First Niagara Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Niagara Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Niagara Bank 726 Exchange Street Suite 618 Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,172 |
| Total Mortgage Loan Application Amount | $3,213,348,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $41,000,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $6,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County New York | 2,844 | $ 469,405,000 | $ 165,000 | $ 86,000 |
| New Haven County Connecticut | 923 | $ 193,456,000 | $ 209,000 | $ 113,000 |
| Hartford County Connecticut | 844 | $ 142,202,000 | $ 168,000 | $ 89,000 |
| Monroe County New York | 814 | $ 108,073,000 | $ 132,000 | $ 91,000 |
| Fairfield County Connecticut | 808 | $ 648,872,000 | $ 803,000 | $ 342,000 |
| Allegheny County Pennsylvania | 738 | $ 112,525,000 | $ 152,000 | $ 95,000 |
| Niagara County New York | 716 | $ 90,410,000 | $ 126,000 | $ 74,000 |
| Montgomery County Pennsylvania | 488 | $ 88,754,000 | $ 181,000 | $ 107,000 |
| Tolland County Connecticut | 455 | $ 77,334,000 | $ 169,000 | $ 98,000 |
| Albany County New York | 361 | $ 75,403,000 | $ 208,000 | $ 100,000 |
| Hampden County Massachusetts | 348 | $ 57,678,000 | $ 165,000 | $ 89,000 |
| Saratoga County New York | 302 | $ 67,838,000 | $ 224,000 | $ 115,000 |
| Rockland County New York | 301 | $ 72,107,000 | $ 239,000 | $ 113,000 |
| Onondaga County New York | 287 | $ 39,576,000 | $ 137,000 | $ 89,000 |
| Westmoreland County Pennsylvania | 219 | $ 29,120,000 | $ 132,000 | $ 83,000 |
| Chester County Pennsylvania | 206 | $ 51,907,000 | $ 251,000 | $ 131,000 |
| Oneida County New York | 198 | $ 24,950,000 | $ 126,000 | $ 73,000 |
| Middlesex County Connecticut | 193 | $ 45,496,000 | $ 235,000 | $ 111,000 |
| Rensselaer County New York | 190 | $ 31,131,000 | $ 163,000 | $ 100,000 |
| Bucks County Pennsylvania | 189 | $ 40,055,000 | $ 211,000 | $ 130,000 |
| Windham County Connecticut | 177 | $ 24,024,000 | $ 135,000 | $ 73,000 |
| Washington County Pennsylvania | 167 | $ 26,807,000 | $ 160,000 | $ 83,000 |
| Columbia County New York | 150 | $ 25,285,000 | $ 168,000 | $ 107,000 |
| Lehigh County Pennsylvania | 150 | $ 21,819,000 | $ 145,000 | $ 92,000 |
| Erie County Pennsylvania | 134 | $ 19,900,000 | $ 148,000 | $ 108,000 |
| Schenectady County New York | 133 | $ 18,405,000 | $ 138,000 | $ 87,000 |
| Orange County New York | 103 | $ 18,896,000 | $ 183,000 | $ 109,000 |
| Broome County New York | 101 | $ 13,347,000 | $ 132,000 | $ 79,000 |
| Orleans County New York | 101 | $ 8,760,000 | $ 86,000 | $ 68,000 |
| Cayuga County New York | 100 | $ 9,720,000 | $ 97,000 | $ 69,000 |
| Dutchess County New York | 90 | $ 18,119,000 | $ 201,000 | $ 129,000 |
| Philadelphia County Pennsylvania | 90 | $ 24,976,000 | $ 277,000 | $ 96,000 |
| Genesee County New York | 88 | $ 9,016,000 | $ 102,000 | $ 63,000 |
| Ontario County New York | 78 | $ 10,177,000 | $ 130,000 | $ 110,000 |
| Westchester County New York | 78 | $ 23,365,000 | $ 299,000 | $ 136,000 |
| Chautauqua County New York | 77 | $ 9,420,000 | $ 122,000 | $ 121,000 |
| Butler County Pennsylvania | 72 | $ 16,174,000 | $ 224,000 | $ 82,000 |
| Carbon County Pennsylvania | 71 | $ 6,905,000 | $ 97,000 | $ 84,000 |
