First Niagara Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Niagara Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Niagara Bank 726 Exchange Street Suite 618 Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,505 |
| Total Mortgage Loan Application Amount | $1,883,212,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $24,800,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $7,081,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Niagara Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Niagara Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Niagara Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Niagara Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Niagara Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Niagara Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County New York | 1,828 | $ 299,940,000 | $ 164,000 | $ 90,000 |
| Monroe County New York | 531 | $ 63,817,000 | $ 120,000 | $ 68,000 |
| Niagara County New York | 488 | $ 52,333,000 | $ 107,000 | $ 67,000 |
| New Haven County Connecticut | 483 | $ 106,535,000 | $ 220,000 | $ 94,000 |
| Fairfield County Connecticut | 392 | $ 302,668,000 | $ 772,000 | $ 316,000 |
| Allegheny County Pennsylvania | 348 | $ 52,578,000 | $ 151,000 | $ 116,000 |
| Hampden County Massachusetts | 259 | $ 45,809,000 | $ 176,000 | $ 76,000 |
| Hartford County Connecticut | 254 | $ 50,188,000 | $ 197,000 | $ 101,000 |
| Oneida County New York | 219 | $ 24,620,000 | $ 112,000 | $ 73,000 |
| Montgomery County Pennsylvania | 211 | $ 47,938,000 | $ 227,000 | $ 121,000 |
| Albany County New York | 164 | $ 31,667,000 | $ 193,000 | $ 117,000 |
| Tolland County Connecticut | 147 | $ 25,998,000 | $ 176,000 | $ 112,000 |
| Saratoga County New York | 143 | $ 50,021,000 | $ 349,000 | $ 133,000 |
| Onondaga County New York | 109 | $ 10,636,000 | $ 97,000 | $ 76,000 |
| Rockland County New York | 105 | $ 26,809,000 | $ 255,000 | $ 148,000 |
| Chautauqua County New York | 102 | $ 9,756,000 | $ 95,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 90 | $ 30,507,000 | $ 338,000 | $ 198,000 |
| Columbia County New York | 81 | $ 15,033,000 | $ 185,000 | $ 132,000 |
| Chester County Pennsylvania | 78 | $ 20,077,000 | $ 257,000 | $ 145,000 |
| Westchester County New York | 77 | $ 37,656,000 | $ 489,000 | $ 246,000 |
| Bucks County Pennsylvania | 75 | $ 18,113,000 | $ 241,000 | $ 134,000 |
| Orange County New York | 74 | $ 15,065,000 | $ 203,000 | $ 127,000 |
| Erie County Pennsylvania | 72 | $ 9,726,000 | $ 135,000 | $ 98,000 |
| Broome County New York | 71 | $ 5,872,000 | $ 82,000 | $ 63,000 |
| Rensselaer County New York | 69 | $ 11,581,000 | $ 167,000 | $ 73,000 |
| Westmoreland County Pennsylvania | 69 | $ 7,496,000 | $ 108,000 | $ 68,000 |
| Middlesex County Connecticut | 68 | $ 17,254,000 | $ 253,000 | $ 132,000 |
| Middlesex County Massachusetts | 67 | $ 42,606,000 | $ 635,000 | $ 232,000 |
| Cayuga County New York | 66 | $ 6,618,000 | $ 100,000 | $ 71,000 |
| Washington County Pennsylvania | 64 | $ 9,492,000 | $ 148,000 | $ 125,000 |
| St. Lawrence County New York | 60 | $ 7,233,000 | $ 120,000 | $ 98,000 |
| Genesee County New York | 56 | $ 5,884,000 | $ 105,000 | $ 66,000 |
| Orleans County New York | 55 | $ 3,583,000 | $ 65,000 | $ 58,000 |
