Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for First Option Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | First Option Mortgage, Llc 3330 Cumberland Blvd Se, Suite 800 Atlanta, GA 30339 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
Total Number of Mortgage Applications | 2,163 |
Total Mortgage Loan Application Amount | $396,293,000 |
Average Mortgage Loan Application Amount | $164,500 |
Highest Mortgage Loan Application Amount | $1,293,000 |
Average Applicant Income | $83,000 |
Highest Applicant Income | $754,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Clark County Nevada | 248 | $ 59,680,000 | $ 240,000 | $ 86,000 |
Maricopa County Arizona | 164 | $ 44,046,000 | $ 268,000 | $ 85,000 |
Marion County Indiana | 162 | $ 22,527,000 | $ 139,000 | $ 58,000 |
Duval County Florida | 148 | $ 25,467,000 | $ 172,000 | $ 63,000 |
Fulton County Georgia | 63 | $ 13,134,000 | $ 208,000 | $ 94,000 |
Gwinnett County Georgia | 63 | $ 11,020,000 | $ 174,000 | $ 70,000 |
Dallas County Texas | 63 | $ 9,201,000 | $ 146,000 | $ 91,000 |
Tarrant County Texas | 62 | $ 9,371,000 | $ 151,000 | $ 104,000 |
Cobb County Georgia | 61 | $ 10,004,000 | $ 164,000 | $ 81,000 |
Hamilton County Indiana | 58 | $ 12,237,000 | $ 210,000 | $ 87,000 |
DeKalb County Georgia | 56 | $ 9,479,000 | $ 169,000 | $ 61,000 |
Harris County Texas | 54 | $ 8,391,000 | $ 155,000 | $ 77,000 |
Hendricks County Indiana | 41 | $ 6,988,000 | $ 170,000 | $ 74,000 |
Johnson County Indiana | 40 | $ 6,378,000 | $ 159,000 | $ 73,000 |
Collin County Texas | 36 | $ 5,943,000 | $ 165,000 | $ 96,000 |
Clay County Florida | 34 | $ 6,348,000 | $ 186,000 | $ 72,000 |
St. Louis County Missouri | 32 | $ 5,187,000 | $ 162,000 | $ 79,000 |
Paulding County Georgia | 28 | $ 3,929,000 | $ 140,000 | $ 59,000 |
Cherokee County Georgia | 27 | $ 5,383,000 | $ 199,000 | $ 101,000 |
Clayton County Georgia | 26 | $ 3,740,000 | $ 143,000 | $ 58,000 |
Morgan County Indiana | 25 | $ 5,100,000 | $ 204,000 | $ 68,000 |
Henry County Georgia | 22 | $ 3,497,000 | $ 158,000 | $ 67,000 |
Madison County Indiana | 22 | $ 2,699,000 | $ 122,000 | $ 57,000 |
Denton County Texas | 22 | $ 3,709,000 | $ 168,000 | $ 87,000 |
Douglas County Georgia | 21 | $ 3,851,000 | $ 183,000 | $ 72,000 |
St. Charles County Missouri | 21 | $ 3,752,000 | $ 178,000 | $ 84,000 |
Hancock County Indiana | 20 | $ 3,224,000 | $ 161,000 | $ 69,000 |
Adams County Colorado | 19 | $ 2,616,000 | $ 137,000 | $ 54,000 |
Newton County Georgia | 18 | $ 2,742,000 | $ 152,000 | $ 46,000 |
Boone County Indiana | 17 | $ 2,745,000 | $ 161,000 | $ 58,000 |
Pinal County Arizona | 16 | $ 3,235,000 | $ 202,000 | $ 101,000 |
Rockdale County Georgia | 16 | $ 3,047,000 | $ 190,000 | $ 71,000 |
Fayette County Georgia | 14 | $ 3,599,000 | $ 257,000 | $ 137,000 |
Ellis County Texas | 14 | $ 2,214,000 | $ 158,000 | $ 102,000 |
Arapahoe County Colorado | 13 | $ 2,208,000 | $ 169,000 | $ 70,000 |
Walton County Georgia | 13 | $ 2,398,000 | $ 184,000 | $ 66,000 |
Jefferson County Missouri | 13 | $ 2,187,000 | $ 168,000 | $ 61,000 |
Fort Bend County Texas | 13 | $ 2,432,000 | $ 187,000 | $ 79,000 |
Denver County Colorado | 12 | $ 2,355,000 | $ 196,000 | $ 64,000 |
Coweta County Georgia | 12 | $ 1,960,000 | $ 163,000 | $ 73,000 |
St. Johns County Florida | 11 | $ 2,231,000 | $ 202,000 | $ 85,000 |
Shelby County Indiana | 11 | $ 1,759,000 | $ 159,000 | $ 67,000 |
Galveston County Texas | 10 | $ 1,670,000 | $ 167,000 | $ 97,000 |
Madison County Illinois | 9 | $ 919,000 | $ 102,000 | $ 57,000 |
