First Nlc Financial Services, Mortgage Lending & HMDA Data, 2003
In 2003, First Nlc Financial Services, of Boca Raton, FL reported 21,309 mortgage applications totaling $2.6 billion. The average application was for $122,669, and applicants reported an average income of $66,787. 61% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Miami, FL (2,722), Fort Lauderdale, FL (1,501) and Detroit, MI (1,461) (applications in parentheses).
| Mortgage Company & Address | First Nlc Financial Services, 4680 Conference Way South Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,309 |
| Total Mortgage Loan Application Amount | $2,613,956,000 |
| Average Mortgage Loan Application Amount | $122,669 |
| Highest Mortgage Loan Application Amount | $999,000 |
| Average Applicant Income | $66,787 |
| Highest Applicant Income | $3,409,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Nlc Financial Services, filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade, Florida | 2,722 | $ 303,225,000 | $ 111,397 | $ 63,000 |
| Broward, Florida | 1,501 | $ 165,471,000 | $ 110,240 | $ 63,000 |
| Wayne, Michigan | 963 | $ 81,581,000 | $ 84,715 | $ 50,000 |
| Cook, Illinois | 930 | $ 130,766,000 | $ 140,608 | $ 65,000 |
| Los Angeles, California | 925 | $ 150,806,000 | $ 163,033 | $ 92,000 |
| Sacramento, California | 432 | $ 58,820,000 | $ 136,157 | $ 73,000 |
| Maricopa, Arizona | 419 | $ 34,310,000 | $ 81,885 | $ 55,000 |
| San Bernardino, California | 407 | $ 47,219,000 | $ 116,017 | $ 68,000 |
| Santa Clara, California | 404 | $ 88,442,000 | $ 218,915 | $ 111,000 |
| Palm Beach, Florida | 354 | $ 41,361,000 | $ 116,838 | $ 61,000 |
| Monroe, Pennsylvania | 350 | $ 36,489,000 | $ 104,254 | $ 56,000 |
| Contra Costa, California | 325 | $ 59,087,000 | $ 181,806 | $ 94,000 |
| Riverside, California | 324 | $ 43,923,000 | $ 135,564 | $ 76,000 |
| Oakland, Michigan | 275 | $ 44,025,000 | $ 160,090 | $ 75,000 |
| Alameda, California | 268 | $ 57,403,000 | $ 214,190 | $ 96,000 |
| Shelby, Tennessee | 263 | $ 24,607,000 | $ 93,562 | $ 53,000 |
| Orange, California | 257 | $ 46,339,000 | $ 180,307 | $ 112,000 |
| Hillsborough, Florida | 255 | $ 24,807,000 | $ 97,282 | $ 63,000 |
| Pinellas, Florida | 252 | $ 24,654,000 | $ 97,833 | $ 56,000 |
| San Joaquin, California | 226 | $ 31,776,000 | $ 140,601 | $ 82,000 |
| San Diego, California | 225 | $ 38,968,000 | $ 173,191 | $ 70,000 |
| Stanislaus, California | 221 | $ 25,806,000 | $ 116,769 | $ 70,000 |
| Macomb, Michigan | 195 | $ 21,950,000 | $ 112,564 | $ 60,000 |
| Orange, Florida | 192 | $ 18,331,000 | $ 95,473 | $ 64,000 |
| Sonoma, California | 168 | $ 29,441,000 | $ 175,244 | $ 99,000 |
| Solano, California | 150 | $ 25,584,000 | $ 170,560 | $ 93,000 |
| Prince George's, Maryland | 142 | $ 19,216,000 | $ 135,323 | $ 70,000 |
| Pasco, Florida | 129 | $ 11,027,000 | $ 85,480 | $ 59,000 |
| Lee, Florida | 127 | $ 12,446,000 | $ 98,000 | $ 51,000 |
| Pike, Pennsylvania | 127 | $ 12,203,000 | $ 96,086 | $ 53,000 |
| Providence, Rhode Island | 127 | $ 14,059,000 | $ 110,700 | $ 62,000 |
| Allegheny, Pennsylvania | 125 | $ 12,586,000 | $ 100,688 | $ 54,000 |
| Volusia, Florida | 118 | $ 9,571,000 | $ 81,110 | $ 44,000 |
| Guilford, North Carolina | 110 | $ 8,379,000 | $ 76,172 | $ 45,000 |
| Duval, Florida | 108 | $ 9,009,000 | $ 83,416 | $ 52,000 |
| Mecklenburg, North Carolina | 106 | $ 9,038,000 | $ 85,264 | $ 52,000 |
| Polk, Florida | 105 | $ 8,725,000 | $ 83,095 | $ 53,000 |
| Monterey, California | 98 | $ 16,596,000 | $ 169,346 | $ 91,000 |
| San Mateo, California | 92 | $ 24,063,000 | $ 261,554 | $ 121,000 |
| Jefferson, Kentucky | 89 | $ 6,161,000 | $ 69,224 | $ 47,000 |
| Lucas, Ohio | 88 | $ 6,582,000 | $ 74,795 | $ 50,000 |
| Fairfield, Connecticut | 87 | $ 12,758,000 | $ 146,643 | $ 69,000 |
| Fresno, California | 84 | $ 8,128,000 | $ 96,761 | $ 55,000 |
| Merced, California | 82 | $ 8,898,000 | $ 108,512 | $ 70,000 |
| Hartford, Connecticut | 81 | $ 8,047,000 | $ 99,345 | $ 57,000 |
| DuPage, Illinois | 81 | $ 14,390,000 | $ 177,654 | $ 81,000 |
| Lake, Illinois | 79 | $ 14,862,000 | $ 188,126 | $ 78,000 |
| King, Washington | 79 | $ 13,228,000 | $ 167,443 | $ 82,000 |
| Kane, Illinois | 78 | $ 10,797,000 | $ 138,423 | $ 62,000 |
| Montgomery, Maryland | 74 | $ 13,741,000 | $ 185,689 | $ 82,000 |
| Wake, North Carolina | 71 | $ 6,724,000 | $ 94,704 | $ 58,000 |
