First Nlc Financial Services,
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
First Nlc Financial Services, 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Nlc Financial Services, 4680 Conference Way South Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,309 |
| Total Mortgage Loan Application Amount | $2,613,956,000 |
| Average Mortgage Loan Application Amount | $112,786 |
| Highest Mortgage Loan Application Amount | $999,000 |
| Average Applicant Income | $63,866 |
| Highest Applicant Income | $3,409,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First Nlc Financial Services,. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Nlc Financial Services,'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down First Nlc Financial Services,'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Nlc Financial Services, serves its applicants.
Each category highlights the total number of mortgage applications processed by First Nlc Financial Services,, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Nlc Financial Services,'s mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MIAMI, FL | 2,722 | $ 303,225,000 | $ 111,000 | $ 63,000 |
| FORT LAUDERDALE, FL | 1,501 | $ 165,471,000 | $ 110,000 | $ 63,000 |
| DETROIT, MI | 1,461 | $ 151,779,000 | $ 103,000 | $ 61,000 |
| CHICAGO, IL | 1,269 | $ 185,948,000 | $ 146,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH, CA | 925 | $ 150,806,000 | $ 163,000 | $ 92,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 731 | $ 91,142,000 | $ 124,000 | $ 72,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 676 | $ 63,250,000 | $ 93,000 | $ 59,000 |
| OAKLAND, CA | 593 | $ 116,490,000 | $ 196,000 | $ 95,000 |
| SACRAMENTO, CA | 488 | $ 68,816,000 | $ 141,000 | $ 78,000 |
| PHOENIX-MESA, AZ | 435 | $ 35,438,000 | $ 81,000 | $ 54,000 |
| SAN JOSE, CA | 404 | $ 88,442,000 | $ 218,000 | $ 111,000 |
| WEST PALM BEACH-BOCA RATON, FL | 354 | $ 41,361,000 | $ 116,000 | $ 61,000 |
| ORLANDO, FL | 349 | $ 33,429,000 | $ 95,000 | $ 63,000 |
| MEMPHIS, TN-AR-MS | 280 | $ 26,258,000 | $ 93,000 | $ 52,000 |
| ORANGE COUNTY, CA | 257 | $ 46,339,000 | $ 180,000 | $ 112,000 |
| STOCKTON-LODI, CA | 226 | $ 31,776,000 | $ 140,000 | $ 82,000 |
| SAN DIEGO, CA | 225 | $ 38,968,000 | $ 173,000 | $ 70,000 |
| MODESTO, CA | 221 | $ 25,806,000 | $ 116,000 | $ 70,000 |
| PITTSBURGH, PA | 220 | $ 23,330,000 | $ 106,000 | $ 56,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 189 | $ 15,251,000 | $ 80,000 | $ 45,000 |
| ATLANTA, GA | 181 | $ 19,578,000 | $ 108,000 | $ 66,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 180 | $ 20,271,000 | $ 112,000 | $ 64,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 173 | $ 29,758,000 | $ 172,000 | $ 93,000 |
| NEW ORLEANS, LA | 172 | $ 18,871,000 | $ 109,000 | $ 56,000 |
| SANTA ROSA, CA | 168 | $ 29,441,000 | $ 175,000 | $ 99,000 |
| DENVER, CO | 148 | $ 21,823,000 | $ 147,000 | $ 77,000 |
| JACKSONVILLE, FL | 136 | $ 11,801,000 | $ 86,000 | $ 54,000 |
