Captex Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Captex Bank, National Association Po Box 4 Trenton, TX 75490 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,467 |
| Total Mortgage Loan Application Amount | $317,306,000 |
| Average Mortgage Loan Application Amount | $186,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $902,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Captex Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Captex Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Captex Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Captex Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Captex Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Captex Bank, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 204 | $ 40,147,000 | $ 196,000 | $ 100,000 |
| Bexar County Texas | 138 | $ 25,882,000 | $ 187,000 | $ 90,000 |
| Collin County Texas | 130 | $ 30,332,000 | $ 233,000 | $ 117,000 |
| Dallas County Texas | 117 | $ 25,024,000 | $ 213,000 | $ 111,000 |
| Denton County Texas | 93 | $ 23,110,000 | $ 248,000 | $ 103,000 |
| Harris County Texas | 59 | $ 12,342,000 | $ 209,000 | $ 107,000 |
| Fannin County Texas | 55 | $ 6,347,000 | $ 115,000 | $ 82,000 |
| Denver County Colorado | 40 | $ 11,381,000 | $ 284,000 | $ 99,000 |
| Grayson County Texas | 29 | $ 4,042,000 | $ 139,000 | $ 105,000 |
| Rockwall County Texas | 26 | $ 7,557,000 | $ 290,000 | $ 158,000 |
| Jefferson County Colorado | 25 | $ 6,713,000 | $ 268,000 | $ 92,000 |
| Kerr County Texas | 24 | $ 4,466,000 | $ 186,000 | $ 100,000 |
| Arapahoe County Colorado | 23 | $ 6,082,000 | $ 264,000 | $ 89,000 |
| Fort Bend County Texas | 22 | $ 5,149,000 | $ 234,000 | $ 94,000 |
| Montgomery County Texas | 22 | $ 5,388,000 | $ 244,000 | $ 120,000 |
| Adams County Colorado | 20 | $ 4,637,000 | $ 231,000 | $ 81,000 |
| Comal County Texas | 20 | $ 6,790,000 | $ 339,000 | $ 111,000 |
| Douglas County Colorado | 19 | $ 5,857,000 | $ 308,000 | $ 115,000 |
| Galveston County Texas | 17 | $ 3,545,000 | $ 208,000 | $ 120,000 |
| Gillespie County Texas | 17 | $ 3,713,000 | $ 218,000 | $ 109,000 |
| Parker County Texas | 17 | $ 3,664,000 | $ 215,000 | $ 112,000 |
| Boulder County Colorado | 12 | $ 3,535,000 | $ 294,000 | $ 144,000 |
| Ellis County Texas | 12 | $ 2,123,000 | $ 176,000 | $ 73,000 |
| Summit County Colorado | 11 | $ 3,384,000 | $ 307,000 | $ 112,000 |
| Hunt County Texas | 11 | $ 1,723,000 | $ 156,000 | $ 84,000 |
| Larimer County Colorado | 10 | $ 2,529,000 | $ 252,000 | $ 90,000 |
| Brazoria County Texas | 10 | $ 2,205,000 | $ 220,000 | $ 129,000 |
| Kaufman County Texas | 10 | $ 1,666,000 | $ 166,000 | $ 70,000 |
| Wilson County Texas | 10 | $ 2,196,000 | $ 219,000 | $ 113,000 |
| Kendall County Texas | 9 | $ 2,485,000 | $ 276,000 | $ 103,000 |
| Lubbock County Texas | 9 | $ 1,421,000 | $ 157,000 | $ 84,000 |
| Midland County Texas | 9 | $ 1,888,000 | $ 209,000 | $ 109,000 |
| Colfax County New Mexico | 8 | $ 1,283,000 | $ 160,000 | $ 73,000 |
| Webb County Texas | 8 | $ 1,664,000 | $ 208,000 | $ 87,000 |
| Guadalupe County Texas | 6 | $ 1,179,000 | $ 196,000 | $ 72,000 |
| Johnson County Texas | 6 | $ 1,171,000 | $ 195,000 | $ 74,000 |
| El Paso County Colorado | 5 | $ 1,352,000 | $ 270,000 | $ 94,000 |
| Weld County Colorado | 5 | $ 1,442,000 | $ 288,000 | $ 99,000 |
| Beltrami County Minnesota | 5 | $ 890,000 | $ 178,000 | $ 83,000 |
| Bandera County Texas | 5 | $ 995,000 | $ 199,000 | $ 94,000 |
| Brazos County Texas | 5 | $ 1,234,000 | $ 246,000 | $ 82,000 |
| Nueces County Texas | 5 | $ 982,000 | $ 196,000 | $ 127,000 |
| Smith County Texas | 5 | $ 889,000 | $ 177,000 | $ 84,000 |
| Williamson County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 104,000 |
