 |
| Queen Anne's County Maryland | 20 | $ 6,316,000 | $ 315,000 | $ 192,000 |
| Ashtabula County Ohio | 18 | $ 2,211,000 | $ 122,000 | $ 95,000 |
| Clearfield County Pennsylvania | 17 | $ 1,901,000 | $ 111,000 | $ 99,000 |
| Warren County Pennsylvania | 16 | $ 1,066,000 | $ 66,000 | $ 72,000 |
| Columbiana County Ohio | 13 | $ 1,032,000 | $ 79,000 | $ 110,000 |
| Chautauqua County New York | 12 | $ 1,198,000 | $ 99,000 | $ 108,000 |
| Hancock County West Virginia | 12 | $ 833,000 | $ 69,000 | $ 61,000 |
| Columbia County Pennsylvania | 11 | $ 1,949,000 | $ 177,000 | $ 81,000 |
| Ottawa County Ohio | 10 | $ 2,667,000 | $ 266,000 | $ 141,000 |
| Collier County Florida | 8 | $ 4,117,000 | $ 514,000 | $ 495,000 |
| Chester County Pennsylvania | 8 | $ 2,383,000 | $ 297,000 | $ 157,000 |
| Lebanon County Pennsylvania | 8 | $ 1,940,000 | $ 242,000 | $ 58,000 |
| Montgomery County Pennsylvania | 8 | $ 1,416,000 | $ 177,000 | $ 156,000 |
| District of Columbia County District Of Columbia | 7 | $ 5,652,000 | $ 807,000 | $ 137,000 |
| Lee County Florida | 7 | $ 3,842,000 | $ 548,000 | $ 308,000 |
| Carroll County Maryland | 7 | $ 1,892,000 | $ 270,000 | $ 93,000 |
| Garrett County Maryland | 7 | $ 1,721,000 | $ 245,000 | $ 183,000 |
| Clarion County Pennsylvania | 7 | $ 1,763,000 | $ 251,000 | $ 58,000 |
| Montour County Pennsylvania | 7 | $ 1,712,000 | $ 244,000 | $ 152,000 |
| Philadelphia County Pennsylvania | 7 | $ 2,835,000 | $ 405,000 | $ 175,000 |
| Sarasota County Florida | 6 | $ 1,365,000 | $ 227,000 | $ 420,000 |
| Cecil County Maryland | 6 | $ 1,043,000 | $ 173,000 | $ 88,000 |
| Frederick County Maryland | 6 | $ 1,250,000 | $ 208,000 | $ 83,000 |
| Caroline County Maryland | 5 | $ 509,000 | $ 101,000 | $ 58,000 |
| Worcester County Maryland | 5 | $ 880,000 | $ 176,000 | $ 188,000 |
| Carbon County Pennsylvania | 5 | $ 462,000 | $ 92,000 | $ 69,000 |
| Northampton County Pennsylvania | 5 | $ 1,481,000 | $ 296,000 | $ 108,000 |
| Horry County South Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 182,000 |
| Marshall County West Virginia | 5 | $ 585,000 | $ 117,000 | $ 65,000 |
| Monongalia County West Virginia | 5 | $ 33,215,000 | $ 6,643,000 | $ 141,000 |
| Sussex County Delaware | 4 | $ 2,383,000 | $ 595,000 | $ 487,000 |
| Pinellas County Florida | 4 | $ 1,415,000 | $ 353,000 | $ 736,000 |
| Talbot County Maryland | 4 | $ 4,238,000 | $ 1,059,000 | $ 221,000 |
| Delaware County Ohio | 4 | $ 1,351,000 | $ 337,000 | $ 179,000 |
| Franklin County Ohio | 4 | $ 972,000 | $ 243,000 | $ 129,000 |
| Stark County Ohio | 4 | $ 588,000 | $ 147,000 | $ 69,000 |
| Wayne County Ohio | 4 | $ 916,000 | $ 229,000 | $ 80,000 |
| Adams County Pennsylvania | 4 | $ 823,000 | $ 205,000 | $ 53,000 |
| Forest County Pennsylvania | 4 | $ 253,000 | $ 63,000 | $ 77,000 |
| Fulton County Pennsylvania | 4 | $ 380,000 | $ 95,000 | $ 139,000 |
| Perry County Pennsylvania | 4 | $ 630,000 | $ 157,000 | $ 667,000 |
| Loudoun County Virginia | 4 | $ 1,749,000 | $ 437,000 | $ 172,000 |
| Monroe County Florida | 3 | $ 2,390,000 | $ 796,000 | $ 709,000 |
| Erie County Ohio | 3 | $ 688,000 | $ 229,000 | $ 324,000 |
| Bradford County Pennsylvania | 3 | $ 304,000 | $ 101,000 | $ 96,000 |
| Franklin County Pennsylvania | 3 | $ 301,000 | $ 100,000 | $ 70,000 |
| Sullivan County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 128,000 |
| Tioga County Pennsylvania | 3 | $ 933,000 | $ 311,000 | $ 204,000 |
| Charleston County South Carolina | 3 | $ 839,000 | $ 279,000 | $ 184,000 |
| Fairfax County Virginia | 3 | $ 1,193,000 | $ 397,000 | $ 374,000 |
| Marion County West Virginia | 3 | $ 204,000 | $ 68,000 | $ 92,000 |
| Preston County West Virginia | 3 | $ 236,000 | $ 78,000 | $ 56,000 |
| Tyler County West Virginia | 3 | $ 133,000 | $ 44,000 | $ 35,000 |
