First Niagara Bank
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Niagara Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First Niagara Bank
726 Exchange Street Suite 618
Buffalo, NY 14210
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,505
Total Mortgage Loan Application Amount $1,883,212,000
Average Mortgage Loan Application Amount $185,000
Highest Mortgage Loan Application Amount $24,800,000
Average Applicant Income $110,000
Highest Applicant Income $7,081,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Niagara Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie County New York 1,828 $ 299,940,000 $ 164,000 $ 90,000
Monroe County New York 531 $ 63,817,000 $ 120,000 $ 68,000
Niagara County New York 488 $ 52,333,000 $ 107,000 $ 67,000
New Haven County Connecticut 483 $ 106,535,000 $ 220,000 $ 94,000
Fairfield County Connecticut 392 $ 302,668,000 $ 772,000 $ 316,000
Allegheny County Pennsylvania 348 $ 52,578,000 $ 151,000 $ 116,000
Hampden County Massachusetts 259 $ 45,809,000 $ 176,000 $ 76,000
Hartford County Connecticut 254 $ 50,188,000 $ 197,000 $ 101,000
Oneida County New York 219 $ 24,620,000 $ 112,000 $ 73,000
Montgomery County Pennsylvania 211 $ 47,938,000 $ 227,000 $ 121,000
Albany County New York 164 $ 31,667,000 $ 193,000 $ 117,000
Tolland County Connecticut 147 $ 25,998,000 $ 176,000 $ 112,000
Saratoga County New York 143 $ 50,021,000 $ 349,000 $ 133,000
Onondaga County New York 109 $ 10,636,000 $ 97,000 $ 76,000
Rockland County New York 105 $ 26,809,000 $ 255,000 $ 148,000
Chautauqua County New York 102 $ 9,756,000 $ 95,000 $ 80,000
Philadelphia County Pennsylvania 90 $ 30,507,000 $ 338,000 $ 198,000
Columbia County New York 81 $ 15,033,000 $ 185,000 $ 132,000
Chester County Pennsylvania 78 $ 20,077,000 $ 257,000 $ 145,000
Westchester County New York 77 $ 37,656,000 $ 489,000 $ 246,000
Bucks County Pennsylvania 75 $ 18,113,000 $ 241,000 $ 134,000
Orange County New York 74 $ 15,065,000 $ 203,000 $ 127,000
Erie County Pennsylvania 72 $ 9,726,000 $ 135,000 $ 98,000
Broome County New York 71 $ 5,872,000 $ 82,000 $ 63,000
Rensselaer County New York 69 $ 11,581,000 $ 167,000 $ 73,000
Westmoreland County Pennsylvania 69 $ 7,496,000 $ 108,000 $ 68,000
Middlesex County Connecticut 68 $ 17,254,000 $ 253,000 $ 132,000
Middlesex County Massachusetts 67 $ 42,606,000 $ 635,000 $ 232,000
Cayuga County New York 66 $ 6,618,000 $ 100,000 $ 71,000
Washington County Pennsylvania 64 $ 9,492,000 $ 148,000 $ 125,000
St. Lawrence County New York 60 $ 7,233,000 $ 120,000 $ 98,000
Genesee County New York 56 $ 5,884,000 $ 105,000 $ 66,000
Orleans County New York 55 $ 3,583,000 $ 65,000 $ 58,000
Schenectady County New York 55 $ 8,813,000 $ 160,000 $ 105,000
Fayette County Pennsylvania 54 $ 5,561,000 $ 102,000 $ 69,000
Jefferson County New York 52 $ 5,048,000 $ 97,000 $ 74,000
Windham County Connecticut 51 $ 8,331,000 $ 163,000 $ 67,000
Dutchess County New York 51 $ 11,131,000 $ 218,000 $ 107,000
Fulton County New York 50 $ 5,592,000 $ 111,000 $ 106,000
Montgomery County New York 43 $ 3,043,000 $ 70,000 $ 75,000
Cortland County New York 42 $ 3,953,000 $ 94,000 $ 64,000
Lehigh County Pennsylvania 37 $ 7,033,000 $ 190,000 $ 104,000
Hampshire County Massachusetts 36 $ 8,194,000 $ 227,000 $ 121,000
Norfolk County Massachusetts 36 $ 25,570,000 $ 710,000 $ 240,000