| New Haven, Connecticut | 70 | $ 8,003,000 | $ 114,328 | $ 56,000 |
| Collier, Florida | 70 | $ 8,250,000 | $ 117,857 | $ 58,000 |
| Clark, Nevada | 69 | $ 8,087,000 | $ 117,202 | $ 55,000 |
| Spokane, Washington | 69 | $ 6,201,000 | $ 89,869 | $ 52,000 |
| St. Lucie, Florida | 68 | $ 6,667,000 | $ 98,044 | $ 47,000 |
| Osceola, Florida | 65 | $ 6,248,000 | $ 96,123 | $ 59,000 |
| Seminole, Florida | 65 | $ 6,196,000 | $ 95,323 | $ 66,000 |
| Jefferson, Louisiana | 65 | $ 6,647,000 | $ 102,261 | $ 50,000 |
| Fulton, Georgia | 64 | $ 7,753,000 | $ 121,140 | $ 75,000 |
| Will, Illinois | 59 | $ 8,681,000 | $ 147,135 | $ 68,000 |
| Orleans, Louisiana | 55 | $ 6,173,000 | $ 112,236 | $ 53,000 |
| Brevard, Florida | 54 | $ 4,530,000 | $ 83,888 | $ 48,000 |
| DeKalb, Georgia | 53 | $ 4,654,000 | $ 87,811 | $ 62,000 |
| Marion, Indiana | 51 | $ 3,719,000 | $ 72,921 | $ 55,000 |
| Sarasota, Florida | 50 | $ 5,170,000 | $ 103,400 | $ 53,000 |
| Washtenaw, Michigan | 49 | $ 6,469,000 | $ 132,020 | $ 63,000 |
| Davidson, Tennessee | 48 | $ 4,129,000 | $ 86,020 | $ 41,000 |
| Fairfax, Virginia | 48 | $ 9,661,000 | $ 201,270 | $ 78,000 |
| Ventura, California | 47 | $ 9,928,000 | $ 211,234 | $ 108,000 |
| Franklin, Ohio | 46 | $ 4,053,000 | $ 88,108 | $ 54,000 |
| Manatee, Florida | 44 | $ 4,705,000 | $ 106,931 | $ 56,000 |
| Ada, Idaho | 44 | $ 3,644,000 | $ 82,818 | $ 56,000 |
| Pierce, Washington | 44 | $ 5,222,000 | $ 118,681 | $ 68,000 |
| Placer, California | 43 | $ 7,805,000 | $ 181,511 | $ 91,000 |
| Denver, Colorado | 43 | $ 5,827,000 | $ 135,511 | $ 68,000 |
| Genesee, Michigan | 42 | $ 4,527,000 | $ 107,785 | $ 66,000 |
| Arapahoe, Colorado | 41 | $ 5,933,000 | $ 144,707 | $ 91,000 |
| Northampton, Pennsylvania | 41 | $ 4,506,000 | $ 109,902 | $ 57,000 |
| Salt Lake, Utah | 41 | $ 5,488,000 | $ 133,853 | $ 73,000 |
| Milwaukee, Wisconsin | 41 | $ 2,717,000 | $ 66,268 | $ 43,000 |
| Kern, California | 40 | $ 4,290,000 | $ 107,250 | $ 61,000 |
| Hernando, Florida | 40 | $ 2,762,000 | $ 69,050 | $ 47,000 |
| Kent, Rhode Island | 39 | $ 4,223,000 | $ 108,282 | $ 60,000 |
| Washington, Pennsylvania | 37 | $ 4,778,000 | $ 129,135 | $ 58,000 |
| Yolo, California | 36 | $ 5,154,000 | $ 143,166 | $ 76,000 |
| Adams, Colorado | 36 | $ 4,691,000 | $ 130,305 | $ 60,000 |
| McHenry, Illinois | 36 | $ 5,705,000 | $ 158,472 | $ 92,000 |
| Prince William, Virginia | 36 | $ 6,021,000 | $ 167,250 | $ 77,000 |
| Snohomish, Washington | 35 | $ 5,687,000 | $ 162,485 | $ 67,000 |
| Cuyahoga, Ohio | 34 | $ 3,489,000 | $ 102,617 | $ 58,000 |
| San Francisco, California | 33 | $ 9,563,000 | $ 289,787 | $ 136,000 |
| Clark, Indiana | 33 | $ 2,232,000 | $ 67,636 | $ 51,000 |
| Hennepin, Minnesota | 32 | $ 4,885,000 | $ 152,656 | $ 105,000 |
| Montgomery, Pennsylvania | 32 | $ 6,111,000 | $ 190,968 | $ 127,000 |
| Philadelphia, Pennsylvania | 32 | $ 2,801,000 | $ 87,531 | $ 54,000 |
| Lake, Indiana | 31 | $ 2,474,000 | $ 79,806 | $ 55,000 |
| Chesterfield, Virginia | 31 | $ 3,532,000 | $ 113,935 | $ 61,000 |
| Virginia Beach, Virginia | 30 | $ 3,211,000 | $ 107,033 | $ 53,000 |
| St. Tammany, Louisiana | 29 | $ 3,743,000 | $ 129,068 | $ 73,000 |
| Plymouth, Massachusetts | 28 | $ 5,139,000 | $ 183,535 | $ 111,000 |
| Forsyth, North Carolina | 28 | $ 2,466,000 | $ 88,071 | $ 47,000 |
| Westmoreland, Pennsylvania | 28 | $ 2,560,000 | $ 91,428 | $ 50,000 |
| Lake, Florida | 27 | $ 2,654,000 | $ 98,296 | $ 61,000 |
| Pima, Arizona | 26 | $ 2,055,000 | $ 79,038 | $ 45,000 |
| Chester, Pennsylvania | 26 | $ 4,300,000 | $ 165,384 | $ 72,000 |
| El Paso, Colorado | 25 | $ 2,364,000 | $ 94,560 | $ 49,000 |
| Essex, Massachusetts | 25 | $ 4,367,000 | $ 174,680 | $ 85,000 |
| Durham, North Carolina | 25 | $ 1,962,000 | $ 78,480 | $ 52,000 |
| Bucks, Pennsylvania | 25 | $ 3,770,000 | $ 150,800 | $ 92,000 |
| Sutter, California | 24 | $ 2,487,000 | $ 103,625 | $ 63,000 |
| New London, Connecticut | 24 | $ 2,792,000 | $ 116,333 | $ 56,000 |
| Middlesex, Massachusetts | 24 | $ 4,406,000 | $ 183,583 | $ 80,000 |
| St. Louis, Missouri | 24 | $ 1,715,000 | $ 71,458 | $ 40,000 |
| Napa, California | 23 | $ 4,174,000 | $ 181,478 | $ 93,000 |
| Kootenai, Idaho | 23 | $ 2,378,000 | $ 103,391 | $ 52,000 |
| Madera, California | 22 | $ 2,216,000 | $ 100,727 | $ 67,000 |
| Charlotte, Florida | 22 | $ 2,148,000 | $ 97,636 | $ 42,000 |
| East Baton Rouge, Louisiana | 21 | $ 1,878,000 | $ 89,428 | $ 74,000 |