| DAYTONA BEACH, FL | 135 | $ 11,061,000 | $ 81,000 | $ 43,000 |
| SAN FRANCISCO, CA | 134 | $ 35,616,000 | $ 265,000 | $ 125,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 131 | $ 11,515,000 | $ 87,000 | $ 55,000 |
| PHILADELPHIA, PA-NJ | 129 | $ 18,752,000 | $ 145,000 | $ 85,000 |
| FORT MYERS-CAPE CORAL, FL | 127 | $ 12,446,000 | $ 98,000 | $ 51,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 118 | $ 19,246,000 | $ 163,000 | $ 76,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 109 | $ 10,603,000 | $ 97,000 | $ 62,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 109 | $ 9,662,000 | $ 88,000 | $ 55,000 |
| FRESNO, CA | 106 | $ 10,344,000 | $ 97,000 | $ 58,000 |
| LAKELAND-WINTER HAVEN, FL | 105 | $ 8,725,000 | $ 83,000 | $ 53,000 |
| LOUISVILLE, KY-IN | 103 | $ 7,422,000 | $ 72,000 | $ 50,000 |
| TOLEDO, OH | 101 | $ 7,981,000 | $ 79,000 | $ 50,000 |
| HARTFORD, CT | 99 | $ 9,691,000 | $ 97,000 | $ 57,000 |
| SALINAS, CA | 98 | $ 16,596,000 | $ 169,000 | $ 91,000 |
| SARASOTA-BRADENTON, FL | 94 | $ 9,875,000 | $ 105,000 | $ 55,000 |
| NASHVILLE, TN | 91 | $ 8,722,000 | $ 95,000 | $ 69,000 |
| RICHMOND-PETERSBURG, VA | 85 | $ 7,550,000 | $ 88,000 | $ 47,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 83 | $ 9,607,000 | $ 115,000 | $ 67,000 |
| MERCED, CA | 82 | $ 8,898,000 | $ 108,000 | $ 70,000 |
| ANN ARBOR, MI | 81 | $ 10,732,000 | $ 132,000 | $ 64,000 |
| BOSTON, MA-NH | 80 | $ 15,350,000 | $ 191,000 | $ 98,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 79 | $ 7,550,000 | $ 95,000 | $ 62,000 |
| BALTIMORE, MD | 78 | $ 9,089,000 | $ 116,000 | $ 72,000 |
| NAPLES, FL | 70 | $ 8,250,000 | $ 117,000 | $ 58,000 |
| COLUMBUS, OH | 69 | $ 7,110,000 | $ 103,000 | $ 61,000 |
| LAS VEGAS, NV-AZ | 69 | $ 8,087,000 | $ 117,000 | $ 55,000 |
| SPOKANE, WA | 69 | $ 6,201,000 | $ 89,000 | $ 52,000 |
| BRIDGEPORT, CT | 66 | $ 8,768,000 | $ 132,000 | $ 59,000 |
| SALT LAKE CITY-OGDEN, UT | 65 | $ 7,917,000 | $ 121,000 | $ 76,000 |
| BOISE CITY, ID | 60 | $ 4,812,000 | $ 80,000 | $ 62,000 |
| INDIANAPOLIS, IN | 58 | $ 4,863,000 | $ 83,000 | $ 71,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 54 | $ 4,530,000 | $ 83,000 | $ 48,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 54 | $ 8,918,000 | $ 165,000 | $ 79,000 |
| MILWAUKEE-WAUKESHA, WI | 51 | $ 4,117,000 | $ 80,000 | $ 48,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 50 | $ 5,195,000 | $ 103,000 | $ 49,000 |
| PORTLAND-VANCOUVER, OR-WA | 49 | $ 6,222,000 | $ 126,000 | $ 69,000 |
| VENTURA, CA | 47 | $ 9,928,000 | $ 211,000 | $ 108,000 |
| TACOMA, WA | 44 | $ 5,222,000 | $ 118,000 | $ 68,000 |
| NEWARK, NJ | 43 | $ 6,176,000 | $ 143,000 | $ 77,000 |
| ST. LOUIS, MO-IL | 43 | $ 3,054,000 | $ 71,000 | $ 45,000 |
| FLINT, MI | 42 | $ 4,527,000 | $ 107,000 | $ 66,000 |
| BAKERSFIELD, CA | 40 | $ 4,290,000 | $ 107,000 | $ 61,000 |
| NEW HAVEN-MERIDEN, CT | 40 | $ 4,347,000 | $ 108,000 | $ 52,000 |
| GARY, IN | 36 | $ 3,250,000 | $ 90,000 | $ 64,000 |
| YOLO, CA | 36 | $ 5,154,000 | $ 143,000 | $ 76,000 |
