First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Republic Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street, 5Th Floor San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,869 |
| Total Mortgage Loan Application Amount | $2,882,147,000 |
| Average Mortgage Loan Application Amount | $906,226 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $862,320 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 662 | $ 670,086,000 | $ 1,012,000 | $ 217,000 |
| Los Angeles County California | 247 | $ 275,607,000 | $ 1,115,000 | $ 695,000 |
| New York County New York | 234 | $ 246,852,000 | $ 1,054,000 | $ 872,000 |
| San Mateo County California | 198 | $ 199,272,000 | $ 1,006,000 | $ 421,000 |
| Marin County California | 137 | $ 126,789,000 | $ 925,000 | $ 384,000 |
| San Diego County California | 111 | $ 74,624,000 | $ 672,000 | $ 519,000 |
| Orange County California | 108 | $ 146,186,000 | $ 1,353,000 | $ 475,000 |
| Santa Clara County California | 102 | $ 90,509,000 | $ 887,000 | $ 198,000 |
| Alameda County California | 83 | $ 63,246,000 | $ 762,000 | $ 261,000 |
| Sonoma County California | 73 | $ 81,742,000 | $ 1,119,000 | $ 536,000 |
| Contra Costa County California | 60 | $ 49,503,000 | $ 825,000 | $ 194,000 |
| Suffolk County New York | 52 | $ 79,801,000 | $ 1,534,000 | $ 2,034,000 |
| Fairfield County Connecticut | 46 | $ 75,584,000 | $ 1,643,000 | $ 1,174,000 |
| Napa County California | 42 | $ 51,666,000 | $ 1,230,000 | $ 500,000 |
| Westchester County New York | 42 | $ 45,190,000 | $ 1,075,000 | $ 808,000 |
| Santa Barbara County California | 33 | $ 62,747,000 | $ 1,901,000 | $ 513,000 |
| Clark County Nevada | 33 | $ 18,524,000 | $ 561,000 | $ 204,000 |
| Maricopa County Arizona | 22 | $ 7,537,000 | $ 342,000 | $ 231,000 |
| Riverside County California | 22 | $ 17,345,000 | $ 788,000 | $ 661,000 |
| Suffolk County Massachusetts | 20 | $ 17,800,000 | $ 890,000 | $ 488,000 |
| Nassau County New York | 20 | $ 29,069,000 | $ 1,453,000 | $ 827,000 |
| Middlesex County Massachusetts | 19 | $ 20,627,000 | $ 1,085,000 | $ 1,357,000 |
| Placer County California | 17 | $ 15,601,000 | $ 917,000 | $ 990,000 |
| King County Washington | 17 | $ 7,995,000 | $ 470,000 | $ 645,000 |
| Pima County Arizona | 13 | $ 3,022,000 | $ 232,000 | $ 277,000 |
| Norfolk County Massachusetts | 12 | $ 13,985,000 | $ 1,165,000 | $ 593,000 |
| Bergen County New Jersey | 12 | $ 11,030,000 | $ 919,000 | $ 736,000 |
| Essex County New Jersey | 12 | $ 10,293,000 | $ 857,000 | $ 2,121,000 |
| Ventura County California | 11 | $ 9,692,000 | $ 881,000 | $ 399,000 |
| Kings County New York | 10 | $ 10,594,000 | $ 1,059,000 | $ 426,000 |
| Blaine County Idaho | 9 | $ 17,476,000 | $ 1,941,000 | $ 1,477,000 |
| Monterey County California | 8 | $ 16,396,000 | $ 2,049,000 | $ 869,000 |
| Honolulu County Hawaii | 8 | $ 7,329,000 | $ 916,000 | $ 451,000 |
| Monmouth County New Jersey | 8 | $ 7,440,000 | $ 930,000 | $ 1,986,000 |
| Nevada County California | 7 | $ 5,200,000 | $ 742,000 | $ 630,000 |
| Santa Cruz County California | 7 | $ 4,162,000 | $ 594,000 | $ 582,000 |
| Lee County Florida | 7 | $ 4,653,000 | $ 664,000 | $ 506,000 |
| Palm Beach County Florida | 7 | $ 6,438,000 | $ 919,000 | $ 1,179,000 |
| Cook County Illinois | 7 | $ 3,924,000 | $ 560,000 | $ 449,000 |