| Frederick, Maryland | 21 | $ 2,528,000 | $ 120,380 | $ 83,000 |
| Randolph, North Carolina | 21 | $ 1,575,000 | $ 75,000 | $ 47,000 |
| Utah, Utah | 21 | $ 2,223,000 | $ 105,857 | $ 69,000 |
| Henrico, Virginia | 21 | $ 1,583,000 | $ 75,380 | $ 42,000 |
| Clark, Washington | 21 | $ 2,431,000 | $ 115,761 | $ 61,000 |
| Peoria, Illinois | 20 | $ 1,718,000 | $ 85,900 | $ 50,000 |
| Livingston, Michigan | 20 | $ 3,086,000 | $ 154,300 | $ 69,000 |
| Essex, New Jersey | 20 | $ 2,538,000 | $ 126,900 | $ 64,000 |
| Davidson, North Carolina | 20 | $ 1,894,000 | $ 94,700 | $ 45,000 |
| Washington, Oregon | 20 | $ 2,578,000 | $ 128,900 | $ 92,000 |
| Richmond City, Virginia | 20 | $ 1,310,000 | $ 65,500 | $ 35,000 |
| Gwinnett, Georgia | 19 | $ 2,100,000 | $ 110,526 | $ 59,000 |
| Baltimore, Maryland | 19 | $ 2,524,000 | $ 132,842 | $ 64,000 |
| Baltimore City, Maryland | 19 | $ 994,000 | $ 52,315 | $ 56,000 |
| Bristol, Massachusetts | 19 | $ 3,612,000 | $ 190,105 | $ 86,000 |
| Hamilton, Ohio | 19 | $ 2,463,000 | $ 129,631 | $ 71,000 |
| Carbon, Pennsylvania | 19 | $ 1,342,000 | $ 70,631 | $ 55,000 |
| Lehigh, Pennsylvania | 19 | $ 1,702,000 | $ 89,578 | $ 72,000 |
| Washington, Rhode Island | 19 | $ 2,824,000 | $ 148,631 | $ 70,000 |
| Howard, Maryland | 18 | $ 3,091,000 | $ 171,722 | $ 100,000 |
| Madison, Tennessee | 18 | $ 1,240,000 | $ 68,888 | $ 60,000 |
| Clay, Florida | 17 | $ 1,467,000 | $ 86,294 | $ 49,000 |
| Flagler, Florida | 17 | $ 1,490,000 | $ 87,647 | $ 42,000 |
| Bernalillo, New Mexico | 17 | $ 1,623,000 | $ 95,470 | $ 49,000 |
| Pitt, North Carolina | 17 | $ 1,823,000 | $ 107,235 | $ 58,000 |
| Muskogee, Oklahoma | 17 | $ 1,236,000 | $ 72,705 | $ 68,000 |
| Beaver, Pennsylvania | 17 | $ 1,853,000 | $ 109,000 | $ 61,000 |
| Rutherford, Tennessee | 17 | $ 1,259,000 | $ 74,058 | $ 60,000 |
| Chesapeake, Virginia | 17 | $ 1,956,000 | $ 115,058 | $ 65,000 |
| Pinal, Arizona | 16 | $ 1,128,000 | $ 70,500 | $ 46,000 |
| San Benito, California | 16 | $ 2,796,000 | $ 174,750 | $ 155,000 |
| Litchfield, Connecticut | 16 | $ 1,894,000 | $ 118,375 | $ 88,000 |
| Canyon, Idaho | 16 | $ 1,168,000 | $ 73,000 | $ 74,000 |
| Ingham, Michigan | 16 | $ 1,703,000 | $ 106,437 | $ 46,000 |
| St. Louis City, Missouri | 16 | $ 1,089,000 | $ 68,062 | $ 51,000 |
| Summit, Ohio | 16 | $ 1,260,000 | $ 78,750 | $ 46,000 |
| Oklahoma, Oklahoma | 16 | $ 1,798,000 | $ 112,375 | $ 72,000 |
| Tulsa, Oklahoma | 16 | $ 1,527,000 | $ 95,437 | $ 42,000 |
| Multnomah, Oregon | 16 | $ 1,856,000 | $ 116,000 | $ 58,000 |
| Hampton, Virginia | 16 | $ 1,309,000 | $ 81,812 | $ 47,000 |
| Santa Cruz, California | 15 | $ 3,642,000 | $ 242,800 | $ 103,000 |
| Jefferson, Colorado | 15 | $ 2,282,000 | $ 152,133 | $ 73,000 |
| Martin, Florida | 15 | $ 2,940,000 | $ 196,000 | $ 118,000 |
| Hampden, Massachusetts | 15 | $ 1,416,000 | $ 94,400 | $ 58,000 |
| Worcester, Massachusetts | 15 | $ 1,977,000 | $ 131,800 | $ 65,000 |
| Cleveland, North Carolina | 15 | $ 1,000,000 | $ 66,666 | $ 55,000 |
| Jefferson, Arkansas | 14 | $ 1,140,000 | $ 81,428 | $ 44,000 |
| Windham, Connecticut | 14 | $ 1,337,000 | $ 95,500 | $ 61,000 |
| Clayton, Georgia | 14 | $ 1,069,000 | $ 76,357 | $ 50,000 |
| Charles, Maryland | 14 | $ 2,215,000 | $ 158,214 | $ 62,000 |
| Suffolk, Massachusetts | 14 | $ 2,804,000 | $ 200,285 | $ 105,000 |
| Delaware, Pennsylvania | 14 | $ 1,770,000 | $ 126,428 | $ 88,000 |
| Harris, Texas | 14 | $ 1,673,000 | $ 119,500 | $ 130,000 |
| Spotsylvania, Virginia | 14 | $ 2,101,000 | $ 150,071 | $ 58,000 |
| Kitsap, Washington | 14 | $ 2,020,000 | $ 144,285 | $ 88,000 |
| Butte, California | 13 | $ 1,660,000 | $ 127,692 | $ 71,000 |
| El Dorado, California | 13 | $ 2,191,000 | $ 168,538 | $ 100,000 |
| Douglas, Colorado | 13 | $ 3,090,000 | $ 237,692 | $ 96,000 |
| Leon, Florida | 13 | $ 1,360,000 | $ 104,615 | $ 76,000 |
| Anne Arundel, Maryland | 13 | $ 1,589,000 | $ 122,230 | $ 80,000 |
| Ocean, New Jersey | 13 | $ 2,150,000 | $ 165,384 | $ 78,000 |
| Erie, Pennsylvania | 13 | $ 913,000 | $ 70,230 | $ 40,000 |
| Weber, Utah | 13 | $ 1,003,000 | $ 77,153 | $ 44,000 |
| Imperial, California | 12 | $ 1,078,000 | $ 89,833 | $ 43,000 |
| Citrus, Florida | 12 | $ 865,000 | $ 72,083 | $ 33,000 |
| Highlands, Florida | 12 | $ 1,084,000 | $ 90,333 | $ 72,000 |
| Lenawee, Michigan | 12 | $ 1,177,000 | $ 98,083 | $ 62,000 |
