Landmark Bank N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Landmark Bank N.A. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Landmark Bank N.A. Po Box 1867 Columbia, MO 65201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,960 |
| Total Mortgage Loan Application Amount | $461,875,000 |
| Average Mortgage Loan Application Amount | $142,333 |
| Highest Mortgage Loan Application Amount | $6,706,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $2,396,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Landmark Bank N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Landmark Bank N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Landmark Bank N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Landmark Bank N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Landmark Bank N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Landmark Bank N.A.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Missouri | 937 | $ 178,675,000 | $ 190,000 | $ 105,000 |
| Grayson County Texas | 371 | $ 56,939,000 | $ 153,000 | $ 99,000 |
| Howell County Missouri | 258 | $ 24,990,000 | $ 96,000 | $ 52,000 |
| Texas County Missouri | 231 | $ 21,000,000 | $ 90,000 | $ 55,000 |
| Bryan County Oklahoma | 111 | $ 11,765,000 | $ 105,000 | $ 62,000 |
| Cole County Missouri | 89 | $ 11,620,000 | $ 130,000 | $ 63,000 |
| Collin County Texas | 89 | $ 24,567,000 | $ 276,000 | $ 163,000 |
| Marshall County Oklahoma | 80 | $ 7,496,000 | $ 93,000 | $ 74,000 |
| Shannon County Missouri | 77 | $ 6,619,000 | $ 85,000 | $ 46,000 |
| Murray County Oklahoma | 70 | $ 7,050,000 | $ 100,000 | $ 104,000 |
| Pontotoc County Oklahoma | 64 | $ 12,383,000 | $ 193,000 | $ 102,000 |
| Cooke County Texas | 59 | $ 9,052,000 | $ 153,000 | $ 105,000 |
| Johnston County Oklahoma | 49 | $ 4,691,000 | $ 95,000 | $ 61,000 |
| Garvin County Oklahoma | 36 | $ 2,927,000 | $ 81,000 | $ 65,000 |
| Callaway County Missouri | 35 | $ 6,042,000 | $ 172,000 | $ 67,000 |
| Carter County Oklahoma | 34 | $ 4,652,000 | $ 136,000 | $ 66,000 |
| Denton County Texas | 34 | $ 9,225,000 | $ 271,000 | $ 148,000 |
| Wright County Missouri | 31 | $ 3,944,000 | $ 127,000 | $ 69,000 |
| Fannin County Texas | 22 | $ 3,448,000 | $ 156,000 | $ 108,000 |
| Dallas County Texas | 19 | $ 10,026,000 | $ 527,000 | $ 77,000 |
| Randolph County Missouri | 13 | $ 1,216,000 | $ 93,000 | $ 53,000 |
| Cooper County Missouri | 12 | $ 2,024,000 | $ 168,000 | $ 75,000 |
| Douglas County Missouri | 12 | $ 2,751,000 | $ 229,000 | $ 47,000 |
| Audrain County Missouri | 9 | $ 923,000 | $ 102,000 | $ 47,000 |
| Howard County Missouri | 9 | $ 1,475,000 | $ 163,000 | $ 77,000 |
| Oregon County Missouri | 9 | $ 1,135,000 | $ 126,000 | $ 63,000 |
| Cleveland County Oklahoma | 9 | $ 2,111,000 | $ 234,000 | $ 89,000 |
| Greene County Missouri | 8 | $ 962,000 | $ 120,000 | $ 87,000 |
| Jackson County Missouri | 8 | $ 1,538,000 | $ 192,000 | $ 81,000 |
| Moniteau County Missouri | 8 | $ 734,000 | $ 91,000 | $ 73,000 |
| Ozark County Missouri | 8 | $ 1,058,000 | $ 132,000 | $ 86,000 |
| Phelps County Missouri | 7 | $ 1,041,000 | $ 148,000 | $ 121,000 |
| Atoka County Oklahoma | 7 | $ 1,270,000 | $ 181,000 | $ 37,000 |
| Camden County Missouri | 5 | $ 686,000 | $ 137,000 | $ 180,000 |
| Osage County Missouri | 5 | $ 758,000 | $ 151,000 | $ 59,000 |
| Dent County Missouri | 4 | $ 383,000 | $ 95,000 | $ 45,000 |
| Morgan County Missouri | 4 | $ 530,000 | $ 132,000 | $ 103,000 |
| St. Louis City County Missouri | 4 | $ 428,000 | $ 107,000 | $ 120,000 |
| Coal County Oklahoma | 4 | $ 603,000 | $ 150,000 | $ 119,000 |
| Benton County Missouri | 3 | $ 273,000 | $ 91,000 | $ 52,000 |
| Christian County Missouri | 3 | $ 306,000 | $ 102,000 | $ 64,000 |
| Love County Oklahoma | 3 | $ 261,000 | $ 87,000 | $ 79,000 |
| McClain County Oklahoma | 3 | $ 424,000 | $ 141,000 | $ 181,000 |
| Oklahoma County Oklahoma | 3 | $ 342,000 | $ 114,000 | $ 222,000 |
| Pottawatomie County Oklahoma | 3 | $ 187,000 | $ 62,000 | $ 18,000 |
| Harris County Texas | 3 | $ 981,000 | $ 327,000 | $ 169,000 |
| Tarrant County Texas | 3 | $ 704,000 | $ 234,000 | $ 83,000 |
| Maricopa County Arizona | 2 | $ 1,160,000 | $ 580,000 | $ 315,000 |