| Union County New Mexico | 4 | $ 474,000 | $ 118,000 | $ 62,000 |
| Wise County Texas | 4 | $ 874,000 | $ 218,000 | $ 68,000 |
| Elbert County Colorado | 3 | $ 1,017,000 | $ 339,000 | $ 112,000 |
| Wake County North Carolina | 3 | $ 668,000 | $ 222,000 | $ 79,000 |
| Grand Forks County North Dakota | 3 | $ 402,000 | $ 134,000 | $ 23,000 |
| Bell County Texas | 3 | $ 355,000 | $ 118,000 | $ 64,000 |
| Henderson County Texas | 3 | $ 393,000 | $ 131,000 | $ 151,000 |
| Hood County Texas | 3 | $ 475,000 | $ 158,000 | $ 80,000 |
| Medina County Texas | 3 | $ 866,000 | $ 288,000 | $ 76,000 |
| Randall County Texas | 3 | $ 559,000 | $ 186,000 | $ 91,000 |
| Travis County Texas | 3 | $ 876,000 | $ 292,000 | $ 146,000 |
| Los Angeles County California | 2 | $ 827,000 | $ 413,000 | $ 73,000 |
| Las Animas County Colorado | 2 | $ 348,000 | $ 174,000 | $ 134,000 |
| Bay County Florida | 2 | $ 398,000 | $ 199,000 | $ 60,000 |
| Hillsborough County Florida | 2 | $ 473,000 | $ 236,000 | $ 81,000 |
| Orange County Florida | 2 | $ 420,000 | $ 210,000 | $ 61,000 |
| Orleans County Louisiana | 2 | $ 713,000 | $ 356,000 | $ 120,000 |
| Polk County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Dona Ana County New Mexico | 2 | $ 262,000 | $ 131,000 | $ 84,000 |
| Brunswick County North Carolina | 2 | $ 474,000 | $ 237,000 | $ 69,000 |
| Cumberland County North Carolina | 2 | $ 375,000 | $ 187,000 | $ 64,000 |
| Davidson County North Carolina | 2 | $ 549,000 | $ 274,000 | $ 80,000 |
| Atascosa County Texas | 2 | $ 265,000 | $ 132,000 | $ 51,000 |
| Bowie County Texas | 2 | $ 483,000 | $ 241,000 | $ 83,000 |
| Cooke County Texas | 2 | $ 570,000 | $ 285,000 | $ 115,000 |
| El Paso County Texas | 2 | $ 323,000 | $ 161,000 | $ 93,000 |
| Hale County Texas | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Swisher County Texas | 2 | $ 167,000 | $ 83,000 | $ 59,000 |
| Taylor County Texas | 2 | $ 396,000 | $ 198,000 | $ 68,000 |
| Washington County Texas | 2 | $ 297,000 | $ 148,000 | $ 80,000 |
| Wood County Texas | 2 | $ 273,000 | $ 136,000 | $ 60,000 |
| Colbert County Alabama | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Geneva County Alabama | 1 | $ 399,000 | $ 399,000 | $ 184,000 |
| Madison County Alabama | 1 | $ 164,000 | $ 164,000 | $ 61,000 |
| Mobile County Alabama | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
| Carroll County Arkansas | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Faulkner County Arkansas | 1 | $ 111,000 | $ 111,000 | $ 158,000 |
| Independence County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
| Pulaski County Arkansas | 1 | $ 212,000 | $ 212,000 | $ 50,000 |
| Contra Costa County California | 1 | $ 525,000 | $ 525,000 | $ 182,000 |
| Fresno County California | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Nevada County California | 1 | $ 314,000 | $ 314,000 | $ 99,000 |
| San Bernardino County California | 1 | $ 409,000 | $ 409,000 | $ 0 |
| San Diego County California | 1 | $ 251,000 | $ 251,000 | $ 92,000 |
| Broomfield County Colorado | 1 | $ 275,000 | $ 275,000 | $ 43,000 |
| Mesa County Colorado | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 338,000 | $ 338,000 | $ 157,000 |
| Brevard County Florida | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Duval County Florida | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Hernando County Florida | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Lee County Florida | 1 | $ 248,000 | $ 248,000 | $ 44,000 |
| Martin County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Pinellas County Florida | 1 | $ 96,000 | $ 96,000 | $ 59,000 |
| Seminole County Florida | 1 | $ 233,000 | $ 233,000 | $ 91,000 |
| St. Lucie County Florida | 1 | $ 176,000 | $ 176,000 | $ 56,000 |