| Barnstable County Massachusetts | 7 | $ 9,937,000 | $ 1,419,000 | $ 1,802,000 |
| Queens County New York | 7 | $ 1,694,000 | $ 242,000 | $ 116,000 |
| Mono County California | 6 | $ 5,773,000 | $ 962,000 | $ 813,000 |
| Pitkin County Colorado | 6 | $ 8,263,000 | $ 1,377,000 | $ 1,492,000 |
| Miami-Dade County Florida | 6 | $ 4,804,000 | $ 800,000 | $ 787,000 |
| Ada County Idaho | 6 | $ 715,000 | $ 119,000 | $ 107,000 |
| Essex County Massachusetts | 6 | $ 3,895,000 | $ 649,000 | $ 481,000 |
| Washoe County Nevada | 6 | $ 2,447,000 | $ 407,000 | $ 574,000 |
| Cape May County New Jersey | 6 | $ 5,600,000 | $ 933,000 | $ 717,000 |
| Morris County New Jersey | 6 | $ 6,543,000 | $ 1,090,000 | $ 822,000 |
| Bernalillo County New Mexico | 6 | $ 1,452,000 | $ 242,000 | $ 185,000 |
| Summit County Utah | 6 | $ 7,072,000 | $ 1,178,000 | $ 1,179,000 |
| Mendocino County California | 5 | $ 1,867,000 | $ 373,000 | $ 193,000 |
| District of Columbia County District Of Columbia | 5 | $ 3,297,000 | $ 659,000 | $ 719,000 |
| Pinellas County Florida | 5 | $ 1,250,000 | $ 250,000 | $ 95,000 |
| Fulton County Georgia | 5 | $ 5,309,000 | $ 1,061,000 | $ 839,000 |
| Hawaii County Hawaii | 5 | $ 11,965,000 | $ 2,393,000 | $ 964,000 |
| Maui County Hawaii | 5 | $ 3,048,000 | $ 609,000 | $ 418,000 |
| Hudson County New Jersey | 5 | $ 2,230,000 | $ 446,000 | $ 312,000 |
| Saratoga County New York | 5 | $ 1,856,000 | $ 371,000 | $ 222,000 |
| Newport County Rhode Island | 5 | $ 4,425,000 | $ 885,000 | $ 383,000 |
| Dallas County Texas | 5 | $ 2,518,000 | $ 503,000 | $ 884,000 |
| Sacramento County California | 4 | $ 1,691,000 | $ 422,000 | $ 82,000 |
| Shasta County California | 4 | $ 1,031,000 | $ 257,000 | $ 73,000 |
| Nantucket County Massachusetts | 4 | $ 4,762,000 | $ 1,190,000 | $ 751,000 |
| Plymouth County Massachusetts | 4 | $ 7,548,000 | $ 1,887,000 | $ 1,708,000 |
| Mercer County New Jersey | 4 | $ 5,440,000 | $ 1,360,000 | $ 432,000 |
| Albany County New York | 4 | $ 1,736,000 | $ 434,000 | $ 175,000 |
| Multnomah County Oregon | 4 | $ 2,010,000 | $ 502,000 | $ 398,000 |
| Litchfield County Connecticut | 3 | $ 3,115,000 | $ 1,038,000 | $ 1,129,000 |
| Broward County Florida | 3 | $ 3,059,000 | $ 1,019,000 | $ 1,028,000 |
| Martin County Florida | 3 | $ 7,850,000 | $ 2,616,000 | $ 3,551,000 |
| Montgomery County Maryland | 3 | $ 3,395,000 | $ 1,131,000 | $ 559,000 |
| Dukes County Massachusetts | 3 | $ 3,930,000 | $ 1,310,000 | $ 819,000 |
| Somerset County New Jersey | 3 | $ 5,900,000 | $ 1,966,000 | $ 1,145,000 |
| Dutchess County New York | 3 | $ 2,535,000 | $ 845,000 | $ 827,000 |
| Rockland County New York | 3 | $ 1,207,000 | $ 402,000 | $ 222,000 |
| Deschutes County Oregon | 3 | $ 1,424,000 | $ 474,000 | $ 240,000 |
| Beaufort County South Carolina | 3 | $ 1,925,000 | $ 641,000 | $ 692,000 |
| Tarrant County Texas | 3 | $ 2,500,000 | $ 833,000 | $ 376,000 |
| Utah County Utah | 3 | $ 1,035,000 | $ 345,000 | $ 312,000 |
| Teton County Wyoming | 3 | $ 7,690,000 | $ 2,563,000 | $ 4,045,000 |
| El Dorado County California | 2 | $ 1,425,000 | $ 712,000 | $ 100,000 |
| Kern County California | 2 | $ 763,000 | $ 381,000 | $ 306,000 |
| Plumas County California | 2 | $ 635,000 | $ 317,000 | $ 173,000 |
