First National Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First National Bank Of Pennsylvania 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pennsylvania 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 12,740 |
| Total Mortgage Loan Application Amount | $2,017,576,000 |
| Average Mortgage Loan Application Amount | $149,666 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $3,513,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First National Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First National Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pennsylvania's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,660 | $ 321,325,000 | $ 193,000 | $ 120,000 |
| Westmoreland County Pennsylvania | 645 | $ 79,649,000 | $ 123,000 | $ 93,000 |
| Cuyahoga County Ohio | 634 | $ 138,634,000 | $ 218,000 | $ 166,000 |
| Cambria County Pennsylvania | 595 | $ 42,354,000 | $ 71,000 | $ 74,000 |
| Mercer County Pennsylvania | 567 | $ 51,150,000 | $ 90,000 | $ 68,000 |
| Erie County Pennsylvania | 435 | $ 48,942,000 | $ 112,000 | $ 89,000 |
| Fayette County Pennsylvania | 386 | $ 23,212,000 | $ 60,000 | $ 66,000 |
| Blair County Pennsylvania | 328 | $ 31,177,000 | $ 95,000 | $ 77,000 |
| Centre County Pennsylvania | 322 | $ 66,309,000 | $ 205,000 | $ 122,000 |
| Somerset County Pennsylvania | 311 | $ 22,159,000 | $ 71,000 | $ 72,000 |
| Butler County Pennsylvania | 307 | $ 54,179,000 | $ 176,000 | $ 108,000 |
| Crawford County Pennsylvania | 286 | $ 21,170,000 | $ 74,000 | $ 60,000 |
| Berks County Pennsylvania | 256 | $ 32,751,000 | $ 127,000 | $ 88,000 |
| Baltimore County Maryland | 238 | $ 64,638,000 | $ 271,000 | $ 151,000 |
| Beaver County Pennsylvania | 235 | $ 26,539,000 | $ 112,000 | $ 81,000 |
| Lawrence County Pennsylvania | 225 | $ 25,099,000 | $ 111,000 | $ 78,000 |
| Mahoning County Ohio | 224 | $ 22,187,000 | $ 99,000 | $ 101,000 |
| Lackawanna County Pennsylvania | 203 | $ 28,117,000 | $ 138,000 | $ 92,000 |
| Bedford County Pennsylvania | 194 | $ 15,347,000 | $ 79,000 | $ 66,000 |
| Lake County Ohio | 193 | $ 27,717,000 | $ 143,000 | $ 88,000 |
| Trumbull County Ohio | 177 | $ 11,867,000 | $ 67,000 | $ 67,000 |
| Dauphin County Pennsylvania | 167 | $ 28,393,000 | $ 170,000 | $ 118,000 |
| Washington County Pennsylvania | 165 | $ 40,660,000 | $ 246,000 | $ 144,000 |
| Lancaster County Pennsylvania | 163 | $ 58,727,000 | $ 360,000 | $ 107,000 |
| Huntingdon County Pennsylvania | 162 | $ 12,756,000 | $ 78,000 | $ 63,000 |
| York County Pennsylvania | 160 | $ 33,459,000 | $ 209,000 | $ 84,000 |
| Mifflin County Pennsylvania | 150 | $ 11,315,000 | $ 75,000 | $ 61,000 |
| Cumberland County Pennsylvania | 147 | $ 37,936,000 | $ 258,000 | $ 166,000 |
| Anne Arundel County Maryland | 142 | $ 55,771,000 | $ 392,000 | $ 172,000 |
| Venango County Pennsylvania | 142 | $ 9,964,000 | $ 70,000 | $ 69,000 |
| Summit County Ohio | 133 | $ 32,516,000 | $ 244,000 | $ 141,000 |
| Medina County Ohio | 128 | $ 23,089,000 | $ 180,000 | $ 121,000 |
| Luzerne County Pennsylvania | 128 | $ 14,646,000 | $ 114,000 | $ 80,000 |
| Harford County Maryland | 120 | $ 22,065,000 | $ 183,000 | $ 114,000 |
| Brooke County West Virginia | 120 | $ 8,962,000 | $ 74,000 | $ 68,000 |
| Montgomery County Maryland | 115 | $ 52,789,000 | $ 459,000 | $ 195,000 |
| Indiana County Pennsylvania | 108 | $ 8,771,000 | $ 81,000 | $ 69,000 |
| Jefferson County Ohio | 102 | $ 6,830,000 | $ 66,000 | $ 61,000 |
