First Reliance Bank
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Reliance Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First Reliance Bank
2170 W Palmetto St
Florence, SC 29501
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,023
Total Mortgage Loan Application Amount $188,657,000
Average Mortgage Loan Application Amount $173,666
Highest Mortgage Loan Application Amount $2,475,000
Average Applicant Income $68,000
Highest Applicant Income $1,226,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Reliance Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Florence County South Carolina 165 $ 23,138,000 $ 140,000 $ 78,000
Greenville County South Carolina 154 $ 25,455,000 $ 165,000 $ 41,000
Lexington County South Carolina 104 $ 19,555,000 $ 188,000 $ 95,000
Charleston County South Carolina 102 $ 31,311,000 $ 306,000 $ 143,000
Richland County South Carolina 62 $ 11,028,000 $ 177,000 $ 94,000
Mecklenburg County North Carolina 31 $ 6,592,000 $ 212,000 $ 122,000
Berkeley County South Carolina 31 $ 7,620,000 $ 245,000 $ 104,000
Darlington County South Carolina 26 $ 3,417,000 $ 131,000 $ 68,000
Mecklenburg County Virginia 25 $ 4,649,000 $ 185,000 $ 0
Anderson County South Carolina 19 $ 3,031,000 $ 159,000 $ 15,000
Aiken County South Carolina 18 $ 3,007,000 $ 167,000 $ 78,000
Halifax County Virginia 18 $ 2,621,000 $ 145,000 $ 0
Pickens County South Carolina 14 $ 2,380,000 $ 170,000 $ 42,000
Horry County South Carolina 13 $ 3,244,000 $ 249,000 $ 93,000
Prince Edward County Virginia 13 $ 1,866,000 $ 143,000 $ 0
Spartanburg County South Carolina 11 $ 1,541,000 $ 140,000 $ 60,000
Williamsburg County South Carolina 11 $ 1,489,000 $ 135,000 $ 63,000
Wake County North Carolina 10 $ 1,985,000 $ 198,000 $ 99,000
Union County North Carolina 9 $ 1,724,000 $ 191,000 $ 67,000
Dorchester County South Carolina 9 $ 1,974,000 $ 219,000 $ 123,000
Saluda County South Carolina 9 $ 1,539,000 $ 171,000 $ 69,000
Lunenburg County Virginia 9 $ 1,312,000 $ 145,000 $ 0
Clarendon County South Carolina 8 $ 694,000 $ 86,000 $ 58,000
Warren County North Carolina 7 $ 1,380,000 $ 197,000 $ 0
Rockbridge County Virginia 6 $ 1,282,000 $ 213,000 $ 84,000
Smyth County Virginia 6 $ 712,000 $ 118,000 $ 81,000
Union County Georgia 5 $ 946,000 $ 189,000 $ 0
Sumter County South Carolina 5 $ 1,005,000 $ 201,000 $ 51,000
Chesterfield County Virginia 5 $ 813,000 $ 162,000 $ 0
Lynchburg County Virginia 5 $ 691,000 $ 138,000 $ 68,000
Gaston County North Carolina 4 $ 794,000 $ 198,000 $ 96,000
Buckingham County Virginia 4 $ 678,000 $ 169,000 $ 0
Lexington County Virginia 4 $ 457,000 $ 114,000 $ 41,000
Nelson County Virginia 4 $ 786,000 $ 196,000 $ 0
Nottoway County Virginia 4 $ 649,000 $ 162,000 $ 0
Towns County Georgia 3 $ 320,000 $ 106,000 $ 0
Clay County North Carolina 3 $ 709,000 $ 236,000 $ 0
Durham County North Carolina 3 $ 648,000 $ 216,000 $ 111,000
Guilford County North Carolina 3 $ 450,000 $ 150,000 $ 72,000
Georgetown County South Carolina 3 $ 502,000 $ 167,000 $ 87,000
Laurens County South Carolina 3 $ 427,000 $ 142,000 $ 35,000
Amelia County Virginia 3 $ 667,000 $ 222,000 $ 0
Bedford County Virginia 3 $ 413,000 $ 137,000 $ 33,000
Brunswick County Virginia 3 $ 482,000 $ 160,000 $ 0
Campbell County Virginia 3 $ 538,000 $ 179,000 $ 0
Henderson County North Carolina 2 $ 742,000 $ 371,000 $ 117,000
Dillon County South Carolina 2 $ 190,000 $ 95,000 $ 83,000
Newberry County South Carolina 2 $ 300,000 $ 150,000 $ 61,000
Oconee County South Carolina 2 $ 527,000 $ 263,000 $ 64,000
Colonial Heights County Virginia 2 $ 204,000 $ 102,000 $ 0
Cumberland County Virginia 2 $ 338,000 $ 169,000 $ 0
Galax County Virginia 2 $ 209,000 $ 104,000 $ 120,000
Pittsylvania County Virginia 2 $ 359,000 $ 179,000 $ 0
Richmond City County Virginia 2 $ 411,000 $ 205,000 $ 0
Washington County Virginia 2 $ 232,000 $ 116,000 $ 100,000
Duval County Florida 1 $ 156,000 $ 156,000 $ 65,000
Bleckley County Georgia 1 $ 281,000 $ 281,000 $ 117,000
Cobb County Georgia 1 $ 335,000 $ 335,000 $ 167,000
Dawson County Georgia 1 $ 184,000 $ 184,000 $ 0
Fulton County Georgia 1 $ 618,000 $ 618,000 $ 260,000
Peach County Georgia 1 $ 165,000 $ 165,000 $ 134,000
Richmond County Georgia 1 $ 222,000 $ 222,000 $ 0
Harrison County Indiana 1 $ 147,000 $ 147,000 $ 230,000
Saginaw County Michigan 1 $ 303,000 $ 303,000 $ 0