| Monroe, Michigan | 12 | $ 1,820,000 | $ 151,666 | $ 68,000 |
| Union, North Carolina | 12 | $ 1,529,000 | $ 127,416 | $ 76,000 |
| Wilson, North Carolina | 12 | $ 1,058,000 | $ 88,166 | $ 57,000 |
| Berks, Pennsylvania | 12 | $ 1,159,000 | $ 96,583 | $ 64,000 |
| Luzerne, Pennsylvania | 12 | $ 886,000 | $ 73,833 | $ 70,000 |
| Sumner, Tennessee | 12 | $ 1,380,000 | $ 115,000 | $ 171,000 |
| Portsmouth, Virginia | 12 | $ 809,000 | $ 67,416 | $ 110,000 |
| Kings, California | 11 | $ 1,131,000 | $ 102,818 | $ 73,000 |
| Shasta, California | 11 | $ 1,719,000 | $ 156,272 | $ 128,000 |
| New Castle, Delaware | 11 | $ 1,292,000 | $ 117,454 | $ 58,000 |
| St. Johns, Florida | 11 | $ 1,325,000 | $ 120,454 | $ 78,000 |
| Winnebago, Illinois | 11 | $ 804,000 | $ 73,090 | $ 48,000 |
| Norfolk, Massachusetts | 11 | $ 2,366,000 | $ 215,090 | $ 110,000 |
| Calhoun, Michigan | 11 | $ 915,000 | $ 83,181 | $ 51,000 |
| Cheboygan, Michigan | 11 | $ 1,568,000 | $ 142,545 | $ 93,000 |
| Union, New Jersey | 11 | $ 1,586,000 | $ 144,181 | $ 97,000 |
| Davis, Utah | 11 | $ 1,426,000 | $ 129,636 | $ 120,000 |
| Newport News, Virginia | 11 | $ 880,000 | $ 80,000 | $ 48,000 |
| Pulaski, Arkansas | 10 | $ 822,000 | $ 82,200 | $ 38,000 |
| Indian River, Florida | 10 | $ 1,239,000 | $ 123,900 | $ 78,000 |
| Bullitt, Kentucky | 10 | $ 845,000 | $ 84,500 | $ 53,000 |
| St. Clair, Michigan | 10 | $ 1,260,000 | $ 126,000 | $ 60,000 |
| Middlesex, New Jersey | 10 | $ 1,889,000 | $ 188,900 | $ 84,000 |
| Moore, North Carolina | 10 | $ 1,093,000 | $ 109,300 | $ 51,000 |
| Licking, Ohio | 10 | $ 919,000 | $ 91,900 | $ 58,000 |
| Warren, Ohio | 10 | $ 858,000 | $ 85,800 | $ 56,000 |
| Dauphin, Pennsylvania | 10 | $ 750,000 | $ 75,000 | $ 44,000 |
| Northumberland, Pennsylvania | 10 | $ 592,000 | $ 59,200 | $ 39,000 |
| Wayne, Pennsylvania | 10 | $ 947,000 | $ 94,700 | $ 72,000 |
| Loudoun, Virginia | 10 | $ 1,708,000 | $ 170,800 | $ 64,000 |
| Stafford, Virginia | 10 | $ 1,735,000 | $ 173,500 | $ 56,000 |
| Marin, California | 9 | $ 1,990,000 | $ 221,111 | $ 109,000 |
| Mendocino, California | 9 | $ 1,368,000 | $ 152,000 | $ 72,000 |
| Tulare, California | 9 | $ 823,000 | $ 91,444 | $ 62,000 |
| Escambia, Florida | 9 | $ 768,000 | $ 85,333 | $ 25,000 |
| Cobb, Georgia | 9 | $ 1,265,000 | $ 140,555 | $ 80,000 |
| Barnstable, Massachusetts | 9 | $ 1,405,000 | $ 156,111 | $ 76,000 |
| Jackson, Michigan | 9 | $ 1,018,000 | $ 113,111 | $ 77,000 |
| Jackson, Missouri | 9 | $ 704,000 | $ 78,222 | $ 72,000 |
| Monmouth, New Jersey | 9 | $ 2,279,000 | $ 253,222 | $ 105,000 |
| Richland, Ohio | 9 | $ 552,000 | $ 61,333 | $ 39,000 |
| Deschutes, Oregon | 9 | $ 1,537,000 | $ 170,777 | $ 65,000 |
| Butler, Pennsylvania | 9 | $ 1,282,000 | $ 142,444 | $ 56,000 |
| Fayette, Tennessee | 9 | $ 1,145,000 | $ 127,222 | $ 46,000 |
| Lake, California | 8 | $ 1,088,000 | $ 136,000 | $ 102,000 |
| Weld, Colorado | 8 | $ 1,119,000 | $ 139,875 | $ 57,000 |
| Marion, Florida | 8 | $ 642,000 | $ 80,250 | $ 40,000 |
| Henry, Georgia | 8 | $ 961,000 | $ 120,125 | $ 56,000 |
| Floyd, Indiana | 8 | $ 738,000 | $ 92,250 | $ 42,000 |
| Kenton, Kentucky | 8 | $ 469,000 | $ 58,625 | $ 43,000 |
| St. Bernard, Louisiana | 8 | $ 856,000 | $ 107,000 | $ 73,000 |
| Gloucester, New Jersey | 8 | $ 888,000 | $ 111,000 | $ 72,000 |
| Clackamas, Oregon | 8 | $ 1,283,000 | $ 160,375 | $ 59,000 |
| Lancaster, Pennsylvania | 8 | $ 1,146,000 | $ 143,250 | $ 67,000 |
| Robertson, Tennessee | 8 | $ 791,000 | $ 98,875 | $ 80,000 |
| Tipton, Tennessee | 8 | $ 506,000 | $ 63,250 | $ 52,000 |
| Norfolk, Virginia | 8 | $ 547,000 | $ 68,375 | $ 46,000 |
| Waukesha, Wisconsin | 8 | $ 1,031,000 | $ 128,875 | $ 73,000 |
| Humboldt, California | 7 | $ 688,000 | $ 98,285 | $ 51,000 |
| Santa Barbara, California | 7 | $ 1,982,000 | $ 283,142 | $ 70,000 |
| Boulder, Colorado | 7 | $ 1,548,000 | $ 221,142 | $ 69,000 |
| Middlesex, Connecticut | 7 | $ 805,000 | $ 115,000 | $ 63,000 |
| DeSoto, Florida | 7 | $ 397,000 | $ 56,714 | $ 32,000 |
| Monroe, Florida | 7 | $ 1,700,000 | $ 242,857 | $ 129,000 |
| Shelby, Kentucky | 7 | $ 771,000 | $ 110,142 | $ 46,000 |
| Ascension, Louisiana | 7 | $ 707,000 | $ 101,000 | $ 50,000 |
| St. John the Baptist, Louisiana | 7 | $ 708,000 | $ 101,142 | $ 48,000 |
| Anoka, Minnesota | 7 | $ 1,110,000 | $ 158,571 | $ 50,000 |
| Bergen, New Jersey | 7 | $ 2,171,000 | $ 310,142 | $ 96,000 |