| CINCINNATI, OH-KY-IN | 33 | $ 3,951,000 | $ 119,000 | $ 70,000 |
| BATON ROUGE, LA | 32 | $ 3,099,000 | $ 96,000 | $ 67,000 |
| PEORIA-PEKIN, IL | 30 | $ 2,431,000 | $ 81,000 | $ 46,000 |
| YUBA CITY, CA | 28 | $ 2,875,000 | $ 102,000 | $ 61,000 |
| STAMFORD-NORWALK, CT | 27 | $ 5,108,000 | $ 189,000 | $ 81,000 |
| TUCSON, AZ | 26 | $ 2,055,000 | $ 79,000 | $ 45,000 |
| COLORADO SPRINGS, CO | 25 | $ 2,364,000 | $ 94,000 | $ 49,000 |
| BROCKTON, MA | 24 | $ 4,316,000 | $ 179,000 | $ 85,000 |
| LANSING-EAST LANSING, MI | 24 | $ 2,674,000 | $ 111,000 | $ 46,000 |
| AKRON, OH | 23 | $ 1,832,000 | $ 79,000 | $ 45,000 |
| WATERBURY, CT | 23 | $ 2,353,000 | $ 102,000 | $ 66,000 |
| KNOXVILLE, TN | 22 | $ 2,072,000 | $ 94,000 | $ 49,000 |
| MONMOUTH-OCEAN, NJ | 22 | $ 4,429,000 | $ 201,000 | $ 87,000 |
| OKLAHOMA CITY, OK | 22 | $ 2,291,000 | $ 104,000 | $ 68,000 |
| PUNTA GORDA, FL | 22 | $ 2,148,000 | $ 97,000 | $ 42,000 |
| NEW LONDON-NORWICH, CT-RI | 21 | $ 2,473,000 | $ 117,000 | $ 56,000 |
| PROVO-OREM, UT | 21 | $ 2,223,000 | $ 105,000 | $ 69,000 |
| ALBUQUERQUE, NM | 20 | $ 2,342,000 | $ 117,000 | $ 76,000 |
| TULSA, OK | 20 | $ 1,918,000 | $ 95,000 | $ 45,000 |
| JACKSON, TN | 18 | $ 1,240,000 | $ 68,000 | $ 60,000 |
| KALAMAZOO-BATTLE CREEK, MI | 18 | $ 1,515,000 | $ 84,000 | $ 44,000 |
| GREENVILLE, NC | 17 | $ 1,823,000 | $ 107,000 | $ 58,000 |
| HOUSTON, TX | 17 | $ 2,154,000 | $ 126,000 | $ 114,000 |
| KANSAS CITY, MO-KS | 17 | $ 1,585,000 | $ 93,000 | $ 58,000 |
| ROCKFORD, IL | 17 | $ 1,423,000 | $ 83,000 | $ 53,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 16 | $ 1,461,000 | $ 91,000 | $ 59,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 1,268,000 | $ 79,000 | $ 58,000 |
| SPRINGFIELD, MA | 16 | $ 1,549,000 | $ 96,000 | $ 54,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 15 | $ 1,341,000 | $ 89,000 | $ 41,000 |
| SANTA CRUZ-WATSONVILLE, CA | 15 | $ 3,642,000 | $ 242,000 | $ 103,000 |
| BREMERTON, WA | 14 | $ 2,020,000 | $ 144,000 | $ 88,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 14 | $ 2,797,000 | $ 199,000 | $ 83,000 |
| PINE BLUFF, AR | 14 | $ 1,140,000 | $ 81,000 | $ 44,000 |
| TALLAHASSEE, FL | 14 | $ 1,403,000 | $ 100,000 | $ 72,000 |
| BERGEN-PASSAIC, NJ | 13 | $ 3,190,000 | $ 245,000 | $ 84,000 |
| CHICO-PARADISE, CA | 13 | $ 1,660,000 | $ 127,000 | $ 71,000 |
| ERIE, PA | 13 | $ 913,000 | $ 70,000 | $ 40,000 |
| PENSACOLA, FL | 12 | $ 1,090,000 | $ 90,000 | $ 37,000 |
| READING, PA | 12 | $ 1,159,000 | $ 96,000 | $ 64,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 11 | $ 984,000 | $ 89,000 | $ 39,000 |
| REDDING, CA | 11 | $ 1,719,000 | $ 156,000 | $ 128,000 |
| WILMINGTON-NEWARK, DE-MD | 11 | $ 1,292,000 | $ 117,000 | $ 58,000 |
| MANSFIELD, OH | 10 | $ 633,000 | $ 63,000 | $ 39,000 |
| WORCESTER, MA-CT | 10 | $ 1,426,000 | $ 142,000 | $ 74,000 |
| BARNSTABLE-YARMOUTH, MA | 9 | $ 1,405,000 | $ 156,000 | $ 76,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 9 | $ 1,281,000 | $ 142,000 | $ 50,000 |