DeSoto County Mississippi 1 $ 210,000 $ 210,000 $ 74,000
Ashe County North Carolina 1 $ 280,000 $ 280,000 $ 98,000
Cabarrus County North Carolina 1 $ 383,000 $ 383,000 $ 212,000
Caldwell County North Carolina 1 $ 417,000 $ 417,000 $ 500,000
Catawba County North Carolina 1 $ 160,000 $ 160,000 $ 70,000
Davidson County North Carolina 1 $ 106,000 $ 106,000 $ 48,000
Forsyth County North Carolina 1 $ 150,000 $ 150,000 $ 117,000
Halifax County North Carolina 1 $ 287,000 $ 287,000 $ 0
New Hanover County North Carolina 1 $ 357,000 $ 357,000 $ 229,000
Northampton County North Carolina 1 $ 417,000 $ 417,000 $ 0
Orange County North Carolina 1 $ 213,000 $ 213,000 $ 108,000
Robeson County North Carolina 1 $ 163,000 $ 163,000 $ 72,000
Stanly County North Carolina 1 $ 172,000 $ 172,000 $ 146,000
Transylvania County North Carolina 1 $ 280,000 $ 280,000 $ 135,000
Vance County North Carolina 1 $ 131,000 $ 131,000 $ 0
Barnwell County South Carolina 1 $ 53,000 $ 53,000 $ 45,000
Calhoun County South Carolina 1 $ 207,000 $ 207,000 $ 45,000
Cherokee County South Carolina 1 $ 139,000 $ 139,000 $ 0
Colleton County South Carolina 1 $ 255,000 $ 255,000 $ 68,000
Edgefield County South Carolina 1 $ 150,000 $ 150,000 $ 90,000
Greenwood County South Carolina 1 $ 33,000 $ 33,000 $ 12,000
Kershaw County South Carolina 1 $ 242,000 $ 242,000 $ 68,000
Marion County South Carolina 1 $ 55,000 $ 55,000 $ 24,000
Orangeburg County South Carolina 1 $ 66,000 $ 66,000 $ 0
Union County South Carolina 1 $ 157,000 $ 157,000 $ 0
York County South Carolina 1 $ 255,000 $ 255,000 $ 88,000
Amherst County Virginia 1 $ 133,000 $ 133,000 $ 0
Botetourt County Virginia 1 $ 78,000 $ 78,000 $ 0
Buena Vista County Virginia 1 $ 50,000 $ 50,000 $ 99,000
Dinwiddie County Virginia 1 $ 76,000 $ 76,000 $ 0
Emporia County Virginia 1 $ 103,000 $ 103,000 $ 0
New Kent County Virginia 1 $ 135,000 $ 135,000 $ 0
Suffolk County Virginia 1 $ 118,000 $ 118,000 $ 0
Tazewell County Virginia 1 $ 182,000 $ 182,000 $ 77,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Reliance Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 625 $115,666,000 $185,000 $2,475,000 $74,000 $1,226,000
Refinancing 360 $67,284,000 $186,000 $858,000 $72,000 $558,000
Home Improvement 38 $5,707,000 $150,000 $417,000 $58,000 $290,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 675 $130,822,000 $193,000 $2,475,000 $98,000 $1,226,000
Not applicable 253 $40,999,000 $162,000 $417,000 $0 $0
Black or African American 48 $7,268,000 $151,000 $618,000 $80,000 $525,000
Hispanic 21 $4,484,000 $213,000 $417,000 $113,000 $261,000
Not Provided 13 $2,523,000 $194,000 $505,000 $98,000 $209,000
Asian 12 $1,976,000 $164,000 $382,000 $81,000 $198,000
Native Hawaiian or Other Pacific Islander 1 $585,000 $585,000 $585,000 $162,000 $162,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 869 $162,012,000 $186,000 $2,475,000 $73,000 $1,226,000
FHA-insured (Federal Housing Administration) 102 $15,912,000 $156,000 $328,000 $61,000 $262,000
VA-guaranteed (Veterans Administration) 34 $8,771,000 $257,000 $618,000 $110,000 $494,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,962,000 $109,000 $163,000 $42,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 611 $112,281,000 $183,000 $2,475,000 $96,000 $1,226,000
Loan Purchased By The Institution 239 $39,908,000 $166,000 $417,000 $0 $0
Application Denied By Financial Institution 102 $22,104,000 $216,000 $858,000 $84,000 $476,000
Application Withdrawn By Applicant 44 $8,405,000 $191,000 $417,000 $101,000 $500,000
Application Approved But Not Accepted 22 $4,459,000 $202,000 $409,000 $93,000 $494,000
File Closed For Incompleteness 5 $1,500,000 $300,000 $417,000 $112,000 $194,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 34 $8,241,000 $242,000 $770,000 $71,000 $260,000
Credit History 22 $4,440,000 $201,000 $858,000 $96,000 $476,000
Collateral 20 $3,469,000 $173,000 $825,000 $83,000 $250,000
Credit Application Incomplete 10 $2,976,000 $297,000 $770,000 $95,000 $193,000
Other 9 $1,783,000 $198,000 $480,000 $103,000 $244,000
Unverifiable Information 3 $465,000 $155,000 $248,000 $59,000 $88,000
Employment History 2 $334,000 $167,000 $208,000 $124,000 $166,000
Insufficient Cash (Downpayment, Closing Cost) 2 $396,000 $198,000 $280,000 $56,000 $86,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.

Download the South Carolina Lender List