Captex Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Captex Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Captex Bank, National Association Po Box 4 Trenton, TX 75490 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,050 |
| Total Mortgage Loan Application Amount | $375,227,000 |
| Average Mortgage Loan Application Amount | $140,000 |
| Highest Mortgage Loan Application Amount | $1,024,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $5,341,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Captex Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Captex Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Captex Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Captex Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Captex Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Captex Bank, National Association's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 335 | $ 55,868,000 | $ 166,000 | $ 79,000 |
| Tarrant County Texas | 292 | $ 52,636,000 | $ 180,000 | $ 93,000 |
| Collin County Texas | 201 | $ 37,961,000 | $ 188,000 | $ 106,000 |
| Dallas County Texas | 148 | $ 29,802,000 | $ 201,000 | $ 143,000 |
| Denton County Texas | 143 | $ 25,565,000 | $ 178,000 | $ 88,000 |
| Fannin County Texas | 83 | $ 7,152,000 | $ 86,000 | $ 73,000 |
| Grand Forks County North Dakota | 60 | $ 9,895,000 | $ 164,000 | $ 73,000 |
| Denver County Colorado | 49 | $ 11,603,000 | $ 236,000 | $ 177,000 |
| Harris County Texas | 42 | $ 8,111,000 | $ 193,000 | $ 87,000 |
| Arapahoe County Colorado | 39 | $ 8,475,000 | $ 217,000 | $ 90,000 |
| Jefferson County Colorado | 32 | $ 8,075,000 | $ 252,000 | $ 114,000 |
| Grayson County Texas | 26 | $ 3,305,000 | $ 127,000 | $ 83,000 |
| Douglas County Colorado | 24 | $ 6,104,000 | $ 254,000 | $ 104,000 |
| Cass County North Dakota | 24 | $ 4,424,000 | $ 184,000 | $ 109,000 |
| Rockwall County Texas | 24 | $ 4,311,000 | $ 179,000 | $ 114,000 |
| Webb County Texas | 24 | $ 3,527,000 | $ 146,000 | $ 58,000 |
| Adams County Colorado | 23 | $ 4,592,000 | $ 199,000 | $ 61,000 |
| Hunt County Texas | 21 | $ 2,450,000 | $ 116,000 | $ 85,000 |
| Colfax County New Mexico | 20 | $ 3,805,000 | $ 190,000 | $ 105,000 |
| Comal County Texas | 19 | $ 5,445,000 | $ 286,000 | $ 152,000 |
| Gillespie County Texas | 16 | $ 4,701,000 | $ 293,000 | $ 145,000 |
| Ellis County Texas | 15 | $ 2,727,000 | $ 181,000 | $ 83,000 |
| Travis County Texas | 15 | $ 3,871,000 | $ 258,000 | $ 131,000 |
| Polk County Minnesota | 14 | $ 2,112,000 | $ 150,000 | $ 82,000 |
| Kerr County Texas | 13 | $ 2,862,000 | $ 220,000 | $ 137,000 |
| Montgomery County Texas | 13 | $ 3,193,000 | $ 245,000 | $ 122,000 |
| Parker County Texas | 13 | $ 3,225,000 | $ 248,000 | $ 125,000 |
| Boulder County Colorado | 11 | $ 3,500,000 | $ 318,000 | $ 79,000 |
| Walsh County North Dakota | 11 | $ 1,494,000 | $ 135,000 | $ 98,000 |
| Guadalupe County Texas | 11 | $ 1,465,000 | $ 133,000 | $ 71,000 |
| Kaufman County Texas | 10 | $ 1,471,000 | $ 147,000 | $ 77,000 |
| Larimer County Colorado | 9 | $ 1,559,000 | $ 173,000 | $ 134,000 |
| Clay County Minnesota | 9 | $ 1,297,000 | $ 144,000 | $ 109,000 |
| Brazoria County Texas | 9 | $ 1,303,000 | $ 144,000 | $ 70,000 |
| Fort Bend County Texas | 9 | $ 1,605,000 | $ 178,000 | $ 86,000 |
| Williamson County Texas | 9 | $ 1,728,000 | $ 192,000 | $ 100,000 |
| Galveston County Texas | 8 | $ 1,556,000 | $ 194,000 | $ 108,000 |
