Captex Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Captex Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Captex Bank, National Association
Po Box 4
Trenton, TX 75490
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,467
Total Mortgage Loan Application Amount $317,306,000
Average Mortgage Loan Application Amount $186,666
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $93,666
Highest Applicant Income $902,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Captex Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Captex Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Captex Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Captex Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Captex Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Captex Bank, National Association's mortgage activity for 2015.

Mortgage Loan Application Totals for Captex Bank, National Association by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant County Texas 204 $ 40,147,000 $ 196,000 $ 100,000
Bexar County Texas 138 $ 25,882,000 $ 187,000 $ 90,000
Collin County Texas 130 $ 30,332,000 $ 233,000 $ 117,000
Dallas County Texas 117 $ 25,024,000 $ 213,000 $ 111,000
Denton County Texas 93 $ 23,110,000 $ 248,000 $ 103,000
Harris County Texas 59 $ 12,342,000 $ 209,000 $ 107,000
Fannin County Texas 55 $ 6,347,000 $ 115,000 $ 82,000
Denver County Colorado 40 $ 11,381,000 $ 284,000 $ 99,000
Grayson County Texas 29 $ 4,042,000 $ 139,000 $ 105,000
Rockwall County Texas 26 $ 7,557,000 $ 290,000 $ 158,000
Jefferson County Colorado 25 $ 6,713,000 $ 268,000 $ 92,000
Kerr County Texas 24 $ 4,466,000 $ 186,000 $ 100,000
Arapahoe County Colorado 23 $ 6,082,000 $ 264,000 $ 89,000
Fort Bend County Texas 22 $ 5,149,000 $ 234,000 $ 94,000
Montgomery County Texas 22 $ 5,388,000 $ 244,000 $ 120,000
Adams County Colorado 20 $ 4,637,000 $ 231,000 $ 81,000
Comal County Texas 20 $ 6,790,000 $ 339,000 $ 111,000
Douglas County Colorado 19 $ 5,857,000 $ 308,000 $ 115,000
Galveston County Texas 17 $ 3,545,000 $ 208,000 $ 120,000
Gillespie County Texas 17 $ 3,713,000 $ 218,000 $ 109,000
Parker County Texas 17 $ 3,664,000 $ 215,000 $ 112,000
Boulder County Colorado 12 $ 3,535,000 $ 294,000 $ 144,000
Ellis County Texas 12 $ 2,123,000 $ 176,000 $ 73,000
Summit County Colorado 11 $ 3,384,000 $ 307,000 $ 112,000
Hunt County Texas 11 $ 1,723,000 $ 156,000 $ 84,000
Larimer County Colorado 10 $ 2,529,000 $ 252,000 $ 90,000
Brazoria County Texas 10 $ 2,205,000 $ 220,000 $ 129,000
Kaufman County Texas 10 $ 1,666,000 $ 166,000 $ 70,000
Wilson County Texas 10 $ 2,196,000 $ 219,000 $ 113,000
Kendall County Texas 9 $ 2,485,000 $ 276,000 $ 103,000
Lubbock County Texas 9 $ 1,421,000 $ 157,000 $ 84,000
Midland County Texas 9 $ 1,888,000 $ 209,000 $ 109,000
Colfax County New Mexico 8 $ 1,283,000 $ 160,000 $ 73,000
Webb County Texas 8 $ 1,664,000 $ 208,000 $ 87,000
Guadalupe County Texas 6 $ 1,179,000 $ 196,000 $ 72,000
Johnson County Texas 6 $ 1,171,000 $ 195,000 $ 74,000
El Paso County Colorado 5 $ 1,352,000 $ 270,000 $ 94,000
Weld County Colorado 5 $ 1,442,000 $ 288,000 $ 99,000
Beltrami County Minnesota 5 $ 890,000 $ 178,000 $ 83,000