| Fayette County Pennsylvania | 59 | $ 6,788,000 | $ 115,000 | $ 67,000 |
| Greene County New York | 56 | $ 8,731,000 | $ 155,000 | $ 109,000 |
| Berks County Pennsylvania | 56 | $ 8,691,000 | $ 155,000 | $ 107,000 |
| Wayne County New York | 53 | $ 5,837,000 | $ 110,000 | $ 77,000 |
| Beaver County Pennsylvania | 52 | $ 6,248,000 | $ 120,000 | $ 65,000 |
| New London County Connecticut | 48 | $ 11,149,000 | $ 232,000 | $ 155,000 |
| Tompkins County New York | 48 | $ 8,760,000 | $ 182,000 | $ 92,000 |
| Northampton County Pennsylvania | 47 | $ 6,949,000 | $ 147,000 | $ 91,000 |
| Cortland County New York | 44 | $ 4,553,000 | $ 103,000 | $ 93,000 |
| Montgomery County New York | 43 | $ 5,822,000 | $ 135,000 | $ 85,000 |
| Ocean County New Jersey | 41 | $ 7,066,000 | $ 172,000 | $ 124,000 |
| Delaware County Pennsylvania | 41 | $ 11,791,000 | $ 287,000 | $ 127,000 |
| Hampshire County Massachusetts | 39 | $ 7,027,000 | $ 180,000 | $ 85,000 |
| Jefferson County New York | 39 | $ 4,663,000 | $ 119,000 | $ 135,000 |
| Putnam County New York | 39 | $ 7,633,000 | $ 195,000 | $ 112,000 |
| Warren County New York | 39 | $ 9,759,000 | $ 250,000 | $ 135,000 |
| Fulton County New York | 38 | $ 3,032,000 | $ 79,000 | $ 71,000 |
| Burlington County New Jersey | 33 | $ 4,269,000 | $ 129,000 | $ 72,000 |
| Wyoming County New York | 33 | $ 5,660,000 | $ 171,000 | $ 72,000 |
| Crawford County Pennsylvania | 32 | $ 2,849,000 | $ 89,000 | $ 50,000 |
| Herkimer County New York | 31 | $ 4,632,000 | $ 149,000 | $ 105,000 |
| St. Lawrence County New York | 31 | $ 3,932,000 | $ 126,000 | $ 87,000 |
| Sullivan County New York | 30 | $ 4,500,000 | $ 150,000 | $ 84,000 |
| Litchfield County Connecticut | 26 | $ 11,077,000 | $ 426,000 | $ 176,000 |
| Cape May County New Jersey | 25 | $ 6,429,000 | $ 257,000 | $ 179,000 |
| Madison County New York | 25 | $ 3,723,000 | $ 148,000 | $ 107,000 |
| Oswego County New York | 25 | $ 3,221,000 | $ 128,000 | $ 66,000 |
| Warren County Pennsylvania | 25 | $ 1,975,000 | $ 79,000 | $ 50,000 |
| Bergen County New Jersey | 24 | $ 8,541,000 | $ 355,000 | $ 185,000 |
| Livingston County New York | 24 | $ 3,395,000 | $ 141,000 | $ 89,000 |
| Monroe County Pennsylvania | 24 | $ 3,093,000 | $ 128,000 | $ 64,000 |
| Middlesex County Massachusetts | 23 | $ 19,818,000 | $ 861,000 | $ 349,000 |
| Monmouth County New Jersey | 23 | $ 4,626,000 | $ 201,000 | $ 100,000 |
| Middlesex County New Jersey | 20 | $ 2,723,000 | $ 136,000 | $ 70,000 |
| Tioga County New York | 19 | $ 1,909,000 | $ 100,000 | $ 77,000 |
| Franklin County New York | 18 | $ 2,328,000 | $ 129,000 | $ 86,000 |
| Essex County New York | 17 | $ 4,157,000 | $ 244,000 | $ 196,000 |
| Washington County New York | 17 | $ 2,604,000 | $ 153,000 | $ 98,000 |
| Atlantic County New Jersey | 16 | $ 3,333,000 | $ 208,000 | $ 154,000 |
| Seneca County New York | 16 | $ 1,631,000 | $ 101,000 | $ 90,000 |
| Ulster County New York | 15 | $ 4,355,000 | $ 290,000 | $ 70,000 |
| Cattaraugus County New York | 14 | $ 3,197,000 | $ 228,000 | $ 294,000 |
| Sussex County Delaware | 12 | $ 2,911,000 | $ 242,000 | $ 273,000 |
| Worcester County Massachusetts | 12 | $ 2,068,000 | $ 172,000 | $ 103,000 |
| Schuylkill County Pennsylvania | 11 | $ 1,532,000 | $ 139,000 | $ 75,000 |
| Barnstable County Massachusetts | 10 | $ 4,636,000 | $ 463,000 | $ 303,000 |
