First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First Place Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Place Bank 999 E Main St Ravenna, OH 44266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,951 |
| Total Mortgage Loan Application Amount | $1,423,517,000 |
| Average Mortgage Loan Application Amount | $138,333 |
| Highest Mortgage Loan Application Amount | $24,595,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $9,006,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 1,038 | $ 109,490,000 | $ 105,000 | $ 66,000 |
| Cuyahoga County Ohio | 1,019 | $ 158,933,000 | $ 155,000 | $ 74,000 |
| Trumbull County Ohio | 789 | $ 68,192,000 | $ 86,000 | $ 59,000 |
| Lorain County Ohio | 404 | $ 87,530,000 | $ 216,000 | $ 78,000 |
| Summit County Ohio | 347 | $ 53,780,000 | $ 154,000 | $ 65,000 |
| Franklin County Ohio | 306 | $ 63,022,000 | $ 205,000 | $ 96,000 |
| Portage County Ohio | 299 | $ 47,095,000 | $ 157,000 | $ 73,000 |
| Cook County Illinois | 277 | $ 53,713,000 | $ 193,000 | $ 4,000 |
| Oakland County Michigan | 229 | $ 55,383,000 | $ 241,000 | $ 95,000 |
| Genesee County Michigan | 222 | $ 34,753,000 | $ 156,000 | $ 78,000 |
| Kent County Michigan | 210 | $ 29,481,000 | $ 140,000 | $ 67,000 |
| Ottawa County Michigan | 210 | $ 32,971,000 | $ 157,000 | $ 58,000 |
| Lake County Ohio | 205 | $ 30,992,000 | $ 151,000 | $ 71,000 |
| Jackson County Michigan | 191 | $ 21,606,000 | $ 113,000 | $ 69,000 |
| Lucas County Ohio | 148 | $ 21,121,000 | $ 142,000 | $ 83,000 |
| Will County Illinois | 142 | $ 23,029,000 | $ 162,000 | $ 0 |
| Montgomery County Ohio | 113 | $ 20,024,000 | $ 177,000 | $ 115,000 |
| Wayne County Michigan | 112 | $ 17,388,000 | $ 155,000 | $ 64,000 |
| Medina County Ohio | 108 | $ 15,326,000 | $ 141,000 | $ 101,000 |
| Lake County Indiana | 105 | $ 14,114,000 | $ 134,000 | $ 1,000 |
| Stark County Ohio | 105 | $ 15,342,000 | $ 146,000 | $ 42,000 |
| Licking County Ohio | 99 | $ 18,243,000 | $ 184,000 | $ 106,000 |
| Warren County Ohio | 98 | $ 27,107,000 | $ 276,000 | $ 141,000 |
| Knox County Ohio | 97 | $ 10,742,000 | $ 110,000 | $ 143,000 |
| Hamilton County Ohio | 88 | $ 17,853,000 | $ 202,000 | $ 66,000 |
| DuPage County Illinois | 79 | $ 15,248,000 | $ 193,000 | $ 2,000 |
| Fairfield County Ohio | 77 | $ 11,501,000 | $ 149,000 | $ 69,000 |
| Delaware County Ohio | 75 | $ 21,706,000 | $ 289,000 | $ 107,000 |
| Clermont County Ohio | 74 | $ 14,799,000 | $ 199,000 | $ 75,000 |
| Macomb County Michigan | 73 | $ 9,618,000 | $ 131,000 | $ 49,000 |
| Greene County Ohio | 69 | $ 19,155,000 | $ 277,000 | $ 125,000 |
| Allegan County Michigan | 68 | $ 9,437,000 | $ 138,000 | $ 62,000 |
| Geauga County Ohio | 64 | $ 13,936,000 | $ 217,000 | $ 125,000 |
| Monroe County Michigan | 56 | $ 6,999,000 | $ 124,000 | $ 68,000 |
| Washtenaw County Michigan | 52 | $ 10,444,000 | $ 200,000 | $ 64,000 |
| Kane County Illinois | 47 | $ 8,832,000 | $ 187,000 | $ 0 |
| Lapeer County Michigan | 46 | $ 6,411,000 | $ 139,000 | $ 94,000 |
| Livingston County Michigan | 42 | $ 10,458,000 | $ 249,000 | $ 102,000 |
| Butler County Ohio | 41 | $ 10,775,000 | $ 262,000 | $ 77,000 |
| Columbiana County Ohio | 38 | $ 4,070,000 | $ 107,000 | $ 48,000 |
| Tuscola County Michigan | 28 | $ 3,928,000 | $ 140,000 | $ 54,000 |
| Lee County Florida | 25 | $ 7,825,000 | $ 313,000 | $ 242,000 |
| Wood County Ohio | 25 | $ 4,647,000 | $ 185,000 | $ 71,000 |
| Porter County Indiana | 22 | $ 1,991,000 | $ 90,000 | $ 0 |
| Shiawassee County Michigan | 20 | $ 2,868,000 | $ 143,000 | $ 63,000 |
| Lake County Illinois | 19 | $ 4,670,000 | $ 245,000 | $ 37,000 |
| Kalamazoo County Michigan | 18 | $ 4,463,000 | $ 247,000 | $ 83,000 |