Bandera County Texas 5 $ 995,000 $ 199,000 $ 94,000
Brazos County Texas 5 $ 1,234,000 $ 246,000 $ 82,000
Nueces County Texas 5 $ 982,000 $ 196,000 $ 127,000
Smith County Texas 5 $ 889,000 $ 177,000 $ 84,000
Williamson County Texas 5 $ 1,085,000 $ 217,000 $ 104,000
Union County New Mexico 4 $ 474,000 $ 118,000 $ 62,000
Wise County Texas 4 $ 874,000 $ 218,000 $ 68,000
Elbert County Colorado 3 $ 1,017,000 $ 339,000 $ 112,000
Wake County North Carolina 3 $ 668,000 $ 222,000 $ 79,000
Grand Forks County North Dakota 3 $ 402,000 $ 134,000 $ 23,000
Bell County Texas 3 $ 355,000 $ 118,000 $ 64,000
Henderson County Texas 3 $ 393,000 $ 131,000 $ 151,000
Hood County Texas 3 $ 475,000 $ 158,000 $ 80,000
Medina County Texas 3 $ 866,000 $ 288,000 $ 76,000
Randall County Texas 3 $ 559,000 $ 186,000 $ 91,000
Travis County Texas 3 $ 876,000 $ 292,000 $ 146,000
Los Angeles County California 2 $ 827,000 $ 413,000 $ 73,000
Las Animas County Colorado 2 $ 348,000 $ 174,000 $ 134,000
Bay County Florida 2 $ 398,000 $ 199,000 $ 60,000
Hillsborough County Florida 2 $ 473,000 $ 236,000 $ 81,000
Orange County Florida 2 $ 420,000 $ 210,000 $ 61,000
Orleans County Louisiana 2 $ 713,000 $ 356,000 $ 120,000
Polk County Minnesota 2 $ 200,000 $ 100,000 $ 54,000
Dona Ana County New Mexico 2 $ 262,000 $ 131,000 $ 84,000
Brunswick County North Carolina 2 $ 474,000 $ 237,000 $ 69,000
Cumberland County North Carolina 2 $ 375,000 $ 187,000 $ 64,000
Davidson County North Carolina 2 $ 549,000 $ 274,000 $ 80,000
Atascosa County Texas 2 $ 265,000 $ 132,000 $ 51,000
Bowie County Texas 2 $ 483,000 $ 241,000 $ 83,000
Cooke County Texas 2 $ 570,000 $ 285,000 $ 115,000
El Paso County Texas 2 $ 323,000 $ 161,000 $ 93,000
Hale County Texas 2 $ 310,000 $ 155,000 $ 79,000
Swisher County Texas 2 $ 167,000 $ 83,000 $ 59,000
Taylor County Texas 2 $ 396,000 $ 198,000 $ 68,000
Washington County Texas 2 $ 297,000 $ 148,000 $ 80,000
Wood County Texas 2 $ 273,000 $ 136,000 $ 60,000
Colbert County Alabama 1 $ 140,000 $ 140,000 $ 56,000
Geneva County Alabama 1 $ 399,000 $ 399,000 $ 184,000
Madison County Alabama 1 $ 164,000 $ 164,000 $ 61,000
Mobile County Alabama 1 $ 168,000 $ 168,000 $ 77,000
Carroll County Arkansas 1 $ 122,000 $ 122,000 $ 48,000
Faulkner County Arkansas 1 $ 111,000 $ 111,000 $ 158,000
Independence County Arkansas 1 $ 93,000 $ 93,000 $ 52,000
Pulaski County Arkansas 1 $ 212,000 $ 212,000 $ 50,000
Contra Costa County California 1 $ 525,000 $ 525,000 $ 182,000
Fresno County California 1 $ 249,000 $ 249,000 $ 0
Nevada County California 1 $ 314,000 $ 314,000 $ 99,000
San Bernardino County California 1 $ 409,000 $ 409,000 $ 0
San Diego County California 1 $ 251,000 $ 251,000 $ 92,000
Broomfield County Colorado 1 $ 275,000 $ 275,000 $ 43,000
Mesa County Colorado 1 $ 251,000 $ 251,000 $ 0
Pueblo County Colorado 1 $ 338,000 $ 338,000 $ 157,000
Brevard County Florida 1 $ 207,000 $ 207,000 $ 55,000
Duval County Florida 1 $ 195,000 $ 195,000 $ 68,000
Hernando County Florida 1 $ 118,000 $ 118,000 $ 56,000
Lee County Florida 1 $ 248,000 $ 248,000 $ 44,000
Martin County Florida 1 $ 375,000 $ 375,000 $ 0
Pinellas County Florida 1 $ 96,000 $ 96,000 $ 59,000
Seminole County Florida 1 $ 233,000 $ 233,000 $ 91,000