| Norfolk County Massachusetts | 10 | $ 6,518,000 | $ 651,000 | $ 204,000 |
| Suffolk County New York | 10 | $ 6,900,000 | $ 690,000 | $ 677,000 |
| Palm Beach County Florida | 9 | $ 10,548,000 | $ 1,172,000 | $ 900,000 |
| Mercer County New Jersey | 9 | $ 2,025,000 | $ 225,000 | $ 115,000 |
| New York County New York | 9 | $ 11,187,000 | $ 1,243,000 | $ 894,000 |
| Lancaster County Pennsylvania | 9 | $ 6,188,000 | $ 687,000 | $ 82,000 |
| Gloucester County New Jersey | 7 | $ 757,000 | $ 108,000 | $ 164,000 |
| Bronx County New York | 7 | $ 1,608,000 | $ 229,000 | $ 95,000 |
| Hamilton County New York | 7 | $ 1,194,000 | $ 170,000 | $ 98,000 |
| Yates County New York | 7 | $ 1,661,000 | $ 237,000 | $ 418,000 |
| Sarasota County Florida | 6 | $ 1,379,000 | $ 229,000 | $ 201,000 |
| Camden County New Jersey | 6 | $ 41,612,000 | $ 6,935,000 | $ 82,000 |
| Passaic County New Jersey | 6 | $ 1,497,000 | $ 249,000 | $ 108,000 |
| Kings County New York | 6 | $ 4,832,000 | $ 805,000 | $ 257,000 |
| York County Pennsylvania | 6 | $ 1,038,000 | $ 173,000 | $ 59,000 |
| Berkshire County Massachusetts | 5 | $ 603,000 | $ 120,000 | $ 95,000 |
| Essex County Massachusetts | 5 | $ 3,086,000 | $ 617,000 | $ 233,000 |
| Plymouth County Massachusetts | 5 | $ 2,369,000 | $ 473,000 | $ 625,000 |
| Suffolk County Massachusetts | 5 | $ 4,283,000 | $ 856,000 | $ 462,000 |
| Essex County New Jersey | 5 | $ 2,785,000 | $ 557,000 | $ 165,000 |
| Allegany County New York | 5 | $ 667,000 | $ 133,000 | $ 143,000 |
| Delaware County New York | 5 | $ 868,000 | $ 173,000 | $ 213,000 |
| Otsego County New York | 5 | $ 582,000 | $ 116,000 | $ 85,000 |
| Queens County New York | 5 | $ 1,729,000 | $ 345,000 | $ 119,000 |
| Richmond County New York | 5 | $ 407,000 | $ 81,000 | $ 46,000 |
| Schoharie County New York | 5 | $ 505,000 | $ 101,000 | $ 81,000 |
| Greene County Pennsylvania | 5 | $ 437,000 | $ 87,000 | $ 39,000 |
| Pike County Pennsylvania | 5 | $ 626,000 | $ 125,000 | $ 94,000 |
| New Castle County Delaware | 4 | $ 1,108,000 | $ 277,000 | $ 158,000 |
| Collier County Florida | 4 | $ 2,545,000 | $ 636,000 | $ 520,000 |
| Franklin County Massachusetts | 4 | $ 701,000 | $ 175,000 | $ 98,000 |
| Union County New Jersey | 4 | $ 1,140,000 | $ 285,000 | $ 176,000 |
| Chemung County New York | 4 | $ 282,000 | $ 70,000 | $ 71,000 |
| Lewis County New York | 4 | $ 514,000 | $ 128,000 | $ 124,000 |
| Armstrong County Pennsylvania | 4 | $ 332,000 | $ 83,000 | $ 29,000 |
| Dauphin County Pennsylvania | 4 | $ 13,105,000 | $ 3,276,000 | $ 85,000 |
| Somerset County Pennsylvania | 4 | $ 2,132,000 | $ 533,000 | $ 613,000 |
| Susquehanna County Pennsylvania | 4 | $ 506,000 | $ 126,000 | $ 91,000 |
| Charlotte County Florida | 3 | $ 1,143,000 | $ 381,000 | $ 478,000 |
| Pinellas County Florida | 3 | $ 459,000 | $ 153,000 | $ 105,000 |
| Cumberland County New Jersey | 3 | $ 495,000 | $ 165,000 | $ 123,000 |
| Hunterdon County New Jersey | 3 | $ 992,000 | $ 330,000 | $ 122,000 |
| Morris County New Jersey | 3 | $ 1,165,000 | $ 388,000 | $ 207,000 |
| Somerset County New Jersey | 3 | $ 680,000 | $ 226,000 | $ 144,000 |
| Chenango County New York | 3 | $ 199,000 | $ 66,000 | $ 61,000 |
| Clinton County New York | 3 | $ 599,000 | $ 199,000 | $ 197,000 |
| Nassau County New York | 3 | $ 1,060,000 | $ 353,000 | $ 138,000 |