| Johnson County Texas | 8 | $ 1,082,000 | $ 135,000 | $ 73,000 |
| Lubbock County Texas | 8 | $ 1,091,000 | $ 136,000 | $ 82,000 |
| Wise County Texas | 8 | $ 1,728,000 | $ 216,000 | $ 119,000 |
| Kendall County Texas | 7 | $ 2,150,000 | $ 307,000 | $ 309,000 |
| Weld County Colorado | 6 | $ 1,453,000 | $ 242,000 | $ 70,000 |
| St. Tammany County Louisiana | 6 | $ 1,617,000 | $ 269,000 | $ 112,000 |
| Cavalier County North Dakota | 6 | $ 678,000 | $ 113,000 | $ 68,000 |
| Medina County Texas | 6 | $ 1,354,000 | $ 225,000 | $ 139,000 |
| El Paso County Colorado | 5 | $ 1,310,000 | $ 262,000 | $ 84,000 |
| Wilson County Texas | 5 | $ 1,309,000 | $ 261,000 | $ 104,000 |
| Traill County North Dakota | 4 | $ 572,000 | $ 143,000 | $ 82,000 |
| Atascosa County Texas | 4 | $ 461,000 | $ 115,000 | $ 58,000 |
| Brazos County Texas | 4 | $ 442,000 | $ 110,000 | $ 95,000 |
| Cooke County Texas | 4 | $ 631,000 | $ 157,000 | $ 91,000 |
| Hays County Texas | 4 | $ 530,000 | $ 132,000 | $ 66,000 |
| Midland County Texas | 4 | $ 1,112,000 | $ 278,000 | $ 123,000 |
| Cross County Arkansas | 3 | $ 449,000 | $ 149,000 | $ 71,000 |
| Grand County Colorado | 3 | $ 691,000 | $ 230,000 | $ 197,000 |
| Routt County Colorado | 3 | $ 610,000 | $ 203,000 | $ 48,000 |
| Summit County Colorado | 3 | $ 535,000 | $ 178,000 | $ 271,000 |
| Becker County Minnesota | 3 | $ 435,000 | $ 145,000 | $ 181,000 |
| Taos County New Mexico | 3 | $ 383,000 | $ 127,000 | $ 139,000 |
| Union County New Mexico | 3 | $ 351,000 | $ 117,000 | $ 118,000 |
| Pembina County North Dakota | 3 | $ 419,000 | $ 139,000 | $ 406,000 |
| Angelina County Texas | 3 | $ 461,000 | $ 153,000 | $ 90,000 |
| Blanco County Texas | 3 | $ 867,000 | $ 289,000 | $ 142,000 |
| Llano County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 208,000 |
| Nacogdoches County Texas | 3 | $ 531,000 | $ 177,000 | $ 88,000 |
| Nueces County Texas | 3 | $ 710,000 | $ 236,000 | $ 436,000 |
| Swisher County Texas | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| Benton County Arkansas | 2 | $ 252,000 | $ 126,000 | $ 41,000 |
| Pulaski County Arkansas | 2 | $ 336,000 | $ 168,000 | $ 109,000 |
| Lake County Colorado | 2 | $ 254,000 | $ 127,000 | $ 40,000 |
| San Miguel County Colorado | 2 | $ 475,000 | $ 237,000 | $ 87,000 |
| Pennington County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 115,000 |
| Bernalillo County New Mexico | 2 | $ 616,000 | $ 308,000 | $ 205,000 |
| Quay County New Mexico | 2 | $ 329,000 | $ 164,000 | $ 65,000 |
| Bell County Texas | 2 | $ 318,000 | $ 159,000 | $ 98,000 |
| Castro County Texas | 2 | $ 285,000 | $ 142,000 | $ 81,000 |
| El Paso County Texas | 2 | $ 415,000 | $ 207,000 | $ 85,000 |
| Hale County Texas | 2 | $ 419,000 | $ 209,000 | $ 83,000 |
| Hidalgo County Texas | 2 | $ 435,000 | $ 217,000 | $ 125,000 |
| Jack County Texas | 2 | $ 162,000 | $ 81,000 | $ 49,000 |
| Randall County Texas | 2 | $ 194,000 | $ 97,000 | $ 54,000 |
| Smith County Texas | 2 | $ 311,000 | $ 155,000 | $ 43,000 |
| Wood County Texas | 2 | $ 166,000 | $ 83,000 | $ 47,000 |
| Chicot County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Lafayette County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Lee County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Lonoke County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 47,000 |
| Montgomery County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 87,000 |