| Schenectady County New York | 55 | $ 8,813,000 | $ 160,000 | $ 105,000 |
| Fayette County Pennsylvania | 54 | $ 5,561,000 | $ 102,000 | $ 69,000 |
| Jefferson County New York | 52 | $ 5,048,000 | $ 97,000 | $ 74,000 |
| Windham County Connecticut | 51 | $ 8,331,000 | $ 163,000 | $ 67,000 |
| Dutchess County New York | 51 | $ 11,131,000 | $ 218,000 | $ 107,000 |
| Fulton County New York | 50 | $ 5,592,000 | $ 111,000 | $ 106,000 |
| Montgomery County New York | 43 | $ 3,043,000 | $ 70,000 | $ 75,000 |
| Cortland County New York | 42 | $ 3,953,000 | $ 94,000 | $ 64,000 |
| Lehigh County Pennsylvania | 37 | $ 7,033,000 | $ 190,000 | $ 104,000 |
| Hampshire County Massachusetts | 36 | $ 8,194,000 | $ 227,000 | $ 121,000 |
| Norfolk County Massachusetts | 36 | $ 25,570,000 | $ 710,000 | $ 240,000 |
| Wyoming County New York | 33 | $ 2,993,000 | $ 90,000 | $ 49,000 |
| Greene County New York | 32 | $ 4,450,000 | $ 139,000 | $ 90,000 |
| Sullivan County New York | 32 | $ 3,363,000 | $ 105,000 | $ 88,000 |
| Carbon County Pennsylvania | 32 | $ 3,518,000 | $ 109,000 | $ 78,000 |
| Tompkins County New York | 30 | $ 6,245,000 | $ 208,000 | $ 117,000 |
| Butler County Pennsylvania | 29 | $ 5,921,000 | $ 204,000 | $ 109,000 |
| Wayne County New York | 28 | $ 5,071,000 | $ 181,000 | $ 95,000 |
| Ontario County New York | 27 | $ 5,667,000 | $ 209,000 | $ 138,000 |
| New London County Connecticut | 26 | $ 5,992,000 | $ 230,000 | $ 91,000 |
| Essex County Massachusetts | 26 | $ 15,676,000 | $ 602,000 | $ 233,000 |
| Berks County Pennsylvania | 26 | $ 3,931,000 | $ 151,000 | $ 91,000 |
| Franklin County New York | 25 | $ 2,011,000 | $ 80,000 | $ 79,000 |
| Suffolk County Massachusetts | 24 | $ 14,226,000 | $ 592,000 | $ 335,000 |
| Northampton County Pennsylvania | 23 | $ 2,393,000 | $ 104,000 | $ 98,000 |
| Nassau County New York | 21 | $ 11,220,000 | $ 534,000 | $ 274,000 |
| Delaware County Pennsylvania | 21 | $ 6,167,000 | $ 293,000 | $ 128,000 |
| Cattaraugus County New York | 20 | $ 2,080,000 | $ 104,000 | $ 190,000 |
| Madison County New York | 20 | $ 2,450,000 | $ 122,000 | $ 144,000 |
| Putnam County New York | 20 | $ 5,275,000 | $ 263,000 | $ 140,000 |
| Livingston County New York | 17 | $ 2,363,000 | $ 139,000 | $ 98,000 |
| Herkimer County New York | 16 | $ 2,726,000 | $ 170,000 | $ 74,000 |
| Kings County New York | 16 | $ 36,790,000 | $ 2,299,000 | $ 630,000 |
| Crawford County Pennsylvania | 16 | $ 1,353,000 | $ 84,000 | $ 60,000 |
| Warren County Pennsylvania | 16 | $ 1,689,000 | $ 105,000 | $ 68,000 |
| Worcester County Massachusetts | 14 | $ 3,034,000 | $ 216,000 | $ 84,000 |
| Bergen County New Jersey | 14 | $ 5,657,000 | $ 404,000 | $ 175,000 |
| Palm Beach County Florida | 13 | $ 5,142,000 | $ 395,000 | $ 553,000 |
| Plymouth County Massachusetts | 12 | $ 4,232,000 | $ 352,000 | $ 108,000 |
| Ulster County New York | 11 | $ 1,439,000 | $ 130,000 | $ 68,000 |
| Beaver County Pennsylvania | 11 | $ 852,000 | $ 77,000 | $ 87,000 |
| Bronx County New York | 10 | $ 24,804,000 | $ 2,480,000 | $ 92,000 |
| New York County New York | 10 | $ 12,604,000 | $ 1,260,000 | $ 323,000 |
| Queens County New York | 10 | $ 6,971,000 | $ 697,000 | $ 406,000 |