Wyoming County New York 33 $ 2,993,000 $ 90,000 $ 49,000
Greene County New York 32 $ 4,450,000 $ 139,000 $ 90,000
Sullivan County New York 32 $ 3,363,000 $ 105,000 $ 88,000
Carbon County Pennsylvania 32 $ 3,518,000 $ 109,000 $ 78,000
Tompkins County New York 30 $ 6,245,000 $ 208,000 $ 117,000
Butler County Pennsylvania 29 $ 5,921,000 $ 204,000 $ 109,000
Wayne County New York 28 $ 5,071,000 $ 181,000 $ 95,000
Ontario County New York 27 $ 5,667,000 $ 209,000 $ 138,000
New London County Connecticut 26 $ 5,992,000 $ 230,000 $ 91,000
Essex County Massachusetts 26 $ 15,676,000 $ 602,000 $ 233,000
Berks County Pennsylvania 26 $ 3,931,000 $ 151,000 $ 91,000
Franklin County New York 25 $ 2,011,000 $ 80,000 $ 79,000
Suffolk County Massachusetts 24 $ 14,226,000 $ 592,000 $ 335,000
Northampton County Pennsylvania 23 $ 2,393,000 $ 104,000 $ 98,000
Nassau County New York 21 $ 11,220,000 $ 534,000 $ 274,000
Delaware County Pennsylvania 21 $ 6,167,000 $ 293,000 $ 128,000
Cattaraugus County New York 20 $ 2,080,000 $ 104,000 $ 190,000
Madison County New York 20 $ 2,450,000 $ 122,000 $ 144,000
Putnam County New York 20 $ 5,275,000 $ 263,000 $ 140,000
Livingston County New York 17 $ 2,363,000 $ 139,000 $ 98,000
Herkimer County New York 16 $ 2,726,000 $ 170,000 $ 74,000
Kings County New York 16 $ 36,790,000 $ 2,299,000 $ 630,000
Crawford County Pennsylvania 16 $ 1,353,000 $ 84,000 $ 60,000
Warren County Pennsylvania 16 $ 1,689,000 $ 105,000 $ 68,000
Worcester County Massachusetts 14 $ 3,034,000 $ 216,000 $ 84,000
Bergen County New Jersey 14 $ 5,657,000 $ 404,000 $ 175,000
Palm Beach County Florida 13 $ 5,142,000 $ 395,000 $ 553,000
Plymouth County Massachusetts 12 $ 4,232,000 $ 352,000 $ 108,000
Ulster County New York 11 $ 1,439,000 $ 130,000 $ 68,000
Beaver County Pennsylvania 11 $ 852,000 $ 77,000 $ 87,000
Bronx County New York 10 $ 24,804,000 $ 2,480,000 $ 92,000
New York County New York 10 $ 12,604,000 $ 1,260,000 $ 323,000
Queens County New York 10 $ 6,971,000 $ 697,000 $ 406,000
Litchfield County Connecticut 9 $ 4,361,000 $ 484,000 $ 271,000
Essex County New York 9 $ 1,655,000 $ 183,000 $ 138,000
Otsego County New York 9 $ 1,239,000 $ 137,000 $ 106,000
Suffolk County New York 9 $ 5,045,000 $ 560,000 $ 370,000
Washington County New York 9 $ 2,651,000 $ 294,000 $ 174,000
Barnstable County Massachusetts 8 $ 3,760,000 $ 470,000 $ 256,000
Bristol County Massachusetts 8 $ 2,192,000 $ 274,000 $ 83,000
Nantucket County Massachusetts 8 $ 9,502,000 $ 1,187,000 $ 369,000
Cape May County New Jersey 8 $ 5,519,000 $ 689,000 $ 413,000
Hudson County New Jersey 8 $ 2,501,000 $ 312,000 $ 620,000
Warren County New York 8 $ 2,529,000 $ 316,000 $ 357,000
Sussex County Delaware 7 $ 4,760,000 $ 680,000 $ 280,000
Collier County Florida 7 $ 2,417,000 $ 345,000 $ 214,000
Ocean County New Jersey 7 $ 1,520,000 $ 217,000 $ 255,000
Lewis County New York 7 $ 1,026,000 $ 146,000 $ 72,000
Oswego County New York 7 $ 726,000 $ 103,000 $ 87,000
Seneca County New York 7 $ 1,443,000 $ 206,000 $ 91,000
Monroe County Pennsylvania 7 $ 937,000 $ 133,000 $ 93,000
Brevard County Florida 6 $ 1,054,000 $ 175,000 $ 147,000
Passaic County New Jersey 6 $ 1,745,000 $ 290,000 $ 136,000
Allegany County New York 6 $ 592,000 $ 98,000 $ 76,000
Chenango County New York 6 $ 583,000 $ 97,000 $ 49,000
Hamilton County New York 6 $ 1,022,000 $ 170,000 $ 125,000
Tioga County New York 6 $ 672,000 $ 112,000 $ 82,000