| San Luis Obispo County California | 2 | $ 717,000 | $ 358,000 | $ 300,000 |
| Solano County California | 2 | $ 591,000 | $ 295,000 | $ 138,000 |
| Stanislaus County California | 2 | $ 426,000 | $ 213,000 | $ 161,000 |
| Indian River County Florida | 2 | $ 3,630,000 | $ 1,815,000 | $ 3,014,000 |
| Manatee County Florida | 2 | $ 1,580,000 | $ 790,000 | $ 244,000 |
| St. Johns County Florida | 2 | $ 1,230,000 | $ 615,000 | $ 556,000 |
| Berkshire County Massachusetts | 2 | $ 2,600,000 | $ 1,300,000 | $ 1,357,000 |
| Hennepin County Minnesota | 2 | $ 3,063,000 | $ 1,531,000 | $ 711,000 |
| Douglas County Nevada | 2 | $ 2,495,000 | $ 1,247,000 | $ 143,000 |
| Merrimack County New Hampshire | 2 | $ 613,000 | $ 306,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 3,036,000 | $ 1,518,000 | $ 1,634,000 |
| Union County New Jersey | 2 | $ 2,780,000 | $ 1,390,000 | $ 1,025,000 |
| Bronx County New York | 2 | $ 460,000 | $ 230,000 | $ 52,000 |
| Essex County New York | 2 | $ 3,001,000 | $ 1,500,000 | $ 1,865,000 |
| Putnam County New York | 2 | $ 1,408,000 | $ 704,000 | $ 291,000 |
| Richmond County New York | 2 | $ 622,000 | $ 311,000 | $ 83,000 |
| Oklahoma County Oklahoma | 2 | $ 261,000 | $ 130,000 | $ 250,000 |
| Jackson County Oregon | 2 | $ 3,500,000 | $ 1,750,000 | $ 817,000 |
| Chester County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 162,000 |
| Montgomery County Pennsylvania | 2 | $ 2,650,000 | $ 1,325,000 | $ 663,000 |
| Charleston County South Carolina | 2 | $ 3,220,000 | $ 1,610,000 | $ 1,704,000 |
| Grayson County Texas | 2 | $ 1,498,000 | $ 749,000 | $ 381,000 |
| Windham County Vermont | 2 | $ 678,000 | $ 339,000 | $ 780,000 |
| Snohomish County Washington | 2 | $ 317,000 | $ 158,000 | $ 143,000 |
| Madison County Alabama | 1 | $ 843,000 | $ 843,000 | $ 480,000 |
| Shelby County Alabama | 1 | $ 610,000 | $ 610,000 | $ 242,000 |
| La Paz County Arizona | 1 | $ 260,000 | $ 260,000 | $ 46,000 |
| Amador County California | 1 | $ 584,000 | $ 584,000 | $ 357,000 |
| Humboldt County California | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Lake County California | 1 | $ 276,000 | $ 276,000 | $ 127,000 |
| Merced County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| San Benito County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 393,000 |
| San Bernardino County California | 1 | $ 1,817,000 | $ 1,817,000 | $ 1,650,000 |
| Siskiyou County California | 1 | $ 96,000 | $ 96,000 | $ 82,000 |
| Yolo County California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Boulder County Colorado | 1 | $ 725,000 | $ 725,000 | $ 306,000 |
| Denver County Colorado | 1 | $ 1,100,000 | $ 1,100,000 | $ 416,000 |
| Eagle County Colorado | 1 | $ 1,780,000 | $ 1,780,000 | $ 890,000 |
| Jefferson County Colorado | 1 | $ 980,000 | $ 980,000 | $ 287,000 |
| San Miguel County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,390,000 |
| Hartford County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 254,000 |
| New Haven County Connecticut | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,135,000 |
| Charlotte County Florida | 1 | $ 610,000 | $ 610,000 | $ 1,229,000 |
| Collier County Florida | 1 | $ 3,000,000 | $ 3,000,000 | $ 7,856,000 |
| Duval County Florida | 1 | $ 172,000 | $ 172,000 | $ 925,000 |