| Lycoming County Pennsylvania | 100 | $ 15,053,000 | $ 150,000 | $ 71,000 |
| Geauga County Ohio | 99 | $ 23,428,000 | $ 236,000 | $ 153,000 |
| Armstrong County Pennsylvania | 95 | $ 8,597,000 | $ 90,000 | $ 76,000 |
| Lorain County Ohio | 91 | $ 21,290,000 | $ 233,000 | $ 161,000 |
| Susquehanna County Pennsylvania | 81 | $ 9,371,000 | $ 115,000 | $ 76,000 |
| Greene County Pennsylvania | 80 | $ 5,203,000 | $ 65,000 | $ 91,000 |
| Northumberland County Pennsylvania | 77 | $ 7,587,000 | $ 98,000 | $ 78,000 |
| Juniata County Pennsylvania | 73 | $ 6,774,000 | $ 92,000 | $ 75,000 |
| Union County Pennsylvania | 65 | $ 14,927,000 | $ 229,000 | $ 158,000 |
| Lebanon County Pennsylvania | 63 | $ 8,483,000 | $ 134,000 | $ 116,000 |
| Baltimore City County Maryland | 58 | $ 9,070,000 | $ 156,000 | $ 129,000 |
| Snyder County Pennsylvania | 57 | $ 6,029,000 | $ 105,000 | $ 77,000 |
| Portage County Ohio | 55 | $ 10,016,000 | $ 182,000 | $ 142,000 |
| Howard County Maryland | 54 | $ 46,666,000 | $ 864,000 | $ 286,000 |
| Belmont County Ohio | 52 | $ 7,104,000 | $ 136,000 | $ 87,000 |
| Clinton County Pennsylvania | 51 | $ 4,646,000 | $ 91,000 | $ 62,000 |
| Wyoming County Pennsylvania | 49 | $ 6,453,000 | $ 131,000 | $ 97,000 |
| Queen Anne's County Maryland | 46 | $ 17,504,000 | $ 380,000 | $ 184,000 |
| Monroe County Pennsylvania | 39 | $ 4,829,000 | $ 123,000 | $ 94,000 |
| Wayne County Pennsylvania | 34 | $ 4,767,000 | $ 140,000 | $ 81,000 |
| Schuylkill County Pennsylvania | 33 | $ 2,476,000 | $ 75,000 | $ 48,000 |
| Chester County Pennsylvania | 32 | $ 11,087,000 | $ 346,000 | $ 200,000 |
| Prince George's County Maryland | 30 | $ 5,791,000 | $ 193,000 | $ 168,000 |
| Clearfield County Pennsylvania | 29 | $ 4,730,000 | $ 163,000 | $ 143,000 |
| Perry County Pennsylvania | 23 | $ 2,650,000 | $ 115,000 | $ 59,000 |
| Chautauqua County New York | 22 | $ 2,406,000 | $ 109,000 | $ 167,000 |
| Ohio County West Virginia | 21 | $ 2,431,000 | $ 115,000 | $ 76,000 |
| Montgomery County Pennsylvania | 20 | $ 4,035,000 | $ 201,000 | $ 86,000 |
| Ashtabula County Ohio | 19 | $ 2,407,000 | $ 126,000 | $ 75,000 |
| Hancock County West Virginia | 17 | $ 1,410,000 | $ 82,000 | $ 104,000 |
| Columbiana County Ohio | 16 | $ 1,202,000 | $ 75,000 | $ 68,000 |
| Lehigh County Pennsylvania | 16 | $ 3,390,000 | $ 211,000 | $ 153,000 |
| District of Columbia County District Of Columbia | 13 | $ 6,318,000 | $ 486,000 | $ 207,000 |
| Warren County Pennsylvania | 13 | $ 659,000 | $ 50,000 | $ 52,000 |
| Carroll County Maryland | 11 | $ 4,552,000 | $ 413,000 | $ 206,000 |
| Worcester County Maryland | 11 | $ 2,191,000 | $ 199,000 | $ 351,000 |
| Bucks County Pennsylvania | 11 | $ 4,489,000 | $ 408,000 | $ 161,000 |
| Clarion County Pennsylvania | 11 | $ 1,319,000 | $ 119,000 | $ 110,000 |
| Sussex County Delaware | 10 | $ 5,343,000 | $ 534,000 | $ 464,000 |
| Lee County Florida | 10 | $ 4,797,000 | $ 479,000 | $ 649,000 |
| Philadelphia County Pennsylvania | 10 | $ 6,599,000 | $ 659,000 | $ 359,000 |
| Garrett County Maryland | 9 | $ 2,045,000 | $ 227,000 | $ 200,000 |
| Montour County Pennsylvania | 9 | $ 3,567,000 | $ 396,000 | $ 320,000 |
| Fairfax County Virginia | 9 | $ 6,593,000 | $ 732,000 | $ 326,000 |
| Stark County Ohio | 8 | $ 2,756,000 | $ 344,000 | $ 53,000 |
| Adams County Pennsylvania | 8 | $ 1,484,000 | $ 185,000 | $ 57,000 |
| Carbon County Pennsylvania | 7 | $ 747,000 | $ 106,000 | $ 77,000 |