| Volusia County Florida | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Banks County Georgia | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| Cobb County Georgia | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Bossier County Louisiana | 1 | $ 321,000 | $ 321,000 | $ 73,000 |
| Jefferson County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 269,000 | $ 269,000 | $ 124,000 |
| St. Tammany County Louisiana | 1 | $ 266,000 | $ 266,000 | $ 62,000 |
| Terrebonne County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Frederick County Maryland | 1 | $ 133,000 | $ 133,000 | $ 75,000 |
| Montgomery County Maryland | 1 | $ 629,000 | $ 629,000 | $ 205,000 |
| Clearwater County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Douglas County Minnesota | 1 | $ 174,000 | $ 174,000 | $ 41,000 |
| Curry County New Mexico | 1 | $ 84,000 | $ 84,000 | $ 64,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Alamance County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Cabarrus County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 382,000 | $ 382,000 | $ 61,000 |
| Pender County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 71,000 |
| Cavalier County North Dakota | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Walsh County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 55,000 |
| Bryan County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 420,000 |
| Caddo County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 289,000 | $ 289,000 | $ 112,000 |
| Choctaw County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Grady County Oklahoma | 1 | $ 207,000 | $ 207,000 | $ 82,000 |
| McCurtain County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Hawkins County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 61,000 |
| Jackson County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 74,000 |
| Loudon County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 88,000 |
| Andrews County Texas | 1 | $ 260,000 | $ 260,000 | $ 91,000 |
| Aransas County Texas | 1 | $ 875,000 | $ 875,000 | $ 646,000 |
| Bastrop County Texas | 1 | $ 246,000 | $ 246,000 | $ 260,000 |
| Brown County Texas | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Burnet County Texas | 1 | $ 188,000 | $ 188,000 | $ 165,000 |
| Cameron County Texas | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Camp County Texas | 1 | $ 117,000 | $ 117,000 | $ 152,000 |
| Coryell County Texas | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
| Erath County Texas | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Fayette County Texas | 1 | $ 256,000 | $ 256,000 | $ 51,000 |
| Gonzales County Texas | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Gray County Texas | 1 | $ 132,000 | $ 132,000 | $ 96,000 |
| Hardin County Texas | 1 | $ 261,000 | $ 261,000 | $ 116,000 |
| Hays County Texas | 1 | $ 303,000 | $ 303,000 | $ 139,000 |
| Hidalgo County Texas | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Howard County Texas | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Jack County Texas | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Jasper County Texas | 1 | $ 290,000 | $ 290,000 | $ 57,000 |
| Jefferson County Texas | 1 | $ 198,000 | $ 198,000 | $ 59,000 |
| Karnes County Texas | 1 | $ 264,000 | $ 264,000 | $ 118,000 |
| Lampasas County Texas | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Liberty County Texas | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Live Oak County Texas | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| McLennan County Texas | 1 | $ 174,000 | $ 174,000 | $ 156,000 |
| Montague County Texas | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Nacogdoches County Texas | 1 | $ 111,000 | $ 111,000 | $ 96,000 |