| Brevard County Florida | 2 | $ 848,000 | $ 424,000 | $ 185,000 |
| Hillsborough County Florida | 2 | $ 1,023,000 | $ 511,000 | $ 213,000 |
| Palm Beach County Florida | 2 | $ 883,000 | $ 441,000 | $ 1,542,000 |
| Lincoln County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 122,000 |
| Calvert County Maryland | 2 | $ 251,000 | $ 125,000 | $ 47,000 |
| Dorchester County Maryland | 2 | $ 98,000 | $ 49,000 | $ 62,000 |
| Marquette County Michigan | 2 | $ 784,000 | $ 392,000 | $ 968,000 |
| Cape May County New Jersey | 2 | $ 2,075,000 | $ 1,037,000 | $ 834,000 |
| Erie County New York | 2 | $ 71,000 | $ 35,000 | $ 114,000 |
| Licking County Ohio | 2 | $ 325,000 | $ 162,000 | $ 121,000 |
| Bucks County Pennsylvania | 2 | $ 783,000 | $ 391,000 | $ 172,000 |
| Delaware County Pennsylvania | 2 | $ 808,000 | $ 404,000 | $ 225,000 |
| Elk County Pennsylvania | 2 | $ 101,000 | $ 50,000 | $ 53,000 |
| Jefferson County Pennsylvania | 2 | $ 279,000 | $ 139,000 | $ 62,000 |
| Lehigh County Pennsylvania | 2 | $ 177,000 | $ 88,000 | $ 124,000 |
| Beaufort County South Carolina | 2 | $ 735,000 | $ 367,000 | $ 271,000 |
| Westmoreland County Virginia | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Clay County Florida | 1 | $ 62,000 | $ 62,000 | $ 16,000 |
| Manatee County Florida | 1 | $ 220,000 | $ 220,000 | $ 311,000 |
| St. Lucie County Florida | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Volusia County Florida | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Casey County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 89,000 |
| Kent County Maryland | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Wicomico County Maryland | 1 | $ 405,000 | $ 405,000 | $ 247,000 |
| Harrison County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 99,000 |
| Morris County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 703,000 |
| Cattaraugus County New York | 1 | $ 192,000 | $ 192,000 | $ 117,000 |
| Kings County New York | 1 | $ 260,000 | $ 260,000 | $ 145,000 |
| Brunswick County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Gaston County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Iredell County North Carolina | 1 | $ 529,000 | $ 529,000 | $ 110,000 |
| Lincoln County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Pender County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Union County North Carolina | 1 | $ 374,000 | $ 374,000 | $ 453,000 |
| Allen County Ohio | 1 | $ 400,000 | $ 400,000 | $ 425,000 |
| Carroll County Ohio | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Clermont County Ohio | 1 | $ 248,000 | $ 248,000 | $ 123,000 |
| Clinton County Ohio | 1 | $ 4,000 | $ 4,000 | $ 81,000 |
| Hancock County Ohio | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
| Harrison County Ohio | 1 | $ 74,000 | $ 74,000 | $ 78,000 |
| Knox County Ohio | 1 | $ 78,000 | $ 78,000 | $ 128,000 |
| Lawrence County Ohio | 1 | $ 28,000 | $ 28,000 | $ 176,000 |
| Lucas County Ohio | 1 | $ 2,490,000 | $ 2,490,000 | $ 0 |
| Monroe County Ohio | 1 | $ 64,000 | $ 64,000 | $ 107,000 |
| Montgomery County Ohio | 1 | $ 73,000 | $ 73,000 | $ 117,000 |
| Pickaway County Ohio | 1 | $ 48,000 | $ 48,000 | $ 94,000 |
| Richland County Ohio | 1 | $ 207,000 | $ 207,000 | $ 66,000 |
| Scioto County Ohio | 1 | $ 420,000 | $ 420,000 | $ 129,000 |
| McKean County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 101,000 |
| Pike County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 85,000 |
| Clarendon County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Colleton County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 213,000 |
| Georgetown County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 206,000 |
| Hamilton County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 1,560,000 |