| CHARLOTTESVILLE, VA | 9 | $ 1,145,000 | $ 127,000 | $ 51,000 |
| JACKSON, MI | 9 | $ 1,018,000 | $ 113,000 | $ 77,000 |
| LEXINGTON, KY | 9 | $ 578,000 | $ 64,000 | $ 48,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 9 | $ 823,000 | $ 91,000 | $ 62,000 |
| DALLAS, TX | 8 | $ 880,000 | $ 110,000 | $ 72,000 |
| DAYTON-SPRINGFIELD, OH | 8 | $ 939,000 | $ 117,000 | $ 56,000 |
| GREELEY, CO | 8 | $ 1,119,000 | $ 139,000 | $ 57,000 |
| LANCASTER, PA | 8 | $ 1,146,000 | $ 143,000 | $ 67,000 |
| NEW BEDFORD, MA | 8 | $ 1,328,000 | $ 166,000 | $ 122,000 |
| OCALA, FL | 8 | $ 642,000 | $ 80,000 | $ 40,000 |
| BOULDER-LONGMONT, CO | 7 | $ 1,548,000 | $ 221,000 | $ 69,000 |
| FAYETTEVILLE, NC | 7 | $ 514,000 | $ 73,000 | $ 59,000 |
| HAMILTON-MIDDLETOWN, OH | 7 | $ 551,000 | $ 78,000 | $ 56,000 |
| JERSEY CITY, NJ | 7 | $ 1,199,000 | $ 171,000 | $ 88,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 7 | $ 1,982,000 | $ 283,000 | $ 70,000 |
| SHREVEPORT-BOSSIER CITY, LA | 7 | $ 431,000 | $ 61,000 | $ 48,000 |
| TRENTON, NJ | 7 | $ 831,000 | $ 118,000 | $ 75,000 |
| YAKIMA, WA | 7 | $ 578,000 | $ 82,000 | $ 39,000 |
| AUSTIN-SAN MARCOS, TX | 6 | $ 708,000 | $ 118,000 | $ 50,000 |
| DANBURY, CT | 6 | $ 1,276,000 | $ 212,000 | $ 138,000 |
| GRAND JUNCTION, CO | 6 | $ 696,000 | $ 116,000 | $ 46,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 6 | $ 365,000 | $ 60,000 | $ 32,000 |
| LOWELL, MA-NH | 6 | $ 670,000 | $ 111,000 | $ 52,000 |
| ROCKY MOUNT, NC | 6 | $ 286,000 | $ 47,000 | $ 32,000 |
| SAN ANTONIO, TX | 6 | $ 760,000 | $ 126,000 | $ 66,000 |
| WILLIAMSPORT, PA | 6 | $ 491,000 | $ 81,000 | $ 51,000 |
| YORK, PA | 6 | $ 826,000 | $ 137,000 | $ 54,000 |
| YOUNGSTOWN-WARREN, OH | 6 | $ 456,000 | $ 76,000 | $ 53,000 |
| CANTON-MASSILLON, OH | 5 | $ 313,000 | $ 62,000 | $ 31,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 408,000 | $ 81,000 | $ 53,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 363,000 | $ 72,000 | $ 64,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 5 | $ 348,000 | $ 69,000 | $ 35,000 |
| HOUMA, LA | 5 | $ 656,000 | $ 131,000 | $ 53,000 |
| JACKSONVILLE, NC | 5 | $ 486,000 | $ 97,000 | $ 48,000 |
| JOHNSTOWN, PA | 5 | $ 487,000 | $ 97,000 | $ 50,000 |
| LIMA, OH | 5 | $ 288,000 | $ 57,000 | $ 46,000 |
| MEDFORD-ASHLAND, OR | 5 | $ 468,000 | $ 93,000 | $ 49,000 |
| OLYMPIA, WA | 5 | $ 457,000 | $ 91,000 | $ 56,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 5 | $ 586,000 | $ 117,000 | $ 61,000 |
| ROANOKE, VA | 5 | $ 366,000 | $ 73,000 | $ 37,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 5 | $ 316,000 | $ 63,000 | $ 67,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 5 | $ 1,139,000 | $ 227,000 | $ 59,000 |
| SHARON, PA | 5 | $ 341,000 | $ 68,000 | $ 38,000 |
| ASHEVILLE, NC | 4 | $ 428,000 | $ 107,000 | $ 47,000 |
| ATLANTIC-CAPE MAY, NJ | 4 | $ 680,000 | $ 170,000 | $ 87,000 |
| CHATTANOOGA, TN-GA | 4 | $ 342,000 | $ 85,000 | $ 38,000 |