St. Lucie County Florida 1 $ 176,000 $ 176,000 $ 56,000
Volusia County Florida 1 $ 132,000 $ 132,000 $ 32,000
Banks County Georgia 1 $ 112,000 $ 112,000 $ 34,000
Cobb County Georgia 1 $ 268,000 $ 268,000 $ 0
Leavenworth County Kansas 1 $ 160,000 $ 160,000 $ 54,000
Bossier County Louisiana 1 $ 321,000 $ 321,000 $ 73,000
Jefferson County Louisiana 1 $ 235,000 $ 235,000 $ 0
Rapides County Louisiana 1 $ 269,000 $ 269,000 $ 124,000
St. Tammany County Louisiana 1 $ 266,000 $ 266,000 $ 62,000
Terrebonne County Louisiana 1 $ 155,000 $ 155,000 $ 62,000
Frederick County Maryland 1 $ 133,000 $ 133,000 $ 75,000
Montgomery County Maryland 1 $ 629,000 $ 629,000 $ 205,000
Clearwater County Minnesota 1 $ 215,000 $ 215,000 $ 38,000
Douglas County Minnesota 1 $ 174,000 $ 174,000 $ 41,000
Curry County New Mexico 1 $ 84,000 $ 84,000 $ 64,000
Santa Fe County New Mexico 1 $ 417,000 $ 417,000 $ 152,000
Alamance County North Carolina 1 $ 118,000 $ 118,000 $ 57,000
Cabarrus County North Carolina 1 $ 277,000 $ 277,000 $ 0
Guilford County North Carolina 1 $ 382,000 $ 382,000 $ 61,000
Pender County North Carolina 1 $ 170,000 $ 170,000 $ 71,000
Cavalier County North Dakota 1 $ 86,000 $ 86,000 $ 43,000
Walsh County North Dakota 1 $ 34,000 $ 34,000 $ 55,000
Bryan County Oklahoma 1 $ 50,000 $ 50,000 $ 420,000
Caddo County Oklahoma 1 $ 142,000 $ 142,000 $ 0
Canadian County Oklahoma 1 $ 289,000 $ 289,000 $ 112,000
Choctaw County Oklahoma 1 $ 72,000 $ 72,000 $ 53,000
Grady County Oklahoma 1 $ 207,000 $ 207,000 $ 82,000
McCurtain County Oklahoma 1 $ 82,000 $ 82,000 $ 62,000
Hawkins County Tennessee 1 $ 199,000 $ 199,000 $ 61,000
Jackson County Tennessee 1 $ 218,000 $ 218,000 $ 74,000
Loudon County Tennessee 1 $ 266,000 $ 266,000 $ 88,000
Andrews County Texas 1 $ 260,000 $ 260,000 $ 91,000
Aransas County Texas 1 $ 875,000 $ 875,000 $ 646,000
Bastrop County Texas 1 $ 246,000 $ 246,000 $ 260,000
Brown County Texas 1 $ 308,000 $ 308,000 $ 0
Burnet County Texas 1 $ 188,000 $ 188,000 $ 165,000
Cameron County Texas 1 $ 150,000 $ 150,000 $ 89,000
Camp County Texas 1 $ 117,000 $ 117,000 $ 152,000
Coryell County Texas 1 $ 117,000 $ 117,000 $ 57,000
Erath County Texas 1 $ 200,000 $ 200,000 $ 50,000
Fayette County Texas 1 $ 256,000 $ 256,000 $ 51,000
Gonzales County Texas 1 $ 255,000 $ 255,000 $ 126,000
Gray County Texas 1 $ 132,000 $ 132,000 $ 96,000
Hardin County Texas 1 $ 261,000 $ 261,000 $ 116,000
Hays County Texas 1 $ 303,000 $ 303,000 $ 139,000
Hidalgo County Texas 1 $ 57,000 $ 57,000 $ 37,000
Howard County Texas 1 $ 224,000 $ 224,000 $ 85,000
Jack County Texas 1 $ 275,000 $ 275,000 $ 105,000
Jasper County Texas 1 $ 290,000 $ 290,000 $ 57,000
Jefferson County Texas 1 $ 198,000 $ 198,000 $ 59,000
Karnes County Texas 1 $ 264,000 $ 264,000 $ 118,000
Lampasas County Texas 1 $ 84,000 $ 84,000 $ 53,000
Liberty County Texas 1 $ 135,000 $ 135,000 $ 47,000
Live Oak County Texas 1 $ 152,000 $ 152,000 $ 58,000
McLennan County Texas 1 $ 174,000 $ 174,000 $ 156,000
Montague County Texas 1 $ 124,000 $ 124,000 $ 52,000
Nacogdoches County Texas 1 $ 111,000 $ 111,000 $ 96,000
Real County Texas 1 $ 250,000 $ 250,000 $ 492,000