| Flagler County Florida | 1 | $ 800,000 | $ 800,000 | $ 312,000 |
| Hillsborough County Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 501,000 |
| Polk County Florida | 1 | $ 242,000 | $ 242,000 | $ 399,000 |
| Sarasota County Florida | 1 | $ 650,000 | $ 650,000 | $ 1,740,000 |
| Coweta County Georgia | 1 | $ 275,000 | $ 275,000 | $ 298,000 |
| Rabun County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 371,000 |
| Bonner County Idaho | 1 | $ 320,000 | $ 320,000 | $ 551,000 |
| Kootenai County Idaho | 1 | $ 93,000 | $ 93,000 | $ 383,000 |
| DuPage County Illinois | 1 | $ 776,000 | $ 776,000 | $ 420,000 |
| Orleans County Louisiana | 1 | $ 400,000 | $ 400,000 | $ 623,000 |
| York County Maine | 1 | $ 1,760,000 | $ 1,760,000 | $ 1,520,000 |
| Anne Arundel County Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 391,000 |
| Baltimore County Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 312,000 |
| Harford County Maryland | 1 | $ 750,000 | $ 750,000 | $ 410,000 |
| Howard County Maryland | 1 | $ 300,000 | $ 300,000 | $ 324,000 |
| Queen Anne's County Maryland | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,125,000 |
| Bristol County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 281,000 |
| Worcester County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 930,000 |
| Berrien County Michigan | 1 | $ 1,300,000 | $ 1,300,000 | $ 905,000 |
| Oakland County Michigan | 1 | $ 170,000 | $ 170,000 | $ 500,000 |
| Washtenaw County Michigan | 1 | $ 900,000 | $ 900,000 | $ 293,000 |
| St. Louis County Missouri | 1 | $ 570,000 | $ 570,000 | $ 114,000 |
| Park County Montana | 1 | $ 655,000 | $ 655,000 | $ 1,402,000 |
| Belknap County New Hampshire | 1 | $ 756,000 | $ 756,000 | $ 510,000 |
| Carroll County New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 251,000 |
| Middlesex County New Jersey | 1 | $ 800,000 | $ 800,000 | $ 419,000 |
| Passaic County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 429,000 |
| Sussex County New Jersey | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Santa Fe County New Mexico | 1 | $ 1,715,000 | $ 1,715,000 | $ 1,366,000 |
| Fulton County New York | 1 | $ 466,000 | $ 466,000 | $ 299,000 |
| Greene County New York | 1 | $ 899,000 | $ 899,000 | $ 350,000 |
| Orange County New York | 1 | $ 1,838,000 | $ 1,838,000 | $ 1,393,000 |
| Sullivan County New York | 1 | $ 400,000 | $ 400,000 | $ 267,000 |
| Ulster County New York | 1 | $ 4,175,000 | $ 4,175,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 463,000 |
| Dare County North Carolina | 1 | $ 850,000 | $ 850,000 | $ 382,000 |
| Iredell County North Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 884,000 |
| Jackson County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| New Hanover County North Carolina | 1 | $ 1,100,000 | $ 1,100,000 | $ 413,000 |
| Wake County North Carolina | 1 | $ 714,000 | $ 714,000 | $ 250,000 |
| Licking County Ohio | 1 | $ 600,000 | $ 600,000 | $ 458,000 |
| Clackamas County Oregon | 1 | $ 1,100,000 | $ 1,100,000 | $ 505,000 |
| Bucks County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 367,000 |
| Delaware County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 200,000 |
| Lancaster County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 498,000 |