Carroll County Georgia | 8 | $ 1,172,000 | $ 146,000 | $ 51,000 |
Forsyth County Georgia | 8 | $ 1,713,000 | $ 214,000 | $ 78,000 |
Spalding County Georgia | 8 | $ 1,116,000 | $ 139,000 | $ 73,000 |
Nassau County Florida | 7 | $ 1,119,000 | $ 159,000 | $ 73,000 |
Barrow County Georgia | 7 | $ 860,000 | $ 122,000 | $ 38,000 |
Hall County Georgia | 7 | $ 1,253,000 | $ 179,000 | $ 60,000 |
Howard County Indiana | 7 | $ 854,000 | $ 122,000 | $ 74,000 |
Delaware County Indiana | 6 | $ 693,000 | $ 115,000 | $ 72,000 |
Henry County Indiana | 6 | $ 798,000 | $ 133,000 | $ 67,000 |
Franklin County Missouri | 6 | $ 918,000 | $ 153,000 | $ 67,000 |
St. Louis City County Missouri | 6 | $ 637,000 | $ 106,000 | $ 45,000 |
Brazoria County Texas | 6 | $ 816,000 | $ 136,000 | $ 84,000 |
Montgomery County Texas | 6 | $ 775,000 | $ 129,000 | $ 68,000 |
Jefferson County Colorado | 5 | $ 825,000 | $ 165,000 | $ 82,000 |
Weld County Colorado | 5 | $ 831,000 | $ 166,000 | $ 99,000 |
Baker County Florida | 5 | $ 978,000 | $ 195,000 | $ 92,000 |
Gilmer County Georgia | 5 | $ 877,000 | $ 175,000 | $ 120,000 |
Cooke County Texas | 5 | $ 533,000 | $ 106,000 | $ 54,000 |
Rockwall County Texas | 5 | $ 787,000 | $ 157,000 | $ 104,000 |
Larimer County Colorado | 4 | $ 719,000 | $ 179,000 | $ 55,000 |
Pickens County Georgia | 4 | $ 622,000 | $ 155,000 | $ 45,000 |
Bartholomew County Indiana | 4 | $ 591,000 | $ 147,000 | $ 82,000 |
Monroe County Indiana | 4 | $ 900,000 | $ 225,000 | $ 56,000 |
Montgomery County Indiana | 4 | $ 850,000 | $ 212,000 | $ 104,000 |
Johnson County Texas | 4 | $ 737,000 | $ 184,000 | $ 101,000 |
Kaufman County Texas | 4 | $ 618,000 | $ 154,000 | $ 97,000 |
Parker County Texas | 4 | $ 1,026,000 | $ 256,000 | $ 107,000 |
Wise County Texas | 4 | $ 766,000 | $ 191,000 | $ 104,000 |
Mohave County Arizona | 3 | $ 580,000 | $ 193,000 | $ 90,000 |
Douglas County Colorado | 3 | $ 1,210,000 | $ 403,000 | $ 123,000 |
Park County Colorado | 3 | $ 402,000 | $ 134,000 | $ 54,000 |
Bartow County Georgia | 3 | $ 391,000 | $ 130,000 | $ 33,000 |
Floyd County Georgia | 3 | $ 264,000 | $ 88,000 | $ 34,000 |
Haralson County Georgia | 3 | $ 354,000 | $ 118,000 | $ 49,000 |
Pike County Georgia | 3 | $ 292,000 | $ 97,000 | $ 78,000 |
White County Georgia | 3 | $ 886,000 | $ 295,000 | $ 152,000 |
St. Clair County Illinois | 3 | $ 395,000 | $ 131,000 | $ 62,000 |
Cass County Indiana | 3 | $ 318,000 | $ 106,000 | $ 55,000 |
Decatur County Indiana | 3 | $ 611,000 | $ 203,000 | $ 126,000 |
Lincoln County Missouri | 3 | $ 456,000 | $ 152,000 | $ 101,000 |
Grayson County Texas | 3 | $ 417,000 | $ 139,000 | $ 56,000 |
Hood County Texas | 3 | $ 691,000 | $ 230,000 | $ 160,000 |
Hunt County Texas | 3 | $ 357,000 | $ 119,000 | $ 71,000 |
Jefferson County Texas | 3 | $ 181,000 | $ 60,000 | $ 46,000 |
Liberty County Texas | 3 | $ 329,000 | $ 109,000 | $ 69,000 |
Yavapai County Arizona | 2 | $ 547,000 | $ 273,000 | $ 66,000 |
Flagler County Florida | 2 | $ 334,000 | $ 167,000 | $ 45,000 |
Dawson County Georgia | 2 | $ 296,000 | $ 148,000 | $ 59,000 |
Elbert County Georgia | 2 | $ 412,000 | $ 206,000 | $ 35,000 |
Glynn County Georgia | 2 | $ 193,000 | $ 96,000 | $ 45,000 |
Gordon County Georgia | 2 | $ 316,000 | $ 158,000 | $ 47,000 |
Greene County Georgia | 2 | $ 182,000 | $ 91,000 | $ 65,000 |
Habersham County Georgia | 2 | $ 276,000 | $ 138,000 | $ 57,000 |
Jackson County Georgia | 2 | $ 332,000 | $ 166,000 | $ 51,000 |
Meriwether County Georgia | 2 | $ 254,000 | $ 127,000 | $ 58,000 |
Morgan County Georgia | 2 | $ 412,000 | $ 206,000 | $ 53,000 |