| St. Clair County Michigan | 18 | $ 3,394,000 | $ 188,000 | $ 135,000 |
| Barry County Michigan | 17 | $ 2,549,000 | $ 149,000 | $ 57,000 |
| Ingham County Michigan | 17 | $ 2,171,000 | $ 127,000 | $ 43,000 |
| Ashtabula County Ohio | 17 | $ 1,906,000 | $ 112,000 | $ 50,000 |
| Wayne County Ohio | 17 | $ 2,514,000 | $ 147,000 | $ 44,000 |
| Duval County Florida | 16 | $ 3,247,000 | $ 202,000 | $ 18,000 |
| Ionia County Michigan | 16 | $ 1,673,000 | $ 104,000 | $ 36,000 |
| McHenry County Illinois | 14 | $ 2,256,000 | $ 161,000 | $ 18,000 |
| Kenton County Kentucky | 14 | $ 2,037,000 | $ 145,000 | $ 69,000 |
| Muskegon County Michigan | 13 | $ 2,086,000 | $ 160,000 | $ 71,000 |
| Perry County Ohio | 13 | $ 2,384,000 | $ 183,000 | $ 129,000 |
| Maricopa County Arizona | 12 | $ 2,670,000 | $ 222,000 | $ 111,000 |
| Huron County Ohio | 12 | $ 2,744,000 | $ 228,000 | $ 59,000 |
| Ottawa County Ohio | 12 | $ 2,770,000 | $ 230,000 | $ 192,000 |
| Saginaw County Michigan | 11 | $ 1,187,000 | $ 107,000 | $ 52,000 |
| Brown County Ohio | 11 | $ 1,573,000 | $ 143,000 | $ 46,000 |
| Erie County Ohio | 11 | $ 1,939,000 | $ 176,000 | $ 127,000 |
| Denver County Colorado | 10 | $ 1,403,000 | $ 140,000 | $ 5,000 |
| Kendall County Illinois | 10 | $ 1,451,000 | $ 145,000 | $ 4,000 |
| Clinton County Michigan | 10 | $ 1,435,000 | $ 143,000 | $ 35,000 |
| Eaton County Michigan | 10 | $ 1,488,000 | $ 148,000 | $ 39,000 |
| Mecklenburg County North Carolina | 10 | $ 2,379,000 | $ 237,000 | $ 102,000 |
| Union County Ohio | 10 | $ 1,889,000 | $ 188,000 | $ 133,000 |
| DeKalb County Illinois | 9 | $ 941,000 | $ 104,000 | $ 5,000 |
| Campbell County Kentucky | 9 | $ 1,335,000 | $ 148,000 | $ 56,000 |
| Van Buren County Michigan | 9 | $ 1,907,000 | $ 211,000 | $ 34,000 |
| Douglas County Colorado | 8 | $ 1,277,000 | $ 159,000 | $ 0 |
| Grundy County Illinois | 8 | $ 1,081,000 | $ 135,000 | $ 0 |
| Lenawee County Michigan | 8 | $ 935,000 | $ 116,000 | $ 45,000 |
| Clark County Nevada | 8 | $ 1,233,000 | $ 154,000 | $ 126,000 |
| Madison County Ohio | 8 | $ 730,000 | $ 91,000 | $ 56,000 |
| Morrow County Ohio | 8 | $ 916,000 | $ 114,000 | $ 38,000 |
| Richland County Ohio | 8 | $ 848,000 | $ 106,000 | $ 45,000 |
| Boone County Kentucky | 7 | $ 969,000 | $ 138,000 | $ 59,000 |
| Calhoun County Michigan | 7 | $ 755,000 | $ 107,000 | $ 64,000 |
| Hillsdale County Michigan | 7 | $ 684,000 | $ 97,000 | $ 67,000 |
| Ogemaw County Michigan | 7 | $ 1,354,000 | $ 193,000 | $ 47,000 |
| Horry County South Carolina | 7 | $ 1,330,000 | $ 190,000 | $ 76,000 |
| Collier County Florida | 6 | $ 3,263,000 | $ 543,000 | $ 259,000 |
| Pinellas County Florida | 6 | $ 2,233,000 | $ 372,000 | $ 329,000 |
| LaPorte County Indiana | 6 | $ 479,000 | $ 79,000 | $ 0 |
| Muskingum County Ohio | 6 | $ 662,000 | $ 110,000 | $ 53,000 |
| Allegheny County Pennsylvania | 6 | $ 493,000 | $ 82,000 | $ 116,000 |
| Lawrence County Pennsylvania | 6 | $ 658,000 | $ 109,000 | $ 49,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,344,000 | $ 224,000 | $ 70,000 |
| Beaufort County South Carolina | 6 | $ 2,151,000 | $ 358,000 | $ 161,000 |
| Broward County Florida | 5 | $ 1,067,000 | $ 213,000 | $ 59,000 |
| Kankakee County Illinois | 5 | $ 1,081,000 | $ 216,000 | $ 11,000 |
| Gladwin County Michigan | 5 | $ 724,000 | $ 144,000 | $ 42,000 |
| Newaygo County Michigan | 5 | $ 695,000 | $ 139,000 | $ 44,000 |
| Pima County Arizona | 4 | $ 1,251,000 | $ 312,000 | $ 82,000 |
| Arapahoe County Colorado | 4 | $ 388,000 | $ 97,000 | $ 0 |
| Brevard County Florida | 4 | $ 695,000 | $ 173,000 | $ 25,000 |
| Charlotte County Florida | 4 | $ 633,000 | $ 158,000 | $ 17,000 |
| Manatee County Florida | 4 | $ 1,015,000 | $ 253,000 | $ 147,000 |
