The First National Bank Of Raymond
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
The First National Bank Of Raymond 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The First National Bank Of Raymond 403 E. Broad St. Raymond, IL 62560 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 166 |
| Total Mortgage Loan Application Amount | $9,065,000 |
| Average Mortgage Loan Application Amount | $47,666 |
| Highest Mortgage Loan Application Amount | $250,000 |
| Average Applicant Income | $58,333 |
| Highest Applicant Income | $210,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with The First National Bank Of Raymond. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The First National Bank Of Raymond's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down The First National Bank Of Raymond's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The First National Bank Of Raymond serves its applicants.
Each category highlights the total number of mortgage applications processed by The First National Bank Of Raymond, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The First National Bank Of Raymond's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Christian County Illinois | 25 | $ 1,276,000 | $ 51,000 | $ 57,000 |
| Macoupin County Illinois | 23 | $ 1,639,000 | $ 71,000 | $ 61,000 |
| Sangamon County Illinois | 20 | $ 1,200,000 | $ 60,000 | $ 74,000 |
| Montgomery County Illinois | 16 | $ 1,090,000 | $ 68,000 | $ 62,000 |
| Oakland County Michigan | 3 | $ 123,000 | $ 41,000 | $ 38,000 |
| Greene County Illinois | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| Morgan County Illinois | 2 | $ 100,000 | $ 50,000 | $ 36,000 |
| Linn County Iowa | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| Polk County Iowa | 2 | $ 81,000 | $ 40,000 | $ 31,000 |
| Monroe County Michigan | 2 | $ 108,000 | $ 54,000 | $ 52,000 |
| Ramsey County Minnesota | 2 | $ 62,000 | $ 31,000 | $ 27,000 |
| Ontario County New York | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Lehigh County Pennsylvania | 2 | $ 57,000 | $ 28,000 | $ 36,000 |
| York County Pennsylvania | 2 | $ 166,000 | $ 83,000 | $ 51,000 |
| Weld County Colorado | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Sussex County Delaware | 1 | $ 77,000 | $ 77,000 | $ 86,000 |
| Champaign County Illinois | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| Coles County Illinois | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
| Fulton County Illinois | 1 | $ 30,000 | $ 30,000 | $ 210,000 |
| McLean County Illinois | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Menard County Illinois | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Johnson County Iowa | 1 | $ 17,000 | $ 17,000 | $ 54,000 |
| Pottawatomie County Kansas | 1 | $ 42,000 | $ 42,000 | $ 63,000 |
| Anne Arundel County Maryland | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Carroll County Maryland | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Dorchester County Maryland | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Harford County Maryland | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Bay County Michigan | 1 | $ 18,000 | $ 18,000 | $ 20,000 |
| Genesee County Michigan | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
| Jackson County Michigan | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Kent County Michigan | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Lapeer County Michigan | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Livingston County Michigan | 1 | $ 29,000 | $ 29,000 | $ 25,000 |
| Ottawa County Michigan | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Wayne County Michigan | 1 | $ 69,000 | $ 69,000 | $ 108,000 |
| Anoka County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Blue Earth County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 21,000 |
| Dakota County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 57,000 |
| Redwood County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 85,000 |
| Wright County Minnesota | 1 | $ 39,000 | $ 39,000 | $ 33,000 |
| Cape Girardeau County Missouri | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Jefferson County Missouri | 1 | $ 22,000 | $ 22,000 | $ 33,000 |
| Reynolds County Missouri | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Gallatin County Montana | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Lincoln County Montana | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| Cortland County New York | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Erie County New York | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Fulton County New York | 1 | $ 43,000 | $ 43,000 | $ 27,000 |
| Herkimer County New York | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
| Orleans County New York | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Otsego County New York | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Wayne County New York | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Williams County North Dakota | 1 | $ 82,000 | $ 82,000 | $ 80,000 |
| Coshocton County Ohio | 1 | $ 34,000 | $ 34,000 | $ 57,000 |
| Fairfield County Ohio | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Fayette County Ohio | 1 | $ 18,000 | $ 18,000 | $ 28,000 |
| Licking County Ohio | 1 | $ 37,000 | $ 37,000 | $ 23,000 |
| Tuscarawas County Ohio | 1 | $ 23,000 | $ 23,000 | $ 16,000 |
| Kay County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Malheur County Oregon | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Franklin County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Montgomery County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Stanley County South Dakota | 1 | $ 41,000 | $ 41,000 | $ 68,000 |
| Scott County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 66,000 |
| Caledonia County Vermont | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Rutland County Vermont | 1 | $ 66,000 | $ 66,000 | $ 67,000 |
| Chesapeake County Virginia | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Dickenson County Virginia | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Fairfax County Virginia | 1 | $ 119,000 | $ 119,000 | $ 74,000 |
| Franklin County Virginia | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Prince George County Virginia | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| King County Washington | 1 | $ 34,000 | $ 34,000 | $ 61,000 |
| Monongalia County West Virginia | 1 | $ 37,000 | $ 37,000 | $ 150,000 |
| Putnam County West Virginia | 1 | $ 41,000 | $ 41,000 | $ 41,000 |
| Park County Wyoming | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for The First National Bank Of Raymond in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 105 | $5,724,000 | $54,000 | $250,000 | $52,000 | $210,000 |
| Refinancing | 49 | $3,005,000 | $61,000 | $193,000 | $63,000 | $134,000 |
| Home Improvement | 12 | $336,000 | $28,000 | $90,000 | $60,000 | $130,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 160 | $8,761,000 | $54,000 | $250,000 | $55,000 | $210,000 |
| Not Provided | 4 | $238,000 | $59,000 | $80,000 | $55,000 | $65,000 |
| Black or African American | 1 | $30,000 | $30,000 | $30,000 | $42,000 | $42,000 |
| Hispanic | 1 | $36,000 | $36,000 | $36,000 | $57,000 | $57,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 166 | $9,065,000 | $54,000 | $250,000 | $55,000 | $210,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 119 | $6,310,000 | $53,000 | $250,000 | $56,000 | $158,000 |
| Application Approved But Not Accepted | 33 | $1,685,000 | $51,000 | $119,000 | $54,000 | $210,000 |
| Application Denied By Financial Institution | 13 | $866,000 | $66,000 | $180,000 | $49,000 | $80,000 |
| Application Withdrawn By Applicant | 1 | $204,000 | $204,000 | $204,000 | $85,000 | $85,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $655,000 | $72,000 | $180,000 | $56,000 | $80,000 |
| Debt-To-Income Ratio | 4 | $211,000 | $52,000 | $69,000 | $33,000 | $40,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The First National Bank Of Raymond's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The First National Bank Of Raymond's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.