| Schuyler County New York | 3 | $ 420,000 | $ 140,000 | $ 81,000 |
| Cumberland County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 47,000 |
| Luzerne County Pennsylvania | 3 | $ 538,000 | $ 179,000 | $ 207,000 |
| Mercer County Pennsylvania | 3 | $ 322,000 | $ 107,000 | $ 63,000 |
| Wayne County Pennsylvania | 3 | $ 214,000 | $ 71,000 | $ 51,000 |
| Kent County Rhode Island | 3 | $ 998,000 | $ 332,000 | $ 314,000 |
| Washington County Rhode Island | 3 | $ 685,000 | $ 228,000 | $ 159,000 |
| Broward County Florida | 2 | $ 1,539,000 | $ 769,000 | $ 1,341,000 |
| Lee County Florida | 2 | $ 511,000 | $ 255,000 | $ 835,000 |
| Martin County Florida | 2 | $ 516,000 | $ 258,000 | $ 261,000 |
| Miami-Dade County Florida | 2 | $ 2,617,000 | $ 1,308,000 | $ 572,000 |
| Carroll County Maryland | 2 | $ 512,000 | $ 256,000 | $ 38,000 |
| Dukes County Massachusetts | 2 | $ 4,333,000 | $ 2,166,000 | $ 481,000 |
| Sussex County New Jersey | 2 | $ 94,000 | $ 47,000 | $ 59,000 |
| Steuben County New York | 2 | $ 209,000 | $ 104,000 | $ 138,000 |
| Franklin County Ohio | 2 | $ 6,025,000 | $ 3,012,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 6,010,000 | $ 3,005,000 | $ 0 |
| Adams County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Forest County Pennsylvania | 2 | $ 434,000 | $ 217,000 | $ 271,000 |
| Lawrence County Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 79,000 |
| Lebanon County Pennsylvania | 2 | $ 424,000 | $ 212,000 | $ 35,000 |
| Tioga County Pennsylvania | 2 | $ 469,000 | $ 234,000 | $ 11,000 |
| Horry County South Carolina | 2 | $ 607,000 | $ 303,000 | $ 0 |
| Kent County Delaware | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| District of Columbia County District Of Columbia | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Bay County Florida | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Flagler County Florida | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| Indian River County Florida | 1 | $ 506,000 | $ 506,000 | $ 241,000 |
| Monroe County Florida | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Orange County Florida | 1 | $ 280,000 | $ 280,000 | $ 204,000 |
| Pasco County Florida | 1 | $ 232,000 | $ 232,000 | $ 186,000 |
| Polk County Florida | 1 | $ 158,000 | $ 158,000 | $ 311,000 |
| St. Lucie County Florida | 1 | $ 40,000 | $ 40,000 | $ 94,000 |
| Bristol County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Nantucket County Massachusetts | 1 | $ 779,000 | $ 779,000 | $ 701,000 |
| Hudson County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Salem County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Cambria County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Clarion County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Clearfield County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Elk County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
| Huntingdon County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 278,000 |
| Jefferson County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Lycoming County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 114,000 |
| Venango County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Newport County Rhode Island | 1 | $ 1,000,000 | $ 1,000,000 | $ 348,000 |
| Providence County Rhode Island | 1 | $ 104,000 | $ 104,000 | $ 150,000 |