| Sarasota County Florida | 4 | $ 745,000 | $ 186,000 | $ 19,000 |
| Alcona County Michigan | 4 | $ 755,000 | $ 188,000 | $ 75,000 |
| Branch County Michigan | 4 | $ 181,000 | $ 45,000 | $ 70,000 |
| Clare County Michigan | 4 | $ 351,000 | $ 87,000 | $ 70,000 |
| Lake County Michigan | 4 | $ 444,000 | $ 111,000 | $ 52,000 |
| Leelanau County Michigan | 4 | $ 612,000 | $ 153,000 | $ 83,000 |
| Mason County Michigan | 4 | $ 321,000 | $ 80,000 | $ 43,000 |
| Mecosta County Michigan | 4 | $ 675,000 | $ 168,000 | $ 75,000 |
| Roscommon County Michigan | 4 | $ 1,151,000 | $ 287,000 | $ 1,201,000 |
| Sanilac County Michigan | 4 | $ 669,000 | $ 167,000 | $ 65,000 |
| Clark County Ohio | 4 | $ 2,233,000 | $ 558,000 | $ 39,000 |
| El Paso County Colorado | 3 | $ 496,000 | $ 165,000 | $ 16,000 |
| New Haven County Connecticut | 3 | $ 445,000 | $ 148,000 | $ 13,000 |
| Hillsborough County Florida | 3 | $ 751,000 | $ 250,000 | $ 184,000 |
| Miami-Dade County Florida | 3 | $ 1,222,000 | $ 407,000 | $ 632,000 |
| Palm Beach County Florida | 3 | $ 620,000 | $ 206,000 | $ 90,000 |
| St. Johns County Florida | 3 | $ 760,000 | $ 253,000 | $ 0 |
| Dearborn County Indiana | 3 | $ 400,000 | $ 133,000 | $ 80,000 |
| Marion County Indiana | 3 | $ 1,175,000 | $ 391,000 | $ 0 |
| Steuben County Indiana | 3 | $ 557,000 | $ 185,000 | $ 82,000 |
| Cheboygan County Michigan | 3 | $ 860,000 | $ 286,000 | $ 152,000 |
| St. Louis County Missouri | 3 | $ 1,148,000 | $ 382,000 | $ 234,000 |
| Adams County Ohio | 3 | $ 268,000 | $ 89,000 | $ 51,000 |
| Hancock County Ohio | 3 | $ 439,000 | $ 146,000 | $ 160,000 |
| Miami County Ohio | 3 | $ 218,000 | $ 72,000 | $ 61,000 |
| Butler County Pennsylvania | 3 | $ 855,000 | $ 285,000 | $ 149,000 |
| Berkeley County South Carolina | 3 | $ 563,000 | $ 187,000 | $ 61,000 |
| Calhoun County Alabama | 2 | $ 219,000 | $ 109,000 | $ 55,000 |
| Contra Costa County California | 2 | $ 560,000 | $ 280,000 | $ 250,000 |
| Los Angeles County California | 2 | $ 1,696,000 | $ 848,000 | $ 1,934,000 |
| Boulder County Colorado | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Chaffee County Colorado | 2 | $ 177,000 | $ 88,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 221,000 | $ 110,000 | $ 0 |
| La Plata County Colorado | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Martin County Florida | 2 | $ 665,000 | $ 332,000 | $ 27,000 |
| Orange County Florida | 2 | $ 195,000 | $ 97,000 | $ 688,000 |
| Volusia County Florida | 2 | $ 624,000 | $ 312,000 | $ 87,000 |
| Fayette County Georgia | 2 | $ 580,000 | $ 290,000 | $ 120,000 |
| Winnebago County Illinois | 2 | $ 427,000 | $ 213,000 | $ 0 |
| Kosciusko County Indiana | 2 | $ 337,000 | $ 168,000 | $ 0 |
| Marshall County Indiana | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Scott County Iowa | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Bullitt County Kentucky | 2 | $ 108,000 | $ 54,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 586,000 | $ 293,000 | $ 132,000 |
| Cecil County Maryland | 2 | $ 279,000 | $ 139,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 183,000 |
| Benzie County Michigan | 2 | $ 979,000 | $ 489,000 | $ 90,000 |
| Huron County Michigan | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Iosco County Michigan | 2 | $ 221,000 | $ 110,000 | $ 70,000 |
| Isabella County Michigan | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Manistee County Michigan | 2 | $ 273,000 | $ 136,000 | $ 96,000 |
| Midland County Michigan | 2 | $ 683,000 | $ 341,000 | $ 189,000 |
| Missaukee County Michigan | 2 | $ 441,000 | $ 220,000 | $ 48,000 |
| Montcalm County Michigan | 2 | $ 198,000 | $ 99,000 | $ 59,000 |
| Presque Isle County Michigan | 2 | $ 589,000 | $ 294,000 | $ 150,000 |
