First National Bank Texas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First National Bank Texas 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Texas 507 N. Gray St. Killeen, TX 76541 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,861 |
| Total Mortgage Loan Application Amount | $611,355,000 |
| Average Mortgage Loan Application Amount | $149,750 |
| Highest Mortgage Loan Application Amount | $26,695,000 |
| Average Applicant Income | $83,500 |
| Highest Applicant Income | $2,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First National Bank Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First National Bank Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Texas's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bell County Texas | 605 | $ 165,835,000 | $ 274,000 | $ 94,000 |
| El Paso County Texas | 588 | $ 102,880,000 | $ 174,000 | $ 70,000 |
| McLennan County Texas | 193 | $ 42,815,000 | $ 221,000 | $ 89,000 |
| Maricopa County Arizona | 180 | $ 58,370,000 | $ 324,000 | $ 101,000 |
| Harris County Texas | 125 | $ 15,685,000 | $ 125,000 | $ 64,000 |
| Coryell County Texas | 107 | $ 17,715,000 | $ 165,000 | $ 88,000 |
| Dallas County Texas | 89 | $ 8,625,000 | $ 96,000 | $ 111,000 |
| Nueces County Texas | 75 | $ 14,555,000 | $ 194,000 | $ 97,000 |
| Tarrant County Texas | 73 | $ 8,375,000 | $ 114,000 | $ 70,000 |
| Bexar County Texas | 68 | $ 19,550,000 | $ 287,000 | $ 78,000 |
| Montgomery County Texas | 54 | $ 24,940,000 | $ 461,000 | $ 93,000 |
| Williamson County Texas | 28 | $ 5,560,000 | $ 198,000 | $ 130,000 |
| Lampasas County Texas | 25 | $ 5,395,000 | $ 215,000 | $ 90,000 |
| Denton County Texas | 23 | $ 2,605,000 | $ 113,000 | $ 55,000 |
| Hidalgo County Texas | 21 | $ 1,405,000 | $ 66,000 | $ 50,000 |
| Dona Ana County New Mexico | 18 | $ 4,180,000 | $ 232,000 | $ 62,000 |
| Jim Wells County Texas | 18 | $ 2,690,000 | $ 149,000 | $ 83,000 |
| Travis County Texas | 18 | $ 8,090,000 | $ 449,000 | $ 127,000 |
| Brazos County Texas | 17 | $ 2,025,000 | $ 119,000 | $ 81,000 |
| Lea County New Mexico | 15 | $ 1,975,000 | $ 131,000 | $ 38,000 |
| San Patricio County Texas | 13 | $ 1,955,000 | $ 150,000 | $ 101,000 |
| Cameron County Texas | 12 | $ 1,000,000 | $ 83,000 | $ 68,000 |
| Fort Bend County Texas | 12 | $ 3,100,000 | $ 258,000 | $ 76,000 |
| Lubbock County Texas | 12 | $ 690,000 | $ 57,000 | $ 38,000 |
| Victoria County Texas | 12 | $ 1,520,000 | $ 126,000 | $ 90,000 |
| Angelina County Texas | 11 | $ 2,295,000 | $ 208,000 | $ 76,000 |
| Hill County Texas | 11 | $ 1,825,000 | $ 165,000 | $ 84,000 |
| Webb County Texas | 11 | $ 405,000 | $ 36,000 | $ 42,000 |
| Brazoria County Texas | 10 | $ 330,000 | $ 33,000 | $ 74,000 |
| Johnson County Texas | 10 | $ 1,730,000 | $ 173,000 | $ 73,000 |
| Parker County Texas | 10 | $ 2,020,000 | $ 202,000 | $ 109,000 |
| Tom Green County Texas | 9 | $ 935,000 | $ 103,000 | $ 48,000 |
| Ellis County Texas | 8 | $ 1,140,000 | $ 142,000 | $ 52,000 |
| Falls County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 50,000 |
| Anderson County Texas | 7 | $ 585,000 | $ 83,000 | $ 35,000 |
| Bee County Texas | 7 | $ 915,000 | $ 130,000 | $ 62,000 |
| Ector County Texas | 7 | $ 605,000 | $ 86,000 | $ 72,000 |
| Hays County Texas | 7 | $ 785,000 | $ 112,000 | $ 84,000 |
| Hockley County Texas | 7 | $ 265,000 | $ 37,000 | $ 55,000 |
| Hunt County Texas | 7 | $ 435,000 | $ 62,000 | $ 44,000 |
| Jefferson County Texas | 7 | $ 365,000 | $ 52,000 | $ 30,000 |
| Smith County Texas | 7 | $ 555,000 | $ 79,000 | $ 49,000 |
| Pinal County Arizona | 6 | $ 1,520,000 | $ 253,000 | $ 115,000 |
| Randall County Texas | 6 | $ 1,380,000 | $ 230,000 | $ 135,000 |
| Yavapai County Arizona | 5 | $ 1,365,000 | $ 273,000 | $ 136,000 |
| Bosque County Texas | 5 | $ 1,225,000 | $ 245,000 | $ 86,000 |
| Collin County Texas | 5 | $ 935,000 | $ 187,000 | $ 87,000 |
| Deaf Smith County Texas | 5 | $ 485,000 | $ 97,000 | $ 53,000 |
| Kaufman County Texas | 5 | $ 655,000 | $ 131,000 | $ 89,000 |
| Midland County Texas | 5 | $ 995,000 | $ 199,000 | $ 121,000 |
| Milam County Texas | 5 | $ 505,000 | $ 101,000 | $ 96,000 |
| Potter County Texas | 5 | $ 585,000 | $ 117,000 | $ 53,000 |
| Rusk County Texas | 5 | $ 165,000 | $ 33,000 | $ 21,000 |