Lancaster County Pennsylvania 6 $ 1,122,000 $ 187,000 $ 91,000
Lee County Florida 5 $ 2,511,000 $ 502,000 $ 294,000
Delaware County New York 5 $ 549,000 $ 109,000 $ 68,000
Indian River County Florida 4 $ 745,000 $ 186,000 $ 262,000
Pinellas County Florida 4 $ 631,000 $ 157,000 $ 187,000
Atlantic County New Jersey 4 $ 1,358,000 $ 339,000 $ 199,000
Middlesex County New Jersey 4 $ 1,070,000 $ 267,000 $ 168,000
Chemung County New York 4 $ 725,000 $ 181,000 $ 116,000
Schoharie County New York 4 $ 583,000 $ 145,000 $ 53,000
Broward County Florida 3 $ 461,000 $ 153,000 $ 88,000
Osceola County Florida 3 $ 482,000 $ 160,000 $ 141,000
Volusia County Florida 3 $ 561,000 $ 187,000 $ 99,000
Essex County New Jersey 3 $ 1,291,000 $ 430,000 $ 295,000
Richmond County New York 3 $ 1,361,000 $ 453,000 $ 139,000
Cambria County Pennsylvania 3 $ 225,000 $ 75,000 $ 72,000
Centre County Pennsylvania 3 $ 342,000 $ 114,000 $ 61,000
Lawrence County Pennsylvania 3 $ 274,000 $ 91,000 $ 56,000
Venango County Pennsylvania 3 $ 237,000 $ 79,000 $ 25,000
York County Pennsylvania 3 $ 302,000 $ 100,000 $ 56,000
Hillsborough County Florida 2 $ 303,000 $ 151,000 $ 80,000
Miami-Dade County Florida 2 $ 610,000 $ 305,000 $ 81,000
Berkshire County Massachusetts 2 $ 330,000 $ 165,000 $ 109,000
Monmouth County New Jersey 2 $ 617,000 $ 308,000 $ 225,000
Sussex County New Jersey 2 $ 596,000 $ 298,000 $ 115,000
Clinton County New York 2 $ 180,000 $ 90,000 $ 49,000
Armstrong County Pennsylvania 2 $ 232,000 $ 116,000 $ 81,000
Cumberland County Pennsylvania 2 $ 605,000 $ 302,000 $ 181,000
Indiana County Pennsylvania 2 $ 194,000 $ 97,000 $ 49,000
Lackawanna County Pennsylvania 2 $ 11,208,000 $ 5,604,000 $ 20,000
McKean County Pennsylvania 2 $ 179,000 $ 89,000 $ 76,000
Pike County Pennsylvania 2 $ 179,000 $ 89,000 $ 72,000
Schuylkill County Pennsylvania 2 $ 63,000 $ 31,000 $ 14,000
Wayne County Pennsylvania 2 $ 280,000 $ 140,000 $ 102,000
Washington County Rhode Island 2 $ 1,012,000 $ 506,000 $ 262,000
New Castle County Delaware 1 $ 228,000 $ 228,000 $ 256,000
Citrus County Florida 1 $ 194,000 $ 194,000 $ 91,000
Duval County Florida 1 $ 150,000 $ 150,000 $ 69,000
Flagler County Florida 1 $ 144,000 $ 144,000 $ 85,000
Martin County Florida 1 $ 260,000 $ 260,000 $ 190,000
Monroe County Florida 1 $ 1,380,000 $ 1,380,000 $ 2,278,000
Orange County Florida 1 $ 370,000 $ 370,000 $ 90,000
Polk County Florida 1 $ 90,000 $ 90,000 $ 133,000
Sarasota County Florida 1 $ 294,000 $ 294,000 $ 185,000
Sumter County Florida 1 $ 177,000 $ 177,000 $ 83,000
Dukes County Massachusetts 1 $ 1,400,000 $ 1,400,000 $ 810,000
Burlington County New Jersey 1 $ 1,280,000 $ 1,280,000 $ 300,000
Camden County New Jersey 1 $ 279,000 $ 279,000 $ 100,000
Gloucester County New Jersey 1 $ 94,000 $ 94,000 $ 33,000
Morris County New Jersey 1 $ 392,000 $ 392,000 $ 149,000
Somerset County New Jersey 1 $ 302,000 $ 302,000 $ 127,000
Steuben County New York 1 $ 264,000 $ 264,000 $ 328,000
Yates County New York 1 $ 177,000 $ 177,000 $ 61,000
Adams County Pennsylvania 1 $ 125,000 $ 125,000 $ 89,000
Blair County Pennsylvania 1 $ 71,000 $ 71,000 $ 20,000
Bradford County Pennsylvania 1 $ 10,000 $ 10,000 $ 175,000
Clarion County Pennsylvania 1 $ 214,000 $ 214,000 $ 119,000
Forest County Pennsylvania 1 $ 32,000 $ 32,000 $ 93,000
Greene County Pennsylvania 1 $ 83,000 $ 83,000 $ 67,000