| Wayne County Ohio | 6 | $ 686,000 | $ 114,000 | $ 189,000 |
| Columbia County Pennsylvania | 6 | $ 568,000 | $ 94,000 | $ 50,000 |
| Preston County West Virginia | 6 | $ 406,000 | $ 67,000 | $ 56,000 |
| Caroline County Maryland | 5 | $ 1,333,000 | $ 266,000 | $ 83,000 |
| Frederick County Maryland | 5 | $ 1,621,000 | $ 324,000 | $ 381,000 |
| Washington County Maryland | 5 | $ 2,080,000 | $ 416,000 | $ 138,000 |
| Cape May County New Jersey | 5 | $ 4,716,000 | $ 943,000 | $ 1,120,000 |
| Forest County Pennsylvania | 5 | $ 333,000 | $ 66,000 | $ 163,000 |
| Loudoun County Virginia | 5 | $ 2,397,000 | $ 479,000 | $ 175,000 |
| Palm Beach County Florida | 4 | $ 3,974,000 | $ 993,000 | $ 644,000 |
| Calvert County Maryland | 4 | $ 1,706,000 | $ 426,000 | $ 173,000 |
| Cecil County Maryland | 4 | $ 635,000 | $ 158,000 | $ 47,000 |
| Dorchester County Maryland | 4 | $ 821,000 | $ 205,000 | $ 89,000 |
| Talbot County Maryland | 4 | $ 2,478,000 | $ 619,000 | $ 153,000 |
| Carroll County Ohio | 4 | $ 677,000 | $ 169,000 | $ 80,000 |
| Delaware County Ohio | 4 | $ 1,575,000 | $ 393,000 | $ 157,000 |
| Erie County Ohio | 4 | $ 902,000 | $ 225,000 | $ 178,000 |
| Franklin County Ohio | 4 | $ 1,067,000 | $ 266,000 | $ 106,000 |
| Sullivan County Pennsylvania | 4 | $ 128,000 | $ 32,000 | $ 40,000 |
| Marshall County West Virginia | 4 | $ 580,000 | $ 145,000 | $ 266,000 |
| Monongalia County West Virginia | 4 | $ 2,132,000 | $ 533,000 | $ 215,000 |
| Broward County Florida | 3 | $ 2,354,000 | $ 784,000 | $ 648,000 |
| Ashland County Ohio | 3 | $ 246,000 | $ 82,000 | $ 49,000 |
| Monroe County Ohio | 3 | $ 382,000 | $ 127,000 | $ 75,000 |
| Ottawa County Ohio | 3 | $ 2,454,000 | $ 818,000 | $ 566,000 |
| Bradford County Pennsylvania | 3 | $ 558,000 | $ 186,000 | $ 63,000 |
| Delaware County Pennsylvania | 3 | $ 812,000 | $ 270,000 | $ 125,000 |
| Franklin County Pennsylvania | 3 | $ 179,000 | $ 59,000 | $ 24,000 |
| Northampton County Pennsylvania | 3 | $ 440,000 | $ 146,000 | $ 221,000 |
| Arlington County Virginia | 3 | $ 2,121,000 | $ 707,000 | $ 181,000 |
| Collier County Florida | 2 | $ 1,403,000 | $ 701,000 | $ 366,000 |
| Polk County Florida | 2 | $ 142,000 | $ 71,000 | $ 264,000 |
| Allegany County Maryland | 2 | $ 165,000 | $ 82,000 | $ 66,000 |
| Kent County Maryland | 2 | $ 153,000 | $ 76,000 | $ 143,000 |
| Atlantic County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 277,000 |
| Monmouth County New Jersey | 2 | $ 1,080,000 | $ 540,000 | $ 160,000 |
| Morris County New Jersey | 2 | $ 1,118,000 | $ 559,000 | $ 240,000 |
| Broome County New York | 2 | $ 268,000 | $ 134,000 | $ 97,000 |
| Brunswick County North Carolina | 2 | $ 1,251,000 | $ 625,000 | $ 967,000 |
| Lucas County Ohio | 2 | $ 894,000 | $ 447,000 | $ 461,000 |
| Montgomery County Ohio | 2 | $ 6,002,000 | $ 3,001,000 | $ 780,000 |
| Elk County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 28,000 |
| Pike County Pennsylvania | 2 | $ 38,000 | $ 19,000 | $ 25,000 |
| Tioga County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 98,000 |
| Beaufort County South Carolina | 2 | $ 1,588,000 | $ 794,000 | $ 687,000 |
| Horry County South Carolina | 2 | $ 644,000 | $ 322,000 | $ 240,000 |
| Carter County Tennessee | 2 | $ 88,000 | $ 44,000 | $ 53,000 |
| Prince William County Virginia | 2 | $ 745,000 | $ 372,000 | $ 107,000 |
| Berkeley County West Virginia | 2 | $ 165,000 | $ 82,000 | $ 84,000 |