| ELKHART-GOSHEN, IN | 4 | $ 350,000 | $ 87,000 | $ 27,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 4 | $ 661,000 | $ 165,000 | $ 67,000 |
| GAINESVILLE, FL | 4 | $ 429,000 | $ 107,000 | $ 51,000 |
| HICKORY-MORGANTON-LENOIR, NC | 4 | $ 357,000 | $ 89,000 | $ 41,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 178,000 | $ 44,000 | $ 50,000 |
| LAFAYETTE, IN | 4 | $ 247,000 | $ 61,000 | $ 62,000 |
| PANAMA CITY, FL | 4 | $ 379,000 | $ 94,000 | $ 43,000 |
| SAVANNAH, GA | 4 | $ 245,000 | $ 61,000 | $ 73,000 |
| SOUTH BEND, IN | 4 | $ 331,000 | $ 82,000 | $ 36,000 |
| SPRINGFIELD, MO | 4 | $ 250,000 | $ 62,000 | $ 30,000 |
| ST. JOSEPH, MO | 4 | $ 357,000 | $ 89,000 | $ 35,000 |
| ATHENS, GA | 3 | $ 213,000 | $ 71,000 | $ 28,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 502,000 | $ 167,000 | $ 62,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 3 | $ 165,000 | $ 55,000 | $ 55,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 204,000 | $ 68,000 | $ 62,000 |
| HAGERSTOWN, MD | 3 | $ 318,000 | $ 106,000 | $ 56,000 |
| LYNCHBURG, VA | 3 | $ 190,000 | $ 63,000 | $ 51,000 |
| RACINE, WI | 3 | $ 305,000 | $ 101,000 | $ 63,000 |
| SALEM, OR | 3 | $ 320,000 | $ 106,000 | $ 75,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 2 | $ 225,000 | $ 112,000 | $ 80,000 |
| BELLINGHAM, WA | 2 | $ 331,000 | $ 165,000 | $ 42,000 |
| FITCHBURG-LEOMINSTER, MA | 2 | $ 492,000 | $ 246,000 | $ 90,000 |
| FLAGSTAFF, AZ-UT | 2 | $ 499,000 | $ 249,000 | $ 112,000 |
| FORT WAYNE, IN | 2 | $ 86,000 | $ 43,000 | $ 29,000 |
| KANKAKEE, IL | 2 | $ 136,000 | $ 68,000 | $ 69,000 |
| LAWTON, OK | 2 | $ 124,000 | $ 62,000 | $ 83,000 |
| OWENSBORO, KY | 2 | $ 139,000 | $ 69,000 | $ 40,000 |
| POCATELLO, ID | 2 | $ 71,000 | $ 35,000 | $ 30,000 |
| PUEBLO, CO | 2 | $ 135,000 | $ 67,000 | $ 66,000 |
| RENO, NV | 2 | $ 257,000 | $ 128,000 | $ 159,000 |
| ROCHESTER, MN | 2 | $ 266,000 | $ 133,000 | $ 49,000 |
| SHEBOYGAN, WI | 2 | $ 298,000 | $ 149,000 | $ 70,000 |
| ST. CLOUD, MN | 2 | $ 386,000 | $ 193,000 | $ 57,000 |
| STATE COLLEGE, PA | 2 | $ 185,000 | $ 92,000 | $ 82,000 |
| TERRE HAUTE, IN | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| YUMA, AZ | 2 | $ 192,000 | $ 96,000 | $ 49,000 |
| ALBANY, GA | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| AUGUSTA-AIKEN, GA-SC | 1 | $ 211,000 | $ 211,000 | $ 88,000 |
| BENTON HARBOR, MI | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| BRAZORIA, TX | 1 | $ 104,000 | $ 104,000 | $ 105,000 |
| BRYAN-COLLEGE STATION, TX | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| CEDAR RAPIDS, IA | 1 | $ 61,000 | $ 61,000 | $ 21,000 |
| COLUMBIA, MO | 1 | $ 109,000 | $ 109,000 | $ 24,000 |
| DULUTH-SUPERIOR, MN-WI | 1 | $ 124,000 | $ 124,000 | $ 27,000 |
| EVANSVILLE-HENDERSON, IN-KY | 1 | $ 36,000 | $ 36,000 | $ 20,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| GOLDSBORO, NC | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| JONESBORO, AR | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| KENOSHA, WI | 1 | $ 252,000 | $ 252,000 | $ 116,000 |