| Baxter County Arkansas | 2 | $ 307,000 | $ 153,000 | $ 41,000 |
| Riverside County California | 2 | $ 639,000 | $ 319,000 | $ 263,000 |
| Cook County Illinois | 2 | $ 742,000 | $ 371,000 | $ 102,000 |
| Miller County Missouri | 2 | $ 273,000 | $ 136,000 | $ 45,000 |
| Pettis County Missouri | 2 | $ 269,000 | $ 134,000 | $ 43,000 |
| Warren County Missouri | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Josephine County Oregon | 2 | $ 726,000 | $ 363,000 | $ 214,000 |
| Hood County Texas | 2 | $ 480,000 | $ 240,000 | $ 137,000 |
| Hopkins County Texas | 2 | $ 322,000 | $ 161,000 | $ 102,000 |
| Lubbock County Texas | 2 | $ 445,000 | $ 222,000 | $ 98,000 |
| Parker County Texas | 2 | $ 1,182,000 | $ 591,000 | $ 281,000 |
| Travis County Texas | 2 | $ 310,000 | $ 155,000 | $ 107,000 |
| Van Zandt County Texas | 2 | $ 616,000 | $ 308,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Benton County Arkansas | 1 | $ 178,000 | $ 178,000 | $ 94,000 |
| Izard County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| Marion County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Miller County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Saline County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Archuleta County Colorado | 1 | $ 310,000 | $ 310,000 | $ 279,000 |
| La Plata County Colorado | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Saguache County Colorado | 1 | $ 191,000 | $ 191,000 | $ 274,000 |
| New Haven County Connecticut | 1 | $ 414,000 | $ 414,000 | $ 178,000 |
| Brevard County Florida | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Walton County Florida | 1 | $ 232,000 | $ 232,000 | $ 150,000 |
| Champaign County Illinois | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Lake County Illinois | 1 | $ 194,000 | $ 194,000 | $ 89,000 |
| Johnson County Kansas | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| Wayne County Michigan | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Adair County Missouri | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| Cape Girardeau County Missouri | 1 | $ 114,000 | $ 114,000 | $ 33,000 |
| Clay County Missouri | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Dallas County Missouri | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Gentry County Missouri | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Jefferson County Missouri | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Johnson County Missouri | 1 | $ 188,000 | $ 188,000 | $ 153,000 |
| Laclede County Missouri | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Pulaski County Missouri | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Ripley County Missouri | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| St. Charles County Missouri | 1 | $ 208,000 | $ 208,000 | $ 133,000 |
| St. Francois County Missouri | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| St. Louis County Missouri | 1 | $ 282,000 | $ 282,000 | $ 188,000 |
| Webster County Missouri | 1 | $ 417,000 | $ 417,000 | $ 367,000 |
| Clark County Nevada | 1 | $ 153,000 | $ 153,000 | $ 61,000 |
| Colfax County New Mexico | 1 | $ 249,000 | $ 249,000 | $ 195,000 |
| Durham County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Hughes County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Jefferson County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| Lincoln County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| McCurtain County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 162,000 |
| McIntosh County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Pushmataha County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 211,000 | $ 211,000 | $ 127,000 |
| Wagoner County Oklahoma | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Clackamas County Oregon | 1 | $ 210,000 | $ 210,000 | $ 47,000 |
| Jackson County Oregon | 1 | $ 363,000 | $ 363,000 | $ 137,000 |
| Charleston County South Carolina | 1 | $ 306,000 | $ 306,000 | $ 390,000 |
| Lake County South Dakota | 1 | $ 210,000 | $ 210,000 | $ 91,000 |
| Bexar County Texas | 1 | $ 72,000 | $ 72,000 | $ 56,000 |
| Brazos County Texas | 1 | $ 116,000 | $ 116,000 | $ 143,000 |