| Hudson, New Jersey | 7 | $ 1,199,000 | $ 171,285 | $ 88,000 |
| Mercer, New Jersey | 7 | $ 831,000 | $ 118,714 | $ 75,000 |
| Alamance, North Carolina | 7 | $ 616,000 | $ 88,000 | $ 37,000 |
| Cumberland, North Carolina | 7 | $ 514,000 | $ 73,428 | $ 59,000 |
| Franklin, North Carolina | 7 | $ 600,000 | $ 85,714 | $ 50,000 |
| Ashtabula, Ohio | 7 | $ 677,000 | $ 96,714 | $ 31,000 |
| Butler, Ohio | 7 | $ 551,000 | $ 78,714 | $ 56,000 |
| Portage, Ohio | 7 | $ 572,000 | $ 81,714 | $ 43,000 |
| Wood, Ohio | 7 | $ 915,000 | $ 130,714 | $ 56,000 |
| Crawford, Pennsylvania | 7 | $ 551,000 | $ 78,714 | $ 42,000 |
| Knox, Tennessee | 7 | $ 809,000 | $ 115,571 | $ 58,000 |
| Yakima, Washington | 7 | $ 578,000 | $ 82,571 | $ 39,000 |
| Yavapai, Arizona | 6 | $ 653,000 | $ 108,833 | $ 68,000 |
| Mesa, Colorado | 6 | $ 696,000 | $ 116,000 | $ 46,000 |
| Tazewell, Illinois | 6 | $ 368,000 | $ 61,333 | $ 25,000 |
| St. Charles, Louisiana | 6 | $ 528,000 | $ 88,000 | $ 53,000 |
| Tangipahoa, Louisiana | 6 | $ 457,000 | $ 76,166 | $ 56,000 |
| Wicomico, Maryland | 6 | $ 672,000 | $ 112,000 | $ 68,000 |
| Eaton, Michigan | 6 | $ 679,000 | $ 113,166 | $ 43,000 |
| Kalamazoo, Michigan | 6 | $ 456,000 | $ 76,000 | $ 38,000 |
| Lapeer, Michigan | 6 | $ 1,143,000 | $ 190,500 | $ 79,000 |
| Ramsey, Minnesota | 6 | $ 956,000 | $ 159,333 | $ 53,000 |
| Clay, Missouri | 6 | $ 582,000 | $ 97,000 | $ 44,000 |
| Burlington, New Jersey | 6 | $ 889,000 | $ 148,166 | $ 73,000 |
| Camden, New Jersey | 6 | $ 647,000 | $ 107,833 | $ 52,000 |
| Passaic, New Jersey | 6 | $ 1,019,000 | $ 169,833 | $ 63,000 |
| Warren, New Jersey | 6 | $ 760,000 | $ 126,666 | $ 57,000 |
| Gaston, North Carolina | 6 | $ 439,000 | $ 73,166 | $ 44,000 |
| Pasquotank, North Carolina | 6 | $ 479,000 | $ 79,833 | $ 42,000 |
| Rockingham, North Carolina | 6 | $ 525,000 | $ 87,500 | $ 39,000 |
| Fulton, Ohio | 6 | $ 484,000 | $ 80,666 | $ 40,000 |
| Lycoming, Pennsylvania | 6 | $ 491,000 | $ 81,833 | $ 51,000 |
| York, Pennsylvania | 6 | $ 826,000 | $ 137,666 | $ 54,000 |
| Charleston, South Carolina | 6 | $ 905,000 | $ 150,833 | $ 43,000 |
| Bexar, Texas | 6 | $ 760,000 | $ 126,666 | $ 66,000 |
| Alexandria, Virginia | 6 | $ 893,000 | $ 148,833 | $ 78,000 |
| Colusa, California | 5 | $ 507,000 | $ 101,400 | $ 55,000 |
| Nevada, California | 5 | $ 1,066,000 | $ 213,200 | $ 87,000 |
| San Luis Obispo, California | 5 | $ 1,139,000 | $ 227,800 | $ 59,000 |
| Hendry, Florida | 5 | $ 530,000 | $ 106,000 | $ 60,000 |
| Boone, Illinois | 5 | $ 478,000 | $ 95,600 | $ 63,000 |
| Champaign, Illinois | 5 | $ 408,000 | $ 81,600 | $ 53,000 |
| Vermilion, Illinois | 5 | $ 413,000 | $ 82,600 | $ 41,000 |
| Dearborn, Indiana | 5 | $ 521,000 | $ 104,200 | $ 76,000 |
| Porter, Indiana | 5 | $ 776,000 | $ 155,200 | $ 101,000 |
| Caddo, Louisiana | 5 | $ 311,000 | $ 62,200 | $ 42,000 |
| Iberville, Louisiana | 5 | $ 493,000 | $ 98,600 | $ 69,000 |
| Harford, Maryland | 5 | $ 397,000 | $ 79,400 | $ 44,000 |
| St. Joseph, Michigan | 5 | $ 398,000 | $ 79,600 | $ 39,000 |
| Morris, New Jersey | 5 | $ 982,000 | $ 196,400 | $ 74,000 |
| Harnett, North Carolina | 5 | $ 363,000 | $ 72,600 | $ 50,000 |
| Nash, North Carolina | 5 | $ 236,000 | $ 47,200 | $ 19,000 |
| Onslow, North Carolina | 5 | $ 486,000 | $ 97,200 | $ 48,000 |
| Allen, Ohio | 5 | $ 288,000 | $ 57,600 | $ 46,000 |
| Delaware, Ohio | 5 | $ 1,106,000 | $ 221,200 | $ 89,000 |
| Fairfield, Ohio | 5 | $ 635,000 | $ 127,000 | $ 85,000 |
| Lorain, Ohio | 5 | $ 306,000 | $ 61,200 | $ 35,000 |
| Stark, Ohio | 5 | $ 313,000 | $ 62,600 | $ 31,000 |
| Wayne, Ohio | 5 | $ 367,000 | $ 73,400 | $ 42,000 |
| Cherokee, Oklahoma | 5 | $ 465,000 | $ 93,000 | $ 39,000 |
| Jackson, Oregon | 5 | $ 468,000 | $ 93,600 | $ 49,000 |
| Lane, Oregon | 5 | $ 363,000 | $ 72,600 | $ 64,000 |
| Lebanon, Pennsylvania | 5 | $ 588,000 | $ 117,600 | $ 83,000 |
| Mercer, Pennsylvania | 5 | $ 341,000 | $ 68,200 | $ 38,000 |
| Blount, Tennessee | 5 | $ 425,000 | $ 85,000 | $ 33,000 |
| Sevier, Tennessee | 5 | $ 314,000 | $ 62,800 | $ 41,000 |
| Sullivan, Tennessee | 5 | $ 285,000 | $ 57,000 | $ 37,000 |
| Dallas, Texas | 5 | $ 635,000 | $ 127,000 | $ 47,000 |
| Suffolk, Virginia | 5 | $ 655,000 | $ 131,000 | $ 78,000 |
| Skagit, Washington | 5 | $ 505,000 | $ 101,000 | $ 58,000 |
| Thurston, Washington | 5 | $ 457,000 | $ 91,400 | $ 56,000 |