| Ramsey County Minnesota | 2 | $ 609,000 | $ 304,000 | $ 0 |
| Washoe County Nevada | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Cattaraugus County New York | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Polk County North Carolina | 2 | $ 1,632,000 | $ 816,000 | $ 435,000 |
| Allen County Ohio | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Ashland County Ohio | 2 | $ 284,000 | $ 142,000 | $ 33,000 |
| Athens County Ohio | 2 | $ 398,000 | $ 199,000 | $ 58,000 |
| Champaign County Ohio | 2 | $ 476,000 | $ 238,000 | $ 132,000 |
| Fulton County Ohio | 2 | $ 181,000 | $ 90,000 | $ 29,000 |
| Pickaway County Ohio | 2 | $ 361,000 | $ 180,000 | $ 109,000 |
| Tuscarawas County Ohio | 2 | $ 239,000 | $ 119,000 | $ 44,000 |
| Clackamas County Oregon | 2 | $ 670,000 | $ 335,000 | $ 360,000 |
| Mercer County Pennsylvania | 2 | $ 790,000 | $ 395,000 | $ 71,000 |
| Campbell County Tennessee | 2 | $ 414,000 | $ 207,000 | $ 389,000 |
| Galveston County Texas | 2 | $ 259,000 | $ 129,000 | $ 81,000 |
| Travis County Texas | 2 | $ 276,000 | $ 138,000 | $ 196,000 |
| Loudoun County Virginia | 2 | $ 920,000 | $ 460,000 | $ 100,000 |
| Stafford County Virginia | 2 | $ 378,000 | $ 189,000 | $ 97,000 |
| Pleasants County West Virginia | 2 | $ 131,000 | $ 65,000 | $ 87,000 |
| Ritchie County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 85,000 |
| Oneida County Wisconsin | 2 | $ 1,058,000 | $ 529,000 | $ 85,000 |
| Washington County Wisconsin | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 525,000 | $ 525,000 | $ 352,000 |
| Yavapai County Arizona | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Riverside County California | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| San Bernardino County California | 1 | $ 295,000 | $ 295,000 | $ 6,419,000 |
| San Francisco County California | 1 | $ 230,000 | $ 230,000 | $ 101,000 |
| Santa Clara County California | 1 | $ 840,000 | $ 840,000 | $ 496,000 |
| Park County Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hernando County Florida | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Pasco County Florida | 1 | $ 173,000 | $ 173,000 | $ 51,000 |
| Polk County Florida | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Santa Rosa County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Seminole County Florida | 1 | $ 183,000 | $ 183,000 | $ 47,000 |
| Sumter County Florida | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Fulton County Georgia | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Glynn County Georgia | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 384,000 | $ 384,000 | $ 127,000 |
| Teton County Idaho | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Piatt County Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Woodford County Illinois | 1 | $ 257,000 | $ 257,000 | $ 108,000 |
| Daviess County Indiana | 1 | $ 1,782,000 | $ 1,782,000 | $ 0 |
| Delaware County Indiana | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Elkhart County Indiana | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Fayette County Indiana | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Hamilton County Indiana | 1 | $ 290,000 | $ 290,000 | $ 126,000 |
| Hancock County Indiana | 1 | $ 156,000 | $ 156,000 | $ 76,000 |
| Johnson County Indiana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Madison County Indiana | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Ripley County Indiana | 1 | $ 380,000 | $ 380,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 4,650,000 | $ 4,650,000 | $ 0 |
| Johnson County Iowa | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Madison County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 83,000 |