Runnels County Texas 1 $ 315,000 $ 315,000 $ 90,000
San Augustine County Texas 1 $ 185,000 $ 185,000 $ 87,000
San Patricio County Texas 1 $ 191,000 $ 191,000 $ 105,000
Scurry County Texas 1 $ 100,000 $ 100,000 $ 48,000
Somervell County Texas 1 $ 257,000 $ 257,000 $ 149,000
Uvalde County Texas 1 $ 122,000 $ 122,000 $ 52,000
Van Zandt County Texas 1 $ 311,000 $ 311,000 $ 299,000
Victoria County Texas 1 $ 331,000 $ 331,000 $ 208,000
Essex County Virginia 1 $ 143,000 $ 143,000 $ 29,000
Hanover County Virginia 1 $ 269,000 $ 269,000 $ 85,000
Lee County Virginia 1 $ 130,000 $ 130,000 $ 47,000
Portsmouth County Virginia 1 $ 188,000 $ 188,000 $ 53,000
Stafford County Virginia 1 $ 356,000 $ 356,000 $ 0

Mortgage Loan Application Detail Totals for Captex Bank, National Association in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 987 $213,796,000 $216,000 $1,143,000 $100,000 $863,000
Refinancing 445 $99,248,000 $223,000 $2,000,000 $105,000 $902,000
Home Improvement 35 $4,262,000 $121,000 $984,000 $76,000 $267,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,008 $223,196,000 $221,000 $2,000,000 $107,000 $902,000
Hispanic 257 $48,361,000 $188,000 $629,000 $82,000 $863,000
Black or African American 75 $16,360,000 $218,000 $615,000 $86,000 $337,000
Not Provided 67 $15,094,000 $225,000 $772,000 $114,000 $497,000
Asian 47 $10,843,000 $230,000 $554,000 $96,000 $335,000
American Indian or Alaskan Native 9 $1,988,000 $220,000 $609,000 $88,000 $176,000
Not applicable 3 $1,275,000 $425,000 $984,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $189,000 $189,000 $189,000 $51,000 $51,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 791 $179,183,000 $226,000 $2,000,000 $124,000 $902,000
FHA-insured (Federal Housing Administration) 465 $88,502,000 $190,000 $428,000 $73,000 $303,000
VA-guaranteed (Veterans Administration) 191 $46,729,000 $244,000 $708,000 $78,000 $268,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,892,000 $144,000 $235,000 $50,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,134 $244,276,000 $215,000 $2,000,000 $101,000 $902,000
Loan Purchased By The Institution 197 $44,446,000 $225,000 $609,000 $98,000 $384,000
Application Approved But Not Accepted 73 $17,916,000 $245,000 $920,000 $126,000 $863,000
Application Denied By Financial Institution 58 $9,915,000 $170,000 $1,000,000 $75,000 $400,000
Application Withdrawn By Applicant 4 $640,000 $160,000 $240,000 $80,000 $127,000
File Closed For Incompleteness 1 $113,000 $113,000 $113,000 $69,000 $69,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22 $2,574,000 $117,000 $342,000 $73,000 $188,000
Debt-To-Income Ratio 21 $4,548,000 $216,000 $1,000,000 $74,000 $302,000
Employment History 5 $615,000 $123,000 $240,000 $30,000 $53,000
Collateral 4 $1,192,000 $298,000 $975,000 $152,000 $400,000
Unverifiable Information 4 $751,000 $187,000 $258,000 $87,000 $105,000
Insufficient Cash (Downpayment, Closing Cost) 2 $235,000 $117,000 $122,000 $57,000 $82,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Captex Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Captex Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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