| Maricopa County Arizona | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Orange County California | 1 | $ 5,000 | $ 5,000 | $ 864,000 |
| Brevard County Florida | 1 | $ 894,000 | $ 894,000 | $ 298,000 |
| Indian River County Florida | 1 | $ 1,980,000 | $ 1,980,000 | $ 1,710,000 |
| Lake County Florida | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Manatee County Florida | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Monroe County Florida | 1 | $ 1,290,000 | $ 1,290,000 | $ 629,000 |
| Okaloosa County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Osceola County Florida | 1 | $ 399,000 | $ 399,000 | $ 1,728,000 |
| Pinellas County Florida | 1 | $ 417,000 | $ 417,000 | $ 613,000 |
| Iroquois County Illinois | 1 | $ 38,000 | $ 38,000 | $ 57,000 |
| Fayette County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 468,000 |
| Graves County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 60,000 |
| Jefferson County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Kenton County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 50,000 |
| Laurel County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Somerset County Maryland | 1 | $ 90,000 | $ 90,000 | $ 108,000 |
| Wicomico County Maryland | 1 | $ 402,000 | $ 402,000 | $ 260,000 |
| Middlesex County Massachusetts | 1 | $ 23,000 | $ 23,000 | $ 106,000 |
| St. Charles County Missouri | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Ocean County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 191,000 |
| Chenango County New York | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Delaware County New York | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| Monroe County New York | 1 | $ 98,000 | $ 98,000 | $ 213,000 |
| Queens County New York | 1 | $ 7,000 | $ 7,000 | $ 22,000 |
| Currituck County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 311,000 |
| Wake County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 51,000 |
| Fairfield County Ohio | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Guernsey County Ohio | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Hamilton County Ohio | 1 | $ 1,000 | $ 1,000 | $ 25,000 |
| Harrison County Ohio | 1 | $ 3,000 | $ 3,000 | $ 12,000 |
| Huron County Ohio | 1 | $ 206,000 | $ 206,000 | $ 102,000 |
| Licking County Ohio | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Pickaway County Ohio | 1 | $ 262,000 | $ 262,000 | $ 118,000 |
| Richland County Ohio | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Union County Ohio | 1 | $ 180,000 | $ 180,000 | $ 182,000 |
| Warren County Ohio | 1 | $ 193,000 | $ 193,000 | $ 112,000 |
| Washington County Ohio | 1 | $ 269,000 | $ 269,000 | $ 120,000 |
| McClain County Oklahoma | 1 | $ 13,000 | $ 13,000 | $ 32,000 |
| Fulton County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 55,000 |
| Jefferson County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 56,000 |
| Berkeley County South Carolina | 1 | $ 568,000 | $ 568,000 | $ 786,000 |
| Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| DeKalb County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 26,000 |
| Jim Wells County Texas | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Alexandria County Virginia | 1 | $ 684,000 | $ 684,000 | $ 239,000 |
| Buckingham County Virginia | 1 | $ 3,000 | $ 3,000 | $ 54,000 |