| Litchfield County Connecticut | 9 | $ 4,361,000 | $ 484,000 | $ 271,000 |
| Essex County New York | 9 | $ 1,655,000 | $ 183,000 | $ 138,000 |
| Otsego County New York | 9 | $ 1,239,000 | $ 137,000 | $ 106,000 |
| Suffolk County New York | 9 | $ 5,045,000 | $ 560,000 | $ 370,000 |
| Washington County New York | 9 | $ 2,651,000 | $ 294,000 | $ 174,000 |
| Barnstable County Massachusetts | 8 | $ 3,760,000 | $ 470,000 | $ 256,000 |
| Bristol County Massachusetts | 8 | $ 2,192,000 | $ 274,000 | $ 83,000 |
| Nantucket County Massachusetts | 8 | $ 9,502,000 | $ 1,187,000 | $ 369,000 |
| Cape May County New Jersey | 8 | $ 5,519,000 | $ 689,000 | $ 413,000 |
| Hudson County New Jersey | 8 | $ 2,501,000 | $ 312,000 | $ 620,000 |
| Warren County New York | 8 | $ 2,529,000 | $ 316,000 | $ 357,000 |
| Sussex County Delaware | 7 | $ 4,760,000 | $ 680,000 | $ 280,000 |
| Collier County Florida | 7 | $ 2,417,000 | $ 345,000 | $ 214,000 |
| Ocean County New Jersey | 7 | $ 1,520,000 | $ 217,000 | $ 255,000 |
| Lewis County New York | 7 | $ 1,026,000 | $ 146,000 | $ 72,000 |
| Oswego County New York | 7 | $ 726,000 | $ 103,000 | $ 87,000 |
| Seneca County New York | 7 | $ 1,443,000 | $ 206,000 | $ 91,000 |
| Monroe County Pennsylvania | 7 | $ 937,000 | $ 133,000 | $ 93,000 |
| Brevard County Florida | 6 | $ 1,054,000 | $ 175,000 | $ 147,000 |
| Passaic County New Jersey | 6 | $ 1,745,000 | $ 290,000 | $ 136,000 |
| Allegany County New York | 6 | $ 592,000 | $ 98,000 | $ 76,000 |
| Chenango County New York | 6 | $ 583,000 | $ 97,000 | $ 49,000 |
| Hamilton County New York | 6 | $ 1,022,000 | $ 170,000 | $ 125,000 |
| Tioga County New York | 6 | $ 672,000 | $ 112,000 | $ 82,000 |
| Lancaster County Pennsylvania | 6 | $ 1,122,000 | $ 187,000 | $ 91,000 |
| Lee County Florida | 5 | $ 2,511,000 | $ 502,000 | $ 294,000 |
| Delaware County New York | 5 | $ 549,000 | $ 109,000 | $ 68,000 |
| Indian River County Florida | 4 | $ 745,000 | $ 186,000 | $ 262,000 |
| Pinellas County Florida | 4 | $ 631,000 | $ 157,000 | $ 187,000 |
| Atlantic County New Jersey | 4 | $ 1,358,000 | $ 339,000 | $ 199,000 |
| Middlesex County New Jersey | 4 | $ 1,070,000 | $ 267,000 | $ 168,000 |
| Chemung County New York | 4 | $ 725,000 | $ 181,000 | $ 116,000 |
| Schoharie County New York | 4 | $ 583,000 | $ 145,000 | $ 53,000 |
| Broward County Florida | 3 | $ 461,000 | $ 153,000 | $ 88,000 |
| Osceola County Florida | 3 | $ 482,000 | $ 160,000 | $ 141,000 |
| Volusia County Florida | 3 | $ 561,000 | $ 187,000 | $ 99,000 |
| Essex County New Jersey | 3 | $ 1,291,000 | $ 430,000 | $ 295,000 |
| Richmond County New York | 3 | $ 1,361,000 | $ 453,000 | $ 139,000 |
| Cambria County Pennsylvania | 3 | $ 225,000 | $ 75,000 | $ 72,000 |
| Centre County Pennsylvania | 3 | $ 342,000 | $ 114,000 | $ 61,000 |
| Lawrence County Pennsylvania | 3 | $ 274,000 | $ 91,000 | $ 56,000 |
| Venango County Pennsylvania | 3 | $ 237,000 | $ 79,000 | $ 25,000 |
| York County Pennsylvania | 3 | $ 302,000 | $ 100,000 | $ 56,000 |
| Hillsborough County Florida | 2 | $ 303,000 | $ 151,000 | $ 80,000 |
| Miami-Dade County Florida | 2 | $ 610,000 | $ 305,000 | $ 81,000 |
| Berkshire County Massachusetts | 2 | $ 330,000 | $ 165,000 | $ 109,000 |
| Monmouth County New Jersey | 2 | $ 617,000 | $ 308,000 | $ 225,000 |