| Albemarle County Virginia | 1 | $ 265,000 | $ 265,000 | $ 322,000 |
| Arlington County Virginia | 1 | $ 708,000 | $ 708,000 | $ 232,000 |
| Caroline County Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 511,000 | $ 511,000 | $ 297,000 |
| Hanover County Virginia | 1 | $ 180,000 | $ 180,000 | $ 141,000 |
| Manassas County Virginia | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Orange County Virginia | 1 | $ 150,000 | $ 150,000 | $ 183,000 |
| Prince William County Virginia | 1 | $ 34,000 | $ 34,000 | $ 253,000 |
| Berkeley County West Virginia | 1 | $ 3,000 | $ 3,000 | $ 77,000 |
| Jefferson County West Virginia | 1 | $ 194,000 | $ 194,000 | $ 103,000 |
| Nicholas County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Taylor County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Wetzel County West Virginia | 1 | $ 29,000 | $ 29,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pennsylvania in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,836 | $707,018,000 | $146,000 | $31,800,000 | $101,000 | $5,304,000 |
| Home Purchase | 3,493 | $659,287,000 | $188,000 | $3,230,000 | $105,000 | $2,999,000 |
| Home Improvement | 2,966 | $127,517,000 | $42,000 | $2,490,000 | $84,000 | $7,540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,077 | $1,234,352,000 | $122,000 | $2,535,000 | $99,000 | $7,540,000 |
| Not Provided | 361 | $53,327,000 | $147,000 | $1,500,000 | $113,000 | $1,770,000 |
| Not applicable | 269 | $102,533,000 | $381,000 | $31,800,000 | $0 | $61,000 |
| Black or African American | 228 | $25,372,000 | $111,000 | $1,188,000 | $77,000 | $562,000 |
| Asian | 192 | $56,133,000 | $292,000 | $3,316,000 | $161,000 | $1,516,000 |
| Hispanic | 156 | $19,809,000 | $126,000 | $1,000,000 | $91,000 | $823,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,286,000 | $214,000 | $313,000 | $184,000 | $477,000 |
| American Indian or Alaskan Native | 6 | $1,010,000 | $168,000 | $417,000 | $141,000 | $456,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,981 | $1,447,381,000 | $131,000 | $31,800,000 | $99,000 | $7,540,000 |
| FHA-insured (Federal Housing Administration) | 262 | $37,323,000 | $142,000 | $511,000 | $64,000 | $297,000 |
| VA-guaranteed (Veterans Administration) | 52 | $9,118,000 | $175,000 | $501,000 | $66,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,787 | $1,126,382,000 | $144,000 | $31,800,000 | $101,000 | $2,999,000 |
| Application Denied By Financial Institution | 2,831 | $274,098,000 | $96,000 | $1,700,000 | $86,000 | $7,540,000 |
| Application Withdrawn By Applicant | 297 | $46,282,000 | $155,000 | $1,500,000 | $113,000 | $1,391,000 |
| File Closed For Incompleteness | 194 | $26,588,000 | $137,000 | $845,000 | $131,000 | $3,116,000 |
| Application Approved But Not Accepted | 186 | $20,472,000 | $110,000 | $1,000,000 | $89,000 | $1,044,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 993 | $50,535,000 | $50,000 | $680,000 | $105,000 | $7,540,000 |
| Debt-To-Income Ratio | 924 | $88,873,000 | $96,000 | $1,700,000 | $49,000 | $1,500,000 |
| Collateral | 523 | $73,941,000 | $141,000 | $1,700,000 | $100,000 | $1,890,000 |
| Credit Application Incomplete | 199 | $39,304,000 | $197,000 | $1,412,000 | $115,000 | $1,228,000 |
| Other | 91 | $10,532,000 | $115,000 | $792,000 | $94,000 | $1,178,000 |
| Unverifiable Information | 50 | $4,337,000 | $86,000 | $311,000 | $72,000 | $388,000 |
| Employment History | 23 | $1,581,000 | $68,000 | $296,000 | $97,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $4,553,000 | $227,000 | $840,000 | $83,000 | $306,000 |
| Mortgage Insurance Denied | 1 | $93,000 | $93,000 | $93,000 | $30,000 | $30,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pennsylvania's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.