| Poinsett County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 61,000 |
| Sebastian County Arkansas | 1 | $ 262,000 | $ 262,000 | $ 149,000 |
| St. Francis County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 59,000 |
| Alamosa County Colorado | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Broomfield County Colorado | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Elbert County Colorado | 1 | $ 128,000 | $ 128,000 | $ 95,000 |
| Las Animas County Colorado | 1 | $ 237,000 | $ 237,000 | $ 72,000 |
| Logan County Colorado | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Park County Colorado | 1 | $ 162,000 | $ 162,000 | $ 73,000 |
| Pueblo County Colorado | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Rio Grande County Colorado | 1 | $ 341,000 | $ 341,000 | $ 63,000 |
| Bay County Florida | 1 | $ 332,000 | $ 332,000 | $ 450,000 |
| Orleans County Louisiana | 1 | $ 348,000 | $ 348,000 | $ 84,000 |
| St. Charles County Louisiana | 1 | $ 171,000 | $ 171,000 | $ 66,000 |
| Benton County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Douglas County Minnesota | 1 | $ 276,000 | $ 276,000 | $ 93,000 |
| Marshall County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 152,000 |
| Murray County Minnesota | 1 | $ 358,000 | $ 358,000 | $ 254,000 |
| Otter Tail County Minnesota | 1 | $ 370,000 | $ 370,000 | $ 36,000 |
| Wright County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 55,000 |
| Foster County North Dakota | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| LaMoure County North Dakota | 1 | $ 68,000 | $ 68,000 | $ 116,000 |
| Ward County North Dakota | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| Bryan County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Andrews County Texas | 1 | $ 276,000 | $ 276,000 | $ 152,000 |
| Aransas County Texas | 1 | $ 241,000 | $ 241,000 | $ 77,000 |
| Austin County Texas | 1 | $ 188,000 | $ 188,000 | $ 87,000 |
| Bandera County Texas | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Bastrop County Texas | 1 | $ 123,000 | $ 123,000 | $ 57,000 |
| Bee County Texas | 1 | $ 156,000 | $ 156,000 | $ 33,000 |
| Bowie County Texas | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Burnet County Texas | 1 | $ 210,000 | $ 210,000 | $ 41,000 |
| Caldwell County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cameron County Texas | 1 | $ 392,000 | $ 392,000 | $ 245,000 |
| Cherokee County Texas | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Comanche County Texas | 1 | $ 188,000 | $ 188,000 | $ 92,000 |
| Coryell County Texas | 1 | $ 223,000 | $ 223,000 | $ 84,000 |
| Ector County Texas | 1 | $ 76,000 | $ 76,000 | $ 159,000 |
| Frio County Texas | 1 | $ 97,000 | $ 97,000 | $ 82,000 |
| Gregg County Texas | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Grimes County Texas | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Harrison County Texas | 1 | $ 53,000 | $ 53,000 | $ 134,000 |
| Henderson County Texas | 1 | $ 196,000 | $ 196,000 | $ 29,000 |
| Hockley County Texas | 1 | $ 96,000 | $ 96,000 | $ 101,000 |
| Jefferson County Texas | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Limestone County Texas | 1 | $ 131,000 | $ 131,000 | $ 91,000 |
| Lynn County Texas | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Marion County Texas | 1 | $ 82,000 | $ 82,000 | $ 56,000 |
| McLennan County Texas | 1 | $ 141,000 | $ 141,000 | $ 78,000 |