| Sussex County New Jersey | 2 | $ 596,000 | $ 298,000 | $ 115,000 |
| Clinton County New York | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Armstrong County Pennsylvania | 2 | $ 232,000 | $ 116,000 | $ 81,000 |
| Cumberland County Pennsylvania | 2 | $ 605,000 | $ 302,000 | $ 181,000 |
| Indiana County Pennsylvania | 2 | $ 194,000 | $ 97,000 | $ 49,000 |
| Lackawanna County Pennsylvania | 2 | $ 11,208,000 | $ 5,604,000 | $ 20,000 |
| McKean County Pennsylvania | 2 | $ 179,000 | $ 89,000 | $ 76,000 |
| Pike County Pennsylvania | 2 | $ 179,000 | $ 89,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 2 | $ 63,000 | $ 31,000 | $ 14,000 |
| Wayne County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 102,000 |
| Washington County Rhode Island | 2 | $ 1,012,000 | $ 506,000 | $ 262,000 |
| New Castle County Delaware | 1 | $ 228,000 | $ 228,000 | $ 256,000 |
| Citrus County Florida | 1 | $ 194,000 | $ 194,000 | $ 91,000 |
| Duval County Florida | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Flagler County Florida | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Martin County Florida | 1 | $ 260,000 | $ 260,000 | $ 190,000 |
| Monroe County Florida | 1 | $ 1,380,000 | $ 1,380,000 | $ 2,278,000 |
| Orange County Florida | 1 | $ 370,000 | $ 370,000 | $ 90,000 |
| Polk County Florida | 1 | $ 90,000 | $ 90,000 | $ 133,000 |
| Sarasota County Florida | 1 | $ 294,000 | $ 294,000 | $ 185,000 |
| Sumter County Florida | 1 | $ 177,000 | $ 177,000 | $ 83,000 |
| Dukes County Massachusetts | 1 | $ 1,400,000 | $ 1,400,000 | $ 810,000 |
| Burlington County New Jersey | 1 | $ 1,280,000 | $ 1,280,000 | $ 300,000 |
| Camden County New Jersey | 1 | $ 279,000 | $ 279,000 | $ 100,000 |
| Gloucester County New Jersey | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Morris County New Jersey | 1 | $ 392,000 | $ 392,000 | $ 149,000 |
| Somerset County New Jersey | 1 | $ 302,000 | $ 302,000 | $ 127,000 |
| Steuben County New York | 1 | $ 264,000 | $ 264,000 | $ 328,000 |
| Yates County New York | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Adams County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Blair County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
| Bradford County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 175,000 |
| Clarion County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 119,000 |
| Forest County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 93,000 |
| Greene County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Luzerne County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 297,000 |
| Potter County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 113,000 |
| Tioga County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Kent County Rhode Island | 1 | $ 179,000 | $ 179,000 | $ 100,000 |
| Newport County Rhode Island | 1 | $ 387,000 | $ 387,000 | $ 211,000 |
| Horry County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 523,000 |
| Hancock County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Marion County West Virginia | 1 | $ 121,000 | $ 121,000 | $ 27,000 |
| Monongalia County West Virginia | 1 | $ 186,000 | $ 186,000 | $ 82,000 |