| Cass County Texas | 1 | $ 83,000 | $ 83,000 | $ 178,000 |
| Galveston County Texas | 1 | $ 257,000 | $ 257,000 | $ 137,000 |
| Hunt County Texas | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Johnson County Texas | 1 | $ 127,000 | $ 127,000 | $ 88,000 |
| Jones County Texas | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Lamar County Texas | 1 | $ 213,000 | $ 213,000 | $ 97,000 |
| McLennan County Texas | 1 | $ 103,000 | $ 103,000 | $ 114,000 |
| Montgomery County Texas | 1 | $ 266,000 | $ 266,000 | $ 163,000 |
| Navarro County Texas | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Smith County Texas | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Taylor County Texas | 1 | $ 179,000 | $ 179,000 | $ 180,000 |
| Wichita County Texas | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Williamson County Texas | 1 | $ 228,000 | $ 228,000 | $ 100,000 |
| Salt Lake County Utah | 1 | $ 357,000 | $ 357,000 | $ 250,000 |
| Windsor County Vermont | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
| Pulaski County Virginia | 1 | $ 2,000 | $ 2,000 | $ 34,000 |
| Clallam County Washington | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Spokane County Washington | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Juneau County Wisconsin | 1 | $ 380,000 | $ 380,000 | $ 322,000 |
| Albany County Wyoming | 1 | $ 121,000 | $ 121,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Landmark Bank N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,516 | $254,903,000 | $168,000 | $6,706,000 | $94,000 | $2,396,000 |
| Refinancing | 1,113 | $172,013,000 | $154,000 | $2,490,000 | $86,000 | $1,440,000 |
| Home Improvement | 331 | $34,959,000 | $105,000 | $775,000 | $72,000 | $561,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,536 | $384,734,000 | $151,000 | $1,429,000 | $91,000 | $2,396,000 |
| Not applicable | 112 | $29,523,000 | $263,000 | $6,706,000 | $0 | $0 |
| Not Provided | 80 | $12,588,000 | $157,000 | $1,080,000 | $100,000 | $713,000 |
| Hispanic | 72 | $9,940,000 | $138,000 | $450,000 | $87,000 | $622,000 |
| Asian | 65 | $11,888,000 | $182,000 | $531,000 | $129,000 | $600,000 |
| American Indian or Alaskan Native | 60 | $6,987,000 | $116,000 | $417,000 | $78,000 | $366,000 |
| Black or African American | 30 | $5,569,000 | $185,000 | $501,000 | $135,000 | $400,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $646,000 | $129,000 | $170,000 | $68,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,824 | $444,344,000 | $157,000 | $6,706,000 | $90,000 | $2,396,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 86 | $9,152,000 | $106,000 | $258,000 | $44,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 37 | $6,416,000 | $173,000 | $418,000 | $67,000 | $133,000 |
| FHA-insured (Federal Housing Administration) | 13 | $1,963,000 | $151,000 | $319,000 | $66,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,083 | $343,257,000 | $164,000 | $6,706,000 | $94,000 | $2,396,000 |
| Application Denied By Financial Institution | 490 | $56,594,000 | $115,000 | $1,009,000 | $61,000 | $711,000 |
| Application Withdrawn By Applicant | 381 | $60,887,000 | $159,000 | $1,085,000 | $98,000 | $772,000 |
| Application Approved But Not Accepted | 6 | $1,137,000 | $189,000 | $552,000 | $142,000 | $311,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 189 | $17,023,000 | $90,000 | $417,000 | $50,000 | $554,000 |
| Debt-To-Income Ratio | 130 | $17,176,000 | $132,000 | $975,000 | $56,000 | $272,000 |
| Credit Application Incomplete | 71 | $8,570,000 | $120,000 | $450,000 | $80,000 | $600,000 |
| Collateral | 68 | $8,600,000 | $126,000 | $1,009,000 | $61,000 | $210,000 |
| Other | 12 | $2,267,000 | $188,000 | $776,000 | $160,000 | $711,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,000,000 | $125,000 | $192,000 | $55,000 | $77,000 |
| Unverifiable Information | 7 | $1,379,000 | $197,000 | $670,000 | $58,000 | $137,000 |
| Employment History | 5 | $579,000 | $115,000 | $181,000 | $60,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark Bank N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Landmark Bank N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.