| Cochise, Arizona | 4 | $ 297,000 | $ 74,250 | $ 44,000 |
| Calaveras, California | 4 | $ 537,000 | $ 134,250 | $ 86,000 |
| Tehama, California | 4 | $ 276,000 | $ 69,000 | $ 36,000 |
| Yuba, California | 4 | $ 388,000 | $ 97,000 | $ 54,000 |
| Tolland, Connecticut | 4 | $ 428,000 | $ 107,000 | $ 49,000 |
| Sussex, Delaware | 4 | $ 555,000 | $ 138,750 | $ 69,000 |
| Alachua, Florida | 4 | $ 429,000 | $ 107,250 | $ 51,000 |
| Bay, Florida | 4 | $ 379,000 | $ 94,750 | $ 43,000 |
| Chatham, Georgia | 4 | $ 245,000 | $ 61,250 | $ 73,000 |
| Lowndes, Georgia | 4 | $ 214,000 | $ 53,500 | $ 35,000 |
| Fulton, Illinois | 4 | $ 178,000 | $ 44,500 | $ 26,000 |
| Kendall, Illinois | 4 | $ 498,000 | $ 124,500 | $ 57,000 |
| St. Clair, Illinois | 4 | $ 271,000 | $ 67,750 | $ 46,000 |
| Woodford, Illinois | 4 | $ 345,000 | $ 86,250 | $ 63,000 |
| Elkhart, Indiana | 4 | $ 350,000 | $ 87,500 | $ 27,000 |
| Scott, Indiana | 4 | $ 233,000 | $ 58,250 | $ 35,000 |
| St. Joseph, Indiana | 4 | $ 331,000 | $ 82,750 | $ 36,000 |
| Tippecanoe, Indiana | 4 | $ 247,000 | $ 61,750 | $ 62,000 |
| Washington, Indiana | 4 | $ 314,000 | $ 78,500 | $ 42,000 |
| Fayette, Kentucky | 4 | $ 256,000 | $ 64,000 | $ 55,000 |
| Nelson, Kentucky | 4 | $ 336,000 | $ 84,000 | $ 57,000 |
| Oldham, Kentucky | 4 | $ 416,000 | $ 104,000 | $ 63,000 |
| Scott, Kentucky | 4 | $ 228,000 | $ 57,000 | $ 42,000 |
| Carroll, Maryland | 4 | $ 494,000 | $ 123,500 | $ 64,000 |
| Berkshire, Massachusetts | 4 | $ 254,000 | $ 63,500 | $ 36,000 |
| Gratiot, Michigan | 4 | $ 280,000 | $ 70,000 | $ 56,000 |
| Tuscola, Michigan | 4 | $ 195,000 | $ 48,750 | $ 36,000 |
| Meeker, Minnesota | 4 | $ 489,000 | $ 122,250 | $ 35,000 |
| Buchanan, Missouri | 4 | $ 357,000 | $ 89,250 | $ 35,000 |
| Atlantic, New Jersey | 4 | $ 680,000 | $ 170,000 | $ 87,000 |
| Buncombe, North Carolina | 4 | $ 428,000 | $ 107,000 | $ 47,000 |
| Iredell, North Carolina | 4 | $ 380,000 | $ 95,000 | $ 49,000 |
| Johnston, North Carolina | 4 | $ 263,000 | $ 65,750 | $ 54,000 |
| Richmond, North Carolina | 4 | $ 281,000 | $ 70,250 | $ 70,000 |
| Clermont, Ohio | 4 | $ 630,000 | $ 157,500 | $ 91,000 |
| Mahoning, Ohio | 4 | $ 246,000 | $ 61,500 | $ 54,000 |
| Miami, Ohio | 4 | $ 447,000 | $ 111,750 | $ 65,000 |
| Ottawa, Ohio | 4 | $ 171,000 | $ 42,750 | $ 35,000 |
| Canadian, Oklahoma | 4 | $ 349,000 | $ 87,250 | $ 48,000 |
| Columbia, Oregon | 4 | $ 347,000 | $ 86,750 | $ 72,000 |
| Fayette, Pennsylvania | 4 | $ 271,000 | $ 67,750 | $ 61,000 |
| Lawrence, Pennsylvania | 4 | $ 577,000 | $ 144,250 | $ 50,000 |
| Greenville, South Carolina | 4 | $ 317,000 | $ 79,250 | $ 41,000 |
| Hamilton, Tennessee | 4 | $ 342,000 | $ 85,500 | $ 38,000 |
| Travis, Texas | 4 | $ 519,000 | $ 129,750 | $ 49,000 |
| Augusta, Virginia | 4 | $ 619,000 | $ 154,750 | $ 93,000 |
| Fauquier, Virginia | 4 | $ 536,000 | $ 134,000 | $ 44,000 |
| Fluvanna, Virginia | 4 | $ 314,000 | $ 78,500 | $ 50,000 |
| Frederick, Virginia | 4 | $ 559,000 | $ 139,750 | $ 68,000 |
| Hanover, Virginia | 4 | $ 533,000 | $ 133,250 | $ 52,000 |
| Louisa, Virginia | 4 | $ 433,000 | $ 108,250 | $ 36,000 |
| Orange, Virginia | 4 | $ 350,000 | $ 87,500 | $ 42,000 |
| Poquoson, Virginia | 4 | $ 700,000 | $ 175,000 | $ 125,000 |
| Roanoke City, Virginia | 4 | $ 243,000 | $ 60,750 | $ 31,000 |
| Franklin, Washington | 4 | $ 486,000 | $ 121,500 | $ 60,000 |
| Island, Washington | 4 | $ 331,000 | $ 82,750 | $ 56,000 |
| Rock, Wisconsin | 4 | $ 178,000 | $ 44,500 | $ 50,000 |
| Walworth, Wisconsin | 4 | $ 334,000 | $ 83,500 | $ 51,000 |
| Goshen, Wyoming | 4 | $ 333,000 | $ 83,250 | $ 56,000 |
| Saline, Arkansas | 3 | $ 268,000 | $ 89,333 | $ 54,000 |
| St. Francis, Arkansas | 3 | $ 376,000 | $ 125,333 | $ 65,000 |
| Mariposa, California | 3 | $ 390,000 | $ 130,000 | $ 66,000 |
| Santa Rosa, Florida | 3 | $ 322,000 | $ 107,333 | $ 79,000 |
| Wakulla, Florida | 3 | $ 153,000 | $ 51,000 | $ 36,000 |
| Clarke, Georgia | 3 | $ 213,000 | $ 71,000 | $ 28,000 |
| Rockdale, Georgia | 3 | $ 364,000 | $ 121,333 | $ 54,000 |
| Bonneville, Idaho | 3 | $ 201,000 | $ 67,000 | $ 35,000 |
| Elmore, Idaho | 3 | $ 177,000 | $ 59,000 | $ 30,000 |
| Twin Falls, Idaho | 3 | $ 346,000 | $ 115,333 | $ 53,000 |
| Washington, Idaho | 3 | $ 193,000 | $ 64,333 | $ 50,000 |
| McLean, Illinois | 3 | $ 502,000 | $ 167,333 | $ 62,000 |
| Rock Island, Illinois | 3 | $ 381,000 | $ 127,000 | $ 119,000 |