| Fairfax City County Virginia | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Franklin County Virginia | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Henrico County Virginia | 1 | $ 472,000 | $ 472,000 | $ 233,000 |
| Madison County Virginia | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Virginia Beach County Virginia | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Winchester County Virginia | 1 | $ 162,000 | $ 162,000 | $ 108,000 |
| Harrison County West Virginia | 1 | $ 191,000 | $ 191,000 | $ 230,000 |
| Jefferson County West Virginia | 1 | $ 252,000 | $ 252,000 | $ 71,000 |
| Mineral County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Tyler County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pennsylvania in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,778 | $914,597,000 | $158,000 | $16,750,000 | $111,000 | $3,407,000 |
| Home Purchase | 3,955 | $939,401,000 | $237,000 | $30,000,000 | $120,000 | $3,017,000 |
| Home Improvement | 3,007 | $163,578,000 | $54,000 | $5,000,000 | $76,000 | $3,513,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,169 | $1,599,340,000 | $143,000 | $2,000,000 | $107,000 | $3,513,000 |
| Not Provided | 346 | $67,184,000 | $194,000 | $1,275,000 | $129,000 | $1,725,000 |
| Asian | 312 | $104,199,000 | $333,000 | $2,449,000 | $172,000 | $1,390,000 |
| Not applicable | 298 | $162,593,000 | $545,000 | $30,000,000 | $0 | $0 |
| Black or African American | 296 | $41,294,000 | $139,000 | $960,000 | $100,000 | $1,560,000 |
| Hispanic | 277 | $34,695,000 | $125,000 | $1,260,000 | $80,000 | $1,154,000 |
| American Indian or Alaskan Native | 28 | $6,740,000 | $240,000 | $780,000 | $171,000 | $850,000 |
| Native Hawaiin or Other Pacific Islander | 14 | $1,531,000 | $109,000 | $454,000 | $75,000 | $198,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,399 | $1,966,506,000 | $158,000 | $30,000,000 | $107,000 | $3,513,000 |
| FHA-insured (Federal Housing Administration) | 288 | $41,823,000 | $145,000 | $584,000 | $67,000 | $466,000 |
| VA-guaranteed (Veterans Administration) | 53 | $9,247,000 | $174,000 | $739,000 | $75,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,595 | $1,532,064,000 | $178,000 | $30,000,000 | $115,000 | $3,407,000 |
| Application Denied By Financial Institution | 3,081 | $332,167,000 | $107,000 | $2,000,000 | $78,000 | $3,513,000 |
| Application Withdrawn By Applicant | 445 | $76,004,000 | $170,000 | $2,000,000 | $127,000 | $2,490,000 |
| File Closed For Incompleteness | 353 | $48,274,000 | $136,000 | $2,449,000 | $94,000 | $860,000 |
| Application Approved But Not Accepted | 266 | $29,067,000 | $109,000 | $704,000 | $96,000 | $1,004,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,117 | $101,587,000 | $90,000 | $1,920,000 | $50,000 | $1,418,000 |
| Credit History | 1,032 | $68,512,000 | $66,000 | $1,500,000 | $76,000 | $3,513,000 |
| Collateral | 547 | $87,130,000 | $159,000 | $2,000,000 | $103,000 | $1,507,000 |
| Credit Application Incomplete | 189 | $51,706,000 | $273,000 | $1,430,000 | $159,000 | $1,896,000 |
| Other | 104 | $11,801,000 | $113,000 | $450,000 | $141,000 | $2,438,000 |
| Unverifiable Information | 37 | $6,032,000 | $163,000 | $500,000 | $65,000 | $236,000 |
| Employment History | 25 | $1,548,000 | $61,000 | $222,000 | $42,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,154,000 | $157,000 | $561,000 | $70,000 | $223,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pennsylvania's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.