| Monroe County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 478,000 |
| Adjuntas County Puerto Rico | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,418,000 |
| Washington County Rhode Island | 1 | $ 1,300,000 | $ 1,300,000 | $ 1,229,000 |
| Greenville County South Carolina | 1 | $ 600,000 | $ 600,000 | $ 666,000 |
| Oconee County South Carolina | 1 | $ 650,000 | $ 650,000 | $ 316,000 |
| Bedford County Tennessee | 1 | $ 329,000 | $ 329,000 | $ 560,000 |
| Shelby County Tennessee | 1 | $ 2,000,000 | $ 2,000,000 | $ 9,999,000 |
| Collin County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| El Paso County Texas | 1 | $ 188,000 | $ 188,000 | $ 979,000 |
| Harris County Texas | 1 | $ 992,000 | $ 992,000 | $ 274,000 |
| Travis County Texas | 1 | $ 920,000 | $ 920,000 | $ 523,000 |
| Salt Lake County Utah | 1 | $ 1,050,000 | $ 1,050,000 | $ 1,491,000 |
| San Juan County Utah | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Washington County Utah | 1 | $ 140,000 | $ 140,000 | $ 165,000 |
| Windsor County Vermont | 1 | $ 491,000 | $ 491,000 | $ 250,000 |
| Arlington County Virginia | 1 | $ 252,000 | $ 252,000 | $ 292,000 |
| Hanover County Virginia | 1 | $ 379,000 | $ 379,000 | $ 174,000 |
| Loudoun County Virginia | 1 | $ 364,000 | $ 364,000 | $ 235,000 |
| Pierce County Washington | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Thurston County Washington | 1 | $ 224,000 | $ 224,000 | $ 1,716,000 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,609 | $1,693,556,000 | $836,257 | $12,500,000 | $948,200 | $9,999,000 |
| Refinancing | 1,079 | $1,074,601,000 | $955,774 | $14,000,000 | $793,935 | $9,999,000 |
| Home Improvement | 181 | $113,990,000 | $1,007,666 | $4,175,000 | $763,888 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,531 | $1,540,457,000 | $870,916 | $8,500,000 | $691,638 | $9,999,000 |
| Not Provided | 980 | $1,023,049,000 | $970,562 | $14,000,000 | $1,353,375 | $9,999,000 |
| Not applicable | 192 | $219,061,000 | $666,090 | $12,500,000 | $26,090 | $2,750,000 |
| Asian | 89 | $56,957,000 | $514,454 | $2,601,000 | $303,909 | $5,055,000 |
| Hispanic | 50 | $30,641,000 | $482,333 | $3,000,000 | $205,333 | $1,450,000 |
| Black or African American | 21 | $10,666,000 | $601,600 | $1,400,000 | $504,000 | $9,500,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $376,000 | $94,000 | $210,000 | $54,000 | $79,000 |
| American Indian or Alaskan Native | 2 | $940,000 | $470,000 | $500,000 | $158,000 | $164,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,869 | $2,882,147,000 | $870,205 | $14,000,000 | $878,384 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,442 | $2,444,624,000 | $872,871 | $14,000,000 | $1,013,743 | $9,999,000 |
| Application Withdrawn By Applicant | 288 | $316,888,000 | $943,047 | $6,000,000 | $485,476 | $9,999,000 |
| Loan Purchased By The Institution | 43 | $20,519,000 | $477,000 | $3,000,000 | $17,000 | $108,000 |
| Application Approved But Not Accepted | 39 | $39,631,000 | $1,367,714 | $5,000,000 | $903,571 | $5,000,000 |
| File Closed For Incompleteness | 30 | $37,425,000 | $1,226,142 | $3,750,000 | $542,857 | $9,999,000 |
| Application Denied By Financial Institution | 27 | $23,060,000 | $719,600 | $4,700,000 | $288,000 | $2,001,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.