| Scott, Iowa | 3 | $ 204,000 | $ 68,000 | $ 62,000 |
| Boone, Kentucky | 3 | $ 223,000 | $ 74,333 | $ 60,000 |
| Hardin, Kentucky | 3 | $ 178,000 | $ 59,333 | $ 26,000 |
| Henry, Kentucky | 3 | $ 183,000 | $ 61,000 | $ 60,000 |
| Trimble, Kentucky | 3 | $ 257,000 | $ 85,666 | $ 76,000 |
| Terrebonne, Louisiana | 3 | $ 186,000 | $ 62,000 | $ 39,000 |
| West Baton Rouge, Louisiana | 3 | $ 388,000 | $ 129,333 | $ 61,000 |
| Washington, Maryland | 3 | $ 318,000 | $ 106,000 | $ 56,000 |
| Allegan, Michigan | 3 | $ 260,000 | $ 86,666 | $ 50,000 |
| Branch, Michigan | 3 | $ 220,000 | $ 73,333 | $ 27,000 |
| Grand Traverse, Michigan | 3 | $ 299,000 | $ 99,666 | $ 46,000 |
| Kent, Michigan | 3 | $ 292,000 | $ 97,333 | $ 34,000 |
| Muskegon, Michigan | 3 | $ 186,000 | $ 62,000 | $ 26,000 |
| Crow Wing, Minnesota | 3 | $ 280,000 | $ 93,333 | $ 33,000 |
| Dakota, Minnesota | 3 | $ 769,000 | $ 256,333 | $ 93,000 |
| St. Charles, Missouri | 3 | $ 250,000 | $ 83,333 | $ 45,000 |
| Hunterdon, New Jersey | 3 | $ 668,000 | $ 222,666 | $ 62,000 |
| Salem, New Jersey | 3 | $ 297,000 | $ 99,000 | $ 77,000 |
| Sandoval, New Mexico | 3 | $ 719,000 | $ 239,666 | $ 213,000 |
| Catawba, North Carolina | 3 | $ 307,000 | $ 102,333 | $ 48,000 |
| Dare, North Carolina | 3 | $ 358,000 | $ 119,333 | $ 54,000 |
| Henderson, North Carolina | 3 | $ 266,000 | $ 88,666 | $ 37,000 |
| Lee, North Carolina | 3 | $ 224,000 | $ 74,666 | $ 60,000 |
| Lincoln, North Carolina | 3 | $ 215,000 | $ 71,666 | $ 67,000 |
| Sandusky, Ohio | 3 | $ 204,000 | $ 68,000 | $ 40,000 |
| Union, Ohio | 3 | $ 267,000 | $ 89,000 | $ 84,000 |
| Van Wert, Ohio | 3 | $ 279,000 | $ 93,000 | $ 77,000 |
| Wagoner, Oklahoma | 3 | $ 259,000 | $ 86,333 | $ 55,000 |
| Linn, Oregon | 3 | $ 389,000 | $ 129,666 | $ 67,000 |
| Marion, Oregon | 3 | $ 320,000 | $ 106,666 | $ 75,000 |
| Cambria, Pennsylvania | 3 | $ 256,000 | $ 85,333 | $ 49,000 |
| Lackawanna, Pennsylvania | 3 | $ 288,000 | $ 96,000 | $ 41,000 |
| Newport, Rhode Island | 3 | $ 772,000 | $ 257,333 | $ 599,000 |
| Berkeley, South Carolina | 3 | $ 376,000 | $ 125,333 | $ 65,000 |
| Anderson, Tennessee | 3 | $ 291,000 | $ 97,000 | $ 62,000 |
| Montgomery, Tennessee | 3 | $ 165,000 | $ 55,000 | $ 55,000 |
| Wilson, Tennessee | 3 | $ 260,000 | $ 86,666 | $ 51,000 |
| Box Elder, Utah | 3 | $ 187,000 | $ 62,333 | $ 190,000 |
| Albemarle, Virginia | 3 | $ 574,000 | $ 191,333 | $ 60,000 |
| Arlington, Virginia | 3 | $ 530,000 | $ 176,666 | $ 68,000 |
| Caroline, Virginia | 3 | $ 234,000 | $ 78,000 | $ 35,000 |
| Colonial Heights, Virginia | 3 | $ 216,000 | $ 72,000 | $ 45,000 |
| Fredericksburg, Virginia | 3 | $ 415,000 | $ 138,333 | $ 63,000 |
| Manassas, Virginia | 3 | $ 346,000 | $ 115,333 | $ 64,000 |
| Petersburg, Virginia | 3 | $ 190,000 | $ 63,333 | $ 43,000 |
| Chelan, Washington | 3 | $ 406,000 | $ 135,333 | $ 58,000 |
| Grays Harbor, Washington | 3 | $ 270,000 | $ 90,000 | $ 70,000 |
| Walla Walla, Washington | 3 | $ 400,000 | $ 133,333 | $ 56,000 |
| Racine, Wisconsin | 3 | $ 305,000 | $ 101,666 | $ 63,000 |
| Uinta, Wyoming | 3 | $ 113,000 | $ 37,666 | $ 34,000 |
| Coconino, Arizona | 2 | $ 499,000 | $ 249,500 | $ 112,000 |
| Santa Cruz, Arizona | 2 | $ 85,000 | $ 42,500 | $ 42,000 |
| Yuma, Arizona | 2 | $ 192,000 | $ 96,000 | $ 49,000 |
| Benton, Arkansas | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Garland, Arkansas | 2 | $ 163,000 | $ 81,500 | $ 46,000 |
| Hot Spring, Arkansas | 2 | $ 278,000 | $ 139,000 | $ 75,000 |
| Lonoke, Arkansas | 2 | $ 251,000 | $ 125,500 | $ 39,000 |
| Washington, Arkansas | 2 | $ 251,000 | $ 125,500 | $ 68,000 |
| Plumas, California | 2 | $ 258,000 | $ 129,000 | $ 66,000 |
| Tuolumne, California | 2 | $ 305,000 | $ 152,500 | $ 49,000 |
| Delta, Colorado | 2 | $ 442,000 | $ 221,000 | $ 101,000 |
| Elbert, Colorado | 2 | $ 247,000 | $ 123,500 | $ 84,000 |
| Moffat, Colorado | 2 | $ 110,000 | $ 55,000 | $ 25,000 |
| Pitkin, Colorado | 2 | $ 861,000 | $ 430,500 | $ 447,000 |
| Pueblo, Colorado | 2 | $ 135,000 | $ 67,500 | $ 66,000 |
| Bradford, Florida | 2 | $ 122,000 | $ 61,000 | $ 35,000 |
| Columbia, Florida | 2 | $ 95,000 | $ 47,500 | $ 61,000 |
| Sumter, Florida | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
| Cherokee, Georgia | 2 | $ 307,000 | $ 153,500 | $ 79,000 |
| Coweta, Georgia | 2 | $ 215,000 | $ 107,500 | $ 44,000 |
| Forsyth, Georgia | 2 | $ 245,000 | $ 122,500 | $ 126,000 |