| LAFAYETTE, LA | 1 | $ 77,000 | $ 77,000 | $ 62,000 |
| LAKE CHARLES, LA | 1 | $ 221,000 | $ 221,000 | $ 15,000 |
| LAWRENCE, MA-NH | 1 | $ 200,000 | $ 200,000 | $ 42,000 |
| MACON, GA | 1 | $ 102,000 | $ 102,000 | $ 85,000 |
| MADISON, WI | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| MISSOULA, MT | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| MUNCIE, IN | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| PITTSFIELD, MA | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
| SPRINGFIELD, IL | 1 | $ 280,000 | $ 280,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for First Nlc Financial Services, in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 11,836 | $1,310,905,000 | $97,162 | $920,000 | $61,648 | $3,409,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 9,473 | $1,303,051,000 | $128,000 | $999,000 | $66,026 | $1,323,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,579 | $937,343,000 | $126,179 | $994,000 | $72,435 | $1,140,000 |
| Hispanic | 6,969 | $870,546,000 | $103,848 | $620,000 | $54,454 | $3,409,000 |
| Black | 4,028 | $412,779,000 | $106,093 | $600,000 | $57,343 | $687,000 |
| Information not provided by applicant in mail or telephone application | 1,746 | $234,281,000 | $112,121 | $650,000 | $77,969 | $1,323,000 |
| Asian or Pacific Islander | 603 | $104,556,000 | $121,777 | $714,000 | $64,629 | $735,000 |
| Other | 278 | $40,444,000 | $118,680 | $573,000 | $66,960 | $422,000 |
| American Indian or Alaskan Native | 106 | $14,007,000 | $127,722 | $999,000 | $57,555 | $271,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,309 | $2,613,956,000 | $114,769 | $999,000 | $64,820 | $3,409,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,914 | $1,555,265,000 | $114,729 | $994,000 | $63,621 | $3,409,000 |
| Application Denied By Financial Institution | 4,092 | $498,725,000 | $110,837 | $999,000 | $61,621 | $1,323,000 |
| Application Approved But Not Accepted | 3,530 | $444,215,000 | $108,805 | $800,000 | $63,944 | $2,165,000 |
| Application Withdrawn By Applicant | 453 | $65,117,000 | $120,857 | $608,000 | $64,571 | $550,000 |
| File Closed For Incompleteness | 320 | $50,634,000 | $139,458 | $788,000 | $65,375 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,514 | $428,011,000 | $111,000 | $999,000 | $61,081 | $812,000 |
| Other | 215 | $28,744,000 | $117,440 | $990,000 | $65,400 | $1,323,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 70 | $9,497,000 | $135,687 | $463,000 | $88,250 | $598,000 |
| Collateral | 70 | $7,362,000 | $119,777 | $344,000 | $52,500 | $107,000 |
| Debt-To-Income Ratio | 38 | $4,759,000 | $111,900 | $405,000 | $45,600 | $186,000 |
| Unverifiable Information | 5 | $589,000 | $117,800 | $196,000 | $48,000 | $75,000 |
| Employment History | 3 | $289,000 | $96,333 | $109,000 | $60,666 | $102,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Nlc Financial Services,'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Nlc Financial Services,'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.