| Preston County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for First Niagara Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,991 | $1,063,745,000 | $213,000 | $24,219,000 | $103,000 | $3,672,000 |
| Refinancing | 2,711 | $773,688,000 | $285,000 | $24,800,000 | $148,000 | $7,081,000 |
| Home Improvement | 803 | $45,779,000 | $57,000 | $2,675,000 | $79,000 | $519,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,473 | $1,374,132,000 | $212,000 | $4,550,000 | $119,000 | $7,081,000 |
| Not Provided | 872 | $168,326,000 | $193,000 | $1,800,000 | $118,000 | $1,378,000 |
| Black or African American | 373 | $46,497,000 | $124,000 | $1,320,000 | $72,000 | $690,000 |
| Asian | 362 | $89,541,000 | $247,000 | $2,275,000 | $133,000 | $1,885,000 |
| Hispanic | 312 | $45,474,000 | $145,000 | $1,350,000 | $77,000 | $1,227,000 |
| Not applicable | 63 | $152,141,000 | $2,414,000 | $24,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 35 | $5,721,000 | $163,000 | $664,000 | $90,000 | $333,000 |
| Native Hawaiin or Other Pacific Islander | 15 | $1,380,000 | $92,000 | $149,000 | $97,000 | $419,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,426 | $1,743,203,000 | $234,000 | $24,800,000 | $124,000 | $7,081,000 |
| FHA-insured (Federal Housing Administration) | 877 | $110,633,000 | $126,000 | $638,000 | $53,000 | $312,000 |
| VA-guaranteed (Veterans Administration) | 136 | $22,106,000 | $162,000 | $417,000 | $70,000 | $259,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $7,270,000 | $110,000 | $221,000 | $47,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,888 | $1,340,208,000 | $227,000 | $24,800,000 | $114,000 | $3,715,000 |
| Application Denied By Financial Institution | 1,163 | $188,145,000 | $161,000 | $3,600,000 | $89,000 | $1,885,000 |
| File Closed For Incompleteness | 768 | $183,549,000 | $238,000 | $2,240,000 | $141,000 | $2,278,000 |
| Application Withdrawn By Applicant | 341 | $92,177,000 | $270,000 | $1,925,000 | $148,000 | $7,081,000 |
| Application Approved But Not Accepted | 310 | $71,405,000 | $230,000 | $1,776,000 | $126,000 | $1,523,000 |
| Preapproval Denied by Financial Institution | 30 | $7,191,000 | $239,000 | $2,450,000 | $126,000 | $2,300,000 |
| Loan Purchased By The Institution | 5 | $537,000 | $107,000 | $177,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 378 | $101,558,000 | $268,000 | $3,600,000 | $134,000 | $1,885,000 |
| Debt-To-Income Ratio | 366 | $46,260,000 | $126,000 | $1,950,000 | $53,000 | $499,000 |
| Credit History | 289 | $20,426,000 | $70,000 | $2,450,000 | $88,000 | $2,300,000 |
| Other | 94 | $16,671,000 | $177,000 | $3,000,000 | $80,000 | $1,026,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $5,040,000 | $201,000 | $1,108,000 | $93,000 | $782,000 |
| Employment History | 16 | $2,333,000 | $145,000 | $360,000 | $43,000 | $185,000 |
| Mortgage Insurance Denied | 10 | $1,292,000 | $129,000 | $417,000 | $61,000 | $232,000 |
| Credit Application Incomplete | 9 | $1,046,000 | $116,000 | $232,000 | $54,000 | $106,000 |
| Unverifiable Information | 6 | $710,000 | $118,000 | $260,000 | $69,000 | $140,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Niagara Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Niagara Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.