| Real County Texas | 1 | $ 250,000 | $ 250,000 | $ 492,000 |
| Runnels County Texas | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| San Augustine County Texas | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| San Patricio County Texas | 1 | $ 191,000 | $ 191,000 | $ 105,000 |
| Scurry County Texas | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Somervell County Texas | 1 | $ 257,000 | $ 257,000 | $ 149,000 |
| Uvalde County Texas | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Van Zandt County Texas | 1 | $ 311,000 | $ 311,000 | $ 299,000 |
| Victoria County Texas | 1 | $ 331,000 | $ 331,000 | $ 208,000 |
| Essex County Virginia | 1 | $ 143,000 | $ 143,000 | $ 29,000 |
| Hanover County Virginia | 1 | $ 269,000 | $ 269,000 | $ 85,000 |
| Lee County Virginia | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Portsmouth County Virginia | 1 | $ 188,000 | $ 188,000 | $ 53,000 |
| Stafford County Virginia | 1 | $ 356,000 | $ 356,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 987 | $213,796,000 | $216,000 | $1,143,000 | $100,000 | $863,000 |
| Refinancing | 445 | $99,248,000 | $223,000 | $2,000,000 | $105,000 | $902,000 |
| Home Improvement | 35 | $4,262,000 | $121,000 | $984,000 | $76,000 | $267,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,008 | $223,196,000 | $221,000 | $2,000,000 | $107,000 | $902,000 |
| Hispanic | 257 | $48,361,000 | $188,000 | $629,000 | $82,000 | $863,000 |
| Black or African American | 75 | $16,360,000 | $218,000 | $615,000 | $86,000 | $337,000 |
| Not Provided | 67 | $15,094,000 | $225,000 | $772,000 | $114,000 | $497,000 |
| Asian | 47 | $10,843,000 | $230,000 | $554,000 | $96,000 | $335,000 |
| American Indian or Alaskan Native | 9 | $1,988,000 | $220,000 | $609,000 | $88,000 | $176,000 |
| Not applicable | 3 | $1,275,000 | $425,000 | $984,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $189,000 | $189,000 | $189,000 | $51,000 | $51,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 791 | $179,183,000 | $226,000 | $2,000,000 | $124,000 | $902,000 |
| FHA-insured (Federal Housing Administration) | 465 | $88,502,000 | $190,000 | $428,000 | $73,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 191 | $46,729,000 | $244,000 | $708,000 | $78,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,892,000 | $144,000 | $235,000 | $50,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,134 | $244,276,000 | $215,000 | $2,000,000 | $101,000 | $902,000 |
| Loan Purchased By The Institution | 197 | $44,446,000 | $225,000 | $609,000 | $98,000 | $384,000 |
| Application Approved But Not Accepted | 73 | $17,916,000 | $245,000 | $920,000 | $126,000 | $863,000 |
| Application Denied By Financial Institution | 58 | $9,915,000 | $170,000 | $1,000,000 | $75,000 | $400,000 |
| Application Withdrawn By Applicant | 4 | $640,000 | $160,000 | $240,000 | $80,000 | $127,000 |
| File Closed For Incompleteness | 1 | $113,000 | $113,000 | $113,000 | $69,000 | $69,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $2,574,000 | $117,000 | $342,000 | $73,000 | $188,000 |
| Debt-To-Income Ratio | 21 | $4,548,000 | $216,000 | $1,000,000 | $74,000 | $302,000 |
| Employment History | 5 | $615,000 | $123,000 | $240,000 | $30,000 | $53,000 |
| Collateral | 4 | $1,192,000 | $298,000 | $975,000 | $152,000 | $400,000 |
| Unverifiable Information | 4 | $751,000 | $187,000 | $258,000 | $87,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $235,000 | $117,000 | $122,000 | $57,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Captex Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Captex Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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