| Calcasieu County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Jefferson County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 686,000 | $ 686,000 | $ 324,000 |
| St. Tammany County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Charles County Maryland | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
| Worcester County Maryland | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 230,000 | $ 230,000 | $ 94,000 |
| Suffolk County Massachusetts | 1 | $ 408,000 | $ 408,000 | $ 225,000 |
| Alger County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Antrim County Michigan | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Arenac County Michigan | 1 | $ 123,000 | $ 123,000 | $ 112,000 |
| Berrien County Michigan | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Cass County Michigan | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Crawford County Michigan | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Grand Traverse County Michigan | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Marquette County Michigan | 1 | $ 113,000 | $ 113,000 | $ 25,000 |
| Montmorency County Michigan | 1 | $ 235,000 | $ 235,000 | $ 205,000 |
| Oceana County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ontonagon County Michigan | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Osceola County Michigan | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| St. Joseph County Michigan | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Wexford County Michigan | 1 | $ 228,000 | $ 228,000 | $ 91,000 |
| Hinds County Mississippi | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Greene County Missouri | 1 | $ 60,000 | $ 60,000 | $ 107,000 |
| St. Charles County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 1,500,000 | $ 1,500,000 | $ 391,000 |
| Bergen County New Jersey | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Broome County New York | 1 | $ 296,000 | $ 296,000 | $ 122,000 |
| Chautauqua County New York | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Erie County New York | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Brunswick County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Union County North Carolina | 1 | $ 339,000 | $ 339,000 | $ 114,000 |
| Wake County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 200,000 |
| Carroll County Ohio | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Coshocton County Ohio | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Harrison County Ohio | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Highland County Ohio | 1 | $ 370,000 | $ 370,000 | $ 90,000 |
| Hocking County Ohio | 1 | $ 66,000 | $ 66,000 | $ 84,000 |
| Holmes County Ohio | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Logan County Ohio | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Meigs County Ohio | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Paulding County Ohio | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Preble County Ohio | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Putnam County Ohio | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Sandusky County Ohio | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Seneca County Ohio | 1 | $ 48,000 | $ 48,000 | $ 123,000 |
| Beaver County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 110,000 |
| Blair County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Erie County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Jefferson County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 63,000 |
| Anderson County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Charleston County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