| Uvalde County Texas | 5 | $ 275,000 | $ 55,000 | $ 37,000 |
| Wilson County Texas | 5 | $ 495,000 | $ 99,000 | $ 60,000 |
| Los Angeles County California | 4 | $ 1,980,000 | $ 495,000 | $ 97,000 |
| Bernalillo County New Mexico | 4 | $ 1,040,000 | $ 260,000 | $ 96,000 |
| Brown County Texas | 4 | $ 400,000 | $ 100,000 | $ 107,000 |
| Gregg County Texas | 4 | $ 840,000 | $ 210,000 | $ 62,000 |
| Kleberg County Texas | 4 | $ 710,000 | $ 177,000 | $ 94,000 |
| Limestone County Texas | 4 | $ 730,000 | $ 182,000 | $ 118,000 |
| Robertson County Texas | 4 | $ 460,000 | $ 115,000 | $ 52,000 |
| Wichita County Texas | 4 | $ 200,000 | $ 50,000 | $ 48,000 |
| San Diego County California | 3 | $ 1,185,000 | $ 395,000 | $ 131,000 |
| El Paso County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 83,000 |
| Aransas County Texas | 3 | $ 595,000 | $ 198,000 | $ 94,000 |
| Bowie County Texas | 3 | $ 175,000 | $ 58,000 | $ 37,000 |
| Cherokee County Texas | 3 | $ 75,000 | $ 25,000 | $ 33,000 |
| Comanche County Texas | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Dawson County Texas | 3 | $ 65,000 | $ 21,000 | $ 52,000 |
| Erath County Texas | 3 | $ 505,000 | $ 168,000 | $ 58,000 |
| Galveston County Texas | 3 | $ 885,000 | $ 295,000 | $ 135,000 |
| Hale County Texas | 3 | $ 115,000 | $ 38,000 | $ 19,000 |
| Henderson County Texas | 3 | $ 445,000 | $ 148,000 | $ 58,000 |
| Hood County Texas | 3 | $ 635,000 | $ 211,000 | $ 140,000 |
| Hopkins County Texas | 3 | $ 795,000 | $ 265,000 | $ 61,000 |
| Jackson County Texas | 3 | $ 205,000 | $ 68,000 | $ 121,000 |
| Liberty County Texas | 3 | $ 285,000 | $ 95,000 | $ 70,000 |
| Live Oak County Texas | 3 | $ 635,000 | $ 211,000 | $ 89,000 |
| Nacogdoches County Texas | 3 | $ 635,000 | $ 211,000 | $ 60,000 |
| Navarro County Texas | 3 | $ 845,000 | $ 281,000 | $ 160,000 |
| Orange County Texas | 3 | $ 75,000 | $ 25,000 | $ 58,000 |
| Parmer County Texas | 3 | $ 345,000 | $ 115,000 | $ 55,000 |
| Polk County Texas | 3 | $ 185,000 | $ 61,000 | $ 38,000 |
| Rockwall County Texas | 3 | $ 85,000 | $ 28,000 | $ 46,000 |
| Wharton County Texas | 3 | $ 135,000 | $ 45,000 | $ 29,000 |
| Garland County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| Pulaski County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Contra Costa County California | 2 | $ 950,000 | $ 475,000 | $ 113,000 |
| Orange County California | 2 | $ 1,260,000 | $ 630,000 | $ 67,000 |
| La Plata County Colorado | 2 | $ 730,000 | $ 365,000 | $ 123,000 |
| Grand Forks County North Dakota | 2 | $ 650,000 | $ 325,000 | $ 122,000 |
| Franklin County Ohio | 2 | $ 590,000 | $ 295,000 | $ 125,000 |
| Canadian County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Osage County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Montgomery County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 76,000 |
| Archer County Texas | 2 | $ 30,000 | $ 15,000 | $ 28,000 |
| Burnet County Texas | 2 | $ 530,000 | $ 265,000 | $ 127,000 |
| Caldwell County Texas | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Calhoun County Texas | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Comal County Texas | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Cooke County Texas | 2 | $ 40,000 | $ 20,000 | $ 52,000 |
| Crosby County Texas | 2 | $ 50,000 | $ 25,000 | $ 45,000 |
| Dickens County Texas | 2 | $ 30,000 | $ 15,000 | $ 25,000 |
| Duval County Texas | 2 | $ 40,000 | $ 20,000 | $ 10,000 |
| Freestone County Texas | 2 | $ 360,000 | $ 180,000 | $ 44,000 |
| Frio County Texas | 2 | $ 400,000 | $ 200,000 | $ 35,000 |
| Gonzales County Texas | 2 | $ 670,000 | $ 335,000 | $ 122,000 |
| Grayson County Texas | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Hardin County Texas | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Kerr County Texas | 2 | $ 120,000 | $ 60,000 | $ 26,000 |
| Llano County Texas | 2 | $ 510,000 | $ 255,000 | $ 83,000 |
| Medina County Texas | 2 | $ 540,000 | $ 270,000 | $ 426,000 |
| Moore County Texas | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Pecos County Texas | 2 | $ 440,000 | $ 220,000 | $ 50,000 |
| Trinity County Texas | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Walker County Texas | 2 | $ 80,000 | $ 40,000 | $ 61,000 |
| Wilbarger County Texas | 2 | $ 50,000 | $ 25,000 | $ 22,000 |