| Palo Pinto County Texas | 1 | $ 317,000 | $ 317,000 | $ 87,000 |
| Polk County Texas | 1 | $ 173,000 | $ 173,000 | $ 88,000 |
| Robertson County Texas | 1 | $ 271,000 | $ 271,000 | $ 177,000 |
| San Patricio County Texas | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Shelby County Texas | 1 | $ 238,000 | $ 238,000 | $ 115,000 |
| Starr County Texas | 1 | $ 203,000 | $ 203,000 | $ 75,000 |
| Victoria County Texas | 1 | $ 207,000 | $ 207,000 | $ 100,000 |
| Ward County Texas | 1 | $ 167,000 | $ 167,000 | $ 99,000 |
| Natrona County Wyoming | 1 | $ 177,000 | $ 177,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Captex Bank, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,290 | $237,204,000 | $183,000 | $1,024,000 | $91,000 | $915,000 |
| Refinancing | 704 | $135,485,000 | $192,000 | $1,000,000 | $119,000 | $5,341,000 |
| Home Improvement | 56 | $2,538,000 | $45,000 | $205,000 | $67,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,470 | $278,027,000 | $189,000 | $1,000,000 | $109,000 | $5,341,000 |
| Hispanic | 337 | $53,299,000 | $158,000 | $589,000 | $69,000 | $312,000 |
| Black or African American | 115 | $19,475,000 | $169,000 | $434,000 | $70,000 | $538,000 |
| Asian | 83 | $16,531,000 | $199,000 | $1,024,000 | $105,000 | $694,000 |
| Not Provided | 33 | $5,910,000 | $179,000 | $417,000 | $87,000 | $289,000 |
| American Indian or Alaskan Native | 8 | $1,461,000 | $182,000 | $396,000 | $78,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $386,000 | $128,000 | $171,000 | $64,000 | $138,000 |
| Not applicable | 1 | $138,000 | $138,000 | $138,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,164 | $227,282,000 | $195,000 | $1,024,000 | $124,000 | $5,341,000 |
| FHA-insured (Federal Housing Administration) | 654 | $102,948,000 | $157,000 | $413,000 | $65,000 | $296,000 |
| VA-guaranteed (Veterans Administration) | 164 | $35,584,000 | $216,000 | $571,000 | $83,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $9,413,000 | $138,000 | $316,000 | $51,000 | $154,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,412 | $263,791,000 | $186,000 | $1,024,000 | $101,000 | $5,341,000 |
| Application Withdrawn By Applicant | 223 | $40,265,000 | $180,000 | $589,000 | $87,000 | $742,000 |
| Application Approved But Not Accepted | 139 | $23,258,000 | $167,000 | $652,000 | $118,000 | $915,000 |
| Application Denied By Financial Institution | 121 | $17,846,000 | $147,000 | $983,000 | $88,000 | $1,110,000 |
| Loan Purchased By The Institution | 103 | $20,460,000 | $198,000 | $571,000 | $111,000 | $422,000 |
| File Closed For Incompleteness | 52 | $9,607,000 | $184,000 | $545,000 | $75,000 | $302,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $6,376,000 | $138,000 | $353,000 | $75,000 | $185,000 |
| Debt-To-Income Ratio | 37 | $5,467,000 | $147,000 | $360,000 | $56,000 | $160,000 |
| Collateral | 25 | $3,303,000 | $132,000 | $395,000 | $153,000 | $1,110,000 |
| Other | 7 | $1,034,000 | $147,000 | $316,000 | $69,000 | $148,000 |
| Employment History | 3 | $1,275,000 | $425,000 | $983,000 | $225,000 | $560,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $307,000 | $153,000 | $201,000 | $55,000 | $66,000 |
| Unverifiable Information | 1 | $84,000 | $84,000 | $84,000 | $31,000 | $31,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Captex Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Captex Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.