| York County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Dickson County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Knox County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Sevier County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Sumner County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Williamson County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Dallas County Texas | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Fairfax County Virginia | 1 | $ 212,000 | $ 212,000 | $ 67,000 |
| Monongalia County West Virginia | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 621,000 | $ 621,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 462,000 | $ 462,000 | $ 114,000 |
| Walworth County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Place Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,230 | $1,018,744,000 | $163,000 | $24,595,000 | $72,000 | $9,006,000 |
| Refinancing | 2,527 | $385,353,000 | $152,000 | $6,000,000 | $69,000 | $1,125,000 |
| Home Improvement | 194 | $19,420,000 | $100,000 | $4,650,000 | $73,000 | $1,595,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,100 | $1,220,501,000 | $150,000 | $2,875,000 | $71,000 | $9,006,000 |
| Black or African American | 274 | $32,393,000 | $118,000 | $1,000,000 | $69,000 | $3,430,000 |
| Hispanic | 253 | $33,872,000 | $133,000 | $574,000 | $73,000 | $6,419,000 |
| Not Provided | 127 | $25,997,000 | $204,000 | $1,500,000 | $106,000 | $599,000 |
| Asian | 104 | $24,223,000 | $232,000 | $1,000,000 | $91,000 | $1,220,000 |
| Not applicable | 78 | $84,286,000 | $1,080,000 | $24,595,000 | $48,000 | $599,000 |
| American Indian or Alaskan Native | 8 | $1,126,000 | $140,000 | $267,000 | $55,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,119,000 | $159,000 | $342,000 | $47,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,803 | $1,405,475,000 | $159,000 | $24,595,000 | $72,000 | $9,006,000 |
| FHA-insured (Federal Housing Administration) | 118 | $13,729,000 | $116,000 | $236,000 | $50,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 30 | $4,313,000 | $143,000 | $341,000 | $56,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,150 | $951,740,000 | $154,000 | $6,000,000 | $86,000 | $9,006,000 |
| Loan Purchased By The Institution | 1,308 | $209,762,000 | $160,000 | $1,000,000 | $4,000 | $420,000 |
| Application Withdrawn By Applicant | 643 | $107,920,000 | $167,000 | $2,875,000 | $79,000 | $960,000 |
| Application Denied By Financial Institution | 423 | $57,746,000 | $136,000 | $2,414,000 | $60,000 | $402,000 |
| Application Approved But Not Accepted | 296 | $79,758,000 | $269,000 | $24,595,000 | $74,000 | $448,000 |
| Preapproval Approved but not Accepted | 124 | $15,228,000 | $122,000 | $350,000 | $54,000 | $145,000 |
| File Closed For Incompleteness | 6 | $1,275,000 | $212,000 | $417,000 | $100,000 | $238,000 |
| Preapproval Denied by Financial Institution | 1 | $88,000 | $88,000 | $88,000 | $35,000 | $35,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 116 | $16,315,000 | $140,000 | $666,000 | $64,000 | $360,000 |
| Credit History | 97 | $10,053,000 | $103,000 | $468,000 | $48,000 | $144,000 |
| Debt-To-Income Ratio | 65 | $10,636,000 | $163,000 | $1,425,000 | $58,000 | $278,000 |
| Collateral | 55 | $8,821,000 | $160,000 | $2,414,000 | $65,000 | $286,000 |
| Other | 47 | $4,318,000 | $91,000 | $975,000 | $72,000 | $402,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $3,083,000 | $140,000 | $384,000 | $60,000 | $150,000 |
| Unverifiable Information | 12 | $3,375,000 | $281,000 | $800,000 | $72,000 | $200,000 |
| Employment History | 8 | $1,055,000 | $131,000 | $316,000 | $53,000 | $115,000 |
| Mortgage Insurance Denied | 2 | $178,000 | $89,000 | $149,000 | $56,000 | $60,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.