| Wood County Texas | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Geneva County Alabama | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Anchorage County Alaska | 1 | $ 395,000 | $ 395,000 | $ 127,000 |
| Coconino County Arizona | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Mohave County Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Pima County Arizona | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Santa Cruz County Arizona | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| San Bernardino County California | 1 | $ 495,000 | $ 495,000 | $ 167,000 |
| Denver County Colorado | 1 | $ 385,000 | $ 385,000 | $ 175,000 |
| New London County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Charlotte County Florida | 1 | $ 495,000 | $ 495,000 | $ 83,000 |
| Manatee County Florida | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Okaloosa County Florida | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Pinellas County Florida | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Seminole County Florida | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Wakulla County Florida | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Richmond County Georgia | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Jerome County Idaho | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Leavenworth County Kansas | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Pratt County Kansas | 1 | $ 55,000 | $ 55,000 | $ 167,000 |
| Harford County Maryland | 1 | $ 605,000 | $ 605,000 | $ 105,000 |
| Genesee County Michigan | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Clark County Nevada | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Grafton County New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Chaves County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Curry County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Otero County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Roosevelt County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| San Juan County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Sandoval County New Mexico | 1 | $ 665,000 | $ 665,000 | $ 175,000 |
| Jefferson County New York | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Trumbull County Ohio | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Jackson County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Columbia County Oregon | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Davidson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 47,000 |
| Hamilton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Rutherford County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 109,000 |
| Atascosa County Texas | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Bastrop County Texas | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Burleson County Texas | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Cass County Texas | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Castro County Texas | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Childress County Texas | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Coke County Texas | 1 | $ 15,000 | $ 15,000 | $ 7,000 |
| Colorado County Texas | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| DeWitt County Texas | 1 | $ 15,000 | $ 15,000 | $ 93,000 |
| Fannin County Texas | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Gray County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Hamilton County Texas | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Harrison County Texas | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Hartley County Texas | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Hemphill County Texas | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Houston County Texas | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Howard County Texas | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Karnes County Texas | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Lamb County Texas | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Marion County Texas | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Matagorda County Texas | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Maverick County Texas | 1 | $ 12,465,000 | $ 12,465,000 | $ 0 |