Jersey County Illinois | 2 | $ 215,000 | $ 107,000 | $ 65,000 |
Randolph County Illinois | 2 | $ 163,000 | $ 81,000 | $ 28,000 |
Brown County Indiana | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
Grant County Indiana | 2 | $ 156,000 | $ 78,000 | $ 37,000 |
Jennings County Indiana | 2 | $ 224,000 | $ 112,000 | $ 74,000 |
Putnam County Indiana | 2 | $ 459,000 | $ 229,000 | $ 70,000 |
Tippecanoe County Indiana | 2 | $ 217,000 | $ 108,000 | $ 62,000 |
Wabash County Indiana | 2 | $ 437,000 | $ 218,000 | $ 74,000 |
St. Francois County Missouri | 2 | $ 144,000 | $ 72,000 | $ 44,000 |
Warren County Missouri | 2 | $ 649,000 | $ 324,000 | $ 96,000 |
Nye County Nevada | 2 | $ 472,000 | $ 236,000 | $ 64,000 |
Brazos County Texas | 2 | $ 185,000 | $ 92,000 | $ 162,000 |
Chambers County Texas | 2 | $ 464,000 | $ 232,000 | $ 153,000 |
Erath County Texas | 2 | $ 194,000 | $ 97,000 | $ 46,000 |
Guadalupe County Texas | 2 | $ 105,000 | $ 52,000 | $ 84,000 |
Gila County Arizona | 1 | $ 593,000 | $ 593,000 | $ 200,000 |
Graham County Arizona | 1 | $ 400,000 | $ 400,000 | $ 160,000 |
Navajo County Arizona | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
Boulder County Colorado | 1 | $ 194,000 | $ 194,000 | $ 43,000 |
Broomfield County Colorado | 1 | $ 390,000 | $ 390,000 | $ 67,000 |
El Paso County Colorado | 1 | $ 188,000 | $ 188,000 | $ 61,000 |
Elbert County Colorado | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
Gilpin County Colorado | 1 | $ 238,000 | $ 238,000 | $ 44,000 |
Pueblo County Colorado | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
Summit County Colorado | 1 | $ 365,000 | $ 365,000 | $ 210,000 |
Alachua County Florida | 1 | $ 212,000 | $ 212,000 | $ 56,000 |
Bradford County Florida | 1 | $ 203,000 | $ 203,000 | $ 75,000 |
Broward County Florida | 1 | $ 218,000 | $ 218,000 | $ 55,000 |
Charlotte County Florida | 1 | $ 417,000 | $ 417,000 | $ 101,000 |
Jackson County Florida | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
Marion County Florida | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
Palm Beach County Florida | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
Pasco County Florida | 1 | $ 156,000 | $ 156,000 | $ 90,000 |
Putnam County Florida | 1 | $ 620,000 | $ 620,000 | $ 176,000 |
St. Lucie County Florida | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
Volusia County Florida | 1 | $ 224,000 | $ 224,000 | $ 103,000 |
Clarke County Georgia | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
Jasper County Georgia | 1 | $ 243,000 | $ 243,000 | $ 81,000 |
Madison County Georgia | 1 | $ 266,000 | $ 266,000 | $ 55,000 |
McIntosh County Georgia | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
Oconee County Georgia | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
Oglethorpe County Georgia | 1 | $ 234,000 | $ 234,000 | $ 71,000 |
Polk County Georgia | 1 | $ 198,000 | $ 198,000 | $ 120,000 |
Clinton County Illinois | 1 | $ 213,000 | $ 213,000 | $ 52,000 |
Cook County Illinois | 1 | $ 162,000 | $ 162,000 | $ 179,000 |
Allen County Indiana | 1 | $ 106,000 | $ 106,000 | $ 53,000 |
Clinton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
Dearborn County Indiana | 1 | $ 279,000 | $ 279,000 | $ 142,000 |
Franklin County Indiana | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
Greene County Indiana | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
Jackson County Indiana | 1 | $ 141,000 | $ 141,000 | $ 100,000 |
Jay County Indiana | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