| Jackson, Georgia | 2 | $ 99,000 | $ 49,500 | $ 25,000 |
| Meriwether, Georgia | 2 | $ 204,000 | $ 102,000 | $ 33,000 |
| Newton, Georgia | 2 | $ 255,000 | $ 127,500 | $ 79,000 |
| Bannock, Idaho | 2 | $ 71,000 | $ 35,500 | $ 30,000 |
| Bonner, Idaho | 2 | $ 233,000 | $ 116,500 | $ 48,000 |
| Owyhee, Idaho | 2 | $ 72,000 | $ 36,000 | $ 46,000 |
| Payette, Idaho | 2 | $ 91,000 | $ 45,500 | $ 26,000 |
| DeKalb, Illinois | 2 | $ 249,000 | $ 124,500 | $ 44,000 |
| Kankakee, Illinois | 2 | $ 136,000 | $ 68,000 | $ 69,000 |
| LaSalle, Illinois | 2 | $ 84,000 | $ 42,000 | $ 45,000 |
| Whiteside, Illinois | 2 | $ 197,000 | $ 98,500 | $ 32,000 |
| Allen, Indiana | 2 | $ 86,000 | $ 43,000 | $ 29,000 |
| Fayette, Indiana | 2 | $ 154,000 | $ 77,000 | $ 54,000 |
| Grant, Indiana | 2 | $ 161,000 | $ 80,500 | $ 72,000 |
| Hamilton, Indiana | 2 | $ 664,000 | $ 332,000 | $ 233,000 |
| Hancock, Indiana | 2 | $ 226,000 | $ 113,000 | $ 43,000 |
| Harrison, Indiana | 2 | $ 195,000 | $ 97,500 | $ 46,000 |
| Henry, Indiana | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Jackson, Indiana | 2 | $ 75,000 | $ 37,500 | $ 28,000 |
| Jay, Indiana | 2 | $ 101,000 | $ 50,500 | $ 28,000 |
| Madison, Indiana | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| Randolph, Indiana | 2 | $ 137,000 | $ 68,500 | $ 27,000 |
| Vigo, Indiana | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Wabash, Indiana | 2 | $ 208,000 | $ 104,000 | $ 34,000 |
| Anderson, Kentucky | 2 | $ 88,000 | $ 44,000 | $ 36,000 |
| Caldwell, Kentucky | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Daviess, Kentucky | 2 | $ 139,000 | $ 69,500 | $ 40,000 |
| Logan, Kentucky | 2 | $ 176,000 | $ 88,000 | $ 36,000 |
| Muhlenberg, Kentucky | 2 | $ 106,000 | $ 53,000 | $ 41,000 |
| Warren, Kentucky | 2 | $ 94,000 | $ 47,000 | $ 35,000 |
| Bossier, Louisiana | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for First Nlc Financial Services, in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 11,836 | $1,310,905,000 | $97,162 | $920,000 | $61,648 | $3,409,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 9,473 | $1,303,051,000 | $128,000 | $999,000 | $66,026 | $1,323,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,579 | $937,343,000 | $126,179 | $994,000 | $72,435 | $1,140,000 |
| Hispanic | 6,969 | $870,546,000 | $103,848 | $620,000 | $54,454 | $3,409,000 |
| Black | 4,028 | $412,779,000 | $106,093 | $600,000 | $57,343 | $687,000 |
| Information not provided by applicant in mail or telephone application | 1,746 | $234,281,000 | $112,121 | $650,000 | $77,969 | $1,323,000 |
| Asian or Pacific Islander | 603 | $104,556,000 | $121,777 | $714,000 | $64,629 | $735,000 |
| Other | 278 | $40,444,000 | $118,680 | $573,000 | $66,960 | $422,000 |
| American Indian or Alaskan Native | 106 | $14,007,000 | $127,722 | $999,000 | $57,555 | $271,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,309 | $2,613,956,000 | $114,769 | $999,000 | $64,820 | $3,409,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,914 | $1,555,265,000 | $114,729 | $994,000 | $63,621 | $3,409,000 |
| Application Denied By Financial Institution | 4,092 | $498,725,000 | $110,837 | $999,000 | $61,621 | $1,323,000 |
| Application Approved But Not Accepted | 3,530 | $444,215,000 | $108,805 | $800,000 | $63,944 | $2,165,000 |
| Application Withdrawn By Applicant | 453 | $65,117,000 | $120,857 | $608,000 | $64,571 | $550,000 |
| File Closed For Incompleteness | 320 | $50,634,000 | $139,458 | $788,000 | $65,375 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,514 | $428,011,000 | $111,000 | $999,000 | $61,081 | $812,000 |
| Other | 215 | $28,744,000 | $117,440 | $990,000 | $65,400 | $1,323,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 70 | $9,497,000 | $135,687 | $463,000 | $88,250 | $598,000 |
| Collateral | 70 | $7,362,000 | $119,777 | $344,000 | $52,500 | $107,000 |
| Debt-To-Income Ratio | 38 | $4,759,000 | $111,900 | $405,000 | $45,600 | $186,000 |
| Unverifiable Information | 5 | $589,000 | $117,800 | $196,000 | $48,000 | $75,000 |
| Employment History | 3 | $289,000 | $96,333 | $109,000 | $60,666 | $102,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Nlc Financial Services,'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Nlc Financial Services,'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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