| Morris County Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Palo Pinto County Texas | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| San Augustine County Texas | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| San Jacinto County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Somervell County Texas | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Sutton County Texas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Tyler County Texas | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Val Verde County Texas | 1 | $ 285,000 | $ 285,000 | $ 332,000 |
| Ward County Texas | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Washington County Texas | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Willacy County Texas | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Winkler County Texas | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Wise County Texas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Young County Texas | 1 | $ 25,000 | $ 25,000 | $ 168,000 |
| King County Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Pierce County Washington | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Snohomish County Washington | 1 | $ 525,000 | $ 525,000 | $ 163,000 |
| Hancock County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Calumet County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Grant County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Texas in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,623 | $452,695,000 | $278,000 | $26,695,000 | $86,000 | $778,000 |
| Home Improvement | 578 | $26,520,000 | $45,000 | $1,005,000 | $60,000 | $1,623,000 |
| Refinancing | 559 | $127,155,000 | $227,000 | $3,615,000 | $96,000 | $1,890,000 |
| Other Purpose | 101 | $4,985,000 | $49,000 | $415,000 | $92,000 | $2,080,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,119 | $167,215,000 | $149,000 | $705,000 | $66,000 | $1,623,000 |
| White | 888 | $179,590,000 | $202,000 | $725,000 | $93,000 | $662,000 |
| Not Provided | 381 | $93,055,000 | $244,000 | $1,005,000 | $109,000 | $1,890,000 |
| Black or African American | 330 | $54,110,000 | $163,000 | $695,000 | $73,000 | $500,000 |
| Asian | 70 | $16,520,000 | $236,000 | $1,005,000 | $86,000 | $313,000 |
| Not applicable | 31 | $93,645,000 | $3,020,000 | $26,695,000 | $0 | $0 |
| American Indian or Alaskan Native | 20 | $2,810,000 | $140,000 | $375,000 | $168,000 | $2,080,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,845,000 | $167,000 | $335,000 | $53,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,647 | $332,935,000 | $202,000 | $26,695,000 | $89,000 | $2,080,000 |
| FHA-insured (Federal Housing Administration) | 674 | $126,960,000 | $188,000 | $425,000 | $63,000 | $407,000 |
| VA-guaranteed (Veterans Administration) | 537 | $151,015,000 | $281,000 | $1,005,000 | $89,000 | $380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $445,000 | $148,000 | $175,000 | $72,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,692 | $450,980,000 | $266,000 | $26,695,000 | $88,000 | $778,000 |
| Application Denied By Financial Institution | 723 | $49,045,000 | $67,000 | $3,615,000 | $62,000 | $2,080,000 |
| Application Withdrawn By Applicant | 411 | $88,295,000 | $214,000 | $705,000 | $99,000 | $1,890,000 |
| File Closed For Incompleteness | 22 | $2,230,000 | $101,000 | $425,000 | $80,000 | $200,000 |
| Application Approved But Not Accepted | 12 | $20,670,000 | $1,722,000 | $17,655,000 | $119,000 | $426,000 |
| Loan Purchased By The Institution | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,138 | $562,310,000 | $263,000 | $26,695,000 | $90,000 | $1,890,000 |
| Credit History | 557 | $24,425,000 | $43,000 | $305,000 | $59,000 | $2,080,000 |
| Collateral | 79 | $9,225,000 | $116,000 | $565,000 | $93,000 | $510,000 |
| Debt-To-Income Ratio | 70 | $8,200,000 | $117,000 | $715,000 | $42,000 | $144,000 |
| Employment History | 7 | $1,175,000 | $167,000 | $405,000 | $64,000 | $148,000 |
| Other | 6 | $4,390,000 | $731,000 | $3,615,000 | $38,000 | $52,000 |
| Unverifiable Information | 3 | $625,000 | $208,000 | $265,000 | $142,000 | $213,000 |
| Credit Application Incomplete | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Texas's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.