| Brooke County West Virginia | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Ohio County West Virginia | 1 | $ 83,000 | $ 83,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Niagara Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,471 | $2,157,643,000 | $254,000 | $41,000,000 | $127,000 | $6,000,000 |
| Home Purchase | 5,623 | $1,011,033,000 | $179,000 | $7,300,000 | $93,000 | $3,513,000 |
| Home Improvement | 1,078 | $44,672,000 | $41,000 | $2,320,000 | $84,000 | $2,470,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,787 | $2,576,451,000 | $201,000 | $24,000,000 | $116,000 | $6,000,000 |
| Not Provided | 926 | $165,302,000 | $178,000 | $2,560,000 | $105,000 | $1,680,000 |
| Black or African American | 391 | $52,461,000 | $134,000 | $1,145,000 | $65,000 | $545,000 |
| Hispanic | 367 | $70,667,000 | $192,000 | $2,000,000 | $95,000 | $2,031,000 |
| Asian | 342 | $88,052,000 | $257,000 | $2,000,000 | $137,000 | $1,702,000 |
| Not applicable | 312 | $252,899,000 | $810,000 | $41,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 37 | $5,803,000 | $156,000 | $360,000 | $96,000 | $505,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,713,000 | $171,000 | $330,000 | $195,000 | $856,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,932 | $2,926,272,000 | $226,000 | $41,000,000 | $121,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 1,983 | $249,233,000 | $125,000 | $420,000 | $57,000 | $552,000 |
| VA-guaranteed (Veterans Administration) | 194 | $30,840,000 | $158,000 | $570,000 | $70,000 | $318,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 63 | $7,003,000 | $111,000 | $265,000 | $44,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,706 | $2,297,643,000 | $214,000 | $41,000,000 | $113,000 | $5,672,000 |
| Application Denied By Financial Institution | 1,831 | $346,017,000 | $188,000 | $3,100,000 | $97,000 | $3,244,000 |
| Application Withdrawn By Applicant | 1,398 | $319,028,000 | $228,000 | $6,000,000 | $128,000 | $6,000,000 |
| Application Approved But Not Accepted | 671 | $124,472,000 | $185,000 | $2,450,000 | $108,000 | $2,313,000 |
| File Closed For Incompleteness | 460 | $106,419,000 | $231,000 | $2,310,000 | $125,000 | $1,680,000 |
| Loan Purchased By The Institution | 95 | $18,673,000 | $196,000 | $1,897,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 11 | $1,096,000 | $99,000 | $169,000 | $38,000 | $70,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 651 | $145,020,000 | $222,000 | $3,100,000 | $121,000 | $2,676,000 |
| Debt-To-Income Ratio | 424 | $76,099,000 | $179,000 | $1,736,000 | $58,000 | $359,000 |
| Credit History | 411 | $44,415,000 | $108,000 | $1,500,000 | $92,000 | $3,244,000 |
| Other | 180 | $31,137,000 | $172,000 | $2,500,000 | $115,000 | $1,008,000 |
| Credit Application Incomplete | 87 | $36,534,000 | $419,000 | $2,290,000 | $121,000 | $1,127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $6,580,000 | $205,000 | $1,220,000 | $57,000 | $432,000 |
| Unverifiable Information | 25 | $3,829,000 | $153,000 | $497,000 | $66,000 | $331,000 |
| Employment History | 18 | $2,560,000 | $142,000 | $439,000 | $69,000 | $338,000 |
| Mortgage Insurance Denied | 4 | $401,000 | $100,000 | $143,000 | $25,000 | $45,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.