Luzerne County Pennsylvania 1 $ 83,000 $ 83,000 $ 297,000
Potter County Pennsylvania 1 $ 114,000 $ 114,000 $ 113,000
Tioga County Pennsylvania 1 $ 106,000 $ 106,000 $ 51,000
Kent County Rhode Island 1 $ 179,000 $ 179,000 $ 100,000
Newport County Rhode Island 1 $ 387,000 $ 387,000 $ 211,000
Horry County South Carolina 1 $ 216,000 $ 216,000 $ 523,000
Hancock County West Virginia 1 $ 10,000 $ 10,000 $ 48,000
Marion County West Virginia 1 $ 121,000 $ 121,000 $ 27,000
Monongalia County West Virginia 1 $ 186,000 $ 186,000 $ 82,000
Preston County West Virginia 1 $ 57,000 $ 57,000 $ 27,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Niagara Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,991 $1,063,745,000 $213,000 $24,219,000 $103,000 $3,672,000
Refinancing 2,711 $773,688,000 $285,000 $24,800,000 $148,000 $7,081,000
Home Improvement 803 $45,779,000 $57,000 $2,675,000 $79,000 $519,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,473 $1,374,132,000 $212,000 $4,550,000 $119,000 $7,081,000
Not Provided 872 $168,326,000 $193,000 $1,800,000 $118,000 $1,378,000
Black or African American 373 $46,497,000 $124,000 $1,320,000 $72,000 $690,000
Asian 362 $89,541,000 $247,000 $2,275,000 $133,000 $1,885,000
Hispanic 312 $45,474,000 $145,000 $1,350,000 $77,000 $1,227,000
Not applicable 63 $152,141,000 $2,414,000 $24,800,000 $0 $0
American Indian or Alaskan Native 35 $5,721,000 $163,000 $664,000 $90,000 $333,000
Native Hawaiin or Other Pacific Islander 15 $1,380,000 $92,000 $149,000 $97,000 $419,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,426 $1,743,203,000 $234,000 $24,800,000 $124,000 $7,081,000
FHA-insured (Federal Housing Administration) 877 $110,633,000 $126,000 $638,000 $53,000 $312,000
VA-guaranteed (Veterans Administration) 136 $22,106,000 $162,000 $417,000 $70,000 $259,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 66 $7,270,000 $110,000 $221,000 $47,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,888 $1,340,208,000 $227,000 $24,800,000 $114,000 $3,715,000
Application Denied By Financial Institution 1,163 $188,145,000 $161,000 $3,600,000 $89,000 $1,885,000
File Closed For Incompleteness 768 $183,549,000 $238,000 $2,240,000 $141,000 $2,278,000
Application Withdrawn By Applicant 341 $92,177,000 $270,000 $1,925,000 $148,000 $7,081,000
Application Approved But Not Accepted 310 $71,405,000 $230,000 $1,776,000 $126,000 $1,523,000
Preapproval Denied by Financial Institution 30 $7,191,000 $239,000 $2,450,000 $126,000 $2,300,000
Loan Purchased By The Institution 5 $537,000 $107,000 $177,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 378 $101,558,000 $268,000 $3,600,000 $134,000 $1,885,000
Debt-To-Income Ratio 366 $46,260,000 $126,000 $1,950,000 $53,000 $499,000
Credit History 289 $20,426,000 $70,000 $2,450,000 $88,000 $2,300,000
Other 94 $16,671,000 $177,000 $3,000,000 $80,000 $1,026,000
Insufficient Cash (Downpayment, Closing Cost) 25 $5,040,000 $201,000 $1,108,000 $93,000 $782,000
Employment History 16 $2,333,000 $145,000 $360,000 $43,000 $185,000
Mortgage Insurance Denied 10 $1,292,000 $129,000 $417,000 $61,000 $232,000
Credit Application Incomplete 9 $1,046,000 $116,000 $232,000 $54,000 $106,000
Unverifiable Information 6 $710,000 $118,000 $260,000 $69,000 $140,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

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