Lawrence County Indiana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
Marshall County Indiana | 1 | $ 650,000 | $ 650,000 | $ 222,000 |
Parke County Indiana | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
Rush County Indiana | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
Tipton County Indiana | 1 | $ 196,000 | $ 196,000 | $ 84,000 |
Vanderburgh County Indiana | 1 | $ 130,000 | $ 130,000 | $ 121,000 |
Boone County Missouri | 1 | $ 100,000 | $ 100,000 | $ 245,000 |
Cape Girardeau County Missouri | 1 | $ 220,000 | $ 220,000 | $ 81,000 |
Gasconade County Missouri | 1 | $ 138,000 | $ 138,000 | $ 57,000 |
Iron County Missouri | 1 | $ 86,000 | $ 86,000 | $ 62,000 |
Ste. Genevieve County Missouri | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
Washington County Missouri | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
Austin County Texas | 1 | $ 303,000 | $ 303,000 | $ 84,000 |
Cherokee County Texas | 1 | $ 128,000 | $ 128,000 | $ 27,000 |
Orange County Texas | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
Smith County Texas | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
Somervell County Texas | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
Van Zandt County Texas | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
Wharton County Texas | 1 | $ 307,000 | $ 307,000 | $ 109,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,047 | $379,540,000 | $185,000 | $1,293,000 | $76,000 | $754,000 |
Home Purchase | 116 | $16,753,000 | $144,000 | $630,000 | $90,000 | $450,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,594 | $294,024,000 | $184,000 | $1,293,000 | $78,000 | $754,000 |
Black or African American | 338 | $58,095,000 | $171,000 | $630,000 | $71,000 | $540,000 |
Hispanic | 100 | $18,400,000 | $184,000 | $502,000 | $72,000 | $222,000 |
Not Provided | 73 | $13,314,000 | $182,000 | $730,000 | $81,000 | $288,000 |
Asian | 39 | $8,659,000 | $222,000 | $558,000 | $89,000 | $225,000 |
Native Hawaiian or Other Pacific Islander | 14 | $3,096,000 | $221,000 | $460,000 | $86,000 | $200,000 |
American Indian or Alaskan Native | 5 | $705,000 | $141,000 | $216,000 | $55,000 | $92,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,008 | $371,457,000 | $184,000 | $1,293,000 | $78,000 | $754,000 |
FHA-insured (Federal Housing Administration) | 155 | $24,836,000 | $160,000 | $309,000 | $66,000 | $208,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,065 | $377,728,000 | $182,000 | $1,293,000 | $77,000 | $754,000 |
Application Denied By Financial Institution | 72 | $14,752,000 | $204,000 | $800,000 | $85,000 | $450,000 |
Application Approved But Not Accepted | 23 | $3,352,000 | $145,000 | $415,000 | $67,000 | $207,000 |
Application Withdrawn By Applicant | 3 | $461,000 | $153,000 | $260,000 | $72,000 | $84,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 10 | $2,516,000 | $251,000 | $500,000 | $85,000 | $132,000 |
Other | 8 | $1,945,000 | $243,000 | $420,000 | $90,000 | $180,000 |
Debt-To-Income Ratio | 8 | $1,063,000 | $132,000 | $314,000 | $43,000 | $63,000 |
Credit History | 6 | $793,000 | $132,000 | $220,000 | $60,000 | $102,000 |
Unverifiable Information | 5 | $1,906,000 | $381,000 | $800,000 | $116,000 | $186,000 |
Employment History | 2 | $352,000 | $176,000 | $232,000 | $108,000 | $154,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $123,000 | $123,000 | $123,000 | $186,000 | $186,000 |
Mortgage Insurance Denied | 1 | $142,000 | $142,000 | $142,000 | $68,000 | $68,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.